{"id":25125,"date":"2018-10-19T09:06:36","date_gmt":"2018-10-19T02:06:36","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=25125"},"modified":"2022-06-16T15:18:51","modified_gmt":"2022-06-16T08:18:51","slug":"2-026-lanh-manh-hoa-he-thong-quy-tin-dung-nhan-dan","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-026-lanh-manh-hoa-he-thong-quy-tin-dung-nhan-dan\/","title":{"rendered":"2.026. L\u00e0nh m\u1ea1nh h\u00f3a h\u1ec7 th\u1ed1ng qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n"},"content":{"rendered":"(TBNH) – Th\u1ed1ng \u0111\u1ed1c y\u00eau c\u1ea7u NHNN chi nh\u00e1nh c\u00e1c t\u1ec9nh t\u0103ng c\u01b0\u1eddng x\u1eed l\u00fd nghi\u00eam theo quy \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi nh\u1eefng QTDND c\u00f3 vi ph\u1ea1m \u0111\u1eb7c bi\u1ec7t l\u00e0 nh\u1eefng vi ph\u1ea1m v\u1ec1 qu\u1ea3n tr\u1ecb, \u0111i\u1ec1u h\u00e0nh, c\u1ea5p t\u00edn d\u1ee5ng.<\/strong><\/p>\n

Sau khi ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 23\/2018\/TT-NHNN quy \u0111\u1ecbnh v\u1ec1 t\u1ed5 ch\u1ee9c l\u1ea1i, thu h\u1ed3i gi\u1ea5y ph\u00e9p v\u00e0 thanh l\u00fd t\u00e0i s\u1ea3n c\u1ee7a qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n (QTDND) – v\u0103n b\u1ea3n quy ph\u1ea1m ph\u00e1p lu\u1eadt \u0111\u01b0\u1ee3c gi\u1edbi chuy\u00ean m\u00f4n \u0111\u00e1nh gi\u00e1 t\u00edch c\u1ef1c v\u1ec1 \u0111\u1ed5i m\u1edbi c\u01a1 ch\u1ebf qu\u1ea3n l\u00fd \u0111\u1ed1i v\u1edbi QTDND n\u00e2ng cao n\u0103ng l\u1ef1c qu\u1ea3n tr\u1ecb, t\u1ef1 ch\u1ecbu tr\u00e1ch nhi\u1ec7m c\u1ee7a t\u1eebng QTDND, \u0111\u1ea3m b\u1ea3o \u1ed5n \u0111\u1ecbnh c\u1ee7a h\u1ec7 th\u1ed1ng – m\u1edbi \u0111\u00e2y, NHNN ti\u1ebfp t\u1ee5c ban h\u00e0nh Ch\u1ec9 th\u1ecb s\u1ed1 06\/CT-NHNN ch\u1ea5n ch\u1ec9nh, t\u0103ng c\u01b0\u1eddng ph\u00f2ng, ch\u1ed1ng, ng\u0103n ng\u1eeba vi ph\u1ea1m ph\u00e1p lu\u1eadt nh\u1eb1m \u0111\u1ea3m b\u1ea3o an ninh, an to\u00e0n ho\u1ea1t \u0111\u1ed9ng trong h\u1ec7 th\u1ed1ng QTDND th\u1ec3 hi\u1ec7n quy\u1ebft t\u00e2m l\u00e0nh m\u1ea1nh h\u00f3a h\u1ec7 th\u1ed1ng QTDND trong th\u1eddi gian t\u1edbi.<\/p>\n\n\n\n\n
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\u1ea2nh minh h\u1ecda<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

C\u00f3 th\u1ec3 n\u00f3i trong th\u1eddi gian qua, s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a h\u1ec7 th\u1ed1ng QTDND g\u00f3p ph\u1ea7n th\u00fac \u0111\u1ea9y ph\u00e1t tri\u1ec3n s\u1ea3n xu\u1ea5t, n\u00e2ng cao \u0111\u1eddi s\u1ed1ng, t\u1ea1o c\u00f4ng \u0103n vi\u1ec7c l\u00e0m, x\u00f3a \u0111\u00f3i gi\u1ea3m ngh\u00e8o, h\u1ea1n ch\u1ebf n\u1ea1n cho vay n\u1eb7ng l\u00e3i \u1edf khu v\u1ef1c n\u00f4ng th\u00f4n. Tuy nhi\u00ean, ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ec7 th\u1ed1ng QTDND hi\u1ec7n nay v\u1eabn c\u00f2n t\u1ed3n t\u1ea1i m\u1ed9t s\u1ed1 y\u1ebfu k\u00e9m, h\u1ea1n ch\u1ebf d\u1eabn \u0111\u1ebfn ch\u1ea5t l\u01b0\u1ee3ng v\u00e0 hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng th\u1ea5p, ti\u1ec1m \u1ea9n r\u1ee7i ro l\u00e0m \u1ea3nh h\u01b0\u1edfng t\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n chung.<\/p>\n

Do v\u1eady, nh\u1eb1m ti\u1ebfp t\u1ee5c c\u1ee7ng c\u1ed1, ch\u1ea5n ch\u1ec9nh, s\u1eafp x\u1ebfp, c\u01a1 c\u1ea5u l\u1ea1i h\u1ec7 th\u1ed1ng, \u0111\u1ea3m b\u1ea3o cho c\u00e1c QTDND ph\u00e1t tri\u1ec3n an to\u00e0n, l\u00e0nh m\u1ea1nh, hi\u1ec7u qu\u1ea3, Th\u1ed1ng \u0111\u1ed1c NHNN \u0111\u00e3 ban h\u00e0nh Ch\u1ec9 th\u1ecb 06\/CT-NHNN v\u1edbi nh\u1eefng y\u00eau c\u1ea7u c\u1ee5 th\u1ec3 chi ti\u1ebft \u0111\u1ed1i v\u1edbi h\u1ec7 th\u1ed1ng QTDND; \u0111\u1eb7c bi\u1ec7t y\u00eau c\u1ea7u Ch\u1ee7 t\u1ecbch H\u0110QT, Gi\u00e1m \u0111\u1ed1c c\u00e1c QTDND ph\u1ea3i th\u1ef1c hi\u1ec7n nghi\u00eam t\u00fac, t\u0103ng c\u01b0\u1eddng ho\u1ea1t \u0111\u1ed9ng thanh tra gi\u00e1m s\u00e1t c\u0169ng nh\u01b0 vai tr\u00f2 qu\u1ea3n l\u00fd c\u1ee7a NHNN chi nh\u00e1nh c\u00e1c t\u1ec9nh \u0111\u1ed1i v\u1edbi h\u1ec7 th\u1ed1ng n\u00e0y. \u0110\u1ed3ng th\u1eddi trong Ch\u1ec9 th\u1ecb c\u0169ng \u0111\u01b0a ra m\u1ed9t s\u1ed1 c\u1ea3nh b\u00e1o m\u1ed9t s\u1ed1 c\u00e1c h\u00e0nh vi vi ph\u1ea1m ph\u00e1p lu\u1eadt \u0111\u1ec3 c\u00e1c QTDND c\u00f3 bi\u1ec7n ph\u00e1p ng\u0103n ng\u1eeba, ph\u00f2ng, ch\u1ed1ng.<\/p>\n

Th\u1ed1ng \u0111\u1ed1c y\u00eau c\u1ea7u C\u01a1 quan Thanh tra gi\u00e1m s\u00e1t ng\u00e2n h\u00e0ng t\u1eadp trung x\u1eed l\u00fd c\u00e1c QTDND y\u1ebfu k\u00e9m kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng c\u01a1 c\u1ea5u l\u1ea1i b\u1eb1ng c\u00e1c h\u00ecnh th\u1ee9c s\u00e1p nh\u1eadp, h\u1ee3p nh\u1ea5t, mua l\u1ea1i ho\u1eb7c b\u1eb1ng m\u1ed9t s\u1ed1 bi\u1ec7n ph\u00e1p kh\u00e1c tr\u00ean nguy\u00ean t\u1eafc th\u1eadn tr\u1ecdng, b\u1ea3o \u0111\u1ea3m quy\u1ec1n l\u1ee3i h\u1ee3p ph\u00e1p c\u1ee7a ng\u01b0\u1eddi g\u1eedi ti\u1ec1n v\u00e0 gi\u1eef v\u1eefng s\u1ef1 \u1ed5n \u0111\u1ecbnh, an to\u00e0n h\u1ec7 th\u1ed1ng.<\/p>\n

Th\u1ed1ng \u0111\u1ed1c \u0111\u00e3 y\u00eau c\u1ea7u C\u01a1 quan Thanh tra gi\u00e1m s\u00e1t ho\u00e0n thi\u1ec7n c\u01a1 ch\u1ebf x\u1eed l\u00fd \u0111\u1ed1i v\u1edbi QTDND y\u1ebfu k\u00e9m trong \u0111\u00f3 c\u00f3 c\u01a1 ch\u1ebf h\u1ed7 tr\u1ee3 NHTM khi t\u1ef1 nguy\u1ec7n tham gia x\u1eed l\u00fd QTDND y\u1ebfu k\u00e9m. Tr\u01b0\u1edbc m\u1eaft, ch\u01b0a th\u1ef1c hi\u1ec7n vi\u1ec7c c\u1ea5p ph\u00e9p th\u00e0nh l\u1eadp m\u1edbi t\u1ea1i nh\u1eefng \u0111\u1ecba ph\u01b0\u01a1ng \u0111ang th\u1ef1c hi\u1ec7n s\u1eafp x\u1ebfp c\u01a1 c\u1ea5u l\u1ea1i c\u00e1c QTDND.<\/p>\n

\u0110\u1ed1i v\u1edbi chi nh\u00e1nh NHNN c\u00e1c t\u1ec9nh, th\u00e0nh ph\u1ed1, Th\u1ed1ng \u0111\u1ed1c y\u00eau c\u1ea7u ph\u1ea3i gi\u00e1m s\u00e1t ch\u1eb7t ch\u1ebd qu\u00e1 tr\u00ecnh tri\u1ec3n khai th\u1ef1c hi\u1ec7n ph\u01b0\u01a1ng \u00e1n c\u01a1 c\u1ea5u l\u1ea1i g\u1eafn v\u1edbi x\u1eed l\u00fd n\u1ee3 x\u1ea5u \u0111\u1ebfn n\u0103m 2020 c\u1ee7a c\u00e1c QTDND tr\u00ean \u0111\u1ecba b\u00e0n. \u0110\u1eb7c bi\u1ec7t l\u00e0 vi\u1ec7c th\u1ef1c hi\u1ec7n c\u00e1c gi\u1ea3i ph\u00e1p \u0111\u1ec3 n\u00e2ng cao n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh, ch\u1ea5t l\u01b0\u1ee3ng t\u00edn d\u1ee5ng, c\u00f4ng t\u00e1c qu\u1ea3n tr\u1ecb \u0111i\u1ec1u h\u00e0nh\u2026<\/p>\n

\u0110\u1ec3 \u0111\u1ea3m b\u1ea3o t\u00ednh r\u0103n \u0111e, gi\u1ea3m thi\u1ec3u h\u00e0nh vi vi ph\u1ea1m, t\u1ea1i Ch\u1ec9 th\u1ecb n\u00e0y, Th\u1ed1ng \u0111\u1ed1c y\u00eau c\u1ea7u NHNN chi nh\u00e1nh c\u00e1c t\u1ec9nh t\u0103ng c\u01b0\u1eddng x\u1eed l\u00fd nghi\u00eam theo quy \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi nh\u1eefng QTDND c\u00f3 vi ph\u1ea1m \u0111\u1eb7c bi\u1ec7t l\u00e0 nh\u1eefng vi ph\u1ea1m v\u1ec1 qu\u1ea3n tr\u1ecb, \u0111i\u1ec1u h\u00e0nh, c\u1ea5p t\u00edn d\u1ee5ng.<\/p>\n

\u201cX\u1eed l\u00fd ki\u00ean quy\u1ebft, \u00e1p d\u1ee5ng c\u00e1c h\u00ecnh ph\u1ea1t cao nh\u1ea5t theo quy \u0111\u1ecbnh c\u00e1c vi ph\u1ea1m t\u00e1i di\u1ec5n ho\u1eb7c vi ph\u1ea1m ch\u1eadm kh\u1eafc ph\u1ee5c; ch\u1ee7 \u0111\u1ed9ng chuy\u1ec3n h\u1ed3 s\u01a1 sang c\u01a1 quan \u0111i\u1ec1u tra c\u00e1c v\u1ee5 vi\u1ec7c c\u00f3 d\u1ea5u hi\u1ec7u h\u00ecnh s\u1ef1 v\u00e0 ph\u1ed1i h\u1ee3p ch\u1eb7t ch\u1ebd v\u1edbi c\u1ea5p \u1ee7y, ch\u00ednh quy\u1ec1n \u0111\u1ecba ph\u01b0\u01a1ng c\u00f9ng c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng kh\u00e1c trong qu\u00e1 tr\u00ecnh thu h\u1eb9p d\u1ea7n \u0111\u1ecba b\u00e0n ho\u1ea1t \u0111\u1ed9ng, ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t v\u00e0 x\u1eed l\u00fd ph\u00e1p nh\u00e2n \u0111\u1ed1i v\u1edbi QTDND\u201d, l\u00e0 nh\u1eefng bi\u1ec7n ph\u00e1p m\u00e0 NHNN chi nh\u00e1nh c\u00e1c t\u1ec9nh, th\u00e0nh ph\u1ed1 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n t\u1ea1i Ch\u1ec9 th\u1ecb 06.<\/p>\n

Th\u1ed1ng \u0111\u1ed1c y\u00eau c\u1ea7u Ch\u1ee7 t\u1ecbch H\u0110QT, Gi\u00e1m \u0111\u1ed1c QTDND, Tr\u01b0\u1edfng Ban ki\u1ec3m so\u00e1t c\u1ea7n quan t\u00e2m, n\u00e2ng cao tr\u00e1ch nhi\u1ec7m trong vi\u1ec7c qu\u1ea3n l\u00fd, ki\u1ec3m tra, gi\u00e1m s\u00e1t ho\u1ea1t \u0111\u1ed9ng t\u1ea1i QTDND, ch\u1ec9 \u0111\u1ea1o quy\u1ebft li\u1ec7t c\u00e1c gi\u1ea3i ph\u00e1p ph\u00f2ng, ch\u1ed1ng, ng\u0103n ng\u1eeba c\u00e1c h\u00e0nh vi, vi ph\u1ea1m ph\u00e1p lu\u1eadt trong ho\u1ea1t \u0111\u1ed9ng m\u1ed9t c\u00e1ch c\u00f3 hi\u1ec7u qu\u1ea3. Th\u1ed1ng \u0111\u1ed1c c\u0169ng y\u00eau c\u1ea7u c\u00e1c QTDND \u0111\u1ea3m b\u1ea3o tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 ti\u1ec1n t\u1ec7 v\u00e0 ng\u00e2n h\u00e0ng, nh\u1ea5t l\u00e0 ch\u1ee7 \u0111\u1ed9ng c\u00e2n \u0111\u1ed1i gi\u1eefa ngu\u1ed3n v\u1ed1n v\u00e0 s\u1eed d\u1ee5ng v\u1ed1n \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o kh\u1ea3 n\u0103ng chi tr\u1ea3, kh\u1ea3 n\u0103ng thanh to\u00e1n. B\u1ed9 m\u00e1y qu\u1ea3n tr\u1ecb \u0111i\u1ec1u h\u00e0nh ph\u1ea3i \u0111\u01b0\u1ee3c ki\u1ec7n to\u00e0n \u0111\u1ec3 \u0111\u00e1p \u1ee9ng \u0111\u1ea7y \u0111\u1ee7 c\u00e1c \u0111i\u1ec1u ki\u1ec7n, ti\u00eau chu\u1ea9n theo quy \u0111\u1ecbnh h\u1ea1n ch\u1ebf r\u1ee7i ro v\u00e0 vi ph\u1ea1m ph\u00e1p lu\u1eadt trong ho\u1ea1t \u0111\u1ed9ng.<\/p>\n

M\u1ed9t gi\u1ea3i ph\u00e1p \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u trong th\u1eddi gian t\u1edbi \u0111\u1ed1i v\u1edbi QTDND l\u00e0 t\u0103ng c\u01b0\u1eddng c\u00f4ng t\u00e1c \u0111\u00e0o t\u1ea1o v\u00e0 t\u1ef1 \u0111\u00e0o t\u1ea1o \u0111\u1ec3 n\u00e2ng cao ki\u1ebfn th\u1ee9c nghi\u1ec7p v\u1ee5 t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng, n\u00e2ng cao n\u0103ng l\u1ef1c qu\u1ea3n tr\u1ecb, \u0111i\u1ec1u h\u00e0nh c\u1ee7a \u0111\u1ed9i ng\u0169 c\u00e1n b\u1ed9 qu\u1ea3n l\u00fd, \u0111i\u1ec1u h\u00e0nh, ki\u1ec3m so\u00e1t QTDND. \u0110\u1ea3m b\u1ea3o \u0111\u1ebfn h\u1ebft th\u00e1ng 6\/2019, t\u1ea5t c\u1ea3 ng\u01b0\u1eddi qu\u1ea3n l\u00fd, ng\u01b0\u1eddi \u0111i\u1ec1u h\u00e0nh\u2026 c\u1ee7a QTDND theo quy \u0111\u1ecbnh c\u1ee7a NHNN ph\u1ea3i \u0111\u01b0\u1ee3c \u0111\u00e0o t\u1ea1o, \u0111\u00e0o t\u1ea1o l\u1ea1i theo ch\u01b0\u01a1ng tr\u00ecnh \u0111\u00e0o t\u1ea1o chu\u1ea9n h\u00f3a do NHNN ban h\u00e0nh.<\/p>\n

Theo \u0111\u00e1nh gi\u00e1 c\u1ee7a m\u1ed9t chuy\u00ean gia kinh t\u1ebf – t\u00e0i ch\u00ednh, y\u00eau c\u1ea7u tr\u00ean l\u00e0 c\u1ea7n thi\u1ebft. V\u00ec QTDND ho\u1ea1t \u0111\u1ed9ng tr\u00ean m\u00f4 h\u00ecnh h\u1ee3p t\u00e1c x\u00e3, s\u1edf h\u1eefu t\u1eadp th\u1ec3. Theo \u0111\u00f3, c\u00e1c th\u00e0nh vi\u00ean g\u00f3p v\u1ed1n th\u00e0nh l\u1eadp, g\u1eedi ti\u1ebft ki\u1ec7m v\u00e0o qu\u1ef9 v\u00e0 cho vay l\u1ea1i c\u00e1c th\u00e0nh vi\u00ean v\u1edbi m\u1ee5c \u0111\u00edch t\u01b0\u01a1ng tr\u1ee3 \u0111\u1ec3 c\u00f3 v\u1ed1n s\u1ea3n xu\u1ea5t, kinh doanh\u2026 trong ph\u1ea1m vi t\u01b0\u01a1ng \u0111\u1ed1i h\u1eb9p v\u00e0 t\u01b0\u01a1ng \u0111\u1ed1i \u0111\u1eb7c th\u00f9 \u1edf nh\u1eefng v\u00f9ng n\u00f4ng th\u00f4n, v\u00f9ng s\u00e2u, v\u00f9ng xa – nh\u1eefng n\u01a1i h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng ch\u01b0a bao ph\u1ee7 h\u1ebft. Ch\u00ednh v\u00ec v\u1eady, r\u1ee7i ro trong ho\u1ea1t \u0111\u1ed9ng c\u1ee7a QTDND kh\u00f4ng ch\u1ec9 xu\u1ea5t ph\u00e1t t\u1eeb ng\u01b0\u1eddi cho vay m\u00e0 c\u00f2n xu\u1ea5t ph\u00e1t t\u1eeb nh\u1eefng th\u00e0nh vi\u00ean, h\u1ed9i vi\u00ean tham gia v\u00e0o qu\u1ef9 \u0111\u00f3.<\/p>\n

Theo gi\u1edbi chuy\u00ean m\u00f4n, vi\u1ec7c t\u0103ng c\u01b0\u1eddng ki\u1ec3m tra, gi\u00e1m s\u00e1t th\u01b0\u1eddng xuy\u00ean ho\u1ea1t \u0111\u1ed9ng c\u1ee7a QTDND l\u00e0 r\u1ea5t c\u1ea7n thi\u1ebft v\u1eeba ph\u00e1t huy hi\u1ec7u qu\u1ea3 c\u1ee7a t\u1ed5 ch\u1ee9c n\u00e0y nh\u01b0ng \u0111\u1ed3ng th\u1eddi ki\u1ec3m so\u00e1t r\u1ee7i ro c\u00f3 th\u1ec3 ph\u00e1t sinh \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng chung c\u1ee7a h\u1ec7 th\u1ed1ng.<\/p>\n

Theo LS. Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ec7 th\u1ed1ng n\u00e0y c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c c\u00f4ng khai, minh b\u1ea1ch. \u0110i\u1ec1u \u0111\u00f3 \u0111\u00f2i h\u1ecfi ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ec7 th\u1ed1ng QTDND ph\u1ea3i th\u01b0\u1eddng xuy\u00ean \u0111\u01b0\u1ee3c ki\u1ec3m tra, \u0111\u1ea3m b\u1ea3o tu\u00e2n th\u1ee7 c\u00e1c nguy\u00ean t\u1eafc, chu\u1ea9n m\u1ef1c v\u00e0 quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt hi\u1ec7n h\u00e0nh. V\u1ec1 ph\u00eda c\u01a1 quan qu\u1ea3n l\u00fd l\u00e0 NHNN chi nh\u00e1nh c\u00e1c t\u1ec9nh th\u00e0nh, c\u1ea7n h\u1ed7 tr\u1ee3 n\u00e2ng cao n\u0103ng l\u1ef1c qu\u1ea3n tr\u1ecb \u0111i\u1ec1u h\u00e0nh c\u1ee7a QTDND, \u0111\u1eb7c bi\u1ec7t l\u00e0 h\u1ec7 th\u1ed1ng ki\u1ec3m to\u00e1n n\u1ed9i b\u1ed9, \u0111\u1ea3m b\u1ea3o ng\u01b0\u1eddi qu\u1ea3n l\u00fd \u0111i\u1ec1u h\u00e0nh qu\u1ef9 ph\u1ea3i \u0111\u00e1p \u1ee9ng ti\u00eau chu\u1ea9n v\u1ec1 n\u0103ng l\u1ef1c v\u00e0 tr\u00ecnh \u0111\u1ed9 theo quy \u0111\u1ecbnh.<\/em><\/p>\n

Nguy\u1ec5n V\u0169<\/strong><\/p>\n

———————————–<\/p>\n

Th\u1eddi b\u00e1o Ng\u00e2n h\u00e0ng (Th\u1ef1c ti\u1ec5n) 19-10-2018:<\/em><\/strong><\/p>\n

http:\/\/thoibaonganhang.vn\/lanh-manh-hoa-he-thong-quy-tin-dung-nhan-dan-81163.html<\/em><\/a><\/p>\n

(108\/1.283)<\/em>","protected":false},"excerpt":{"rendered":"

(TBNH) – Th\u1ed1ng \u0111\u1ed1c y\u00eau c\u1ea7u NHNN chi nh\u00e1nh c\u00e1c t\u1ec9nh t\u0103ng c\u01b0\u1eddng x\u1eed l\u00fd nghi\u00eam theo quy \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi nh\u1eefng QTDND c\u00f3 vi ph\u1ea1m \u0111\u1eb7c bi\u1ec7t l\u00e0 nh\u1eefng vi ph\u1ea1m v\u1ec1 qu\u1ea3n tr\u1ecb, \u0111i\u1ec1u h\u00e0nh, c\u1ea5p t\u00edn d\u1ee5ng. Sau khi ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 23\/2018\/TT-NHNN quy \u0111\u1ecbnh v\u1ec1 t\u1ed5 ch\u1ee9c l\u1ea1i, thu […]<\/p>\n","protected":false},"author":3,"featured_media":25126,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-25125","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n2.026. 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