{"id":23828,"date":"2019-07-16T09:03:30","date_gmt":"2019-07-16T02:03:30","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=23828"},"modified":"2022-05-30T09:33:54","modified_gmt":"2022-05-30T02:33:54","slug":"2-304-tang-von-khong-the-lui","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-304-tang-von-khong-the-lui\/","title":{"rendered":"2.304. T\u0103ng v\u1ed1n kh\u00f4ng th\u1ec3 l\u00f9i"},"content":{"rendered":"(SGGP) – 2019 l\u00e0 n\u0103m b\u1ea3n l\u1ec1 \u0111\u1ec3 c\u00e1c NHTM th\u1ef1c hi\u1ec7n ch\u1ee7 tr\u01b0\u01a1ng c\u1ee7a Ch\u00ednh ph\u1ee7 v\u00e0 NHNN v\u1ec1 \u0111\u1ea3m b\u1ea3o t\u1ef7 l\u1ec7 an to\u00e0n v\u1ed1n (CAR) theo th\u00f4ng l\u1ec7 qu\u1ed1c t\u1ebf. Tuy nhi\u00ean, d\u00f9 \u0111\u00e3 qua n\u1eeda n\u0103m c\u00e1c NHTM c\u00f3 v\u1ed1n nh\u00e0 n\u01b0\u1edbc v\u1eabn ch\u01b0a c\u00f3 gi\u1ea3i ph\u00e1p kh\u1ea3 thi nh\u1eb1m xoay chuy\u1ec3n t\u00ecnh th\u1ebf k\u1eb9t v\u1ed1n \u0111i\u1ec1u l\u1ec7 (V\u0110L) th\u1ea5p h\u01a1n ng\u01b0\u1ee1ng Basel II, th\u1ef1c thi Th\u00f4ng t\u01b0 41 quy \u0111\u1ecbnh t\u1ef7 l\u1ec7 CAR \u0111\u1ed1i v\u1edbi NH, chi nh\u00e1nh NH n\u01b0\u1edbc ngo\u00e0i c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb 1-1-2020.\u00a0<\/strong><\/p>\n

CAR s\u00e1t ng\u01b0\u1ee1ng t\u1ed1i thi\u1ec3u theo chu\u1ea9n Basel I<\/strong><\/p>\n

Quy\u1ebft \u0111\u1ecbnh 457\/2005\/Q\u0110 c\u1ee7a NHNN quy \u0111\u1ecbnh t\u1ef7 l\u1ec7 CAR t\u1ef1 c\u00f3 t\u1ed1i thi\u1ec3u 8%. \u0110\u1ebfn n\u0103m 2010, NHNN n\u00e2ng t\u1ef7 l\u1ec7 CAR l\u00ean 9% qua Th\u00f4ng t\u01b0 13. N\u0103m 2016, NHNN ban h\u00e0nh Th\u00f4ng t\u01b0 41 c\u00f3 n\u1ed9i dung h\u01b0\u1edbng theo chu\u1ea9n Basel II, v\u1edbi nhi\u1ec1u \u0111i\u1ec3m thay \u0111\u1ed5i so v\u1edbi c\u00e1c th\u00f4ng t\u01b0 tr\u01b0\u1edbc, nh\u01b0 \u0111i\u1ec1u ch\u1ec9nh h\u1ec7 s\u1ed1 CAR t\u1eeb 9% xu\u1ed1ng 8%, nh\u01b0ng b\u1ed5 sung y\u00eau c\u1ea7u v\u1ed1n cho r\u1ee7i ro th\u1ecb tr\u01b0\u1eddng v\u00e0 r\u1ee7i ro ho\u1ea1t \u0111\u1ed9ng b\u00ean c\u1ea1nh y\u00eau c\u1ea7u v\u1ed1n \u0111\u1ed1i v\u1edbi r\u1ee7i ro t\u00edn d\u1ee5ng. H\u1ec7 s\u1ed1 CAR t\u00ednh theo Basel II so v\u1edbi Basel I v\u1eabn gi\u1eef nguy\u00ean t\u1eed s\u1ed1, thay \u0111\u1ed5i m\u1eabu s\u1ed1. Trong Basel I, t\u00e0i s\u1ea3n c\u00f3 \u0111i\u1ec1u ch\u1ec9nh r\u1ee7i ro m\u1edbi \u0111\u1ec1 c\u1eadp \u0111\u1ebfn r\u1ee7i ro ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng, c\u00f2n trong Basel II t\u00ednh th\u00eam r\u1ee7i ro ho\u1ea1t \u0111\u1ed9ng v\u00e0 r\u1ee7i ro th\u1ecb tr\u01b0\u1eddng.<\/p>\n

 <\/p>\n\n\n\n
Kh\u00f4ng th\u1ec3 v\u00e0 kh\u00f4ng n\u00ean l\u00f9i th\u1eddi \u0111i\u1ec3m thi h\u00e0nh Th\u00f4ng t\u01b0 41 theo chu\u1ea9n Basel II. N\u1ebfu Nh\u00e0 n\u01b0\u1edbc v\u1eabn c\u1ea7n 4 tr\u1ee5 c\u1ed9t (4 NHTM nh\u00e0 n\u01b0\u1edbc) \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c m\u1ee5c ti\u00eau c\u1ee7a ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7, b\u1eaft bu\u1ed9c ph\u1ea3i t\u0103ng t\u1ef7 l\u1ec7 s\u1edf h\u1eefu nh\u00e0 n\u01b0\u1edbc l\u00ean ngang b\u1eb1ng, ho\u1eb7c h\u01a1n m\u1ee9c 65%.
\nTS. Nguy\u1ec5n Tr\u00ed Hi\u1ebfu,
\nchuy\u00ean gia t\u00e0i ch\u00ednh\u00a0\u00a0<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Th\u1ef1c hi\u1ec7n th\u00f4ng t\u01b0 n\u00e0y, \u0111\u1ebfn cu\u1ed1i th\u00e1ng 4-2019, t\u1ef7 l\u1ec7 CAR b\u00ecnh qu\u00e2n c\u1ee7a c\u1ea3 h\u1ec7 th\u1ed1ng NH theo chu\u1ea9n Basel I l\u00e0 12,19%. Tuy nhi\u00ean, CAR c\u1ee7a kh\u1ed1i NHTM c\u00f3 v\u1ed1n nh\u00e0 n\u01b0\u1edbc (Agribank, Vietinbank, Vietcombank. BIDV) th\u1ea5p nh\u1ea5t, b\u00ecnh qu\u00e2n ch\u1ec9 \u0111\u1ea1t 9,61%. Trong \u0111\u00f3, CAR c\u1ee7a Vietcombank x\u1ea5p x\u1ec9 10%, BIDV 9,1%, 2 NH c\u00f2n l\u1ea1i th\u1ea5p h\u01a1n. Ri\u00eang Vietinbank c\u00f3 ti\u1ebfn \u0111\u1ed9 t\u0103ng V\u0110L ch\u1eadm nh\u1ea5t. H\u1ec7 s\u1ed1 CAR c\u1ee7a NH n\u00e0y hi\u1ec7n \u0111\u00e3 ti\u1ebfn s\u00e1t ng\u01b0\u1ee1ng t\u1ed1i thi\u1ec3u theo quy \u0111\u1ecbnh c\u1ee7a NHNN.
\nTheo quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh, t\u1ef7 l\u1ec7 s\u1edf h\u1eefu nh\u00e0 n\u01b0\u1edbc t\u1ea1i c\u00e1c NHTM nh\u00e0 n\u01b0\u1edbc n\u1eafm quy\u1ec1n chi ph\u1ed1i kh\u00f4ng \u0111\u01b0\u1ee3c th\u1ea5p h\u01a1n 65%, nh\u01b0ng t\u1ef7 l\u1ec7 n\u00e0y t\u1ea1i Vietinbank hi\u1ec7n xu\u1ed1ng \u0111\u1ebfn 64,46%.<\/p>\n

Trong khi \u0111\u00f3, t\u1ea1i th\u1eddi \u0111i\u1ec3m 30-6-2018, V\u0110L BIDV \u0111\u1ea1t h\u01a1n 34.187 t\u1ef7 \u0111\u1ed3ng, trong \u0111\u00f3 Nh\u00e0 n\u01b0\u1edbc n\u1eafm gi\u1eef 95,28%; Vietcombank h\u01a1n 35.977 t\u1ef7 \u0111\u1ed3ng, Nh\u00e0 n\u01b0\u1edbc 77,1%; Vietinbank 37.234 t\u1ef7 \u0111\u1ed3ng, Nh\u00e0 n\u01b0\u1edbc 64,46%; Agribank 29.126 t\u1ef7 \u0111\u1ed3ng, Nh\u00e0 n\u01b0\u1edbc n\u1eafm gi\u1eef 100%.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, t\u1ef7 l\u1ec7 tr\u00e1i phi\u1ebfu th\u1ee9 c\u1ea5p v\u00e0 n\u1ee3 th\u1ee9 c\u1ea5p \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o v\u1ed1n c\u1ea5p 2 t\u1ed1i \u0111a 50% v\u1ed1n c\u1ea5p 1, hi\u1ec7n t\u1ea1i Vietinbank \u0111\u00e3 ch\u1ea1m gi\u1edbi h\u1ea1n n\u00e0y. T\u1ea1i \u0110HC\u0110 th\u01b0\u1eddng ni\u00ean 2019 t\u1ed5 ch\u1ee9c h\u1ed3i th\u00e1ng 4 v\u1eeba qua, \u00f4ng L\u00ea \u0110\u1ee9c Th\u1ecd, Ch\u1ee7 t\u1ecbch Vietinbank, cho bi\u1ebft t\u00ednh \u0111\u1ebfn cu\u1ed1i n\u0103m 2018, t\u1ef7 l\u1ec7 CAR ri\u00eang l\u1ebb c\u1ee7a NH 9,6% v\u00e0 h\u1ee3p nh\u1ea5t 10%. Tuy nhi\u00ean, n\u1ebfu \u00e1p d\u1ee5ng theo Th\u00f4ng t\u01b0 41, CAR c\u1ee7a NH \u1edf m\u1ee9c d\u01b0\u1edbi 8%. Trong b\u00e1o c\u00e1o m\u1edbi c\u00f4ng b\u1ed1 c\u1ee7a CTCK B\u1ea3n Vi\u1ec7t (VCSC), d\u1ef1 b\u00e1o h\u1ec7 s\u1ed1 CAR 2019 c\u1ee7a Vietinbank s\u1ebd gi\u1ea3m xu\u1ed1ng 9,8%, v\u1edbi t\u1ef7 l\u1ec7 v\u1ed1n c\u1ea5p 1 m\u1ecfng \u1edf m\u1ee9c 6,8% v\u00e0 NH kh\u00f3 c\u00f3 th\u1ec3 tu\u00e2n th\u1ee7 Basel II.<\/p>\n

Ph\u1ea3i t\u00ecm m\u1ecdi c\u00e1ch<\/strong><\/p>\n

Ch\u1ec9 c\u00f2n g\u1ea7n 6 th\u00e1ng \u0111\u1ebfn h\u1ea1n v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu c\u1ee7a c\u00e1c NH \u00edt nh\u1ea5t ph\u1ea3i \u0111\u1ea1t 8% t\u1ed5ng t\u00e0i s\u1ea3n theo chu\u1ea9n Basel II. \u0110\u1ed1i v\u1edbi c\u00e1c NHTM Nh\u00e0 n\u01b0\u1edbc kh\u00f4ng n\u1eafm gi\u1eef c\u1ed5 ph\u1ea7n chi ph\u1ed1i, c\u00f3 th\u1ec3 ch\u1ee7 \u0111\u1ed9ng h\u01a1n trong vi\u1ec7c t\u0103ng V\u0110L v\u00e0 c\u00f3 \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i h\u01a1n \u0111\u1ec3 t\u0103ng tr\u01b0\u1edfng nhanh, gia t\u0103ng th\u1ecb ph\u1ea7n tr\u00ean th\u1ecb tr\u01b0\u1eddng. Nh\u01b0ng m\u1ecdi chuy\u1ec7n kh\u00f4ng d\u1ec5 d\u00e0ng \u0111\u1ed1i v\u1edbi c\u00e1c NHTM c\u00f3 v\u1ed1n nh\u00e0 n\u01b0\u1edbc, khi theo quy \u0111\u1ecbnh Nh\u00e0 n\u01b0\u1edbc n\u1eafm gi\u1eef m\u1ee9c t\u1ed1i thi\u1ec3u 65% t\u1ed5ng s\u1ed1 c\u1ed5 ph\u1ea7n c\u00f3 quy\u1ec1n bi\u1ec3u quy\u1ebft c\u1ee7a c\u00e1c NH n\u00e0y.<\/p>\n

\"\"<\/p>\n

V\u1edbi t\u1ef7 l\u1ec7 CAR v\u00e0 v\u1ed1n c\u1ea5p 1 m\u1ecfng, Vietinbank kh\u00f3 c\u00f3 th\u1ec3 \u0111\u00e1p \u1ee9ng ti\u00eau ch\u00ed Basel II.<\/em><\/p>\n

Theo LS. Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/span>, vi\u1ec7c t\u0103ng V\u0110L c\u1ee7a c\u00e1c NHTM nh\u00e0 n\u01b0\u1edbc \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m n\u00e0y kh\u00f4ng th\u1ec3 l\u00f9i th\u00eam n\u1eefa. \u0110\u1ec3 \u0111\u00e1p \u1ee9ng ch\u1ee7 tr\u01b0\u01a1ng v\u00e0 m\u1ee5c ti\u00eau Ch\u00ednh ph\u1ee7 \u0111\u1ec1 ra, 4 NH n\u00e0y ph\u1ea3i \u0111\u01b0\u1ee3c c\u1ed5 \u0111\u00f4ng l\u1edbn nh\u1ea5t l\u00e0 Nh\u00e0 n\u01b0\u1edbc \u0111\u1ec3 l\u1ea1i c\u1ed5 t\u1ee9c, ho\u1eb7c b\u1ecf th\u00eam v\u1ed1n v\u00e0o \u0111\u1ec3 n\u00e2ng V\u0110L c\u00e1c NH \u0111\u00e3 x\u00e2y d\u1ef1ng.<\/em><\/p>\n

Cho \u0111\u1ebfn nay d\u00f9 c\u00e1c NHTM nh\u00e0 n\u01b0\u1edbc v\u00e0 Hi\u1ec7p h\u1ed9i NH \u0111\u00e3 nhi\u1ec1u l\u1ea7n tr\u00ecnh b\u00e0y, \u0111\u1ec1 ngh\u1ecb Nh\u00e0 n\u01b0\u1edbc cho ph\u00e9p \u0111\u01b0\u1ee3c gi\u1eef l\u1ea1i l\u1ee3i nhu\u1eadn h\u00e0ng n\u0103m, ho\u1eb7c chia ph\u1ea7n c\u1ed5 t\u1ee9c c\u1ee7a Nh\u00e0 n\u01b0\u1edbc b\u1eb1ng c\u1ed5 phi\u1ebfu \u0111\u1ec3 t\u0103ng v\u1ed1n. Th\u01b0\u1eddng tr\u1ef1c Ch\u00ednh ph\u1ee7, c\u00e1c b\u1ed9, ng\u00e0nh li\u00ean quan c\u0169ng \u0111\u00e3 c\u00f3 nhi\u1ec1u cu\u1ed9c h\u1ecdp \u0111\u1ec3 xem x\u00e9t, song v\u1ea5n \u0111\u1ec1 tr\u00ean v\u1eabn c\u00f2n nhi\u1ec1u v\u01b0\u1edbng m\u1eafc v\u00e0 ch\u01b0a gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c d\u1ee9t \u0111i\u1ec3m.<\/p>\n

M\u1ed9t gi\u1ea3i ph\u00e1p t\u0103ng V\u0110L cho c\u00e1c NHTM nh\u00e0 n\u01b0\u1edbc c\u0169ng \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp \u0111\u1ebfn l\u00e0 t\u0103ng v\u1ed1n c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i \u0111\u1ed1i v\u1edbi c\u00e1c NH c\u00f2n room, t\u0103ng gi\u1edbi h\u1ea1n t\u1ef7 l\u1ec7 s\u1edf h\u1eefu n\u01b0\u1edbc ngo\u00e0i cho c\u00e1c NH h\u1ebft room t\u1ed1i \u0111a 30% nh\u01b0 Vietinbank. Tuy nhi\u00ean, v\u1ea5n \u0111\u1ec1 n\u00e0y cho \u0111\u1ebfn nay v\u1eabn ch\u01b0a c\u00f3 k\u1ebft qu\u1ea3 r\u00f5 r\u00e0ng, d\u00f9 th\u01b0\u01a1ng v\u1ee5 b\u00e1n v\u1ed1n c\u1ee7a BIDV cho \u0111\u1ed1i t\u00e1c KEB Hana (H\u00e0n Qu\u1ed1c), ki\u1ebfn ngh\u1ecb c\u1ee7a T\u1eadp \u0111o\u00e0n Mitsubishi UFJ Financial Group – c\u1ed5 \u0111\u00f4ng chi\u1ebfn l\u01b0\u1ee3c n\u01b0\u1edbc ngo\u00e0i c\u1ee7a Vietinbank – h\u1ed7 tr\u1ee3 Vietinbank t\u0103ng V\u0110L, hay T\u1eadp \u0111o\u00e0n T\u00e0i ch\u00ednh NongHyup (H\u00e0n Qu\u1ed1c) \u0111\u1ec1 xu\u1ea5t \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 Agribank trong qu\u00e1 tr\u00ecnh c\u1ed5 ph\u1ea7n h\u00f3a\u2026 \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u01b0a tin.<\/p>\n

M\u1ed9t kh\u1ea3 n\u0103ng n\u1eefa c\u0169ng \u0111ang h\u00e9 ra, l\u00e0 m\u1edbi \u0111\u00e2y \u00f4ng Nguy\u1ec5n Ch\u00ed Th\u00e0nh, T\u1ed5ng gi\u00e1m \u0111\u1ed1c T\u1ed5ng c\u00f4ng ty \u0110\u1ea7u t\u01b0 v\u00e0 Kinh doanh v\u1ed1n Nh\u00e0 n\u01b0\u1edbc (SCIC), cho bi\u1ebft \u0111ang l\u00e0m vi\u1ec7c v\u1edbi c\u00e1c NHTM nh\u00e0 n\u01b0\u1edbc v\u1ec1 kh\u1ea3 n\u0103ng SCIC tham gia mua c\u1ed5 ph\u1ea7n c\u00e1c nh\u00e0 b\u0103ng n\u00e0y, c\u1ee5 th\u1ec3 l\u00e0 BIDV v\u00e0 Vietinbank. Ph\u01b0\u01a1ng \u00e1n \u0111\u01b0\u1ee3c SCIC \u0111\u01b0a ra l\u00e0 mua c\u1ed5 ph\u1ea7n 2 NH n\u00e0y b\u1eb1ng m\u1ec7nh gi\u00e1, gi\u00fap gi\u1ea3i quy\u1ebft b\u00e0i to\u00e1n thi\u1ebfu v\u1ed1n.<\/p>\n

TS. Nguy\u1ec5n Tr\u00ed Hi\u1ebfu, chuy\u00ean gia t\u00e0i ch\u00ednh, n\u00f3i: \u201cKh\u00f4ng th\u1ec3 v\u00e0 kh\u00f4ng n\u00ean l\u00f9i th\u1eddi \u0111i\u1ec3m thi h\u00e0nh Th\u00f4ng t\u01b0 41 theo chu\u1ea9n Basel II. N\u1ebfu Nh\u00e0 n\u01b0\u1edbc v\u1eabn c\u1ea7n 4 tr\u1ee5 c\u1ed9t \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c m\u1ee5c ti\u00eau c\u1ee7a ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7, b\u1eaft bu\u1ed9c ph\u1ea3i t\u0103ng t\u1ef7 l\u1ec7 s\u1edf h\u1eefu nh\u00e0 n\u01b0\u1edbc l\u00ean ngang b\u1eb1ng, ho\u1eb7c h\u01a1n m\u1ee9c 65%.<\/p>\n

Tr\u01b0\u1edbc m\u1eaft, cho ph\u00e9p c\u00e1c NH n\u00e0y \u0111\u01b0\u1ee3c gi\u1eef l\u1ea1i l\u1ee3i nhu\u1eadn h\u00e0ng n\u0103m ho\u1eb7c chia ph\u1ea7n c\u1ed5 t\u1ee9c c\u1ee7a Nh\u00e0 n\u01b0\u1edbc b\u1eb1ng c\u1ed5 phi\u1ebfu \u0111\u1ec3 t\u0103ng v\u1ed1n. V\u1ec1 d\u00e0i h\u1ea1n, Nh\u00e0 n\u01b0\u1edbc n\u00ean t\u00ednh \u0111\u1ebfn vi\u1ec7c gi\u1ea3m t\u1ef7 l\u1ec7 s\u1edf h\u1eefu t\u1ea1i c\u00e1c NHTM nh\u00e0 n\u01b0\u1edbc \u0111i. Theo \u0111\u00f3, gi\u1ea3m c\u00f3 l\u1ed9 tr\u00ecnh v\u1ec1 40%. Th\u1eadm ch\u00ed, c\u00f3 th\u1ec3 b\u00e1n h\u1eb3n v\u1ed1n c\u1ee7a Nh\u00e0 n\u01b0\u1edbc t\u1ea1i m\u1ed9t v\u00e0i NH cho \u0111\u1ea1i ch\u00fang, d\u00f9ng c\u00e1c c\u00f4ng c\u1ee5 kh\u00e1c \u0111\u1ec3 thu ng\u00e2n s\u00e1ch\u201d.<\/p>\n

Tr\u00ed D\u0169ng<\/strong><\/p>\n

——————<\/p>\n

S\u00e0i G\u00f2n \u0110\u1ea7u t\u01b0 t\u00e0i ch\u00ednh (T\u00e0i ch\u00ednh) 16-7-2019:<\/em><\/strong><\/p>\n

http:\/\/saigondautu.com.vn\/tai-chinh\/tang-von-khong-the-lui-70123.html<\/em><\/a><\/p>\n

(70\/1.256)<\/em>","protected":false},"excerpt":{"rendered":"

(SGGP) – 2019 l\u00e0 n\u0103m b\u1ea3n l\u1ec1 \u0111\u1ec3 c\u00e1c NHTM th\u1ef1c hi\u1ec7n ch\u1ee7 tr\u01b0\u01a1ng c\u1ee7a Ch\u00ednh ph\u1ee7 v\u00e0 NHNN v\u1ec1 \u0111\u1ea3m b\u1ea3o t\u1ef7 l\u1ec7 an to\u00e0n v\u1ed1n (CAR) theo th\u00f4ng l\u1ec7 qu\u1ed1c t\u1ebf. Tuy nhi\u00ean, d\u00f9 \u0111\u00e3 qua n\u1eeda n\u0103m c\u00e1c NHTM c\u00f3 v\u1ed1n nh\u00e0 n\u01b0\u1edbc v\u1eabn ch\u01b0a c\u00f3 gi\u1ea3i ph\u00e1p kh\u1ea3 thi nh\u1eb1m xoay […]<\/p>\n","protected":false},"author":10,"featured_media":23841,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-23828","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n2.304. 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