{"id":22621,"date":"2013-03-12T18:57:45","date_gmt":"2013-03-12T11:57:45","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=22621"},"modified":"2022-05-21T19:28:53","modified_gmt":"2022-05-21T12:28:53","slug":"259-rui-ro-kep-tu-tai-san-bao-dam-cua-ben-thu-ba","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/259-rui-ro-kep-tu-tai-san-bao-dam-cua-ben-thu-ba\/","title":{"rendered":"259. R\u1ee7i ro k\u00e9p t\u1eeb t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m c\u1ee7a b\u00ean th\u1ee9 ba"},"content":{"rendered":"(\u0110TCK) – Nhi\u1ec1u v\u1ee5 tranh ch\u1ea5p li\u00ean quan \u0111\u1ebfn t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o c\u1ee7a ng\u00e2n h\u00e0ng g\u1ea7n \u0111\u00e2y cho th\u1ea5y, vi\u1ec7c c\u1ea5p kho\u1ea3n vay v\u1edbi t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p c\u1ee7a b\u00ean th\u1ee9 ba kh\u00f4ng ch\u1ec9 ti\u1ec1m \u1ea9n nhi\u1ec1u r\u1ee7i ro cho b\u00ean giao t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, m\u00e0 ph\u00eda ng\u00e2n h\u00e0ng c\u0169ng \u0111\u1ee9ng tr\u01b0\u1edbc nguy c\u01a1 m\u1ea5t v\u1ed1n.<\/strong><\/p>\n

TAND TP. H\u00e0 N\u1ed9i \u0111ang chu\u1ea9n b\u1ecb x\u00e9t x\u1eed ph\u00fac th\u1ea9m v\u1ee5 \u00e1n tranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng gi\u1eefa Techcombank v\u00e0 c\u00e1 nh\u00e2n \u00f4ng L\u01b0\u01a1ng V\u0103n Ti\u1ebfn. Tr\u01b0\u1edbc \u0111\u00f3, TAND qu\u1eadn Thanh Xu\u00e2n \u0111\u00e3 x\u00e9t x\u1eed s\u01a1 th\u1ea9m v\u1ee5 \u00e1n n\u00e0y. V\u1ee5 vi\u1ec7c ch\u1ec9 \u0111\u01a1n gi\u1ea3n l\u00e0 Techcombank cho \u00f4ng Ti\u1ebfn vay n\u1ee3 theo 2 h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng c\u00f3 gi\u00e1 tr\u1ecb 470 tri\u1ec7u \u0111\u1ed3ng. Sau khi vay v\u1ed1n, \u00f4ng Ti\u1ebfn kh\u00f4ng th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3, Techcombank ti\u1ebfn h\u00e0nh x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m th\u00ec m\u1edbi ph\u00e1t hi\u1ec7n ra nh\u1eefng nh\u1eadp nh\u1eb1ng trong vi\u1ec7c vay n\u1ee3 c\u1ee7a \u00f4ng Ti\u1ebfn.\\<\/p>\n

\"\"<\/p>\n

\u0110\u1ec3 h\u1ea1n ch\u1ebf r\u1ee7i ro, ng\u00e2n h\u00e0ng c\u1ea7n th\u1ea9m \u0111\u1ecbnh k\u1ef9 c\u00e1c kho\u1ea3n vay c\u00f3 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p c\u1ee7a b\u00ean th\u1ee9 ba<\/em><\/p>\n

Theo \u0111\u00f3, t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m cho h\u1ee3p \u0111\u1ed3ng vay v\u1ed1n n\u00f3i tr\u00ean l\u00e0 quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t v\u00e0 t\u00e0i s\u1ea3n g\u1eafn li\u1ec1n v\u1edbi \u0111\u1ea5t c\u1ee7a gia \u0111\u00ecnh \u00f4ng L\u00ea H\u1ed3ng Nh\u00e2m t\u1ea1i x\u00e3 Th\u1ecd An, huy\u1ec7n \u0110an Ph\u01b0\u1ee3ng (H\u00e0 N\u1ed9i). S\u1edf d\u0129 \u00f4ng Nh\u00e2m \u0111\u01b0a nh\u00e0 \u0111\u1ea5t ra th\u1ebf ch\u1ea5p l\u00e0 v\u00ec b\u1ea3n th\u00e2n \u00f4ng c\u00f3 nhu c\u1ea7u vay 100 tri\u1ec7u \u0111\u1ed3ng \u0111\u1ec3 \u0111\u1ea7u t\u01b0 cho con c\u00e1i \u0103n h\u1ecdc. \u00d4ng \u0111\u00e3 nh\u1edd ng\u01b0\u1eddi quen t\u00ecm m\u1ed1i vay ng\u00e2n h\u00e0ng v\u00e0 khi l\u00e0m th\u1ee7 t\u1ee5c vay v\u1ed1n, \u00f4ng Nh\u00e2m kh\u00f4ng \u0111\u1ecdc k\u1ef9 c\u00e1c gi\u1ea5y t\u1edd do m\u1eaft k\u00e9m. \u0110\u1ebfn khi ng\u00e2n h\u00e0ng g\u1eedi th\u00f4ng b\u00e1o si\u1ebft n\u1ee3, \u00f4ng Nh\u00e2m m\u1edbi bi\u1ebft \u0111\u00e3 th\u1ebf ch\u1ea5p gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t \u0111\u1ec3 b\u1ea3o l\u00e3nh cho \u00f4ng L\u01b0\u01a1ng V\u0103n Ti\u1ebfn vay 470 tri\u1ec7u \u0111\u1ed3ng, trong khi \u00f4ng Nh\u00e2m ch\u1ec9 \u0111\u01b0\u1ee3c c\u1ea7m v\u1ec1 88 tri\u1ec7u \u0111\u1ed3ng, sau khi \u0111\u00e3 tr\u1eeb 12 tri\u1ec7u \u0111\u1ed3ng l\u00e3i vay v\u00e0 c\u00e1c chi ph\u00ed kh\u00e1c.<\/p>\n

B\u1ea3n \u00e1n s\u01a1 th\u1ea9m nh\u1eadn \u0111\u1ecbnh, hai h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng n\u00f3i tr\u00ean l\u00e0 ho\u00e0n to\u00e0n t\u1ef1 nguy\u1ec7n, h\u1ee3p ph\u00e1p. H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n c\u1ee7a b\u00ean th\u1ee9 ba gi\u1eefa Techcombank v\u00e0 \u00f4ng Nh\u00e2m \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00f4ng ch\u1ee9ng v\u00e0 \u0111\u0103ng k\u00fd th\u1ebf ch\u1ea5p t\u1ea1i V\u0103n ph\u00f2ng \u0111\u0103ng k\u00fd nh\u00e0 v\u00e0 \u0111\u1ea5t huy\u1ec7n \u0110an Ph\u01b0\u1ee3ng \u0111\u00fang ph\u00e1p lu\u1eadt. Do \u0111\u00f3, H\u0110XX bu\u1ed9c \u00f4ng L\u01b0\u01a1ng V\u0103n Ti\u1ebfn ph\u1ea3i thanh to\u00e1n 530 tri\u1ec7u \u0111\u1ed3ng c\u1ea3 l\u00e3i v\u00e0 g\u1ed1c cho Techcombank. Trong tr\u01b0\u1eddng h\u1ee3p \u00f4ng Ti\u1ebfn kh\u00f4ng tr\u1ea3 n\u1ee3 ho\u1eb7c tr\u1ea3 n\u1ee3 kh\u00f4ng \u0111\u1ee7, Techcombank c\u00f3 quy\u1ec1n y\u00eau c\u1ea7u c\u01a1 quan thi h\u00e0nh \u00e1n ph\u00e1t m\u1ea1i t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 m\u1ea3nh \u0111\u1ea5t c\u1ee7a \u00f4ng Nh\u00e2m \u0111\u1ec3 thu h\u1ed3i n\u1ee3.<\/p>\n

\u0110\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 tr\u01b0\u1eddng h\u1ee3p c\u00e1 bi\u1ec7t khi c\u00e1 nh\u00e2n cho m\u01b0\u1ee3n ho\u1eb7c giao gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t cho ng\u01b0\u1eddi kh\u00e1c \u0111\u1ec3 vay ti\u1ec1n b\u1ecb l\u1ee3i d\u1ee5ng. C\u00e1ch \u0111\u00e2y \u00edt l\u00e2u, TAND TP. H\u00e0 N\u1ed9i c\u0169ng x\u00e9t x\u1eed v\u1ee5 vi\u1ec7c t\u01b0\u01a1ng t\u1ef1, khi m\u1ed9t h\u1ed9 kinh doanh s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 nh\u00e0 \u0111\u1ea5t c\u1ee7a b\u00ean th\u1ee9 ba \u0111\u1ec3 vay v\u1ed1n ng\u00e2n h\u00e0ng, nh\u01b0ng kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng thanh to\u00e1n. Trong t\u00ecnh hu\u1ed1ng n\u00e0y, Ng\u00e2n h\u00e0ng mu\u1ed1n si\u1ebft n\u1ee3 b\u1eb1ng nh\u00e0 \u0111\u1ea5t v\u00e0 b\u00ean th\u1ee9 ba \u0111\u1ee9ng tr\u01b0\u1edbc nguy c\u01a1 m\u1ea5t nh\u00e0.<\/p>\n

Theo lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, khi giao t\u00e0i s\u1ea3n \u0111\u1ec3 b\u1ea3o l\u00e3nh cho ng\u01b0\u1eddi kh\u00e1c vay ti\u1ec1n ng\u00e2n h\u00e0ng, ng\u01b0\u1eddi c\u00f3 t\u00e0i s\u1ea3n ph\u1ea3i t\u00ecm hi\u1ec3u, c\u00e2n nh\u1eafc k\u1ef9 l\u01b0\u1ee1ng. B\u1edfi n\u1ebfu \u0111\u00e3 t\u1ef1 nguy\u1ec7n k\u00fd k\u1ebft v\u00e0o h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p th\u00ec kh\u00f4ng th\u1ec3 tho\u00e1i th\u00e1c tr\u00e1ch nhi\u1ec7m. Nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p, \u0111\u1ed9i ng\u0169 \u201cc\u00f2 vay v\u1ed1n\u201d l\u1ee3i d\u1ee5ng s\u1ef1 thi\u1ebfu hi\u1ec3u bi\u1ebft c\u1ee7a m\u1ed9t s\u1ed1 c\u00e1 nh\u00e2n, khi l\u00e0m \u201ch\u1ed9\u201d th\u1ee7 t\u1ee5c vay v\u1ed1n ng\u00e2n h\u00e0ng \u0111\u00e3 chi\u1ebfm d\u1ee5ng 9 ph\u1ea7n, ch\u1ec9 chuy\u1ec3n l\u1ea1i 1 ph\u1ea7n. Trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0y, v\u1ec1 l\u00fd th\u00ec ng\u00e2n h\u00e0ng c\u00f3 quy\u1ec1n x\u1eed l\u00fd t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p \u0111\u1ec3 thu h\u1ed3i n\u1ee3, nh\u01b0ng th\u1ef1c t\u1ebf, vi\u1ec7c ng\u00e2n h\u00e0ng x\u1eed l\u00fd t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p c\u1ee7a b\u00ean th\u1ee9 ba lu\u00f4n g\u1eb7p kh\u00f4ng \u00edt phi\u1ec1n ph\u1ee9c. <\/em><\/p>\n

Lu\u1eadt s\u01b0 Tr\u1ea7n Minh H\u1ea3i khuy\u1ebfn ngh\u1ecb, \u0111\u1ec3 h\u1ea1n ch\u1ebf nguy c\u01a1 tranh ch\u1ea5p khi nh\u1eadn t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m c\u1ee7a b\u00ean th\u1ee9 ba, ng\u00e2n h\u00e0ng c\u1ea7n \u0111\u1eb7c bi\u1ec7t l\u01b0u \u00fd v\u00e0 coi \u0111\u00f3 l\u00e0 tr\u01b0\u1eddng h\u1ee3p b\u1ea5t b\u00ecnh th\u01b0\u1eddng \u0111\u1ec3 th\u1ea9m \u0111\u1ecbnh ch\u1eb7t ch\u1ebd. B\u00ean \u0111\u1ee9ng ra b\u1ea3o l\u00e3nh cho b\u00ean vay v\u1ed1n l\u00e0 ng\u01b0\u1eddi th\u00e2n, b\u1ea1n b\u00e8 c\u1ee7a h\u1ecd, nh\u01b0ng khi ph\u00e1t sinh ngh\u0129a v\u1ee5 b\u1ea3o l\u00e3nh th\u00ec h\u1ecd t\u00ecm c\u00e1ch tho\u00e1i th\u00e1c d\u1eabn \u0111\u1ebfn ng\u00e2n h\u00e0ng c\u00f3 nguy c\u01a1 m\u1ea5t v\u1ed1n. B\u1edfi n\u1ebfu h\u1ed3 s\u01a1, th\u1ee7 t\u1ee5c cho vay \u0111\u01b0\u1ee3c th\u1ea9m \u0111\u1ecbnh ch\u1eb7t ch\u1ebd, th\u00ec ng\u00e2n h\u00e0ng c\u00f3 quy\u1ec1n x\u1eed l\u00fd t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, nh\u01b0ng ng\u01b0\u1ee3c l\u1ea1i, n\u1ebfu h\u1ed3 s\u01a1 cho vay c\u00f3 v\u1ea5n \u0111\u1ec1, h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p v\u00f4 hi\u1ec7u th\u00ec b\u00ean th\u1ee9 ba c\u00f3 quy\u1ec1n r\u00fat t\u00e0i s\u1ea3n ra.<\/p>\n

\u201cH\u1ea1n ch\u1ebf r\u1ee7i ro c\u1ee7a ng\u00e2n h\u00e0ng kh\u00f4ng ch\u1ec9 n\u1eb1m \u1edf t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, m\u00e0 c\u00f2n n\u1eb1m \u1edf vi\u1ec7c qu\u1ea3n tr\u1ecb r\u1ee7i ro t\u00edn d\u1ee5ng. Th\u1eddi k\u1ef3 ng\u00e2n h\u00e0ng cho vay ch\u1ec9 ch\u0103m ch\u0103m nh\u00ecn v\u00e0o t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111\u00e3 qua. \u0110i\u1ec1u quan tr\u1ecdng v\u1edbi ng\u00e2n h\u00e0ng l\u00e0 cho vay ph\u1ea3i \u0111\u00fang m\u1ee5c \u0111\u00edch. Trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p cho m\u01b0\u1ee3n, nh\u1edd s\u1ed5 \u0111\u1ecf \u0111\u1ec3 vay v\u1ed1n, vi\u1ec7c s\u1eed d\u1ee5ng v\u1ed1n vay h\u1ea7u h\u1ebft \u0111\u1ec1u sai m\u1ee5c \u0111\u00edch, v\u00e0 t\u1ea5t nhi\u00ean, khi \u0111\u00f3, kh\u1ea3 n\u0103ng thu h\u1ed3i n\u1ee3 c\u1ee7a ng\u00e2n h\u00e0ng c\u0169ng s\u1ebd gi\u1ea3m \u0111i \u0111\u00e1ng k\u1ec3\u201d, \u00f4ng H\u1ea3i n\u00f3i.<\/p>\n

Ho\u00e0ng Duy<\/strong><\/p>\n

——————<\/p>\n

\u0110\u1ea7u t\u01b0 Ch\u1ee9ng kho\u00e1n 12-3-2013:<\/em><\/strong><\/p>\n

http:\/\/tinnhanhchungkhoan.vn\/GL\/N\/DJBCDE\/rui-ro-kep-tu-tai-san-bao-dam-cua-ben-thu-ba.html<\/a><\/em><\/p>\n

(132\/946)<\/em>","protected":false},"excerpt":{"rendered":"

(\u0110TCK) – Nhi\u1ec1u v\u1ee5 tranh ch\u1ea5p li\u00ean quan \u0111\u1ebfn t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o c\u1ee7a ng\u00e2n h\u00e0ng g\u1ea7n \u0111\u00e2y cho th\u1ea5y, vi\u1ec7c c\u1ea5p kho\u1ea3n vay v\u1edbi t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p c\u1ee7a b\u00ean th\u1ee9 ba kh\u00f4ng ch\u1ec9 ti\u1ec1m \u1ea9n nhi\u1ec1u r\u1ee7i ro cho b\u00ean giao t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, m\u00e0 ph\u00eda ng\u00e2n h\u00e0ng c\u0169ng \u0111\u1ee9ng tr\u01b0\u1edbc nguy […]<\/p>\n","protected":false},"author":10,"featured_media":22637,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-22621","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n259. R\u1ee7i ro k\u00e9p t\u1eeb t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m c\u1ee7a b\u00ean th\u1ee9 ba - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/259-rui-ro-kep-tu-tai-san-bao-dam-cua-ben-thu-ba\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]259. 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