{"id":22250,"date":"2014-11-18T13:40:59","date_gmt":"2014-11-18T06:40:59","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=22250"},"modified":"2022-05-19T14:04:35","modified_gmt":"2022-05-19T07:04:35","slug":"598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/","title":{"rendered":"598. Doanh nghi\u1ec7p nh\u1ecf v\u1eabn kh\u00f3 &#8216;ch\u1ea1m&#8217; v\u00e0o v\u1ed1n ng\u00e2n h\u00e0ng"},"content":{"rendered":"<strong>(TBTC) &#8211; &#8220;\u0110\u1ebfn nay, vi\u1ec7c ti\u1ebfp c\u1eadn vay v\u1ed1n c\u1ee7a DNNVV \u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng v\u1eabn c\u1ef1c k\u1ef3 kh\u00f3 kh\u0103n. D\u00f9 th\u1ef1c t\u1ebf th\u1eddi gian qua \u0111\u00e3 cho th\u1ea5y, nh\u1eefng r\u1ee7i ro c\u1ee7a kho\u1ea3n vay nh\u1ecf l\u1ebb th\u1ea5p h\u01a1n kho\u1ea3n vay l\u1edbn, kho\u1ea3n vay nh\u1ecf l\u1ea1i l\u00e0 nh\u1eefng kho\u1ea3n vay an to\u00e0n&#8230;&#8221;.<\/strong><\/p>\n<p>Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, Ch\u1ee7 nhi\u1ec7m C\u00e2u l\u1ea1c b\u1ed9 Ph\u00e1p ch\u1ebf Ng\u00e2n h\u00e0ng (Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam &#8211; VNBA) chia s\u1ebb v\u1edbi ph\u00f3ng vi\u00ean TBTCO b\u00ean l\u1ec1 H\u1ed9i th\u1ea3o &#8220;N\u00e2ng cao kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn v\u1ed1n c\u1ee7a c\u00e1c DNNVV trong b\u1ed1i c\u1ea3nh Vi\u1ec7t Nam h\u1ed9i nh\u1eadp C\u1ed9ng \u0111\u1ed3ng Kinh t\u1ebf Asean 2015&#8221;, di\u1ec5n ra s\u00e1ng 18\/11.<\/p>\n<p><em>* Xin \u00f4ng cho bi\u1ebft th\u1ef1c tr\u1ea1ng ti\u1ebfp c\u1eadn v\u1ed1n c\u1ee7a DNNVV hi\u1ec7n nay?<\/em><\/p>\n<p>&#8211; Trong t\u1ea5t c\u1ea3 c\u00e1c lo\u1ea1i DN, doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba (DNNVV) lu\u00f4n g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c ti\u1ebfp c\u1eadn v\u1ed1n, l\u00ed do n\u1eb1m \u1edf n\u0103ng l\u1ef1c c\u1ea1nh tranh, t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, kh\u1ea3 n\u0103ng qu\u1ea3n tr\u1ecb k\u00e9m\u2026 B\u00ean c\u1ea1nh \u0111\u00f3, c\u0169ng c\u00f3 l\u00fd do xu\u1ea5t ph\u00e1t t\u1eeb vi\u1ec7c, \u0111\u00f4i khi ng\u00e2n h\u00e0ng mu\u1ed1n cho vay nh\u1eefng d\u1ef1 \u00e1n l\u1edbn, nh\u1eefng kho\u1ea3n vay l\u1edbn, kh\u00f4ng mu\u1ed1n cho vay c\u00e1c kho\u1ea3n nh\u1ecf l\u1ebb do ph\u1ee9c t\u1ea1p v\u00e0 chi ph\u00ed nhi\u1ec1u.<\/p>\n<p>Ch\u00ednh v\u00ec v\u1eady, cho \u0111\u1ebfn gi\u1edd ph\u00fat n\u00e0y, vi\u1ec7c ti\u1ebfp c\u1eadn vay v\u1ed1n c\u1ee7a DNNVV \u0111\u1ed1i v\u1edbi\u00a0ng\u00e2n h\u00e0ng (NH)\u00a0v\u1eabn c\u1ef1c k\u1ef3 kh\u00f3 kh\u0103n. D\u00f9 th\u1ef1c t\u1ebf th\u1eddi gian qua \u0111\u00e3 cho th\u1ea5y, nh\u1eefng r\u1ee7i ro c\u1ee7a kho\u1ea3n vay nh\u1ecf l\u1ebb th\u1ea5p h\u01a1n kho\u1ea3n vay l\u1edbn, kho\u1ea3n vay nh\u1ecf l\u1ea1i l\u00e0 nh\u1eefng kho\u1ea3n vay an to\u00e0n. T\u1ee9c l\u00e0 l\u00e0 kho\u1ea3n vay c\u1ee7a DNNVV c\u00f3 m\u1ee9c \u0111\u1ed9 an to\u00e0n cao h\u01a1n c\u1ee7a DN l\u1edbn.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-22243 img-fluid img-fluid\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/1089.2-450x338.png\" alt=\"\" width=\"450\" height=\"338\" \/><\/p>\n<p><em>Vi\u1ec7c ch\u1ea5m \u0111i\u1ec3m x\u1ebfp h\u1ea1ng DN ch\u1ec9 n\u00ean \u0111\u1ec3 tham kh\u1ea3o v\u00ec m\u1ee9c \u0111\u1ed9 ch\u00ednh x\u00e1c ch\u1ec9 \u0111\u01b0\u1ee3c tr\u00ean 50%, n\u00ean n\u1ebfu ch\u1ec9 d\u1ef1a tr\u00ean nh\u1eefng con s\u1ed1 \u0111\u00f3 th\u00ec s\u1ebd r\u1ea5t sai l\u1ea7m.- <strong>Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh\u00a0\u0110\u1ee9c<\/strong><\/em><\/p>\n<p>&#8211; Th\u1ee9 nh\u1ea5t, trong y\u00eau c\u1ea7u v\u1ec1 \u0111i\u1ec1u ki\u1ec7n vay v\u1ed1n, h\u1ed3 s\u01a1 ph\u00e1p l\u00fd th\u00ec kh\u00f4ng c\u00f3 v\u1ea5n \u0111\u1ec1 g\u00ec nh\u01b0ng h\u1ed3 s\u01a1 kinh t\u1ebf, h\u1ed3 s\u01a1 t\u00e0i ch\u00ednh th\u00ec th\u01b0\u1eddng r\u1ea5t kh\u00f3 kh\u0103n \u0111\u1ed1i v\u1edbi DNNVV.<em>* V\u1eady theo \u00f4ng, l\u00e0m th\u1ebf n\u00e0o n\u00e0o \u0111\u1ec3 n\u00e2ng cao n\u0103ng l\u1ef1c ti\u1ebfp c\u1eadn v\u1ed1n c\u1ee7a DNNVV?<\/em><\/p>\n<p>V\u00ec h\u1ea1ch to\u00e1n v\u1ec1 s\u1ed5 s\u00e1ch c\u1ee7a h\u1ecd kh\u00f4ng \u0111\u01b0\u1ee3c b\u00e0i b\u1ea3n v\u00e0 \u201c\u0111\u1eb9p\u201d nh\u01b0 DN l\u1edbn, n\u0103ng l\u1ef1c tr\u00ecnh \u0111\u1ed9 qu\u1ea3n l\u00fd c\u00f3 h\u1ea1n v\u00e0 \u0111\u1eb7c bi\u1ec7t, t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m r\u1ea5t \u00edt. Trong khi \u0111\u00f3, vi\u1ec7c vay v\u1ed1n c\u1ee7a\u00a0ng\u00e2n h\u00e0ng\u00a0tr\u00ean th\u1ef1c t\u1ebf l\u00e0 ph\u1ea3i c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m.<\/p>\n<p>Ch\u00ednh v\u00ec v\u1eady, b\u1ea3n th\u00e2n DN n\u00ean n\u00e2ng cao n\u0103ng l\u1ef1c qu\u1ea3n l\u00fd c\u1ee7a m\u00ecnh. \u0110\u1ed3ng th\u1eddi, th\u1ef1c hi\u1ec7n h\u1ea1ch to\u00e1n h\u1ed3 s\u01a1, s\u1ed5 s\u00e1ch m\u1ed9t c\u00e1ch b\u00e0i b\u1ea3n h\u01a1n, \u201c\u0111\u1eb9p\u201d h\u01a1n. T\u1ea5t nhi\u00ean, \u0111i\u1ec1u ki\u1ec7n ti\u00ean quy\u1ebft l\u00e0 d\u1ef1 \u00e1n c\u1ee7a DN ph\u1ea3i kh\u1ea3 thi.<\/p>\n<p>Th\u1ee9 hai, Ch\u00ednh ph\u1ee7 n\u00ean c\u00f3 nhi\u1ec1u ch\u00ednh s\u00e1ch khuy\u1ebfn kh\u00edch, \u01b0u \u0111\u00e3i cho DNNVV nh\u01b0 cho vay kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, \u01b0u ti\u00ean vay v\u1ed1n v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p v\u1edbi m\u1ed9t s\u1ed1 ng\u00e0nh, l\u0129nh v\u1ef1c&#8230;<\/p>\n<p>Th\u1ee9 ba, th\u1eddi gian qua,\u00a0ng\u00e2n h\u00e0ng\u00a0th\u1ea5y \u0111\u01b0\u1ee3c r\u1ee7i ro c\u1ee7a c\u00e1c d\u1ef1 \u00e1n l\u1edbn cao h\u01a1n so v\u1edbi d\u1ef1 \u00e1n nh\u1ecf th\u00ec n\u00ean t\u1eadp trung cho DNNVV vay v\u1ed1n v\u00e0 h\u1ed7 tr\u1ee3, \u01b0u ti\u00ean cho khu v\u1ef1c DN n\u00e0y.<\/p>\n<p>*\u00a0<em>C\u00f3 m\u1ed9t s\u1ed1 \u00fd ki\u1ebfn cho r\u1eb1ng, \u0111\u1ec3 DN c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn v\u1ed1n ng\u00e2n h\u00e0ng m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng h\u01a1n th\u00ec ch\u00fang ta n\u00ean x\u1ebfp h\u1ea1ng lo\u1ea1i DN. \u00d4ng \u0111\u00e1nh gi\u00e1 nh\u01b0 th\u1ebf n\u00e0o v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y?<\/em><\/p>\n<p>&#8211; T\u00f4i ngh\u0129 vi\u1ec7c x\u1ebfp h\u1ea1ng DN l\u00e0 vi\u1ec7c l\u00e0m t\u1ed1t\u00a0nh\u01b0ng ph\u1ea3i \u0111\u1eb7t trong m\u1ed9t m\u00f4i tr\u01b0\u1eddng ph\u00e1p l\u00fd kinh doanh t\u01b0\u01a1ng \u0111\u1ed1i chu\u1ea9n x\u00e1c. Tuy nhi\u00ean hi\u1ec7n nay \u1edf n\u01b0\u1edbc ta, c\u00e1c con s\u1ed1 th\u1ed1ng k\u00ea n\u00f3i chung v\u00e0 c\u00e1c con s\u1ed1 v\u1ec1 k\u1ebft qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh n\u00f3i ri\u00eang c\u1ee7a DN th\u01b0\u1eddng c\u00f3 \u0111\u1ed9 sai l\u1ec7ch r\u1ea5t l\u1edbn.<\/p>\n<p>Th\u1ef1c t\u1ebf cho th\u1ea5y, b\u00e1o c\u00e1o t\u00e0i ch\u00ednh l\u00e0 nh\u01b0 th\u1ebf nh\u01b0ng th\u1ef1c t\u1ebf c\u00f3 th\u1ec3 l\u00e0 l\u1ed7 th\u00e0nh l\u00e3i, l\u00e3i th\u00e0nh l\u1ed7. \u0110\u00f3 l\u00e0 ch\u01b0a k\u1ec3 t\u00e0i s\u1ea3n v\u00e0 n\u0103ng l\u1ef1c v\u1ec1 qu\u1ea3n tr\u1ecb c\u1ee7a DN. Trong b\u1ed1i c\u1ea3nh nh\u01b0 v\u1eady, th\u00ec vi\u1ec7c ch\u1ea5m \u0111i\u1ec3m x\u1ebfp h\u1ea1ng DN ch\u1ec9 n\u00ean \u0111\u1ec3 tham kh\u1ea3o, v\u00ec m\u1ee9c \u0111\u1ed9 ch\u00ednh x\u00e1c ch\u1ec9 \u0111\u01b0\u1ee3c tr\u00ean 50%, n\u00ean n\u1ebfu ch\u1ec9 d\u1ef1a tr\u00ean nh\u1eefng con s\u1ed1 \u0111\u00f3 th\u00ec s\u1ebd r\u1ea5t sai l\u1ea7m.<\/p>\n<p>*\u00a0<em>\u00d4ng d\u1ef1 b\u00e1o xu h\u01b0\u1edbng m\u1ee9c l\u00e3i su\u1ea5t cho vay t\u1eeb nay \u0111\u1ebfn n\u0103m 2015 s\u1ebd nh\u01b0 th\u1ebf n\u00e0o?<\/em><\/p>\n<p>&#8211; G\u1ea7n nh\u01b0 l\u00e0 m\u1ed9t chu k\u1ef3 l\u1eb7p \u0111i l\u1eb7p l\u1ea1i, m\u1ee9c l\u00e3i su\u1ea5t v\u1eabn \u0111ang trong m\u1ed9t chu k\u1ef3 c\u00f3 xu h\u01b0\u1edbng gi\u1ea3m. B\u00ean c\u1ea1nh \u0111\u00f3, c\u1ed9ng v\u1edbi b\u1ed1i c\u1ea3nh kinh t\u1ebf v\u0129 m\u00f4 v\u1edbi l\u1ea1m ph\u00e1t \u0111ang t\u1ed1t, \u0111ang \u1edf m\u1ee9c th\u1ea5p th\u00ec l\u00e3i su\u1ea5t s\u1ebd gi\u1ea3m.<\/p>\n<p>Bao gi\u1edd d\u01b0 n\u1ee3 t\u0103ng l\u00ean, c\u00e1c DN tranh nhau vay v\u1ed1n th\u00ec s\u1ebd l\u1ea1i c\u00f3 xu h\u01b0\u1edbng t\u0103ng l\u00ean. V\u1ea5n \u0111\u1ec1 quan tr\u1ecdng nh\u1ea5t \u1edf \u0111\u00e2y l\u00e0 l\u00e3i su\u1ea5t ph\u1ea3n \u00e1nh \u0111\u00fang t\u00ecnh tr\u1ea1ng th\u1ecb tr\u01b0\u1eddng. V\u00e0 th\u1ecb tr\u01b0\u1eddng &#8220;\u1ea5m&#8221; l\u00ean th\u00ec l\u00e3i su\u1ea5t s\u1ebd t\u0103ng.<\/p>\n<p><em>* Xin c\u1ea3m \u01a1n \u00f4ng!<\/em><\/p>\n<p><strong>Tu\u1ea5n Linh<\/strong><\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<\/p>\n<p><strong><em>Th\u1eddi b\u00e1o T\u00e0i ch\u00ednh (Kinh doanh) 18-11-2014:<\/em><\/strong><\/p>\n<p><em>http:\/\/thoibaotaichinhvietnam.vn\/pages\/kinh-doanh\/2014-11-18\/doanh-nghiep-nho-van-kho-voi-von-ngan-hang-15263.aspx<\/em><\/p>\n<p><em>(880\/880)<\/em>","protected":false},"excerpt":{"rendered":"<p>(TBTC) &#8211; &#8220;\u0110\u1ebfn nay, vi\u1ec7c ti\u1ebfp c\u1eadn vay v\u1ed1n c\u1ee7a DNNVV \u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng v\u1eabn c\u1ef1c k\u1ef3 kh\u00f3 kh\u0103n. D\u00f9 th\u1ef1c t\u1ebf th\u1eddi gian qua \u0111\u00e3 cho th\u1ea5y, nh\u1eefng r\u1ee7i ro c\u1ee7a kho\u1ea3n vay nh\u1ecf l\u1ebb th\u1ea5p h\u01a1n kho\u1ea3n vay l\u1edbn, kho\u1ea3n vay nh\u1ecf l\u1ea1i l\u00e0 nh\u1eefng kho\u1ea3n vay an to\u00e0n&#8230;&#8221;. Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":22284,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-22250","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>598. Doanh nghi\u1ec7p nh\u1ecf v\u1eabn kh\u00f3 &#039;ch\u1ea1m&#039; v\u00e0o v\u1ed1n ng\u00e2n h\u00e0ng - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]598. Doanh nghi\u1ec7p nh\u1ecf v\u1eabn kh\u00f3 &#039;ch\u1ea1m&#039; v\u00e0o v\u1ed1n ng\u00e2n h\u00e0ng[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(TBTC) &#8211; &#8220;\u0110\u1ebfn nay, vi\u1ec7c ti\u1ebfp c\u1eadn vay v\u1ed1n c\u1ee7a DNNVV \u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng v\u1eabn c\u1ef1c k\u1ef3 kh\u00f3 kh\u0103n. D\u00f9 th\u1ef1c t\u1ebf th\u1eddi gian qua \u0111\u00e3 cho th\u1ea5y, nh\u1eefng r\u1ee7i ro c\u1ee7a kho\u1ea3n vay nh\u1ecf l\u1ebb th\u1ea5p h\u01a1n kho\u1ea3n vay l\u1edbn, kho\u1ea3n vay nh\u1ecf l\u1ea1i l\u00e0 nh\u1eefng kho\u1ea3n vay an to\u00e0n&#8230;&#8221;. Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2014-11-18T06:40:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-05-19T07:04:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/kho-khan-cua-doanh-nghiep-vua-va-nho-800x400-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/2d150c4ef033c94d530c391731b640b9\"},\"headline\":\"598. Doanh nghi\u1ec7p nh\u1ecf v\u1eabn kh\u00f3 &#8216;ch\u1ea1m&#8217; v\u00e0o v\u1ed1n ng\u00e2n h\u00e0ng\",\"datePublished\":\"2014-11-18T06:40:59+00:00\",\"dateModified\":\"2022-05-19T07:04:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/\"},\"wordCount\":1320,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/kho-khan-cua-doanh-nghiep-vua-va-nho-800x400-1.png\",\"articleSection\":[\"Ph\u1ecfng v\u1ea5n\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/\",\"url\":\"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/\",\"name\":\"[:vi]598. Doanh nghi\u1ec7p nh\u1ecf v\u1eabn kh\u00f3 'ch\u1ea1m' v\u00e0o v\u1ed1n ng\u00e2n h\u00e0ng[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/kho-khan-cua-doanh-nghiep-vua-va-nho-800x400-1.png\",\"datePublished\":\"2014-11-18T06:40:59+00:00\",\"dateModified\":\"2022-05-19T07:04:35+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/#primaryimage\",\"url\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/kho-khan-cua-doanh-nghiep-vua-va-nho-800x400-1.png\",\"contentUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/kho-khan-cua-doanh-nghiep-vua-va-nho-800x400-1.png\",\"width\":800,\"height\":400},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/anvilaw.com\/vi\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"598. Doanh nghi\u1ec7p nh\u1ecf v\u1eabn kh\u00f3 &#8216;ch\u1ea1m&#8217; v\u00e0o v\u1ed1n ng\u00e2n h\u00e0ng\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#website\",\"url\":\"https:\/\/anvilaw.com\/vi\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/anvilaw.com\/vi\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\/\/anvilaw.com\/vi\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/facebook.com\/anvilawfirm\",\"https:\/\/x.com\/anvilawfirm\",\"https:\/\/www.youtube.com\/@anvilawfirm\",\"https:\/\/www.youtube.com\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/2d150c4ef033c94d530c391731b640b9\",\"name\":\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/48c13c33fcaee5c68ce1912665eb14ad7e85ea7575821e274a185c42319818d0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/48c13c33fcaee5c68ce1912665eb14ad7e85ea7575821e274a185c42319818d0?s=96&d=mm&r=g\",\"caption\":\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\"},\"sameAs\":[\"https:\/\/anvilaw.com\"],\"url\":\"https:\/\/anvilaw.com\/vi\/author\/hoangtv\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]598. Doanh nghi\u1ec7p nh\u1ecf v\u1eabn kh\u00f3 'ch\u1ea1m' v\u00e0o v\u1ed1n ng\u00e2n h\u00e0ng[:] - ANVI Law Firm","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]598. Doanh nghi\u1ec7p nh\u1ecf v\u1eabn kh\u00f3 'ch\u1ea1m' v\u00e0o v\u1ed1n ng\u00e2n h\u00e0ng[:] - ANVI Law Firm","og_description":"(TBTC) &#8211; &#8220;\u0110\u1ebfn nay, vi\u1ec7c ti\u1ebfp c\u1eadn vay v\u1ed1n c\u1ee7a DNNVV \u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng v\u1eabn c\u1ef1c k\u1ef3 kh\u00f3 kh\u0103n. D\u00f9 th\u1ef1c t\u1ebf th\u1eddi gian qua \u0111\u00e3 cho th\u1ea5y, nh\u1eefng r\u1ee7i ro c\u1ee7a kho\u1ea3n vay nh\u1ecf l\u1ebb th\u1ea5p h\u01a1n kho\u1ea3n vay l\u1edbn, kho\u1ea3n vay nh\u1ecf l\u1ea1i l\u00e0 nh\u1eefng kho\u1ea3n vay an to\u00e0n&#8230;&#8221;. Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng [&hellip;]","og_url":"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2014-11-18T06:40:59+00:00","article_modified_time":"2022-05-19T07:04:35+00:00","og_image":[{"width":800,"height":400,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/kho-khan-cua-doanh-nghiep-vua-va-nho-800x400-1.png","type":"image\/png"}],"author":"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"7 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/"},"author":{"name":"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/2d150c4ef033c94d530c391731b640b9"},"headline":"598. Doanh nghi\u1ec7p nh\u1ecf v\u1eabn kh\u00f3 &#8216;ch\u1ea1m&#8217; v\u00e0o v\u1ed1n ng\u00e2n h\u00e0ng","datePublished":"2014-11-18T06:40:59+00:00","dateModified":"2022-05-19T07:04:35+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/"},"wordCount":1320,"commentCount":0,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/kho-khan-cua-doanh-nghiep-vua-va-nho-800x400-1.png","articleSection":["Ph\u1ecfng v\u1ea5n","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/","url":"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/","name":"[:vi]598. Doanh nghi\u1ec7p nh\u1ecf v\u1eabn kh\u00f3 'ch\u1ea1m' v\u00e0o v\u1ed1n ng\u00e2n h\u00e0ng[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/kho-khan-cua-doanh-nghiep-vua-va-nho-800x400-1.png","datePublished":"2014-11-18T06:40:59+00:00","dateModified":"2022-05-19T07:04:35+00:00","breadcrumb":{"@id":"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/kho-khan-cua-doanh-nghiep-vua-va-nho-800x400-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/kho-khan-cua-doanh-nghiep-vua-va-nho-800x400-1.png","width":800,"height":400},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/vi\/598-doanh-nghiep-nho-van-kho-cham-vao-von-ngan-hang\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"598. Doanh nghi\u1ec7p nh\u1ecf v\u1eabn kh\u00f3 &#8216;ch\u1ea1m&#8217; v\u00e0o v\u1ed1n ng\u00e2n h\u00e0ng"}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/2d150c4ef033c94d530c391731b640b9","name":"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/48c13c33fcaee5c68ce1912665eb14ad7e85ea7575821e274a185c42319818d0?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/48c13c33fcaee5c68ce1912665eb14ad7e85ea7575821e274a185c42319818d0?s=96&d=mm&r=g","caption":"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng"},"sameAs":["https:\/\/anvilaw.com"],"url":"https:\/\/anvilaw.com\/vi\/author\/hoangtv\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/22250","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=22250"}],"version-history":[{"count":0,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/22250\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/22284"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=22250"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=22250"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=22250"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}