{"id":23931,"date":"2019-01-08T13:51:59","date_gmt":"2019-01-08T06:51:59","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=23931"},"modified":"2022-05-30T14:00:43","modified_gmt":"2022-05-30T07:00:43","slug":"2-116-tung-von-day-lui-tin-dung-den-chuyen-gia-noi-gi","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-116-tung-von-day-lui-tin-dung-den-chuyen-gia-noi-gi\/","title":{"rendered":"2.116. Tung v\u1ed1n \u0111\u1ea9y l\u00f9i t\u00edn d\u1ee5ng \u0111en: Chuy\u00ean gia n\u00f3i g\u00ec?"},"content":{"rendered":"(DV) – \u0110\u00e1nh gi\u00e1 cao quy\u1ebft t\u00e2m \u201ctung v\u1ed1n ng\u00e2n h\u00e0ng \u0111\u1ea9y l\u00f9i t\u00edn d\u1ee5ng \u0111en\u201d c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) v\u00e0 c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i. Tuy nhi\u00ean, theo gi\u1edbi t\u00e0i ch\u00ednh, d\u00f2ng v\u1ed1n ng\u00e2n h\u00e0ng kh\u00f4ng \u0111\u1ee7 \u0111\u1ec3 c\u00f3 th\u1ec3 \u0111\u1ea7y l\u00f9i ho\u00e0n to\u00e0n t\u00edn d\u1ee5ng \u0111en. \u0110i\u1ec1u c\u1ea7n thi\u1ebft l\u00e0 1 h\u00e0nh lang ph\u00e1p l\u00fd \u0111\u1ea7y \u0111\u1ee7 v\u00e0 b\u1ed9 m\u00e1y c\u00e1n b\u1ed9 kh\u00f4ng bi\u1ebfn ch\u1ea5t<\/strong><\/p>\n

Th\u1ed1ng k\u00ea ch\u01b0a \u0111\u1ea7y \u0111\u1ee7 trong kho\u1ea3ng 4 n\u0103m, tr\u00ean to\u00e0n qu\u1ed1c x\u1ea3y ra 7.624 v\u1ee5 ph\u1ea1m t\u1ed9i li\u00ean quan \u0111\u1ebfn t\u00edn d\u1ee5ng \u0111en. Qua \u0111i\u1ec1u tra, c\u01a1 quan c\u00f4ng an ph\u00e1t hi\u1ec7n 6 v\u1ee5 li\u00ean quan \u0111\u1ebfn gi\u1ebft ng\u01b0\u1eddi, 398 v\u1ee5 c\u1ed1 \u00fd g\u00e2y th\u01b0\u01a1ng t\u00edch, 629 v\u1ee5\u00a0 c\u01b0\u1edbp t\u00e0i s\u1ea3n, 836 v\u1ee5 c\u01b0\u1ee1ng \u0111o\u1ea1t t\u00e0i s\u1ea3n v\u00e0 g\u1ea7n 2.000 v\u1ee5 l\u1eeba \u0111\u1ea3o, 3.581 v\u1ee5 l\u1ea1m d\u1ee5ng t\u00edn nhi\u1ec7m v\u00e0 165 v\u1ee5 h\u1ee7y ho\u1ea1i t\u00e0i s\u1ea3n\u2026<\/p>\n

Theo b\u00e1o c\u00e1o hi\u1ec7n nay, l\u1ef1c l\u01b0\u1ee3ng c\u1ea3nh s\u00e1t h\u00ecnh s\u1ef1 c\u1ee7a B\u1ed9 C\u00f4ng an \u0111ang r\u00e0 so\u00e1t l\u00e0m r\u00f5 c\u00f3 kho\u1ea3ng 200 b\u0103ng nh\u00f3m ho\u1ea1t \u0111\u1ed9ng li\u00ean quan \u0111\u1ebfn t\u00edn d\u1ee5ng \u0111en v\u1edbi g\u1ea7n 2.000 \u0111\u1ed1i t\u01b0\u1ee3ng ho\u1ea1t \u0111\u1ed9ng li\u00ean quan \u0111\u1ebfn l\u0129nh v\u1ef1c n\u00e0y.<\/p>\n

NHNN ch\u1ec9 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u vay ti\u00eau d\u00f9ng ch\u00ednh \u0111\u00e1ng<\/strong><\/p>\n

L\u00fd gi\u1ea3i nguy\u00ean nh\u00e2n khi\u1ebfn t\u00ecnh tr\u1ea1ng t\u00edn d\u1ee5ng \u0111en ng\u00e0y c\u00e0ng ph\u1ed5 bi\u1ebfn, \u00f4ng Nguy\u1ec5n Tr\u00ed Hi\u1ebfu, chuy\u00ean gia t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng th\u1eeba nh\u1eadn t\u00edn d\u1ee5ng \u0111en l\u00e0 m\u1ed9t v\u1ea5n \u0111\u1ec1 m\u00e0 c\u1ea3 x\u00e3 h\u1ed9i b\u1ee9c x\u00fac b\u1edfi kh\u00f4ng ch\u1ec9 g\u00e2y m\u1ea5t tr\u1eadt t\u1ef1 an to\u00e0n t\u1ea1i \u0111\u1ecba ph\u01b0\u01a1ng m\u00e0 \u1ea3nh h\u01b0\u1edfng l\u1edbn \u0111\u1ebfn x\u00e3 h\u1ed9i nh\u01b0ng l\u1ea1i \u0111ang c\u00f3 chi\u1ec1u h\u01b0\u1edbng gia t\u0103ng<\/p>\n

\u00d4ng Hi\u1ebfu ph\u00e2n t\u00edch, trong m\u1ed9t n\u1ec1n kinh t\u1ebf \u0111ang ph\u00e1t tri\u1ec3n nh\u01b0 Vi\u1ec7t Nam, nhu c\u1ea7u ti\u00eau d\u00f9ng c\u1ee7a nh\u00e2n d\u00e2n c\u00e0ng ng\u00e0y c\u00e0ng cao. \u0110\u1eb7c bi\u1ec7t l\u00e0 trong d\u1ecbp l\u1ec5 t\u1ebft th\u00ec nhu c\u1ea7u mua s\u1eafm, h\u1ed7 tr\u1ee3 chi ti\u00eau trong gia \u0111\u00ecnh t\u1eeb \u0103n m\u1eb7c, s\u1eeda ch\u1eefa nh\u00e0 c\u1eeda\u2026 c\u00e0ng ng\u00e0y c\u00e0ng l\u1edbn. Trong khi \u0111\u00f3, b\u00ecnh qu\u00e2n thu nh\u1eadp \u0111\u1ea7u ng\u01b0\u1eddi c\u1ee7a ng\u01b0\u1eddi d\u00e2n Vi\u1ec7t Nam ch\u1ec9 v\u00e0o kho\u1ea3ng 2.500 USD\/\u0111\u1ea7u ng\u01b0\u1eddi\/n\u0103m (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi m\u1ee9c thu nh\u1eadp tr\u00ean 50 tri\u1ec7u).<\/p>\n

\u00d4ng Nguy\u1ec5n Tr\u00ed Hi\u1ebfu, chuy\u00ean gia t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng<\/em><\/p>\n

\u201c\u0110\u00f3 l\u00e0 m\u1ed9t m\u1ee9c thu nh\u1eadp th\u1ea5p. C\u0169ng nh\u01b0 t\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi tr\u00ean th\u1ebf gi\u1edbi, n\u1ebfu nh\u01b0 nhu c\u1ea7u t\u0103ng cao nh\u01b0ng thu nh\u1eadp kh\u00f4ng \u0111\u00e1p \u1ee9ng \u0111\u1ee7 th\u00ec s\u1ebd \u0111i vay m\u01b0\u1ee3n \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u. Trong khi \u0111\u00f3, ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh l\u1ea1i kh\u00f4ng \u0111\u00e1p \u1ee9ng \u0111\u1ee7 y\u00eau c\u1ea7u vay m\u01b0\u1ee3n c\u1ee7a ng\u01b0\u1eddi d\u00e2n th\u00ec h\u1ecd s\u1ebd ph\u1ea3i t\u00ecm \u0111\u1ebfn c\u00e1c k\u00eanh vay m\u01b0\u1ee3n kh\u00f4ng ch\u00ednh th\u1ee9c. \u0110i\u1ec1u n\u00e0y h\u1ed7 tr\u1ee3 cho t\u00edn d\u1ee5ng \u0111en ph\u00e1t tri\u1ec3n\u201d, v\u1ecb chuy\u00ean gia n\u00e0y kh\u1eb3ng \u0111\u1ecbnh<\/p>\n

\u0110\u1ed3ng quan \u0111i\u1ec3m, TS. C\u1ea5n V\u0103n L\u1ef1c, th\u00e0nh vi\u00ean h\u1ed9i \u0111\u1ed3ng t\u01b0 v\u1ea5n ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 Qu\u1ed1c gia cho r\u1eb1ng, kh\u00f4ng n\u00ean coi t\u00edn d\u1ee5ng phi ch\u00ednh th\u1ee9c l\u00e0 x\u1ea5u. Ph\u1ea3i b\u00f3c t\u00e1ch ra, c\u00e1i n\u00e0o t\u00edn d\u1ee5ng \u0111en th\u00ec ng\u0103n ch\u1eb7n, c\u00e1i n\u00e0o \u0111\u00e1p \u1ee9ng nhu c\u1ea7u ch\u00ednh \u0111\u00e1ng th\u00ec n\u00ean khuy\u1ebfn kh\u00edch. Tuy nhi\u00ean, kh\u00f4ng th\u1ec3 ph\u1ee7 nh\u1eadn m\u1ed9t \u0111i\u1ec1u, t\u00edn d\u1ee5ng \u0111en \u0111\u00e3 v\u00e0 \u0111ang g\u00e2y n\u00ean nhi\u1ec1u h\u1ec7 l\u1ee5y cho x\u00e3 h\u1ed9i. Do \u0111\u00f3, \u0111\u1ec3 g\u00f3p ph\u1ea7n \u0111\u1ea9y l\u00f9i t\u00edn d\u1ee5ng \u0111en, tr\u01b0\u1edbc h\u1ebft c\u1ea7n c\u00f3 gi\u1ea3i ph\u00e1p \u0111\u1ec3 t\u0103ng kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng cho ng\u01b0\u1eddi d\u00e2n v\u00e0 doanh nghi\u1ec7p.<\/p>\n

Ch\u00ednh v\u00ec v\u1eady, c\u00e1c chuy\u00ean gia \u0111\u1ec1u cho r\u1eb1ng, v\u1ec1 nguy\u00ean t\u1eafc, n\u1ebfu ng\u00e2n h\u00e0ng \u0111\u1ea9y m\u1ea1nh d\u00f2ng v\u1ed1n t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho ng\u01b0\u1eddi d\u00e2n ti\u1ebfp c\u1eadn d\u00f2ng v\u1ed1n ch\u00ednh th\u1ee9c nh\u01b0 th\u00f4ng \u0111i\u1ec7p NHNN \u0111\u01b0a ra m\u1edbi \u0111\u00e2y s\u1ebd l\u00e0 ch\u1ee7 tr\u01b0\u01a1ng \u0111\u00fang, h\u1ed7 tr\u1ee3 \u0111\u1ea9y l\u00f9i t\u00edn d\u1ee5ng \u0111en.<\/p>\n

C\u0169ng ph\u1ea3i n\u00f3i th\u00eam r\u1eb1ng, l\u00e0 c\u01a1 quan qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc, NHNN th\u1ef1c hi\u1ec7n c\u00e1c ch\u00ednh s\u00e1ch c\u1ee7a nh\u00e0 n\u01b0\u1edbc li\u00ean quan \u0111\u1ebfn ph\u00e1t tri\u1ec3n c\u1ee7a ng\u01b0\u1eddi d\u00e2n trong \u0111\u00f3 c\u00f3 nhi\u1ec7m v\u1ee5 x\u00f3a \u0111\u00f3i gi\u1ea3m ngh\u00e8o r\u1ed3i h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi ngh\u00e8o th\u00ec ch\u1ee7 tr\u01b0\u01a1ng n\u00e0y l\u00e0 ho\u00e0n to\u00e0n ph\u00f9 h\u1ee3p v\u00e0 \u0111\u00fang \u0111\u1eafn.<\/p>\n

Tuy nhi\u00ean, theo quan \u0111i\u1ec3m c\u1ee7a m\u1ed9t chuy\u00ean gia kinh t\u1ebf, t\u00edn d\u1ee5ng \u0111en nh\u1ee9c nh\u1ed1i x\u00e3 h\u1ed9i \u1edf 2 nh\u00f3m \u0111\u1ed1i t\u01b0\u1ee3ng. Nh\u00f3m \u0111\u1ed1i t\u01b0\u1ee3ng th\u1ee9 nh\u1ea5t l\u00e0 ng\u01b0\u1eddi ngh\u00e8o ph\u1ea3i vay t\u00edn d\u1ee5ng \u0111en, nh\u1eefng ng\u01b0\u1eddi c\u00f3 nhu c\u1ea7u c\u1ea5p thi\u1ebft nh\u01b0ng ch\u00ednh \u0111\u00e1ng v\u00e0 nh\u00f3m \u0111\u1ed1i t\u01b0\u1ee3ng th\u1ee9 2 l\u00e0 vay v\u00ec m\u1ee5c \u0111\u00edch kh\u00e1c. Trong \u0111\u00f3, nh\u00f3m \u0111\u1ed1i t\u01b0\u1ee3ng th\u1ee9 nh\u1ea5t ch\u1ec9 chi\u1ebfm 1 ph\u1ea7n nh\u1ecf, nh\u00f3m \u0111\u1ed1i t\u01b0\u1ee3ng 2 chi\u1ebfm t\u1edbi 90% \u0111\u1ed1i t\u01b0\u1ee3ng vay t\u00edn d\u1ee5ng \u0111en hi\u1ec7n nay<\/p>\n

\u0110\u1ee9ng tr\u00ean quan \u0111i\u1ec3m kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng th\u00ec NHNN ch\u1ec9 n\u00ean quan t\u00e2m \u0111\u1ebfn nhu c\u1ea7u c\u1ee7a ng\u01b0\u1eddi ngh\u00e8o ph\u1ea3i vay t\u00edn d\u1ee5ng \u0111en \u0111\u1ec3 gi\u1ea3i quy\u1ebft nhu c\u1ea7u b\u1ee9c thi\u1ebft v\u00e0 ch\u00ednh \u0111\u00e1ng.<\/p>\n

H\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng \u0111ang g\u00e1nh \u00e1p l\u1ef1c cung \u1ee9ng v\u1ed1n qu\u00e1 l\u1edbn<\/em><\/p>\n

\u201cQu\u1ed1c gia l\u00e1ng gi\u1ec1ng c\u1ee7a ch\u00fang ta l\u00e0 Trung Qu\u1ed1c, c\u00f4ng ty t\u00e0i ch\u00ednh Alibaba c\u1ee7a Jack Ma c\u1ea5p t\u00edn d\u1ee5ng c\u00e1 nh\u00e2n l\u00ean t\u1edbi 52% th\u1ecb ph\u1ea7n t\u1ea1i Trung Qu\u1ed1c. \u0110\u00e2y l\u00e0 s\u1ed1 v\u00f4 c\u00f9ng kh\u1ed5ng l\u1ed3 v\u00e0 g\u1ea7n nh\u01b0 n\u00f3 \u0111\u00e3 thay th\u1ebf c\u00e1c TCTD trong vi\u1ec7c \u0111\u1ea3m b\u1ea3o ngu\u1ed3n v\u1ed1n cho n\u1ec1n kinh t\u1ebf.<\/p>\n

Nh\u00ecn l\u1ea1i th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh c\u1ee7a Vi\u1ec7t Nam c\u00f3 th\u1ec3 th\u1ea5y, ch\u00fang ta ph\u1ee5 thu\u1ed9c qu\u00e1 nhi\u1ec1u v\u00e0o d\u00f2ng v\u1ed1n ng\u00e2n h\u00e0ng v\u00e0 \u0111\u00e2y c\u0169ng l\u00e0 \u00e1p l\u1ef1c qu\u00e1 l\u1edbn \u0111\u1ed1i v\u1edbi h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng c\u1ee7a ch\u00fang ta. V\u00ec v\u1eady, NHNN kh\u00f4ng c\u00f3 tr\u00e1ch nhi\u1ec7m v\u00e0 c\u0169ng kh\u00f4ng \u0111\u1ee7 ngu\u1ed3n l\u1ef1c \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u vay v\u1ed1n t\u1ea5t c\u1ea3 c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng vay t\u00edn d\u1ee5ng \u0111en, \u0111\u1eb7c bi\u1ec7t l\u00e0 nhu c\u1ea7u vay v\u1ed1n kh\u00f4ng ch\u00ednh \u0111\u00e1ng\u201d, v\u1ecb n\u00e0y cho hay.<\/p>\n

Ai \u0111\u1ee9ng sau t\u00edn d\u1ee5ng \u0111en?<\/strong><\/p>\n

M\u1ed9t trong nh\u1eefng gi\u1ea3i ph\u00e1p \u0111\u1ea9y l\u00f9i t\u00edn d\u1ee5ng \u0111en l\u00e0 ho\u1ea1t \u0111\u1ed9ng \u0111i\u1ec1u tra, kh\u1edfi t\u1ed1, truy c\u1ee9u tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 v\u1edbi c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng cho vay. Tuy v\u1eady, ng\u00e0nh c\u00f4ng an \u0111ang g\u1eb7p ph\u1ea3i kh\u00f4ng \u00edt v\u01b0\u1edbng m\u1eafc, k\u1ebd h\u1edf t\u1eeb c\u00e1c quy \u0111\u1ecbnh lu\u1eadt ph\u00e1p. \u0110\u1eb7c bi\u1ec7t, ch\u1ebf t\u00e0i x\u1eed ph\u1ea1t nh\u1eefng vi ph\u1ea1m v\u1ec1 t\u00edn d\u1ee5ng \u0111en ch\u01b0a \u0111\u1ee7 m\u1ea1nh n\u00ean ch\u01b0a \u0111\u1ee7 s\u1ee9c r\u0103n \u0111e. C\u00f2n theo b\u1ed9 Lu\u1eadt h\u00ecnh s\u1ef1 quy \u0111\u1ecbnh \u201ccho vay l\u00e3i n\u1eb7ng trong giao d\u1ecbch d\u00e2n s\u1ef1\u201d l\u00e0 t\u1ed9i ph\u1ea1m \u201c\u00edt nghi\u00eam tr\u1ecdng\u201d; do \u0111\u00f3, kh\u00f3 c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng c\u00e1c bi\u1ec7n ph\u00e1p ng\u0103n ch\u1eb7n nh\u01b0 t\u1ea1m gi\u1eef, t\u1ea1m giam theo Lu\u1eadt T\u1ed1 t\u1ee5ng h\u00ecnh s\u1ef1.<\/p>\n

Do v\u1eady, c\u00e1c nh\u00f3m \u0111\u1ed1i t\u01b0\u1ee3ng n\u00e0y ho\u00e0n to\u00e0n \u0111\u1ee9ng b\u00ean l\u1ec1 lu\u1eadt ph\u00e1p n\u1ebfu ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ecd g\u1eafn v\u1edbi t\u00edn d\u1ee5ng \u0111en.<\/p>\n

\u00d4ng Ph\u1ea1m Qu\u1ed1c Kh\u00e1nh, tr\u01b0\u1edfng ph\u00f2ng \u0111\u00e0o t\u1ea1o H\u1ecdc vi\u1ec7n Ng\u00e2n h\u00e0ng<\/em><\/p>\n

\u0110\u1ed3ng quan \u0111i\u1ec3m, \u00f4ng Ph\u1ea1m Qu\u1ed1c Kh\u00e1nh, tr\u01b0\u1edfng ph\u00f2ng \u0111\u00e0o t\u1ea1o H\u1ecdc vi\u1ec7n Ng\u00e2n h\u00e0ng cho bi\u1ebft, \u201ctheo t\u00f4i c\u00e1i g\u1ed1c v\u1ea5n \u0111\u1ec1 ch\u00ednh l\u00e0 ph\u00e1p l\u00fd. Ch\u00fang ta ph\u00e1t hi\u1ec7n ra nh\u1eefng \u1ed5 nh\u00f3m cho vay t\u00edn d\u1ee5ng \u0111en khi ch\u1ee7 n\u1ee3 h\u00e0nh hung con n\u1ee3, phong t\u1ecfa t\u00e0i s\u1ea3n con n\u1ee3 b\u1ea5t h\u1ee3p ph\u00e1p hay kh\u1ee7ng b\u1ed1 tinh th\u1ea7n con n\u1ee3 nh\u01b0ng l\u1ea1i kh\u00f4ng b\u1eaft \u0111\u01b0\u1ee3c l\u1ed7i v\u1ec1 h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d<\/p>\n

\u201cCh\u00ednh v\u00ec v\u1eady, ngo\u00e0i vi\u1ec7c t\u0103ng kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn d\u00f2ng v\u1ed1n t\u00edn d\u1ee5ng ch\u00ednh th\u1ee9c, \u0111\u1ec3 ch\u1eb7n \u0111\u01b0\u1eddng s\u1ed1ng c\u1ee7a t\u00edn d\u1ee5ng \u0111en \u0111i\u1ec1u \u0111\u1ea7u ti\u00ean c\u1ea7n l\u00e0m l\u00e0 kh\u1ea9n tr\u01b0\u01a1ng r\u00e0 so\u00e1t, nghi\u00ean c\u1ee9u ho\u00e0n thi\u1ec7n h\u1ec7 th\u1ed1ng ph\u00e1p lu\u1eadt h\u00ecnh s\u1ef1, h\u00e0nh ch\u00ednh, d\u00e2n s\u1ef1 v\u1ec1 x\u1eed l\u00fd h\u00e0nh vi ph\u1ea1m t\u1ed9i, vi ph\u1ea1m ph\u00e1p lu\u1eadt li\u00ean quan \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng; ho\u00e0n thi\u1ec7n c\u00e1c v\u0103n b\u1ea3n quy ph\u1ea1m ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh v\u1ec1 x\u1eed ph\u1ea1t vi ph\u1ea1m h\u00e0nh ch\u00ednh trong l\u0129nh v\u1ef1c vay t\u00edn d\u1ee5ng v\u1edbi nh\u1eefng ch\u1ebf t\u00e0i x\u1eed l\u00fd c\u1ee5 th\u1ec3, r\u00f5 r\u00e0ng v\u00e0 nghi\u00eam kh\u1eafc, trong \u0111\u00f3 c\u1ea7n b\u1ed5 sung h\u00ecnh ph\u1ea1t \u0111\u1ed1i v\u1edbi nh\u00f3m h\u00e0nh vi vi ph\u1ea1m li\u00ean quan \u0111\u1ebfn \u201ct\u00edn d\u1ee5ng \u0111en\u201d, cho vay n\u1eb7ng l\u00e3i \u0111\u1ec3 c\u00f3 c\u01a1 s\u1edf ph\u00e1p l\u00fd khi x\u1eed l\u00fd trong th\u1ef1c t\u1ebf\u2026\u201d\u00f4ng Kh\u00e1nh n\u00eau khuy\u1ebfn ngh\u1ecb.<\/p>\n

\u00d4ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt\u00a0<\/em>AN VI<\/i><\/p>\n

\"\"<\/p>\n

D\u01b0\u1edbi g\u00f3c nh\u00ecn c\u1ee7a 1 lu\u1eadt s\u01b0, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI \u00f4ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c n\u00eau quan \u0111i\u1ec3m, \u201cB\u00ean c\u1ea1nh k\u1ebd h\u1edf lu\u1eadt ph\u00e1p, c\u00f2n c\u00f3 d\u1ea5u hi\u1ec7u c\u00e1n b\u1ed9 tho\u00e1i ho\u00e1, bi\u1ebfn ch\u1ea5t trong ng\u00e0nh ng\u00e2n h\u00e0ng, c\u00f4ng an, ki\u1ec3m s\u00e1t, to\u00e0 \u00e1n ti\u1ebfp tay cho c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en, l\u00e0m cho v\u1ea5n n\u1ea1n n\u00e0y ng\u00e0y c\u00e0ng th\u00eam ph\u1ee9c t\u1ea1p. N\u1ebfu kh\u00f4ng c\u00f3 nh\u1eefng c\u00e1n b\u1ed9 bi\u1ebfn ch\u1ea5t, c\u00f3 l\u1ef1c l\u01b0\u1ee3ng b\u1ea3o k\u00ea th\u00ec t\u00edn d\u1ee5ng \u0111en kh\u00f4ng th\u1ec3 ho\u1ea1t \u0111\u1ed9ng sau 15 ph\u00fat\u201d<\/em><\/p>\n

\u00d4ng \u0110\u1ee9c n\u00f3i \u201cN\u1ebfu kh\u00f4ng c\u00f3 l\u1ef1c l\u01b0\u1ee3ng b\u1ea3o k\u00ea, c\u00e1n b\u1ed9 tho\u00e1i h\u00f3a bi\u1ebfn ch\u1ea5t th\u00ec t\u00edn d\u1ee5ng \u0111en kh\u00f4ng th\u1ec3 t\u1ed3n t\u1ea1i qu\u00e1 15 ph\u00fat ho\u1ea1t \u0111\u1ed9ng. \u00a0Ch\u1ec9 khi n\u00e0o c\u00f3 quan ch\u1ee9c t\u1eed t\u1ebf th\u00ec m\u1edbi ch\u1ea5m d\u1ee9t \u0111\u01b0\u1ee3c t\u00ecnh tr\u1ea1ng t\u00edn d\u1ee5ng \u0111en\u201d.<\/em><\/p>\n

Huy\u1ec1n Anh\u00a0<\/em><\/h3>\n

—————————————–<\/p>\n

D\u00e2n Vi\u1ec7t (Kinh t\u1ebf) 08-01-2019:<\/em><\/strong><\/p>\n

http:\/\/danviet.vn\/kinh-te\/tung-von-day-lui-tin-dung-den-chuyen-gia-noi-gi-946074.html<\/em><\/a><\/p>\n

(150\/1.491)<\/em>","protected":false},"excerpt":{"rendered":"

(DV) – \u0110\u00e1nh gi\u00e1 cao quy\u1ebft t\u00e2m \u201ctung v\u1ed1n ng\u00e2n h\u00e0ng \u0111\u1ea9y l\u00f9i t\u00edn d\u1ee5ng \u0111en\u201d c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) v\u00e0 c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i. Tuy nhi\u00ean, theo gi\u1edbi t\u00e0i ch\u00ednh, d\u00f2ng v\u1ed1n ng\u00e2n h\u00e0ng kh\u00f4ng \u0111\u1ee7 \u0111\u1ec3 c\u00f3 th\u1ec3 \u0111\u1ea7y l\u00f9i ho\u00e0n to\u00e0n t\u00edn d\u1ee5ng \u0111en. \u0110i\u1ec1u c\u1ea7n thi\u1ebft l\u00e0 1 […]<\/p>\n","protected":false},"author":1,"featured_media":23345,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-23931","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n2.116. 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