{"id":22613,"date":"2013-02-23T18:57:39","date_gmt":"2013-02-23T11:57:39","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=22613"},"modified":"2022-05-21T19:10:07","modified_gmt":"2022-05-21T12:10:07","slug":"252-dung-danh-dong-viec-sap-nhap-ngan-hang-voi-tai-co-cau","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/252-dung-danh-dong-viec-sap-nhap-ngan-hang-voi-tai-co-cau\/","title":{"rendered":"252. \u0110\u1eebng \u0111\u00e1nh \u0111\u1ed3ng vi\u1ec7c s\u00e1p nh\u1eadp ng\u00e2n h\u00e0ng v\u1edbi t\u00e1i c\u01a1 c\u1ea5u"},"content":{"rendered":"(KT\u0110T) – N\u0103m 2013 \u0111\u00e3 \u0111i qua \u0111\u01b0\u1ee3c g\u1ea7n 2 th\u00e1ng nh\u01b0ng t\u00e2m l\u00fd nh\u00e0 \u0111\u1ea7u t\u01b0 v\u1eabn ch\u01b0a \u1ed5n \u0111\u1ecbnh. <\/strong><\/p>\n

Th\u1ecb tr\u01b0\u1eddng v\u00e0ng, ch\u1ee9ng kho\u00e1n, b\u1ea5t \u0111\u1ed9ng s\u1ea3n ch\u01b0a th\u1eadt s\u00f4i \u0111\u1ed9ng b\u1edfi nh\u1eefng v\u01b0\u1edbng m\u1eafc trong ch\u00ednh s\u00e1ch \u0111i\u1ec1u h\u00e0nh khi\u1ebfn nhi\u1ec1u doanh nghi\u1ec7p (DN) d\u00f9 \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c t\u00edn hi\u1ec7u h\u1ed7 tr\u1ee3 t\u1eeb Ch\u00ednh ph\u1ee7 v\u1eabn k\u00eau kh\u00f3 v\u00ec \u0111\u00f3i… v\u1ed1n. Nh\u00e2n d\u1ecbp n\u00e0y, ph\u00f3ng vi\u00ean b\u00e1o Kinh t\u1ebf & \u0110\u00f4 th\u1ecb \u0111\u00e3 c\u00f3 cu\u1ed9c tr\u00f2 chuy\u1ec7n v\u1edbi Lu\u1eadt s\u01b0 (LS) Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, m\u1ed9t trong nh\u1eefng nh\u00e0 nghi\u00ean c\u1ee9u, ph\u1ea3n bi\u1ec7n s\u1eafc s\u1ea3o v\u1ec1 l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng hi\u1ec7n nay xung quanh th\u1ef1c tr\u1ea1ng, nguy\u00ean nh\u00e2n v\u00e0 c\u00e1c bi\u1ec7n ph\u00e1p gi\u1ea3i c\u1ee9u th\u1ecb tr\u01b0\u1eddng.<\/p>\n

\u201cT\u1ee9 h\u1ecda\u201d ng\u00e2n h\u00e0ng<\/strong><\/p>\n

Trong n\u0103m qua, d\u00f9 \u0111\u00e3 c\u00f3 ch\u1ee7 tr\u01b0\u01a1ng v\u00e0 ch\u1ec9 \u0111\u1ea1o c\u1ee7a c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng, nh\u01b0ng ho\u1ea1t \u0111\u1ed9ng t\u00e0i ch\u00ednh c\u1ee7a Vi\u1ec7t Nam v\u1eabn thi\u1ebfu s\u1ef1 minh b\u1ea1ch khi c\u00e1c Ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i (NHTM) th\u01b0\u1eddng ng\u1ea5m ng\u1ea7m \u0111\u1ea9y l\u00e3i su\u1ea5t l\u00ean cao?<\/em><\/p>\n

– Theo t\u00f4i, hi\u1ec7n h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng (NH) n\u01b0\u1edbc ta \u0111ang ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi “t\u1ee9 h\u1ecda” l\u00e0: C\u01b0\u1ee1ng b\u1ee9c t\u0103ng v\u1ed1n, \u00e9p tr\u1ea7n l\u00e3i su\u1ea5t, b\u1eaft bu\u1ed9c s\u00e1p nh\u1eadp v\u00e0 \u0111\u1ed9c quy\u1ec1n v\u00e0ng mi\u1ebfng. Mong mu\u1ed1n h\u1ea1 l\u00e3i su\u1ea5t l\u00e0 ch\u00ednh \u0111\u00e1ng v\u00e0 c\u1ea5p b\u00e1ch c\u1ee7a c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng, tuy nhi\u00ean, ch\u00ednh vi\u1ec7c \u00e9p tr\u1ea7n l\u00e3i su\u1ea5t, v\u1ed1n l\u00e0 gi\u1ea3i ph\u00e1p t\u00ecnh th\u1ebf \u0111\u00e3 g\u00e2y ra hi\u1ec7n t\u01b0\u1ee3ng nh\u01b0 b\u1ea1n n\u00f3i l\u00e0 c\u00e1c NHTM ng\u1ea5m ng\u1ea7m \u0111\u1ea9y l\u00e3i su\u1ea5t l\u00ean cao v\u00e0 l\u00e0m “m\u00e9o m\u00f3” th\u1ecb tr\u01b0\u1eddng. N\u1ebfu g\u1ee1 b\u1ecf tr\u1ea7n l\u00e3i su\u1ea5t huy \u0111\u1ed9ng th\u00ec ch\u1eafc ch\u1eafn s\u1ebd g\u00f3p ph\u1ea7n gi\u1ea3m l\u00e3i su\u1ea5t cho vay v\u00e0 kh\u00f4ng g\u00e2y ra c\u00e1c hi\u1ec7n t\u01b0\u1ee3ng ti\u00eau c\u1ef1c c\u1ee7a nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng c\u0169ng nh\u01b0 nh\u1eefng ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n c\u1ee7a DN, t\u1ed5 ch\u1ee9c g\u1eedi ti\u1ec1n.<\/p>\n

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\u1ea2nh: Thanh H\u1ea3i<\/em><\/p>\n

Ngo\u00e0i vi\u1ec7c ng\u1ea5m ng\u1ea7m t\u0103ng l\u00e3i su\u1ea5t, h\u1ea7u nh\u01b0 c\u00e1c NHTM m\u1edbi ch\u1ec9 t\u1eadp trung cho vay ng\u1eafn h\u1ea1n khi\u1ebfn c\u00e1c DN g\u1eb7p kh\u00f3 kh\u0103n khi ch\u01b0a th\u1ec3 thu h\u1ed3i v\u1ed1n t\u1eeb c\u00e1c d\u1ef1 \u00e1n trung h\u1ea1n \u0111\u00e3 ph\u1ea3i lo \u0111\u00e1o h\u1ea1n cho NH. C\u00f3 ph\u1ea3i c\u00e1c NHTM ch\u1ec9 mu\u1ed1n \u0111\u1ea3m b\u1ea3o an to\u00e0n cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a m\u00ecnh m\u00e0 qu\u00ean m\u1ea5t ngh\u0129a v\u1ee5 h\u1ed7 tr\u1ee3 DN?<\/em><\/p>\n

– Th\u1ef1c ra, b\u1ea3n th\u00e2n c\u00e1c NHTM c\u0169ng l\u00e0 m\u1ed9t DN, n\u00ean v\u1ea5n \u0111\u1ec1 b\u1ea3o to\u00e0n v\u1ed1n l\u00e0 nhi\u1ec7m v\u1ee5 h\u00e0ng \u0111\u1ea7u tr\u01b0\u1edbc khi mu\u1ed1n th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 x\u00e3 h\u1ed9i c\u1ee7a m\u00ecnh. H\u01a1n n\u1eefa trong n\u0103m qua, h\u1ea7u nh\u01b0 c\u00e1c NH ch\u1ec9 th\u1ef1c hi\u1ec7n vi\u1ec7c \u0111\u1ea3o n\u1ee3 l\u00e0 ch\u00ednh ch\u1ee9 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng th\u1ef1c g\u1ea7n nh\u01b0 kh\u00f4ng c\u00f3. L\u01b0\u1ee3ng t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng gi\u1ea3m \u0111i, t\u1ea5t y\u1ebfu d\u1eabn \u0111\u1ebfn n\u1ee3 x\u1ea5u t\u0103ng l\u00ean. \u0110\u1ec3 gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c n\u1ee3 x\u1ea5u th\u00ec ph\u1ea3i gi\u1ea3i t\u1ecfa \u0111\u01b0\u1ee3c h\u00e0ng t\u1ed3n kho, k\u00edch c\u1ea7u, gia t\u0103ng ti\u00eau th\u1ee5 v\u00e0 k\u00e9o theo \u0111\u00f3 m\u1edbi l\u00e0 gia t\u0103ng s\u1ea3n xu\u1ea5t. Khi gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c n\u1ee3 x\u1ea5u, t\u1ef1 kh\u1eafc c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd r\u00f3t v\u1ed1n trung h\u1ea1n, d\u00e0i h\u1ea1n cho c\u00e1c DN \u0111\u1ec3 \u0111\u1ea7u t\u01b0 kinh doanh.<\/p>\n

V\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn l\u00e3i su\u1ea5t th\u00ec \u0111\u00e3 r\u00f5 r\u00e0ng nh\u01b0ng t\u1ea1i sao t\u00e1i c\u01a1 c\u1ea5u NH, v\u1ed1n l\u00e0 m\u1ed9t trong nh\u1eefng ch\u1ee7 tr\u01b0\u01a1ng l\u1edbn \u0111\u1ec3 \u1ed5n \u0111\u1ecbnh v\u00e0 h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh l\u1ea1i tr\u1edf th\u00e0nh m\u1ed9t trong “t\u1ee9 h\u1ecda” NH n\u01b0\u1edbc ta?<\/em><\/p>\n

– V\u1ec1 ch\u1ee7 tr\u01b0\u01a1ng t\u00e1i c\u01a1 c\u1ea5u \u0111\u1ec3 “d\u1ecdn s\u1ea1ch” n\u1ee3 x\u1ea5u c\u1ee7a h\u1ec7 th\u1ed1ng NH l\u00e0 ho\u00e0n to\u00e0n \u0111\u00fang \u0111\u1eafn nh\u01b0ng c\u1ea7n c\u00f3 m\u1ed9t c\u00e1ch l\u00e0m h\u1ee3p l\u00fd v\u00e0 hi\u1ec7u qu\u1ea3. Tr\u01b0\u1edbc \u0111\u00e2y, v\u00ec ch\u1ea1y \u0111ua m\u1edf r\u1ed9ng h\u1ec7 th\u1ed1ng m\u00e0 nhi\u1ec1u NH \u0111\u1ecba ph\u01b0\u01a1ng \u0111\u00e3 \u0111\u01b0\u1ee3c th\u1ed5i ph\u1ed3ng v\u00e0 \u0111\u1ea9y l\u00ean th\u00e0nh NH to\u00e0n qu\u1ed1c. Ch\u00ednh v\u00ec “\u0111u\u1ed1i” v\u1ec1 v\u1ed1n, v\u1ec1 ch\u1ea5t l\u01b0\u1ee3ng nh\u00e2n l\u1ef1c… m\u00e0 c\u00e1c NH n\u00e0y \u0111\u00e3 kh\u00f4ng th\u1ec3 c\u1ea1nh tranh \u0111\u01b0\u1ee3c, d\u1ea7n \u0111\u00e1nh m\u1ea5t th\u1ecb ph\u1ea7n v\u00e0 k\u1ebft c\u1ee5c kh\u00f4ng th\u1ec3 tr\u00e1nh kh\u1ecfi b\u1ecb th\u00e2u t\u00f3m. Hi\u1ec7n ch\u00fang ta \u0111ang \u0111\u00e1nh \u0111\u1ed3ng vi\u1ec7c s\u00e1p nh\u1eadp NH v\u1edbi t\u00e1i c\u01a1 c\u1ea5u. Thay v\u00ec “khai t\u1eed” NH y\u1ebfu k\u00e9m \u0111\u1ec3 thay m\u00e1u, ch\u00fang ta l\u1ea1i \u0111ang g\u1ed9p 3 NH y\u1ebfu k\u00e9m v\u1edbi nhau v\u00e0 nh\u00e2n \u0111\u00f4i m\u1ee9c y\u1ebfu k\u00e9m l\u00ean g\u1ea5p 6 l\u1ea7n. \u0110i\u1ec1u n\u00e0y ch\u1eb3ng kh\u00e1c n\u00e0o gom c\u00e1c c\u1ee7 khoai t\u00e2y n\u00e0y v\u00e0o m\u1ed9t b\u1ecbch v\u00e0 \u0111\u1ec3 cho ch\u00fang n\u00f3 t\u1ef1 l\u0103n \u0111i.<\/p>\n

V\u1eady c\u00f2n v\u1ea5n \u0111\u1ec1 \u0111\u1ed9c quy\u1ec1n v\u00e0ng, li\u1ec7u c\u00f3 ph\u1ea3i NHNN \u0111\u00e3 qu\u00ean \u0111i vai tr\u00f2 \u0111i\u1ec1u ti\u1ebft c\u1ee7a m\u1ed9t NH T.\u01af kh\u00f4ng th\u01b0a \u00f4ng?<\/em><\/p>\n

– Vi\u1ec7c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) th\u1ef1c hi\u1ec7n can thi\u1ec7p, b\u00ecnh \u1ed5n th\u1ecb tr\u01b0\u1eddng v\u00e0ng b\u1eb1ng c\u00e1ch th\u00e2u t\u00f3m ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t v\u00e0 kinh doanh v\u00e0ng mi\u1ebfng nh\u1eb1m huy \u0111\u1ed9ng ngu\u1ed3n v\u00e0ng nh\u00e0n r\u1ed7i trong d\u00e2n kh\u00f4ng c\u00f3 g\u00ec x\u1ea5u. Tuy nhi\u00ean, hi\u1ec7n v\u1eabn c\u00f2n nhi\u1ec1u v\u1ea5n \u0111\u1ec1 m\u00e0 NHNN ph\u1ea3i gi\u1ea3i quy\u1ebft \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o \u0111\u01b0\u1ee3c quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi d\u00e2n khi h\u1ecd kh\u00f4ng th\u1ec3 giao d\u1ecbch khi c\u1ea7n k\u00edp. NH th\u01b0\u1eddng ch\u1ed1t gi\u00e1 v\u00e0 ngh\u1ec9 giao d\u1ecbch v\u00e0o l\u00fac 11 gi\u1edd 30 v\u00e0 th\u1eddi \u0111i\u1ec3m ch\u1ed1t gi\u00e1 chi\u1ec1u l\u00e0 16\u00a0 gi\u1edd 30, cu\u1ed1i tu\u1ea7n NH c\u0169ng kh\u00f4ng giao d\u1ecbch n\u00ean th\u1ecb tr\u01b0\u1eddng c\u00f3 bi\u1ebfn \u0111\u1ed9ng gi\u00e1 ng\u01b0\u1eddi d\u00e2n kh\u00f4ng xoay x\u1edf k\u1ecbp. \u0110\u1eb7c bi\u1ec7t, trong b\u1ed1i c\u1ea3nh nhi\u1ec1u NH m\u1edbi ch\u1ec9 \u0111\u0103ng k\u00fd \u0111i\u1ec3m giao d\u1ecbch ch\u1ee9 ch\u01b0a tri\u1ec3n khai v\u00e0 h\u1ea7u h\u1ebft c\u00e1c \u0111i\u1ec3m n\u00e0y m\u1edbi t\u1eadp trung v\u00e0o th\u1ecb tr\u01b0\u1eddng H\u00e0 N\u1ed9i v\u00e0 TP H\u1ed3 Ch\u00ed Minh ch\u1ee9 ch\u01b0a m\u1edf r\u1ed9ng ra c\u00e1c t\u1ec9nh nh\u01b0 \u0111\u00e3 \u0111\u0103ng k\u00fd v\u1edbi NHNN n\u00ean ng\u01b0\u1eddi d\u00e2n v\u1eabn c\u1ea3m th\u1ea5y quy\u1ec1n giao d\u1ecbch v\u00e0ng c\u1ee7a m\u00ecnh b\u1ecb c\u1ea3n tr\u1edf.<\/p>\n

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Giao d\u1ecbch t\u1ea1i m\u1ed9t chi nh\u00e1nh c\u1ee7a Maritimebank.\u00a0\u00a0\u00a0 \u1ea2nh: Vi\u1ec7t Duy<\/em><\/p>\n\n\n\n
Theo \u00f4ng Nguy\u1ec5n Quang Huy, V\u1ee5 tr\u01b0\u1edfng V\u1ee5 Qu\u1ea3n l\u00fd ngo\u1ea1i h\u1ed1i (NHNN), hi\u1ec7n m\u1ed7i t\u1ec9nh \u0111\u00e3 c\u00f3 \u00edt nh\u1ea5t 2 \u0111i\u1ec3m kinh doanh v\u00e0ng mi\u1ebfng \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p. N\u1ebfu nhu c\u1ea7u giao d\u1ecbch v\u00e0ng mi\u1ebfng l\u1edbn s\u1ebd m\u1edf r\u1ed9ng th\u00eam \u0111i\u1ec3m kinh doanh \u0111\u1ec3 ng\u01b0\u1eddi d\u00e2n kh\u00f4ng ph\u1ea3i \u0111i xa. NHNN \u0111ang y\u00eau c\u1ea7u chi nh\u00e1nh NHNN \u0111\u1ecba ph\u01b0\u01a1ng t\u1eadp h\u1ee3p v\u00e0 b\u00e1o c\u00e1o v\u1ec1 t\u00ecnh h\u00ecnh tr\u00ean th\u1ecb tr\u01b0\u1eddng. NHNN s\u1ebd ti\u1ebfp t\u1ee5c c\u1ea5p gi\u1ea5y ph\u00e9p \u0111\u0103ng k\u00fd kinh doanh cho c\u00e1c \u0111\u01a1n v\u1ecb \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n v\u00e0 c\u00f3 h\u1ed3 s\u01a1 \u0111\u0103ng k\u00fd h\u1ee3p l\u1ec7.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Gi\u1ea3i c\u1ee9u B\u0110S – m\u1ea5u ch\u1ed1t kh\u00f4ng ph\u1ea3i \u1edf l\u00e3i su\u1ea5t <\/strong><\/p>\n

H\u00ecnh th\u1ee9c NH li\u00ean k\u1ebft v\u1edbi ch\u1ee7 \u0111\u1ea7u t\u01b0 B\u0110S kh\u00f4ng ph\u1ea3i l\u00e0 v\u1ea5n \u0111\u1ec1 m\u1edbi m\u1ebb, th\u1eadm ch\u00ed \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u1ea9y m\u1ea1nh trong th\u1eddi gian qua nh\u01b0ng d\u01b0\u1eddng nh\u01b0 v\u1eabn ch\u01b0a th\u1ec3 ph\u00e1 b\u0103ng cho th\u1ecb tr\u01b0\u1eddng?<\/em><\/p>\n

– Sau 2 n\u0103m th\u1ecb tr\u01b0\u1eddng B\u0110S b\u1ecb \u0111\u00f3ng b\u0103ng, vi\u1ec7c gi\u00e1 nh\u00e0 \u0111\u1ea5t g\u1ea7n v\u1ec1 v\u1edbi gi\u00e1 tr\u1ecb th\u1ef1c \u0111\u00e3 gi\u00fap nhi\u1ec1u ng\u01b0\u1eddi c\u00f3 nhu c\u1ea7u th\u1ef1c s\u1ef1 quy\u1ebft t\u00e2m mua h\u01a1n. V\u00ec th\u1ebf, m\u1ed1i quan h\u1ec7 NH – ch\u1ee7 \u0111\u1ea7u t\u01b0 B\u0110S \u0111\u01b0\u1ee3c th\u1eaft ch\u1eb7t h\u01a1n trong th\u1eddi gian g\u1ea7n \u0111\u00e2y l\u00e0 ho\u00e0n to\u00e0n d\u1ec5 hi\u1ec3u. Th\u1ef1c t\u1ebf cho th\u1ea5y, khi c\u1ea3 NH l\u1eabn ch\u1ee7 \u0111\u1ea7u t\u01b0 ch\u1ea5p nh\u1eadn gi\u1ea3m l\u00e3i su\u1ea5t cho ng\u01b0\u1eddi mua nh\u00e0, h\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u1ea9y ra kh\u00e1 nhi\u1ec1u, DN \u0111\u1ee1 kh\u00f3 kh\u0103n h\u01a1n. B\u1ea3n th\u00e2n vi\u1ec7c k\u1ebft h\u1ee3p n\u00e0y c\u0169ng gi\u00fap c\u00e1c NH thu h\u1ed3i v\u1ed1n nhanh h\u01a1n nh\u1edd gi\u1ea3i ph\u00f3ng \u0111\u01b0\u1ee3c nh\u1eefng t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o b\u1eb1ng B\u0110S \u0111ang “t\u1ed3n kho” t\u1ea1i NH.<\/p>\n

Li\u1ec7u NH c\u00f3 n\u00ean \u0111\u1ea9y m\u1ea1nh ho\u1ea1t \u0111\u1ed9ng kinh doanh n\u00e0y khi c\u1ea3 hai b\u00ean c\u00f9ng c\u00f3 l\u1ee3i?<\/em><\/p>\n

– Theo t\u00f4i, d\u00f9 c\u00e1c NH c\u00f3 mu\u1ed1n \u0111\u1ea9y t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng \u0111\u1ec3 ho\u00e0n th\u00e0nh ch\u1ec9 ti\u00eau \u0111\u1ebfn m\u1ea5y c\u0169ng n\u00ean c\u1ea9n tr\u1ecdng khi ch\u1ecdn d\u1ef1 \u00e1n \u0111\u1ec3 li\u00ean k\u1ebft v\u1edbi ch\u1ee7 \u0111\u1ea7u t\u01b0 B\u0110S… \u0110\u1ec3 d\u1ec5 thu h\u1ed3i v\u1ed1n, tr\u01b0\u1edbc m\u1eaft, c\u00e1c NH ch\u1ec9 n\u00ean \u0111\u1ea9y v\u1ed1n v\u00e0o nh\u1eefng d\u1ef1 \u00e1n nh\u00e0 quy m\u00f4 nh\u1ecf, c\u00f3 gi\u00e1 th\u00e0nh h\u1ee3p l\u00fd, h\u1ea5p d\u1eabn ng\u01b0\u1eddi c\u00f3 nhu c\u1ea7u mua th\u1ef1c s\u1ef1. N\u00ean tr\u00e1nh \u0111\u1ea7u t\u01b0 v\u00e0o nh\u1eefng d\u1ef1 \u00e1n l\u1edbn, cao c\u1ea5p \u0111ang x\u00e2y d\u1ef1ng d\u1edf dang, v\u00ec c\u00f3 th\u1ec3 v\u00e0i th\u00e1ng n\u1eefa r\u1ea5t h\u00fat kh\u00e1ch, nh\u01b0ng c\u0169ng c\u00f3 th\u1ec3 v\u00e0i n\u0103m n\u1eefa n\u00f3 v\u1eabn kh\u00f4ng c\u00f3 bi\u1ebfn chuy\u1ec3n g\u00ec…<\/p>\n

Khi m\u00e0 NH c\u0169ng \u0111\u1eafn \u0111o trong vi\u1ec7c li\u00ean k\u1ebft v\u1edbi ch\u1ee7 \u0111\u1ea7u t\u01b0 th\u00ec \u0111i\u1ec3m m\u1ea5u ch\u1ed1t \u0111\u1ec3 gi\u1ea3i c\u1ee9u th\u1ecb tr\u01b0\u1eddng B\u0110S n\u1eb1m \u1edf \u0111\u00e2u, th\u01b0a \u00f4ng?<\/em><\/p>\n

– M\u1ecdi ng\u01b0\u1eddi v\u1eabn th\u01b0\u1eddng nh\u1ea7m l\u1eabn chuy\u1ec7n NH – c\u00e1c DN kinh doanh ti\u1ec1n l\u1ea1i kh\u00f4ng ch\u1ecbu \u1ee9ng v\u1ed1n \u0111\u1ec3 c\u1ee9u DN, th\u1ecb tr\u01b0\u1eddng. Nh\u1eefng di\u1ec5n bi\u1ebfn c\u1ee7a th\u1ecb tr\u01b0\u1eddng B\u0110S \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m n\u00e0y cho th\u1ea5y, m\u1ea5u ch\u1ed1t c\u1ee7a vi\u1ec7c gi\u1ea3i c\u1ee9u th\u1ecb tr\u01b0\u1eddng kh\u00f4ng n\u1eb1m trong tay c\u1ee7a c\u00e1c NH. Hi\u1ec7n, l\u00e3i su\u1ea5t ch\u1ec9 b\u1eb1ng 2\/3 so v\u1edbi th\u1eddi \u0111i\u1ec3m tr\u01b0\u1edbc, nh\u01b0ng NH v\u1eabn kh\u00f4ng th\u1ec3 gi\u1ea3i ng\u00e2n t\u00edn d\u1ee5ng do DN \u0111\u00e3 c\u1ea1n ngu\u1ed3n t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o hay t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o kh\u00f4ng c\u00f2n gi\u1eef \u0111\u01b0\u1ee3c gi\u00e1 tr\u1ecb nh\u01b0 tr\u01b0\u1edbc, b\u1ea3n th\u00e2n ng\u01b0\u1eddi mua nh\u00e0 c\u0169ng kh\u00f4ng c\u00f3 nhu c\u1ea7u vay nhi\u1ec1u. V\u00ec th\u1ebf, \u0111\u1ec3 gi\u1ea3i c\u1ee9u th\u1ecb tr\u01b0\u1eddng B\u0110S, kh\u00f4ng c\u00f3 ph\u01b0\u01a1ng c\u00e1ch n\u00e0o kh\u00e1c ngo\u00e0i vi\u1ec7c t\u0103ng \u0111\u01b0\u1ee3c c\u1ea7u. Mu\u1ed1n th\u1ebf, ph\u1ea3i t\u0103ng thu nh\u1eadp, gi\u1ea3m thu\u1ebf cho ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u1ec3 h\u1ecd c\u00f3 \u0111\u1ee7 ngu\u1ed3n l\u1ef1c mua nh\u00e0; gi\u1ea3m ngh\u0129a v\u1ee5 t\u00e0i ch\u00ednh cho DN \u0111\u1ec3 ho\u1ea1t \u0111\u1ed9ng mua b\u00e1n tr\u00ean th\u1ecb tr\u01b0\u1eddng s\u00f4i \u0111\u1ed9ng h\u01a1n. M\u1ed9t gi\u1ea3i ph\u00e1p n\u1eefa l\u00e0 n\u00ean chia nh\u1ecf di\u1ec7n t\u00edch c\u0103n h\u1ed9 cho ph\u00f9 h\u1ee3p v\u1edbi \u0111i\u1ec1u ki\u1ec7n th\u1ef1c t\u1ebf c\u1ee7a ng\u01b0\u1eddi d\u00e2n n\u01b0\u1edbc ta. N\u1ebfu kh\u00f4ng, v\u1edbi di\u1ec7n t\u00edch nh\u00e0 l\u1edbn v\u00e0 gi\u00e1 th\u00e0nh cao nh\u01b0 hi\u1ec7n nay, \u0111\u1ed1i v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi, vi\u1ec7c mua \u0111\u01b0\u1ee3c nh\u00e0 v\u1eabn l\u00e0 \u0111i\u1ec1u kh\u00f4ng t\u01b0\u1edfng.<\/p>\n

Xin ch\u00e2n th\u00e0nh c\u1ea3m \u01a1n \u00f4ng!<\/em><\/p>\n\n\n\n
LS Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c l\u00e0 th\u00e0nh vi\u00ean H\u1ed9i Lu\u1eadt gia Vi\u1ec7t Nam, c\u00f3 tr\u00ean 25 n\u0103m kinh nghi\u1ec7m lu\u1eadt s\u01b0 t\u01b0 v\u1ea5n chuy\u00ean nghi\u1ec7p v\u1ec1 l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh NH. \u00d4ng \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 m\u1ed9t trong nh\u1eefng nh\u00e0 nghi\u00ean c\u1ee9u, ph\u1ea3n bi\u1ec7n s\u00e2u s\u1eafc nh\u1ea5t v\u1ec1 c\u00e1c v\u1ea5n \u0111\u1ec1 ph\u00e1p l\u00fd nghi\u1ec7p v\u1ee5 trong l\u0129nh v\u1ef1c NH. Hi\u1ec7n \u00f4ng l\u00e0 th\u00e0nh vi\u00ean H\u1ed9i \u0111\u1ed3ng \u0111i\u1ec1u h\u00e0nh, Gi\u00e1m \u0111\u1ed1c ban ph\u00e1p ch\u1ebf v\u00e0 gi\u00e1m s\u00e1t t\u00e0i ch\u00ednh NH Maritime Bank.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

An Kh\u00ea th\u1ef1c hi\u1ec7n <\/strong><\/p>\n

——————<\/p>\n

Kinh t\u1ebf \u0110\u00f4 th\u1ecb 23-02-2013:<\/em><\/strong><\/p>\n

http:\/\/www.ktdt.com.vn\/news\/detail\/356089\/dung-danh-dong-viec-sap-nhap-ngan-hang-voi-tai-co-cau.aspx<\/a><\/em><\/p>\n

(1.687\/1.687)<\/em>","protected":false},"excerpt":{"rendered":"

(KT\u0110T) – N\u0103m 2013 \u0111\u00e3 \u0111i qua \u0111\u01b0\u1ee3c g\u1ea7n 2 th\u00e1ng nh\u01b0ng t\u00e2m l\u00fd nh\u00e0 \u0111\u1ea7u t\u01b0 v\u1eabn ch\u01b0a \u1ed5n \u0111\u1ecbnh. Th\u1ecb tr\u01b0\u1eddng v\u00e0ng, ch\u1ee9ng kho\u00e1n, b\u1ea5t \u0111\u1ed9ng s\u1ea3n ch\u01b0a th\u1eadt s\u00f4i \u0111\u1ed9ng b\u1edfi nh\u1eefng v\u01b0\u1edbng m\u1eafc trong ch\u00ednh s\u00e1ch \u0111i\u1ec1u h\u00e0nh khi\u1ebfn nhi\u1ec1u doanh nghi\u1ec7p (DN) d\u00f9 \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c t\u00edn hi\u1ec7u h\u1ed7 tr\u1ee3 […]<\/p>\n","protected":false},"author":10,"featured_media":22624,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-22613","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n252. \u0110\u1eebng \u0111\u00e1nh \u0111\u1ed3ng vi\u1ec7c s\u00e1p nh\u1eadp ng\u00e2n h\u00e0ng v\u1edbi t\u00e1i c\u01a1 c\u1ea5u - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/252-dung-danh-dong-viec-sap-nhap-ngan-hang-voi-tai-co-cau\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]252. \u0110\u1eebng \u0111\u00e1nh \u0111\u1ed3ng vi\u1ec7c s\u00e1p nh\u1eadp ng\u00e2n h\u00e0ng v\u1edbi t\u00e1i c\u01a1 c\u1ea5u [:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(KT\u0110T) – N\u0103m 2013 \u0111\u00e3 \u0111i qua \u0111\u01b0\u1ee3c g\u1ea7n 2 th\u00e1ng nh\u01b0ng t\u00e2m l\u00fd nh\u00e0 \u0111\u1ea7u t\u01b0 v\u1eabn ch\u01b0a \u1ed5n \u0111\u1ecbnh. 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