{"id":24562,"date":"2019-02-20T13:45:12","date_gmt":"2019-02-20T06:45:12","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=24562"},"modified":"2022-06-03T13:47:58","modified_gmt":"2022-06-03T06:47:58","slug":"2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/","title":{"rendered":"2.162. Cho vay ngang h\u00e0ng: Ai ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u1ebfu b\u1ecb \u0111\u00f2i n\u1ee3 ki\u1ec3u x\u00e3 h\u1ed9i \u0111en?"},"content":{"rendered":"<strong>(TTVN) &#8211; Ph\u00eda c\u00f4ng ty cung c\u1ea5p d\u1ecbch v\u1ee5 cho vay ngang h\u00e0ng li\u1ec7u c\u00f3 ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u1ebfu b\u00ean vay b\u1ecb kh\u1ee7ng b\u1ed1 tinh th\u00e2n, \u0111\u00f2i n\u1ee3 ki\u1ec3u x\u00e3 h\u1ed9i \u0111en.<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-24563 img-fluid img-fluid\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/9.jpg\" alt=\"\" width=\"322\" height=\"181\" \/><\/p>\n<p>Ph\u00eda c\u00f4ng ty cung c\u1ea5p d\u1ecbch v\u1ee5 cho vay ngang h\u00e0ng li\u1ec7u c\u00f3 ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u1ebfu b\u00ean vay b\u1ecb kh\u1ee7ng b\u1ed1 tinh th\u00e2n, \u0111\u00f2i n\u1ee3 ki\u1ec3u x\u00e3 h\u1ed9i \u0111en. \u1ea2nh minh h\u1ecda<\/p>\n<p>M\u1edbi xu\u1ea5t hi\u1ec7n \u1edf Vi\u1ec7t Nam, m\u00f4 h\u00ecnh\u00a0<strong>cho vay ngang h\u00e0ng<\/strong>\u00a0(P2P) l\u00e0 xu h\u01b0\u1edbng \u0111ang ph\u00e1t tri\u1ec3n, gi\u00fap \u0111\u1ea9y m\u1ea1nh t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n. L\u0129nh v\u1ef1c n\u00e0y mau ch\u00f3ng thu h\u00fat s\u1ef1 tham gia c\u1ee7a c\u00e1c doanh nghi\u1ec7p. M\u1edbi \u0111\u00e2y c\u00f4ng ty CP N\u00f4ng nghi\u1ec7p xanh H\u01b0ng Vi\u1ec7t &#8211; m\u1ed9t doanh nghi\u1ec7p ni\u00eam y\u1ebft tr\u00ean HNX v\u1edbi m\u00e3 ch\u1ee9ng kho\u00e1n HVA \u2013 \u0111\u1ed5i t\u00ean th\u00e0nh CTCP \u0110\u1ea7u t\u01b0 HVA v\u00e0 thay \u0111\u1ed5i ng\u00e0nh ngh\u1ec1 kinh doanh t\u1eeb n\u00f4ng nghi\u1ec7p sang \u0111\u1ea7u t\u01b0 v\u00e0 t\u01b0 v\u1ea5n t\u00e0i ch\u00ednh \u2013 c\u00f9ng v\u1edbi tham v\u1ecdng l\u1ee3i nhu\u1eadn ngh\u00ecn t\u1ef7 sau 6 n\u0103m ho\u1ea1t \u0111\u1ed9ng.<\/p>\n<p>Tr\u01b0\u1edbc HVA th\u00ec c\u00e1i t\u00ean Tima c\u0169ng \u0111\u01b0\u1ee3c th\u1ecb tr\u01b0\u1eddng l\u01b0u \u00fd. \u0110\u00e2y l\u00e0 c\u00f4ng ty ho\u1ea1t \u0111\u1ed9ng trong l\u0129nh v\u1ef1c c\u00f4ng ngh\u1ec7 v\u00e0 t\u01b0 v\u1ea5n t\u00e0i ch\u00ednh (Fintech), cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 nh\u01b0 t\u01b0 v\u1ea5n, k\u1ebft n\u1ed1i, th\u1ea9m \u0111\u1ecbnh kh\u00e1ch h\u00e0ng v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 v\u1eadn h\u00e0nh cho \u0111\u01a1n v\u1ecb cho vay.<\/p>\n<p>C\u0169ng gi\u1ed1ng nh\u01b0 Uber, Grab l\u00e0 k\u1ebft n\u1ed1i ng\u01b0\u1eddi c\u00f3 xe \u00f4 t\u00f4 r\u1ea3nh r\u1ed7i v\u1edbi ng\u01b0\u1eddi c\u00f3 nhu c\u1ea7u di chuy\u1ec3n, th\u00ec c\u00e1c c\u00f4ng ty P2P \u0111\u00e3 l\u00e0m thay vai tr\u00f2 c\u1ee7a ng\u00e2n h\u00e0ng, t\u1ea1o ra m\u1ed9t h\u1ec7 th\u1ed1ng m\u00e0 trong \u0111\u00f3 hai b\u00ean c\u00f3 th\u1ec3 tr\u1ef1c ti\u1ebfp li\u00ean l\u1ea1c v\u00e0 th\u1ecfa thu\u1eadn v\u1edbi nhau. H\u1ecd ch\u1ea5m \u0111i\u1ec3m t\u00edn d\u1ee5ng v\u00e0 thu ph\u00ed cho vi\u1ec7c k\u1ebft n\u1ed1i, ch\u1ee9 kh\u00f4ng ph\u1ea3i h\u01b0\u1edfng t\u1eeb ch\u00eanh l\u1ec7ch gi\u1eefa l\u00e3i su\u1ea5t cho vay v\u00e0 l\u00e3i su\u1ea5t huy \u0111\u1ed9ng.<\/p>\n<p>V\u1ea5n \u0111\u1ec1 quan tr\u1ecdng n\u1eb1m \u1edf vai tr\u00f2 k\u1ebft n\u1ed1i c\u00f4ng ty P2P, hi\u1ec3u c\u00e1ch \u0111\u01a1n gi\u1ea3n doanh nghi\u1ec7p n\u00e0y ch\u1ec9 gi\u00fap ng\u01b0\u1eddi c\u00f3 nhu c\u1ea7u vay v\u00e0 ng\u01b0\u1eddi c\u00f3 ti\u1ec1n nh\u00e0n r\u1ed7i g\u1eb7p nhau sau \u0111\u00f3 h\u01b0\u1edfng ph\u00ed. C\u00f2n vi\u1ec7c kho\u1ea3n n\u1ee3 \u0111\u00f3 ai \u0111\u1ea3m b\u1ea3o cho vay, tr\u1ea3 n\u1ee3?<\/p>\n<p>M\u1ed9t c\u00e2u kh\u1ecfi kh\u00e1c, do ch\u1ec9 c\u00f3 vai tr\u00f2 k\u1ebft n\u1ed1i n\u00ean n\u1ebfu b\u00ean cho vay l\u00e0 t\u1ed5 ch\u1ee9c cho vay n\u1eb7ng l\u00e3i, th\u1eadm ch\u00ed l\u00e0 hi\u1ec7u c\u1ea7m \u0111\u1ed3, sau \u0111\u00f3 do ng\u01b0\u1eddi vay kh\u00f4ng tr\u1ea3 \u0111\u00fang h\u1ea1n. B\u00ean cho vay kh\u1ee7ng b\u1ed1 \u0111\u00f2i n\u1ee3 ki\u1ec3u x\u00e3 h\u1ed9i \u0111en. X\u1ea3y ra tr\u01b0\u1eddng h\u1ee3p n\u00e0y ai ch\u1ecbu tr\u00e1ch nhi\u1ec7m? C\u00f4ng ty P2P c\u00f3 tr\u00e1ch nhi\u1ec7m li\u00ean \u0111\u1edbi kh\u00f4ng?<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-24565 img-fluid img-fluid\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/10-450x330.jpg\" alt=\"\" width=\"450\" height=\"330\" srcset=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/10-450x330.jpg 450w, https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/10.jpg 765w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>N\u1ebfu vay ngang h\u00e0ng nh\u01b0ng b\u1ecb \u0111\u00f2i n\u1ee3 ki\u1ec3u x\u00e3 h\u1ed9i \u0111en v\u1eady c\u1ed9ng ty P2P c\u00f3 ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m? \u1ea2nh minh h\u1ecda<\/p>\n<p><em>Theo Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c (Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI) cho r\u1eb1ng \u201cR\u1ee7i ro l\u1edbn nh\u1ea5t c\u1ee7a m\u00f4 h\u00ecnh P2P l\u00e0 l\u00e3i su\u1ea5t cao v\u00e0 n\u1ebfu kh\u00f4ng tr\u1ea3 n\u1ee3 \u0111\u00fang h\u1ea1n s\u1ebd ch\u1ecbu \u201cs\u1ee9c \u00e9p l\u1edbn\u201d khi b\u1ecb \u0111\u00f2i n\u1ee3. N\u1ebfu c\u00e1c c\u00f4ng ty P2P ch\u1ec9 \u0111\u01a1n gi\u1ea3n l\u00e0 m\u00f4i gi\u1edbi, k\u1ebft n\u1ed1i gi\u1eefa ng\u01b0\u1eddi vay v\u00e0 ng\u01b0\u1eddi cho vay, th\u00ec khi r\u1eafc r\u1ed1i x\u1ea3y ra, tr\u00e1ch nhi\u1ec7m ho\u00e0n to\u00e0n do hai b\u00ean t\u1ef1 gi\u1ea3i quy\u1ebft. Nh\u01b0ng n\u1ebfu c\u00f4ng ty P2P t\u1ed5 ch\u1ee9c huy \u0111\u1ed9ng v\u1ed1n cho vay th\u00ec s\u1ebd vi ph\u1ea1m quy \u0111\u1ecbnh cho vay c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng\u201d.<\/em><\/p>\n<p><em>Theo quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh, c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng m\u1edbi \u0111\u01b0\u1ee3c huy \u0111\u1ed9ng v\u00e0 cho vay v\u1ed1n. V\u00ec v\u1eady, khi tranh ch\u1ea5p x\u1ea3y ra, c\u1ea3 ng\u01b0\u1eddi \u0111i vay v\u00e0 ng\u01b0\u1eddi cho vay \u0111\u1ec1u kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 b\u1ea3o v\u1ec7 c\u1ee7a ph\u00e1p lu\u1eadt.<\/em><\/p>\n<p><em>Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c cho r\u1eb1ng, m\u00f4 h\u00ecnh cho vay ngang h\u00e0ng nhi\u1ec1u r\u1ee7i ro, kh\u00f4ng n\u00ean khuy\u1ebfn kh\u00edch nh\u00e2n r\u1ed9ng \u1edf Vi\u1ec7t Nam khi ch\u01b0a c\u00f3 h\u00e0nh lang ph\u00e1p l\u00fd.<\/em><\/p>\n<p>Tr\u01b0\u1edbc \u0111\u00f3, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc cho bi\u1ebft, s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a m\u00f4 h\u00ecnh P2P Lending tr\u00ean th\u1ebf gi\u1edbi trong m\u1ed9t th\u1eadp ni\u00ean g\u1ea7n \u0111\u00e2y \u0111\u00e3 t\u1ea1o ra k\u00eanh cung \u1ee9ng v\u1ed1n m\u1edbi tr\u00ean th\u1ecb tr\u01b0\u1eddng. Tuy nhi\u00ean, m\u00f4 h\u00ecnh n\u00e0y c\u0169ng ti\u1ec1m \u1ea9n nhi\u1ec1u r\u1ee7i ro cho c\u00e1c b\u00ean tham gia, c\u00f3 th\u1ec3 g\u00e2y ra m\u1ea5t \u1ed5n \u0111\u1ecbnh kinh t\u1ebf x\u00e3 h\u1ed9i.<\/p>\n<p>T\u1ea1i Vi\u1ec7t Nam \u0111\u00e3 xu\u1ea5t hi\u1ec7n m\u1ed9t s\u1ed1 c\u00f4ng ty cung \u1ee9ng d\u1ecbch v\u1ee5 t\u01b0\u01a1ng t\u1ef1 m\u00f4 h\u00ecnh c\u00e1c c\u00f4ng ty v\u1eadn h\u00e0nh vay ngang h\u00e0ng (P2P Lending). T\u1eeb th\u1ef1c t\u1ebf ho\u1ea1t \u0111\u1ed9ng, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc cho r\u1eb1ng m\u00f4 h\u00ecnh n\u00e0y c\u00f2n nhi\u1ec1u b\u1ea5t c\u1eadp, nh\u01b0 vi\u1ec7c qu\u1ea3ng c\u00e1o kh\u00f4ng minh b\u1ea1ch v\u1ec1 m\u1ee9c l\u1ee3i nhu\u1eadn, kh\u00f4ng cung c\u1ea5p ho\u1eb7c cung c\u1ea5p th\u00f4ng tin thi\u1ebfu ch\u00ednh x\u00e1c v\u1ec1 c\u00e1c r\u1ee7i ro m\u00e0 c\u00e1c b\u00ean tham gia c\u00f3 th\u1ec3 g\u1eb7p ph\u1ea3i, ho\u1eb7c t\u00ecnh tr\u1ea1ng \u0111\u01b0a ra m\u1ee9c l\u00e3i su\u1ea5t cao phi th\u1ef1c t\u1ebf \u0111\u1ec3 l\u00f4i k\u00e9o ng\u01b0\u1eddi cho vay tham gia.<\/p>\n<p>C\u01a1 quan \u0111i\u1ec1u h\u00e0nh c\u1ea3nh b\u00e1o, n\u1ebfu x\u1ea3y ra tranh ch\u1ea5p do vi\u1ec7c kh\u00f4ng \u0111\u00f2i \u0111\u01b0\u1ee3c c\u00e1c kho\u1ea3n \u0111\u00e3 cho vay, ng\u01b0\u1eddi cho vay c\u00f3 th\u1ec3 m\u1ea5t ti\u1ec1n, kh\u00f3 truy \u0111\u00f2i tr\u00e1ch nhi\u1ec7m t\u1eeb c\u00e1c c\u00f4ng ty cung \u1ee9ng n\u1ec1n t\u1ea3ng cho vay ngang h\u00e0ng.<\/p>\n<p>Ngo\u00e0i ra, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u0169ng cho bi\u1ebft ho\u1ea1t \u0111\u1ed9ng cho vay ngang h\u00e0ng c\u00f2n ti\u1ec1m \u1ea9n nhi\u1ec1u r\u1ee7i ro kh\u00e1c nh\u01b0 c\u00f3 th\u1ec3 b\u1ecb \u0111\u00e1nh c\u1eafp th\u00f4ng tin do l\u1ed7 h\u1ed5ng b\u1ea3o m\u1eadt; m\u1ed9t s\u1ed1 \u0111\u1ed1i t\u01b0\u1ee3ng n\u00fap b\u00f3ng giao d\u1ecbch \u0111\u1ec3 tr\u1ed1n thu\u1ebf, r\u1eeda ti\u1ec1n; bi\u1ebfn t\u01b0\u1edbng \u0111\u1ec3 huy \u0111\u1ed9ng t\u00e0i ch\u00ednh \u0111a c\u1ea5p; ho\u1eb7c tr\u01b0\u1eddng h\u1ee3p nhi\u1ec1u \u0111\u1ed1i t\u01b0\u1ee3ng cho vay n\u1eb7ng l\u00e3i, ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en n\u00fap b\u00f3ng n\u1ec1n t\u1ea3ng P2P Lending \u0111\u1ec3 cho vay v\u01b0\u1ee3t tr\u1ea7n l\u00e3i su\u1ea5t.<\/p>\n<p>Tr\u01b0\u1edbc nh\u1eefng r\u1ee7i ro ti\u1ec1m \u1ea9n khi tham gia c\u00e1c n\u1ec1n t\u1ea3ng P2P Lending nh\u01b0 \u0111\u1ec1 c\u1eadp Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc khuy\u1ebfn c\u00e1o ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p n\u00ean t\u00ecm hi\u1ec3u k\u0129 th\u00f4ng tin, th\u1eadn tr\u1ecdng khi tham gia c\u00e1c n\u1ec1n t\u1ea3ng P2P Lending.<\/p>\n<p><strong>Ho\u00e0ng Linh<\/strong>\/S\u1ee9c Kh\u1ecfe C\u1ed9ng \u0110\u1ed3ng<\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n<p><strong><em>Tin t\u1ee9c Vi\u1ec7t Nam (T\u00e0i ch\u00ednh) 20-02-2019:<\/em><\/strong><\/p>\n<p><a href=\"https:\/\/tintucvietnam.vn\/cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den-59780\"><em>https:\/\/tintucvietnam.vn\/cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den-59780<\/em><\/a><\/p>\n<p><em>(177\/991)<\/em>","protected":false},"excerpt":{"rendered":"<p>(TTVN) &#8211; Ph\u00eda c\u00f4ng ty cung c\u1ea5p d\u1ecbch v\u1ee5 cho vay ngang h\u00e0ng li\u1ec7u c\u00f3 ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u1ebfu b\u00ean vay b\u1ecb kh\u1ee7ng b\u1ed1 tinh th\u00e2n, \u0111\u00f2i n\u1ee3 ki\u1ec3u x\u00e3 h\u1ed9i \u0111en. Ph\u00eda c\u00f4ng ty cung c\u1ea5p d\u1ecbch v\u1ee5 cho vay ngang h\u00e0ng li\u1ec7u c\u00f3 ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u1ebfu b\u00ean vay b\u1ecb kh\u1ee7ng b\u1ed1 tinh [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":24563,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-24562","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>2.162. Cho vay ngang h\u00e0ng: Ai ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u1ebfu b\u1ecb \u0111\u00f2i n\u1ee3 ki\u1ec3u x\u00e3 h\u1ed9i \u0111en? - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]2.162. Cho vay ngang h\u00e0ng: Ai ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u1ebfu b\u1ecb \u0111\u00f2i n\u1ee3 ki\u1ec3u x\u00e3 h\u1ed9i \u0111en?[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(TTVN) &#8211; Ph\u00eda c\u00f4ng ty cung c\u1ea5p d\u1ecbch v\u1ee5 cho vay ngang h\u00e0ng li\u1ec7u c\u00f3 ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u1ebfu b\u00ean vay b\u1ecb kh\u1ee7ng b\u1ed1 tinh th\u00e2n, \u0111\u00f2i n\u1ee3 ki\u1ec3u x\u00e3 h\u1ed9i \u0111en. Ph\u00eda c\u00f4ng ty cung c\u1ea5p d\u1ecbch v\u1ee5 cho vay ngang h\u00e0ng li\u1ec7u c\u00f3 ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u1ebfu b\u00ean vay b\u1ecb kh\u1ee7ng b\u1ed1 tinh [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2019-02-20T06:45:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-06-03T06:47:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/9.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"322\" \/>\n\t<meta property=\"og:image:height\" content=\"181\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"administrator\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"administrator\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/\"},\"author\":{\"name\":\"administrator\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/eb3eded70711d9ebee6ffdcf3118521b\"},\"headline\":\"2.162. Cho vay ngang h\u00e0ng: Ai ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u1ebfu b\u1ecb \u0111\u00f2i n\u1ee3 ki\u1ec3u x\u00e3 h\u1ed9i \u0111en?\",\"datePublished\":\"2019-02-20T06:45:12+00:00\",\"dateModified\":\"2022-06-03T06:47:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/\"},\"wordCount\":1508,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/9.jpg\",\"articleSection\":[\"Tr\u00edch d\u1eabn\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/\",\"url\":\"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/\",\"name\":\"[:vi]2.162. Cho vay ngang h\u00e0ng: Ai ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u1ebfu b\u1ecb \u0111\u00f2i n\u1ee3 ki\u1ec3u x\u00e3 h\u1ed9i \u0111en?[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/9.jpg\",\"datePublished\":\"2019-02-20T06:45:12+00:00\",\"dateModified\":\"2022-06-03T06:47:58+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/#primaryimage\",\"url\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/9.jpg\",\"contentUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/9.jpg\",\"width\":322,\"height\":181},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/anvilaw.com\/vi\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"(Ti\u1ebfng Vi\u1ec7t) 2.162. Cho vay ngang h\u00e0ng: Ai ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u1ebfu b\u1ecb \u0111\u00f2i n\u1ee3 ki\u1ec3u x\u00e3 h\u1ed9i \u0111en?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#website\",\"url\":\"https:\/\/anvilaw.com\/vi\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/anvilaw.com\/vi\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\/\/anvilaw.com\/vi\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/facebook.com\/anvilawfirm\",\"https:\/\/x.com\/anvilawfirm\",\"https:\/\/www.youtube.com\/@anvilawfirm\",\"https:\/\/www.youtube.com\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/eb3eded70711d9ebee6ffdcf3118521b\",\"name\":\"administrator\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g\",\"caption\":\"administrator\"},\"url\":\"https:\/\/anvilaw.com\/vi\/author\/administrator\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]2.162. Cho vay ngang h\u00e0ng: Ai ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u1ebfu b\u1ecb \u0111\u00f2i n\u1ee3 ki\u1ec3u x\u00e3 h\u1ed9i \u0111en?[:] - ANVI Law Firm","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]2.162. Cho vay ngang h\u00e0ng: Ai ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u1ebfu b\u1ecb \u0111\u00f2i n\u1ee3 ki\u1ec3u x\u00e3 h\u1ed9i \u0111en?[:] - ANVI Law Firm","og_description":"(TTVN) &#8211; Ph\u00eda c\u00f4ng ty cung c\u1ea5p d\u1ecbch v\u1ee5 cho vay ngang h\u00e0ng li\u1ec7u c\u00f3 ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u1ebfu b\u00ean vay b\u1ecb kh\u1ee7ng b\u1ed1 tinh th\u00e2n, \u0111\u00f2i n\u1ee3 ki\u1ec3u x\u00e3 h\u1ed9i \u0111en. Ph\u00eda c\u00f4ng ty cung c\u1ea5p d\u1ecbch v\u1ee5 cho vay ngang h\u00e0ng li\u1ec7u c\u00f3 ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u1ebfu b\u00ean vay b\u1ecb kh\u1ee7ng b\u1ed1 tinh [&hellip;]","og_url":"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2019-02-20T06:45:12+00:00","article_modified_time":"2022-06-03T06:47:58+00:00","og_image":[{"width":322,"height":181,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/9.jpg","type":"image\/jpeg"}],"author":"administrator","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"administrator","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"7 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/"},"author":{"name":"administrator","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/eb3eded70711d9ebee6ffdcf3118521b"},"headline":"2.162. Cho vay ngang h\u00e0ng: Ai ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u1ebfu b\u1ecb \u0111\u00f2i n\u1ee3 ki\u1ec3u x\u00e3 h\u1ed9i \u0111en?","datePublished":"2019-02-20T06:45:12+00:00","dateModified":"2022-06-03T06:47:58+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/"},"wordCount":1508,"commentCount":0,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/9.jpg","articleSection":["Tr\u00edch d\u1eabn","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/","url":"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/","name":"[:vi]2.162. Cho vay ngang h\u00e0ng: Ai ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u1ebfu b\u1ecb \u0111\u00f2i n\u1ee3 ki\u1ec3u x\u00e3 h\u1ed9i \u0111en?[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/9.jpg","datePublished":"2019-02-20T06:45:12+00:00","dateModified":"2022-06-03T06:47:58+00:00","breadcrumb":{"@id":"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/9.jpg","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/9.jpg","width":322,"height":181},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/en\/2-162-cho-vay-ngang-hang-ai-chiu-trach-nhiem-neu-bi-doi-no-kieu-xa-hoi-den\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"(Ti\u1ebfng Vi\u1ec7t) 2.162. Cho vay ngang h\u00e0ng: Ai ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u1ebfu b\u1ecb \u0111\u00f2i n\u1ee3 ki\u1ec3u x\u00e3 h\u1ed9i \u0111en?"}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/eb3eded70711d9ebee6ffdcf3118521b","name":"administrator","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g","caption":"administrator"},"url":"https:\/\/anvilaw.com\/vi\/author\/administrator\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/24562","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=24562"}],"version-history":[{"count":0,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/24562\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/24563"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=24562"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=24562"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=24562"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}