{"id":25013,"date":"2020-03-17T14:52:51","date_gmt":"2020-03-17T07:52:51","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=25013"},"modified":"2022-06-06T15:09:49","modified_gmt":"2022-06-06T08:09:49","slug":"2-488-ho-tro-tin-dung-ung-pho-dich-covid-19-can-chu-trong-kiem-soat-rui-ro","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-488-ngong-co-tuc-khi-vao-mua-dai-hoi-ngan-hang\/","title":{"rendered":"2.488. H\u1ed7 tr\u1ee3 t\u00edn d\u1ee5ng \u1ee9ng ph\u00f3 d\u1ecbch Covid-19: C\u1ea7n ch\u00fa tr\u1ecdng ki\u1ec3m so\u00e1t r\u1ee7i ro"},"content":{"rendered":"
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(TC) – \u0110\u00e3 c\u00f3 c\u01a1 s\u1edf ph\u00e1p l\u00fd \u0111\u1ec3 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p kh\u1eafc ph\u1ee5c kh\u00f3 kh\u0103n do d\u1ecbch Covid-19 g\u00e2y ra.<\/strong><\/div>\n
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T\u1eeb 17\/3, l\u00e3i su\u1ea5t \u0111i\u1ec1u h\u00e0nh s\u1ebd \u0111\u1ed3ng lo\u1ea1t gi\u1ea3m \u0111\u1ec3 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u00f3 thanh kho\u1ea3n d\u1ed3i d\u00e0o, qua \u0111\u00f3 h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi d\u00e2n v\u00e0 doanh nghi\u1ec7p.<\/p>\n

Tuy nhi\u00ean, \u0111\u1ec3 h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p theo c\u00e1ch n\u00e0y, ng\u00e2n h\u00e0ng ph\u1ea3i gi\u1ea3m c\u00e1c y\u00eau c\u1ea7u v\u1ec1 kho\u1ea3n vay, gi\u00e3n n\u1ee3, c\u01a1 c\u1ea5u n\u1ee3, t\u1eeb \u0111\u00f3 c\u00f3 th\u1ec3 ph\u00e1t sinh r\u1ee7i ro v\u1edbi ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng v\u00e0 kh\u00f4ng lo\u1ea1i tr\u1eeb nguy c\u01a1 tr\u1ee5c l\u1ee3i ch\u00ednh s\u00e1ch.<\/p>\n

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\u0110\u00e3 v\u00e0 \u0111ang tri\u1ec3n khai nhi\u1ec1u gi\u1ea3i ph\u00e1p<\/strong><\/p>\n

S\u1ed1 li\u1ec7u t\u1eeb Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) cho bi\u1ebft, d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng to\u00e0n h\u1ec7 th\u1ed1ng ch\u1ec9 t\u0103ng 0,1% trong 2 th\u00e1ng \u0111\u1ea7u n\u0103m, th\u1ea5p h\u01a1n m\u1ee9c t\u0103ng 0,85% c\u1ee7a c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc. B\u00e1o c\u00e1o t\u1eeb 23 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (TCTD) g\u1eedi l\u00ean NHNN cho th\u1ea5y, hi\u1ec7n c\u00f3 926.000 t\u1ef7 \u0111\u1ed3ng d\u01b0 n\u1ee3 cho vay \u0111ang b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi d\u1ecbch b\u1ec7nh Covid-19, d\u1eabn \u0111\u1ebfn tr\u1ea3 n\u1ee3 kh\u00f4ng \u0111\u00fang h\u1ea1n, chi\u1ebfm t\u1ef7 l\u1ec7 h\u01a1n 14,27% t\u1ed5ng d\u01b0 n\u1ee3 c\u1ee7a 23 t\u1ed5 ch\u1ee9c n\u00e0y v\u00e0 chi\u1ebfm 11% d\u01b0 n\u1ee3 to\u00e0n h\u1ec7 th\u1ed1ng.<\/p>\n

Trong \u0111\u00f3, d\u1ecbch b\u1ec7nh \u0111\u00e3 \u1ea3nh h\u01b0\u1edfng n\u1eb7ng n\u1ec1 nh\u1ea5t t\u1edbi c\u00e1c ng\u00e0nh n\u00f4ng, l\u00e2m nghi\u1ec7p, th\u1ee7y s\u1ea3n, doanh nghi\u1ec7p c\u00f3 ho\u1ea1t \u0111\u1ed9ng xu\u1ea5t nh\u1eadp kh\u1ea9u, d\u1ecbch v\u1ee5 l\u01b0u tr\u00fa, \u0103n u\u1ed1ng, th\u1ef1c ph\u1ea9m, \u0111\u1ed3 u\u1ed1ng, v\u1eadn t\u1ea3i, d\u1ec7t may, da gi\u00e0y, \u0111i\u1ec7n t\u1eed, \u0111i\u1ec7n l\u1ea1nh, d\u1ea7u kh\u00ed, du l\u1ecbch, gi\u00e1o d\u1ee5c\u2026 H\u1ec7 th\u1ed1ng TCTD \u0111\u00e3 tri\u1ec3n khai nhi\u1ec1u gi\u1ea3i ph\u00e1p nh\u1eb1m h\u1ed7 tr\u1ee3, th\u00e1o g\u1ee1 kh\u00f3 kh\u0103n cho kh\u00e1ch h\u00e0ng b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi d\u1ecbch b\u1ec7nh.<\/p>\n

\u0110\u1ebfn nay, c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 b\u01b0\u1edbc \u0111\u1ea7u xem x\u00e9t c\u01a1 c\u1ea5u l\u1ea1i 21.753 t\u1ef7 \u0111\u1ed3ng cho c\u00e1c doanh nghi\u1ec7p kh\u00f3 kh\u0103n; mi\u1ec5n gi\u1ea3m l\u00e3i vay cho 8.000 kh\u00e1ch h\u00e0ng; \u0111ang xem x\u00e9t gi\u1ea3m l\u00e3i vay cho 34.500 kh\u00e1ch h\u00e0ng v\u1edbi d\u01b0 n\u1ee3 85.000 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

Theo Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c NHNN \u0110\u00e0o Minh T\u00fa, t\u1eeb khi d\u1ecbch b\u1eaft \u0111\u1ea7u \u0111\u01b0\u1ee3c ph\u00e1t hi\u1ec7n \u0111\u1ebfn nay, c\u00e1c ng\u00e2n h\u00e0ng, TCTD \u0111\u00e3 tr\u00e1ch nhi\u1ec7m v\u00e0 c\u00f3 bi\u1ec7n ph\u00e1p tri\u1ec3n khai quy\u1ebft li\u1ec7t, c\u1ee5 th\u1ec3 ch\u1ec9 \u0111\u1ea1o ph\u00f2ng ch\u1ed1ng d\u1ecbch trong n\u1ed9i ng\u00e0nh; \u0111\u00e1nh gi\u00e1, xem x\u00e9t t\u00ecnh h\u00ecnh kh\u00f3 kh\u0103n c\u1ee7a ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p. Qua \u0111\u00f3 cho th\u1ea5y tr\u00e1ch nhi\u1ec7m c\u1ee7a NHNN l\u00e0 r\u1ea5t l\u1edbn trong vi\u1ec7c h\u01b0\u1edfng \u1ee9ng tinh th\u1ea7n \u0111\u1ed3ng h\u00e0nh, chia s\u1ebb kh\u00f3 kh\u0103n c\u00f9ng doanh nghi\u1ec7p.<\/p>\n

M\u1edbi \u0111\u00e2y, \u0111\u1ec3 t\u1ea1o c\u01a1 s\u1edf ph\u00e1p l\u00fd cho c\u00e1c TCTD h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p, NHNN \u0111\u00e3 ban h\u00e0nh th\u00f4ng t\u01b0 quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c TCTD, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i c\u01a1 c\u1ea5u l\u1ea1i th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, mi\u1ec5n, gi\u1ea3m l\u00e3i, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 nh\u1eb1m h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng ch\u1ecbu \u1ea3nh h\u01b0\u1edfng do d\u1ecbch Covid-19.<\/p>\n

Th\u00f4ng t\u01b0 quy \u0111\u1ecbnh n\u1ee3 c\u01a1 c\u1ea5u l\u1ea1i th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 l\u00e0 s\u1ed1 d\u01b0 n\u1ee3 g\u1ed1c v\u00e0\/ho\u1eb7c l\u00e3i. TCTD c\u00f3 tr\u00e1ch nhi\u1ec7m h\u01b0\u1edbng d\u1eabn c\u1ee5 th\u1ec3 v\u1ec1 ti\u00eau ch\u00ed \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh s\u1ed1 d\u01b0 n\u1ee3 c\u1ee7a kh\u00e1ch h\u00e0ng b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi d\u1ecbch Covid-19, trong \u0111\u00f3 ph\u1ea3i c\u00f3 ti\u00eau ch\u00ed kh\u00e1ch h\u00e0ng b\u1ecb s\u1ee5t gi\u1ea3m doanh thu, thu nh\u1eadp b\u1edfi d\u1ecbch Covid-19.<\/p>\n

V\u1ec1 mi\u1ec5n, gi\u1ea3m l\u00e3i, ph\u00ed, th\u00f4ng t\u01b0 quy \u0111\u1ecbnh TCTD quy\u1ebft \u0111\u1ecbnh vi\u1ec7c mi\u1ec5n, gi\u1ea3m l\u00e3i, ph\u00ed theo quy \u0111\u1ecbnh n\u1ed9i b\u1ed9 \u0111\u1ed1i v\u1edbi s\u1ed1 d\u01b0 n\u1ee3 ph\u00e1t sinh t\u1eeb ho\u1ea1t \u0111\u1ed9ng c\u1ea5p t\u00edn d\u1ee5ng.<\/p>\n

Th\u00f4ng t\u01b0 c\u0169ng quy \u0111\u1ecbnh TCTD \u0111\u01b0\u1ee3c gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 \u0111\u00e3 ph\u00e2n lo\u1ea1i theo quy \u0111\u1ecbnh c\u1ee7a NHNN t\u1ea1i th\u1eddi \u0111i\u1ec3m g\u1ea7n \u0111\u00e2y nh\u1ea5t tr\u01b0\u1edbc ng\u00e0y 23\/1\/2020 trong th\u1eddi gian c\u01a1 c\u1ea5u l\u1ea1i (tr\u1eeb tr\u01b0\u1eddng h\u1ee3p quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 3 \u0111i\u1ec1u n\u00e0y) \u0111\u1ed1i v\u1edbi s\u1ed1 d\u01b0 n\u1ee3 \u0111\u01b0\u1ee3c c\u01a1 c\u1ea5u l\u1ea1i th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, mi\u1ec5n, gi\u1ea3m l\u00e3i.<\/p>\n

TCTD c\u00f3 tr\u00e1ch nhi\u1ec7m ph\u1ea3i ban h\u00e0nh quy \u0111\u1ecbnh n\u1ed9i b\u1ed9 v\u1ec1 c\u01a1 c\u1ea5u l\u1ea1i th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, mi\u1ec5n, gi\u1ea3m l\u00e3i, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 theo quy \u0111\u1ecbnh c\u1ee7a th\u00f4ng t\u01b0 \u0111\u1ec3 th\u1ef1c hi\u1ec7n th\u1ed1ng nh\u1ea5t to\u00e0n h\u1ec7 th\u1ed1ng; \u0111\u1ea3m b\u1ea3o gi\u00e1m s\u00e1t ch\u1eb7t ch\u1ebd, an to\u00e0n, ph\u00f2ng ng\u1eeba, ng\u0103n ch\u1eb7n vi\u1ec7c l\u1ee3i d\u1ee5ng c\u01a1 c\u1ea5u l\u1ea1i th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, mi\u1ec5n, gi\u1ea3m l\u00e3i, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 \u0111\u1ec3 tr\u1ee5c l\u1ee3i, ph\u1ea3n \u00e1nh sai l\u1ec7ch ch\u1ea5t l\u01b0\u1ee3ng t\u00edn d\u1ee5ng.<\/p>\n

NHNN cho r\u1eb1ng, v\u0103n b\u1ea3n n\u00e0y t\u1ea1o c\u01a1 ch\u1ebf thu\u1eadn l\u1ee3i nh\u1ea5t \u0111\u1ec3 c\u00e1c ng\u00e2n h\u00e0ng ch\u1ee7 \u0111\u1ed9ng quy\u1ebft \u0111\u1ecbnh trong vi\u1ec7c c\u01a1 c\u1ea5u l\u1ea1i n\u1ee3, mi\u1ec5n gi\u1ea3m l\u00e3i, ph\u00ed\u2026 thay v\u00ec c\u00f3 k\u00e8m nhi\u1ec1u \u0111i\u1ec1u ki\u1ec7n, ti\u00eau ch\u00ed g\u00f2 b\u00f3 nh\u01b0 m\u1ed9t s\u1ed1 c\u01a1 ch\u1ebf ch\u00ednh s\u00e1ch li\u00ean quan \u0111\u1ebfn h\u1ed7 tr\u1ee3, \u01b0u \u0111\u00e3i tr\u01b0\u1edbc \u0111\u00e2y. Th\u00f4ng t\u01b0 c\u0169ng \u0111\u1eb7t ra c\u00e1c n\u1ed9i dung v\u1ec1 vi\u1ec7c \u0111\u1ea3m b\u1ea3o ch\u00ednh s\u00e1ch \u01b0u \u0111\u00e3i \u0111\u00fang \u0111\u1ed1i t\u01b0\u1ee3ng, tr\u00e1nh vi\u1ec7c l\u1ee3i d\u1ee5ng l\u00e0m sai ch\u00ednh s\u00e1ch.<\/p>\n

H\u1ea1n ch\u1ebf tr\u1ee5c l\u1ee3i ch\u00ednh s\u00e1ch b\u1eb1ng c\u00e1ch n\u00e0o?<\/strong><\/p>\n

B\u00ecnh lu\u1eadn v\u1ec1 vi\u1ec7c ban h\u00e0nh th\u00f4ng t\u01b0 n\u00e0y, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVi cho r\u1eb1ng: \u201cho\u1ea1t \u0111\u1ed9ng cho vay l\u00e0 nghi\u1ec7p v\u1ee5 c\u1ee7a ng\u00e2n h\u00e0ng v\u1edbi c\u00e1c ti\u00eau chu\u1ea9n \u0111\u1ecbnh l\u01b0\u1ee3ng c\u1ee5 th\u1ec3 v\u1ec1 ki\u1ec3m so\u00e1t r\u1ee7i ro kho\u1ea3n vay, qu\u1ea3n tr\u1ecb ho\u1ea1t \u0111\u1ed9ng cho vay. Do \u0111\u00f3, vi\u1ec7c k\u00eau g\u1ecdi ng\u00e2n h\u00e0ng h\u1ed7 tr\u1ee3 cho doanh nghi\u1ec7p l\u00e0 c\u1ea7n thi\u1ebft trong ch\u1eebng m\u1ef1c c\u00f3 th\u1ec3 \u201cco k\u00e9o\u201d c\u1ee7a ng\u00e2n h\u00e0ng h\u00e0ng. Tuy nhi\u00ean, kh\u00f4ng n\u00ean \u00e9p bu\u1ed9c c\u00e1c TCTD th\u1ef1c hi\u1ec7n khi ch\u00ednh b\u1ea3n th\u00e2n h\u1ecd c\u0169ng \u0111ang g\u1eb7p kh\u00f4ng \u00edt kh\u00f3 kh\u0103n\u201d.<\/p>\n

Theo \u0111\u00f3, n\u1ebfu doanh nghi\u1ec7p c\u00f3 ti\u1ec1m n\u0103ng tr\u1ea3 n\u1ee3, c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd cho vay b\u1edfi ng\u00e2n h\u00e0ng c\u0169ng c\u1ea7n sinh l\u1eddi t\u1eeb \u0111\u1ed3ng v\u1ed1n c\u1ee7a m\u00ecnh. C\u00f2n trong tr\u01b0\u1eddng h\u1ee3p tri\u1ec3n v\u1ecdng kinh doanh c\u1ee7a doanh nghi\u1ec7p k\u00e9m, vi\u1ec7c cho vay g\u01b0\u1ee3ng \u00e9p s\u1ebd c\u00f3 th\u1ec3 \u0111\u1ec3 l\u1ea1i g\u00e1nh n\u1eb7ng cho ng\u00e2n h\u00e0ng.<\/p>\n

Xem x\u00e9t t\u1eeb g\u00f3c \u0111\u1ed9 r\u1ee7i ro tr\u1ee5c l\u1ee3i ch\u00ednh s\u00e1ch, TS. Nguy\u1ec5n Tr\u00ed Hi\u1ebfu – chuy\u00ean gia t\u00e0i ch\u00ednh – ng\u00e2n h\u00e0ng cho r\u1eb1ng, vi\u1ec7c l\u1ee3i d\u1ee5ng ch\u00ednh s\u00e1ch n\u00e0y ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 x\u1ea3y ra t\u1eeb c\u1ea3 ng\u00e2n h\u00e0ng v\u00e0 doanh nghi\u1ec7p. Ch\u1eb3ng h\u1ea1n, m\u1ed9t doanh nghi\u1ec7p c\u00f3 kho\u1ea3n vay \u0111\u00e3 \u0111\u1ebfn h\u1ea1n tr\u1ea3 n\u1ee3 nh\u01b0ng vin v\u00e0o l\u00fd do d\u1ecbch b\u1ec7nh v\u00e0 xin gia h\u1ea1n tr\u1ea3 n\u1ee3 d\u00f9 h\u1ecd kh\u00f4ng b\u1ecb \u1ea3nh h\u01b0\u1edfng. Trong khi \u0111\u00f3, ng\u00e2n h\u00e0ng c\u0169ng c\u00f3 th\u1ec3 d\u1ef1a v\u00e0o vi\u1ec7c cho ph\u00e9p gia h\u1ea1n, gi\u1eef nh\u00f3m n\u1ee3 \u0111\u1ec3 c\u01a1 c\u1ea5u l\u1ea1i n\u1ee3 qua \u0111\u00f3 gi\u1eef nguy\u00ean ho\u1eb7c gi\u1ea3m n\u1ee3 x\u1ea5u v\u00e0 gi\u1ea3m m\u1ee9c tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng r\u1ee7i ro.<\/p>\n

D\u00f9 v\u1eady, ng\u0103n ch\u1eb7n vi\u1ec7c l\u1ee3i d\u1ee5ng ch\u00ednh s\u00e1ch l\u00e0 c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c b\u1eb1ng c\u00e1ch y\u00eau c\u1ea7u c\u00e1c TCTD b\u00e1o c\u00e1o NHNN c\u1ee5 th\u1ec3 v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng, h\u1ea1n m\u1ee9c, l\u00fd do th\u1ef1c hi\u1ec7n gia h\u1ea1n, chuy\u1ec3n nh\u00f3m v\u1edbi t\u1eebng kho\u1ea3n vay c\u1ee5 th\u1ec3, sau \u0111\u00f3 NHNN th\u1ef1c hi\u1ec7n thanh ki\u1ec3m tra. Tuy nhi\u00ean, theo \u00f4ng Hi\u1ebfu, NHNN ch\u01b0a h\u1eb3n \u0111\u00e3 \u0111\u1ee7 ngu\u1ed3n l\u1ef1c \u0111\u1ec3 th\u1ef1c hi\u1ec7n vi\u1ec7c n\u00e0y m\u00e0 c\u00f3 th\u1ec3 ph\u1ea3i \u00e1p d\u1ee5ng h\u00ecnh th\u1ee9c thanh ki\u1ec3m tra ng\u1eabu nhi\u00ean ho\u1eb7c theo ph\u01b0\u01a1ng ph\u00e1p ch\u1ecdn m\u1eabu, nh\u01b0ng c\u00e1ch l\u00e0m v\u1eady c\u0169ng ch\u1ec9 \u00e1p d\u1ee5ng \u0111\u01b0\u1ee3c v\u1edbi m\u1ed9t t\u1ef7 l\u1ec7 kh\u00f4ng l\u1edbn v\u00e0 h\u01a1n h\u1ebft l\u00e0 ph\u1ea3i d\u1ef1a v\u00e0o s\u1ef1 tin t\u01b0\u1edfng v\u1edbi c\u00e1c TCTD.<\/p>\n

M\u1eb7t kh\u00e1c, theo v\u1ecb chuy\u1ec7n gia n\u00e0y, vi\u1ec7c h\u1ed7 tr\u1ee3 t\u00edn d\u1ee5ng n\u00e0y \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd gi\u00fap doanh nghi\u1ec7p kh\u00f4i ph\u1ee5c s\u1ea3n xu\u1ea5t kinh doanh tr\u01b0\u1edbc m\u1eaft. V\u00e0i th\u00e1ng n\u1eefa m\u1ecdi chuy\u1ec7n s\u1ebd tr\u1edf l\u1ea1i b\u00ecnh th\u01b0\u1eddng v\u00e0 c\u00e1c doanh nghi\u1ec7p \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 s\u1ebd \u0111\u1ee7 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3. Song th\u1ef1c t\u1ebf, kh\u00f4ng ai d\u00e1m n\u00f3i tr\u01b0\u1edbc \u0111\u01b0\u1ee3c di\u1ec5n bi\u1ebfn d\u1ecbch b\u1ec7nh v\u00e0 m\u1ee9c \u0111\u1ed9 t\u00e1c \u0111\u1ed9ng, bao nhi\u00eau doanh nghi\u1ec7p c\u00f3 th\u1ec3 h\u1ed3i ph\u1ee5c \u0111\u01b0\u1ee3c, bao nhi\u00eau doanh nghi\u1ec7p \u0111\u00e3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 v\u1eabn kh\u00f4ng th\u1ec3 g\u01b0\u1ee3ng d\u1eady. Khi \u0111\u00f3, n\u1ee3 x\u1ea5u s\u1ebd c\u00e0ng \u201cx\u1ea5u\u201d v\u00e0 tr\u1edf th\u00e0nh g\u00e1nh n\u1eb7ng v\u1edbi TCTD.<\/p>\n

Theo \u00f4ng Hi\u1ebfu, ph\u1ea7n l\u1edbn kh\u00f3 kh\u0103n c\u1ee7a doanh nghi\u1ec7p hi\u1ec7n nay kh\u00f4ng xu\u1ea5t ph\u00e1t t\u1eeb chuy\u1ec7n ti\u1ec1n t\u1ec7 m\u00e0 l\u00e0 th\u1ecb tr\u01b0\u1eddng h\u00e0ng h\u00f3a d\u1ecbch v\u1ee5. Do \u0111\u00f3, n\u1ebfu g\u1ee1 \u0111\u01b0\u1ee3c chuy\u1ec7n th\u1ecb tr\u01b0\u1eddng th\u00ec t\u1ef1 kh\u1eafc doanh nghi\u1ec7p s\u1ebd \u1ed5n. \u201cDoanh nghi\u1ec7p \u0111\u1eebng tr\u00f4ng mong qu\u00e1 nhi\u1ec1u v\u00e0o gi\u1ea3i ph\u00e1p h\u1ed7 tr\u1ee3 t\u00edn d\u1ee5ng m\u00e0 n\u00ean k\u1ef3 v\u1ecdng v\u00e0o c\u00e1c gi\u1ea3i ph\u00e1p th\u00fac \u0111\u1ea9y s\u1ea3n xu\u1ea5t, ti\u00eau th\u1ee5 h\u00e0ng h\u00f3a c\u00f9ng v\u1edbi c\u00e1c ch\u00ednh s\u00e1ch v\u1ec1 c\u1ea3i c\u00e1ch th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh\u201d – \u00f4ng Hi\u1ebfu nh\u1ea5n m\u1ea1nh.<\/p>\n

Thanh An<\/strong><\/p>\n

————-<\/p>\n

Th\u1eddi b\u00e1o T\u00e0i ch\u00ednh Vi\u1ec7t Nam (Ng\u00e2n h\u00e0ng) 17-3-2020:<\/em><\/strong><\/p>\n

https:\/\/thoibaotaichinhvietnam.vn\/ho-tro-tin-dung-ung-pho-dich-covid-19-can-chu-trong-kiem-soat-rui-ro-27272.html<\/em><\/a><\/p>\n<\/div>\n<\/div>\n<\/header>\n

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<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

(TC) – \u0110\u00e3 c\u00f3 c\u01a1 s\u1edf ph\u00e1p l\u00fd \u0111\u1ec3 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p kh\u1eafc ph\u1ee5c kh\u00f3 kh\u0103n do d\u1ecbch Covid-19 g\u00e2y ra. T\u1eeb 17\/3, l\u00e3i su\u1ea5t \u0111i\u1ec1u h\u00e0nh s\u1ebd \u0111\u1ed3ng lo\u1ea1t gi\u1ea3m \u0111\u1ec3 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u00f3 thanh kho\u1ea3n d\u1ed3i d\u00e0o, qua \u0111\u00f3 h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi d\u00e2n v\u00e0 doanh […]<\/p>\n","protected":false},"author":3,"featured_media":25038,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-25013","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n2.488. 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