{"id":22710,"date":"2013-06-26T20:57:27","date_gmt":"2013-06-26T13:57:27","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=22710"},"modified":"2022-05-21T21:12:38","modified_gmt":"2022-05-21T14:12:38","slug":"289-de-an-ho-tro-doanh-nghep-nho-va-vua-lo-ngai-co-che-xin-cho","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/289-de-an-ho-tro-doanh-nghep-nho-va-vua-lo-ngai-co-che-xin-cho\/","title":{"rendered":"289. \u0110\u1ec1 \u00e1n h\u1ed7 tr\u1ee3 doanh ngh\u1ec7p nh\u1ecf v\u00e0 v\u1eeba: Lo ng\u1ea1i c\u01a1 ch\u1ebf xin – cho"},"content":{"rendered":"(D\u0110DN) – H\u01a1n 1.800 t\u1ec9 \u0111\u1ed3ng l\u00e0 s\u1ed1 ti\u1ec1n DNNVV s\u1ebd \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 theo d\u1ef1 th\u1ea3o \u0110\u1ec1 \u00e1n t\u0103ng c\u01b0\u1eddng n\u0103ng l\u1ef1c t\u1ed5 ch\u1ee9c \u0111\u1ea7u m\u1ed1i tri\u1ec3n khai th\u1ef1c hi\u1ec7n ch\u00ednh s\u00e1ch, ch\u01b0\u01a1ng tr\u00ecnh tr\u1ee3 gi\u00fap ph\u00e1t tri\u1ec3n DNNVV m\u00e0 B\u1ed9 K\u1ebf ho\u1ea1ch – \u0110\u1ea7u t\u01b0 (KH\u0110T) v\u1eeba ho\u00e0n thi\u1ec7n. Tuy nhi\u00ean, c\u01a1 ch\u1ebf th\u1ef1c hi\u1ec7n nh\u01b0 th\u1ebf n\u00e0o l\u00e0 v\u1ea5n \u0111\u1ec1 quan tr\u1ecdng \u0111\u1eb7t ra…<\/strong><\/p>\n

C\u1ea7n quy ch\u1ebf ph\u1ed1i h\u1ee3p v\u1edbi c\u00e1c hi\u1ec7p h\u1ed9i<\/strong><\/p>\n

\"\u0110i\u1ec1u<\/p>\n

\u00d4ng\u00a0<\/em>Cao S\u0129 Ki\u00eam<\/strong>\u00a0<\/em>– Ch\u1ee7 t\u1ecbch Hi\u1ec7p h\u1ed9i DNVVN VN, \u1ee6y vi\u00ean UB Kinh t\u1ebf Qu\u1ed1c h\u1ed9i: N\u1ebfu giao cho t\u1ed5 ch\u1ee9c \u0111\u1ea7u m\u1ed1i tri\u1ec3n khai th\u1ef1c hi\u1ec7n c\u00e1c ch\u00ednh s\u00e1ch, ch\u01b0\u01a1ng tr\u00ecnh tr\u1ee3 gi\u00fap ph\u00e1t tri\u1ec3n DNNVV l\u00e0m t\u1ea5t c\u1ea3 t\u1eeb A- Z s\u1ebd kh\u00f3 kh\u1ea3 thi.<\/em><\/p>\n

Th\u1ee9 nh\u1ea5t, c\u1ea7n l\u00e0m r\u00f5 vai tr\u00f2 c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c \u0111\u1ea7u m\u1ed1i n\u00e0y nh\u01b0 th\u1ebf n\u00e0o, c\u01a1 ch\u1ebf ph\u1ed1i h\u1ee3p v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c hi\u1ec7p h\u1ed9i ng\u00e0nh h\u00e0ng, hi\u1ec7p h\u1ed9i DN ra sao? B\u1edfi ch\u00ednh s\u00e1ch, ch\u01b0\u01a1ng tr\u00ecnh tr\u1ee3 gi\u00fap ph\u00e1t tri\u1ec3n DNNVV th\u00ec ph\u1ea3i g\u1eafn v\u1edbi nhu c\u1ea7u n\u0103ng l\u1ef1c v\u00e0 kh\u1ea3 n\u0103ng h\u1ea5p th\u1ee5 c\u1ee7a DN. Trong khi \u0111\u00f3, kh\u1ea3 n\u0103ng t\u1eadp h\u1ee3p, kh\u1ea3 n\u0103ng ph\u1ea3n \u00e1nh nguy\u1ec7n v\u1ecdng, x\u1eed l\u00fd ki\u1ebfn ngh\u1ecb… c\u00e1c hi\u1ec7p h\u1ed9i ng\u00e0nh h\u00e0ng ch\u1eafc ch\u1eafn s\u1ebd s\u00e1t th\u1ef1c t\u1ebf h\u01a1n. N\u1ebfu giao cho t\u1ed5 ch\u1ee9c \u0111\u1ea7u m\u1ed1i tri\u1ec3n khai th\u1ef1c hi\u1ec7n c\u00e1c ch\u00ednh s\u00e1ch, ch\u01b0\u01a1ng tr\u00ecnh tr\u1ee3 gi\u00fap ph\u00e1t tri\u1ec3n DNNVV l\u00e0m t\u1ea5t c\u1ea3 t\u1eeb A- Z s\u1ebd kh\u00f3 kh\u1ea3 thi.Vi\u1ec7c h\u00ecnh th\u00e0nh h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c \u0111\u1ea7u m\u1ed1i tri\u1ec3n khai th\u1ef1c hi\u1ec7n c\u00e1c ch\u00ednh s\u00e1ch, ch\u01b0\u01a1ng tr\u00ecnh tr\u1ee3 gi\u00fap ph\u00e1t tri\u1ec3n DNNVV trong b\u1ed1i c\u1ea3nh hi\u1ec7n nay l\u00e0 r\u1ea5t c\u1ea7n thi\u1ebft. Tuy nhi\u00ean, t\u00f4i th\u1ea5y c\u1ea7n c\u00f3 m\u1ed9t s\u1ed1 v\u1ea5n \u0111\u1ec1 c\u1ea7n ph\u1ea3i l\u00e0m r\u00f5 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o t\u00ednh kh\u1ea3 thi v\u00e0 hi\u1ec7u qu\u1ea3 c\u1ee7a \u0111\u1ec1 \u00e1n:<\/p>\n

T\u00f4i cho r\u1eb1ng, v\u1edbi th\u1ef1c t\u1ebf hi\u1ec7n nay ch\u1ec9 n\u00ean giao cho h\u1ecd l\u00e0m \u0111\u1ea7u m\u1ed1i tri\u1ec3n khai v\u1edbi ch\u1ee9c n\u0103ng qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc\u00a0\u00a0\u0111\u1ed3ng th\u1eddi c\u00f3 quy ch\u1ebf ph\u1ed1i h\u1ee3p v\u1edbi c\u00e1c hi\u1ec7p h\u1ed9i ng\u00e0nh h\u00e0ng m\u1ed9t c\u00e1ch c\u1ee5 th\u1ec3.<\/p>\n

Th\u1ee9 hai, t\u1ed5ng kinh ph\u00ed d\u1ef1 ki\u1ebfn cho \u0111\u1ec1 \u00e1n n\u00e0y l\u00ean t\u1edbi 1.847 t\u1ec9 \u0111\u1ed3ng. Trong \u0111\u00f3, ngu\u1ed3n kinh ph\u00ed ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c trung t\u00e2m \u1edf t\u1ec9nh ch\u1ec9 \u0111\u01b0\u1ee3c ng\u00e2n s\u00e1ch \u0111\u1ecba ph\u01b0\u01a1ng h\u1ed7 tr\u1ee3 100% trong th\u1eddi gian 3 n\u0103m \u0111\u1ea7u th\u00e0nh l\u1eadp, sau \u0111\u00f3 s\u1ebd gi\u1ea3m d\u1ea7n h\u1ed7 tr\u1ee3 t\u1eeb ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc \u0111\u1ec3 t\u0103ng t\u00ednh t\u1ef1 ch\u1ee7 c\u1ee7a t\u1ed5 ch\u1ee9c tri\u1ec3n khai. \u0110i\u1ec1u n\u00e0y c\u0169ng c\u1ea7n ph\u1ea3i t\u00ednh to\u00e1n l\u1ea1i cho h\u1ee3p l\u00fd b\u1edfi quy \u0111\u1ecbnh nh\u01b0 v\u1eady s\u1ebd t\u1ea1o \u00e1p l\u1ef1c cho ng\u00e2n s\u00e1ch c\u00e1c \u0111\u1ecba ph\u01b0\u01a1ng trong b\u1ed1i c\u1ea3nh ngu\u1ed3n ng\u00e2n s\u00e1ch eo h\u1eb9p. C\u1ea7n c\u00f3 m\u1ed9t c\u01a1 ch\u1ebf linh ho\u1ea1t \u0111\u1ec3 t\u1ed5 ch\u1ee9c n\u00e0y ho\u1ea1t \u0111\u1ed9ng m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3.<\/p>\n

\u1ede g\u00f3c \u0111\u1ed9 DN, t\u00f4i cho r\u1eb1ng c\u0169ng kh\u00f4ng n\u00ean qu\u00e1 k\u1ef3 v\u1ecdng v\u00e0o \u0111\u1ec1 \u00e1n n\u00e0y, hi\u1ec7p h\u1ed9i hay \u0111\u1ea7u m\u1ed1i ch\u1ec9 l\u00e0 h\u1ed7 tr\u1ee3 c\u00f2n h\u00e0nh \u0111\u1ed9ng c\u1ee5 th\u1ec3 v\u1eabn l\u00e0 ch\u00ednh c\u00e1c DN.<\/p>\n

H\u1ed7 tr\u1ee3 c\u00f4ng ngh\u1ec7 v\u00e0 x\u00fac ti\u1ebfn th\u01b0\u01a1ng m\u1ea1i<\/strong><\/p>\n

\"\"<\/p>\n

LS <\/em>Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/strong>\u00a0-Ph\u00f3 T\u1ed5ng gi\u00e1m \u0111\u1ed1c Maritime Bank: Mu\u1ed1n h\u1ed7 tr\u1ee3 v\u1ed1n cho \u0111\u1ed1i t\u01b0\u1ee3ng DNNVV ch\u1ec9 c\u00f3 th\u1ec3 b\u1eb1ng c\u00e1c h\u00ecnh th\u1ee9c kh\u00e1c nh\u01b0 t\u00edn d\u1ee5ng vi m\u00f4 hay m\u1ed9t h\u00ecnh th\u1ee9c s\u00e2u s\u00e1t h\u01a1n v\u1edbi DNNVV.<\/em><\/p>\n

Th\u1eddi gian qua, DNNVV lu\u00f4n k\u00eau kh\u00f4ng th\u1ec3 ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c v\u1ed1n ng\u00e2n h\u00e0ng. \u0110i\u1ec1u n\u00e0y ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 gi\u1ea3i th\u00edch \u0111\u01b0\u1ee3c. DNNVV c\u1ee7a VN th\u01b0\u1eddng kh\u00f4ng c\u00f3 h\u1ec7 th\u1ed1ng s\u1ed5 s\u00e1ch \u0111\u1ea1t ti\u00eau chu\u1ea9n, t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m th\u00ec kh\u00f4ng c\u00f3 n\u00ean \u0111\u01b0\u01a1ng nhi\u00ean ng\u00e2n h\u00e0ng kh\u00f4ng d\u00e1m cho vay. Ng\u00e2n h\u00e0ng c\u0169ng l\u00e0 \u0111\u01a1n v\u1ecb kinh doanh. \u0110\u1eb7c bi\u1ec7t trong giai \u0111o\u1ea1n hi\u1ec7n nay, ng\u00e2n h\u00e0ng \u0111ang r\u1ea5t mu\u1ed1n cho vay v\u1ed1n. Ti\u1ec1n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng \u0111ang th\u1eeba kh\u00e1 l\u1edbn nh\u01b0ng kh\u00f4ng th\u1ec3 li\u1ec1u cho vay \u0111\u1ed1i t\u01b0\u1ee3ng m\u1ea5t an to\u00e0n \u0111\u01b0\u1ee3c.DNNVV l\u00e0 \u0111\u1ed1i t\u01b0\u1ee3ng m\u00e0 b\u1ea5t k\u1ec3 ch\u00ednh ph\u1ee7 n\u00e0o c\u0169ng mu\u1ed1n quan t\u00e2m h\u1ed7 tr\u1ee3. Tuy nhi\u00ean, v\u1ea5n \u0111\u1ec1 l\u00e0 h\u1ed7 tr\u1ee3 th\u1ebf n\u00e0o cho hi\u1ec7u qu\u1ea3. Mu\u1ed1n h\u1ed7 tr\u1ee3 DNNVV th\u00ec ph\u1ea3i bi\u1ebft h\u1ecd \u0111ang thi\u1ebfu g\u00ec? \u0110ang c\u1ea7n g\u00ec? R\u00f5 r\u00e0ng c\u00e1i DNNVV thi\u1ebfu \u0111\u1ea7u ti\u00ean v\u1eabn l\u00e0 v\u1ed1n v\u00e0 c\u00f4ng ngh\u1ec7.<\/p>\n

N\u1ebfu mu\u1ed1n h\u1ed7 tr\u1ee3 DNNVV th\u00f4ng qua h\u00ecnh th\u1ee9c h\u1ed7 tr\u1ee3 t\u00edn d\u1ee5ng t\u1eeb ng\u00e2n h\u00e0ng l\u00e0 kh\u00f4ng kh\u1ea3 thi. \u0110\u1ec1 \u00e1n h\u01a1n 1.800 t\u1ec9 h\u1ed7 tr\u1ee3 DNNVV ch\u1ee9 c\u00f3 \u0111\u1ebfn h\u01a1n 18.000 t\u1ec9 th\u00ec c\u0169ng kh\u00f4ng th\u1ec3 l\u00e0m nh\u01b0 v\u1eady \u0111\u01b0\u1ee3c v\u00ec DNNVV s\u1ebd kh\u00f4ng th\u1ec3 vay \u0111\u01b0\u1ee3c v\u1ed1n. Mu\u1ed1n h\u1ed7 tr\u1ee3 v\u1ed1n cho \u0111\u1ed1i t\u01b0\u1ee3ng DNNVV ch\u1ec9 c\u00f3 th\u1ec3 b\u1eb1ng c\u00e1c h\u00ecnh th\u1ee9c kh\u00e1c nh\u01b0 t\u00edn d\u1ee5ng vi m\u00f4 hay m\u1ed9t h\u00ecnh th\u1ee9c s\u00e2u s\u00e1t h\u01a1n v\u1edbi DNNVV. H\u1ecd ph\u1ea3i l\u00e0 nh\u1eefng ng\u01b0\u1eddi hi\u1ec3u r\u00f5 t\u1eebng DNNVV m\u1edbi c\u00f3 th\u1ec3 cho vay \u0111\u01b0\u1ee3c.<\/p>\n

C\u00e1c ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 t\u00edn d\u1ee5ng c\u1ea7n s\u00e1t th\u1ef1c t\u1ebf h\u01a1n, n\u1ebfu kh\u00f4ng s\u1ebd ch\u1ec9 l\u00e0 kh\u1ea9u hi\u1ec7u ho\u1eb7c l\u1ea1i bi\u1ebfn th\u00e0nh c\u01a1 ch\u1ebf xin – cho.<\/p>\n

\u0110\u1ec1 \u00e1n h\u1ed7 tr\u1ee3 DNNVV v\u1edbi h\u01a1n 1.800 t\u1ec9 c\u0169ng ch\u1ec9 n\u00ean t\u00ecm \u0111\u1ebfn m\u1ee5c ti\u00eau h\u1ed7 tr\u1ee3 ph\u00e1t tri\u1ec3n c\u00f4ng ngh\u1ec7 hay x\u00fac ti\u1ebfn th\u01b0\u01a1ng m\u1ea1i\u2026 c\u00f2n t\u00ecm \u0111\u1ea7u m\u1ed1i h\u1ed7 tr\u1ee3 v\u1ec1 t\u00edn d\u1ee5ng th\u00ec t\u00ednh kh\u1ea3 thi s\u1ebd th\u1ea5p. Tuy nhi\u00ean, h\u1ed7 tr\u1ee3 nh\u01b0 v\u1eady c\u0169ng m\u1edbi ch\u1ec9 l\u00e0m \u0111\u01b0\u1ee3c m\u1ed9t ph\u1ea7n nh\u1ecf. Mu\u1ed1n h\u1ed7 tr\u1ee3 to\u00e0n di\u1ec7n DNNVV th\u00ec c\u1ea7n m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh t\u1ed5ng th\u1ec3 h\u01a1n. T\u1eeb v\u1ed1n, c\u00f4ng ngh\u1ec7, qu\u1ea3n tr\u1ecb DN \u0111\u1ebfn x\u00fac ti\u1ebfn th\u01b0\u01a1ng m\u1ea1i\u2026 \u0111\u1ec1u ph\u1ea3i\u00a0\u00a0h\u01b0\u1edbng \u0111\u1ebfn DNNVV.<\/p>\n

M\u00f4 h\u00ecnh Cty cho vay v\u1ed1n quy m\u00f4 nh\u1ecf<\/strong><\/p>\n

\"\"<\/p>\n

\u00d4ng\u00a0<\/em>C\u1ed1 Tri\u1ec1u Kh\u00e1nh<\/strong>\u00a0<\/em>– Ch\u1ee7 t\u1ecbch Hi\u1ec7p h\u1ed9i DN Trung Qu\u1ed1c t\u1ea1i VN: B\u1ea3n th\u00e2n Cty cho vay v\u1ed1n khi cho DN vay c\u0169ng \u0111\u1ed3ng th\u1eddi tham gia ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a DN \u0111\u00f3 n\u00ean Cty cho vay n\u1eafm r\u1ea5t r\u00f5 t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a DN.<\/em><\/p>\n

X\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c t\u1ea7m quan tr\u1ecdng to l\u1edbn c\u1ee7a c\u00e1c DNNVV, Ch\u00ednh ph\u1ee7 Trung Qu\u1ed1c \u0111\u00e3 \u0111\u01b0a ra nhi\u1ec1u ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 ph\u00e1t tri\u1ec3n cho lo\u1ea1i h\u00ecnh DN n\u00e0y. Ch\u00ednh ph\u1ee7 c\u0169ng \u0111\u1eb7c bi\u1ec7t ch\u00fa tr\u1ecdng \u0111\u1ebfn c\u00e1c ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh cho DNNVV. Theo \u0111\u00f3 \u0111\u00e3 th\u00e0nh l\u1eadp m\u1ed9t s\u1ed1 qu\u1ef9 \u0111\u1eb7c bi\u1ec7t d\u00e0nh ri\u00eang cho lo\u1ea1i h\u00ecnh DNNVV nh\u01b0: Qu\u1ef9 ph\u00e1t tri\u1ec3n DNNVV; Qu\u1ef9 h\u1ed7 tr\u1ee3 DNNVV ph\u00e1t tri\u1ec3n h\u1ec7 th\u1ed1ng d\u1ecbch v\u1ee5; Qu\u1ef9 x\u00fac ti\u1ebfn, m\u1edf r\u1ed9ng th\u1ecb tr\u01b0\u1eddng qu\u1ed1c t\u1ebf cho DNNVV; Qu\u1ef9 k\u00eau g\u1ecdi \u0111\u1ea7u t\u01b0 cho DNNVV\u2026 v\u00e0 kh\u00f4ng ng\u1eebng b\u1ed5 sung, m\u1edf r\u1ed9ng th\u00eam ngu\u1ed3n v\u1ed1n cho c\u00e1c qu\u1ef9 n\u00e0y.C\u00e1c DNNVV c\u1ee7a Trung Qu\u1ed1c tr\u01b0\u1edbc \u0111\u00e2y c\u0169ng gi\u1ed1ng VN hi\u1ec7n nay, vi\u1ec7c ti\u1ebfp c\u1eadn c\u00e1c ngu\u1ed3n v\u1ed1n r\u1ea5t kh\u00f3 kh\u0103n. Tuy nhi\u00ean, v\u00e0i n\u0103m tr\u1edf l\u1ea1i \u0111\u00e2y \u0111\u00e3 c\u00f3 nh\u1eefng thay \u0111\u1ed5i l\u1edbn, \u0111\u00f3 l\u00e0 nh\u1eefng ch\u00ednh s\u00e1ch k\u1ecbp th\u1eddi c\u1ee7a Ch\u00ednh ph\u1ee7 c\u0169ng nh\u01b0 ch\u00ednh quy\u1ec1n c\u00e1c \u0111\u1ecba ph\u01b0\u01a1ng \u0111\u00e3 gi\u00fap DNNVV.<\/p>\n

Ngo\u00e0i ra, \u1edf Trung Qu\u1ed1c c\u00f2n c\u00f3 c\u00e1c Cty cho vay v\u1ed1n quy m\u00f4 nh\u1ecf chuy\u00ean ph\u1ee5c v\u1ee5 c\u00e1c DNNVV. Nh\u1eefng Cty n\u00e0y ngo\u00e0i vi\u1ec7c ho\u1ea1t \u0111\u1ed9ng nh\u01b0 m\u1ed9t DN th\u00f4ng th\u01b0\u1eddng, c\u00f2n ph\u1ea3i ch\u1ecbu s\u1ef1 qu\u1ea3n l\u00fd ch\u1eb7t ch\u1ebd c\u1ee7a ph\u00eda ng\u00e2n h\u00e0ng Trung \u01b0\u01a1ng.<\/p>\n

M\u1ed9t \u0111\u1eb7c \u0111i\u1ec3m n\u1eefa c\u1ee7a m\u00f4 h\u00ecnh n\u00e0y l\u00e0 b\u1ea3n th\u00e2n Cty cho vay v\u1ed1n khi cho DN vay c\u0169ng \u0111\u1ed3ng th\u1eddi tham gia c\u00f9ng ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a DN \u0111\u00f3. V\u00ec v\u1eady Cty cho vay n\u1eafm r\u1ea5t r\u00f5 t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a DN, c\u0169ng nh\u01b0 bi\u1ebft \u0111\u01b0\u1ee3c s\u1ed1 v\u1ed1n \u0111\u00f3 h\u1ecd vay \u0111\u1ec3 l\u00e0m g\u00ec v\u00e0 c\u00f3 th\u1ec3 ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c vi\u1ec7c sinh l\u1eddi c\u1ee7a \u0111\u1ed3ng v\u1ed1n \u0111\u00f3, bi\u1ebft \u0111\u01b0\u1ee3c s\u1ea3n ph\u1ea9m c\u1ee7a DN \u0111\u00f3 c\u00f3 b\u00e1n \u0111\u01b0\u1ee3c hay kh\u00f4ng v\u00e0 c\u00f3 kh\u1ea3 d\u0129 kh\u00f4ng.<\/p>\n

\u0110\u00e2y l\u00e0 m\u00f4 h\u00ecnh ho\u1ea1t \u0111\u1ed9ng \u0111\u1eb7c th\u00f9 c\u1ee7a Trung Qu\u1ed1c v\u00e0 kh\u00f4ng gi\u1ed1ng b\u1ea5t k\u1ef3 n\u01b0\u1edbc n\u00e0o, m\u00f4 h\u00ecnh n\u00e0y hi\u1ec7n nay \u0111ang ho\u1ea1t \u0111\u1ed9ng r\u1ea5t hi\u1ec7u qu\u1ea3, t\u1ea1o nhi\u1ec1u c\u01a1 h\u1ed9i ph\u00e1t tri\u1ec3n cho c\u00e1c DNNVV, h\u01a1n n\u1eefa m\u00f4 h\u00ecnh n\u00e0y c\u0169ng gi\u00fap cho c\u1ea3 hai b\u00ean, c\u1ea3 ph\u00eda Cty v\u00e0 c\u00e1c DN vay v\u1ed1n \u0111\u1ec1u c\u00f3 l\u1ee3i.<\/p>\n

H\u1ed7 tr\u1ee3 kh\u00f4ng ch\u1ec9 v\u1ed1n<\/strong><\/p>\n

\"Th\u1ee9<\/p>\n

\u00d4ng\u00a0<\/em>\u0110\u1eb7ng Huy \u0110\u00f4ng<\/strong>\u00a0<\/em>– Th\u1ee9 tr\u01b0\u1edfng B\u1ed9 KH\u0110T: Ngu\u1ed3n l\u1ef1c h\u1ed7 tr\u1ee3 c\u1ee7a Ch\u00ednh ph\u1ee7 l\u00e0 h\u1eefu h\u1ea1n, v\u00ec v\u1eady, ph\u1ea3i ch\u1ecdn l\u0129nh v\u1ef1c \u0111\u1ec3 h\u1ed7 tr\u1ee3 \u201ctr\u1ecdn g\u00f3i\u201d cho DN c\u1ea3 v\u1ec1 v\u1ed1n l\u1eabn ch\u00ednh s\u00e1ch<\/em><\/p>\n

C\u00f2n theo k\u1ebft qu\u1ea3 \u0111i\u1ec1u tra 10.120 DN do T\u1ed5ng c\u1ee5c Th\u1ed1ng k\u00ea ti\u1ebfn h\u00e0nh th\u00e1ng 4\/2012 cho th\u1ea5y, kho\u1ea3ng 90% DN \u0111\u01b0\u1ee3c h\u1ecfi cho bi\u1ebft h\u1ecd kh\u00f4ng th\u1ec3 ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c v\u1edbi v\u1ed1n \u01b0u \u0111\u00e3i theo c\u00e1c ch\u1ee7 tr\u01b0\u01a1ng, ch\u00ednh s\u00e1ch \u0111\u00e3 ban h\u00e0nh.Trong kh\u1ea3o s\u00e1t n\u0103ng l\u1ef1c c\u00f4ng ngh\u1ec7 v\u00e0 nhu c\u1ea7u h\u1ed7 tr\u1ee3 c\u1ee7a DNNVV ph\u00eda B\u1eafc th\u00e1ng 3\/2013 c\u1ee7a C\u1ee5c Ph\u00e1t tri\u1ec3n DN (B\u1ed9 KH\u0110T), h\u01a1n 60% s\u1ed1 DN cho bi\u1ebft h\u1ecd kh\u00f4ng c\u00f3 th\u00f4ng tin v\u1ec1 c\u00e1c ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 c\u1ee7a Nh\u00e0 n\u01b0\u1edbc v\u1ec1 \u0111\u1ed5i m\u1edbi c\u00f4ng ngh\u1ec7, k\u1ef9 thu\u1eadt, 35,5% c\u00f3 nghe n\u00f3i nh\u01b0ng kh\u00f4ng bi\u1ebft chi ti\u1ebft, c\u0169ng h\u01a1n 60% s\u1ed1 DNNVV ch\u01b0a bao gi\u1edd nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 h\u1ed7 tr\u1ee3 c\u1ee7a Ch\u00ednh ph\u1ee7 v\u1ec1 \u0111\u1ed5i m\u1edbi c\u00f4ng ngh\u1ec7.<\/p>\n

Nguy\u00ean nh\u00e2n c\u1ee7a t\u00ecnh tr\u1ea1ng tr\u00ean l\u00e0 do ch\u1eadm tr\u1ec5 trong tri\u1ec3n khai c\u0169ng nh\u01b0 h\u01b0\u1edbng d\u1eabn, h\u1ed7 tr\u1ee3 c\u00e1c DNNVV ti\u1ebfp c\u1eadn c\u00e1ch ch\u00ednh s\u00e1ch \u01b0u \u0111\u00e3i c\u1ee7a Nh\u00e0 n\u01b0\u1edbc. \u0110i\u1ec3n h\u00ecnh sau h\u01a1n 10 n\u0103m th\u1ef1c hi\u1ec7n ch\u00ednh s\u00e1ch b\u1ea3o l\u00e3nh t\u00edn d\u1ee5ng cho DNNVV, c\u1ea3 n\u01b0\u1edbc m\u1edbi c\u00f3 10 qu\u1ef9 b\u1ea3o l\u00e3nh t\u00edn d\u1ee5ng \u0111\u1ecba ph\u01b0\u01a1ng \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp v\u00e0 c\u00f2n r\u1ea5t nhi\u1ec1u b\u1ea5t c\u1eadp trong qu\u00e1 tr\u00ecnh tri\u1ec3n khai th\u1ef1c hi\u1ec7n. Th\u00eam v\u00e0o \u0111\u00f3, m\u1ed9t s\u1ed1 ch\u00ednh s\u00e1ch, ch\u01b0\u01a1ng tr\u00ecnh tr\u1ee3 gi\u00fap DNNVV c\u00f3 n\u1ed9i dung ch\u1ed3ng ch\u00e9o, tr\u00f9ng l\u1eafp, d\u1eabn \u0111\u1ebfn hi\u1ec7u qu\u1ea3 th\u1ef1c hi\u1ec7n ch\u01b0a cao, l\u00e3ng ph\u00ed ngu\u1ed3n l\u1ef1c, kh\u00f4ng gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c c\u00e1c nhu c\u1ea7u tr\u1ee3 gi\u00fap tr\u1ecdng t\u00e2m, thi\u1ebft th\u1ef1c c\u1ee7a DNNVV. H\u1ea7u h\u1ebft c\u00e1c \u0111\u1ecba ph\u01b0\u01a1ng ch\u01b0a ch\u1ee7 \u0111\u1ed9ng b\u1ed1 tr\u00ed ng\u00e2n s\u00e1ch \u0111\u1ec3 h\u1ed7 tr\u1ee3 DNNVV, n\u1ebfu c\u00f3 th\u00ec c\u0169ng r\u1ea5t h\u1ea1n ch\u1ebf so v\u1edbi nhu c\u1ea7u h\u1ed7 tr\u1ee3 cao t\u1eeb ph\u00eda c\u1ed9ng \u0111\u1ed3ng DNNVV.<\/p>\n

\u0110\u1ed1i v\u1edbi m\u1ed9t DN, mu\u1ed1n ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng th\u00ec ph\u1ea3i c\u00f3 c\u1ea3 y\u1ebfu t\u1ed1 ngu\u1ed3n l\u1ef1c, tr\u00ecnh \u0111\u1ed9 c\u00f4ng ngh\u1ec7, kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn th\u00f4ng tin th\u1ecb tr\u01b0\u1eddng, hi\u1ec3u bi\u1ebft ph\u00e1p l\u00fd. Trong khi \u0111\u00f3, ngu\u1ed3n l\u1ef1c h\u1ed7 tr\u1ee3 c\u1ee7a Ch\u00ednh ph\u1ee7 l\u00e0 h\u1eefu h\u1ea1n, v\u00ec v\u1eady, ph\u1ea3i ch\u1ecdn l\u0129nh v\u1ef1c \u0111\u1ec3 h\u1ed7 tr\u1ee3 \u201ctr\u1ecdn g\u00f3i\u201d cho DN c\u1ea3 v\u1ec1 v\u1ed1n l\u1eabn ch\u00ednh s\u00e1ch.<\/p>\n\n\n\n
C\u00e1c ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 t\u00edn d\u1ee5ng c\u1ea7n s\u00e1t th\u1ef1c h\u01a1n, n\u1ebfu kh\u00f4ng ch\u1ec9 l\u00e0 kh\u1ea9u hi\u1ec7u ho\u1eb7c l\u1ea1i bi\u1ebfn th\u00e0nh c\u01a1 ch\u1ebf xin – cho.<\/em><\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Phan Nam, B\u00e1 T\u00fa, T.Anh<\/strong>th\u1ef1c hi\u1ec7n<\/em><\/p>\n

——————<\/p>\n

Di\u1ec5n \u0111\u00e0n Doanh nghi\u1ec7p 26-6-2013:<\/em><\/strong><\/p>\n

http:\/\/dddn.com.vn\/20130625025317381cat234\/de-an-ho-tro-dnnvv-lo-ngai-co-che-xin-cho.htm<\/a><\/em><\/p>\n

(40\/1.771)\u00a0<\/em>","protected":false},"excerpt":{"rendered":"

(D\u0110DN) – H\u01a1n 1.800 t\u1ec9 \u0111\u1ed3ng l\u00e0 s\u1ed1 ti\u1ec1n DNNVV s\u1ebd \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 theo d\u1ef1 th\u1ea3o \u0110\u1ec1 \u00e1n t\u0103ng c\u01b0\u1eddng n\u0103ng l\u1ef1c t\u1ed5 ch\u1ee9c \u0111\u1ea7u m\u1ed1i tri\u1ec3n khai th\u1ef1c hi\u1ec7n ch\u00ednh s\u00e1ch, ch\u01b0\u01a1ng tr\u00ecnh tr\u1ee3 gi\u00fap ph\u00e1t tri\u1ec3n DNNVV m\u00e0 B\u1ed9 K\u1ebf ho\u1ea1ch – \u0110\u1ea7u t\u01b0 (KH\u0110T) v\u1eeba ho\u00e0n thi\u1ec7n. 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