{"id":22070,"date":"2013-09-20T10:26:24","date_gmt":"2013-09-20T03:26:24","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=22070"},"modified":"2022-05-19T21:08:55","modified_gmt":"2022-05-19T14:08:55","slug":"359-nguoi-dung-ho-henh-de-bi-loi-dung","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/359-nguoi-dung-ho-henh-de-bi-loi-dung\/","title":{"rendered":"359. Ng\u01b0\u1eddi d\u00f9ng \u201ch\u1edb h\u00eanh\u201d, d\u1ec5 b\u1ecb l\u1ee3i d\u1ee5ng"},"content":{"rendered":"(TBNH) – S\u1ef1 h\u1edb h\u00eanh c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 vi\u1ec7c l\u1ea1m d\u1ee5ng \u01b0u \u0111i\u1ec3m c\u1ee7a th\u1ebb t\u00edn d\u1ee5ng \u0111\u1ec3 tr\u1ee5c l\u1ee3i t\u1eeb ng\u01b0\u1eddi cung c\u1ea5p s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5. Nhi\u1ec1u v\u1ee5 vi\u1ec7c nh\u1ecf tuy kh\u00f4ng g\u00e2y h\u1eadu qu\u1ea3 nghi\u00eam tr\u1ecdng, song c\u0169ng l\u00e0 b\u00e0i h\u1ecdc c\u1ea3nh gi\u00e1c cho ng\u01b0\u1eddi s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng.<\/strong><\/p>\n

Vi\u1ec7c giao d\u1ecbch, mua b\u00e1n b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng \u0111ang tr\u1edf n\u00ean ph\u1ed5 bi\u1ebfn trong \u0111\u1eddi s\u1ed1ng, mang l\u1ea1i nhi\u1ec1u ti\u1ec7n \u00edch trong mua s\u1eafm, ti\u00eau d\u00f9ng. Tuy nhi\u00ean, hi\u1ec7n ng\u00e0y c\u00e0ng nhi\u1ec1u kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng lo\u1ea1i th\u1ebb n\u00e0y than phi\u1ec1n v\u1ec1 vi\u1ec7c b\u1ecb m\u1ea5t ti\u1ec1n oan, m\u00e0 l\u00fd do l\u00e0 ch\u00ednh s\u1ef1 h\u1edb h\u00eanh c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 vi\u1ec7c l\u1ea1m d\u1ee5ng \u01b0u \u0111i\u1ec3m c\u1ee7a th\u1ebb t\u00edn d\u1ee5ng \u0111\u1ec3 tr\u1ee5c l\u1ee3i t\u1eeb ng\u01b0\u1eddi cung c\u1ea5p s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5.<\/p>\n

\"\"
\nC\u1ea9n tr\u1ecdng khi thanh to\u00e1n b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng<\/em><\/p>\n

Nhi\u1ec1u v\u1ee5 vi\u1ec7c nh\u1ecf tuy kh\u00f4ng g\u00e2y h\u1eadu qu\u1ea3 nghi\u00eam tr\u1ecdng, song c\u0169ng l\u00e0 b\u00e0i h\u1ecdc c\u1ea3nh gi\u00e1c cho ng\u01b0\u1eddi s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng.<\/p>\n

Kh\u00e1ch ch\u01b0a \u0111\u1ed3ng \u00fd v\u1eabn t\u1ef1 chuy\u1ec3n ti\u1ec1n<\/strong><\/p>\n

\u0110\u01a1n c\u1eed nh\u01b0 tr\u01b0\u1eddng h\u1ee3p ch\u1ecb H.A (H\u00e0 N\u1ed9i) m\u1edbi \u0111\u00e2y \u0111\u00e3 ph\u1ea3n \u00e1nh v\u1ec1 vi\u1ec7c nh\u00e2n vi\u00ean b\u00e1n h\u00e0ng c\u1ee7a C\u00f4ng ty Club Hotel g\u1ecdi \u0111i\u1ec7n m\u1eddi \u0111\u0103ng k\u00fd th\u1ebb th\u00e0nh vi\u00ean v\u1edbi m\u1ee9c ph\u00ed 3,8 tri\u1ec7u \u0111\u1ed3ng\/n\u0103m. V\u1edbi th\u1ebb th\u00e0nh vi\u00ean n\u00e0y, ch\u1ecb H.A c\u00f3 th\u1ec3 nh\u1eadn nhi\u1ec1u \u01b0u \u0111\u00e3i gi\u1ea3m gi\u00e1, khuy\u1ebfn m\u00e3i khi \u0111\u1eb7t ph\u00f2ng ho\u1eb7c s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 t\u1ea1i nhi\u1ec1u kh\u00e1ch s\u1ea1n l\u00e0 th\u00e0nh vi\u00ean n\u1eb1m trong chu\u1ed7i c\u1ee7a c\u00f4ng ty n\u00e0y.<\/p>\n

D\u00f9 t\u1eeb ch\u1ed1i \u0111\u0103ng k\u00fd ngay l\u1eadp t\u1ee9c do ch\u01b0a c\u00f3 nhu c\u1ea7u, nh\u01b0ng ch\u1ecb H.A v\u1eabn \u0111\u1ed3ng \u00fd c\u00e2n nh\u1eafc v\u1ec1 vi\u1ec7c s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 n\u00e0y sau khi nh\u00e2n vi\u00ean b\u00e1n h\u00e0ng thuy\u1ebft ph\u1ee5c r\u1eb1ng, ch\u1ec9 khi n\u00e0o sao k\u00ea thanh to\u00e1n c\u1ee7a ng\u00e2n h\u00e0ng g\u1eedi v\u1ec1, kh\u00e1ch h\u00e0ng k\u00fd th\u00ec m\u1edbi ch\u00ednh th\u1ee9c \u0111\u0103ng k\u00fd th\u00e0nh vi\u00ean.<\/p>\n

Tin t\u01b0\u1edfng ph\u00eda c\u00f4ng ty ph\u00e1t h\u00e0nh th\u1ebb, n\u00ean d\u00f9 ch\u1ec9 giao d\u1ecbch qua \u0111i\u1ec7n tho\u1ea1i, ch\u1ecb H.A \u0111\u00e3 \u0111\u1ed3ng \u00fd \u0111\u1ecdc s\u1ed1 t\u00e0i kho\u1ea3n c\u1ee7a m\u00ecnh v\u1edbi suy ngh\u0129 v\u1eabn c\u00f2n th\u1eddi gian c\u00e2n nh\u1eafc, h\u01a1n n\u1eefa d\u00f9 c\u00f3 s\u1ed1 t\u00e0i kho\u1ea3n th\u00ec khi ch\u01b0a \u0111\u01b0\u1ee3c s\u1ef1 \u0111\u1ed3ng \u00fd c\u1ee7a ch\u1ecb, ph\u00eda c\u00f4ng ty c\u0169ng kh\u00f4ng th\u1ec3 t\u1ef1 \u00fd tr\u1eeb ti\u1ec1n.<\/p>\n

Tuy nhi\u00ean \u0111\u1ebfn cu\u1ed1i th\u00e1ng, khi nh\u1eadn \u0111\u01b0\u1ee3c th\u1ebb th\u00e0nh vi\u00ean c\u00f9ng h\u00f3a \u0111\u01a1n thanh to\u00e1n (c\u1ee7a ng\u00e2n h\u00e0ng VietinBank) t\u1eeb C\u00f4ng ty Club Hotel th\u00ec ch\u1ecb m\u1edbi bi\u1ebft nh\u00e2n vi\u00ean b\u00e1n h\u00e0ng \u0111\u00e3 t\u1ef1 \u00fd s\u1eed d\u1ee5ng s\u1ed1 t\u00e0i kho\u1ea3n c\u1ee7a ch\u1ecb \u0111\u1ec3 chuy\u1ec3n s\u1ed1 ti\u1ec1n 3,8 tri\u1ec7u \u0111\u1ed3ng sang t\u00e0i kho\u1ea3n c\u00f4ng ty, t\u1ef1 \u00fd \u0111\u0103ng k\u00fd th\u00e0nh vi\u00ean trong khi ch\u1ecb H.A v\u1eabn ch\u01b0a \u0111\u1ed3ng \u00fd s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5.<\/p>\n

Ch\u1ecb H.A c\u0169ng cho bi\u1ebft, ch\u1ecb ch\u1ec9 cung c\u1ea5p s\u1ed1 t\u00e0i kho\u1ea3n, ngo\u00e0i ra kh\u00f4ng cung c\u1ea5p m\u1eadt kh\u1ea9u, kh\u00f4ng \u0111\u1ebfn c\u00f4ng ty \u201cc\u00e0\u201d th\u1ebb, kh\u00f4ng k\u00fd b\u1ea5t k\u1ef3 gi\u1ea5y t\u1edd n\u00e0o. Khi th\u1eafc m\u1eafc, ch\u1ecb \u0111\u01b0\u1ee3c gi\u1ea3i th\u00edch r\u1eb1ng c\u00f4ng ty v\u00e0 ng\u00e2n h\u00e0ng \u0111\u00e3 c\u00f3 th\u1ecfa thu\u1eadn thanh to\u00e1n v\u00e0 ch\u1ec9 c\u1ea7n s\u1ed1 t\u00e0i kho\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng l\u00e0 c\u00f4ng ty c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n giao d\u1ecbch chuy\u1ec3n ti\u1ec1n nh\u01b0 v\u1eady. Khi ch\u1ecb H.A ph\u1ea3n \u0111\u1ed1i b\u1eb1ng vi\u1ec7c y\u00eau c\u1ea7u h\u1ee7y th\u1ebb, c\u00f4ng ty n\u00e0y cho bi\u1ebft ph\u1ea3i m\u1ea5t ph\u00ed 40 USD.<\/p>\n

D\u00f9 nh\u00ecn nh\u1eadn \u0111\u00e2y l\u00e0 giao d\u1ecbch kinh doanh, th\u01b0\u01a1ng m\u1ea1i ho\u00e0n to\u00e0n b\u00ecnh th\u01b0\u1eddng v\u00e0 h\u1ee3p ph\u00e1p, \u0111\u00fang v\u1edbi ch\u1ee9c n\u0103ng, \u0111i\u1ec1u ki\u1ec7n c\u1ee7a m\u1ed7i b\u00ean, nh\u01b0ng theo LS. Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt TNHH ANVI, khi \u0111i v\u00e0o n\u1ed9i dung h\u1ee3p t\u00e1c c\u1ee5 th\u1ec3 th\u00ec c\u00f3 th\u1ec3 xu\u1ea5t hi\u1ec7n nh\u1eefng th\u1ecfa thu\u1eadn \u0111\u00f4i b\u00ean c\u00f9ng c\u00f3 l\u1ee3i, song c\u0169ng g\u00e2y b\u1ea5t l\u1ee3i cho kh\u00e1ch h\u00e0ng x\u00e9t theo m\u1ed9t kh\u00eda c\u1ea1nh n\u00e0o \u0111\u00f3.<\/em><\/p>\n

\u00d4ng \u0110\u1ee9c cho r\u1eb1ng, n\u1ebfu l\u00e0m \u0111\u00fang nguy\u00ean t\u1eafc giao d\u1ecbch, th\u00ec trong m\u1ecdi tr\u01b0\u1eddng h\u1ee3p, s\u1ef1 \u0111\u1ed3ng \u00fd c\u1ee7a kh\u00e1ch h\u00e0ng lu\u00f4n l\u00e0 y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh quan tr\u1ecdng nh\u1ea5t, k\u1ec3 c\u1ea3 vi\u1ec7c b\u1ea3o m\u1eadt th\u00f4ng tin cho kh\u00e1ch h\u00e0ng. V\u1ec1 ph\u00e1p l\u00fd, c\u00e1c b\u00ean ph\u1ea3i l\u1ea5y \u0111\u01b0\u1ee3c ch\u1eef k\u00fd c\u1ee7a kh\u00e1ch h\u00e0ng ch\u1ea5p nh\u1eadn nh\u1eefng \u0111i\u1ec1u ki\u1ec7n tham gia c\u00e1c giao d\u1ecbch \u0111\u00f3. N\u1ebfu kh\u00e1ch h\u00e0ng m\u1edbi ch\u1ec9 ng\u1ecf \u00fd quan t\u00e2m, ch\u01b0a th\u1ec3 hi\u1ec7n r\u00f5 \u00fd ch\u00ed giao k\u1ebft h\u1ee3p \u0111\u1ed3ng, th\u00ec c\u00e1c giao d\u1ecbch \u0111\u00f3 l\u00e0 sai ph\u00e1p lu\u1eadt v\u00e0 th\u1ecfa thu\u1eadn.<\/em><\/p>\n

C\u1ea7n ph\u1ea1t n\u1eb7ng h\u00e0nh vi x\u00e2m ph\u1ea1m th\u00f4ng tin kh\u00e1ch h\u00e0ng<\/em><\/strong><\/p>\n

Trong tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3 n\u00f3i tr\u00ean, k\u1ebd h\u1edf l\u00e0 kh\u00e1ch h\u00e0ng kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o l\u01b0u quan \u0111i\u1ec3m, m\u00e0 \u0111\u00e3 \u0111\u1ed3ng \u00fd v\u1edbi m\u1ed9t giao d\u1ecbch, th\u00ec th\u01b0\u1eddng ph\u1ea3i ch\u1ea5p nh\u1eadn c\u1ea3 g\u00f3i \u0111i\u1ec1u ki\u1ec7n m\u1edf r\u1ed9ng li\u00ean quan, m\u00e0 theo \u0111\u00f3 th\u00ec ph\u1ea7n l\u1ee3i \u00edch th\u01b0\u1eddng do ng\u01b0\u1eddi \u0111\u01b0a ra \u201clu\u1eadt ch\u01a1i\u201d quy\u1ebft \u0111\u1ecbnh.<\/em><\/p>\n

Hi\u1ec7n, c\u00e1c quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng tuy \u0111\u00e3 c\u00f3 nh\u01b0ng v\u1eabn r\u1ea5t y\u1ebfu. T\u1eeb Lu\u1eadt B\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng n\u0103m 2010 cho \u0111\u1ebfn Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u0103m 2010 \u0111\u1ec1u quy \u0111\u1ecbnh v\u1ec1 tr\u00e1ch nhi\u1ec7m b\u1ea3o v\u1ec7 b\u00ed m\u1eadt th\u00f4ng tin c\u1ee7a kh\u00e1ch h\u00e0ng.<\/em><\/p>\n

Ri\u00eang trong ng\u00e0nh Ng\u00e2n h\u00e0ng, h\u00e0nh vi vi ph\u1ea1m b\u00ed m\u1eadt th\u00f4ng tin c\u1ee7a kh\u00e1ch h\u00e0ng s\u1ebd b\u1ecb x\u1eed ph\u1ea1t t\u1eeb 1-3 tri\u1ec7u \u0111\u1ed3ng theo quy \u0111\u1ecbnh t\u1ea1i Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 202\/2004\/N\u0110-CP ng\u00e0y 10\/12\/2004 c\u1ee7a Ch\u00ednh ph\u1ee7 v\u1ec1 \u201cX\u1eed ph\u1ea1t vi ph\u1ea1m h\u00e0nh ch\u00ednh trong l\u0129nh v\u1ef1c ti\u1ec1n t\u1ec7 v\u00e0 ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng\u201d. Tuy nhi\u00ean, tr\u00ean th\u1ef1c t\u1ebf m\u1edbi ph\u00e1t hi\u1ec7n v\u00e0 x\u1eed l\u00fd \u0111\u01b0\u1ee3c r\u1ea5t \u00edt vi ph\u1ea1m, do v\u1eady th\u00f4ng tin c\u1ee7a kh\u00e1ch h\u00e0ng d\u01b0\u1eddng nh\u01b0 b\u1ecb l\u1ea1m d\u1ee5ng khai th\u00e1c v\u00e0 th\u1eadm ch\u00ed l\u00e0 b\u1ecb mua b\u00e1n tr\u00f4i n\u1ed5i.<\/em><\/p>\n

Do \u0111\u00f3, \u00f4ng \u0110\u1ee9c \u0111\u1ec1 xu\u1ea5t ph\u1ea3i b\u1ed5 sung lo\u1ea1i t\u1ed9i ph\u1ea1m l\u1ea1m d\u1ee5ng, x\u00e2m ph\u1ea1m b\u00ed m\u1eadt t\u00e0i kho\u1ea3n, b\u00ed m\u1eadt th\u00f4ng tin kh\u00e1ch h\u00e0ng v\u00e0o B\u1ed9 lu\u1eadt H\u00ecnh s\u1ef1 \u0111\u1ec3 c\u00f3 ch\u1ebf t\u00e0i x\u1eed l\u00fd nghi\u00eam kh\u1eafc, tr\u00e1nh g\u00e2y h\u1eadu qu\u1ea3 nghi\u00eam tr\u1ecdng.<\/em><\/p>\n

C\u00f2n \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi d\u00f9ng th\u1ebb, khi \u0111\u00e3 s\u1eed d\u1ee5ng th\u1ebb ng\u00e2n h\u00e0ng n\u00f3i chung th\u00ec c\u1ea7n h\u1ebft s\u1ee9c th\u1eadn tr\u1ecdng v\u1edbi vi\u1ec7c gi\u1eef g\u00ecn th\u1ebb v\u00e0 m\u1eadt kh\u1ea9u, \u0111\u1eb7c bi\u1ec7t l\u00e0 th\u1ebb t\u00edn d\u1ee5ng – c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng m\u00e0 kh\u00f4ng c\u1ea7n \u0111\u1ebfn m\u1eadt kh\u1ea9u. Ng\u01b0\u1eddi s\u1eed d\u1ee5ng th\u1ebb c\u0169ng c\u1ea7n t\u00ecm hi\u1ec3u k\u1ef9 \u0111i\u1ec1u ki\u1ec7n v\u00e0 c\u00e1ch th\u1ee9c s\u1eed d\u1ee5ng th\u1ebb \u0111\u1ec3 tr\u00e1nh nh\u1ea7m l\u1eabn, sai s\u00f3t, s\u01a1 h\u1edf m\u1ea5t ti\u1ec1n oan.<\/em><\/p>\n

Ch\u1ee7 th\u1ebb c\u0169ng r\u1ea5t c\u1ea7n \u0111\u0103ng k\u00fd d\u1ecbch v\u1ee5 nh\u1eafn tin qua \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng \u0111\u1ec3 ti\u1ebfp nh\u1eadn v\u00e0 x\u1eed l\u00fd k\u1ecbp th\u1eddi th\u00f4ng tin s\u1eed d\u1ee5ng th\u1ebb, nh\u01b0 kh\u00f3a th\u1ebb nghi ng\u1edd b\u1ecb l\u1ea1m d\u1ee5ng. \u0110\u1ed3ng th\u1eddi c\u1ea7n l\u01b0u s\u1ed1 \u0111i\u1ec7n tho\u1ea1i h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng \u0111\u1ec3 ph\u1ea3n \u00e1nh, khi\u1ebfu n\u1ea1i ngay sau khi x\u1ea3y ra s\u1ef1 c\u1ed1 b\u1ea5t th\u01b0\u1eddng.<\/em><\/p>\n

H\u01b0\u01a1ng Lan<\/strong><\/p>\n

—————-<\/p>\n

Th\u1eddi b\u00e1o Ng\u00e2n h\u00e0ng 20-9-2013:<\/em><\/strong><\/p>\n

http:\/\/thoibaonganhang.vn\/index.php\/tin-tuc\/11-nguoi-dung-ho-henh–de-bi-loi-dung-12081.html<\/a><\/em><\/p>\n

(563\/1.121)<\/em>","protected":false},"excerpt":{"rendered":"

(TBNH) – S\u1ef1 h\u1edb h\u00eanh c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 vi\u1ec7c l\u1ea1m d\u1ee5ng \u01b0u \u0111i\u1ec3m c\u1ee7a th\u1ebb t\u00edn d\u1ee5ng \u0111\u1ec3 tr\u1ee5c l\u1ee3i t\u1eeb ng\u01b0\u1eddi cung c\u1ea5p s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5. Nhi\u1ec1u v\u1ee5 vi\u1ec7c nh\u1ecf tuy kh\u00f4ng g\u00e2y h\u1eadu qu\u1ea3 nghi\u00eam tr\u1ecdng, song c\u0169ng l\u00e0 b\u00e0i h\u1ecdc c\u1ea3nh gi\u00e1c cho ng\u01b0\u1eddi s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng. Vi\u1ec7c […]<\/p>\n","protected":false},"author":3,"featured_media":22071,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-22070","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n359. 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