{"id":25480,"date":"2020-04-01T14:14:53","date_gmt":"2020-04-01T07:14:53","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=25480"},"modified":"2022-06-08T14:19:35","modified_gmt":"2022-06-08T07:19:35","slug":"2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\/","title":{"rendered":"2.494. Kh\u00f4ng tr\u1ea3 n\u1ee3 vay ti\u00eau d\u00f9ng &#8211; c\u1ea7n x\u1eed l\u00fd \u0111\u00fang lu\u1eadt \u0111\u1ec3 r\u0103n \u0111e"},"content":{"rendered":"<strong>(\u0110TCK) &#8211; Theo c\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh \u2013 ng\u00e2n h\u00e0ng, v\u1edbi nh\u1eefng tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi \u0111i vay c\u00f3 nh\u1eefng h\u00e0nh vi ti\u00eau c\u1ef1c nh\u01b0 ch\u00e2y \u1ef3, tr\u1ed1n n\u1ee3, kh\u00f4ng tr\u1ea3 n\u1ee3, h\u00e0nh hung c\u00e1n b\u1ed9 \u0111\u00f2i n\u1ee3 ph\u1ea3i x\u1eed l\u00fd theo \u0111\u00fang lu\u1eadt \u0111\u1ec3 mang t\u00ednh r\u0103n \u0111e.<\/strong><\/p>\n<p><strong>\u201c\u0110\u1ee9ng cho vay, qu\u1ef3 \u0111\u00f2i n\u1ee3\u201d<\/strong><\/p>\n<p>Gi\u1edbi ng\u00e2n h\u00e0ng t\u1eebng quen thu\u1ed9c v\u1edbi c\u00e2u than th\u1edf c\u1ee7a c\u00e1n b\u1ed9 t\u00edn d\u1ee5ng \u201c\u0111\u1ee9ng cho vay, qu\u1ef3 \u0111\u00f2i n\u1ee3\u201d \u0111\u1ec3 n\u00f3i l\u00ean s\u1ef1 v\u1ea5t v\u1ea3 khi \u0111i \u0111\u00f2i n\u1ee3 kh\u00e1ch h\u00e0ng. Th\u1ef1c t\u1ebf, th\u1ecb tr\u01b0\u1eddng cho vay ti\u00eau d\u00f9ng th\u1eddi gian qua c\u0169ng ghi nh\u1eadn, ngay c\u1ea3 nh\u1eefng m\u00f3n vay nh\u1ecf v\u00e0i ba ch\u1ee5c tri\u1ec7u c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng, c\u00f4ng t\u00e1c thu h\u1ed3i n\u1ee3 c\u0169ng ch\u1ecbu chung c\u1ea3nh ng\u1ed9.<\/p>\n<p>Th\u1eadm ch\u00ed, nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p, kh\u00e1ch h\u00e0ng \u0111\u00e3 kh\u00f4ng ch\u1ecbu tr\u1ea3 n\u1ee3 m\u00e0 c\u00f2n h\u00e0nh hung nh\u00e2n vi\u00ean thu h\u1ed3i n\u1ee3.<\/p>\n<p>Theo ghi nh\u1eadn c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh, m\u1ed9t lo\u1ea1t v\u1ee5 vi\u1ec7c x\u1ea3y ra trong th\u1eddi gian v\u1eeba qua nh\u01b0 tr\u01b0\u1eddng h\u1ee3p nh\u00e2n vi\u00ean m\u1ed9t c\u00f4ng ty t\u00e0i ch\u00ednh t\u1edbi thu h\u1ed3i n\u1ee3 t\u1ea1i nh\u00e0 (Qu\u1eadn 2, TP.HCM), b\u1ecb kh\u00e1ch h\u00e0ng d\u00f9ng b\u00f3ng \u0111\u00e8n d\u00e0i v\u00e0 tu\u00fdp s\u1eaft h\u0103m d\u1ecda t\u1ea5n c\u00f4ng l\u00e0m h\u1ecfng ph\u01b0\u01a1ng ti\u1ec7n.<\/p>\n<p>Hay tr\u01b0\u1eddng h\u1ee3p t\u1ea1i huy\u1ec7n Kr\u00f4ng N\u0103ng, t\u1ec9nh \u0110\u0103k L\u0103k, c\u01a1 quan C\u1ea3nh s\u00e1t \u0111i\u1ec1u tra \u0111\u00e3 ra quy\u1ebft \u0111\u1ecbnh kh\u1edfi t\u1ed1 v\u1ee5 \u00e1n h\u00ecnh s\u1ef1, kh\u1edfi t\u1ed1 b\u1ecb can Ho\u00e0ng V\u0103n Tr. v\u1ec1 t\u1ed9i c\u1ed1 \u00fd g\u00e2y th\u01b0\u01a1ng t\u00edch, quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 1, \u0111i\u1ec1u 134 B\u1ed9 lu\u1eadt h\u00ecnh s\u1ef1 n\u0103m 2015, khi ng\u01b0\u1eddi n\u00e0y c\u00f9ng \u0111\u1ed3ng b\u1ecdn \u0111\u00e3 t\u1ea5n c\u00f4ng khi\u1ebfn m\u1ed9t nh\u00e2n vi\u00ean thu h\u1ed3i n\u1ee3 c\u1ee7a c\u00f4ng ty t\u00e0i ch\u00ednh ph\u1ea3i nh\u1eadp vi\u1ec7n c\u1ea5p c\u1ee9u.<\/p>\n<p>\u0110\u1ea1i di\u1ec7n m\u1ed9t c\u00f4ng ty t\u00e0i ch\u00ednh cho bi\u1ebft, theo th\u1ed1ng k\u00ea, c\u00e1c h\u00e0nh vi ti\u00eau c\u1ef1c c\u1ee7a kh\u00e1ch h\u00e0ng nh\u01b0 ch\u00e2y \u1ef3, tr\u1ed1n n\u1ee3, chuy\u1ec3n kh\u1ecfi n\u01a1i c\u01b0 tr\u00fa, h\u00e0nh hung nh\u00e2n vi\u00ean thu h\u1ed3i n\u1ee3\u2026, x\u1ea3y ra ng\u00e0y c\u00e0ng nhi\u1ec1u.<\/p>\n<p>M\u1ed7i kh\u00e1ch h\u00e0ng \u0111\u1ec1u c\u00f3 l\u00fd do ri\u00eang \u0111\u1ec3 tr\u1ed1n tr\u00e1nh ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3. C\u00f3 nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi vay d\u00f9 c\u00f3 kh\u1ea3 n\u0103ng chi tr\u1ea3, kh\u00f4ng b\u1ecf tr\u1ed1n nh\u01b0ng v\u1eabn t\u00ecm \u0111\u1ee7 m\u1ecdi c\u00e1ch \u0111\u1ec3 tr\u1ed1n n\u1ee3.<\/p>\n<p>L\u00fd gi\u1ea3i v\u1ec1 nguy\u00ean nh\u00e2n, TS. L\u00ea Xu\u00e2n Ngh\u0129a cho r\u1eb1ng: \u201cTr\u01b0\u1edbc h\u1ebft, l\u00e0 do ng\u01b0\u1eddi \u0111i vay ch\u01b0a c\u00e2n \u0111\u1ed1i \u0111\u01b0\u1ee3c n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh c\u1ee7a b\u1ea3n th\u00e2n v\u00e0 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc khi vay. Ngo\u00e0i ra, v\u0103n h\u00f3a \u0111i vay c\u0169ng c\u00f3 nhi\u1ec1u \u0111i\u1ec3m c\u1ea7n b\u00e0n. B\u1edfi kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, n\u00ean nhi\u1ec1u ng\u01b0\u1eddi ch\u00e2y \u00ec ho\u1eb7c c\u1ed1 t\u00ecnh \u201cb\u00f9ng\u201d c\u00e1c kho\u1ea3n vay t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng, g\u00e2y kh\u00f3 kh\u0103n cho c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh trong c\u00f4ng t\u00e1c thu h\u1ed3i c\u00f4ng n\u1ee3\u201d.<\/p>\n<p><strong>C\u1ea7n b\u1ea3o v\u1ec7 c\u00e1c c\u00f4ng ty cho vay ti\u00eau d\u00f9ng ho\u1ea1t \u0111\u1ed9ng \u0111\u00fang lu\u1eadt<\/strong><\/p>\n<p>Ph\u00e1p lu\u1eadt Vi\u1ec7t Nam quy \u0111\u1ecbnh r\u1ea5t c\u1ee5 th\u1ec3 v\u1ec1 quy\u1ec1n s\u1edf h\u1eefu c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh nh\u01b0 quy\u1ec1n \u0111\u00f2i n\u1ee3 h\u1ee3p ph\u00e1p, \u1ee7y quy\u1ec1n \u0111\u00f2i n\u1ee3, b\u00e1n n\u1ee3 cho b\u00ean th\u1ee9 3, quy\u1ec1n t\u1ecbch thu t\u00e0i s\u1ea3n, hay quy\u1ec1n kh\u1edfi \u0111i\u1ec7n ra T\u00f2a \u00e1n \u0111\u1ed1i v\u1edbi nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng vay nh\u01b0ng kh\u00f4ng th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3.<\/p>\n<p>C\u1ee5 th\u1ec3, theo Lu\u1eadt s\u01b0 B\u00f9i Qu\u1ed1c Tu\u1ea5n, \u0110o\u00e0n lu\u1eadt s\u01b0 TP.HCM kh\u1eb3ng \u0111\u1ecbnh, d\u1ef1a tr\u00ean c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a ph\u00e1p lu\u1eadt th\u00ec vi\u1ec7c nh\u1eafc n\u1ee3, \u0111\u00f2i n\u1ee3 c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh l\u00e0 ho\u1ea1t \u0111\u1ed9ng h\u1ee3p ph\u00e1p.<\/p>\n<p>Theo \u0111\u00f3, t\u1ea1i Kho\u1ea3n 2 \u0110i\u1ec1u 95 Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng: \u201cTrong tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3 \u0111\u1ebfn h\u1ea1n, n\u1ebfu c\u00e1c b\u00ean kh\u00f4ng c\u00f3 th\u1ecfa thu\u1eadn kh\u00e1c th\u00ec t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u00f3 quy\u1ec1n x\u1eed l\u00fd n\u1ee3, t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m ti\u1ec1n vay theo h\u1ee3p \u0111\u1ed3ng c\u1ea5p t\u00edn d\u1ee5ng, h\u1ee3p \u0111\u1ed3ng b\u1ea3o \u0111\u1ea3m v\u00e0 quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt\u201d.<\/p>\n<p>Hay, c\u00f4ng ty t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c b\u00e1n kho\u1ea3n n\u1ee3 ph\u00e1t sinh t\u1eeb nghi\u1ec7p v\u1ee5 cho vay v\u00e0 kho\u1ea3n tr\u1ea3 thay trong nghi\u1ec7p v\u1ee5 b\u1ea3o l\u00e3nh cho b\u00ean th\u1ee9 ba theo c\u00e1c quy \u0111\u1ecbnh t\u1ea1i Th\u00f4ng t\u01b0 s\u1ed1 09\/2015\/TT-NHNN ng\u00e0y 17\/7\/2015 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc quy \u0111\u1ecbnh v\u1ec1 mua b\u00e1n n\u1ee3 c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i.<\/p>\n<p><em>Tuy nhi\u00ean, tr\u00ean th\u1ef1c th\u1ebf, c\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng cho r\u1eb1ng, ph\u00e1p lu\u1eadt hi\u1ec7n nay v\u1eabn thi\u00ean v\u1ec1 b\u1ea3o v\u1ec7 ng\u01b0\u1eddi \u0111i vay nhi\u1ec1u h\u01a1n. Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVi cho bi\u1ebft: \u201cKh\u00e1c v\u1edbi c\u00e1c kho\u1ea3n vay c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o, cho vay ti\u00eau d\u00f9ng kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n ch\u1ebf ch\u1ea5p, c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ph\u00f3 th\u00e1c kho\u1ea3n vay v\u00e0o l\u00f2ng t\u1ed1t v\u00e0 s\u1ef1 t\u1eed t\u1ebf tr\u1ea3 n\u1ee3 c\u1ee7a ng\u01b0\u1eddi \u0111i vay.<\/em><\/p>\n<p><em>Ch\u00ednh v\u00ec v\u1eady, ph\u00e1p lu\u1eadt ph\u1ea3i b\u1ea3o v\u1ec7 c\u00f4ng l\u00fd, b\u1ea3o v\u1ec7 l\u1ebd ph\u1ea3i. C\u00e1i g\u1ed1c l\u00e0 b\u1ea3o v\u1ec7 ch\u1ee7 s\u1edf h\u1eefu. Tr\u00ean th\u1ebf gi\u1edbi \u0111\u1ec1u b\u1ea3o v\u1ec7 quy\u1ec1n c\u1ee7a b\u00ean cho vay, nh\u01b0ng \u1edf Vi\u1ec7t Nam l\u00e0m ng\u01b0\u1ee3c l\u1ea1i. N\u01b0\u1edbc ta c\u00f3 t\u00e2m l\u00fd b\u1ea3o v\u1ec7 ng\u01b0\u1eddi y\u1ebfu th\u1ebf, cho d\u00f9 ng\u01b0\u1eddi \u0111i vay \u0111\u00f3 sai. To\u00e0 \u00e1n thi h\u00e0nh \u00e1n ch\u1eadm ch\u1ea1p, c\u00f4ng an tr\u00e1nh h\u00ecnh s\u1ef1 ho\u00e1 quan h\u1ec7 kinh t\u1ebf n\u00ean d\u00f9 c\u00f3 d\u1ea5u hi\u1ec7u l\u1eeba \u0111\u1ea3o nh\u01b0ng x\u1eed l\u00fd r\u1ea5t \u00ec \u1ea1ch\u201d.<\/em><\/p>\n<p>Theo th\u1ed1ng k\u00ea t\u1ea1i Vi\u1ec7t Nam, mu\u1ed1n x\u1eed l\u00fd m\u1ed9t kho\u1ea3n vay kh\u00f4ng thu h\u1ed3i \u0111\u01b0\u1ee3c n\u1ee3 th\u00f4ng qua T\u00f2a \u00e1n ph\u1ea3i m\u1ea5t t\u1eeb 3 \u2013 5 n\u0103m, t\u1ec9 l\u1ec7 thu h\u1ed3i n\u1ee3 l\u00e0 15%. Nh\u01b0ng t\u1ea1i Nh\u1eadt B\u1ea3n ch\u1ec9 m\u1ea5t 6 th\u00e1ng, t\u1ec9 l\u1ec7 thu h\u1ed3i n\u1ee3 l\u00e0 93%. T\u1ea1i Singapore m\u1ea5t 8 th\u00e1ng v\u00e0 t\u1ec9 l\u1ec7 thu h\u1ed3i n\u1ee3 l\u00e0 91%.<\/p>\n<p>C\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh \u2013 ng\u00e2n h\u00e0ng nh\u1eadn \u0111\u1ecbnh, n\u1ebfu mu\u1ed1n \u0111\u1ea9y m\u1ea1nh k\u00eanh cho vay ti\u00eau d\u00f9ng \u0111\u1ec3 g\u00f3p ph\u1ea7n \u0111\u1ea9y l\u00f9i t\u00edn d\u1ee5ng \u0111en, nh\u01b0ng kh\u00f4ng c\u00f3 nh\u1eefng bi\u1ec7n ph\u00e1p b\u1ea3o v\u1ec7 cho c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh th\u00ec r\u1ea5t kh\u00f3 \u0111\u1ea1t \u0111\u01b0\u1ee3c k\u1ebft qu\u1ea3 nh\u01b0 k\u1ef3 v\u1ecdng.<\/p>\n<p>TS. C\u1ea5n V\u0103n L\u1ef1c cho r\u1eb1ng, v\u1edbi nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng tr\u1ea3 n\u1ee3, h\u00e0nh hung c\u00e1n b\u1ed9 \u0111\u00f2i n\u1ee3 ph\u1ea3i x\u1eed l\u00fd theo \u0111\u00fang lu\u1eadt \u0111\u1ec3 mang t\u00ednh r\u0103n \u0111e. N\u1ebfu kh\u00f4ng tr\u1ea3 th\u00ec \u0111\u01b0a ra t\u00f2a x\u00e9t x\u1eed. V\u00e0 c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng ph\u1ea3i x\u1eed l\u00fd nghi\u00eam minh.<\/p>\n<p>\u0110\u1ed3ng quan \u0111i\u1ec3m, chuy\u00ean gia kinh t\u1ebf, PGS.TS \u0110\u1ed7 Ho\u00e0i Linh kh\u1eb3ng \u0111\u1ecbnh, m\u1ed9t n\u1ec1n kinh t\u1ebf mu\u1ed1n ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng, th\u00ec nh\u1ea5t thi\u1ebft ph\u1ea3i x\u00e2y d\u1ef1ng tr\u00ean m\u1ed9t h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh v\u1eefng m\u1ea1nh: \u201cC\u1ea7n ph\u1ea3i ho\u00e0n thi\u1ec7n m\u1ed9t h\u1ec7 th\u1ed1ng ph\u00e1p l\u00fd h\u01b0\u1edbng t\u1edbi \u0111\u1ea3m b\u1ea3o s\u1ef1 c\u00f4ng b\u1eb1ng gi\u1eefa b\u00ean cho vay v\u00e0 ng\u01b0\u1eddi \u0111i vay.<\/p>\n<p>Quan tr\u1ecdng h\u01a1n l\u00e0 ph\u1ea3i th\u1ef1c thi quy \u0111\u1ecbnh ph\u00e1p l\u00fd th\u1eadt nghi\u00eam minh. Khi c\u1ea3 hai ph\u00eda \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 l\u1ee3i \u00edch ngang nhau, v\u00e0 \u0111\u01b0\u1ee3c lu\u1eadt h\u00f3a b\u1ea3o v\u1ec7, th\u00ec tr\u00e1ch nhi\u1ec7m t\u1eeb hai ph\u00eda s\u1ebd \u0111\u01b0\u1ee3c n\u00e2ng l\u00ean, th\u1ecb tr\u01b0\u1eddng vay ti\u00eau d\u00f9ng s\u1ebd an to\u00e0n, l\u00e0nh m\u1ea1nh\u201d.<\/p>\n<p><strong>\u0110\u1eb7ng Kh\u00f4i<\/strong><\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n<p><strong><em>\u0110\u1ea7u t\u01b0 Ch\u1ee9ng kho\u00e1n (T\u01b0 v\u1ea5n t\u00e0i ch\u00ednh) 01-4-2020:<\/em><\/strong><\/p>\n<p><a href=\"https:\/\/tinnhanhchungkhoan.vn\/tu-van-tai-chinh\/khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de-320649.html\"><em>https:\/\/tinnhanhchungkhoan.vn\/tu-van-tai-chinh\/khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de-320649.html<\/em><\/a><\/p>\n<p><em>(174\/1.173)<\/em>","protected":false},"excerpt":{"rendered":"<p>(\u0110TCK) &#8211; Theo c\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh \u2013 ng\u00e2n h\u00e0ng, v\u1edbi nh\u1eefng tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi \u0111i vay c\u00f3 nh\u1eefng h\u00e0nh vi ti\u00eau c\u1ef1c nh\u01b0 ch\u00e2y \u1ef3, tr\u1ed1n n\u1ee3, kh\u00f4ng tr\u1ea3 n\u1ee3, h\u00e0nh hung c\u00e1n b\u1ed9 \u0111\u00f2i n\u1ee3 ph\u1ea3i x\u1eed l\u00fd theo \u0111\u00fang lu\u1eadt \u0111\u1ec3 mang t\u00ednh r\u0103n \u0111e. \u201c\u0110\u1ee9ng cho vay, qu\u1ef3 \u0111\u00f2i n\u1ee3\u201d [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":22995,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-25480","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>2.494. Kh\u00f4ng tr\u1ea3 n\u1ee3 vay ti\u00eau d\u00f9ng - c\u1ea7n x\u1eed l\u00fd \u0111\u00fang lu\u1eadt \u0111\u1ec3 r\u0103n \u0111e  - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]2.494. Kh\u00f4ng tr\u1ea3 n\u1ee3 vay ti\u00eau d\u00f9ng - c\u1ea7n x\u1eed l\u00fd \u0111\u00fang lu\u1eadt \u0111\u1ec3 r\u0103n \u0111e [:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(\u0110TCK) &#8211; Theo c\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh \u2013 ng\u00e2n h\u00e0ng, v\u1edbi nh\u1eefng tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi \u0111i vay c\u00f3 nh\u1eefng h\u00e0nh vi ti\u00eau c\u1ef1c nh\u01b0 ch\u00e2y \u1ef3, tr\u1ed1n n\u1ee3, kh\u00f4ng tr\u1ea3 n\u1ee3, h\u00e0nh hung c\u00e1n b\u1ed9 \u0111\u00f2i n\u1ee3 ph\u1ea3i x\u1eed l\u00fd theo \u0111\u00fang lu\u1eadt \u0111\u1ec3 mang t\u00ednh r\u0103n \u0111e. \u201c\u0110\u1ee9ng cho vay, qu\u1ef3 \u0111\u00f2i n\u1ee3\u201d [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/en\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2020-04-01T07:14:53+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-06-08T07:19:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/88.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"275\" \/>\n\t<meta property=\"og:image:height\" content=\"183\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\\\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/28ef9093c3478d1b1ba56f61255ebe7a\"},\"headline\":\"2.494. Kh\u00f4ng tr\u1ea3 n\u1ee3 vay ti\u00eau d\u00f9ng &#8211; c\u1ea7n x\u1eed l\u00fd \u0111\u00fang lu\u1eadt \u0111\u1ec3 r\u0103n \u0111e\",\"datePublished\":\"2020-04-01T07:14:53+00:00\",\"dateModified\":\"2022-06-08T07:19:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\\\/\"},\"wordCount\":1793,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/05\\\/88.jpg\",\"articleSection\":[\"Tr\u00edch d\u1eabn\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/en\\\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\\\/\",\"name\":\"[:vi]2.494. Kh\u00f4ng tr\u1ea3 n\u1ee3 vay ti\u00eau d\u00f9ng - c\u1ea7n x\u1eed l\u00fd \u0111\u00fang lu\u1eadt \u0111\u1ec3 r\u0103n \u0111e [:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/05\\\/88.jpg\",\"datePublished\":\"2020-04-01T07:14:53+00:00\",\"dateModified\":\"2022-06-08T07:19:35+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/en\\\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\\\/#primaryimage\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/05\\\/88.jpg\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/05\\\/88.jpg\",\"width\":275,\"height\":183},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"(Ti\u1ebfng Vi\u1ec7t) 2.494. Kh\u00f4ng tr\u1ea3 n\u1ee3 vay ti\u00eau d\u00f9ng &#8211; c\u1ea7n x\u1eed l\u00fd \u0111\u00fang lu\u1eadt \u0111\u1ec3 r\u0103n \u0111e\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/facebook.com\\\/anvilawfirm\",\"https:\\\/\\\/x.com\\\/anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/28ef9093c3478d1b1ba56f61255ebe7a\",\"name\":\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g\",\"caption\":\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\"},\"sameAs\":[\"https:\\\/\\\/anvilaw.com\"],\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/author\\\/nghiatt\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]2.494. Kh\u00f4ng tr\u1ea3 n\u1ee3 vay ti\u00eau d\u00f9ng - c\u1ea7n x\u1eed l\u00fd \u0111\u00fang lu\u1eadt \u0111\u1ec3 r\u0103n \u0111e [:] - ANVI Law Firm","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/en\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]2.494. Kh\u00f4ng tr\u1ea3 n\u1ee3 vay ti\u00eau d\u00f9ng - c\u1ea7n x\u1eed l\u00fd \u0111\u00fang lu\u1eadt \u0111\u1ec3 r\u0103n \u0111e [:] - ANVI Law Firm","og_description":"(\u0110TCK) &#8211; Theo c\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh \u2013 ng\u00e2n h\u00e0ng, v\u1edbi nh\u1eefng tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi \u0111i vay c\u00f3 nh\u1eefng h\u00e0nh vi ti\u00eau c\u1ef1c nh\u01b0 ch\u00e2y \u1ef3, tr\u1ed1n n\u1ee3, kh\u00f4ng tr\u1ea3 n\u1ee3, h\u00e0nh hung c\u00e1n b\u1ed9 \u0111\u00f2i n\u1ee3 ph\u1ea3i x\u1eed l\u00fd theo \u0111\u00fang lu\u1eadt \u0111\u1ec3 mang t\u00ednh r\u0103n \u0111e. \u201c\u0110\u1ee9ng cho vay, qu\u1ef3 \u0111\u00f2i n\u1ee3\u201d [&hellip;]","og_url":"https:\/\/anvilaw.com\/en\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2020-04-01T07:14:53+00:00","article_modified_time":"2022-06-08T07:19:35+00:00","og_image":[{"width":275,"height":183,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/88.jpg","type":"image\/jpeg"}],"author":"Tr\u01b0\u01a1ng Trung Ngh\u0129a","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"Tr\u01b0\u01a1ng Trung Ngh\u0129a","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"9 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/en\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/en\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\/"},"author":{"name":"Tr\u01b0\u01a1ng Trung Ngh\u0129a","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/28ef9093c3478d1b1ba56f61255ebe7a"},"headline":"2.494. Kh\u00f4ng tr\u1ea3 n\u1ee3 vay ti\u00eau d\u00f9ng &#8211; c\u1ea7n x\u1eed l\u00fd \u0111\u00fang lu\u1eadt \u0111\u1ec3 r\u0103n \u0111e","datePublished":"2020-04-01T07:14:53+00:00","dateModified":"2022-06-08T07:19:35+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/en\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\/"},"wordCount":1793,"commentCount":0,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/en\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/88.jpg","articleSection":["Tr\u00edch d\u1eabn","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/anvilaw.com\/en\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/en\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\/","url":"https:\/\/anvilaw.com\/en\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\/","name":"[:vi]2.494. Kh\u00f4ng tr\u1ea3 n\u1ee3 vay ti\u00eau d\u00f9ng - c\u1ea7n x\u1eed l\u00fd \u0111\u00fang lu\u1eadt \u0111\u1ec3 r\u0103n \u0111e [:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/en\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/en\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/88.jpg","datePublished":"2020-04-01T07:14:53+00:00","dateModified":"2022-06-08T07:19:35+00:00","breadcrumb":{"@id":"https:\/\/anvilaw.com\/en\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/en\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/en\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/88.jpg","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/88.jpg","width":275,"height":183},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/en\/2-494-khong-tra-no-vay-tieu-dung-can-xu-ly-dung-luat-de-ran-de\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"(Ti\u1ebfng Vi\u1ec7t) 2.494. Kh\u00f4ng tr\u1ea3 n\u1ee3 vay ti\u00eau d\u00f9ng &#8211; c\u1ea7n x\u1eed l\u00fd \u0111\u00fang lu\u1eadt \u0111\u1ec3 r\u0103n \u0111e"}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/28ef9093c3478d1b1ba56f61255ebe7a","name":"Tr\u01b0\u01a1ng Trung Ngh\u0129a","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/secure.gravatar.com\/avatar\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g","caption":"Tr\u01b0\u01a1ng Trung Ngh\u0129a"},"sameAs":["https:\/\/anvilaw.com"],"url":"https:\/\/anvilaw.com\/vi\/author\/nghiatt\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/25480","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=25480"}],"version-history":[{"count":0,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/25480\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/22995"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=25480"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=25480"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=25480"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}