{"id":23228,"date":"2012-11-30T16:28:12","date_gmt":"2012-11-30T09:28:12","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=23228"},"modified":"2022-05-25T15:36:40","modified_gmt":"2022-05-25T08:36:40","slug":"237-3-nut-that-khi-xu-ly-tai-san-bao-dam","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/237-3-nut-that-khi-xu-ly-tai-san-bao-dam\/","title":{"rendered":"237. 3 n\u00fat th\u1eaft khi x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m"},"content":{"rendered":"(TBNH) – Tr\u00ean th\u1ef1c t\u1ebf, quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt cho ph\u00e9p TCTD c\u00f3 th\u1ec3 b\u00e1n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p th\u00f4ng qua \u0111\u1ea5u gi\u00e1, tuy nhi\u00ean \u0111\u1ec3 b\u00e1n \u0111\u01b0\u1ee3c t\u00e0i s\u1ea3n n\u00e0y ph\u1ea3i tr\u1ea3i qua r\u1ea5t nhi\u1ec1u giai \u0111o\u1ea1n v\u00e0 th\u1ee7 t\u1ee5c ph\u1ee9c t\u1ea1p.<\/strong><\/p>\n

\"\"<\/p>\n

Trong khi \u0111\u00f3 TCTD l\u1ea1i kh\u00f4ng c\u00f3 ch\u1ee9c n\u0103ng b\u00e1n \u0111\u1ea5u gi\u00e1 v\u00e0 h\u1ea7u nh\u01b0 c\u0169ng kh\u00f4ng chuy\u1ec3n sang t\u1ed5 ch\u1ee9c b\u00e1n \u0111\u1ea5u gi\u00e1 t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c n\u1ebfu kh\u00e1ch h\u00e0ng kh\u00f4ng h\u1ee3p t\u00e1c.<\/p>\n

Quy tr\u00ecnh th\u1ef1c hi\u1ec7n ch\u1ed3ng ch\u00e9o<\/strong><\/p>\n

Sau khi d\u1ef1 th\u1ea3o th\u00f4ng t\u01b0 li\u00ean t\u1ecbch h\u01b0\u1edbng d\u1eabn m\u1ed9t s\u1ed1 \u0111i\u1ec1u v\u1ec1 x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m (TSB\u0110) do B\u1ed9 T\u01b0 ph\u00e1p x\u00e2y d\u1ef1ng \u0111\u01b0\u1ee3c \u0111\u01b0a ra l\u1ea5y \u00fd ki\u1ebfn, c\u00e1c TCTD cho r\u1eb1ng, quy \u0111\u1ecbnh t\u1ea1i d\u1ef1 th\u1ea3o n\u00e0y v\u1eabn ch\u01b0a gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c c\u00e1c v\u01b0\u1edbng m\u1eafc c\u01a1 b\u1ea3n khi c\u00e1c TCTD th\u1ef1c hi\u1ec7n c\u00e1c ho\u1ea1t \u0111\u1ed9ng nh\u1eb1m x\u1eed l\u00fd TSB\u0110.<\/p>\n

3 \u201cn\u00fat th\u1eaft\u201d c\u01a1 b\u1ea3n nh\u1ea5t g\u1eb7p ph\u1ea3i khi x\u1eed l\u00fd TSB\u0110 khi thu h\u1ed3i n\u1ee3, \u0111\u00f3 l\u00e0: (1) Ph\u1ed1i h\u1ee3p c\u1ee7a kh\u00e1ch h\u00e0ng khi th\u1ef1c hi\u1ec7n b\u00e0n giao t\u00e0i s\u1ea3n tr\u00ean th\u1ef1c t\u1ebf v\u00e0 th\u1ef1c hi\u1ec7n th\u1ee7 t\u1ee5c ph\u00e1p l\u00fd theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt hi\u1ec7n h\u00e0nh \u0111\u1ec3 x\u1eed l\u00fd TSB\u0110;<\/p>\n

(2) Vi\u1ec7c \u00e1p d\u1ee5ng quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt \u0111i\u1ec1u ch\u1ec9nh v\u00e0 s\u1ef1 ph\u1ed1i h\u1ee3p c\u1ee7a c\u00e1c c\u01a1 quan, t\u1ed5 ch\u1ee9c c\u00f3 li\u00ean quan: ph\u00f2ng c\u00f4ng ch\u1ee9ng, v\u0103n ph\u00f2ng \u0111\u0103ng k\u00fd quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t, UBND \u0111\u1ecba ph\u01b0\u01a1ng.<\/p>\n

(3) Khi x\u1eed l\u00fd TSB\u0110 l\u00e0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n theo ph\u01b0\u01a1ng th\u1ee9c b\u00ean nh\u1eadn b\u1ea3o \u0111\u1ea3m nh\u1eadn ch\u00ednh t\u00e0i s\u1ea3n ho\u1eb7c b\u00ean b\u1ea3o \u0111\u1ea3m b\u00e1n t\u00e0i s\u1ea3n th\u00f4ng qua b\u00e1n \u0111\u1ea5u gi\u00e1 hay kh\u00f4ng th\u00f4ng qua b\u00e1n \u0111\u1ea5u gi\u00e1 th\u00ec khi th\u1ef1c hi\u1ec7n th\u1ee7 t\u1ee5c c\u00f4ng ch\u1ee9ng h\u1ee3p \u0111\u1ed3ng mua b\u00e1n\/chuy\u1ec3n nh\u01b0\u1ee3ng m\u1ed9t s\u1ed1 ph\u00f2ng c\u00f4ng ch\u1ee9ng y\u00eau c\u1ea7u ph\u1ea3i c\u00f3 th\u00f4ng b\u00e1o gi\u1ea3i ch\u1ea5p c\u1ee7a b\u00ean nh\u1eadn b\u1ea3o \u0111\u1ea3m. M\u1ed9t s\u1ed1 ph\u00f2ng c\u00f4ng ch\u1ee9ng y\u00eau c\u1ea7u ph\u1ea3i th\u1ef1c hi\u1ec7n th\u1ee7 t\u1ee5c x\u00f3a \u0111\u0103ng k\u00fd giao d\u1ecbch b\u1ea3o \u0111\u1ea3m t\u1ea1i v\u0103n ph\u00f2ng \u0111\u0103ng k\u00fd quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t.<\/p>\n

B\u00e0 Hu\u1ef3nh Th\u1ecb Mai Trinh – Ph\u00f3 tr\u01b0\u1edfng ph\u00f2ng ph\u00e1p ch\u1ebf – HDBank d\u1eabn gi\u1ea3i, m\u1ed9t s\u1ed1 ph\u00f2ng c\u00f4ng ch\u1ee9ng ch\u1ec9 y\u00eau c\u1ea7u c\u00f3 th\u00f4ng b\u00e1o gi\u1ea3i ch\u1ea5p c\u1ee7a ng\u00e2n h\u00e0ng m\u00e0 kh\u00f4ng b\u1eaft bu\u1ed9c ph\u1ea3i x\u00f3a \u0111\u0103ng k\u00fd giao d\u1ecbch b\u1ea3o \u0111\u1ea3m t\u1ea1i v\u0103n ph\u00f2ng \u0111\u0103ng k\u00fd quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t. Khi th\u1ef1c hi\u1ec7n th\u1ee7 t\u1ee5c \u0111\u0103ng k\u00fd quy\u1ec1n s\u1edf h\u1eefu cho b\u00ean mua, b\u00ean nh\u1eadn chuy\u1ec3n nh\u01b0\u1ee3ng theo h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00f4ng ch\u1ee9ng, m\u1ed9t s\u1ed1 v\u0103n ph\u00f2ng \u0111\u0103ng k\u00fd quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t ch\u1ea5p nh\u1eadn th\u1ef1c hi\u1ec7n \u0111\u1ed3ng th\u1eddi th\u1ee7 t\u1ee5c x\u00f3a \u0111\u0103ng k\u00fd giao d\u1ecbch b\u1ea3o \u0111\u1ea3m v\u00e0 th\u1ee7 t\u1ee5c \u0111\u0103ng k\u00fd quy\u1ec1n s\u1edf h\u1eefu.<\/p>\n

Tuy nhi\u00ean, m\u1ed9t s\u1ed1 c\u01a1 quan l\u1ea1i kh\u00f4ng ch\u1ea5p nh\u1eadn, y\u00eau c\u1ea7u ph\u1ea3i ti\u1ebfn h\u00e0nh x\u00f3a \u0111\u0103ng k\u00fd giao d\u1ecbch b\u1ea3o \u0111\u1ea3m r\u1ed3i quay l\u1ea1i h\u1ee7y h\u1ee3p \u0111\u1ed3ng mua b\u00e1n\/chuy\u1ec3n nh\u01b0\u1ee3ng \u0111\u00e3 c\u00f4ng ch\u1ee9ng v\u00e0 ti\u1ebfn h\u00e0nh c\u00f4ng ch\u1ee9ng l\u1ea1i h\u1ee3p \u0111\u1ed3ng mua b\u00e1n\/chuy\u1ec3n nh\u01b0\u1ee3ng.<\/p>\n

\u201cVi\u1ec7c kh\u00f4ng th\u1ed1ng nh\u1ea5t nh\u01b0 tr\u00ean l\u00e0m m\u1ea5t nhi\u1ec1u th\u1eddi gian, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn quy\u1ec1n l\u1ee3i c\u1ee7a c\u00e1c b\u00ean, nh\u1ea5t l\u00e0 b\u00ean nh\u1eadn b\u1ea3o \u0111\u1ea3m. B\u1edfi n\u1ebfu \u0111\u00e3 gi\u1ea3i ch\u1ea5p v\u00e0 th\u1ef1c hi\u1ec7n th\u1ee7 t\u1ee5c x\u00f3a \u0111\u0103ng k\u00fd giao d\u1ecbch b\u1ea3o \u0111\u1ea3m th\u00ec ngh\u0129a v\u1ee5 t\u1ea1i ng\u00e2n h\u00e0ng s\u1ebd tr\u1edf th\u00e0nh ngh\u0129a v\u1ee5 kh\u00f4ng c\u00f3 TSB\u0110. Do v\u1eady, n\u1ebfu trong qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n th\u1ee7 t\u1ee5c n\u1ebfu b\u00ean mua\/b\u00ean nh\u1eadn chuy\u1ec3n nh\u01b0\u1ee3ng t\u00e0i s\u1ea3n kh\u00f4ng \u0111\u01b0\u1ee3c c\u1ea5p gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu m\u00e0 b\u00ean b\u1ea3o \u0111\u1ea3m kh\u00f4ng ti\u1ebfn h\u00e0nh c\u00e1c th\u1ee7 t\u1ee5c \u0111\u1ec3 th\u1ebf ch\u1ea5p l\u1ea1i cho ng\u00e2n h\u00e0ng (m\u1eb7c d\u00f9 tr\u01b0\u1edbc \u0111\u00f3 \u0111\u00e3 c\u00f3 cam k\u1ebft) th\u00ec ng\u00e2n h\u00e0ng s\u1ebd m\u1ea5t TSB\u0110. Nh\u01b0 v\u1eady, kho\u1ea3n vay tr\u1edf th\u00e0nh kh\u00f4ng c\u00f3 TSB\u0110\u201d, b\u00e0 Trinh cho bi\u1ebft.<\/p>\n

Theo quy \u0111\u1ecbnh t\u1ea1i Kho\u1ea3n 4, \u0110i\u1ec1u 718 B\u1ed9 Lu\u1eadt D\u00e2n s\u1ef1, b\u00ean th\u1ebf ch\u1ea5p \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i, chuy\u1ec3n nh\u01b0\u1ee3ng, cho thu\u00ea, cho thu\u00ea l\u1ea1i quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t \u0111\u00e3 th\u1ebf ch\u1ea5p n\u1ebfu \u0111\u01b0\u1ee3c b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p \u0111\u1ed3ng \u00fd. Tuy nhi\u00ean, khi th\u1ef1c hi\u1ec7n th\u1ee7 t\u1ee5c c\u00f4ng ch\u1ee9ng h\u1ee3p \u0111\u1ed3ng chuy\u1ec3n nh\u01b0\u1ee3ng, th\u1ef1c hi\u1ec7n th\u1ee7 t\u1ee5c \u0111\u0103ng k\u00fd quy\u1ec1n s\u1edf h\u1eefu, c\u00e1c c\u01a1 quan lu\u00f4n y\u00eau c\u1ea7u ph\u1ea3i c\u00f3 th\u00f4ng b\u00e1o gi\u1ea3i ch\u1ea5p, ph\u1ea3i x\u00f3a \u0111\u0103ng k\u00fd giao d\u1ecbch b\u1ea3o \u0111\u1ea3m l\u00e0 kh\u00f4ng ph\u00f9 h\u1ee3p.<\/p>\n

N\u1ebfu \u0111\u00e3 gi\u1ea3i ch\u1ea5p, x\u00f3a \u0111\u0103ng k\u00fd th\u00ec c\u0169ng \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c quan h\u1ec7 th\u1ebf ch\u1ea5p kh\u00f4ng c\u00f2n. H\u01a1n n\u1eefa b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p c\u0169ng ch\u1ec9 gi\u1ea3i ch\u1ea5p v\u00e0 x\u00f3a \u0111\u0103ng k\u00fd giao d\u1ecbch b\u1ea3o \u0111\u1ea3m khi t\u00e0i s\u1ea3n \u0111\u00e3 x\u1eed l\u00fd xong, ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3 \u0111\u00e3 ho\u00e0n th\u00e0nh. Vi\u1ec7c th\u1ef1c hi\u1ec7n th\u1ee7 t\u1ee5c c\u00f4ng ch\u1ee9ng, \u0111\u0103ng k\u00fd l\u1ea1i l\u00e0 c\u00e1c th\u1ee7 t\u1ee5c n\u1eb1m trong quy tr\u00ecnh x\u1eed l\u00fd TSB\u0110.<\/p>\n

C\u1ea7n \u0111\u1ea3m b\u1ea3o \u0111\u1ec3 b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c c\u00e1c quy\u1ec1n<\/strong><\/p>\n

Nhi\u1ec1u \u00fd ki\u1ebfn c\u0169ng \u0111\u1ec1 ngh\u1ecb d\u1ef1 th\u1ea3o th\u00f4ng t\u01b0 c\u1ea7n ph\u1ea3i x\u00f3a b\u1ecf y\u00eau c\u1ea7u gi\u1ea3i ch\u1ea5p, x\u00f3a \u0111\u0103ng k\u00fd giao d\u1ecbch b\u1ea3o \u0111\u1ea3m khi x\u1eed l\u00fd \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i cho c\u00e1c b\u00ean v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt. N\u00ean quy \u0111\u1ecbnh c\u00e1c b\u00ean ph\u1ed1i h\u1ee3p th\u1ef1c hi\u1ec7n th\u1ee7 t\u1ee5c gi\u1ea3i ch\u1ea5p, x\u00f3a \u0111\u0103ng k\u00fd giao d\u1ecbch b\u1ea3o \u0111\u1ea3m \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n sau khi \u0111\u00e3 x\u1eed l\u00fd xong (b\u00ean mua\/b\u00ean nh\u1eadn chuy\u1ec3n nh\u01b0\u1ee3ng \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea5p gi\u1ea5y ch\u1ee9ng nh\u1eadn) gi\u1ed1ng nh\u01b0 vi\u1ec7c h\u01b0\u1edbng d\u1eabn t\u1ea1i \u0110i\u1ec1u 8 v\u1ec1 x\u1eed l\u00fd TSB\u0110 l\u00e0 Quy\u1ec1n \u0111\u00f2i n\u1ee3 t\u1ea1i D\u1ef1 th\u1ea3o Th\u00f4ng t\u01b0.<\/p>\n

\u201cTh\u00f4ng t\u01b0 n\u00ean t\u1eadp trung v\u00e0o vi\u1ec7c h\u01b0\u1edbng d\u1eabn th\u1ee7 t\u1ee5c, vi\u1ec7c \u00e1p d\u1ee5ng c\u00e1c quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt m\u1ed9t c\u00e1ch th\u1ed1ng nh\u1ea5t t\u1ea1i c\u00e1c c\u01a1 quan c\u00f3 li\u00ean quan. Vi\u1ec7c n\u00e0y nh\u1eb1m \u0111\u1ea3m b\u1ea3o c\u01a1 ch\u1ebf cho b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c c\u00e1c quy\u1ec1n, c\u00e1c n\u1ed9i dung \u0111\u00e3 th\u1ecfa thu\u1eadn \u0111\u01b0\u1ee3c trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o \u0111\u1ea3m. L\u00e0m nh\u01b0 v\u1eady s\u1ebd ph\u00f9 h\u1ee3p h\u01a1n v\u1edbi h\u00ecnh th\u1ee9c ph\u00e1p l\u00fd c\u1ee7a v\u0103n b\u1ea3n c\u0169ng nh\u01b0 y\u00eau c\u1ea7u \u0111\u1eb7t ra. Kh\u00f4ng n\u00ean quy \u0111\u1ecbnh qu\u00e1 chi ti\u1ebft v\u00e0o nh\u1eefng n\u1ed9i dung th\u1ecfa thu\u1eadn gi\u1eefa c\u00e1c b\u00ean, b\u1edfi nh\u1eefng n\u1ed9i dung nh\u01b0 v\u1eady kh\u00f4ng quy \u0111\u1ecbnh th\u00ec c\u00e1c b\u00ean c\u0169ng \u0111\u00e3 th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o \u0111\u1ea3m\u201d, b\u00e0 Hu\u1ef3nh Th\u1ecb Mai Trinh khuy\u1ebfn ngh\u1ecb.<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c,\u00a0<\/em>Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/span><\/em><\/strong>\u00a0<\/strong>cho r\u1eb1ng, v\u01b0\u1edbng m\u1eafc \u1edf \u0111\u00e2y l\u1ea1i n\u1eb1m \u1edf quy \u0111\u1ecbnh ch\u1ee9c n\u0103ng, nhi\u1ec7m v\u1ee5 c\u1ee7a c\u00e1c c\u01a1 quan h\u1eefu quan. Th\u1ef1c t\u1ebf, nhi\u1ec1u v\u1ee5 ki\u1ec7n k\u00e9o d\u00e0i nh\u01b0ng c\u00e1c ng\u00e2n h\u00e0ng kh\u00f4ng x\u1eed l\u00fd \u0111\u01b0\u1ee3c.<\/em><\/p>\n

V\u00ed d\u1ee5 nh\u01b0 mu\u1ed1n \u00e1p d\u1ee5ng bi\u1ec7n ph\u00e1p kh\u1ea9n c\u1ea5p t\u1ea1m th\u1eddi, theo quy \u0111\u1ecbnh khi TCTD \u0111\u00e3 l\u00e0m xong th\u1ee7 t\u1ee5c y\u00eau c\u1ea7u, trong v\u00f2ng 3 ng\u00e0y, T\u00f2a \u00e1n ph\u1ea3i ra quy\u1ebft \u0111\u1ecbnh \u00e1p d\u1ee5ng bi\u1ec7n ph\u00e1p kh\u1ea9n c\u1ea5p t\u1ea1m th\u1eddi, nh\u01b0ng th\u1ef1c t\u1ebf c\u00f3 khi \u0111\u1ebfn 3 tu\u1ea7n kh\u00f4ng xong m\u1ed9t v\u1ee5. Hay th\u1eddi h\u1ea1n \u0111\u01b0a ra x\u00e9t x\u1eed s\u01a1 th\u1ea9m m\u1ed9t v\u1ee5 \u00e1n b\u00ecnh th\u01b0\u1eddng l\u00e0 2 th\u00e1ng, ph\u1ee9c t\u1ea1p l\u00e0 4 th\u00e1ng, nh\u01b0ng tr\u00ean th\u1ef1c t\u1ebf th\u01b0\u1eddng g\u1ea5p m\u1ea5y l\u1ea7n s\u1ed1 \u0111\u00f3, v\u00ec \u0111\u1ee7 th\u1ee9 l\u00fd do.<\/em><\/p>\n

\u201cM\u1ea5u ch\u1ed1t c\u1ee7a v\u1ea5n \u0111\u1ec1 l\u00e0 ph\u1ea3i cho TCTD \u0111\u01b0\u1ee3c to\u00e0n quy\u1ec1n t\u1ef1 b\u00e1n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p n\u1ebfu qu\u00e1 h\u1ea1n m\u00e0 ng\u01b0\u1eddi vay kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3\u201d, \u00f4ng \u0110\u1ee9c khuy\u1ebfn ngh\u1ecb.<\/em><\/p>\n

Tr\u00ean th\u1ef1c t\u1ebf, quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt cho ph\u00e9p TCTD c\u00f3 th\u1ec3 b\u00e1n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p th\u00f4ng qua \u0111\u1ea5u gi\u00e1, tuy nhi\u00ean \u0111\u1ec3 b\u00e1n \u0111\u01b0\u1ee3c t\u00e0i s\u1ea3n n\u00e0y ph\u1ea3i tr\u1ea3i qua r\u1ea5t nhi\u1ec1u giai \u0111o\u1ea1n v\u00e0 th\u1ee7 t\u1ee5c ph\u1ee9c t\u1ea1p. Trong khi \u0111\u00f3 TCTD l\u1ea1i kh\u00f4ng c\u00f3 ch\u1ee9c n\u0103ng b\u00e1n \u0111\u1ea5u gi\u00e1 v\u00e0 h\u1ea7u nh\u01b0 c\u0169ng kh\u00f4ng chuy\u1ec3n sang t\u1ed5 ch\u1ee9c b\u00e1n \u0111\u1ea5u gi\u00e1 t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c n\u1ebfu kh\u00e1ch h\u00e0ng kh\u00f4ng h\u1ee3p t\u00e1c.<\/em><\/p>\n

Ch\u00ednh v\u00ec v\u1eady, h\u1ea7u nh\u01b0 ph\u1ea3i x\u1eed l\u00fd b\u1eb1ng con \u0111\u01b0\u1eddng ki\u1ec7n ra To\u00e0 \u00e1n, m\u00e0 m\u1ed7i v\u1ee5 th\u01b0\u1eddng k\u00e9o r\u1ea5t d\u00e0i. \u201cC\u00e1c quy \u0111\u1ecbnh c\u0169ng c\u1ea7n ti\u1ebfn t\u1edbi \u0111\u01a1n gi\u1ea3n, nhanh ch\u00f3ng nh\u01b0 c\u00e1c n\u01b0\u1edbc ph\u00e1t tri\u1ec3n, theo h\u01b0\u1edbng \u01b0u ti\u00ean b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a ch\u1ee7 n\u1ee3 h\u01a1n l\u00e0 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a con n\u1ee3 nh\u01b0 hi\u1ec7n nay.<\/em><\/p>\n

D\u1ef1 th\u1ea3o Th\u00f4ng t\u01b0 ph\u1ea3i l\u00e0m n\u1ed5i b\u1eadt vi\u1ec7c n\u00e0y v\u00e0 c\u1ea7n tuy\u00ean truy\u1ec1n cho m\u1ecdi ng\u01b0\u1eddi hi\u1ec3u r\u1eb1ng, TCTD \u0111\u01b0\u01a1ng nhi\u00ean \u0111\u01b0\u1ee3c quy\u1ec1n b\u00e1n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p n\u1ebfu \u0111\u1ebfn k\u1ef3 kh\u00e1ch h\u00e0ng kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3, tr\u1eeb m\u1ed9t s\u1ed1 \u00edt tr\u01b0\u1eddng h\u1ee3p \u0111\u1eb7c bi\u1ec7t m\u1edbi ph\u1ea3i qua t\u1ed1 t\u1ee5ng. Tr\u00e1nh t\u00ecnh tr\u1ea1ng nh\u01b0 hi\u1ec7n nay c\u00f3 t\u1edbi 90% s\u1ed1 v\u1ee5 x\u1eed l\u00fd TSB\u0110 l\u00e0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n ph\u1ea3i th\u00f4ng qua th\u1ee7 t\u1ee5c t\u1ed1 t\u1ee5ng, th\u1eddi gian x\u1eed l\u00fd k\u00e9o d\u00e0i, t\u1ed1n k\u00e9m, khi\u1ebfn TCTD ph\u1ea3i \u00f4m m\u00e3i \u0111\u1ed1ng n\u1ee3 x\u1ea5u, m\u00e0 ng\u01b0\u1eddi vay th\u00ec c\u0169ng ph\u1ea3i ch\u1ecbu th\u00eam l\u00e3i su\u1ea5t qu\u00e1 h\u1ea1n r\u1ea5t cao\u201d, \u00f4ng \u0110\u1ee9c nh\u1ea5n m\u1ea1nh.<\/em><\/p>\n

Theo D\u01b0\u01a1ng C\u00f4ng Chi\u1ebfn<\/strong><\/p>\n

\u2014\u2014\u2014\u2014\u2014<\/em><\/p>\n

Th\u1eddi b\u00e1o Ng\u00e2n h\u00e0ng 30-11-2012:<\/em><\/strong><\/p>\n

http:\/\/www.thoibaonganhang.vn\/tin-tuc\/2-3-nut-that-khi-xu-ly-tai-san-bao-dam-5754.html<\/a><\/em><\/p>\n

(410\/1.448)<\/em>","protected":false},"excerpt":{"rendered":"

(TBNH) – Tr\u00ean th\u1ef1c t\u1ebf, quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt cho ph\u00e9p TCTD c\u00f3 th\u1ec3 b\u00e1n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p th\u00f4ng qua \u0111\u1ea5u gi\u00e1, tuy nhi\u00ean \u0111\u1ec3 b\u00e1n \u0111\u01b0\u1ee3c t\u00e0i s\u1ea3n n\u00e0y ph\u1ea3i tr\u1ea3i qua r\u1ea5t nhi\u1ec1u giai \u0111o\u1ea1n v\u00e0 th\u1ee7 t\u1ee5c ph\u1ee9c t\u1ea1p. Trong khi \u0111\u00f3 TCTD l\u1ea1i kh\u00f4ng c\u00f3 ch\u1ee9c n\u0103ng b\u00e1n \u0111\u1ea5u […]<\/p>\n","protected":false},"author":3,"featured_media":23229,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-23228","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n237. 3 n\u00fat th\u1eaft khi x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/237-3-nut-that-khi-xu-ly-tai-san-bao-dam\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]237. 3 n\u00fat th\u1eaft khi x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(TBNH) – Tr\u00ean th\u1ef1c t\u1ebf, quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt cho ph\u00e9p TCTD c\u00f3 th\u1ec3 b\u00e1n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p th\u00f4ng qua \u0111\u1ea5u gi\u00e1, tuy nhi\u00ean \u0111\u1ec3 b\u00e1n \u0111\u01b0\u1ee3c t\u00e0i s\u1ea3n n\u00e0y ph\u1ea3i tr\u1ea3i qua r\u1ea5t nhi\u1ec1u giai \u0111o\u1ea1n v\u00e0 th\u1ee7 t\u1ee5c ph\u1ee9c t\u1ea1p. 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