{"id":23174,"date":"2012-10-04T15:06:09","date_gmt":"2012-10-04T08:06:09","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=23174"},"modified":"2022-05-24T15:19:59","modified_gmt":"2022-05-24T08:19:59","slug":"221-so-huu-ngan-hang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/221-so-huu-ngan-hang\/","title":{"rendered":"221. S\u1edf h\u1eefu Ng\u00e2n h\u00e0ng"},"content":{"rendered":"(DN&PL) – S\u1edf h\u1eefu ch\u00e9o: \u0111\u01b0\u1eddng \u0111i “s\u00e2n sau” c\u1ee7a d\u00f2ng v\u1ed1n ng\u00e2n h\u00e0ng<\/strong><\/p>\n

\"\"<\/p>\n

\"\"<\/p>\n

    \n
  1. Ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh th\u1ebf n\u00e0o v\u1ec1 s\u1edf h\u1eefu ng\u00e2n h\u00e0ng? <\/em><\/li>\n<\/ol>\n

    Hi\u1ec7n nay, c\u00f3 t\u1edbi 4 nh\u00f3m gi\u1edbi h\u1ea1n v\u1ec1 s\u1edf h\u1eefu ng\u00e2n h\u00e0ng nh\u01b0 sau:<\/p>\n

    Th\u1ee9 nh\u1ea5t,<\/em> s\u1edf h\u1eefu gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng v\u1edbi nhau. Theo \u0111\u00f3, m\u1ed9t ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ph\u00e9p s\u1edf h\u1eefu 100% v\u1ed1n c\u1ee7a ng\u00e2n h\u00e0ng kh\u00e1c (\u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng TNHH 1 th\u00e0nh vi\u00ean \u2013 t\u1ee9c l\u00e0 ng\u00e2n h\u00e0ng 100% v\u1ed1n n\u01b0\u1edbc ngo\u00e0i), s\u1edf h\u1eefu d\u01b0\u1edbi 100% v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a ng\u00e2n h\u00e0ng kh\u00e1c (\u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng TNHH 2 th\u00e0nh vi\u00ean tr\u1edf l\u00ean \u2013 t\u1ee9c ng\u00e2n h\u00e0ng li\u00ean doanh) v\u00e0 \u0111\u01b0\u1ee3c ph\u00e9p s\u1edf h\u1eefu kh\u00f4ng qu\u00e1 11% v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng c\u1ed5 ph\u1ea7n kh\u00e1c. Th\u1eadm ch\u00ed \u0111\u00e3 t\u1eebng c\u00f3 th\u1eddi k\u1ef3 b\u1eaft bu\u1ed9c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n ph\u1ea3i c\u00f3 v\u1ed1n c\u1ed5 ph\u1ea7n c\u1ee7a ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i nh\u00e0 n\u01b0\u1edbc ho\u1eb7c doanh nghi\u1ec7p nh\u00e0 n\u01b0\u1edbc.<\/p>\n

    Th\u1ee9 hai,<\/em> s\u1edf h\u1eefu gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng v\u1edbi doanh nghi\u1ec7p theo Lu\u1eadt C\u00e1c TCTD n\u0103m 2010. Theo \u0111\u00f3, m\u1ed9t ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c s\u1edf h\u1eefu kh\u00f4ng qu\u00e1 11% v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a doanh nghi\u1ec7p (tr\u1eeb c\u00f4ng ty con) ho\u1eb7c m\u1ed9t doanh nghi\u1ec7p kh\u00f4ng \u0111\u01b0\u1ee3c s\u1edf h\u1eefu qu\u00e1 15% v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng. M\u1ed9t c\u00e1 nh\u00e2n kh\u00f4ng \u0111\u01b0\u1ee3c s\u1edf h\u1eefu qu\u00e1 5% v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng. \u0110\u1ed3ng th\u1eddi, m\u1ed9t c\u1ed5 \u0111\u00f4ng v\u00e0 nh\u1eefng ng\u01b0\u1eddi c\u00f3 li\u00ean quan kh\u00f4ng \u0111\u01b0\u1ee3c s\u1edf h\u1eefu qu\u00e1 20% v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng. Tuy nhi\u00ean, v\u00ec \u0111\u1ebfn nay ch\u01b0a x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c th\u1eddi h\u1ea1n b\u1eaft bu\u1ed9c ph\u1ea3i th\u1ef1c hi\u1ec7n theo gi\u1edbi h\u1ea1n n\u00e0y, n\u00ean v\u1eabn c\u00f2n t\u00ecnh tr\u1ea1ng s\u1edf h\u1eefu c\u00e1c t\u1ef7 l\u1ec7 theo c\u00e1c quy \u0111\u1ecbnh kh\u00e1c d\u01b0\u1edbi \u0111\u00e2y.<\/p>\n

    Th\u1ee9 ba,<\/em> s\u1edf h\u1eefu gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng v\u1edbi doanh nghi\u1ec7p v\u00e0 c\u00e1 nh\u00e2n. Theo \u0111\u00f3, m\u1ed9t doanh nghi\u1ec7p kh\u00f4ng \u0111\u01b0\u1ee3c s\u1edf h\u1eefu qu\u00e1 20%, m\u1ed9t c\u00e1 nh\u00e2n kh\u00f4ng \u0111\u01b0\u1ee3c s\u1edf h\u1eefu qu\u00e1 10% v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng. \u0110\u1ed3ng th\u1eddi m\u1ed9t c\u1ed5 \u0111\u00f4ng v\u00e0 nh\u1eefng ng\u01b0\u1eddi c\u00f3 li\u00ean quan kh\u00f4ng \u0111\u01b0\u1ee3c s\u1edf h\u1eefu qu\u00e1 20% v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng. \u0110\u00e2y l\u00e0 quy \u0111\u1ecbnh t\u1ea1i Quy\u1ebft \u0111\u1ecbnh s\u1ed1 24\/2007\/Q\u0110-NHNN ng\u00e0y 07-6-2007 c\u1ee7a Th\u1ed1ng \u0111\u1ed1c NHNN ban h\u00e0nh Quy ch\u1ebf C\u1ea5p gi\u1ea5y ph\u00e9p th\u00e0nh l\u1eadp v\u00e0 ho\u1ea1t \u0111\u1ed9ng c\u1ea3u ng\u00e2n h\u00e0ng TMCP (nh\u01b0 Ng\u00e2n h\u00e0ng Ti\u00ean Phong, Ng\u00e2n h\u00e0ng Li\u00ean Vi\u1ec7t).<\/p>\n

    Th\u1ee9 t\u01b0,<\/em> s\u1edf h\u1eefu gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng v\u1edbi doanh nghi\u1ec7p v\u00e0 c\u00e1 nh\u00e2n. Theo \u0111\u00f3, m\u1ed9t doanh nghi\u1ec7p kh\u00f4ng \u0111\u01b0\u1ee3c s\u1edf h\u1eefu qu\u00e1 40%, m\u1ed9t c\u00e1 nh\u00e2n kh\u00f4ng \u0111\u01b0\u1ee3c s\u1edf h\u1eefu qu\u00e1 15% v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng. \u0110\u1ed3ng th\u01a1i m\u1ed9t c\u00e1 nh\u00e2n v\u00e0 nh\u1eefng ng\u01b0\u1eddi c\u00f3 li\u00ean quan kh\u00f4ng \u0111\u01b0\u1ee3c s\u1edf h\u1eefu qu\u00e1 30% v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng. \u0110\u00e2y l\u00e0 quy \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp tr\u01b0\u1edbc Quy\u1ebft \u0111\u1ecbnh s\u1ed1 24\/2007\/Q\u0110-NHNN (nh\u01b0 Ng\u00e2n h\u00e0ng X\u0103ng d\u1ea7u, trong \u0111\u00f3 Petrolimex s\u1edf h\u1eefu 40%).<\/p>\n

    Ngo\u00e0i ra c\u00f2n ngo\u1ea1i l\u1ec7 \u0111\u01b0\u1ee3c Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 cho ph\u00e9p nh\u01b0 T\u1eadp \u0111o\u00e0n B\u1ea3o Vi\u1ec7t s\u1edf h\u1eefu 52% v\u1ed1n c\u1ee7a Ng\u00e2n h\u00e0ng B\u1ea3o Vi\u1ec7t (thay v\u00ec gi\u1edbi h\u1ea1n 20%).<\/p>\n

    T\u1ea5t c\u1ea3 c\u00e1c tr\u01b0\u1eddng h\u1ee3p tr\u00ean, ch\u1ec9 \u0111\u01b0\u1ee3c ph\u00e9p s\u1edf h\u1eefu theo 1 chi\u1ec1u, b\u00ean n\u00e0y \u0111\u00e3 s\u1edf h\u1eefu b\u00ean kia, th\u00ec b\u00ean kia kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p s\u1edf h\u1eefu ng\u01b0\u1ee3c l\u1ea1i.<\/p>\n

      \n
    1. C\u00e1c ng\u00e2n h\u00e0ng s\u1edf h\u1eefu ch\u00e9o c\u1ed5 ph\u1ea7n c\u1ee7a nhau c\u00f3 vi ph\u1ea1m Lu\u1eadt C\u00e1c TCTD kh\u00f4ng?\u00a0<\/em><\/li>\n<\/ol>\n

      S\u1edf h\u1eefu ch\u00e9o l\u00e0 n\u00f3i \u0111\u1ebfn c\u00e2u chuy\u1ec7n s\u1edf h\u1eefu l\u1eabn nhau, nh\u01b0ng kh\u00f4ng d\u1eebng l\u1ea1i \u1edf ch\u1ed7 ng\u00e2n h\u00e0ng n\u00e0y s\u1edf h\u1eefu v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a ng\u00e2n h\u00e0ng kh\u00e1c, m\u00e0 c\u00f3 s\u1ef1 \u0111an xen, s\u1edf h\u1eefu qua l\u1ea1i l\u1eabn nhau, tr\u1ef1c ti\u1ebfp hay gi\u00e1n ti\u1ebfp. S\u1edf h\u1eefu ch\u00e9o tr\u1ef1c ti\u1ebfp gi\u1eefa 2 ng\u00e2n h\u00e0ng v\u1edbi nhau, ki\u1ec3u nh\u01b0 ng\u00e2n h\u00e0ng A s\u1edf h\u1eefu ng\u00e2n h\u00e0ng B, r\u1ed3i ng\u00e2n h\u00e0ng B l\u1ea1i s\u1edf h\u1eefu ng\u00e2n h\u00e0ng A th\u00ec kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p, v\u00ec n\u00f3 vi ph\u1ea1m quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 5, \u0110i\u1ec1u 129 Lu\u1eadt C\u00e1c TCTD: \u201dT\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00f4ng \u0111\u01b0\u1ee3c g\u00f3p v\u1ed1n, mua c\u1ed5 ph\u1ea7n c\u1ee7a c\u00e1c doanh nghi\u1ec7p, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00e1c l\u00e0 c\u1ed5 \u0111\u00f4ng, th\u00e0nh vi\u00ean g\u00f3p v\u1ed1n c\u1ee7a ch\u00ednh t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u00f3<\/em>.\u201d<\/p>\n

      S\u1edf h\u1eefu ch\u00e9o gi\u00e1n ti\u1ebfp ki\u1ec3u nh\u01b0 ng\u00e2n h\u00e0ng A s\u1edf h\u1eefu ng\u00e2n h\u00e0ng B, ng\u00e2n h\u00e0ng B s\u1edf h\u1eefu ng\u00e2n h\u00e0ng C v\u00e0 ng\u00e2n h\u00e0ng C l\u1ea1i s\u1edf h\u1eefu ng\u00e2n h\u00e0ng A, th\u00ec ph\u00e1p lu\u1eadt kh\u00f4ng c\u1ea5m.<\/p>\n

      Tr\u00ean th\u1ef1c t\u1ebf, s\u1edf h\u1eefu ch\u00e9o ng\u00e2n h\u00e0ng th\u01b0\u1eddng \u1ea9n d\u01b0\u1edbi d\u1ea1ng b\u1eafc c\u1ea7u, th\u00f4ng qua c\u00e1c t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n trung gian.<\/p>\n

        \n
      1. H\u1eadu qu\u1ea3 c\u1ee7a ho\u1ea1t \u0111\u1ed9ng l\u00e1ch lu\u1eadt trong s\u1edf h\u1eefu ch\u00e9o ng\u00e2n h\u00e0ng?<\/em><\/li>\n<\/ol>\n

        C\u00e1c tr\u01b0\u1eddng h\u1ee3p ng\u00e2n h\u00e0ng s\u1edf h\u1eefu v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a nhau m\u1ed9t chi\u1ec1u v\u00e0 c\u00f4ng khai nh\u01b0 n\u00f3i tr\u00ean th\u00ec kh\u00f4ng ph\u1ea1m lu\u1eadt v\u00e0 kh\u00f4ng g\u00e2y ra h\u1eadu qu\u1ea3 g\u00ec \u0111\u00e1ng k\u1ec3, v\u00ec ph\u1ea7n ph\u1ea7n v\u1ed1n s\u1ee1 h\u1eefu l\u1eabn nhau n\u00e0y s\u1ebd \u0111\u01b0\u1ee3c lo\u1ea1i tr\u1eeb khi t\u00ednh c\u00e1c gi\u1edbi h\u1ea1n an to\u00e0n c\u1ee7a ng\u00e2n h\u00e0ng. Tuy nhi\u00ean, vi\u1ec7c s\u1edf h\u1eefu ch\u00e9o trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y c\u0169ng kh\u00f4ng c\u00f3 l\u1ee3i, v\u00ec v\u00f4 h\u00ecnh trung t\u1ed5ng s\u1ed1 v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a to\u00e0n h\u1ec7 th\u1ed1ng Ng\u00e2n h\u00e0ng c\u00f3 m\u1ed9t ph\u1ea7n tr\u00f9ng l\u1eb7p, d\u1eabn \u0111\u1ebfn d\u1ec5 b\u1ecb \u1ea3nh h\u01b0\u1edfng x\u1ea5u khi m\u1ed9t ng\u00e2n h\u00e0ng b\u1ecb \u0111\u1ed5 v\u1edfx. V\u00ec v\u1eady, trong qu\u00e1 tr\u00ecnh x\u00e2y d\u1ef1ng Lu\u1eadt C\u00e1c TCTD, ch\u1ee7 tr\u01b0\u01a1ng l\u00e0 h\u1ea1n ch\u1ebf h\u1ea1n ch\u1ebf t\u1ed1i \u0111a vi\u1ec7c s\u1edf h\u1eefu ch\u00e9o ng\u00e2n h\u00e0ng, k\u1ec3 c\u1ea3 tr\u1ef1c ti\u1ebfp v\u00e0 gi\u00e1n ti\u1ebfp.<\/p>\n

        C\u00f2n s\u1edf h\u1eefu ch\u00e9o l\u00e1ch lu\u1eadt th\u00ec kh\u00f4ng ai bi\u1ebft \u0111\u00e2u l\u00e0 s\u1ed1 th\u1eadt, n\u00ean s\u1ebd g\u00e2y ra h\u1eadu qu\u1ea3 v\u1ec1 nhi\u1ec1u m\u1eb7t, trong \u0111\u00f3 r\u00f5 nh\u1ea5t l\u00e0 d\u1eabn t\u1edbi t\u00ecnh tr\u1ea1ng kh\u00f4ng x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c \u0111\u00e2u l\u00e0 v\u1ed1n \u0111i\u1ec1u l\u1ec7 th\u1eadt c\u1ee7a ng\u00e2n h\u00e0ng, d\u1eabn \u0111\u1ebfn kh\u00f4ng b\u1ea3o \u0111\u1ea3m c\u00e1c ch\u1ec9 s\u1ed1 an to\u00e0n v\u1ed1n, hay n\u00f3i c\u00e1ch kh\u00e1c l\u00e0 v\u1ed1n \u1ea3o, nh\u01b0ng t\u0103ng tr\u01b0\u1edfng th\u1eadt s\u1ebd l\u00e0m cho m\u1ea5t c\u00e2n \u0111\u1ed1i ngay trong t\u1eebng ng\u00e2n h\u00e0ng v\u00e0 gi\u00e1n ti\u1ebfp \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn to\u00e0n h\u1ec7 th\u1ed1ng Ng\u00e2n h\u00e0ng.<\/p>\n

        Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c –\u00a0Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/strong><\/em><\/p>\n

        \u2014\u2014\u2014\u2014\u2014<\/strong><\/em><\/p>\n

        Doanh nghi\u1ec7p v\u00e0 ph\u00e1p lu\u1eadt, b\u00e1o in 04-10-2012:\u00a0<\/strong><\/em><\/p>\n

        (225\/1.000)","protected":false},"excerpt":{"rendered":"

        (DN&PL) – S\u1edf h\u1eefu ch\u00e9o: \u0111\u01b0\u1eddng \u0111i “s\u00e2n sau” c\u1ee7a d\u00f2ng v\u1ed1n ng\u00e2n h\u00e0ng Ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh th\u1ebf n\u00e0o v\u1ec1 s\u1edf h\u1eefu ng\u00e2n h\u00e0ng? Hi\u1ec7n nay, c\u00f3 t\u1edbi 4 nh\u00f3m gi\u1edbi h\u1ea1n v\u1ec1 s\u1edf h\u1eefu ng\u00e2n h\u00e0ng nh\u01b0 sau: Th\u1ee9 nh\u1ea5t, s\u1edf h\u1eefu gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng v\u1edbi nhau. Theo \u0111\u00f3, m\u1ed9t ng\u00e2n h\u00e0ng […]<\/p>\n","protected":false},"author":3,"featured_media":23134,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-23174","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n221. S\u1edf h\u1eefu Ng\u00e2n h\u00e0ng - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/221-so-huu-ngan-hang\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]221. S\u1edf h\u1eefu Ng\u00e2n h\u00e0ng[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(DN&PL) – S\u1edf h\u1eefu ch\u00e9o: \u0111\u01b0\u1eddng \u0111i “s\u00e2n sau” c\u1ee7a d\u00f2ng v\u1ed1n ng\u00e2n h\u00e0ng Ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh th\u1ebf n\u00e0o v\u1ec1 s\u1edf h\u1eefu ng\u00e2n h\u00e0ng? Hi\u1ec7n nay, c\u00f3 t\u1edbi 4 nh\u00f3m gi\u1edbi h\u1ea1n v\u1ec1 s\u1edf h\u1eefu ng\u00e2n h\u00e0ng nh\u01b0 sau: Th\u1ee9 nh\u1ea5t, s\u1edf h\u1eefu gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng v\u1edbi nhau. Theo \u0111\u00f3, m\u1ed9t ng\u00e2n h\u00e0ng […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/221-so-huu-ngan-hang\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2012-10-04T08:06:09+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-05-24T08:19:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2013\/08\/1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"450\" \/>\n\t<meta property=\"og:image:height\" content=\"451\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/221-so-huu-ngan-hang\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/221-so-huu-ngan-hang\\\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/28ef9093c3478d1b1ba56f61255ebe7a\"},\"headline\":\"221. S\u1edf h\u1eefu Ng\u00e2n h\u00e0ng\",\"datePublished\":\"2012-10-04T08:06:09+00:00\",\"dateModified\":\"2022-05-24T08:19:59+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/221-so-huu-ngan-hang\\\/\"},\"wordCount\":1600,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/221-so-huu-ngan-hang\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2013\\\/08\\\/1.png\",\"articleSection\":[\"Ph\u1ecfng v\u1ea5n\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/vi\\\/221-so-huu-ngan-hang\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/221-so-huu-ngan-hang\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/221-so-huu-ngan-hang\\\/\",\"name\":\"[:vi]221. S\u1edf h\u1eefu Ng\u00e2n h\u00e0ng[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/221-so-huu-ngan-hang\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/221-so-huu-ngan-hang\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2013\\\/08\\\/1.png\",\"datePublished\":\"2012-10-04T08:06:09+00:00\",\"dateModified\":\"2022-05-24T08:19:59+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/221-so-huu-ngan-hang\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/vi\\\/221-so-huu-ngan-hang\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/221-so-huu-ngan-hang\\\/#primaryimage\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2013\\\/08\\\/1.png\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2013\\\/08\\\/1.png\",\"width\":450,\"height\":451},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/221-so-huu-ngan-hang\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"221. S\u1edf h\u1eefu Ng\u00e2n h\u00e0ng\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/facebook.com\\\/anvilawfirm\",\"https:\\\/\\\/x.com\\\/anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/28ef9093c3478d1b1ba56f61255ebe7a\",\"name\":\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g\",\"caption\":\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\"},\"sameAs\":[\"https:\\\/\\\/anvilaw.com\"],\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/author\\\/nghiatt\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]221. S\u1edf h\u1eefu Ng\u00e2n h\u00e0ng[:] - ANVI Law Firm","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/vi\/221-so-huu-ngan-hang\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]221. S\u1edf h\u1eefu Ng\u00e2n h\u00e0ng[:] - ANVI Law Firm","og_description":"(DN&PL) – S\u1edf h\u1eefu ch\u00e9o: \u0111\u01b0\u1eddng \u0111i “s\u00e2n sau” c\u1ee7a d\u00f2ng v\u1ed1n ng\u00e2n h\u00e0ng Ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh th\u1ebf n\u00e0o v\u1ec1 s\u1edf h\u1eefu ng\u00e2n h\u00e0ng? Hi\u1ec7n nay, c\u00f3 t\u1edbi 4 nh\u00f3m gi\u1edbi h\u1ea1n v\u1ec1 s\u1edf h\u1eefu ng\u00e2n h\u00e0ng nh\u01b0 sau: Th\u1ee9 nh\u1ea5t, s\u1edf h\u1eefu gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng v\u1edbi nhau. Theo \u0111\u00f3, m\u1ed9t ng\u00e2n h\u00e0ng […]","og_url":"https:\/\/anvilaw.com\/vi\/221-so-huu-ngan-hang\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2012-10-04T08:06:09+00:00","article_modified_time":"2022-05-24T08:19:59+00:00","og_image":[{"width":450,"height":451,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2013\/08\/1.png","type":"image\/png"}],"author":"Tr\u01b0\u01a1ng Trung Ngh\u0129a","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"Tr\u01b0\u01a1ng Trung Ngh\u0129a","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"8 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/vi\/221-so-huu-ngan-hang\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/221-so-huu-ngan-hang\/"},"author":{"name":"Tr\u01b0\u01a1ng Trung Ngh\u0129a","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/28ef9093c3478d1b1ba56f61255ebe7a"},"headline":"221. S\u1edf h\u1eefu Ng\u00e2n h\u00e0ng","datePublished":"2012-10-04T08:06:09+00:00","dateModified":"2022-05-24T08:19:59+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/221-so-huu-ngan-hang\/"},"wordCount":1600,"commentCount":0,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/221-so-huu-ngan-hang\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2013\/08\/1.png","articleSection":["Ph\u1ecfng v\u1ea5n","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/anvilaw.com\/vi\/221-so-huu-ngan-hang\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/vi\/221-so-huu-ngan-hang\/","url":"https:\/\/anvilaw.com\/vi\/221-so-huu-ngan-hang\/","name":"[:vi]221. S\u1edf h\u1eefu Ng\u00e2n h\u00e0ng[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/221-so-huu-ngan-hang\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/221-so-huu-ngan-hang\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2013\/08\/1.png","datePublished":"2012-10-04T08:06:09+00:00","dateModified":"2022-05-24T08:19:59+00:00","breadcrumb":{"@id":"https:\/\/anvilaw.com\/vi\/221-so-huu-ngan-hang\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/vi\/221-so-huu-ngan-hang\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/221-so-huu-ngan-hang\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2013\/08\/1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2013\/08\/1.png","width":450,"height":451},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/vi\/221-so-huu-ngan-hang\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"221. S\u1edf h\u1eefu Ng\u00e2n h\u00e0ng"}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/28ef9093c3478d1b1ba56f61255ebe7a","name":"Tr\u01b0\u01a1ng Trung Ngh\u0129a","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/secure.gravatar.com\/avatar\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g","caption":"Tr\u01b0\u01a1ng Trung Ngh\u0129a"},"sameAs":["https:\/\/anvilaw.com"],"url":"https:\/\/anvilaw.com\/vi\/author\/nghiatt\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/23174","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=23174"}],"version-history":[{"count":0,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/23174\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/23134"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=23174"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=23174"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=23174"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}