{"id":23234,"date":"2012-12-06T16:34:23","date_gmt":"2012-12-06T09:34:23","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=23234"},"modified":"2022-05-26T14:28:11","modified_gmt":"2022-05-26T07:28:11","slug":"239-tin-hieu-moi-ve-lai-suat-doanh-nghiep-chua-voi-mung","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/240-tin-hieu-moi-ve-lai-suat-doanh-nghiep-chua-voi-mung\/","title":{"rendered":"240. T\u00edn hi\u1ec7u m\u1edbi v\u1ec1 l\u00e3i su\u1ea5t:\u00a0Doanh nghi\u1ec7p ch\u01b0a v\u1ed9i m\u1eebng"},"content":{"rendered":"(<b>KT\u0110T<\/b><b>)<\/b><b> &#8211; Gi\u1ea3m l\u00e3i su\u1ea5t, c\u00f3 th\u1ec3 \u00e1p tr\u1ea7n l\u00e3i su\u1ea5t (LS) cho vay\u2026 \u0111\u00f3 l\u00e0 t\u00edn hi\u1ec7u \u0111\u01b0\u1ee3c ph\u00e1t ra t\u1ea1i Phi\u00ean h\u1ecdp Th\u01b0\u1eddng k\u1ef3 Ch\u00ednh ph\u1ee7 v\u1eeba qua. Gi\u1edbi doanh nghi\u1ec7p (DN) \u0111\u00f3n nh\u1eadn th\u00f4ng tin n\u00e0y xen l\u1eabn m\u1eebng, vui v\u00e0 s\u1ef1 ho\u00e0i nghi, v\u00ec gi\u1ea3m hay \u00e1p tr\u1ea7n LS cho vay kh\u00f4ng \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c DN c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c ngu\u1ed3n v\u1ed1n LS th\u1ea5p.<\/b><\/p>\n<p><strong>B\u0103n kho\u0103n v\u1edbi \u00e1p tr\u1ea7n l\u00e3i su\u1ea5t<\/strong><\/p>\n<p>B\u00e1o c\u00e1o \u0111\u1eb7c \u0111i\u1ec3m m\u00f4i tr\u01b0\u1eddng kinh doanh Vi\u1ec7t Nam c\u1ee7a Vi\u1ec7n Nghi\u00ean c\u1ee9u qu\u1ea3n l\u00fd kinh t\u1ebf T.\u01af cho bi\u1ebft, trong s\u1ed1 h\u01a1n 2.000 DN tham gia \u0111i\u1ec1u tra th\u00ec c\u00f3 g\u1ea7n 39% DN g\u1eb7p kh\u00f3 kh\u0103n v\u1ec1 t\u00edn d\u1ee5ng. G\u1ea7n 90% DN \u0111\u01b0\u1ee3c h\u1ecfi \u0111\u1ec1u cho bi\u1ebft h\u1ecd ti\u1ebfp c\u1eadn c\u00e1c kho\u1ea3n vay phi ch\u00ednh th\u1ee9c do kh\u00f4ng th\u1ec3 ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c ngu\u1ed3n v\u1ed1n ch\u00ednh th\u1ee9c t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng.<\/p>\n<p>Theo \u00f4ng \u0110o\u00e0n Tr\u1ecdng L\u00fd, Ch\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb C\u00f4ng ty CP Ch\u0103n nu\u00f4i ch\u1ebf bi\u1ebfn xu\u1ea5t nh\u1eadp kh\u1ea9u (Aprocimex), t\u00edn d\u1ee5ng v\u1eabn \u0111\u01b0\u1ee3c nh\u00ecn nh\u1eadn l\u00e0 r\u00e0o c\u1ea3n l\u1edbn \u0111\u1ed1i v\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a DN. Hi\u1ec7n, nhi\u1ec1u DN ch\u01b0a k\u00fd \u0111\u01b0\u1ee3c h\u1ee3p \u0111\u1ed3ng m\u1edbi, trong khi \u0111\u00f3, h\u1ee3p \u0111\u1ed3ng c\u0169 d\u1edf dang v\u00ec thi\u1ebfu v\u1ed1n.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-23235 img-fluid img-fluid\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/239-450x271.png\" alt=\"\" width=\"450\" height=\"271\" srcset=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/239-450x271.png 450w, https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/239.png 704w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/p>\n<p><em>T\u00edn d\u1ee5ng v\u1eabn l\u00e0 r\u00e0o c\u1ea3n l\u1edbn \u0111\u1ed1i v\u1edbi ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t &#8211; kinh doanh c\u1ee7a doanh nghi\u1ec7p. Trong \u1ea3nh:\u00a0 Giao d\u1ecbch t\u1ea1i m\u1ed9t chi nh\u00e1nh c\u1ee7a Maritime Bank.\u00a0\u1ea2nh: Tr\u1ea7n Vi\u1ec7t<\/em><\/p>\n<p>\u0110\u1ec3 ng\u00e2n h\u00e0ng t\u00edch c\u1ef1c h\u01a1n n\u1eefa trong gi\u1ea3m LS cho vay, m\u1ed9t bi\u1ec7n ph\u00e1p \u0111ang \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc t\u00ednh \u0111\u1ebfn l\u00e0 \u00e1p tr\u1ea7n LS cho vay. N\u1ebfu kh\u1ea3 n\u0103ng n\u00e0y x\u1ea3y ra th\u00ec \u0111\u00e2y s\u1ebd l\u00e0 l\u1ea7n \u0111\u1ea7u ti\u00ean tr\u1ea7n LS cho vay ch\u00ednh th\u1ee9c \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng. <em>Tuy nhi\u00ean,<strong>\u00a0<\/strong><\/em><strong><em>Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI,\u00a0<\/em><\/strong><em><strong>Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/strong> cho r\u1eb1ng, vi\u1ec7c \u00e1p th\u00eam m\u1ed9t bi\u1ec7n ph\u00e1p h\u00e0nh ch\u00ednh kh\u00f4ng gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c nhi\u1ec1u v\u1ea5n \u0111\u1ec1. &#8220;Ch\u00fang ta \u0111ang c\u00f3 tr\u1ea7n LS huy \u0111\u1ed9ng, th\u1ef1c t\u1ebf l\u00e0 kh\u00f4ng \u00edt ng\u00e2n h\u00e0ng v\u1eabn \u0111ang m\u1eddi ch\u00e0o ng\u01b0\u1eddi g\u1eedi v\u1edbi LS v\u01b0\u1ee3t tr\u1ea7n. N\u1ebfu th\u00eam tr\u1ea7n LS cho vay, s\u1ebd l\u1ea1i c\u00f3 t\u00ecnh tr\u1ea1ng th\u1ecfa thu\u1eadn LS&#8221;- \u00f4ng \u0110\u1ee9c n\u00f3i.<\/em><\/p>\n<p>Nh\u00f3m C\u00f4ng t\u00e1c Ng\u00e2n h\u00e0ng t\u1ea1i Di\u1ec5n \u0111\u00e0n Doanh nghi\u1ec7p Vi\u1ec7t Nam 2012 c\u0169ng ki\u1ebfn ngh\u1ecb, Vi\u1ec7t Nam n\u00ean x\u00f3a b\u1ecf nh\u1eefng bi\u1ec7n ph\u00e1p h\u00e0nh ch\u00ednh t\u1ea1m th\u1eddi \u0111\u00e3 \u00e1p d\u1ee5ng trong th\u1eddi gian qua c\u00e0ng s\u1edbm c\u00e0ng t\u1ed1t. B\u1edfi bi\u1ec7n ph\u00e1p h\u00e0nh ch\u00ednh s\u1ebd d\u1eabn t\u1edbi t\u00ecnh tr\u1ea1ng c\u00e1c ng\u00e2n h\u00e0ng cho vay \u00edt h\u01a1n \u0111\u1ed1i v\u1edbi nh\u1eefng l\u0129nh v\u1ef1c \u01b0u ti\u00ean so v\u1edbi tr\u01b0\u1edbc, v\u00ec ng\u00e2n h\u00e0ng s\u1ebd \u00edt kh\u1ea3 n\u0103ng thu \u0111\u01b0\u1ee3c \u0111\u1ee7 m\u1ee9c l\u1ee3i nhu\u1eadn t\u01b0\u01a1ng \u1ee9ng v\u1edbi m\u1ee9c r\u1ee7i ro ph\u1ea3i g\u00e1nh ch\u1ecbu h\u01a1n.<\/p>\n<p><strong>Ho\u00e0i nghi gi\u1ea3m l\u00e3i su\u1ea5t<\/strong><\/p>\n<p>\u00d4ng Ph\u1ea1m Vi\u1ebft Mu\u00f4n, Ph\u00f3 Ch\u1ee7 nhi\u1ec7m V\u0103n ph\u00f2ng Ch\u00ednh ph\u1ee7 cho bi\u1ebft, Ch\u00ednh ph\u1ee7 s\u1ebd h\u1ecdp b\u00e0n \u0111\u1ec3 \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t theo h\u01b0\u1edbng gi\u1ea3m. Theo \u00f4ng Mu\u00f4n, m\u1ee9c l\u00e3i su\u1ea5t huy \u0111\u1ed9ng l\u00fd t\u01b0\u1edfng s\u1ebd \u1edf m\u1ee9c 7,5 &#8211; 8%, c\u1ed9ng th\u00eam 2,5 &#8211; 3% chi ph\u00ed th\u00ec cho ra l\u00e3i su\u1ea5t cho vay 10%. M\u1ee9c l\u00e3i n\u00e0y s\u1ebd h\u1ed7 tr\u1ee3 nhi\u1ec1u cho DN trong b\u1ed1i c\u1ea3nh kh\u00f3 kh\u0103n hi\u1ec7n nay.<\/p>\n<p>Nhi\u1ec1u chuy\u00ean gia kinh t\u1ebf cho r\u1eb1ng, t\u00ednh \u0111\u1ebfn 20\/11 trong khi t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng ch\u1ec9 d\u1eebng \u1edf m\u1ee9c 4,15%, th\u00ec s\u1ed1 d\u01b0 ti\u1ec1n g\u1eedi t\u0103ng m\u1ea1nh \u1edf m\u1ee9c 15,98%. B\u1edfi v\u1eady, vi\u1ec7c gi\u1ea3m LS l\u00e0 ho\u00e0n to\u00e0n c\u00f3 c\u01a1 s\u1edf. \u0110i\u1ec1u ki\u1ec7n \u0111\u00e3 c\u00f3 nh\u01b0ng ng\u00e2n h\u00e0ng c\u00f3 gi\u1ea3m hay kh\u00f4ng l\u1ea1i l\u00e0 m\u1ed9t c\u00e2u chuy\u1ec7n kh\u00e1c, v\u00ec v\u1eabn c\u00f3 t\u00ecnh tr\u1ea1ng m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng huy \u0111\u1ed9ng v\u01b0\u1ee3t tr\u1ea7n. V\u1edbi gi\u00e1 v\u1ed1n \u0111\u1ea7u v\u00e0o v\u1eabn cao, vi\u1ec7c h\u1ea1 \u0111\u1ea7u ra s\u1ebd kh\u00f4ng d\u1ec5. \u0110\u00f3 l\u00e0 ch\u01b0a k\u1ec3, c\u00e2u chuy\u1ec7n s\u00e2n sau ng\u00e2n h\u00e0ng v\u1eabn c\u00f2n nh\u1ee9c nh\u1ed1i. B\u1edfi v\u1eady, kh\u00f4ng lo\u1ea1i tr\u1eeb m\u1ed9t l\u01b0\u1ee3ng v\u1ed1n l\u1edbn c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd d\u00e0nh cho c\u00e1c DN &#8220;ng\u01b0\u1eddi nh\u00e0&#8221;.<\/p>\n<p>Gi\u1edbi DN \u0111\u00f3n nh\u1eadn th\u00f4ng tin gi\u1ea3m LS trong b\u0103n kho\u0103n v\u00e0 ho\u00e0i nghi. \u00d4ng B\u00f9i C\u1ea3nh Tu\u1ea5n, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty TNHH Hattra cho bi\u1ebft, hi\u1ec7n, gi\u00e1 s\u1ea3n ph\u1ea9m n\u1ed9i \u0111\u1ecba cao l\u00e0 do LS cao. N\u1ebfu LS gi\u1ea3m s\u1ebd l\u00e0 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 DN gi\u1ea3m gi\u00e1 b\u00e1n, \u0111\u1ea9y m\u1ea1nh ti\u00eau th\u1ee5 h\u00e0ng t\u1ed3n kho.<\/p>\n<p>Tuy nhi\u1ec7n, nhi\u1ec1u DN ho\u00e0i nghi, li\u1ec7u ng\u00e2n h\u00e0ng n\u00f3i nh\u01b0ng th\u1ef1c hi\u1ec7n c\u00f3 nghi\u00eam t\u00fac. V\u00e0 khi b\u1ecb &#8220;\u00e1p&#8221; gi\u1ea3m LS hay \u00e1p tr\u1ea7n LS cho vay, s\u1ebd c\u00f3 nhi\u1ec1u kho\u1ea3n ph\u00ed cho vay l\u1ea1i &#8220;\u0111\u00e8 \u0111\u1ea7u&#8221; DN.<\/p>\n<p>M\u1ed9t l\u00fd do quan tr\u1ecdng n\u1eefa, trong b\u1ed1i c\u1ea3nh kinh t\u1ebf c\u00f2n kh\u00f3 kh\u0103n, s\u1ee9c c\u1ea7u v\u1eabn y\u1ebfu, h\u00e0ng t\u1ed3n kho nhi\u1ec1u, trong nh\u1eefng th\u00e1ng cu\u1ed1i n\u0103m \u0111a s\u1ed1 c\u00e1c DN \u0111\u1ec1u kh\u00f4ng t\u00ednh \u0111\u1ebfn m\u1edf r\u1ed9ng s\u1ea3n xu\u1ea5t m\u00e0 ch\u00fa tr\u1ecdng ti\u00eau th\u1ee5 h\u00e0ng t\u1ed3n kho. B\u1edfi v\u1eady, b\u00ean c\u1ea1nh vi\u1ec7c gi\u1ea3m LS, gi\u1ea3i quy\u1ebft n\u1ee3 x\u1ea5u, nhi\u1ec1u DN cho r\u1eb1ng, Ch\u00ednh ph\u1ee7 c\u1ea7n c\u00f3 nhi\u1ec1u bi\u1ec7n ph\u00e1p h\u01a1n n\u1eefa nh\u01b0 gi\u1ea3m thu\u1ebf, c\u1ea3i thi\u1ec7n m\u00f4i tr\u01b0\u1eddng \u0111\u1ea7u t\u01b0, k\u00edch c\u1ea7u ti\u00eau d\u00f9ng&#8230; gi\u00fap DN gi\u1ea3i ph\u00f3ng h\u00e0ng t\u1ed3n kho.<\/p>\n<p><strong><em>\u0110inh Nguy\u1ec5n <\/em><\/strong><\/p>\n<p><em>\u2014\u2014\u2014\u2014\u2014<\/em><\/p>\n<p><strong><em>Kinh t\u1ebf \u0111\u00f4 th\u1ecb 06-12-2012:<\/em><\/strong><\/p>\n<p><em><u><a href=\"http:\/\/www.ktdt.com.vn\/news\/detail\/350603\/doanh-nghiep-chua-voi-mung.aspx\">http:\/\/www.ktdt.com.vn\/news\/detail\/350603\/doanh-nghiep-chua-voi-mung.aspx<\/a><\/u><\/em><\/p>\n<p><em>(71\/858)<\/em>","protected":false},"excerpt":{"rendered":"<p>(KT\u0110T) &#8211; Gi\u1ea3m l\u00e3i su\u1ea5t, c\u00f3 th\u1ec3 \u00e1p tr\u1ea7n l\u00e3i su\u1ea5t (LS) cho vay\u2026 \u0111\u00f3 l\u00e0 t\u00edn hi\u1ec7u \u0111\u01b0\u1ee3c ph\u00e1t ra t\u1ea1i Phi\u00ean h\u1ecdp Th\u01b0\u1eddng k\u1ef3 Ch\u00ednh ph\u1ee7 v\u1eeba qua. Gi\u1edbi doanh nghi\u1ec7p (DN) \u0111\u00f3n nh\u1eadn th\u00f4ng tin n\u00e0y xen l\u1eabn m\u1eebng, vui v\u00e0 s\u1ef1 ho\u00e0i nghi, v\u00ec gi\u1ea3m hay \u00e1p tr\u1ea7n LS cho vay [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":23235,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-23234","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>240. 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