{"id":25509,"date":"2020-06-06T14:24:40","date_gmt":"2020-06-06T07:24:40","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=25509"},"modified":"2022-06-08T14:26:19","modified_gmt":"2022-06-08T07:26:19","slug":"2-567-khong-dep-noi-doi-no-bang-khung-bo","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-567-khong-dep-noi-doi-no-bang-khung-bo\/","title":{"rendered":"2.567. Kh\u00f4ng d\u1eb9p n\u1ed5i \u0111\u00f2i n\u1ee3 b\u1eb1ng “kh\u1ee7ng b\u1ed1”?"},"content":{"rendered":"(NL\u0110) – Mu\u1ed1n gi\u1ea3m t\u00ecnh tr\u1ea1ng “kh\u1ee7ng b\u1ed1” \u0111\u00f2i n\u1ee3 c\u1ea7n c\u00f3 nh\u1eefng quy \u0111\u1ecbnh chung cho m\u1ecdi doanh nghi\u1ec7p, c\u00e1 nh\u00e2n v\u00e0 th\u1ef1c thi hi\u1ec7u qu\u1ea3<\/strong><\/p>\n

Theo Th\u00f4ng t\u01b0 18\/2019\/TT-NHNN c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam s\u1eeda \u0111\u1ed5i c\u00e1c quy \u0111\u1ecbnh v\u1ec1 cho vay ti\u00eau d\u00f9ng c\u1ee7a c\u00f4ng ty t\u00e0i ch\u00ednh (CTTC) c\u1ee7a Th\u00f4ng t\u01b0 43\/2016 c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb n\u0103m 2020, CTTC kh\u00f4ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng bi\u1ec7n ph\u00e1p \u0111e d\u1ecda \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng; kh\u00f4ng nh\u1eafc n\u1ee3 trong kho\u1ea3ng th\u1eddi gian t\u1eeb 7 gi\u1edd \u0111\u1ebfn 21 gi\u1edd v\u00e0 ch\u1ec9 \u0111\u01b0\u1ee3c nh\u1eafc n\u1ee3 t\u1ed1i \u0111a 5 l\u1ea7n\/ng\u00e0y; kh\u00f4ng nh\u1eafc n\u1ee3, \u0111\u00f2i n\u1ee3 ng\u01b0\u1eddi th\u00e2n c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 ph\u1ea3i b\u1ea3o m\u1eadt th\u00f4ng tin ng\u01b0\u1eddi vay ti\u1ec1n\u2026 Th\u1ebf nh\u01b0ng, c\u00e1c quy \u0111\u1ecbnh n\u00e0y kh\u00f4ng \u0111\u01b0\u1ee3c tu\u00e2n th\u1ee7 trong th\u1ef1c t\u1ebf.<\/p>\n

D\u1ecda \u0111\u1ed1t nh\u00e0 ng\u01b0\u1eddi th\u00e2n<\/strong><\/p>\n

Th\u00e1ng 5-2020, anh L.H.T (ng\u1ee5 huy\u1ec7n \u0110\u1eafk H\u00e0, t\u1ec9nh Kon Tum) b\u1ecb th\u1ea5t nghi\u1ec7p do d\u1ecbch Covid-19 n\u00ean kh\u00f4ng \u0111\u1ee7 ti\u1ec1n \u0111\u1ec3 tr\u1ea3 n\u1ee3 h\u1eb1ng th\u00e1ng cho kho\u1ea3n vay t\u00edn ch\u1ea5p 50 tri\u1ec7u \u0111\u1ed3ng, l\u00e3i su\u1ea5t 33%\/n\u0103m t\u1eeb CTTC P. c\u00f3 tr\u1ee5 s\u1edf ch\u00ednh \u1edf TP HCM. L\u00fac n\u00e0y, CTTC P. ti\u1ebfn h\u00e0nh nh\u1eafc n\u1ee3 nh\u01b0ng kh\u00f4ng li\u00ean l\u1ea1c v\u1edbi anh L.H.T. Ng\u01b0\u1eddi nh\u00e0 c\u1ee7a anh L.H.T (cha, m\u1eb9, d\u00ec ru\u1ed9t, em ru\u1ed9t) li\u00ean t\u1ee5c b\u1ecb ng\u01b0\u1eddi l\u1ea1 g\u1ecdi \u0111i\u1ec7n \u0111\u00f2i n\u1ee3 d\u00f9 trong h\u1ee3p \u0111\u1ed3ng vay v\u1ed1n kh\u00f4ng ghi s\u1ed1 \u0111i\u1ec7n tho\u1ea1i c\u1ee7a nh\u1eefng ng\u01b0\u1eddi n\u00e0y .<\/p>\n

\u0110\u00f2i n\u1ee3 ki\u1ec3u \u201ckh\u1ee7ng b\u1ed1\u201d \u1edf qu\u00e1n ph\u1edf H\u00f2a, \u0111\u01b0\u1eddng Pasteur, TP HCM g\u00e2y x\u00f4n xao d\u01b0 lu\u1eadn m\u1ed9t th\u1eddi.<\/em><\/p>\n

\"\"<\/p>\n

\u1ea2nh: PH\u1ea0M D\u0168NG<\/em><\/p>\n

Trao \u0111\u1ed5i v\u1edbi ph\u00f3ng vi\u00ean B\u00e1o Ng\u01b0\u1eddi Lao \u0110\u1ed9ng, ch\u1ecb Th\u00e0nh (em ru\u1ed9t anh L.H.T) cho bi\u1ebft ch\u1ec9 trong ng\u00e0y 27-5, c\u00f3 \u0111\u1ebfn h\u00e0ng ch\u1ee5c cu\u1ed9c g\u1ecdi c\u00f3 \u0111\u1ea7u s\u1ed1 094\u2026 t\u1ef1 x\u01b0ng l\u00e0 nh\u00e2n vi\u00ean c\u1ee7a CTTC y\u00eau c\u1ea7u tr\u1ea3 n\u1ee3 thay cho anh L.H.T v\u1edbi nh\u1eefng l\u1eddi l\u1ebd n\u1eb7ng n\u1ec1. Th\u1ebf nh\u01b0ng, ch\u1ecb Th\u00e0nh g\u1ecdi l\u1ea1i c\u00e1c s\u1ed1 \u0111i\u1ec7n tho\u1ea1i n\u00e0y th\u00ec kh\u00f4ng c\u00f3 t\u00edn hi\u1ec7u. “Kh\u00f4ng hi\u1ec3u v\u00ec sao khi t\u00f4i kh\u00f4ng nghe m\u00e1y t\u1eeb s\u1ed1 l\u1ea1 g\u1ecdi \u0111\u1ebfn th\u00ec l\u1ea1i c\u00f3 ng\u01b0\u1eddi kh\u00e1c li\u00ean t\u1ee5c nh\u1eafn tin v\u00e0o \u0111\u1ecba ch\u1ec9 Zalo c\u1ee7a t\u00f4i v\u1edbi l\u1eddi l\u1ebd th\u00f4 t\u1ee5c, th\u1eadm ch\u00ed h\u1ecd c\u00f2n \u0111e d\u1ecda \u0111\u1ed1t nh\u00e0 t\u00f4i. T\u00f4i r\u1ea5t s\u1ee3 h\u00e3i, bu\u1ed9c ph\u1ea3i ch\u1ea5p nh\u1eadn tr\u1ea3 n\u1ee3 thay cho anh m\u00ecnh” – ch\u1ecb Th\u00e0nh k\u1ec3 l\u1ea1i.<\/p>\n

Anh Minh, nh\u00e2n vi\u00ean c\u1ee7a m\u1ed9t c\u00f4ng ty \u1edf TP HCM, cho hay c\u00e1ch \u0111\u00e2y 1 th\u00e1ng c\u00f3 m\u1ed9t nh\u00f3m ng\u01b0\u1eddi l\u00fac x\u01b0ng l\u00e0 CTTC, l\u00fac l\u00e0 c\u00f4ng ty \u0111\u00f2i n\u1ee3 li\u00ean t\u1ee5c nh\u1eafn tin, \u0111i\u1ec7n tho\u1ea1i c\u1ea3 ng\u00e0y l\u1eabn \u0111\u00eam cho h\u1ea7u h\u1ebft c\u00e1c nh\u00e2n vi\u00ean, y\u00eau c\u1ea7u h\u1ecd ph\u1ea3i t\u00ecm ng\u01b0\u1eddi m\u1eafc n\u1ee3 l\u00e0 nh\u00e2n vi\u00ean \u0111\u00e3 ngh\u1ec9 vi\u1ec7c khi\u1ebfn c\u00f4ng ty ph\u1ea3i k\u00eau c\u1ee9u \u0111\u1ebfn c\u01a1 quan c\u00f4ng an.<\/p>\n

N\u00e9 “kh\u1ee7ng b\u1ed1”, ph\u1ea3i n\u1ed9p g\u1ea7n 2 tri\u1ec7u \u0111\u1ed3ng<\/strong><\/p>\n

Kh\u00f4ng ch\u1ec9 ng\u01b0\u1eddi th\u00e2n c\u1ee7a ng\u01b0\u1eddi m\u1eafc n\u1ee3 c\u00e1c CTTC th\u01b0\u1eddng xuy\u00ean b\u1ecb “kh\u1ee7ng b\u1ed1” b\u1eb1ng \u0111i\u1ec7n tho\u1ea1i, tin nh\u1eafn m\u00e0 ng\u01b0\u1eddi nh\u00e0 c\u1ee7a c\u00e1 nh\u00e2n vay ti\u1ec1n qua app (\u1ee9ng d\u1ee5ng) c\u0169ng r\u01a1i v\u00e0o t\u00ecnh hu\u1ed1ng n\u00e0y.<\/p>\n

Gi\u1eefa th\u00e1ng 4-2019, ch\u1ecb Tr\u00e2m Anh (qu\u1eadn Th\u1ee7 \u0110\u1ee9c, TP HCM) c\u00f3 vay qua app vaymuon 5 tri\u1ec7u \u0111\u1ed3ng. Sau khi h\u1ebft th\u1eddi vay 30 ng\u00e0y, ch\u1ecb Tr\u00e2m Anh ch\u01b0a c\u00f3 \u0111\u1ee7 ti\u1ec1n tr\u1ea3 n\u1ee3. L\u1eadp t\u1ee9c, m\u1ed9t s\u1ed1 ng\u01b0\u1eddi l\u1ea1 li\u00ean t\u1ee5c g\u1ecdi \u0111\u1ebfn 200 s\u1ed1 \u0111i\u1ec7n tho\u1ea1i ng\u01b0\u1eddi th\u00e2n quen c\u1ee7a ch\u1ecb, g\u00e2y \u00e1p l\u1ef1c \u0111\u00f2i n\u1ee3; \u0111\u1ed3ng th\u1eddi c\u1eaft gh\u00e9p c\u00e1c h\u00ecnh \u1ea3nh gia \u0111\u00ecnh ch\u1ecb Tr\u00e2m Anh \u0111\u0103ng tr\u00ean Facebook, Zalo\u2026 k\u00e8m theo n\u1ed9i dung b\u00ecnh lu\u1eadn th\u00f4 b\u1ec9.<\/p>\n

Lo s\u1ee3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ng\u01b0\u1eddi nh\u00e0, ch\u1ecb Tr\u00e2m Anh \u0111\u1ec1 ngh\u1ecb ch\u1ee7 app vaymuon gia h\u1ea1n n\u1ee3, ch\u1ea5p nh\u1eadn l\u00e3i ph\u1ea1t 100.000 \u0111\u1ed3ng\/ng\u00e0y. Ch\u1ee7 app \u0111\u1ed3ng \u00fd nh\u01b0ng y\u00eau c\u1ea7u ch\u1ecb Tr\u00e2m Anh ph\u1ea3i n\u1ed9p ph\u00ed gia h\u1ea1n n\u1ee3 1,95 tri\u1ec7u \u0111\u1ed3ng th\u00ec s\u1ebd \u0111\u01b0\u1ee3c t\u1ea1m ho\u00e3n “l\u00e0m phi\u1ec1n” trong v\u00f2ng 1 th\u00e1ng. Sau th\u1eddi gian n\u00e0y, n\u1ebfu ch\u1ecb Tr\u00e2m Anh ch\u01b0a tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3 th\u00ec c\u00f3 th\u1ec3 ti\u1ebfp t\u1ee5c n\u1ed9p ph\u00ed gia h\u1ea1n n\u1ee3 cho th\u00e1ng ti\u1ebfp theo. “\u0110\u1ec3 ng\u01b0\u1eddi nh\u00e0 y\u00ean th\u00e2n, t\u00f4i \u0111\u00e3 gia h\u1ea1n 2 th\u00e1ng, t\u00ednh ra s\u1ed1 ti\u1ec1n ph\u1ea3i tr\u1ea3 l\u00ean \u0111\u1ebfn g\u1ea7n 10 tri\u1ec7u \u0111\u1ed3ng” – ch\u1ecb Tr\u00e2m Anh n\u00f3i.<\/p>\n

T\u01b0\u01a1ng t\u1ef1, anh Minh (qu\u1eadn B\u00ecnh T\u00e2n, TP HCM) – ng\u01b0\u1eddi vay 5 tri\u1ec7u \u0111\u1ed3ng qua app di-dong.vip – c\u0169ng ch\u1ea5p nh\u1eadn n\u1ed9p ph\u00ed gia h\u1ea1n n\u1ee3 1,8 tri\u1ec7u \u0111\u1ed3ng \u0111\u1ec3 ng\u01b0\u1eddi th\u00e2n kh\u00f4ng b\u1ecb ng\u01b0\u1eddi l\u1ea1 \u0111i\u1ec7n tho\u1ea1i \u0111\u00f2i n\u1ee3 l\u00fac n\u1eeda \u0111\u00eam, b\u00eau x\u1ea5u tr\u00ean m\u1ea1ng x\u00e3 h\u1ed9i.<\/p>\n

C\u01a1 quan qu\u1ea3n l\u00fd b\u00f3 tay?<\/strong><\/p>\n

M\u1ed9t thanh tra vi\u00ean c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng cho r\u1eb1ng n\u1ebfu CTTC g\u1ecdi \u0111i\u1ec7n cho ng\u01b0\u1eddi nh\u00e0 c\u1ee7a ng\u01b0\u1eddi vay ti\u1ec1n \u0111\u1ec3 nh\u1eafc n\u1ee3, \u0111\u00f2i n\u1ee3 l\u00e0 vi ph\u1ea1m quy \u0111\u1ecbnh Th\u00f4ng t\u01b0 18\/2019\/TT-NHNN. Tuy nhi\u00ean, l\u00e2u nay kh\u00f4ng \u00edt CTTC thu\u00ea c\u00e1c \u0111\u01a1n v\u1ecb \u0111\u00f2i n\u1ee3 thu\u00ea d\u00f9ng c\u00e1c bi\u1ec7n ph\u00e1p m\u1ea1nh \u0111\u1ec3 thu s\u1ed1 v\u1ed1n \u0111\u00e3 cho vay ti\u00eau d\u00f9ng, vay qua th\u1ebb t\u00edn d\u1ee5ng\u2026. “C\u01a1 quan qu\u1ea3n l\u00fd ng\u00e0nh ng\u00e2n h\u00e0ng c\u00f3 bi\u1ebft vi\u1ec7c n\u00e0y nh\u01b0ng kh\u00f4ng c\u00f3 c\u01a1 s\u1edf \u0111\u1ec3 x\u1eed l\u00fd” – v\u1ecb thanh tra n\u00f3i.<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c,\u00a0Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/em>, cho r\u1eb1ng Th\u00f4ng t\u01b0 18\/2019\/TT-NHNN ch\u1ec9 c\u00f3 hi\u1ec7u l\u1ef1c v\u1edbi c\u00e1c CTTC. Khi CTTC thu\u00ea c\u00f4ng ty kh\u00e1c \u0111\u00f2i n\u1ee3 th\u00ec Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc kh\u00f4ng th\u1ec3 x\u1eed l\u00fd c\u00f4ng ty \u0111\u00f2i n\u1ee3 thu\u00ea v\u00ec kh\u00f4ng qu\u1ea3n l\u00fd nh\u1eefng \u0111\u01a1n v\u1ecb n\u00e0y. Do \u0111\u00f3, mu\u1ed1n gi\u1ea3m t\u00ecnh tr\u1ea1ng “kh\u1ee7ng b\u1ed1” \u0111\u00f2i n\u1ee3 c\u1ea7n c\u00f3 nh\u1eefng quy \u0111\u1ecbnh chung, \u00e1p d\u1ee5ng cho m\u1ecdi doanh nghi\u1ec7p, c\u00e1 nh\u00e2n.<\/p>\n

Bi\u1ebfn t\u01b0\u1edbng th\u00e0nh c\u00e1c b\u0103ng nh\u00f3m “x\u00e3 h\u1ed9i \u0111en”<\/strong><\/p>\n

G\u00f3p \u00fd s\u1eeda Lu\u1eadt \u0110\u1ea7u t\u01b0 \u1edf c\u1ea3 hai k\u1ef3 h\u1ecdp th\u1ee9 8 v\u00e0 th\u1ee9 9 c\u1ee7a Qu\u1ed1c h\u1ed9i, \u0111\u1ea1i bi\u1ec3u (\u0110B) Phan Th\u1ecb M\u1ef9 Dung (Long An) kh\u1eb3ng \u0111\u1ecbnh quan \u0111i\u1ec3m c\u1ea7n c\u1ea5m \u0111\u1ea7u t\u01b0 kinh doanh d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3. \u0110B Dung kh\u1eb3ng \u0111\u1ecbnh th\u1ef1c ti\u1ec5n trong th\u1eddi gian qua, nh\u1eefng \u0111\u00f3ng g\u00f3p cho x\u00e3 h\u1ed9i, cho nh\u00e0 n\u01b0\u1edbc c\u1ee7a lo\u1ea1i h\u00ecnh kinh doanh thu h\u1ed3i n\u1ee3 ch\u01b0a \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 \u0111\u1ec3 th\u1ec3 hi\u1ec7n r\u00f5 k\u1ebft qu\u1ea3 t\u00edch c\u1ef1c. “Nh\u01b0ng ng\u01b0\u1ee3c l\u1ea1i, vi\u1ec7c kinh doanh ng\u00e0nh ngh\u1ec1 n\u00e0y n\u1ed5i l\u00ean nhi\u1ec1u v\u1ea5n \u0111\u1ec1 \u0111\u00e1ng lo ng\u1ea1i, ti\u00eau c\u1ef1c th\u00ec th\u1ec3 hi\u1ec7n r\u00f5”.<\/p>\n

\u0110B Mai H\u1ed3ng H\u1ea3i (H\u1ea3i Ph\u00f2ng) cho r\u1eb1ng vi\u1ec7c kh\u00f4ng x\u1eed l\u00fd \u0111\u01b0\u1ee3c n\u1ee3 kh\u00f4ng ch\u1ec9 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn quy\u1ec1n t\u00e0i s\u1ea3n c\u1ee7a ch\u1ee7 n\u1ee3 m\u00e0 \u0111\u00f4i khi mang \u0111\u1ebfn h\u1ec7 l\u1ee5y ph\u00e1p l\u00fd r\u1ea5t ph\u1ee9c t\u1ea1p. V\u00ed d\u1ee5, theo Lu\u1eadt Doanh nghi\u1ec7p, khi gi\u1ea3i th\u1ec3 doanh nghi\u1ec7p th\u00ec k\u1ec3 t\u1eeb ng\u00e0y c\u00f3 ngh\u1ecb quy\u1ebft \u0111\u1ea1i h\u1ed9i \u0111\u1ed3ng c\u1ed5 \u0111\u00f4ng ho\u1eb7c ngh\u1ecb quy\u1ebft c\u1ee7a h\u1ed9i \u0111\u1ed3ng th\u00e0nh vi\u00ean, h\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb th\u00f4ng qua vi\u1ec7c gi\u1ea3i th\u1ec3 g\u1ecdi l\u00e0 ch\u1ee7 tr\u01b0\u01a1ng gi\u1ea3i th\u1ec3 th\u00ec trong v\u00f2ng 180 ng\u00e0y ph\u1ea3i gi\u1ea3i quy\u1ebft c\u00e1c tr\u00e1ch nhi\u1ec7m v\u1ec1 t\u00e0i ch\u00ednh \u0111\u1ec3 n\u1ed9p h\u1ed3 s\u01a1 ch\u00ednh th\u1ee9c gi\u1ea3i th\u1ec3 \u0111\u1ebfn S\u1edf K\u1ebf ho\u1ea1ch v\u00e0 \u0110\u1ea7u t\u01b0 \u0111\u1ecba ph\u01b0\u01a1ng. Nh\u01b0ng do ph\u1ea3i x\u1eed l\u00fd m\u1ed9t kho\u1ea3n n\u1ee3 kh\u00f4ng \u0111\u00f2i \u0111\u01b0\u1ee3c ph\u1ea3i ra t\u00f2a k\u00e9o d\u00e0i nhi\u1ec1u n\u0103m d\u1eabn \u0111\u1ebfn qu\u00e1 180 ng\u00e0y m\u00e0 ch\u01b0a n\u1ed9p \u0111\u01b0\u1ee3c h\u1ed3 s\u01a1 gi\u1ea3i th\u1ec3 th\u00ec kh\u00f4ng bi\u1ebft ph\u1ea3i x\u1eed l\u00fd ti\u1ebfp theo nh\u01b0 th\u1ebf n\u00e0o. “V\u00ec v\u1eady, th\u1ef1c t\u1ebf nhi\u1ec1u c\u00e1 nh\u00e2n, doanh nghi\u1ec7p v\u1eabn ph\u1ea3i t\u00ecm \u0111\u1ebfn d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 v\u00ec t\u00ednh ti\u1ec7n d\u1ee5ng v\u00e0 hi\u1ec7u qu\u1ea3” – \u0110B n\u00f3i.<\/p>\n

\u0110B Ph\u1ea1m V\u0103n H\u00f2a (\u0110\u1ed3ng Th\u00e1p) cho r\u1eb1ng kh\u00f4ng th\u1ec3 ng\u00e0nh n\u00e0o nh\u00e0 n\u01b0\u1edbc qu\u1ea3n l\u00fd kh\u00f3 l\u00e0 c\u1ea5m kinh doanh m\u00e0 n\u00ean t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho d\u00e2n, l\u00e0m sao \u0111\u1ec3 nh\u00e0 n\u01b0\u1edbc qu\u1ea3n l\u00fd theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt s\u1ebd d\u1ec5 d\u00e0ng h\u01a1n. Th\u1ef1c t\u1ebf c\u1ea5m m\u00e0 nhu c\u1ea7u x\u00e3 h\u1ed9i r\u1ea5t c\u1ea7n th\u00ec v\u1eabn t\u1ed3n t\u1ea1i v\u00e0 hi\u1ec7n nay c\u00f3 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p tr\u00e1 h\u00ecnh n\u00ean ch\u00fang ta r\u1ea5t kh\u00f3 qu\u1ea3n l\u00fd. “Tuy nhi\u00ean, ph\u1ea3i quy \u0111\u1ecbnh \u0111i\u1ec1u ki\u1ec7n ch\u1eb7t ch\u1ebd h\u01a1n, r\u00e0ng bu\u1ed9c h\u01a1n, quy tr\u00e1ch nhi\u1ec7m cho t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n c\u00f3 li\u00ean quan. N\u1ebfu thu h\u1ed3i n\u1ee3 theo ki\u1ec3u x\u00e3 h\u1ed9i \u0111en, vi ph\u1ea1m ph\u00e1p lu\u1eadt ph\u1ea3i x\u1eed l\u00fd nghi\u00eam minh. C\u00f3 nh\u01b0 th\u1ebf, t\u00f4i tin r\u1eb1ng s\u1ebd h\u1ea1n ch\u1ebf \u0111\u1ebfn m\u1ee9c th\u1ea5p nh\u1ea5t t\u00ecnh tr\u1ea1ng kinh doanh thu h\u1ed3i n\u1ee3 theo ki\u1ec3u x\u00e3 h\u1ed9i \u0111en n\u1eefa” – \u00f4ng H\u00f2a cho hay.<\/p>\n

V\u0102N DU\u1ea8N – THY TH\u01a0<\/p>\n

\u2014\u2014\u2014\u2014\u2014<\/p>\n

Ng\u01b0\u1eddi lao \u0111\u1ed9ng (Trong n\u01b0\u1edbc) 06-6-2020:<\/em><\/strong><\/p>\n

https:\/\/nld.com.vn\/thoi-su\/khong-dep-noi-doi-no-bang-khung-bo-20200605192234946.htm<\/em><\/a><\/p>\n

(80\/1.387)<\/em>","protected":false},"excerpt":{"rendered":"

(NL\u0110) – Mu\u1ed1n gi\u1ea3m t\u00ecnh tr\u1ea1ng “kh\u1ee7ng b\u1ed1” \u0111\u00f2i n\u1ee3 c\u1ea7n c\u00f3 nh\u1eefng quy \u0111\u1ecbnh chung cho m\u1ecdi doanh nghi\u1ec7p, c\u00e1 nh\u00e2n v\u00e0 th\u1ef1c thi hi\u1ec7u qu\u1ea3 Theo Th\u00f4ng t\u01b0 18\/2019\/TT-NHNN c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam s\u1eeda \u0111\u1ed5i c\u00e1c quy \u0111\u1ecbnh v\u1ec1 cho vay ti\u00eau d\u00f9ng c\u1ee7a c\u00f4ng ty t\u00e0i ch\u00ednh (CTTC) c\u1ee7a […]<\/p>\n","protected":false},"author":3,"featured_media":25510,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-25509","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n2.567. Kh\u00f4ng d\u1eb9p n\u1ed5i \u0111\u00f2i n\u1ee3 b\u1eb1ng "kh\u1ee7ng b\u1ed1"? - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/2-567-khong-dep-noi-doi-no-bang-khung-bo\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]2.567. Kh\u00f4ng d\u1eb9p n\u1ed5i \u0111\u00f2i n\u1ee3 b\u1eb1ng "kh\u1ee7ng b\u1ed1"?[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(NL\u0110) – Mu\u1ed1n gi\u1ea3m t\u00ecnh tr\u1ea1ng “kh\u1ee7ng b\u1ed1” \u0111\u00f2i n\u1ee3 c\u1ea7n c\u00f3 nh\u1eefng quy \u0111\u1ecbnh chung cho m\u1ecdi doanh nghi\u1ec7p, c\u00e1 nh\u00e2n v\u00e0 th\u1ef1c thi hi\u1ec7u qu\u1ea3 Theo Th\u00f4ng t\u01b0 18\/2019\/TT-NHNN c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam s\u1eeda \u0111\u1ed5i c\u00e1c quy \u0111\u1ecbnh v\u1ec1 cho vay ti\u00eau d\u00f9ng c\u1ee7a c\u00f4ng ty t\u00e0i ch\u00ednh (CTTC) c\u1ee7a […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/en\/2-567-khong-dep-noi-doi-no-bang-khung-bo\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2020-06-06T07:24:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-06-08T07:26:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/2567.png\" \/>\n\t<meta property=\"og:image:width\" content=\"339\" \/>\n\t<meta property=\"og:image:height\" content=\"252\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/2-567-khong-dep-noi-doi-no-bang-khung-bo\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/en\\\/2-567-khong-dep-noi-doi-no-bang-khung-bo\\\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/28ef9093c3478d1b1ba56f61255ebe7a\"},\"headline\":\"2.567. 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