{"id":21909,"date":"2012-06-23T20:29:48","date_gmt":"2012-06-23T13:29:48","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=21909"},"modified":"2022-05-18T22:29:45","modified_gmt":"2022-05-18T15:29:45","slug":"178-tieu-dung-tang-se-day-cau-tin-dung","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/178-tieu-dung-tang-se-day-cau-tin-dung\/","title":{"rendered":"178. Ti\u00eau d\u00f9ng t\u0103ng, s\u1ebd \u0111\u1ea9y c\u1ea7u t\u00edn d\u1ee5ng"},"content":{"rendered":"(TBNH) – T\u00edn d\u1ee5ng v\u1eabn \u0111ang ch\u1ea3y v\u00e0o s\u1ea3n xu\u1ea5t kinh doanh. Nh\u01b0ng v\u1ea5n \u0111\u1ec1 m\u1ea5u ch\u1ed1t \u0111\u1ec3 kh\u01a1i th\u00f4ng d\u00f2ng ch\u1ea3y t\u00edn d\u1ee5ng l\u1ea1i kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ee9c t\u1ef7 l\u1ec7 l\u00e3i su\u1ea5t n\u1eefa m\u00e0 l\u00e0 s\u1ee9c mua c\u1ee7a th\u1ecb tr\u01b0\u1eddng m\u1edbi l\u00e0 y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh.<\/strong><\/p>\n

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S\u1ea3n xu\u1ea5t c\u00f4ng nghi\u1ec7p \u0111ang ng\u00e0y c\u00e0ng t\u0103ng tr\u1edf l\u1ea1i.<\/em><\/p>\n

Ng\u00e2n h\u00e0ng v\u1eabn \u0111ang m\u1eddi vay v\u1ed1n gi\u00e1 r\u1ebb<\/strong><\/p>\n

Nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u00e3 tung ra c\u00e1c g\u00f3i v\u1ed1n r\u1ebb, th\u1eadm ch\u00ed m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng l\u1edbn nh\u01b0 Vietcombank, Eximbank, Agribank, VietinBank\u2026\u00a0 \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t cho vay \u0111\u1ed1i v\u1edbi DN s\u1ea3n xu\u1ea5t – kinh doanh ch\u1ec9 dao \u0111\u1ed9ng 10 – 12%, ch\u1ec9 ngang v\u1edbi l\u00e3i su\u1ea5t huy \u0111\u1ed9ng tr\u00ean 12 th\u00e1ng. Ngo\u00e0i ra, m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng nh\u01b0 Eximbank, ABBank c\u00f3 ch\u01b0\u01a1ng tr\u00ecnh cho vay b\u1eb1ng VND theo l\u00e3i su\u1ea5t USD v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p… M\u1eb7c d\u00f9 v\u1eady, theo l\u00e3nh \u0111\u1ea1o c\u1ee7a c\u00e1c NHTM th\u00ec ti\u1ebfn \u0111\u1ed9 gi\u1ea3i ng\u00e2n v\u1eabn \u00ec \u1ea1ch. V\u1eady \u0111\u00e2u l\u00e0 nguy\u00ean nh\u00e2n khi\u1ebfn ng\u00e2n h\u00e0ng v\u00e0 DN v\u1eabn ch\u01b0a \u201cb\u1eaft tay nhau\u201d \u0111\u01b0\u1ee3c?<\/p>\n

Kh\u00f4ng ph\u1ea3i ng\u00e2n h\u00e0ng mu\u1ed1n l\u00e0m kh\u00f3 DN b\u1eb1ng nh\u1eefng y\u00eau c\u1ea7u v\u1ec1 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, hay d\u1ef1 \u00e1n ph\u1ea3i kh\u1ea3 thi… B\u1edfi nh\u1eefng \u0111i\u1ec1u ki\u1ec7n n\u00e0y kh\u00f4ng ph\u1ea3i \u0111\u1ebfn b\u00e2y gi\u1edd c\u00e1c ng\u00e2n h\u00e0ng m\u1edbi \u0111\u1eb7t ra, ch\u1eb3ng qua l\u00e0 do \u201cs\u1ee9c kh\u1ecfe\u201d c\u1ee7a nhi\u1ec1u DN \u0111\u00e3 suy gi\u1ea3m sau nhi\u1ec1u n\u0103m v\u1eadt l\u1ed9n v\u1edbi kh\u00f3 kh\u0103n.<\/em> H\u01a1n th\u1ebf, theo Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/span>, khi n\u1ec1n kinh t\u1ebf c\u00f3 nhi\u1ec1u bi\u1ebfn \u0111\u1ed9ng, s\u1ea3n xu\u1ea5t t\u00ea li\u1ec7t, h\u00e0ng h\u00f3a \u1ee9 \u0111\u1ecdng… n\u1ebfu kh\u00f4ng l\u00e0m ch\u1eb7t, \u201cth\u00ec kh\u00f3 c\u00f3 th\u1ec3 h\u00ecnh dung con s\u1ed1 n\u1ee3 x\u1ea5u s\u1ebd l\u00e0 bao nhi\u00eau\u201d.
\n<\/em>
\nTheo c\u00e1c chuy\u00ean gia kinh t\u1ebf, \u0111i\u1ec1u m\u1ea5u ch\u1ed1t khi\u1ebfn t\u00edn d\u1ee5ng nh\u1eefng th\u00e1ng \u0111\u1ea7u n\u0103m t\u0103ng r\u1ea5t ch\u1eadm l\u00e0 do kh\u1ea3 n\u0103ng h\u1ea5p th\u1ee5 v\u1ed1n c\u1ee7a DN \u0111ang r\u1ea5t y\u1ebfu khi \u0111\u1ea7u ra c\u1ee7a s\u1ea3n xu\u1ea5t g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n. Qu\u1ea3 v\u1eady, b\u1ea3n th\u00e2n c\u00e1c DN\u2008c\u0169ng th\u1eeba nh\u1eadn r\u00f5 \u0111i\u1ec1u n\u00e0y. \u00d4ng Tr\u1ea7n Ch\u00ed Gia – Ch\u1ee7 t\u1ecbch H\u0110QT ki\u00eam T\u1ed5ng gi\u00e1m \u0111\u1ed1c C\u00f4ng ty may Meko cho bi\u1ebft, vi\u1ec7c c\u00e1c DN c\u00f3 t\u00e0i ch\u00ednh kh\u00f4ng r\u00f5 r\u00e0ng, minh b\u1ea1ch khi\u1ebfn c\u00e1c ng\u00e2n h\u00e0ng e ng\u1ea1i l\u00e0 chuy\u1ec7n b\u00ecnh th\u01b0\u1eddng. N\u1ebfu c\u00e1c DN \u0111\u00f3 c\u0169ng kinh doanh m\u1eb7t h\u00e0ng \u0111\u1eb7c bi\u1ec7t nh\u01b0 ng\u00e2n h\u00e0ng ch\u1eafc c\u0169ng kh\u00f4ng th\u1ec3 l\u00e0m kh\u00e1c. T\u1eeb nhi\u1ec1u n\u0103m nay, C\u00f4ng ty c\u00f3 quan h\u1ec7 t\u00edn d\u1ee5ng v\u1edbi NHTMCP S\u00e0i G\u00f2n – H\u00e0 N\u1ed9i v\u00e0 \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng t\u1ea1o m\u1ecdi \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i nh\u1ea5t trong ti\u1ebfp c\u1eadn ngu\u1ed3n v\u1ed1n \u01b0u \u0111\u00e3i \u0111\u1ec3 \u0111\u01b0a v\u00e0o s\u1ea3n xu\u1ea5t kinh doanh. C\u00f4ng ty \u0111\u00e3 t\u1ea1o \u0111\u01b0\u1ee3c uy t\u00edn nh\u01b0 v\u1eady v\u1edbi ng\u00e2n h\u00e0ng t\u1eeb vi\u1ec7c ch\u01b0a bao gi\u1edd \u0111\u1ec3 n\u1ee3 qu\u00e1 h\u1ea1n. Hi\u1ec7n t\u1ea1i C\u00f4ng ty may Meko c\u0169ng c\u00f3 k\u1ebf ho\u1ea1ch m\u1edf r\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh v\u00e0 d\u00f9 ng\u00e2n h\u00e0ng “ng\u1ecf \u00fd” cho vay v\u1edbi l\u00e3i su\u1ea5t \u01b0u ti\u00ean nh\u01b0ng DN kh\u00f4ng d\u00e1m vay nhi\u1ec1u m\u00e0\u00a0 t\u0103ng ph\u1ea7n tr\u00edch t\u1eeb l\u1ee3i nhu\u1eadn \u0111\u1ec3 t\u00e1i \u0111\u1ea7u t\u01b0.<\/p>\n

Theo Ph\u00f3 t\u1ed5ng gi\u00e1m \u0111\u1ed1c VietinBank L\u00ea \u0110\u1ee9c Th\u1ecd, t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u1ee7a ng\u00e2n h\u00e0ng c\u00f3 t\u00edn hi\u1ec7u t\u00edch c\u1ef1c h\u01a1n sau khi l\u00e3i su\u1ea5t li\u00ean t\u1ee5c gi\u1ea3m. T\u00edn d\u1ee5ng v\u1eabn \u0111ang ch\u1ea3y v\u00e0o s\u1ea3n xu\u1ea5t kinh doanh. Nh\u01b0ng v\u1ea5n \u0111\u1ec1 m\u1ea5u ch\u1ed1t \u0111\u1ec3 kh\u01a1i th\u00f4ng d\u00f2ng ch\u1ea3y t\u00edn d\u1ee5ng l\u1ea1i kh\u00f4ng ph\u1ea3i l\u00e0 l\u00e3i su\u1ea5t n\u1eefa m\u00e0 l\u00e0 s\u1ee9c mua c\u1ee7a th\u1ecb tr\u01b0\u1eddng m\u1edbi l\u00e0 y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh. V\u1edbi DN th\u1ef1c s\u1ef1 c\u1ea7n v\u1ed1n \u0111\u1ec3 s\u1ea3n xu\u1ea5t kinh doanh th\u1eddi \u0111i\u1ec3m n\u00e0y l\u00e3i su\u1ea5t cao hay th\u1ea5p kh\u00f4ng qu\u00e1 quan tr\u1ecdng b\u1eb1ng vi\u1ec7c c\u00f3 l\u00e0m \u0103n \u0111\u01b0\u1ee3c hay kh\u00f4ng.
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\nDoanh nghi\u1ec7p k\u1ec3 b\u1ec7nh, ng\u00e2n h\u00e0ng k\u00ea \u0111\u01a1n<\/strong><\/p>\n

\u0110\u1ec3 t\u0103ng s\u1ee9c c\u1ea7u c\u1ee7a n\u1ec1n kinh t\u1ebf, ngo\u00e0i vi\u1ec7c gi\u1ea3m l\u00e3i su\u1ea5t, gi\u00e1 x\u0103ng d\u1ea7u gi\u1ea3m… th\u00ec c\u1ea7n ph\u1ea3i c\u00f3 \u0111\u1ed3ng b\u1ed9 c\u00e1c gi\u1ea3i ph\u00e1p th\u00fac \u0111\u1ea9y s\u1ea3n xu\u1ea5t l\u01b0u th\u00f4ng, k\u00edch c\u1ea7u ti\u00eau d\u00f9ng trong n\u1ec1n kinh t\u1ebf. T\u1ee9c l\u00e0 n\u1ec1n kinh t\u1ebf ph\u1ea3i h\u1ea5p th\u1ee5 \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m c\u1ee7a DN th\u00ec h\u1ecd m\u1edbi ti\u1ebfp t\u1ee5c t\u1ed5 ch\u1ee9c s\u1ea3n xu\u1ea5t kinh doanh, t\u00e1c \u0111\u1ed9ng tr\u1edf l\u1ea1i v\u1ec1 c\u1ea7u t\u00edn d\u1ee5ng.\u00a0 Ph\u00f3 t\u1ed5ng gi\u00e1m \u0111\u1ed1c VietinBank L\u00ea \u0110\u1ee9c Th\u1ecd cho r\u1eb1ng, n\u1ebfu kh\u00f4ng gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c m\u1ed9t c\u00e1ch \u0111\u1ed3ng b\u1ed9 c\u00e1c v\u1ea5n \u0111\u1ec1 tr\u00ean, d\u00f9 l\u00e3i su\u1ea5t c\u00f3 gi\u1ea3m ti\u1ebfp m\u00e0 DN v\u1eabn thi\u1ebfu ph\u01b0\u01a1ng \u00e1n kinh doanh kh\u1ea3 thi, hi\u1ec7u qu\u1ea3, n\u1ec1n kinh t\u1ebf thi\u1ec3u ph\u00e1t th\u00ec t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng v\u1eabn ch\u1eadm.<\/p>\n

Theo \u00f4ng Th\u1ecd, \u0111\u1ec3 gi\u1ea3i quy\u1ebft “kh\u00fac m\u1eafc” tr\u00ean, ngo\u00e0i gi\u1ea3i ph\u00e1p gi\u00e3n, gi\u1ea3m thu\u1ebf gi\u00fap DN c\u00f3 c\u01a1 h\u1ed9i gi\u1ea3m gi\u00e1 th\u00e0nh s\u1ea3n ph\u1ea9m; c\u1ea7n c\u00f3 th\u00eam ch\u00ednh s\u00e1ch k\u00edch c\u1ea7u ti\u00eau d\u00f9ng. V\u00e0 b\u1ea3n th\u00e2n c\u00e1c DN ph\u1ea3i ch\u1ee7 \u0111\u1ed9ng t\u00ecm t\u00f2i, x\u00e2y d\u1ef1ng c\u00e1c ph\u01b0\u01a1ng \u00e1n \u0111\u1ea7u t\u01b0 hi\u1ec7u qu\u1ea3, gi\u00e1m s\u00e1t qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh ho\u1ea1t \u0111\u1ed9ng t\u1ed1t h\u01a1n… l\u00e0m c\u01a1 s\u1edf \u0111\u1ec3 ng\u00e2n h\u00e0ng gi\u1ea3i ng\u00e2n v\u1ed1n. Vi\u1ec7c Qu\u1ed1c h\u1ed9i th\u00f4ng qua gi\u1ea3m thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n c\u0169ng s\u1ebd l\u00e0 m\u1ed9t gi\u1ea3i ph\u00e1p, d\u00f9 kh\u00f4ng l\u1edbn nh\u01b0ng hy v\u1ecdng s\u1ebd l\u00e0 y\u1ebfu t\u1ed1 k\u00edch c\u1ea7u ti\u00eau d\u00f9ng, qua \u0111\u00f3 gi\u1ea3i t\u1ecfa \u00e1p l\u1ef1c h\u00e0ng t\u1ed3n kho cho c\u1ea3 DN, l\u1eabn ng\u00e2n h\u00e0ng.<\/p>\n

V\u1ec1 ph\u00eda ng\u00e2n h\u00e0ng, c\u1ee5 th\u1ec3 VietinBank ngo\u00e0i vi\u1ec7c ti\u1ebfp t\u1ee5c \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t ph\u00f9 h\u1ee3p theo l\u1ea1m ph\u00e1t m\u1ee5c ti\u00eau, ng\u00e2n h\u00e0ng c\u00f3 nh\u1eefng bi\u1ec7n ph\u00e1p xem x\u00e9t c\u00e1c quy \u0111\u1ecbnh, \u0111i\u1ec1u ki\u1ec7n t\u00edn d\u1ee5ng ph\u00f9 h\u1ee3p h\u01a1n v\u1edbi th\u1ef1c t\u1ebf hi\u1ec7n nay \u0111\u1ec3 ti\u1ebfp t\u1ee5c ph\u1ee5c v\u1ee5 v\u1ed1n cho s\u1ea3n xu\u1ea5t. Ng\u00e2n h\u00e0ng c\u0169ng s\u1ebd ch\u1ee7 \u0111\u1ed9ng t\u00e1i c\u01a1 c\u1ea5u l\u1ea1i c\u00e1c kho\u1ea3n cho vay \u0111\u1ed1i v\u1edbi DN c\u00f3 ph\u01b0\u01a1ng \u00e1n kh\u1ea3 thi v\u00e0 c\u00f3 kh\u1ea3 n\u0103ng ti\u1ebfp t\u1ee5c duy tr\u00ec ho\u1ea1t \u0111\u1ed9ng, v\u01b0\u1ee3t qua kh\u00f3 kh\u0103n. TS. Nguy\u1ec5n Ng\u1ecdc B\u1ea3o – Ch\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng th\u00e0nh vi\u00ean Agribank cho hay, v\u1edbi kh\u00e1ch h\u00e0ng g\u1eb7p kh\u00f3 kh\u00f4ng tr\u1ea3 n\u1ee3 \u0111\u00fang h\u1ea1n, ng\u00e2n h\u00e0ng s\u1ebd xem x\u00e9t c\u01a1 c\u1ea5u l\u1ea1i n\u1ee3, k\u00e9o d\u00e0i th\u1eddi gian tr\u1ea3 n\u1ee3 ph\u00f9 h\u1ee3p v\u1edbi d\u00f2ng ti\u1ec1n c\u1ee7a d\u1ef1 \u00e1n, ph\u01b0\u01a1ng \u00e1n s\u1ea3n xu\u1ea5t kinh doanh c\u0169ng nh\u01b0 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u1ec3 gi\u1ea3m \u00e1p l\u1ef1c kho\u1ea3n vay. Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c \u0111\u1ec1 xu\u1ea5t, ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 khoanh n\u1ee3 cho c\u00e1c DN, nh\u1ea5t l\u00e0 DN ho\u1ea1t \u0111\u1ed9ng trong l\u0129nh v\u1ef1c ng\u00e0nh ngh\u1ec1 \u0111\u01b0\u1ee3c Ch\u00ednh ph\u1ee7 khuy\u1ebfn kh\u00edch \u0111\u1ec3 h\u1ecd \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn c\u00e1c kho\u1ea3n vay m\u1edbi.
\n<\/em>
\nTuy nhi\u00ean, \u00f4ng Th\u1ecd l\u01b0u \u00fd, ng\u00e2n h\u00e0ng ch\u1ec9 r\u00e0 so\u00e1t l\u1ea1i c\u00e1c \u0111i\u1ec1u ki\u1ec7n cho ph\u00f9 h\u1ee3p v\u1edbi th\u1ef1c ti\u1ec5n ch\u1ee9 kh\u00f4ng h\u1ea1 th\u1ea5p \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 b\u1eb1ng m\u1ecdi gi\u00e1 \u0111\u1ea1t m\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng. M\u1ee9c t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u1ee7a ng\u00e2n h\u00e0ng s\u1ebd ph\u1ee5 thu\u1ed9c v\u00e0o s\u1ee9c h\u1ea5p th\u1ee5 v\u1ed1n th\u1ef1c t\u1ebf c\u1ee7a n\u1ec1n kinh t\u1ebf. V\u00e0 d\u00f9 k\u1ebft qu\u1ea3 s\u1ebd l\u00e0 bao nhi\u00eau th\u00ec ng\u00e2n h\u00e0ng c\u1ea7n ph\u1ea3i \u0111\u1ea3m b\u1ea3o an to\u00e0n, hi\u1ec7u qu\u1ea3. C\u00f9ng chung quan \u0111i\u1ec3m, Ph\u00f3 t\u1ed5ng gi\u00e1m \u0111\u1ed1c th\u01b0\u1eddng tr\u1ef1c MaritimeBank Tr\u1ea7n Xu\u00e2n Qu\u1ea3ng cho r\u1eb1ng, kh\u00f4ng ph\u1ea3i v\u00ec “c\u01a1 ch\u1ebf” n\u00e0o \u0111\u00f3 m\u00e0 vi\u1ec7c \u0111\u1ecbnh h\u1ea1ng kh\u00e1ch h\u00e0ng b\u1ecb m\u00e9o m\u00f3 \u0111i. Tr\u00ean th\u1ef1c t\u1ebf, m\u1ed7i ng\u00e2n h\u00e0ng \u0111\u1ec1u x\u00e2y d\u1ef1ng h\u1ec7 th\u1ed1ng x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m \u0111\u1ec3 ph\u00e2n bi\u1ec7t ch\u1ea5t l\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng, qua \u0111\u00f3 h\u1ea1n ch\u1ebf r\u1ee7i ro trong ho\u1ea1t \u0111\u1ed9ng. V\u1ea5n \u0111\u1ec1 \u1edf \u0111\u00e2y l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng l\u1ef1a ch\u1ecdn m\u1ee9c n\u00e0o \u0111\u01b0\u1ee3c coi l\u00e0 l\u00e0nh m\u1ea1nh \u0111\u1ec3 h\u1ed7 tr\u1ee3 ch\u1ee9 kh\u00f4ng ph\u1ea3i t\u1ea5t c\u1ea3 \u0111\u1ec1u chung “m\u1ed9t gi\u00e1”. C\u00f3 \u00fd ki\u1ebfn v\u00ed von, n\u1ebfu mu\u1ed1n b\u00e1c s\u1ef9 “k\u00ea \u0111\u01a1n” thu\u1ed1c t\u1ed1t nh\u1ea5t, th\u00ec ng\u01b0\u1eddi b\u1ec7nh ph\u1ea3i khai \u0111\u00fang t\u00ecnh tr\u1ea1ng b\u1ec7nh c\u1ee7a m\u00ecnh. T\u1ee9c l\u00e0 c\u00e1c DN ph\u1ea3i cung c\u1ea5p th\u1eadt \u0111\u1ea7y \u0111\u1ee7, trung th\u1ef1c khi cung c\u1ea5p th\u00f4ng tin cho ng\u00e2n h\u00e0ng. Qua \u0111\u00f3, ng\u00e2n h\u00e0ng m\u1edbi ph\u00e2n lo\u1ea1i t\u1eebng \u0111\u1ed1i t\u01b0\u1ee3ng DN m\u1ed9t c\u00e1ch ch\u00ednh x\u00e1c, \u0111\u01b0a ra nh\u1eefng gi\u1ea3i ph\u00e1p h\u1ed7 tr\u1ee3 c\u1ee5 th\u1ec3.\u00a0 Nh\u01b0 v\u1eady s\u1ebd c\u00f3 l\u1ee3i cho c\u1ea3 hai b\u00ean.<\/p>\n

Huy\u1ec1n Thanh<\/strong><\/p>\n

——————<\/p>\n

Th\u1eddi b\u00e1o Ng\u00e2n h\u00e0ng 25-6-2012:<\/em><\/strong><\/p>\n

http:\/\/www.thoibaonganhang.vn\/tin-tuc\/1-tieu-dung-tang–se-day-cau-tin-dung-2786.html<\/a><\/em><\/p>\n

(142\/1.326)<\/em>","protected":false},"excerpt":{"rendered":"

(TBNH) – T\u00edn d\u1ee5ng v\u1eabn \u0111ang ch\u1ea3y v\u00e0o s\u1ea3n xu\u1ea5t kinh doanh. Nh\u01b0ng v\u1ea5n \u0111\u1ec1 m\u1ea5u ch\u1ed1t \u0111\u1ec3 kh\u01a1i th\u00f4ng d\u00f2ng ch\u1ea3y t\u00edn d\u1ee5ng l\u1ea1i kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ee9c t\u1ef7 l\u1ec7 l\u00e3i su\u1ea5t n\u1eefa m\u00e0 l\u00e0 s\u1ee9c mua c\u1ee7a th\u1ecb tr\u01b0\u1eddng m\u1edbi l\u00e0 y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh. S\u1ea3n xu\u1ea5t c\u00f4ng nghi\u1ec7p \u0111ang ng\u00e0y c\u00e0ng t\u0103ng […]<\/p>\n","protected":false},"author":2,"featured_media":21910,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-21909","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n178. Ti\u00eau d\u00f9ng t\u0103ng, s\u1ebd \u0111\u1ea9y c\u1ea7u t\u00edn d\u1ee5ng - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/178-tieu-dung-tang-se-day-cau-tin-dung\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]178. Ti\u00eau d\u00f9ng t\u0103ng, s\u1ebd \u0111\u1ea9y c\u1ea7u t\u00edn d\u1ee5ng[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(TBNH) – T\u00edn d\u1ee5ng v\u1eabn \u0111ang ch\u1ea3y v\u00e0o s\u1ea3n xu\u1ea5t kinh doanh. Nh\u01b0ng v\u1ea5n \u0111\u1ec1 m\u1ea5u ch\u1ed1t \u0111\u1ec3 kh\u01a1i th\u00f4ng d\u00f2ng ch\u1ea3y t\u00edn d\u1ee5ng l\u1ea1i kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ee9c t\u1ef7 l\u1ec7 l\u00e3i su\u1ea5t n\u1eefa m\u00e0 l\u00e0 s\u1ee9c mua c\u1ee7a th\u1ecb tr\u01b0\u1eddng m\u1edbi l\u00e0 y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh. 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