{"id":22861,"date":"2014-03-17T10:20:07","date_gmt":"2014-03-17T03:20:07","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=22861"},"modified":"2022-05-23T10:31:46","modified_gmt":"2022-05-23T03:31:46","slug":"454-ngan-hang-bay-cach-cho-vay-ngan-ty","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/454-ngan-hang-bay-cach-cho-vay-ngan-ty\/","title":{"rendered":"454. Ng\u00e2n h\u00e0ng ‘b\u00e0y c\u00e1ch’ cho vay ng\u00e0n t\u1ef7"},"content":{"rendered":"
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(IFN) – C\u00e1c l\u00e3nh \u0111\u1ea1o ng\u00e2n h\u00e0ng ‘hi\u1ebfn k\u1ebf’ cho doanh nghi\u1ec7p c\u00e1ch ti\u1ebfp c\u1eadn ngu\u1ed3n v\u1ed1n \u0111ang d\u1ed3i d\u00e0o trong kho qu\u1ef9 ra sao?<\/strong><\/p>\n<\/div>\n

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Ti\u1ec1n d\u01b0 ngh\u00ecn t\u1ef7<\/strong><\/p>\n

T\u1eeb \u0111\u1ea7u n\u0103m 2014 \u0111\u1ebfn nay, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) \u0111ang ti\u1ebfp t\u1ee5c s\u1eed d\u1ee5ng c\u00f4ng c\u1ee5 b\u00e1n t\u00edn phi\u1ebfu \u0111\u1ec3 h\u00fat ti\u1ec1n trong l\u01b0u th\u00f4ng v\u1ec1. C\u1ee5 th\u1ec3, k\u1ec3 t\u1eeb ng\u00e0y 7\/2\/2014 \u0111\u1ebfn ng\u00e0y 7\/3\/2014, NHNN \u0111\u00e3 ph\u00e1t h\u00e0nh t\u1ed5ng c\u1ed9ng 132.378 t\u1ef7 \u0111\u1ed3ng t\u00edn phi\u1ebfu ng\u1eafn h\u1ea1n. Nh\u01b0 v\u1eady, l\u01b0\u1ee3ng t\u00edn phi\u1ebfu \u0111\u00e1o h\u1ea1n ngay trong th\u00e1ng 3 t\u01b0\u01a1ng \u0111\u1ed1i l\u1edbn, l\u00ean t\u1edbi 75.849 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, ti\u1ec1n g\u1eedi c\u1ee7a Kho b\u1ea1c Nh\u00e0 n\u01b0\u1edbc t\u1ea1i h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng c\u0169ng \u0111ang r\u1ea5t cao, l\u00ean t\u1edbi 57 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng.<\/p>\n

\"Ng\u00e2n<\/a><\/p>\n

Theo b\u00e0 Nguy\u1ec5n Th\u1ecb H\u1ed3ng – V\u1ee5 tr\u01b0\u1edfng V\u1ee5 Ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 (NHNN),\u00a0s<\/strong>au T\u1ebft ti\u1ec1n g\u1eedi quay tr\u1edf l\u1ea1i h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng n\u00ean m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t huy \u0111\u1ed9ng VND k\u1ef3 h\u1ea1n ng\u1eafn (1-2 th\u00e1ng) gi\u1ea3m 0,2-0,5%\/n\u0103m.<\/p>\n

\n

\u00d4ng Ph\u1ea1m Ng\u1ecdc H\u01b0ng \u2013 Ph\u00f3 Ch\u1ee7 t\u1ecbch Hi\u1ec7p h\u1ed9i DN TP. H\u1ed3 Ch\u00ed Minh: B\u00e2y gi\u1edd ng\u00e2n h\u00e0ng kh\u00f4ng tin DN v\u00e0 mu\u1ed1n DN ph\u1ea3i t\u00e1i c\u1ea5u tr\u00fac cho kh\u1ecfe m\u1ea1nh th\u00ec m\u1edbi cho vay. \u0110i\u1ec1u n\u00e0y l\u00e0 kh\u00f3. V\u00ec trong b\u1ed1i c\u1ea3nh hi\u1ec7n nay, nhi\u1ec1u DN \u0111ang kh\u00f3 kh\u0103n, tr\u01b0\u1edbc \u0111\u00e2y c\u00f3 10 \u0111\u1ed3ng th\u00ec l\u00e0m \u0103n thua l\u1ed7 m\u1ea5t 8 \u0111\u1ed3ng, c\u00f2n 2 \u0111\u1ed3ng. N\u1ebfu n\u00f3i t\u00e1i c\u1ea5u tr\u00fac DN th\u00ec quan tr\u1ecdng nh\u1ea5t l\u00e0 t\u00e1i c\u1ea5u tr\u00fac t\u00e0i ch\u00ednh c\u1ee7a DN, do \u0111\u00f3, ph\u1ea3i c\u00f3 v\u1ed1n m\u1ed3i.<\/p>\n<\/div>\n

\u00d4ng Nguy\u1ec5n Thanh To\u1ea1i \u2013 Ph\u00f3 t\u1ed5ng gi\u00e1m \u0111\u1ed1c ACB cho bi\u1ebft, hi\u1ec7n ng\u00e2n h\u00e0ng gi\u1ea3m l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m v\u00ec th\u1eeba ti\u1ec1n. T\u1eeb \u0111\u1ea7u n\u0103m \u0111\u1ebfn nay ng\u00e2n h\u00e0ng cho vay ra r\u1ea5t kh\u00f3 d\u00f9 h\u1ed3 s\u01a1 vay g\u1eedi \u0111\u1ebfn ng\u00e2n h\u00e0ng r\u1ea5t nhi\u1ec1u.<\/p>\n

T\u00ednh \u0111\u1ebfn ng\u00e0y 20\/2\/2014, t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng to\u00e0n ng\u00e0nh ng\u00e2n h\u00e0ng v\u1eabn \u00e2m 1,66%. C\u00f2n ri\u00eang tr\u00ean \u0111\u1ecba b\u00e0n TP. H\u1ed3 Ch\u00ed Minh, t\u00edn d\u1ee5ng h\u1ebft th\u00e1ng 2\/2014 c\u0169ng ch\u1ec9 t\u0103ng 0,09% so v\u1edbi cu\u1ed1i n\u0103m 2013.<\/p>\n

Theo H\u1ed9i doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba (DNNVV) Vi\u1ec7t Nam, ch\u1ec9 c\u00f3 15% DNNVV ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c v\u1ed1n, c\u00f2n nh\u1eefng doanh nghi\u1ec7p (DN) \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng ch\u00e0o m\u1eddi l\u00e0 nh\u1eefng DN l\u1edbn ho\u1eb7c DN Nh\u00e0 n\u01b0\u1edbc.<\/p>\n

Ng\u00e2n h\u00e0ng “v\u1ebd c\u00e1ch” cho vay<\/strong><\/p>\n

Theo \u00f4ng Nguy\u1ec5n \u0110\u00ecnh T\u00f9ng, T\u1ed5ng gi\u00e1m \u0111\u1ed1c Ng\u00e2n h\u00e0ng Ph\u01b0\u01a1ng \u0110\u00f4ng (OCB), ng\u00e2n h\u00e0ng cho vay ra ch\u1eafc ch\u1eafn ph\u1ea3i thu h\u1ed3i \u0111\u01b0\u1ee3c v\u1ed1n v\u00e0 kh\u00f4ng t\u0103ng n\u1ee3 x\u1ea5u. V\u00ec hi\u1ec7n nay, c\u00f3 nhi\u1ec1u DN vay \u0111\u1ec3 \u0111\u1ea3o n\u1ee3 th\u00ec ng\u00e2n h\u00e0ng kh\u00f4ng cho vay.<\/p>\n

Tuy nhi\u00ean, \u0111\u1ec3 gi\u00e1i ph\u00f3ng l\u01b0\u1ee3ng ti\u1ec1n “t\u1ed3n kho”,\u00a0nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111ang thi\u1ebft k\u1ebf v\u00e0 tri\u1ec3n khai nhi\u1ec1u ch\u01b0\u01a1ng tr\u00ecnh h\u1ed7 tr\u1ee3 cho DN vay v\u1ed1n.<\/p>\n

\n

Theo \u00f4ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c \u2013 Ch\u1ee7 nhi\u1ec7m C\u00e2u l\u1ea1c b\u1ed9 Ph\u00e1p ch\u1ebf ng\u00e2n h\u00e0ng, c\u00e1ch duy nh\u1ea5t \u0111\u1ec3 kh\u01a1i th\u00f4ng d\u00f2ng v\u1ed1n l\u00e0 ph\u1ea3i k\u00edch c\u1ea7u gi\u00fap doanh nghi\u1ec7p gi\u1ea3i ph\u00f3ng h\u00e0ng t\u1ed3n kho, doanh nghi\u1ec7p c\u00f3 ti\u1ec1n tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3 th\u00ec ng\u00e2n h\u00e0ng m\u1edbi d\u00e1m cho vay ti\u1ebfp. \u0110\u1ec3 k\u00edch c\u1ea7u, Ch\u00ednh ph\u1ee7 n\u00ean mi\u1ec5n thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n, mi\u1ec5n thu\u1ebf VAT\u2026 b\u00ean c\u1ea1nh \u0111\u00f3 Ch\u00ednh ph\u1ee7 c\u0169ng ph\u1ea3i t\u0103ng \u0111\u1ea7u t\u01b0 l\u00ean \u0111\u1ec3 t\u0103ng s\u1ee9c c\u1ea7u.<\/p>\n<\/div>\n

\u0110\u01a1n c\u1eed, t\u1ea1i OCB, n\u1ebfu x\u00e9t DN c\u00f3 kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i th\u00ec OCB c\u00f3 th\u1ec3 khoanh l\u1ea1i n\u1ee3 c\u0169, cho vay n\u1ee3 m\u1edbi n\u1ebfu DN c\u00f3 d\u1ef1 \u00e1n kh\u1ea3 thi, t\u1ea1o ra d\u00f2ng ti\u1ec1n t\u1ed1t.<\/p>\n

Hi\u1ec7n OCB \u0111ang tri\u1ec3n khai th\u00ed \u0111i\u1ec3m \u0111\u1ed1i v\u1edbi m\u1ed9t s\u1ed1 DN, n\u1ebfu hi\u1ec7u qu\u1ea3 OCB s\u1ebd ti\u1ebfp t\u1ee5c m\u1edf r\u1ed9ng ch\u01b0\u01a1ng tr\u00ecnh n\u00e0y.<\/p>\n

Tuy nhi\u00ean theo T\u1ed5ng gi\u00e1m \u0111\u1ed1c Ng\u00e2n h\u00e0ng Ph\u01b0\u01a1ng \u0110\u00f4ng Nguy\u1ec5n \u0110\u00ecnh T\u00f9ng, t\u1ed1t nh\u1ea5t DN ph\u1ea3i t\u1ef1 t\u00e1i c\u1ea5u tr\u00fac, thay \u0111\u1ed5i ho\u1ea1t \u0111\u1ed9ng, c\u00e1ch th\u1ee9c c\u0169 \u0111\u00e3 kh\u00f4ng c\u00f2n ph\u00f9 h\u1ee3p trong b\u1ed1i c\u1ea3nh hi\u1ec7n nay.<\/p>\n

V\u00ec trong khi ng\u00e2n h\u00e0ng ch\u1ea5p nh\u1eadn t\u00e1i c\u01a1 c\u1ea5u h\u1ec7 th\u1ed1ng, ho\u1ea1t \u0111\u1ed9ng mua b\u00e1n, s\u00e1p nh\u1eadp th\u00ec DN c\u0169ng ph\u1ea3i s\u00e1p nh\u1eadp \u0111\u1ec3 m\u1ea1nh h\u01a1n.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, c\u00e1c DN c\u0169ng n\u00ean bi\u1ebft t\u1eadn d\u1ee5ng hi\u1ec7u qu\u1ea3 ngu\u1ed3n v\u1ed1n t\u1ef1 c\u00f3 c\u1ee7a m\u00ecnh. DN c\u00f3 th\u1ec3 s\u1eafp x\u1ebfp l\u1ea1i t\u00e0i s\u1ea3n v\u00e0 b\u00e1n nh\u1eefng t\u00e0i s\u1ea3n kh\u00f4ng c\u1ea7n thi\u1ebft \u0111\u1ec3 c\u00f3 v\u1ed1n ho\u1ea1t \u0111\u1ed9ng. R\u1ea5t nhi\u1ec1u DN ni\u00eam y\u1ebft \u0111ang t\u00e1i c\u1ea5u tr\u00fac ho\u1ea1t \u0111\u1ed9ng, h\u1ec7 th\u1ed1ng l\u1ea1i t\u00e0i ch\u00ednh \u0111\u1ec3 m\u1ea1nh h\u01a1n.<\/p>\n

\u00d4ng Nguy\u1ec5n Duy H\u01b0ng, T\u1ed5ng gi\u00e1m \u0111\u1ed1c Ng\u00e2n h\u00e0ng B\u1ea3n Vi\u1ec7t (VietCapitalBank) cho bi\u1ebft, doanh nghi\u1ec7p c\u00f3 ph\u01b0\u01a1ng \u00e1n kinh doanh t\u1ed1t th\u00ec ng\u00e2n h\u00e0ng s\u1eb5n s\u00e0ng cho vay. DN c\u0169ng ph\u1ea3i th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n t\u1ed1t cho ng\u00e2n h\u00e0ng. V\u00ec hi\u1ec7n nay nhi\u1ec1u T\u1ed5ng gi\u00e1m \u0111\u1ed1c DN t\u01b0 nh\u00e2n c\u00f3 2-3 c\u0103n nh\u00e0 nh\u01b0ng ch\u1ec9 \u0111em th\u1ebf ch\u1ea5p vay v\u1ed1n nh\u1eefng nh\u00e0 x\u01b0\u1edfng d\u1edf dang, thi\u1ebft b\u1ecb m\u00e1y m\u00f3c c\u0169… \u00edt gi\u00e1 tr\u1ecb th\u00ec r\u1ea5t kh\u00f3 cho vay.<\/p>\n

Hi\u1ec7n VietCapitalBank c\u0169ng tham gia g\u00f3i h\u1ed7 tr\u1ee3 v\u1ed1n c\u1ee7a UBND TP. H\u1ed3 Ch\u00ed Minh, c\u0169ng nh\u01b0 s\u1ebd \u0111\u01b0a ra ch\u00ednh s\u00e1ch cho vay ph\u00f9 h\u1ee3p v\u1edbi t\u00ecnh h\u00ecnh hi\u1ec7n nay.<\/p>\n

“\u0110\u1ed1i v\u1edbi Eximbank th\u00ec ch\u1ec9 c\u1ea7n DN l\u00e0m \u0103n nghi\u00eam t\u00fac l\u00e0 ng\u00e2n h\u00e0ng s\u1eb5n s\u00e0ng gi\u1ea3i ng\u00e2n”, \u00f4ng L\u00ea H\u1ea3i L\u00e2m, Ph\u00f3 t\u1ed5ng gi\u00e1m \u0111\u1ed1c Eximbank,\u00a0cho bi\u1ebft. “DN c\u1ee9 n\u00f3i kh\u00f3 ti\u1ebfp c\u1eadn v\u1ed1n ng\u00e2n h\u00e0ng, nh\u01b0ng khi t\u00ecm hi\u1ec3u ra m\u1edbi th\u1ea5y nhi\u1ec1u DN s\u1eed d\u1ee5ng ti\u1ec1n vay kh\u00f4ng \u0111\u00fang m\u1ee5c \u0111\u00edch, ng\u00e2n h\u00e0ng r\u1ea5t kh\u00f3 qu\u1ea3n l\u00fd. N\u1ebfu DN mu\u1ed1n vay t\u00edn ch\u1ea5p th\u00ec ph\u1ea3i cho ng\u00e2n h\u00e0ng c\u00f9ng qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n \u0111\u00f3, \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o ti\u1ec1n cho vay c\u00f3 hi\u1ec7u qu\u1ea3”.<\/p>\n<\/div>\n

Linh Lan<\/strong><\/p>\n

——————<\/p>\n

Infonet (Kinh doanh \u2013 Ti\u1ec1n t\u1ec7) 17-03-2014:<\/em><\/strong><\/p>\n

http:\/\/infonet.vn\/ngan-hang-bay-cach-cho-vay-ngan-ty-post121796.info<\/em><\/p>\n

(79\/926)<\/em>","protected":false},"excerpt":{"rendered":"

(IFN) – C\u00e1c l\u00e3nh \u0111\u1ea1o ng\u00e2n h\u00e0ng ‘hi\u1ebfn k\u1ebf’ cho doanh nghi\u1ec7p c\u00e1ch ti\u1ebfp c\u1eadn ngu\u1ed3n v\u1ed1n \u0111ang d\u1ed3i d\u00e0o trong kho qu\u1ef9 ra sao? Ti\u1ec1n d\u01b0 ngh\u00ecn t\u1ef7 T\u1eeb \u0111\u1ea7u n\u0103m 2014 \u0111\u1ebfn nay, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) \u0111ang ti\u1ebfp t\u1ee5c s\u1eed d\u1ee5ng c\u00f4ng c\u1ee5 b\u00e1n t\u00edn phi\u1ebfu \u0111\u1ec3 h\u00fat ti\u1ec1n trong l\u01b0u […]<\/p>\n","protected":false},"author":10,"featured_media":22881,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-22861","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n454. 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