{"id":22446,"date":"2013-11-28T14:22:40","date_gmt":"2013-11-28T07:22:40","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=22446"},"modified":"2022-05-20T14:24:32","modified_gmt":"2022-05-20T07:24:32","slug":"418-ram-ro-dich-vu-cho-vay-nong","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/418-ram-ro-dich-vu-cho-vay-nong\/","title":{"rendered":"418. R\u1ea7m r\u1ed9 d\u1ecbch v\u1ee5 cho vay n\u00f3ng"},"content":{"rendered":"(\u0110\u0110K) – Theo l\u1ebd th\u00f4ng th\u01b0\u1eddng, t\u00edn d\u1ee5ng t\u0103ng v\u00e0o cu\u1ed1i n\u0103m s\u1ebd k\u00edch th\u00edch s\u1ea3n xu\u1ea5t, g\u00f3p ph\u1ea7n th\u00fac \u0111\u1ea9y kinh t\u1ebf. Song tr\u00ean th\u1ef1c t\u1ebf, m\u1ed9t l\u01b0\u1ee3ng v\u1ed1n kh\u00f4ng nh\u1ecf t\u1eeb ng\u00e2n h\u00e0ng \u0111ang ch\u1ea3y v\u00e0o c\u00e1c k\u00eanh t\u00edn d\u1ee5ng \u0111en \u0111\u1ec3 tr\u1ea3 n\u1ee3. C\u00e1c lo\u1ea1i ng\u00e2n h\u00e0ng tr\u00e1 h\u00ecnh, cho vay ti\u1ec1n n\u00f3ng \u0111ang r\u1ea7m r\u1ed9 ch\u0103ng bi\u1ec3n cho vay l\u00e3i su\u1ea5t th\u1ea5p.\u00a0<\/strong><\/p>\n

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C\u1ea7m \u0111\u1ed3, m\u1ed9t h\u00ecnh th\u1ee9c t\u00edn d\u1ee5ng \u0111en nhi\u1ec1u h\u1ec7 l\u1ee5y<\/em><\/p>\n

9h s\u00e1ng t\u1ea1i ph\u1ed1 T\u00f4n \u0110\u1ee9c Th\u1eafng (H\u00e0 N\u1ed9i) c\u00e1c ti\u1ec7m c\u1ea7m \u0111\u1ed3, cho vay ti\u1ec1n l\u00e3i su\u1ea5t th\u1ea5p \u0111\u1ed3ng lo\u1ea1t m\u1edf h\u00e0ng v\u1edbi t\u1ea5m bi\u1ec3n ngang nhi\u00ean t\u1ed3n t\u1ea1i gi\u1eefa ph\u1ed1 ghi r\u00f5 l\u1eddi m\u1eddi vay ti\u1ec1n 1.000 \u0111\u1ed3ng\/ng\u00e0y. C\u0169ng trong c\u00e1ch l\u00e0m \u0103n cho vay n\u00f3ng, t\u1ea1i ph\u1ed1 L\u00ea Thanh Ngh\u1ecb – B\u1ea1ch Mai, nhi\u1ec1u \u0111\u1ecba ch\u1ec9 thu h\u00fat kh\u00e1ch h\u00e0ng “vay ti\u1ec1n nhanh, \u0111\u01a1n gi\u1ea3n th\u1ee7 t\u1ee5c\u201d v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t l\u00ean t\u1edbi 0.2 \u2013 0.5%\/ng\u00e0y (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 72- 180%\/n\u0103m).<\/p>\n

C\u00e1c l\u1eddi m\u1eddi ch\u00e0o vay ti\u1ec1n c\u0169ng m\u1ecdc l\u00ean nh\u01b0 n\u1ea5m sau m\u01b0a tr\u00ean trang m\u1ea1ng \u0111i\u1ec7n t\u1eed. \u0110\u00f3n \u0111\u01b0\u1ee3c th\u1eddi c\u01a1 c\u1ea7n v\u1ed1n cu\u1ed1i n\u0103m, nhi\u1ec1u \u0111\u1ecba ch\u1ec9 m\u1ea1ng qu\u1ea3ng c\u00e1o s\u1eb5n s\u00e0ng cung \u1ee9ng “d\u1ecbch v\u1ee5\u201d nh\u01b0 ng\u00e2n h\u00e0ng. C\u1ee5 th\u1ec3, \u0111\u1ecba ch\u1ec9”Chovaytien.vn \u2013 Ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb h\u00e0ng \u0111\u1ea7u H\u00e0 N\u1ed9i\u201d, ghi r\u00f5: vay v\u1ed1n t\u1ea1i c\u00e1c t\u1ec9nh. Kh\u00f4ng th\u1ebf ch\u1ea5p, th\u1ee7 t\u1ee5c nhanh, \u0111\u01a1n gi\u1ea3n thu h\u00fat nhi\u1ec1u ng\u01b0\u1eddi quan t\u00e2m. \u0110\u1ecba ch\u1ec9, gi\u1ea3i ng\u00e2n.vn; vay 24. vn\u2026 g\u1ea7n nh\u01b0 \u0111ang thay \u0111\u1ed5i c\u00e1ch nh\u00ecn nh\u1eadn c\u1ee7a ng\u01b0\u1eddi v\u1ec1 d\u1ecbch v\u1ee5 c\u1ea7m \u0111\u1ed3 v\u1edbi m\u00f4 h\u00ecnh ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb th\u00e2n thi\u1ec7n h\u01a1n. M\u00e0 v\u1ec1 b\u1ea3n ch\u1ea5t, \u0111\u00e2y ch\u00ednh l\u00e0 nh\u1eefng ti\u1ec7m c\u1ea7m \u0111\u1ed3 cho vay l\u00e3i su\u1ea5t n\u00f3ng c\u1eaft c\u1ed5.<\/p>\n

Theo lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Ch\u1ee7 nhi\u1ec7m C\u00e2u l\u1ea1c b\u1ed9 Ph\u00e1p ch\u1ebf ng\u00e2n h\u00e0ng, h\u00e0nh vi cho vay ti\u1ec1n, m\u1eddi g\u1ecdi vay ti\u1ec1n tr\u00ean \u0111\u1ec1u c\u00f3 d\u1ea5u hi\u1ec7u vi ph\u1ea1m ph\u00e1p lu\u1eadt. V\u1ec1 h\u1ee3p \u0111\u1ed3ng cho vay, theo quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh, c\u00e1c giao d\u1ecbch cho vay ti\u1ec1n kh\u00f4ng vi ph\u1ea1m, v\u1edbi \u0111i\u1ec1u ki\u1ec7n l\u00e3i su\u1ea5t kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 150% c\u1ee7a l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n do NHNN c\u00f4ng b\u1ed1. <\/em><\/p>\n

C\u00f2n theo lu\u1eadt gia \u0110inh Ki\u1ec1u H\u01b0ng \u2013 V\u0103n ph\u00f2ng Lu\u1eadt Gi\u1ea3i ph\u00f3ng, ho\u1ea1t \u0111\u1ed9ng li\u00ean quan \u0111\u1ebfn cho vay, t\u00edn d\u1ee5ng l\u00e0 c\u1ee7a ri\u00eang ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. B\u1ea5t k\u1ef3 t\u1ed5 ch\u1ee9c n\u00e0o ho\u1ea1t \u0111\u1ed9ng l\u1ea5n s\u00e2n sang c\u00f3 ngh\u0129a l\u00e0 vi ph\u1ea1m ph\u00e1p lu\u1eadt.<\/p>\n

Nh\u01b0ng nguy\u00ean nh\u00e2n t\u1ea1i sao c\u00e1c \u0111\u1ecba ch\u1ec9 cho vay ti\u1ec1n l\u00e3i su\u1ea5t th\u1ea5p, “c\u00e1c ng\u00e2n h\u00e0ng tr\u00e1 h\u00ecnh\u201d ngang nhi\u00ean t\u1ed3n t\u1ea1i, \u0111\u1eb7c bi\u1ec7t ph\u00e1t tri\u1ec3n m\u1ea1nh trong giai \u0111o\u1ea1n cu\u1ed1i n\u0103m? Th\u1eadt ra c\u00f3 c\u1ea7u th\u00ec \u1eaft c\u00f3 cung, vi\u1ec7c ra \u0111\u1eddi v\u00e0 h\u00ecnh th\u00e0nh nhi\u1ec1u c\u00e1c c\u1eeda h\u00e0ng c\u1ea7m \u0111\u1ed3 cho vay n\u1eb7ng l\u00e3i, c\u00e1c \u0111\u1ecba ch\u1ec9 vay ti\u1ec1n tr\u00ean m\u1ea1ng c\u0169ng l\u00e0 do ng\u01b0\u1eddi d\u00e2n kh\u00f4ng th\u1ec3 ti\u1ebfp c\u1eadn v\u1edbi v\u1ed1n t\u1eeb c\u00e1c k\u00eanh truy\u1ec1n th\u1ed1ng, bu\u1ed9c h\u1ecd ph\u1ea3i t\u00ecm ra ch\u1ee3 tr\u1eddi.<\/p>\n

Theo \u00f4ng T\u00f4 Ho\u00e0i Nam, T\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i DN v\u1eeba v\u00e0 nh\u1ecf, hi\u1ec7n nay, tuy l\u00e3i su\u1ea5t \u0111\u00e3 d\u1ec5 th\u1edf h\u01a1n, song \u0111i\u1ec1u ki\u1ec7n vay v\u1ed1n v\u1eabn khi\u1ebfn c\u00e1c DN v\u1eeba v\u00e0 nh\u1ecf kh\u00f3 l\u00f2ng vay \u0111\u01b0\u1ee3c v\u1ed1n ng\u00e2n h\u00e0ng. \u0110\u00e2y c\u0169ng l\u00e0 l\u00fd do khi\u1ebfn t\u00edn d\u1ee5ng \u0111en b\u00f9ng ph\u00e1t. Ch\u00ednh s\u00e1ch th\u1eaft ch\u1eb7t t\u00edn d\u1ee5ng, c\u00e1c ng\u00e2n h\u00e0ng t\u00e1i c\u01a1 c\u1ea5u v\u00e0 kh\u00f4ng mu\u1ed1n cho vay trong khi n\u1ec1n kinh t\u1ebf c\u1ea7n v\u1ed1n \u0111\u1ec3 ho\u1ea1t \u0111\u1ed9ng\u2026 l\u00e0 nh\u1eefng l\u00fd do d\u1eabn t\u1edbi t\u00ecnh tr\u1ea1ng tr\u00ean.<\/p>\n

Th\u1ed1ng k\u00ea c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng, t\u00ednh \u0111\u1ebfn cu\u1ed1i th\u00e1ng 11, t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng \u0111\u00e3 \u0111\u1ea1t 9%. Song tr\u00e1i ng\u01b0\u1ee3c v\u1edbi k\u1ef3 v\u1ecdng v\u1ed1n t\u00edn d\u1ee5ng t\u0103ng \u0111\u1ec3 k\u00edch th\u00edch s\u1ea3n xu\u1ea5t, d\u01b0\u1eddng nh\u01b0, v\u1ed1n \u0111ang ch\u1ea3y ng\u01b0\u1ee3c v\u00e0o c\u00e1c k\u00eanh t\u00edn d\u1ee5ng \u0111en. Nhi\u1ec1u ng\u00e2n h\u00e0ng cho bi\u1ebft, khi c\u00e1c th\u1ecb tr\u01b0\u1eddng t\u00edn d\u1ee5ng truy\u1ec1n th\u1ed1ng kh\u00f3 c\u00f3 kh\u1ea3 n\u0103ng t\u0103ng tr\u01b0\u1edfng cao, h\u1ecd \u0111\u00e3 \u0111\u1ea9y m\u1ea1nh cho vay ti\u00eau d\u00f9ng. Gi\u00e1m \u0111\u1ed1c kh\u1ed1i b\u00e1n l\u1ebb c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng t\u1ea1i H\u00e0 N\u1ed9i cho hay, l\u01b0\u1ee3ng h\u1ed3 s\u01a1 vay ti\u00eau d\u00f9ng c\u1ee7a ng\u00e2n h\u00e0ng t\u0103ng m\u1ea1nh. C\u00e1c chuy\u00ean gia trong ng\u00e0nh t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng nh\u1ea5n m\u1ea1nh, c\u00f3 m\u1ed9t l\u01b0\u1ee3ng ti\u1ec1n l\u1edbn \u0111\u00e3 \u0111\u01b0\u1ee3c d\u00f9ng tr\u1ea3 n\u1ee3 “t\u00edn d\u1ee5ng \u0111en\u201d.<\/p>\n

Chuy\u00ean gia kinh t\u1ebf t\u00e0i ch\u00ednh Nguy\u1ec5n Tr\u00ed Hi\u1ebfu khuy\u1ebfn c\u00e1o, c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng nh\u01b0 nh\u00e0 qu\u1ea3n l\u00fd c\u1ea7n xem l\u1ea1i kh\u00e2u s\u1eed d\u1ee5ng v\u1ed1n. H\u1ec7 l\u1ee5y c\u1ee7a vi\u1ec7c kh\u00f4ng ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c d\u00f2ng ti\u1ec1n r\u1ea5t l\u1edbn. Nh\u00e3n ti\u1ec1n l\u00e0 nh\u1eefng v\u1ee5 v\u1ee1 n\u1ee3 t\u00edn d\u1ee5ng \u0111en, t\u00e1c \u0111\u1ed9ng sang c\u1ea3 h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh ch\u00ednh th\u1ed1ng. N\u1ee3 x\u1ea5u c\u0169ng nguy c\u01a1 b\u1ecb ph\u00ecnh to.<\/p>\n

“B\u1ed9 T\u00e0i ch\u00ednh c\u1ea7n ph\u1ed1i h\u1ee3p v\u1edbi NHNN c\u00f3 \u0111\u1ecbnh ngh\u0129a r\u00f5 r\u00e0ng v\u1ec1 l\u00e3i su\u1ea5t h\u1ee3p ph\u00e1p, c\u00e1c giao d\u1ecbch h\u1ee3p ph\u00e1p v\u00e0 kh\u00f4ng h\u1ee3p ph\u00e1p. C\u00f3 nh\u01b0 th\u1ebf, m\u1edbi x\u1eed l\u00fd \u0111\u01b0\u1ee3c c\u00e1c tr\u01b0\u1eddng h\u1ee3p vi ph\u1ea1m. C\u00f2n b\u00e2y gi\u1edd, l\u1ed9i v\u00e0o th\u1ecb tr\u01b0\u1eddng ng\u00e2n h\u00e0ng ng\u1ea7m n\u00e0y, c\u0169ng nh\u01b0 l\u1ed9i v\u00e0o m\u1ed9t v\u00f9ng bi\u1ec3n t\u1ed1i \u0111en, kh\u00f4ng c\u00f3 c\u01a1 s\u1edf g\u00ec \u0111\u1ec3 x\u1eed l\u00fd. M\u00e0 th\u1ef1c t\u1ebf, nh\u01b0ng ng\u01b0\u1eddi \u0111\u00e3 d\u00e1m x\u00f4ng v\u00e0o h\u1ecdat \u0111\u1ed9ng trong th\u1ecb tr\u01b0\u1eddng ng\u1ea7m n\u00e0y, h\u1ea7u h\u1ebft l\u00e0 nh\u1eefng ng\u01b0\u1eddi c\u1ef1c k\u1ef3 kh\u00f4n ngoan, c\u00f3 th\u1ec3 qua m\u1eb7t \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng ch\u00ednh th\u1ed1ng, \u0111\u1ed1i ph\u00f3 v\u1edbi c\u1ea3 ph\u00e1p lu\u1eadt, n\u00ean s\u1ebd r\u1ea5t d\u1ec5 c\u00e0i b\u1eaby \u0111\u01b0\u1ee3c ng\u01b0\u1eddi d\u00e2n\u201d, \u00f4ng Hi\u1ebfu \u0111\u1ec1 xu\u1ea5t.<\/p>\n

\u00a0<\/strong><\/p>\n

H\u1ed3 H\u01b0\u01a1ng<\/strong><\/p>\n

——————————————————————<\/p>\n

\u0110\u1ea1i \u0111o\u00e0n k\u1ebft 28-11-2013 (M\u1ee5c Kinh t\u1ebf – X\u00e3 h\u1ed9i):<\/em><\/strong><\/p>\n

http:\/\/daidoanket.vn\/index.aspx?chitiet=72359&menu=1372&style=1<\/a><\/em><\/p>\n

(70\/905)","protected":false},"excerpt":{"rendered":"

(\u0110\u0110K) – Theo l\u1ebd th\u00f4ng th\u01b0\u1eddng, t\u00edn d\u1ee5ng t\u0103ng v\u00e0o cu\u1ed1i n\u0103m s\u1ebd k\u00edch th\u00edch s\u1ea3n xu\u1ea5t, g\u00f3p ph\u1ea7n th\u00fac \u0111\u1ea9y kinh t\u1ebf. Song tr\u00ean th\u1ef1c t\u1ebf, m\u1ed9t l\u01b0\u1ee3ng v\u1ed1n kh\u00f4ng nh\u1ecf t\u1eeb ng\u00e2n h\u00e0ng \u0111ang ch\u1ea3y v\u00e0o c\u00e1c k\u00eanh t\u00edn d\u1ee5ng \u0111en \u0111\u1ec3 tr\u1ea3 n\u1ee3. C\u00e1c lo\u1ea1i ng\u00e2n h\u00e0ng tr\u00e1 h\u00ecnh, cho vay ti\u1ec1n […]<\/p>\n","protected":false},"author":1,"featured_media":22448,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-22446","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n418. R\u1ea7m r\u1ed9 d\u1ecbch v\u1ee5 cho vay n\u00f3ng - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/418-ram-ro-dich-vu-cho-vay-nong\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]418. R\u1ea7m r\u1ed9 d\u1ecbch v\u1ee5 cho vay n\u00f3ng[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(\u0110\u0110K) – Theo l\u1ebd th\u00f4ng th\u01b0\u1eddng, t\u00edn d\u1ee5ng t\u0103ng v\u00e0o cu\u1ed1i n\u0103m s\u1ebd k\u00edch th\u00edch s\u1ea3n xu\u1ea5t, g\u00f3p ph\u1ea7n th\u00fac \u0111\u1ea9y kinh t\u1ebf. 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