{"id":22618,"date":"2013-02-27T18:57:42","date_gmt":"2013-02-27T11:57:42","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=22618"},"modified":"2022-05-21T19:21:17","modified_gmt":"2022-05-21T12:21:17","slug":"256-huong-dan-dang-ky-the-chap-nha-o-hinh-thanh-trong-tuong-lai-khong-the-hoa-giai-nhung-bat-cap","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/256-huong-dan-dang-ky-the-chap-nha-o-hinh-thanh-trong-tuong-lai-khong-the-hoa-giai-nhung-bat-cap\/","title":{"rendered":"256. H\u01b0\u1edbng d\u1eabn \u0110\u0103ng k\u00fd th\u1ebf ch\u1ea5p nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai: Kh\u00f4ng th\u1ec3 h\u00f3a gi\u1ea3i nh\u1eefng b\u1ea5t c\u1eadp"},"content":{"rendered":"

(TBNH) – Trong bi\u1ec7n ph\u00e1p th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n, c\u00f3 giao d\u1ecbch th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng l\u1ea1i (HTTTL). \u0110\u1ed1i v\u1edbi bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m n\u00e0y, tr\u01b0\u1edbc h\u1ebft l\u00e0 s\u1ef1 ti\u1ec1m \u1ea9n l\u1edbn v\u1ec1 r\u1ee7i ro t\u00e0i ch\u00ednh. B\u1edfi n\u1ebfu ngh\u0129a v\u1ee5 thanh to\u00e1n ph\u00e1t sinh tr\u01b0\u1edbc khi t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c h\u00ecnh th\u00e0nh, th\u00ec s\u1ebd ch\u1eb3ng l\u1ea5y \u0111\u00e2u ra t\u00e0i s\u1ea3n \u0111\u1ec3 x\u1eed l\u00fd, nh\u1eb1m ho\u00e0n th\u00e0nh ngh\u0129a v\u1ee5 d\u00e2n s\u1ef1.<\/strong><\/p>\n

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\u1ea2nh minh h\u1ecda<\/em><\/p>\n

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G\u1ea7n \u0111\u00e2y, Li\u00ean b\u1ed9 T\u01b0 ph\u00e1p \u2013 T\u00e0i nguy\u00ean & M\u00f4i tr\u01b0\u1eddng \u0111\u00e3 cho \u00fd ki\u1ebfn b\u01b0\u1edbc \u0111\u1ea7u v\u1ec1 d\u1ef1 th\u1ea3o th\u00f4ng t\u01b0 li\u00ean t\u1ecbch h\u01b0\u1edbng d\u1eabn \u0111\u0103ng k\u00fd th\u1ebf ch\u1ea5p nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai (HTTTL) v\u00e0 vi\u1ec7c chuy\u1ec3n ti\u1ebfp th\u1eddi \u0111i\u1ec3m \u0111\u0103ng k\u00fd th\u1ebf ch\u1ea5p quy\u1ec1n t\u00e0i s\u1ea3n ph\u00e1t sinh t\u1eeb h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0 \u1edf HTTTL v\u1edbi th\u1eddi \u0111i\u1ec3m \u0111\u0103ng k\u00fd th\u1ebf ch\u1ea5p nh\u00e0 \u1edf \u0111\u01b0\u1ee3c h\u00ecnh th\u00e0nh\u2026 Th\u00f4ng t\u01b0 n\u00e0y \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd gi\u1ea3i t\u1ecfa m\u1ed9t ph\u1ea7n cho th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n (B\u0110S) hi\u1ec7n nay.<\/p>\n

Tuy nhi\u00ean, nh\u00ecn l\u1ea1i nh\u1eefng quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt hi\u1ec7n h\u00e0nh, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI cho r\u1eb1ng, quy \u0111\u1ecbnh ph\u00e1p l\u00fd li\u00ean quan \u0111\u1ebfn l\u0129nh v\u1ef1c n\u00e0y c\u00f2n qu\u00e1 nhi\u1ec1u b\u1ea5t c\u1eadp, m\u00e0 th\u00f4ng t\u01b0 kh\u00f3 c\u00f3 th\u1ec3 gi\u1ea3i quy\u1ebft.<\/p>\n

Th\u01b0a \u00f4ng, li\u1ec7u vi\u1ec7c cho ph\u00e9p th\u1ebf ch\u1ea5p nh\u00e0 \u1edf HTTTL c\u00f3 g\u00e2y ra nh\u1eefng r\u1ee7i ro cho c\u00e1c TCTD?<\/em><\/p>\n

C\u00f3 7 bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 d\u00e2n s\u1ef1 theo quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 n\u0103m 2005 v\u00e0 Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 163\/2006\/N\u0110-CP ng\u00e0y 29\/12\/2006 c\u1ee7a Ch\u00ednh ph\u1ee7 v\u1ec1 Giao d\u1ecbch b\u1ea3o \u0111\u1ea3m, bao g\u1ed3m: c\u1ea7m c\u1ed1 t\u00e0i s\u1ea3n, th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n, \u0111\u1eb7t c\u1ecdc, k\u00fd c\u01b0\u1ee3c, k\u00fd qu\u1ef9, b\u1ea3o l\u00e3nh v\u00e0 t\u00edn ch\u1ea5p.<\/p>\n

Trong bi\u1ec7n ph\u00e1p th\u1ebf ch\u1ea5p, c\u00f3 giao d\u1ecbch th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n HTTTL. \u0110\u1ed1i v\u1edbi bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m n\u00e0y, tr\u01b0\u1edbc h\u1ebft l\u00e0 s\u1ef1 ti\u1ec1m \u1ea9n l\u1edbn v\u1ec1 r\u1ee7i ro t\u00e0i ch\u00ednh. B\u1edfi n\u1ebfu ngh\u0129a v\u1ee5 thanh to\u00e1n ph\u00e1t sinh tr\u01b0\u1edbc khi t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c h\u00ecnh th\u00e0nh, th\u00ec s\u1ebd ch\u1eb3ng l\u1ea5y \u0111\u00e2u ra t\u00e0i s\u1ea3n \u0111\u1ec3 x\u1eed l\u00fd, nh\u1eb1m ho\u00e0n th\u00e0nh ngh\u0129a v\u1ee5 d\u00e2n s\u1ef1. Giao d\u1ecbch b\u1ea3o \u0111\u1ea3m n\u00e0y ch\u1ec9 th\u1ef1c s\u1ef1 c\u00f3 \u00fd ngh\u0129a sau khi t\u00e0i s\u1ea3n \u0111\u00e3 h\u00ecnh th\u00e0nh xong, th\u1eadm ch\u00ed c\u00f2n ph\u1ea3i c\u00f3 \u0111\u1ea7y \u0111\u1ee7 gi\u1ea5y t\u1edd c\u00f4ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu, v\u00ec r\u1ea5t c\u00f3 th\u1ec3 t\u00e0i s\u1ea3n l\u1ea1i thu\u1ed9c s\u1edf h\u1eefu c\u1ee7a ng\u01b0\u1eddi kh\u00e1c ho\u1eb7c c\u1ee7a nhi\u1ec1u ng\u01b0\u1eddi.<\/p>\n

Tuy nhi\u00ean, s\u1ef1 b\u1ea5t c\u1eadp t\u1eeb nh\u1eefng quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 th\u1ebf ch\u1ea5p nh\u00e0 \u1edf HTTTL m\u1edbi l\u00e0 \u0111i\u1ec1u th\u1eadt s\u1ef1 lo ng\u1ea1i. Do c\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m l\u00e0 nh\u1eefng quan h\u1ec7 d\u00e2n s\u1ef1, n\u00ean nh\u00ecn chung, \u00fd ch\u00ed c\u1ee7a c\u00e1c b\u00ean quy\u1ebft \u0111\u1ecbnh hi\u1ec7u l\u1ef1c c\u1ee7a giao d\u1ecbch b\u1ea3o \u0111\u1ea3m. Ri\u00eang v\u1edbi bi\u1ec7n ph\u00e1p th\u1ebf ch\u1ea5p B\u0110S, trong \u0111\u00f3 c\u00f3 th\u1ebf ch\u1ea5p nh\u00e0 \u1edf HTTTL, th\u00ec th\u1ee7 t\u1ee5c ph\u00e1p l\u00fd l\u1ea1i \u0111\u00f3ng vai tr\u00f2 \u201cs\u1ed1ng c\u00f2n\u201d \u0111\u1ed1i v\u1edbi hi\u1ec7u l\u1ef1c c\u1ee7a giao d\u1ecbch b\u1ea3o \u0111\u1ea3m.<\/p>\n

D\u00f9 l\u00e0 giao d\u1ecbch h\u1ee3p ph\u00e1p, do c\u00e1c b\u00ean ho\u00e0n to\u00e0n t\u1ef1 nguy\u1ec7n th\u1ef1c hi\u1ec7n, nh\u01b0ng ch\u1ec9 c\u1ea7n v\u01b0\u1edbng m\u1eafc m\u1ed9t ch\u00fat v\u1ec1 th\u1ee7 t\u1ee5c ph\u00e1p l\u00fd, c\u0169ng r\u1ea5t c\u00f3 th\u1ec3 b\u1ecb v\u00f4 hi\u1ec7u v\u00e0 \u0111\u01b0a \u0111\u1ebfn nh\u1eefng h\u1eadu qu\u1ea3 nghi\u00eam tr\u1ecdng cho c\u00e1c TCTD. Vi\u1ec7c th\u1ebf ch\u1ea5p 47 c\u0103n bi\u1ec7t th\u1ef1 HTTTL thu\u1ed9c D\u1ef1 \u00e1n khu bi\u1ec7t th\u1ef1 kinh doanh t\u1ea1i x\u00e3 An Kh\u00e1nh, huy\u1ec7n Ho\u00e0i \u0110\u1ee9c, H\u00e0 N\u1ed9i l\u00e0 m\u1ed9t v\u00ed d\u1ee5 \u0111i\u1ec3n h\u00ecnh.<\/p>\n

Tr\u00ean th\u1ef1c t\u1ebf, nh\u1eefng v\u01b0\u1edbng m\u1eafc n\u00e0y \u0111\u01b0\u1ee3c th\u1ec3 hi\u1ec7n nh\u01b0 th\u1ebf n\u00e0o?<\/em><\/p>\n

Vi\u1ec7c th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n n\u00e0y l\u00e0 giao d\u1ecbch ho\u00e0n to\u00e0n h\u1ee3p ph\u00e1p tr\u00ean c\u01a1 s\u1edf nhi\u1ec1u \u0111i\u1ec1u kho\u1ea3n quy \u0111\u1ecbnh c\u1ee7a lu\u1eadt v\u00e0 v\u0103n b\u1ea3n d\u01b0\u1edbi lu\u1eadt. C\u1ee5 th\u1ec3, Kho\u1ea3n 2, \u0110i\u1ec1u 320 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 quy \u0111\u1ecbnh: \u201cV\u1eadt d\u00f9ng \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 d\u00e2n s\u1ef1 l\u00e0 v\u1eadt hi\u1ec7n c\u00f3 ho\u1eb7c \u0111\u01b0\u1ee3c HTTTL. V\u1eadt HTTTL l\u00e0 \u0111\u1ed9ng s\u1ea3n, B\u0110S thu\u1ed9c s\u1edf h\u1eefu c\u1ee7a b\u00ean b\u1ea3o \u0111\u1ea3m sau th\u1eddi \u0111i\u1ec3m ngh\u0129a v\u1ee5 \u0111\u01b0\u1ee3c x\u00e1c l\u1eadp ho\u1eb7c giao d\u1ecbch b\u1ea3o \u0111\u1ea3m \u0111\u01b0\u1ee3c giao k\u1ebft\u201d.<\/p>\n

Kho\u1ea3n 1, \u0110i\u1ec1u 342 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 c\u0169ng quy \u0111\u1ecbnh: \u201cT\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p c\u0169ng c\u00f3 th\u1ec3 l\u00e0 t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c HTTTL\u201d. B\u00ean c\u1ea1nh \u0111\u00f3, Kho\u1ea3n 1, \u0110i\u1ec1u 4 Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 163\/2006\/N\u0110-CP quy \u0111\u1ecbnh: \u201cT\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m c\u00f3 th\u1ec3 l\u00e0 t\u00e0i s\u1ea3n hi\u1ec7n c\u00f3, t\u00e0i s\u1ea3n HTTTL v\u00e0 \u0111\u01b0\u1ee3c ph\u00e9p giao d\u1ecbch\u201d. C\u00f2n Kho\u1ea3n 2, \u0110i\u1ec1u 4 c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 163\/2006\/N\u0110-CP th\u00ec quy \u0111\u1ecbnh: \u201cT\u00e0i s\u1ea3n HTTTL l\u00e0 t\u00e0i s\u1ea3n thu\u1ed9c s\u1edf h\u1eefu c\u1ee7a b\u00ean b\u1ea3o \u0111\u1ea3m sau th\u1eddi \u0111i\u1ec3m ngh\u0129a v\u1ee5 \u0111\u01b0\u1ee3c x\u00e1c l\u1eadp ho\u1eb7c giao d\u1ecbch b\u1ea3o \u0111\u1ea3m \u0111\u01b0\u1ee3c giao k\u1ebft.<\/p>\n

T\u00e0i s\u1ea3n HTTTL bao g\u1ed3m c\u1ea3 t\u00e0i s\u1ea3n \u0111\u00e3 \u0111\u01b0\u1ee3c h\u00ecnh th\u00e0nh t\u1ea1i th\u1eddi \u0111i\u1ec3m giao k\u1ebft giao d\u1ecbch b\u1ea3o \u0111\u1ea3m, nh\u01b0ng sau th\u1eddi \u0111i\u1ec3m giao k\u1ebft giao d\u1ecbch b\u1ea3o \u0111\u1ea3m m\u1edbi thu\u1ed9c s\u1edf h\u1eefu c\u1ee7a b\u00ean b\u1ea3o \u0111\u1ea3m\u201d.<\/p>\n

Tuy nhi\u00ean, khi \u00e1p d\u1ee5ng nh\u1eefng quy \u0111\u1ecbnh r\u1ea5t r\u00f5 r\u00e0ng n\u00f3i tr\u00ean c\u1ee7a B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 v\u00e0o vi\u1ec7c th\u1ebf ch\u1ea5p nh\u00e0 \u1edf HTTTL th\u00ec l\u1ea1i d\u01b0\u1eddng nh\u01b0 b\u1ea5t kh\u1ea3 thi, b\u1edfi Lu\u1eadt Nh\u00e0 \u1edf n\u0103m 2006 \u0111\u00e3 \u0111\u01b0a ra h\u00e0ng lo\u1ea1t quy \u0111\u1ecbnh ph\u1ea3i \u00e1p d\u1ee5ng trong vi\u1ec7c th\u1ebf ch\u1ea5p nh\u00e0 \u1edf.<\/p>\n

C\u1ee5 th\u1ec3: Giao d\u1ecbch th\u1ebf ch\u1ea5p ph\u1ea3i c\u00f3 \u201cGi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu \u0111\u1ed1i v\u1edbi nh\u00e0 \u1edf theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt\u201d (\u0111i\u1ec3m a, kho\u1ea3n 1, \u0110i\u1ec1u 91 \u201c\u0110i\u1ec1u ki\u1ec7n c\u1ee7a nh\u00e0 \u1edf tham gia giao d\u1ecbch\u201d); B\u00ean th\u1ebf ch\u1ea5p ph\u1ea3i l\u00e0 \u201cch\u1ee7 s\u1edf h\u1eefu nh\u00e0 \u1edf\u201d (\u0111i\u1ec3m a, kho\u1ea3n 1, \u0110i\u1ec1u 92 v\u1ec1 \u0111i\u1ec1u ki\u1ec7n c\u1ee7a c\u00e1c b\u00ean tham gia giao d\u1ecbch v\u1ec1 nh\u00e0 \u1edf); V\u0103n b\u1ea3n th\u1ebf ch\u1ea5p nh\u00e0 \u1edf ph\u1ea3i c\u00f3 \u201cch\u1ee9ng nh\u1eadn c\u1ee7a c\u00f4ng ch\u1ee9ng ho\u1eb7c ch\u1ee9ng th\u1ef1c c\u1ee7a UBND c\u1ea5p huy\u1ec7n \u0111\u1ed1i v\u1edbi nh\u00e0 \u1edf t\u1ea1i \u0111\u00f4 th\u1ecb, ch\u1ee9ng th\u1ef1c c\u1ee7a UBND x\u00e3 \u0111\u1ed1i v\u1edbi nh\u00e0 \u1edf t\u1ea1i n\u00f4ng th\u00f4n\u201d v\u00e0 kh\u00f4ng lo\u1ea1i tr\u1eeb b\u1ea5t k\u1ef3 tr\u01b0\u1eddng h\u1ee3p n\u00e0o (kho\u1ea3n 3, \u0110i\u1ec1u 93 \u201cTr\u00ecnh t\u1ef1, th\u1ee7 t\u1ee5c trong giao d\u1ecbch v\u1ec1 nh\u00e0 \u1edf\u201d; \u201cB\u00ean nh\u1eadn th\u1ebf ch\u1ea5p \u0111\u01b0\u1ee3c gi\u1eef Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf trong th\u1eddi gian nh\u1eadn th\u1ebf ch\u1ea5p\u201d (kho\u1ea3n 7, \u0110i\u1ec1u 93 \u201cTr\u00ecnh t\u1ef1, th\u1ee7 t\u1ee5c trong giao d\u1ecbch v\u1ec1 nh\u00e0 \u1edf\u201d).<\/p>\n

N\u1ebfu nh\u01b0 v\u1eady, s\u1ebd ch\u1eb3ng c\u00f3 t\u1ed5 ch\u1ee9c n\u00e0o d\u00e1m ch\u1ee9ng nh\u1eadn v\u00e0o h\u1ee3p \u0111\u1ed3ng m\u1ed9t khi nh\u00e0 \u1edf ch\u01b0a \u0111\u01b0\u1ee3c h\u00ecnh th\u00e0nh?<\/em><\/p>\n

\u0110\u00fang v\u1eady, tr\u00ean th\u1ef1c t\u1ebf, h\u1ea7u h\u1ebft c\u00e1c t\u1ed5 ch\u1ee9c c\u00f4ng ch\u1ee9ng \u0111\u00e3 t\u1eeb ch\u1ed1i ch\u1ee9ng nh\u1eadn h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p nh\u00e0 \u1edf HTTTL, v\u00ec lu\u1eadt m\u1edbi ch\u1ec9 cho ph\u00e9p v\u1ec1 nguy\u00ean t\u1eafc, c\u00f2n \u0111i v\u00e0o c\u1ee5 th\u1ec3 th\u00ec thi\u1ebfu \u0111i\u1ec1u ki\u1ec7n gi\u1ea5y t\u1edd, thi\u1ebfu b\u1eb1ng ch\u1ee9ng ph\u00e1p l\u00fd \u0111\u1ec3 \u0111\u01b0\u1ee3c \u201cch\u1ee9ng\u201d. C\u00f3 nhi\u1ec1u r\u00e0o c\u1ea3n \u0111\u1ec3 h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p nh\u00e0 \u1edf HTTTL kh\u00f4ng qua \u0111\u01b0\u1ee3c c\u1eeda c\u00f4ng ch\u1ee9ng.<\/p>\n

L\u00fd do \u0111\u1ea7u ti\u00ean \u0111\u1ec3 t\u1eeb ch\u1ed1i c\u00f4ng ch\u1ee9ng l\u00e0 c\u00e1c h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p B\u0110S HTTTL kh\u00f4ng \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c \u0111i\u1ec1u ki\u1ec7n \u201c\u0111\u1ed1i t\u01b0\u1ee3ng c\u1ee7a h\u1ee3p \u0111\u1ed3ng, giao d\u1ecbch l\u00e0 c\u00f3 th\u1eadt\u201d theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 5 \u201cL\u1eddi ch\u1ee9ng c\u1ee7a c\u00f4ng ch\u1ee9ng vi\u00ean\u201d c\u1ee7a Lu\u1eadt C\u00f4ng ch\u1ee9ng n\u0103m 2006. Ng\u00e0y 4\/9\/2007, B\u1ed9 T\u01b0 ph\u00e1p \u0111\u00e3 c\u00f3 C\u00f4ng v\u0103n s\u1ed1 3744\/BTP-HCTP y\u00eau c\u1ea7u c\u00e1c c\u00f4ng ch\u1ee9ng vi\u00ean kh\u00f4ng \u0111\u01b0\u1ee3c t\u1eeb ch\u1ed1i c\u00f4ng ch\u1ee9ng h\u1ee3p \u0111\u1ed3ng, giao d\u1ecbch t\u00e0i s\u1ea3n HTTTL.<\/p>\n

Nh\u01b0ng ng\u00e0y 6\/9\/2012, c\u0169ng B\u1ed9 T\u01b0 ph\u00e1p l\u1ea1i c\u00f3 C\u00f4ng v\u0103n s\u1ed1 7236\/BTP-\u0110KGDB\u0110 n\u00eau r\u00f5 \u201cT\u1ea1i th\u1eddi \u0111i\u1ec3m hi\u1ec7n nay, c\u00f4ng ch\u1ee9ng vi\u00ean c\u1ea7n t\u1eeb ch\u1ed1i c\u00f4ng ch\u1ee9ng h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p nh\u00e0 \u1edf HTTTL do vi ph\u1ea1m quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 1 \u0110i\u1ec1u 91 Lu\u1eadt Nh\u00e0 \u1edf (nh\u00e0 \u1edf ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 tham gia giao d\u1ecbch theo \u0111\u00fang quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt)\u201d.<\/p>\n

H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p B\u0110S \u0111\u00e3 kh\u00f4ng c\u00f4ng ch\u1ee9ng \u0111\u01b0\u1ee3c, th\u00ec c\u0169ng \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c kh\u00f4ng \u0111\u0103ng k\u00fd \u0111\u01b0\u1ee3c giao d\u1ecbch th\u1ebf ch\u1ea5p. \u0110i\u1ec3m b, kho\u1ea3n 1.1, M\u1ee5c III (\u0110\u0103ng k\u00fd th\u1ebf ch\u1ea5p b\u1eb1ng quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t, t\u00e0i s\u1ea3n g\u1eafn li\u1ec1n v\u1edbi \u0111\u1ea5t), Th\u00f4ng t\u01b0 li\u00ean t\u1ecbch s\u1ed1 05\/2005\/TTLT-BTP-BTNMT ng\u00e0y 16\/6\/2005 tr\u01b0\u1edbc \u0111\u00e2y c\u0169ng nh\u01b0 Th\u00f4ng t\u01b0 li\u00ean t\u1ecbch s\u1ed1 20\/2011\/TTLT-BTP-BTNMT ng\u00e0y 18\/11\/2011 c\u1ee7a B\u1ed9 T\u01b0 ph\u00e1p, B\u1ed9 T\u00e0i nguy\u00ean v\u00e0 M\u00f4i tr\u01b0\u1eddng h\u01b0\u1edbng d\u1eabn vi\u1ec7c \u0111\u0103ng k\u00fd th\u1ebf ch\u1ea5p b\u1eb1ng quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t, t\u00e0i s\u1ea3n g\u1eafn li\u1ec1n v\u1edbi \u0111\u1ea5t \u0111\u1ec1u y\u00eau c\u1ea7u m\u1ed9t trong nh\u1eefng h\u1ed3 s\u01a1 ph\u1ea3i c\u00f3 \u0111\u1ec3 \u0111\u0103ng k\u00fd th\u1ebf ch\u1ea5p B\u0110S l\u00e0 H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t, t\u00e0i s\u1ea3n g\u1eafn li\u1ec1n v\u1edbi \u0111\u1ea5t c\u00f3 c\u00f4ng ch\u1ee9ng, ch\u1ee9ng th\u1ef1c theo quy \u0111\u1ecbnh.<\/p>\n

Nh\u01b0 v\u1eady, mu\u1ed1n \u0111\u0103ng k\u00fd th\u1ebf ch\u1ea5p b\u1ea5t \u0111\u1ed9ng s\u1ea3n HTTTL, th\u00ec tr\u01b0\u1edbc h\u1ebft h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p ph\u1ea3i \u0111\u01b0\u1ee3c c\u00f4ng ch\u1ee9ng, ch\u1ee9ng th\u1ef1c. Nh\u01b0ng ph\u00e1p lu\u1eadt v\u1eeba cho ph\u00e9p, \u0111\u1ed3ng th\u1eddi c\u0169ng l\u1ea1i ng\u0103n c\u1ea3n vi\u1ec7c th\u1ebf ch\u1ea5p nh\u00e0 \u1edf HTTTL… \u0110i\u1ec1u tr\u1edb tr\u00eau l\u00e0 \u1edf ch\u1ed7, vi\u1ec7c th\u1ebf ch\u1ea5p nh\u00e0 \u1edf HTTTL l\u00e0 h\u1ee3p ph\u00e1p, nh\u01b0ng vi\u1ec7c c\u00f4ng ch\u1ee9ng v\u00e0 \u0111\u0103ng k\u00fd \u0111\u1ec1u kh\u00f4ng th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c, th\u00ec h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p s\u1ebd c\u1ea7m ch\u1eafc h\u1eadu qu\u1ea3 v\u00f4 hi\u1ec7u.<\/p>\n

N\u1ebfu nh\u01b0 h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p kh\u00f4ng b\u1ecb v\u00f4 hi\u1ec7u, th\u00ec c\u0169ng b\u1eb1ng v\u00f4 ngh\u0129a, v\u00ec \u0110i\u1ec1u 69 \u201cX\u00e1c \u0111\u1ecbnh th\u1ee9 t\u1ef1 \u01b0u ti\u00ean thanh to\u00e1n trong tr\u01b0\u1eddng h\u1ee3p b\u1ea3o \u0111\u1ea3m th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 trong t\u01b0\u01a1ng lai\u201d c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 163\/2006\/N\u0110-CP \u0111\u00e3 quy \u0111\u1ecbnh r\u00f5: \u201cTrong tr\u01b0\u1eddng h\u1ee3p giao d\u1ecbch b\u1ea3o \u0111\u1ea3m \u0111\u01b0\u1ee3c giao k\u1ebft \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 trong t\u01b0\u01a1ng lai th\u00ec ngh\u0129a v\u1ee5 trong t\u01b0\u01a1ng lai c\u00f3 th\u1ee9 t\u1ef1 \u01b0u ti\u00ean thanh to\u00e1n theo th\u1ee9 t\u1ef1 \u0111\u0103ng k\u00fd giao d\u1ecbch b\u1ea3o \u0111\u1ea3m \u0111\u00f3, kh\u00f4ng ph\u1ee5 thu\u1ed9c v\u00e0o th\u1eddi \u0111i\u1ec3m x\u00e1c l\u1eadp giao d\u1ecbch d\u00e2n s\u1ef1 l\u00e0m ph\u00e1t sinh ngh\u0129a v\u1ee5 trong t\u01b0\u01a1ng lai\u201d.<\/p>\n

\u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0, n\u1ebfu kh\u00f4ng \u0111\u0103ng k\u00fd \u0111\u01b0\u1ee3c giao d\u1ecbch th\u1ebf ch\u1ea5p th\u00ec b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p c\u0169ng kh\u00f4ng c\u00f3 quy\u1ec1n \u01b0u ti\u00ean thanh to\u00e1n, kh\u00f4ng c\u00f3 quy\u1ec1n x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m.<\/p>\n

Xin c\u1ea3m \u01a1n \u00f4ng!<\/p>\n

D\u01b0\u01a1ng C\u00f4ng Chi\u1ebfn<\/strong> th\u1ef1c hi\u1ec7n<\/p>\n<\/div>\n<\/div>\n

——————<\/p>\n

Th\u1eddi b\u00e1o Ng\u00e2n h\u00e0ng 27-2-2013:<\/em><\/strong><\/p>\n

https:\/\/thoibaonganhang.vn\/huong-dan-dang-ky-the-chap-nha-o-htttl-khong-the-hoa-giai-nhung-bat-cap-8975.html<\/p>\n

(1.671\/1.671)","protected":false},"excerpt":{"rendered":"

(TBNH) – Trong bi\u1ec7n ph\u00e1p th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n, c\u00f3 giao d\u1ecbch th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng l\u1ea1i (HTTTL). \u0110\u1ed1i v\u1edbi bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m n\u00e0y, tr\u01b0\u1edbc h\u1ebft l\u00e0 s\u1ef1 ti\u1ec1m \u1ea9n l\u1edbn v\u1ec1 r\u1ee7i ro t\u00e0i ch\u00ednh. B\u1edfi n\u1ebfu ngh\u0129a v\u1ee5 thanh to\u00e1n ph\u00e1t sinh tr\u01b0\u1edbc khi t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c h\u00ecnh […]<\/p>\n","protected":false},"author":10,"featured_media":22632,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-22618","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n256. H\u01b0\u1edbng d\u1eabn \u0110\u0103ng k\u00fd th\u1ebf ch\u1ea5p nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai: Kh\u00f4ng th\u1ec3 h\u00f3a gi\u1ea3i nh\u1eefng b\u1ea5t c\u1eadp - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/tieng-viet-256-huong-dan-dang-ky-the-chap-nha-o-hinh-thanh-trong-tuong-lai-khong-the-hoa-giai-nhung-bat-cap\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]256. H\u01b0\u1edbng d\u1eabn \u0110\u0103ng k\u00fd th\u1ebf ch\u1ea5p nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai: Kh\u00f4ng th\u1ec3 h\u00f3a gi\u1ea3i nh\u1eefng b\u1ea5t c\u1eadp[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(TBNH) – Trong bi\u1ec7n ph\u00e1p th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n, c\u00f3 giao d\u1ecbch th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng l\u1ea1i (HTTTL). \u0110\u1ed1i v\u1edbi bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m n\u00e0y, tr\u01b0\u1edbc h\u1ebft l\u00e0 s\u1ef1 ti\u1ec1m \u1ea9n l\u1edbn v\u1ec1 r\u1ee7i ro t\u00e0i ch\u00ednh. 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