{"id":22468,"date":"2013-12-12T14:35:46","date_gmt":"2013-12-12T07:35:46","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=22468"},"modified":"2022-05-20T14:38:09","modified_gmt":"2022-05-20T07:38:09","slug":"423-thu-tuong-thuc-goi-30-000-ty-ngan-hang-bds-do-cho-nhau","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/423-thu-tuong-thuc-goi-30-000-ty-ngan-hang-bds-do-cho-nhau\/","title":{"rendered":"423. Th\u1ee7 t\u01b0\u1edbng th\u00fac g\u00f3i 30.000 t\u1ef7: Ng\u00e2n h\u00e0ng, B\u0110S \u0111\u1ed5 cho nhau"},"content":{"rendered":"(B\u0110S) – \u0110\u1ea9y m\u1ea1nh ti\u1ebfn \u0111\u1ed9 g\u00f3i 30.000 t\u1ef7 l\u00e0 m\u1ed9t trong nh\u1eefng ch\u1ec9 \u0111\u1ea1o c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Nguy\u1ec5n T\u1ea5n D\u0169ng trong Ngh\u1ecb quy\u1ebft phi\u00ean h\u1ecdp Ch\u00ednh ph\u1ee7 th\u01b0\u1eddng k\u1ef3 th\u00e1ng 11 v\u1eeba ban h\u00e0nh. Theo \u0111\u00f3, Th\u1ee7 t\u01b0\u1edbng y\u00eau c\u1ea7u Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ch\u1ec9 \u0111\u1ea1o c\u00e1c nh\u00e0 b\u0103ng gi\u1ea3i ng\u00e2n k\u1ecbp th\u1eddi g\u00f3i 30.000 t\u1ef7 \u0111\u1ed3ng cho doanh nghi\u1ec7p v\u00e0 ng\u01b0\u1eddi d\u00e2n. G\u00f3i 30.000 t\u1ef7 h\u1ed7 tr\u1ee3 cho vay mua nh\u00e0 m\u1edbi gi\u1ea3i ng\u00e2n kho\u1ea3ng 2% sau g\u1ea7n n\u1eeda n\u0103m.\u00a0<\/strong><\/p>\n

G\u00f3i 30.000 t\u1ef7 b\u1eaft \u0111\u1ea7u th\u1ef1c hi\u1ec7n t\u1eeb th\u00e1ng 6\/2013 v\u1edbi m\u1ee5c \u0111\u00edch h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi thu nh\u1eadp th\u1ea5p vay mua nh\u00e0 \u1edf gi\u00e1 r\u1ebb. L\u00e3i su\u1ea5t cho vay \u00e1p d\u1ee5ng cho ch\u01b0\u01a1ng tr\u00ecnh n\u00e0y t\u1ed1i \u0111a l\u00e0 6% m\u1ed9t n\u0103m, th\u1eddi h\u1ea1n cho vay t\u1ed1i \u0111a l\u00e0 10 n\u0103m \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng l\u00e0 c\u00e1 nh\u00e2n v\u00e0 5 n\u0103m \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng l\u00e0 doanh nghi\u1ec7p.<\/p>\n

Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 v\u1ec1 t\u1ef7 l\u1ec7 cho vay gi\u1eefa doanh nghi\u1ec7p – c\u00e1 nh\u00e2n l\u1ea7n l\u01b0\u1ee3t l\u00e0 30% v\u00e0 70% t\u1eeb g\u00f3i n\u00e0y.<\/p>\n

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\"\"<\/td>\n<\/tr>\n
Sau g\u1ea7n n\u1eeda n\u0103m tri\u1ec3n khai g\u00f3i 30.000 t\u1ef7 h\u1ed7 tr\u1ee3 cho vay mua nh\u00e0, c\u00e1c ng\u00e2n h\u00e0ng m\u1edbi gi\u1ea3i ng\u00e2n ch\u01b0a \u0111\u1ebfn 650 t\u1ef7 \u0111\u1ed3ng, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 2%.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

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Tuy nhi\u00ean, sau 6 th\u00e1ng tri\u1ec3n khai, theo b\u00e1o c\u00e1o m\u1edbi c\u00f4ng b\u1ed1 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, \u0111\u1ebfn 31\/11, 5 ng\u00e2n h\u00e0ng g\u1ed3m Vietcombank, Agribank, Vietinbank, BIDV v\u00e0 MHB m\u1edbi cho vay \u0111\u01b0\u1ee3c g\u1ea7n 647 t\u1ef7 \u0111\u1ed3ng. Nh\u01b0 v\u1eady, m\u1edbi c\u00f3 2% c\u1ee7a g\u00f3i t\u00edn d\u1ee5ng 30.000 t\u1ef7 \u0111\u1ed3ng \u0111\u1ebfn tay h\u01a1n 1.200 c\u00e1 nh\u00e2n v\u00e0 5 doanh nghi\u1ec7p.<\/p>\n

N\u1ebfu t\u00ednh c\u1ea3 s\u1ed1 cam k\u1ebft nh\u01b0ng ch\u01b0a gi\u1ea3i ng\u00e2n, c\u00e1c nh\u00e0 b\u0103ng \u0111\u00e3 cho vay 1.256 kh\u00e1ch h\u00e0ng v\u1edbi s\u1ed1 ti\u1ec1n h\u01a1n 1.560 t\u1ef7 \u0111\u1ed3ng. Tuy nhi\u00ean, con s\u1ed1 n\u00e0y v\u1eabn c\u00f2n r\u1ea5t nh\u1ecf so v\u1edbi h\u1ea1n m\u1ee9c m\u00e0 g\u00f3i 30.000 t\u1ef7 cho ph\u00e9p.<\/p>\n

\u0110\u1ed5 cho nhau trong g\u00f3i 30.000 t\u1ef7\u00a0<\/strong><\/p>\n

B\u1ed9 X\u00e2y d\u1ef1ng li\u00ean ti\u1ebfp \u0111\u01b0a ra nh\u1eefng \u0111\u1ec1 xu\u1ea5t \u0111i\u1ec1u ch\u1ec9nh \u0111i\u1ec1u ki\u1ec7n cho vay g\u00f3i 30.000 t\u1ef7, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u0169ng g\u1eedi c\u00f4ng v\u0103n th\u00fac c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u1ea9y nhanh ti\u1ebfn \u0111\u1ed9 gi\u1ea3i ng\u00e2n g\u00f3i 30.000 t\u1ef7 tuy nhi\u00ean sau g\u1ea7n 6 th\u00e1ng, ng\u00e2n h\u00e0ng v\u00e0 ch\u1ee7 \u0111\u1ea7u t\u01b0, B\u1ed9 X\u00e2y d\u1ef1ng g\u1ea7n nh\u01b0 v\u1eabn ch\u01b0a c\u00f3 ti\u1ebfng n\u00f3i chung, ng\u01b0\u1eddi mua nh\u00e0 v\u1eabn ph\u1ea3i ch\u1edd \u0111\u1ee3i.<\/p>\n

Gi\u1ea3i th\u00edch v\u1ec1 t\u1ed1c \u0111\u1ed9 gi\u1ea3i ng\u00e2n ch\u1eadm ch\u1ea1p c\u1ee7a g\u00f3i 30.000 t\u1ef7, \u0111\u1ea1i di\u1ec7n c\u00e1c ng\u00e2n h\u00e0ng v\u1eabn cho r\u1eb1ng l\u00fd do ch\u00ednh khi\u1ebfn g\u00f3i 30.000 t\u1ef7 kh\u00f3 tri\u1ec3n khai l\u00e0 ngu\u1ed3n cung nh\u00e0 \u1edf x\u00e3 h\u1ed9i ch\u01b0a nhi\u1ec1u.<\/p>\n

Ngo\u00e0i ra, c\u00e1c ng\u00e2n h\u00e0ng c\u00f2n l\u1eadp lu\u1eadn: Theo quy \u0111\u1ecbnh, nh\u00e0 \u1edf x\u00e3 h\u1ed9i kh\u00f4ng \u0111\u01b0\u1ee3c chuy\u1ec3n nh\u01b0\u1ee3ng t\u1ed1i thi\u1ec3u trong 10 n\u0103m k\u1ec3 t\u1eeb ng\u00e0y k\u00fd h\u1ee3p \u0111\u1ed3ng mua b\u00e1n. N\u1ebfu chuy\u1ec3n nh\u01b0\u1ee3ng th\u00ec ch\u1ec9 \u0111\u01b0\u1ee3c chuy\u1ec3n nh\u01b0\u1ee3ng cho Nh\u00e0 n\u01b0\u1edbc ho\u1eb7c cho ch\u1ee7 \u0111\u1ea7u t\u01b0, cho \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c mua nh\u00e0 \u1edf x\u00e3 h\u1ed9i. N\u1ebfu ph\u00e1t sinh r\u1ee7i ro, th\u00ec ng\u00e2n h\u00e0ng s\u1ebd g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o n\u00e0y.<\/p>\n

Ch\u00ednh t\u1eeb quy \u0111\u1ecbnh n\u00e0y, c\u00e1c ng\u00e2n h\u00e0ng y\u00eau c\u1ea7u ch\u1ee7 \u0111\u1ea7u t\u01b0 k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng 3 b\u00ean gi\u1eefa ng\u00e2n h\u00e0ng, doanh nghi\u1ec7p v\u00e0 ng\u01b0\u1eddi d\u00e2n. Trong \u0111\u00f3 ng\u00e2n h\u00e0ng y\u00eau c\u1ea7u ch\u1ee7 \u0111\u1ea7u t\u01b0 cam k\u1ebft mua l\u1ea1i c\u0103n nh\u00e0, n\u1ebfu kh\u00e1ch h\u00e0ng kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3.<\/p>\n

L\u00fd gi\u1ea3i cho quy \u0111\u1ecbnh n\u00e0y, \u00f4ng Nguy\u1ec5n Vi\u1ebft M\u1ea1nh, V\u1ee5 tr\u01b0\u1edfng V\u1ee5 T\u00edn d\u1ee5ng \u2013 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN) cho bi\u1ebft, h\u1ee3p \u0111\u1ed3ng 3 b\u00ean l\u00e0 m\u1ed9t y\u00eau c\u1ea7u \u0111\u1ec3 ng\u00e2n h\u00e0ng \u0111\u1ea3m b\u1ea3o an to\u00e0n v\u1ed1n vay, trong khi ng\u01b0\u1eddi vay kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n g\u00ec \u0111\u1ec3 th\u1ebf ch\u1ea5p ngo\u00e0i c\u0103n nh\u00e0 \u0111\u01b0\u1ee3c mua trong t\u01b0\u01a1ng lai.<\/p>\n

\u201c\u0110\u00e2y l\u00e0 m\u1ed9t d\u1ea1ng t\u00e0i s\u1ea3n s\u1ebd h\u00ecnh th\u00e0nh t\u1eeb v\u1ed1n vay, khi \u0111\u00f3, ng\u00e2n h\u00e0ng, kh\u00e1ch h\u00e0ng v\u00e0 ng\u01b0\u1eddi b\u00e1n s\u1ea3n ph\u1ea9m ph\u1ea3i k\u00fd h\u1ee3p \u0111\u1ed3ng v\u1edbi nhau, c\u00f3 ngh\u0129a l\u00e0, khi kh\u00e1ch h\u00e0ng ch\u01b0a tr\u1ea3 n\u1ee3 cho ng\u00e2n h\u00e0ng, t\u00e0i s\u1ea3n \u0111\u00f3 v\u1eabn thu\u1ed9c ng\u00e2n h\u00e0ng v\u00e0 doanh nghi\u1ec7p cho n\u00ean 3 b\u00ean k\u00fd v\u1edbi nhau \u0111\u1ec3 gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p\u201d, \u00f4ng M\u1ea1nh n\u00f3i.<\/p>\n

Trong khi \u0111\u00f3, theo nhi\u1ec1u chuy\u00ean gia, l\u00fd do khi\u1ebfn ng\u01b0\u1eddi d\u00e2n d\u00e8 d\u1eb7t v\u1edbi g\u00f3i h\u1ed7 tr\u1ee3 n\u00e0y l\u00e0 quy \u0111\u1ecbnh ch\u1ee9ng minh kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3.<\/p>\n

Theo Gi\u00e1o s\u01b0 \u0110\u1eb7ng H\u00f9ng V\u00f5 – nguy\u00ean Th\u1ee9 tr\u01b0\u1edfng B\u1ed9 T\u00e0i nguy\u00ean M\u00f4i tr\u01b0\u1eddng, kh\u00f4ng n\u00ean ti\u1ebfp t\u1ee5c d\u00f9ng c\u01a1 ch\u1ebf cho ng\u01b0\u1eddi gi\u00e0u vay ti\u1ec1n \u0111\u1ec3 \u00e1p d\u1ee5ng cho ng\u01b0\u1eddi ngh\u00e8o. \u00d4ng c\u0169ng cho r\u1eb1ng \u0111\u00f2i h\u1ecfi ng\u01b0\u1eddi thu nh\u1eadp th\u1ea5p ph\u1ea3i ch\u1ee9ng minh thu nh\u1eadp l\u00e0 \u0111i\u1ec1u kh\u00f4ng d\u1ec5 d\u00e0ng v\u00e0 khi\u1ebfn h\u1ecd ch\u00f9n b\u01b0\u1edbc khi h\u1ecfi vay ng\u00e2n h\u00e0ng.<\/p>\n

Cu\u1ed1i th\u00e1ng 8\/2013, th\u1eddi \u0111i\u1ec3m g\u00f3i 30.000 t\u1ef7 m\u1edbi b\u1eaft \u0111\u1ea7u tri\u1ec3n khai \u0111\u01b0\u1ee3c 2 th\u00e1ng, \u00f4ng Nguy\u1ec5n V\u0103n \u0110\u1ef1c, Ph\u00f3 Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty B\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0110\u1ea5t L\u00e0nh tr\u1ea3 l\u1eddi tr\u00ean b\u00e1o \u0110\u1ea5t Vi\u1ec7t r\u1eb1ng, g\u00f3i 30.000 t\u1ef7 \u0111\u00e3 th\u1ea5t b\u1ea1i.<\/p>\n

Theo \u00f4ng Nguy\u1ec5n V\u0103n \u0110\u1ef1c, nh\u1eefng s\u1ea3n ph\u1ea9m ph\u00f9 h\u1ee3p \u0111\u00e3 kh\u00f4ng c\u00f2n n\u1eefa, m\u00e0 s\u1ea3n ph\u1ea9m m\u1edbi ra th\u00ec l\u1ea1i kh\u00f4ng c\u00f3.<\/p>\n

“Vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i nh\u1eefng c\u0103n h\u1ed9 \u0111\u00e3 x\u00e2y d\u1edf dang th\u00e0nh c\u0103n h\u1ed9 nh\u1ecf, l\u00e0 nh\u1eefng s\u1ea3n ph\u1ea9m c\u00f3 th\u1ec3 c\u00f3 ngay, nh\u01b0ng H\u00e0 N\u1ed9i th\u00ec \u1ee7ng h\u1ed9, c\u00f2n TP.HCM l\u1ea1i ki\u00ean quy\u1ebft ch\u1ed1ng l\u1ea1i chuy\u1ec7n n\u00e0y. Do \u0111\u00f3, s\u1ea3n ph\u1ea9m ph\u00f9 h\u1ee3p cho ng\u01b0\u1eddi d\u00e2n ho\u00e0n to\u00e0n ph\u1eb3ng l\u1eb7ng, ho\u1eb7c n\u1ebfu c\u00f3 th\u00ec c\u0169ng ph\u1ea3i r\u1ea5t l\u00e2u, \u00edt nh\u1ea5t l\u00e0 6 th\u00e1ng \u0111\u1ebfn 1 n\u0103m n\u1eefa”, \u00f4ng Nguy\u1ec5n V\u0103n \u0110\u1ef1c n\u00f3i.<\/p>\n

Theo Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Tr\u1ecdng t\u00e0i vi\u00ean trung t\u00e2m Tr\u1ecdng t\u00e0i qu\u1ed1c t\u1ebf Vi\u1ec7t Nam: b\u00ean c\u1ea1nh nhi\u1ec1u lo\u1ea1i th\u1ee7 t\u1ee5c, m\u1ed1i quan h\u1ec7 ph\u1ee9c t\u1ea1p, vi\u1ec7c c\u1ea3 ng\u00e2n h\u00e0ng l\u1eabn ch\u1ee7 \u0111\u1ea7u t\u01b0 kh\u00f4ng ai mu\u1ed1n ch\u1ecbu tr\u00e1ch nhi\u1ec7m, m\u00e0 b\u00ean n\u00e0o c\u0169ng mu\u1ed1n gi\u1eef ch\u1eafc l\u1ee3i \u00edch cho ri\u00eang m\u00ecnh \u0111\u00e3 khi\u1ebfn ng\u01b0\u1eddi thu nh\u1eadp th\u1ea5p nh\u01b0 m\u1eafc k\u1eb9t v\u1edbi h\u1ee3p \u0111\u1ed3ng 3 b\u00ean.\u00a0<\/em><\/p>\n

\u201cB\u00ean ch\u1ee7 \u0111\u1ea7u t\u01b0 ch\u1ec9 mu\u1ed1n b\u00e1n \u0111\u01b0\u1ee3c nh\u00e0, kh\u00f4ng mu\u1ed1n tr\u00e1ch nhi\u1ec7m g\u00ec kh\u00e1c l\u00e0 \u0111\u01b0\u01a1ng nhi\u00ean. Ng\u01b0\u1eddi mua c\u0169ng ch\u1ec9 mu\u1ed1n cho th\u1ee7 t\u1ee5c \u0111\u01a1n gi\u1ea3n, ng\u01b0\u1eddi thu nh\u1eadp th\u1ea5p th\u00ec ho\u00e0n to\u00e0n ph\u1ea3i d\u1ef1a v\u00e0o c\u0103n h\u1ed9 l\u00e0m t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m. T uy nhi\u00ean, c\u0103n h\u1ed9 l\u1ea1i kh\u00f4ng chuy\u1ec3n \u0111\u1ed5i \u0111\u01b0\u1ee3c, n\u1ebfu r\u1ee7i ro x\u1ea3y ra ng\u00e2n h\u00e0ng s\u1ebd g\u1eb7p kh\u00f3 kh\u0103n cho n\u00ean ng\u00e2n h\u00e0ng ph\u1ea3i k\u00eau g\u1ecdi ch\u1ee7 \u0111\u1ea7u t\u01b0 v\u00ec l\u1ee3i \u00edch c\u1ee7a c\u1ea3 3 b\u00ean\u201d, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c l\u00fd gi\u1ea3i.<\/em><\/p>\n

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H\u00e0 Oanh\u00a0<\/strong><\/p>\n

———————————————————<\/p>\n

\u0110\u1ea5t Vi\u1ec7t 12-12-2013 (M\u1ee5c B\u1ea5t \u0111\u1ed9ng s\u1ea3n):<\/em><\/strong><\/p>\n

http:\/\/www.baodatviet.vn\/kinh-te\/bat-dong-san\/thu-tuong-thuc-goi-30000-ty-ngan-hang-bds-do-cho-nhau-2361897\/<\/a><\/em><\/p>\n

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(B\u0110S) – \u0110\u1ea9y m\u1ea1nh ti\u1ebfn \u0111\u1ed9 g\u00f3i 30.000 t\u1ef7 l\u00e0 m\u1ed9t trong nh\u1eefng ch\u1ec9 \u0111\u1ea1o c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Nguy\u1ec5n T\u1ea5n D\u0169ng trong Ngh\u1ecb quy\u1ebft phi\u00ean h\u1ecdp Ch\u00ednh ph\u1ee7 th\u01b0\u1eddng k\u1ef3 th\u00e1ng 11 v\u1eeba ban h\u00e0nh. Theo \u0111\u00f3, Th\u1ee7 t\u01b0\u1edbng y\u00eau c\u1ea7u Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ch\u1ec9 \u0111\u1ea1o c\u00e1c nh\u00e0 b\u0103ng gi\u1ea3i ng\u00e2n k\u1ecbp th\u1eddi g\u00f3i […]<\/p>\n","protected":false},"author":1,"featured_media":22471,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-22468","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n423. 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