{"id":23146,"date":"2013-10-30T09:25:26","date_gmt":"2013-10-30T02:25:26","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=23146"},"modified":"2022-05-24T09:29:27","modified_gmt":"2022-05-24T02:29:27","slug":"393-cong-chung-van-yeu-hieu-luc-phap-ly","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/393-cong-chung-van-yeu-hieu-luc-phap-ly\/","title":{"rendered":"393. C\u00f4ng ch\u1ee9ng v\u1eabn y\u1ebfu hi\u1ec7u l\u1ef1c ph\u00e1p l\u00fd"},"content":{"rendered":"(NH) – Mong mu\u1ed1n h\u1ee3p \u0111\u1ed3ng c\u00f4ng ch\u1ee9ng c\u00f3 gi\u00e1 tr\u1ecb ph\u00e1p l\u00fd \u0111\u1ec3 thi h\u00e0nh ngay khi m\u1ed9t b\u00ean vi ph\u1ea1m \u0111\u00e3 kh\u00f4ng \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp \u0111\u1ebfn khi tr\u00ecnh Qu\u1ed1c h\u1ed9i.<\/strong><\/p>\n

Kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n thi h\u00e0nh \u00e1n ngay<\/strong><\/p>\n

S\u00e1ng 29\/10, Qu\u1ed1c h\u1ed9i \u0111\u00e3 nghe b\u00e1o c\u00e1o v\u1ec1 D\u1ef1 \u00e1n Lu\u1eadt C\u00f4ng ch\u1ee9ng (s\u1eeda \u0111\u1ed5i). \u0110\u00e1ng l\u01b0u \u00fd l\u00e0 m\u1ed9t s\u1ed1 \u0111\u1ec1 xu\u1ea5t n\u00e2ng cao h\u01a1n n\u1eefa gi\u00e1 tr\u1ecb ph\u00e1p l\u00fd c\u1ee7a h\u1ee3p \u0111\u1ed3ng c\u00f4ng ch\u1ee9ng \u0111\u00e3 kh\u00f4ng \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp trong d\u1ef1 th\u1ea3o m\u1edbi nh\u1ea5t. Tuy nhi\u00ean, quan \u0111i\u1ec3m n\u00e0y kh\u00f4ng g\u00e2y nhi\u1ec1u b\u1ea5t ng\u1edd. Tr\u01b0\u1edbc \u0111\u00f3, t\u1ea1i phi\u00ean h\u1ecdp th\u1ee9 21 c\u1ee7a \u1ee6y ban Th\u01b0\u1eddng v\u1ee5 Qu\u1ed1c h\u1ed9i, quy \u0111\u1ecbnh n\u00e0y \u0111\u00e3 \u201cb\u1ecb \u0111\u1eadp te tua\u201d.<\/p>\n

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\nCh\u1ea5t l\u01b0\u1ee3ng \u0111\u1ed9i ng\u0169 c\u00f4ng ch\u1ee9ng vi\u00ean c\u00f2n nhi\u1ec1u v\u1ea5n \u0111\u1ec1<\/em><\/p>\n

\u0110\u1ed3ng t\u00ecnh r\u1eb1ng, \u0111\u1ec1 xu\u1ea5t c\u00f3 th\u1ec3 thi h\u00e0nh \u00e1n d\u00e2n s\u1ef1 ngay khi m\u1ed9t trong hai b\u00ean tham gia h\u1ee3p \u0111\u1ed3ng c\u00f4ng ch\u1ee9ng kh\u00f4ng th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 c\u1ee7a m\u00ecnh, n\u1ebfu c\u00f3 th\u1ecfa thu\u1eadn, l\u00e0 ti\u1ebfn b\u1ed9. \u00d4ng H\u00e0 H\u00f9ng C\u01b0\u1eddng, B\u1ed9 tr\u01b0\u1edfng B\u1ed9 T\u01b0 ph\u00e1p cho r\u1eb1ng, quy \u0111\u1ecbnh nh\u01b0 v\u1eady c\u00f2n gi\u00fap gi\u1ea3i quy\u1ebft nhanh h\u01a1n c\u00e1c v\u1ea5n \u0111\u1ec1 ph\u00e1t sinh trong qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n h\u1ee3p \u0111\u1ed3ng, nh\u1ea5t l\u00e0 \u0111\u1ed1i v\u1edbi c\u00e1c DN. Qua \u0111\u00f3 c\u0169ng g\u00f3p ph\u1ea7n gi\u1ea3m t\u1ea3i cho c\u00f4ng t\u00e1c x\u00e9t x\u1eed c\u1ee7a t\u00f2a \u00e1n. \u0110\u1ed3ng th\u1eddi, quy \u0111\u1ecbnh nh\u01b0 v\u1eady c\u0169ng ph\u00f9 h\u1ee3p v\u1edbi th\u00f4ng l\u1ec7 qu\u1ed1c t\u1ebf v\u1ec1 gi\u00e1 tr\u1ecb thi h\u00e0nh c\u1ee7a h\u1ee3p \u0111\u1ed3ng c\u00f4ng ch\u1ee9ng.<\/p>\n

Theo B\u1ed9 tr\u01b0\u1edfng B\u1ed9 T\u01b0 ph\u00e1p, t\u1ea1i T\u00e2y Ban Nha, v\u00ec \u0111\u01b0\u1ee3c th\u1eeba nh\u1eadn l\u00e0 ch\u1ee9ng c\u1ee9 hi\u1ec3n nhi\u00ean, c\u00e1c b\u00ean khi \u0111\u00e3 k\u00fd v\u00e0o v\u0103n b\u1ea3n c\u00f4ng ch\u1ee9ng kh\u00f4ng c\u00f3 quy\u1ec1n khi\u1ebfu n\u1ea1i v\u1ec1 n\u1ed9i dung c\u1ee7a v\u0103n b\u1ea3n. V\u00ec v\u1eady, v\u0103n b\u1ea3n c\u00f4ng ch\u1ee9ng c\u00f3 gi\u00e1 tr\u1ecb thi h\u00e0nh ngay v\u00e0 t\u01b0\u01a1ng \u0111\u01b0\u01a1ng m\u1ed9t ph\u00e1n quy\u1ebft c\u1ee7a t\u00f2a \u00e1n. \u201cN\u1ebfu m\u1ed9t h\u1ee3p \u0111\u1ed3ng, giao d\u1ecbch \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00f4ng ch\u1ee9ng m\u00e0 ph\u00e1t sinh tranh ch\u1ea5p, b\u00ean li\u00ean quan ch\u1ec9 c\u1ea7n chuy\u1ec3n m\u1ed9t b\u1ea3n c\u00f4ng ch\u1ee9ng \u0111\u1ebfn l\u00e0 t\u00f2a \u00e1n c\u00f3 th\u1ec3 cho thi h\u00e0nh ngay, kh\u00f4ng c\u1ea7n xem l\u1ea1i h\u1ee3p \u0111\u1ed3ng, giao d\u1ecbch g\u1ed1c. V\u1edbi vi\u1ec7c mua b\u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n, h\u1ee3p \u0111\u1ed3ng mua b\u00e1n c\u00f3 c\u00f4ng ch\u1ee9ng \u0111\u01b0\u1ee3c coi l\u00e0 gi\u1ea5y t\u1edd s\u1edf h\u1eefu. V\u0103n b\u1ea3n c\u00f4ng ch\u1ee9ng \u0111\u01b0\u1ee3c coi l\u00e0 v\u0103n b\u1ea3n \u0111\u01b0\u1ee3c c\u01a1 quan c\u00f4ng quy\u1ec1n x\u00e1c th\u1ef1c\u201d, \u00f4ng C\u01b0\u1eddng n\u00f3i.<\/p>\n

Tuy nhi\u00ean, t\u1ea1i phi\u00ean h\u1ecdp Qu\u1ed1c h\u1ed9i n\u00e0y, Ch\u00ednh ph\u1ee7 th\u1ea5y r\u1eb1ng ch\u1ea5t l\u01b0\u1ee3ng ho\u1ea1t \u0111\u1ed9ng c\u00f4ng ch\u1ee9ng hi\u1ec7n nay c\u00f2n h\u1ea1n ch\u1ebf, ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n c\u1ea7n thi\u1ebft \u0111\u1ec3 th\u1ef1c hi\u1ec7n gi\u1ea3i ph\u00e1p n\u00e0y, n\u00ean ch\u01b0a quy \u0111\u1ecbnh trong d\u1ef1 th\u1ea3o Lu\u1eadt, \u00f4ng H\u00e0 H\u00f9ng C\u01b0\u1eddng cho hay.<\/p>\n

T\u1ea1i phi\u00ean h\u1ecdp \u1ee6y ban Th\u01b0\u1eddng v\u1ee5 Qu\u1ed1c h\u1ed9i v\u1ec1 n\u1ed9i dung n\u00e0y, Ch\u1ee7 nhi\u1ec7m \u1ee6y ban T\u01b0 ph\u00e1p Nguy\u1ec5n V\u0103n Hi\u1ec7n \u0111\u00e3 t\u1eebng l\u01b0u \u00fd th\u00eam v\u1ec1 ch\u1ea5t l\u01b0\u1ee3ng c\u1ee7a \u0111\u1ed9i ng\u0169 c\u00f4ng ch\u1ee9ng. \u201cB\u1ed9 C\u00f4ng an cho r\u1eb1ng, m\u1edf r\u1ed9ng th\u1ea9m quy\u1ec1n cho c\u00f4ng ch\u1ee9ng vi\u00ean, t\u1ed5 ch\u1ee9c c\u00f4ng ch\u1ee9ng c\u1ea7n c\u00e2n nh\u1eafc \u0111\u1ebfn gi\u1edbi h\u1ea1n v\u00e0 l\u1ed9 tr\u00ecnh ph\u00f9 h\u1ee3p \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n x\u00e3 h\u1ed9i. Nh\u1ea5t l\u00e0 vi\u1ec7c c\u00f4ng ch\u1ee9ng v\u1ec1 h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng hi\u1ec7n \u0111ang ph\u00e1t sinh nhi\u1ec1u v\u1ea5n \u0111\u1ec1, l\u00e0m \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng…\u201d, \u00f4ng Hi\u1ec7n n\u00f3i.<\/p>\n

\u0110\u1ea1i di\u1ec7n c\u01a1 quan th\u1ea9m tra D\u1ef1 \u00e1n Lu\u1eadt n\u00e0y, Ch\u1ee7 nhi\u1ec7m \u1ee6y ban Ph\u00e1p lu\u1eadt Qu\u1ed1c h\u1ed9i Phan Trung L\u00fd l\u1ea1i \u0111\u1ec1 c\u1eadp \u0111\u1ebfn m\u1ed9t v\u1ea5n \u0111\u1ec1 kh\u00e1c. L\u00e0 trong tr\u01b0\u1eddng h\u1ee3p vi\u1ec7c c\u01b0\u1ee1ng ch\u1ebf thi h\u00e0nh \u00e1n ph\u00e1t sinh t\u1eeb m\u1ed9t h\u1ee3p \u0111\u1ed3ng c\u00f4ng ch\u1ee9ng sai, ho\u1eb7c gi\u1ea3 m\u1ea1o, h\u1eadu qu\u1ea3 ph\u00e1p l\u00fd s\u1ebd kh\u00f4ng ch\u1ec9 gi\u1edbi h\u1ea1n trong tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng c\u1ee7a c\u00f4ng ch\u1ee9ng vi\u00ean, m\u00e0 \u0111\u00f3 c\u00f2n l\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u1ea3 c\u01a1 quan \u0111\u00e3 t\u1ed5 ch\u1ee9c thi h\u00e0nh h\u1ee3p \u0111\u1ed3ng c\u00f4ng ch\u1ee9ng.<\/p>\n

Gi\u00e1 tr\u1ecb ch\u1ec9 mang t\u00ednh th\u1eddi \u0111i\u1ec3m?<\/strong><\/p>\n

Ch\u1ee7 nhi\u1ec7m \u1ee6y ban Ph\u00e1p lu\u1eadt Qu\u1ed1c h\u1ed9i Phan Trung L\u00fd cho hay, quy \u0111\u1ecbnh v\u1ec1 quy\u1ec1n y\u00eau c\u1ea7u c\u01a1 quan thi h\u00e0nh \u00e1n d\u00e2n s\u1ef1 t\u1ed5 ch\u1ee9c thi h\u00e0nh h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00f4ng ch\u1ee9ng l\u00e0 kh\u00f4ng ph\u00f9 h\u1ee3p v\u1edbi nhi\u1ec1u quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh. M\u1eb7t kh\u00e1c, vi\u1ec7c c\u00f4ng ch\u1ee9ng c\u1ee7a c\u00f4ng ch\u1ee9ng vi\u00ean \u0111\u1ed1i v\u1edbi h\u1ee3p \u0111\u1ed3ng ch\u1ec9 c\u00f3 th\u1ec3 b\u1ea3o \u0111\u1ea3m t\u00ednh x\u00e1c th\u1ef1c, t\u00ednh h\u1ee3p ph\u00e1p c\u1ee7a h\u1ee3p \u0111\u1ed3ng v\u00e0 th\u1ecfa thu\u1eadn v\u1ec1 quy\u1ec1n, ngh\u0129a v\u1ee5 c\u1ee7a c\u00e1c b\u00ean t\u1ea1i th\u1eddi \u0111i\u1ec3m h\u1ee3p \u0111\u1ed3ng, th\u1ecfa thu\u1eadn \u0111\u01b0\u1ee3c giao k\u1ebft.<\/p>\n

Theo quan \u0111i\u1ec3m c\u1ee7a NHNN, v\u0103n b\u1ea3n c\u00f4ng ch\u1ee9ng c\u00f3 gi\u00e1 tr\u1ecb b\u1eaft bu\u1ed9c th\u1ef1c hi\u1ec7n \u0111\u1ed1i v\u1edbi c\u00e1c b\u00ean tham gia. \u0110i\u1ec1u n\u00e0y \u0111\u1ea3m b\u1ea3o nguy\u00ean t\u1eafc t\u00f4n tr\u1ecdng s\u1ef1 t\u1ef1 nguy\u1ec7n, t\u1ef1 do th\u1ecfa thu\u1eadn, giao k\u1ebft h\u1ee3p \u0111\u1ed3ng giao d\u1ecbch kh\u00f4ng tr\u00e1i quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt c\u1ee7a c\u00e1c b\u00ean, \u0111\u1ed3ng th\u1eddi n\u00e2ng cao \u00fd th\u1ee9c c\u1ee7a c\u00e1c b\u00ean trong vi\u1ec7c ph\u1ea3i th\u1ef1c hi\u1ec7n c\u00e1c ngh\u0129a v\u1ee5 \u0111\u00e3 cam k\u1ebft trong h\u1ee3p \u0111\u1ed3ng giao d\u1ecbch.<\/p>\n

Tuy nhi\u00ean, c\u1ea7n c\u00e2n nh\u1eafc l\u1ea1i quy \u0111\u1ecbnh: \u201cTr\u01b0\u1eddng h\u1ee3p c\u00e1c b\u00ean tham gia h\u1ee3p \u0111\u1ed3ng giao d\u1ecbch c\u00f3 th\u1ecfa thu\u1eadn v\u1ec1 quy\u1ec1n \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u c\u01b0\u1ee1ng ch\u1ebf thi h\u00e0nh ngh\u0129a v\u1ee5 th\u00ec khi m\u1ed9t b\u00ean kh\u00f4ng th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 c\u1ee7a m\u00ecnh th\u00ec b\u00ean kia c\u00f3 quy\u1ec1n \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u c\u01a1 quan thi h\u00e0nh \u00e1n d\u00e2n s\u1ef1 c\u00f3 th\u1ea9m quy\u1ec1n c\u01b0\u1ee1ng ch\u1ebf thi h\u00e0nh h\u1ee3p \u0111\u1ed3ng giao d\u1ecbch \u0111\u00f3\u201d.<\/p>\n

B\u1edfi v\u00ec, vi\u1ec7c x\u00e1c \u0111\u1ecbnh m\u1ed9t b\u00ean vi ph\u1ea1m ngh\u0129a v\u1ee5 h\u1ee3p \u0111\u1ed3ng kh\u00f4ng th\u1ec3 ch\u1ec9 c\u0103n c\u1ee9 theo v\u0103n b\u1ea3n c\u00f4ng ch\u1ee9ng m\u00e0 ph\u1ea3i c\u00f3 nh\u1eefng c\u0103n c\u1ee9 ch\u1ee9ng minh k\u00e8m theo. C\u01a1 quan thi h\u00e0nh \u00e1n d\u00e2n s\u1ef1 l\u00e0 c\u01a1 quan c\u00f3 ch\u1ee9c n\u0103ng t\u1ed5 ch\u1ee9c th\u1ef1c hi\u1ec7n \u0111\u1ea3m b\u1ea3o b\u1ea3n \u00e1n, quy\u1ebft \u0111\u1ecbnh \u0111\u00e3 c\u00f3 hi\u1ec7u l\u1ef1c ph\u00e1p lu\u1eadt c\u1ee7a t\u00f2a \u00e1n, tr\u1ecdng t\u00e0i th\u01b0\u01a1ng m\u1ea1i\u2026 \u0111\u01b0\u1ee3c ch\u1ea5p h\u00e0nh nghi\u00eam t\u00fac, \u0111\u00fang ph\u00e1p lu\u1eadt, kh\u00f4ng c\u00f3 ch\u1ee9c n\u0103ng ph\u00e2n x\u1eed. N\u1ebfu quy \u0111\u1ecbnh nh\u01b0 t\u1ea1i D\u1ef1 th\u1ea3o Lu\u1eadt th\u00ec quy\u1ec1n v\u00e0 l\u1ee3i \u00edch h\u1ee3p ph\u00e1p c\u1ee7a c\u00e1c b\u00ean r\u1ea5t kh\u00f3 \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o.<\/p>\n

Li\u00ean quan \u0111\u1ebfn m\u1ed9t kh\u00eda c\u1ea1nh kh\u00e1c \u0111ang \u0111\u01b0\u1ee3c d\u01b0 lu\u1eadn quan t\u00e2m, \u0111\u00f3 l\u00e0 c\u00f4ng ch\u1ee9ng h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai (HTTTL) \u0111\u1ec3 vay v\u1ed1n ng\u00e2n h\u00e0ng. M\u1eb7c d\u00f9 \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh b\u1edfi Lu\u1eadt Nh\u00e0 \u1edf, tuy nhi\u00ean, v\u01b0\u1edbng m\u1eafc trong v\u1ea5n \u0111\u1ec1 n\u00e0y \u0111ang khi\u1ebfn qu\u00e1 tr\u00ecnh tri\u1ec3n khai g\u00f3i h\u1ed7 tr\u1ee3 cho vay mua nh\u00e0 \u1edf x\u00e3 h\u1ed9i g\u1eb7p kh\u00f3 kh\u0103n.<\/p>\n

Trao \u0111\u1ed5i v\u1edbi Th\u1eddi b\u00e1o Ng\u00e2n h\u00e0ng b\u00ean h\u00e0nh lang Qu\u1ed1c h\u1ed9i s\u00e1ng 29\/10, B\u1ed9 tr\u01b0\u1edfng H\u00e0 H\u00f9ng C\u01b0\u1eddng cho bi\u1ebft, s\u1eafp t\u1edbi s\u1ebd b\u00e1o c\u00e1o Th\u1ee7 t\u01b0\u1edbng cho tri\u1ec3n khai th\u00ed \u0111i\u1ec3m c\u00f4ng ch\u1ee9ng v\u1edbi lo\u1ea1i h\u00ecnh h\u1ee3p \u0111\u1ed3ng n\u00e0y.<\/p>\n

Nhi\u1ec1u \u00fd ki\u1ebfn cho r\u1eb1ng, \u00fd t\u01b0\u1edfng n\u00e0y ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c b\u1edfi m\u1edbi \u0111\u00e2y, B\u1ed9 X\u00e2y d\u1ef1ng \u0111\u00e3 c\u00f4ng b\u1ed1 D\u1ef1 th\u1ea3o Lu\u1eadt Kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n (s\u1eeda \u0111\u1ed5i) \u0111\u1ec3 l\u1ea5y \u00fd ki\u1ebfn nh\u00e2n d\u00e2n. M\u1ed9t trong nh\u1eefng n\u1ed9i dung quan tr\u1ecdng nh\u1ea5t c\u1ee7a D\u1ef1 th\u1ea3o n\u00e0y l\u00e0 \u0111\u1ec1 xu\u1ea5t c\u00e1c n\u1ed9i dung m\u1edbi nh\u1eb1m gi\u1ea3m t\u00ecnh tr\u1ea1ng b\u00e1n nh\u00e0 tr\u00ean gi\u1ea5y x\u1ea3y ra tr\u00e0n lan nh\u01b0 th\u1eddi gian qua. Theo \u0111\u00f3, ch\u1ee7 \u0111\u1ea7u t\u01b0 ch\u1ec9 \u0111\u01b0\u1ee3c ph\u00e9p k\u00fd h\u1ee3p \u0111\u1ed3ng b\u00e1n, cho thu\u00ea, cho thu\u00ea mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n HTTTL khi \u0111\u00e3 c\u00f3 b\u1ea3o l\u00e3nh c\u1ee7a t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh ho\u1eb7c ng\u00e2n h\u00e0ng v\u1ec1 vi\u1ec7c th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 thay, n\u1ebfu x\u1ea3y ra tranh ch\u1ea5p.<\/p>\n\n\n\n
B\u00e0 Tr\u1ea7n Th\u1ecb H\u1ed3ng H\u1ea1nh, T\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam<\/em><\/p>\n

V\u01b0\u1edbng m\u1eafc ngo\u00e0i th\u1ea9m quy\u1ec1n x\u1eed l\u00fd c\u1ee7a ng\u00e0nh Ng\u00e2n h\u00e0ng<\/strong><\/p>\n

Trong qu\u00e1 tr\u00ecnh cho vay nh\u00e0 \u1edf x\u00e3 h\u1ed9i, quy \u0111\u1ecbnh v\u1ec1 ph\u00e1p l\u00fd c\u00f2n nhi\u1ec1u v\u01b0\u1edbng m\u1eafc ngo\u00e0i th\u1ea9m quy\u1ec1n x\u1eed l\u00fd c\u1ee7a ng\u00e0nh Ng\u00e2n h\u00e0ng. C\u1ee5 th\u1ec3, c\u00e1c ph\u00f2ng c\u00f4ng ch\u1ee9ng \u0111\u1ec1u t\u1eeb ch\u1ed1i c\u00f4ng ch\u1ee9ng h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai. B\u1edfi theo \u0110i\u1ec1u 91, Lu\u1eadt Nh\u00e0 \u1edf quy \u0111\u1ecbnh, trong c\u00e1c giao d\u1ecbch v\u1ec1 th\u1ebf ch\u1ea5p ph\u1ea3i c\u00f3 m\u1ed9t trong c\u00e1c \u0111i\u1ec1u ki\u1ec7n: c\u00f3 gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/p>\n

Trong th\u1ef1c t\u1ebf, \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o cho vay \u0111\u01b0\u1ee3c, c\u00e1c NHTM \u0111\u00e3 ph\u1ea3i v\u1eadn d\u1ee5ng, nh\u1eadn th\u1ebf ch\u1ea5p l\u00e0 quy\u1ec1n t\u00e0i s\u1ea3n ph\u00e1t sinh t\u1eeb h\u1ee3p \u0111\u1ed3ng mua b\u00e1n. \u0110i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c vi\u1ec7c cho vay h\u1ed7 tr\u1ee3 nh\u00e0 \u1edf \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng, nh\u01b0ng l\u1ea1i r\u1ee7i ro cho ng\u00e2n h\u00e0ng v\u1ec1 m\u1eb7t ph\u00e1p l\u00fd. Khi ng\u01b0\u1eddi vay kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3 ho\u1eb7c x\u1ea3y ra tranh ch\u1ea5p ph\u1ea3i kh\u1edfi ki\u1ec7n th\u00ec ng\u00e2n h\u00e0ng c\u00f3 nguy c\u01a1 b\u1ecb t\u00f2a \u00e1n tuy\u00ean v\u00f4 hi\u1ec7u h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p, do kh\u00f4ng c\u00f3 c\u00f4ng ch\u1ee9ng.<\/p>\n

Kh\u00f4ng n\u00ean quy \u0111\u1ecbnh lo\u1ea1i v\u0103n b\u1ea3n ph\u1ea3i c\u00f4ng ch\u1ee9ng<\/strong><\/p>\n

Lu\u1eadt C\u00f4ng ch\u1ee9ng ch\u1ec9 quy \u0111\u1ecbnh v\u1ec1 t\u1ed5 ch\u1ee9c, ho\u1ea1t \u0111\u1ed9ng v\u00e0 th\u1ee7 t\u1ee5c c\u00f4ng ch\u1ee9ng, c\u00f2n h\u1ee3p \u0111\u1ed3ng, giao d\u1ecbch n\u00e0o ph\u1ea3i c\u00f4ng ch\u1ee9ng l\u00e0 do c\u00e1c v\u0103n b\u1ea3n ph\u00e1p lu\u1eadt v\u1ec1 \u0111\u1ea5t \u0111ai, nh\u00e0 \u1edf… quy \u0111\u1ecbnh. B\u1edfi l\u1ebd, trong quan h\u1ec7 d\u00e2n s\u1ef1, t\u00f9y theo t\u1eebng l\u0129nh v\u1ef1c, t\u1eebng th\u1eddi \u0111i\u1ec3m m\u00e0 y\u00eau c\u1ea7u \u0111\u1ed1i v\u1edbi vi\u1ec7c c\u00f4ng ch\u1ee9ng c\u00f3 s\u1ef1 kh\u00e1c nhau. V\u00ec vi\u1ec7c quy \u0111\u1ecbnh c\u00e1c giao d\u1ecbch n\u00e0o ph\u1ea3i c\u00f4ng ch\u1ee9ng t\u1ea1i v\u0103n b\u1ea3n ph\u00e1p lu\u1eadt v\u1ec1 \u0111\u1ea5t \u0111ai, nh\u00e0 \u1edf\u2026 t\u1ea1o ra s\u1ef1 linh ho\u1ea1t, ph\u00f9 h\u1ee3p y\u00eau c\u1ea7u th\u1ef1c ti\u1ec5n v\u1ec1 qu\u1ea3n l\u00fd trong t\u1eebng l\u0129nh v\u1ef1c.<\/p>\n

C\u00f9ng v\u1edbi \u0111\u00f3, vi\u1ec7c \u0111\u1ec3 c\u00e1c v\u0103n b\u1ea3n lu\u1eadt t\u1eebng l\u0129nh v\u1ef1c quy \u0111\u1ecbnh giao d\u1ecbch n\u00e0o ph\u1ea3i c\u00f4ng ch\u1ee9ng t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho c\u00e1c b\u00ean tham gia giao k\u1ebft h\u1ee3p \u0111\u1ed3ng, giao d\u1ecbch, c\u0169ng nh\u01b0 c\u00f4ng ch\u1ee9ng vi\u00ean n\u1eafm b\u1eaft \u0111\u01b0\u1ee3c c\u00e1c \u0111i\u1ec1u ki\u1ec7n, y\u00eau c\u1ea7u khi tham gia giao d\u1ecbch \u0111\u00f3, tr\u00e1nh t\u00ecnh tr\u1ea1ng x\u1ea3y ra tranh ch\u1ea5p.<\/p>\n

G\u00f3p \u00fd c\u1ee7a NHNN v\u1ec1 D\u1ef1 \u00e1n Lu\u1eadt C\u00f4ng ch\u1ee9ng<\/em><\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/em><\/p>\n

TCTD s\u1ee3 nh\u1eadn t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 nh\u00e0 \u1edf HTTTL<\/strong><\/p>\n

Tr\u00ean th\u1ef1c t\u1ebf, vi\u1ec7c th\u1ebf ch\u1ea5p v\u00e0 \u0111\u0103ng k\u00fd giao d\u1ecbch b\u1ea3o \u0111\u1ea3m \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n HTTTL g\u1eb7p kh\u00e1 nhi\u1ec1u kh\u00f3 kh\u0103n, v\u01b0\u1edbng m\u1eafc, khi Lu\u1eadt Nh\u00e0 \u1edf n\u0103m 2006 \u0111\u01b0a ra h\u00e0ng lo\u1ea1t quy \u0111\u1ecbnh ph\u1ea3i \u00e1p d\u1ee5ng. C\u1ee5 th\u1ec3, giao d\u1ecbch th\u1ebf ch\u1ea5p ph\u1ea3i c\u00f3 gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu \u0111\u1ed1i v\u1edbi nh\u00e0 \u1edf theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt; b\u00ean th\u1ebf ch\u1ea5p ph\u1ea3i l\u00e0 ch\u1ee7 s\u1edf h\u1eefu nh\u00e0 \u1edf; v\u0103n b\u1ea3n th\u1ebf ch\u1ea5p nh\u00e0 \u1edf ph\u1ea3i c\u00f3 ch\u1ee9ng nh\u1eadn c\u1ee7a c\u00f4ng ch\u1ee9ng ho\u1eb7c ch\u1ee9ng th\u1ef1c c\u1ee7a UBND c\u1ea5p huy\u1ec7n \u0111\u1ed1i v\u1edbi nh\u00e0 \u1edf t\u1ea1i \u0111\u00f4 th\u1ecb, ch\u1ee9ng th\u1ef1c c\u1ee7a UBND x\u00e3 \u0111\u1ed1i v\u1edbi nh\u00e0 \u1edf t\u1ea1i n\u00f4ng th\u00f4n v\u00e0 kh\u00f4ng lo\u1ea1i tr\u1eeb b\u1ea5t k\u1ef3 tr\u01b0\u1eddng h\u1ee3p n\u00e0o\u2026<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, nhi\u1ec1u r\u00e0o c\u1ea3n kh\u00e1c \u0111\u1ec3 h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p nh\u00e0 \u1edf HTTTL kh\u00f4ng qua \u0111\u01b0\u1ee3c c\u1eeda c\u00f4ng ch\u1ee9ng v\u00ec kh\u00f4ng \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c \u0111i\u1ec1u ki\u1ec7n \u201c\u0111\u1ed1i t\u01b0\u1ee3ng c\u1ee7a h\u1ee3p \u0111\u1ed3ng, giao d\u1ecbch l\u00e0 c\u00f3 th\u1eadt\u201d theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 5, Lu\u1eadt C\u00f4ng ch\u1ee9ng n\u0103m 2006\u2026 Ch\u00ednh v\u00ec v\u1eady, n\u1ebfu Lu\u1eadt Nh\u00e0 \u1edf v\u00e0 Lu\u1eadt C\u00f4ng ch\u1ee9ng kh\u00f4ng \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i, b\u1ed5 sung k\u1ecbp th\u1eddi, kh\u00f4ng TCTD n\u00e0o d\u00e1m nh\u1eadn t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 nh\u00e0 \u1edf HTTTL.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

D\u01b0\u01a1ng C\u00f4ng Chi\u1ebfn<\/strong><\/p>\n

————–<\/p>\n

Th\u1eddi b\u00e1o Ng\u00e2n h\u00e0ng 30-10-2013:<\/em><\/strong><\/p>\n

http:\/\/thoibaonganhang.vn\/index.php\/tin-tuc\/1-cong-chung-van-yeu-hieu-luc-phap-ly-13638.html<\/a><\/em><\/p>\n

(225\/1.884)<\/em>","protected":false},"excerpt":{"rendered":"

(NH) – Mong mu\u1ed1n h\u1ee3p \u0111\u1ed3ng c\u00f4ng ch\u1ee9ng c\u00f3 gi\u00e1 tr\u1ecb ph\u00e1p l\u00fd \u0111\u1ec3 thi h\u00e0nh ngay khi m\u1ed9t b\u00ean vi ph\u1ea1m \u0111\u00e3 kh\u00f4ng \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp \u0111\u1ebfn khi tr\u00ecnh Qu\u1ed1c h\u1ed9i. Kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n thi h\u00e0nh \u00e1n ngay S\u00e1ng 29\/10, Qu\u1ed1c h\u1ed9i \u0111\u00e3 nghe b\u00e1o c\u00e1o v\u1ec1 D\u1ef1 \u00e1n Lu\u1eadt C\u00f4ng ch\u1ee9ng (s\u1eeda […]<\/p>\n","protected":false},"author":3,"featured_media":23149,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-23146","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n393. C\u00f4ng ch\u1ee9ng v\u1eabn y\u1ebfu hi\u1ec7u l\u1ef1c ph\u00e1p l\u00fd - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/393-cong-chung-van-yeu-hieu-luc-phap-ly\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]393. C\u00f4ng ch\u1ee9ng v\u1eabn y\u1ebfu hi\u1ec7u l\u1ef1c ph\u00e1p l\u00fd[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(NH) – Mong mu\u1ed1n h\u1ee3p \u0111\u1ed3ng c\u00f4ng ch\u1ee9ng c\u00f3 gi\u00e1 tr\u1ecb ph\u00e1p l\u00fd \u0111\u1ec3 thi h\u00e0nh ngay khi m\u1ed9t b\u00ean vi ph\u1ea1m \u0111\u00e3 kh\u00f4ng \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp \u0111\u1ebfn khi tr\u00ecnh Qu\u1ed1c h\u1ed9i. 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