{"id":25708,"date":"2019-12-11T15:58:47","date_gmt":"2019-12-11T08:58:47","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=25708"},"modified":"2022-06-09T21:43:24","modified_gmt":"2022-06-09T14:43:24","slug":"2-387-thanh-toan-khong-dung-tien-mat-tac-dong-nhu-nao-toi-cung-ung-dich-vu","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-387-thanh-toan-khong-dung-tien-mat-tac-dong-nhu-nao-toi-cung-ung-dich-vu\/","title":{"rendered":"2.387. Thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t t\u00e1c \u0111\u1ed9ng nh\u01b0 n\u00e0o t\u1edbi cung \u1ee9ng d\u1ecbch v\u1ee5?"},"content":{"rendered":"
(BN) – D\u1ef1 th\u1ea3o ngh\u1ecb \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t s\u1ebd t\u00e1c \u0111\u1ed9ng t\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n, trung gian thanh to\u00e1n v\u00e0 b\u01b0u ch\u00ednh c\u00f4ng \u00edch… n\u00ean vi\u1ec7c l\u1ea5y \u00fd ki\u1ebfn l\u00e0 r\u1ea5t c\u1ea7n thi\u1ebft.<\/strong><\/div>\n
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Doanh nghi\u1ec7p g\u00f3p \u00fd d\u1ef1 th\u1ea3o ngh\u1ecb \u0111\u1ecbnh thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t. \u1ea2nh: Ng\u1ecdc Qu\u1ef3nh\/Bnews-TTXVN<\/i><\/a><\/div>\n

S\u00e1ng\u00a011\/12, t\u1ea1i H\u00e0 N\u1ed9i, Ph\u00f2ng Th\u01b0\u01a1ng m\u1ea1i v\u00e0 C\u00f4ng nghi\u1ec7p Vi\u1ec7t Nam (VCCI<\/a>) ph\u1ed1i h\u1ee3p v\u1edbi Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam t\u1ed5 ch\u1ee9c h\u1ed9i th\u1ea3o “L\u1ea5y \u00fd ki\u1ebfn doanh nghi\u1ec7p d\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t”.<\/p>\n

\u0110\u00e2y l\u00e0 v\u0103n b\u1ea3n d\u1ef1 ki\u1ebfn s\u1ebd thay th\u1ebf Ngh\u1ecb \u0111\u1ecbnh 101\/2012\/N\u0110-CP v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t. S\u1ef1 ki\u1ec7n thu h\u00fat m\u1ed1i quan t\u00e2m c\u1ee7a \u0111\u00f4ng \u0111\u1ea3o \u0111\u1ea1i di\u1ec7n c\u01a1 quan qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc nh\u01b0: Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN), B\u1ed9 T\u01b0 ph\u00e1p, B\u1ed9 T\u00e0i ch\u00ednh, B\u1ed9 C\u00f4ng an, B\u1ed9 K\u1ebf ho\u1ea1ch v\u00e0 \u0110\u1ea7u t\u01b0, Hi\u1ec7p h\u1ed9i Th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed, Hi\u1ec7p h\u1ed9i c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh, c\u00e1c chuy\u00ean gia ch\u00ednh s\u00e1ch v\u00e0 ph\u00e1p l\u00fd c\u00f9ng c\u1ed9ng \u0111\u1ed3ng doanh nghi\u1ec7p ho\u1ea1t \u0111\u1ed9ng trong l\u0129nh v\u1ef1c thanh to\u00e1n nh\u01b0 Payoo, MoMo, ZaloPay, Viettel…<\/p>\n

Ph\u00e1t bi\u1ec3u khai m\u1ea1c, \u00f4ng \u0110\u1eadu Anh Tu\u1ea5n, Tr\u01b0\u1edfng Ban Ph\u00e1p ch\u1ebf VCCI nh\u1eadn \u0111\u1ecbnh, thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u0111ang l\u00e0 m\u1ed9t xu h\u01b0\u1edbng ng\u00e0y c\u00e0ng ph\u00e1t tri\u1ec3n v\u00e0 mang l\u1ea1i s\u1ef1 thu\u1eadn ti\u1ec7n cho ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh c\u1ee7a doanh nghi\u1ec7p v\u00e0 \u0111\u1eddi s\u1ed1ng c\u1ee7a ng\u01b0\u1eddi d\u00e2n, c\u0169ng nh\u01b0 g\u00f3p ph\u1ea7n thay \u0111\u1ed5i c\u00e1ch th\u1ee9c qu\u1ea3n tr\u1ecb theo h\u01b0\u1edbng minh b\u1ea1ch, hi\u1ec7n \u0111\u1ea1i.<\/p>\n

\u0110\u00e2y l\u00e0 ch\u1ee7 tr\u01b0\u01a1ng ch\u00ednh s\u00e1ch quan tr\u1ecdng c\u1ee7a Ch\u00ednh ph\u1ee7, v\u00e0 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc trong th\u1eddi gian qua v\u00e0 c\u0169ng \u0111\u00e3 c\u00f3 nhi\u1ec1u n\u1ed7 l\u1ef1c c\u1ee7a c\u00e1c b\u1ed9, ng\u00e0nh \u0111\u1ec3 \u0111\u01b0a ch\u1ee7 tr\u01b0\u01a1ng, ch\u00ednh s\u00e1ch n\u00e0y \u0111i v\u00e0o cu\u1ed9c s\u1ed1ng m\u1ed9t c\u00e1ch th\u00e0nh c\u00f4ng.<\/p>\n

Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t s\u1ebd l\u00e0 v\u0103n b\u1ea3n quan tr\u1ecdng, \u1ea3nh h\u01b0\u1edfng l\u1edbn \u0111\u1ebfn c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c trung gian thanh to\u00e1n, c\u00e1c doanh nghi\u1ec7p th\u1ee5 h\u01b0\u1edfng d\u1ecbch v\u1ee5 v\u00e0 \u0111\u00f4ng \u0111\u1ea3o ng\u01b0\u1eddi d\u00e2n. Do \u0111\u00f3 thu h\u00fat \u0111\u01b0\u1ee3c s\u1ef1 quan t\u00e2m ch\u00fa \u00fd c\u1ee7a c\u1ed9ng \u0111\u1ed3ng doanh nghi\u1ec7p v\u00e0 x\u00e3 h\u1ed9i.<\/p>\n

\u0110\u1ea1i di\u1ec7n ph\u00eda Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, \u00f4ng L\u00ea Anh D\u0169ng, Ph\u00f3 V\u1ee5 tr\u01b0\u1edfng V\u1ee5 Thanh to\u00e1n cho bi\u1ebft, Ngh\u1ecb \u0111\u1ecbnh 101\/2012\/N\u0110-CP \u0111\u00e3 qua 6 n\u0103m tri\u1ec3n khai v\u1edbi nh\u1eefng n\u1ed9i dung quan tr\u1ecdng \u1ea3nh h\u01b0\u1edfng s\u00e2u r\u1ed9ng t\u1edbi \u0111\u1eddi s\u1ed1ng x\u00e3 h\u1ed9i.<\/p>\n

\u0110\u00e2y c\u0169ng l\u00e0 n\u1ec1n t\u1ea3ng ph\u00e1p l\u00fd cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n v\u00e0 trung gian thanh to\u00e1n \u0111\u1ec3 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n ph\u00e1t tri\u1ec3n cho c\u00e1c lo\u1ea1i h\u00ecnh m\u1edbi nh\u01b0 thanh to\u00e1n \u0111i\u1ec7n t\u1eed, thanh to\u00e1n di \u0111\u1ed9ng…<\/p>\n

T\u1eeb th\u1ef1c ti\u1ec5n tri\u1ec3n khai \u0111\u1ebfn nay \u0111\u00e3 cho th\u1ea5y y\u00eau c\u1ea7u c\u1ea7n s\u1ef1 s\u1eeda \u0111\u1ed5i, b\u1ed5 sung v\u00e0 \u0111i\u1ec1u ch\u1ec9nh \u0111\u1ec3 h\u00e0nh lang ph\u00e1p l\u00fd n\u00e0y ph\u00f9 h\u1ee3p v\u1edbi y\u00eau c\u1ea7u c\u1ee7a h\u1ed9i nh\u1eadp, v\u1edbi ph\u00e1t tri\u1ec3n c\u1ee7a \u0111\u1eddi s\u1ed1ng kinh t\u1ebf, x\u00e3 h\u1ed9i v\u00e0 khoa h\u1ecdc c\u00f4ng ngh\u1ec7.<\/p>\n

\u00d4ng H\u1ed3 C\u1ea3nh Li\u00eam, \u0111\u1ea1i di\u1ec7n c\u01a1 quan so\u1ea1n th\u1ea3o thu\u1ed9c V\u1ee5 Thanh to\u00e1n (Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam) cho bi\u1ebft, v\u1edbi quan \u0111i\u1ec3m x\u00e2y d\u1ef1ng ngh\u1ecb \u0111\u1ecbnh th\u1ec3 hi\u1ec7n t\u00ednh nh\u1ea5t qu\u00e1n trong vi\u1ec7c th\u00fac \u0111\u1ea9y thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, h\u1ea1n ch\u1ebf t\u1ed1i \u0111a c\u00e1c ho\u1ea1t \u0111\u1ed9ng s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t \u0111\u1ec3 gi\u1ea3m chi ph\u00ed, t\u1ea1o s\u1ef1 minh b\u1ea1ch trong n\u1ec1n kinh t\u1ebf, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i, h\u1ea1n ch\u1ebf c\u00e1c r\u1ee7i ro trong giao d\u1ecbch,\u00a0 khuy\u1ebfn kh\u00edch \u0111\u1ed5i m\u1edbi, s\u00e1ng t\u1ea1o v\u00e0 c\u00e1c doanh nghi\u1ec7p m\u1edbi tham gia v\u00e0o l\u0129nh v\u1ef1c thanh to\u00e1n, d\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t s\u1ebd c\u00f3 7 ch\u01b0\u01a1ng, 44 \u0111i\u1ec1u, th\u1ec3 hi\u1ec7n c\u00e1c ch\u00ednh s\u00e1ch m\u1edbi v\u00e0 \u0111\u1ed3ng b\u1ed9 ph\u00e1p l\u00fd v\u1ec1 ti\u1ec1n \u0111i\u1ec7n t\u1eed, qu\u1ea3n l\u00fd c\u00e1c ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi, cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n kh\u00f4ng qua t\u00e0i kho\u1ea3n, ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea1i l\u00fd thanh to\u00e1n, ho\u00e0n thi\u1ec7n quy \u0111\u1ecbnh v\u1ec1 d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n, \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i trong l\u0129nh v\u1ef1c trung gian thanh to\u00e1n…<\/p>\n

D\u1ef1 th\u1ea3o d\u1ef1 ki\u1ebfn \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn nhi\u1ec1u t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n, trung gian thanh to\u00e1n v\u00e0 b\u01b0u ch\u00ednh c\u00f4ng \u00edch, n\u00ean vi\u1ec7c t\u1ed5 ch\u1ee9c l\u1ea5y \u00fd ki\u1ebfn x\u00e2y d\u1ef1ng d\u1ef1 th\u1ea3o ngh\u1ecb \u0111\u1ecbnh l\u00e0 r\u1ea5t c\u1ea7n thi\u1ebft nh\u1eb1m ghi nh\u1eadn nh\u1eefng \u00fd ki\u1ebfn \u0111\u00f3ng g\u00f3p t\u1eeb nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng ch\u1ecbu t\u00e1c \u0111\u1ed9ng.<\/p>\n

M\u1ed9t s\u1ed1 n\u1ed9i dung li\u00ean quan t\u1edbi \u0111i\u1ec1u ki\u1ec7n kinh doanh m\u1edbi, b\u00e0 Nguy\u1ec5n Minh Th\u1ea3o, Tr\u01b0\u1edfng Ban M\u00f4i tr\u01b0\u1eddng kinh doanh v\u00e0 N\u0103ng l\u1ef1c c\u1ea1nh tranh thu\u1ed9c Vi\u1ec7n Nghi\u00ean c\u1ee9u qu\u1ea3n l\u00fd kinh t\u1ebf Trung \u01b0\u01a1ng (CIEM) nh\u1eadn \u0111\u1ecbnh, th\u1eddi gian qua, Ch\u00ednh ph\u1ee7 \u0111\u00e3 ch\u00fa tr\u1ecdng t\u1edbi m\u1ee5c ti\u00eau ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t. Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u0169ng \u0111\u00e3 c\u00f3 nhi\u1ec1u n\u1ed7 l\u1ef1c \u0111\u1ec3 hi\u1ec7n th\u1ef1c ho\u00e1 ch\u1ee7 tr\u01b0\u01a1ng n\u00e0y v\u00e0 \u0111i\u1ec1u \u0111\u00f3 \u0111\u00e3 \u0111\u01b0\u1ee3c th\u1ec3 hi\u1ec7n qua c\u00e1c \u0111i\u1ec3m m\u1edbi trong d\u1ef1 th\u1ea3o.
\nTuy nhi\u00ean, d\u1ef1 th\u1ea3o c\u1ea7n \u0111\u01b0\u1ee3c ho\u00e0n thi\u1ec7n \u0111\u1ec3 t\u1ea1o c\u01a1 s\u1edf ph\u00e1p l\u00fd v\u1eefng ch\u1eafc cho ho\u1ea1t \u0111\u1ed9ng c\u1ee7a doanh nghi\u1ec7p. Nh\u1ea5t l\u00e0 d\u1ef1 th\u1ea3o \u0111\u01b0a ra nhi\u1ec1u quy \u0111\u1ecbnh c\u00f3 th\u1ec3 coi l\u00e0 \u0111i\u1ec1u ki\u1ec7n kinh doanh m\u1edbi nh\u01b0 \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p cung c\u1ea5p d\u1ecbch v\u1ee5 thanh to\u00e1n kh\u00f4ng qua t\u00e0i kho\u1ea3n hay \u0111\u1ea1i l\u00fd thanh to\u00e1n.<\/p>\n

\u0110\u00e2y l\u00e0 c\u00e1c ng\u00e0nh ngh\u1ec1 kinh doanh ch\u01b0a n\u1eb1m trong danh m\u1ee5c ng\u00e0nh ngh\u1ec1 kinh doanh c\u00f3 \u0111i\u1ec1u ki\u1ec7n theo Lu\u1eadt \u0110\u1ea7u t\u01b0. Do \u0111\u00f3, ban so\u1ea1n th\u1ea3o c\u1ea7n c\u00f3 s\u1ef1 c\u00e2n nh\u1eafc khi x\u00e2y d\u1ef1ng quy \u0111\u1ecbnh cho \u0111\u1ed3ng b\u1ed9.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, nhi\u1ec1u \u0111i\u1ec1u ki\u1ec7n kinh doanh trong d\u1ef1 th\u1ea3o quy \u0111\u1ecbnh kh\u00f4ng c\u1ee5 th\u1ec3, r\u00f5 r\u00e0ng v\u00e0 kh\u00f4ng d\u1ec5 ti\u00ean li\u1ec7u s\u1ebd d\u1eabn \u0111\u1ebfn kh\u00f3 kh\u0103n cho doanh nghi\u1ec7p trong vi\u1ec7c \u00e1p d\u1ee5ng.
\n\u1ede vai tr\u00f2 chuy\u00ean gia ph\u00e1p l\u00fd, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/span> g\u00f3p \u00fd, ngh\u1ecb \u0111\u1ecbnh c\u00f3 nhi\u1ec1u quy \u0111\u1ecbnh \u1ea3nh h\u01b0\u1edfng l\u1edbn \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng c\u1ee7a doanh nghi\u1ec7p.<\/p>\n

C\u1ee5 th\u1ec3 nh\u01b0 vi\u1ec7c h\u1ea1n ch\u1ebf \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i v\u00e0o c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh trung gian. V\u00ec \u0111\u1ec1u n\u00e0y, Vi\u1ec7t Nam c\u00f3 th\u1ec3 b\u1ecb ki\u1ec7n? \u0110\u00f3 l\u00e0 v\u1ea5n \u0111\u1ec1 r\u1ea5t \u0111\u00e1ng \u0111\u1ec3 th\u1ea3o lu\u1eadn v\u00e0 ph\u00e2n t\u00edch th\u00eam, \u0111\u1eb7c bi\u1ec7t l\u00e0 trong b\u1ed1i c\u1ea3nh Vi\u1ec7t Nam \u0111ang ng\u00e0y c\u00e0ng h\u1ed9i nh\u1eadp s\u00e2u, r\u1ed9ng h\u01a1n v\u00e0o th\u1ecb tr\u01b0\u1eddng to\u00e0n c\u1ea7u.
\n\u0110\u1ed3ng t\u00ecnh quan \u0111i\u1ec3m, \u00f4ng Nguy\u1ec5n Th\u00e0nh H\u01b0ng, Ch\u1ee7 t\u1ecbch Hi\u1ec7p h\u1ed9i Th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed c\u00f3 \u00fd ki\u1ebfn cho r\u1eb1ng, m\u1eb7c d\u00f9, trong th\u1eddi gian g\u1ea7n \u0111\u00e2y, th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed ph\u00e1t tri\u1ec3n nhanh v\u00e0 t\u1ef7 l\u1ec7 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t c\u0169ng ng\u00e0y c\u00e0ng t\u0103ng cao. \u0110\u1ec3 ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, c\u1ea7n thi\u1ebft ph\u1ea3i c\u00f3 v\u1ed1n \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i.<\/p>\n

V\u00ec \u0111\u00e2y l\u00e0 l\u0129nh v\u1ef1c c\u00f3 nhi\u1ec1u r\u1ee7i ro trong khi ngu\u1ed3n v\u1ed1n trong n\u01b0\u1edbc ch\u01b0a s\u1eb5n s\u00e0ng \u0111\u00e1p \u1ee9ng. Trong khi \u0111\u00f3, d\u1ef1 th\u1ea3o l\u1ea1i quy \u0111\u1ecbnh h\u1ea1n ch\u1ebf \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i v\u00e0o l\u0129nh v\u1ef1c trung gian thanh to\u00e1n, v\u1edbi t\u1ef7 l\u1ec7 \u0111\u1ec1 xu\u1ea5t kh\u00f4ng qu\u00e1 49%. Nh\u01b0 v\u1eady c\u00f3 l\u00e0 h\u1ee3p l\u00fd hay kh\u00f4ng? \u00f4ng H\u01b0ng \u0111\u1eb7t c\u00e2u h\u1ecfi.<\/p>\n

Chia s\u1ebb quan \u0111i\u1ec3m n\u00e0y, \u00f4ng Nishikawa, th\u00e0nh vi\u00ean H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb C\u00f4ng ty c\u1ed5 ph\u1ea7n D\u1ecbch v\u1ee5 tr\u1ef1c tuy\u1ebfn C\u1ed9ng \u0111\u1ed3ng Vi\u1ec7t (V\u00ed \u0111i\u1ec7n t\u1eed Payoo), \u0111\u1ea1i di\u1ec7n cho nh\u00e0 \u0111\u1ea7u t\u01b0 NTT (Nh\u1eadt B\u1ea3n) n\u00eau \u00fd ki\u1ebfn, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i c\u00f3 s\u1ef1 \u0111\u00f3ng g\u00f3p to l\u1edbn \u0111\u1ed1i v\u1edbi n\u1ec1n kinh t\u1ebf, kh\u00f4ng ch\u1ec9 v\u1ec1 v\u1ed1n \u0111\u1ea7u t\u01b0 m\u00e0 c\u00f2n c\u1ea3 c\u00f4ng ngh\u1ec7, tri th\u1ee9c \u0111\u1ec3 ph\u00e1t tri\u1ec3n. Do \u0111\u00f3 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u1ea7n c\u00e2n nh\u1eafc v\u1ec1 quy \u0111\u1ecbnh h\u1ea1n ch\u1ebf v\u1ed1n \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i.<\/p>\n

Theo c\u00e1c chuy\u00ean gia ph\u00e1p l\u00fd, vi\u1ec7c h\u1ea1n ch\u1ebf \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i c\u00f3 th\u1ec3 vi ph\u1ea1m c\u00e1c cam k\u1ebft qu\u1ed1c t\u1ebf c\u1ee7a Vi\u1ec7t Nam t\u1ea1i T\u1ed5 ch\u1ee9c Th\u01b0\u01a1ng m\u1ea1i th\u1ebf gi\u1edbi (WTO) v\u00e0 Hi\u1ec7p \u0111\u1ecbnh \u0111\u1ed1i t\u00e1c xuy\u00ean Th\u00e1i B\u00ecnh D\u01b0\u01a1ng (CPTPP).<\/p>\n

Quy \u0111\u1ecbnh v\u1ec1 Hi\u1ec7u l\u1ef1c h\u1ed3i t\u1ed1 t\u1ea1i \u0110i\u1ec1u 42 c\u1ee7a d\u1ef1 th\u1ea3o c\u0169ng tr\u00e1i v\u1edbi \u0110i\u1ec1u 74 Lu\u1eadt \u0110\u1ea7u t\u01b0; \u0111\u1ed3ng th\u1eddi tr\u00e1i v\u1edbi c\u00e1c cam k\u1ebft b\u1ea3o h\u1ed9 \u0111\u1ea7u t\u01b0 trong c\u00e1c hi\u1ec7p \u0111\u1ecbnh th\u01b0\u01a1ng m\u1ea1i song ph\u01b0\u01a1ng v\u00e0 \u0111a ph\u01b0\u01a1ng, d\u1eabn \u0111\u1ebfn nguy c\u01a1 Ch\u00ednh ph\u1ee7 Vi\u1ec7t Nam b\u1ecb kh\u1edfi ki\u1ec7n b\u1edfi ch\u00ednh ph\u1ee7 ho\u1eb7c c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i.<\/p>\n

\u00d4ng \u0110\u1eb7ng Thanh S\u01a1n, Lu\u1eadt s\u01b0 th\u00e0nh vi\u00ean C\u00f4ng ty Lu\u1eadt Baker McKenzie \u0111\u00e3 d\u1eabn ra tr\u01b0\u1eddng h\u1ee3p Trung Qu\u1ed1c b\u1ecb WTO x\u1eed thua ki\u1ec7n khi \u00e1p d\u1ee5ng h\u1ea1n ch\u1ebf t\u01b0\u01a1ng t\u1ef1 trong l\u0129nh v\u1ef1c thanh to\u00e1n \u0111i\u1ec7n t\u1eed.
\n\u00d4ng Ph\u00f9ng Anh Tu\u1ea5n, Ph\u00f3 T\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh, b\u00ecnh lu\u1eadn, hi\u1ec7n nay trung gian thanh to\u00e1n \u01b0\u1edbc t\u00ednh chi\u1ebfm \u0111\u1ebfn 90% ho\u1ea1t \u0111\u1ed9ng v\u00e0 gi\u00e1 tr\u1ecb c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh trung gian, n\u00ean vi\u1ec7c h\u1ea1n ch\u1ebf \u0111\u1ea7u t\u01b0 s\u1ebd c\u00f3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn to\u00e0n b\u1ed9 l\u0129nh v\u1ef1c c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh.<\/p>\n

M\u1eb7t kh\u00e1c, m\u1eb7c d\u00f9 c\u01a1 quan so\u1ea1n th\u1ea3o cho r\u1eb1ng \u201ctrung gian thanh to\u00e1n\u201d kh\u00f4ng \u0111\u01b0\u1ee3c th\u1ec3 hi\u1ec7n trong c\u00e1c l\u0129nh v\u1ef1c cam k\u1ebft. Tuy nhi\u00ean, \u0111\u00e2y ch\u1ec9 l\u00e0 m\u1ed9t kh\u00e1i ni\u1ec7m ph\u00e1p l\u00fd ri\u00eang c\u1ee7a Vi\u1ec7t Nam, c\u00f2n v\u1ec1 b\u1ea3n ch\u1ea5t ho\u1ea1t \u0111\u1ed9ng n\u00e0y \u0111\u00e3 \u0111\u01b0\u1ee3c bao g\u1ed3m trong l\u0129nh v\u1ef1c \u0111\u01b0\u1ee3c cam k\u1ebft l\u00e0 d\u1ecbch v\u1ee5 thanh to\u00e1n.
\nN\u1ebfu ch\u00ednh ph\u1ee7 ho\u1eb7c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i kh\u1edfi ki\u1ec7n, quy\u1ec1n di\u1ec5n gi\u1ea3i \u0111i\u1ec1u \u01b0\u1edbc v\u00e0 \u00e1p d\u1ee5ng quy \u0111\u1ecbnh s\u1ebd thu\u1ed9c v\u1ec1 c\u01a1 quan t\u00e0i ph\u00e1n ho\u1eb7c tr\u1ecdng t\u00e0i \u0111\u1ea7u t\u01b0, ch\u1ee9 kh\u00f4ng thu\u1ed9c v\u1ec1 ph\u00eda Vi\u1ec7t Nam. N\u1ebfu thua ki\u1ec7n, ch\u00fang ta c\u00f3 th\u1ec3 \u0111\u1ed1i m\u1eb7t v\u1edbi h\u1eadu qu\u1ea3 t\u1ed1n k\u00e9m v\u00e0 d\u01b0 lu\u1eadn ti\u00eau c\u1ef1c.<\/p>\n

Do \u0111\u00f3, Ch\u00ednh ph\u1ee7 c\u1ea7n c\u00e2n nh\u1eafc nhi\u1ec1u gi\u1ea3i ph\u00e1p kh\u00e1c nhau \u0111\u1ec3 ki\u1ec3m so\u00e1t, theo d\u00f5i v\u00e0 ng\u0103n ch\u1eb7n c\u00e1c ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0 kh\u00f4ng mong mu\u1ed1n c\u1ee5 th\u1ec3, thay v\u00ec \u00e1p \u0111\u1eb7t h\u1ea1n ch\u1ebf tr\u00ean to\u00e0n th\u1ecb tr\u01b0\u1eddng.
\n\u0110\u1ed3ng thu\u1eadn v\u1edbi m\u1ed9t s\u1ed1 n\u1ed9i dung \u0111\u01b0\u1ee3c \u0111\u1ec1 xu\u1ea5t trong d\u1ef1 th\u1ea3o, tuy nhi\u00ean, b\u00e0 Tr\u01b0\u01a1ng C\u1ea9m Thanh, \u0111\u1ea1i di\u1ec7n Zalo Pay v\u00e0 \u00f4ng Nguy\u1ec5n B\u00e1 Di\u00eap \u0111\u1ea1i di\u1ec7n V\u00ed \u0111i\u1ec7n t\u1eed MoMo cho r\u1eb1ng, c\u1ea7n nh\u1ea5t qu\u00e1n tinh th\u1ea7n duy tr\u00ec s\u1ef1 \u1ed5n \u0111\u1ecbnh v\u00e0 m\u00f4i tr\u01b0\u1eddng kinh doanh b\u00ecnh \u0111\u1eb3ng, thu\u1eadn l\u1ee3i cho c\u00e1c doanh nghi\u1ec7p.<\/p>\n

C\u1ea7n c\u00f3 c\u00e1c quy \u0111\u1ecbnh th\u1ed1ng nh\u1ea5t v\u1ec1 \u0111i\u1ec1u ki\u1ec7n kinh doanh cho c\u00e1c lo\u1ea1i h\u00ecnh ti\u1ec1n \u0111i\u1ec7n t\u1eed kh\u00e1c nhau, gi\u1ea3m thi\u1ec3u t\u1ed1i \u0111a nh\u1eefng kh\u00fac m\u1eafc v\u00e0 h\u1ea1n ch\u1ebf g\u00e2y kh\u00f3 cho doanh nghi\u1ec7p, c\u0169ng nh\u01b0 \u1ea3nh h\u01b0\u1edfng t\u1edbi m\u00f4i tr\u01b0\u1eddng kinh doanh b\u00ecnh \u0111\u1eb3ng gi\u1eefa c\u00e1c doanh nghi\u1ec7p.
\nK\u1ebft th\u00fac h\u1ed9i th\u1ea3o, thay m\u1eb7t c\u01a1 quan so\u1ea1n th\u1ea3o, \u00f4ng L\u00ea Anh D\u0169ng, Ph\u00f3 V\u1ee5 tr\u01b0\u1edfng V\u1ee5 Thanh to\u00e1n Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, hoan ngh\u00eanh c\u00e1c \u00fd ki\u1ebfn \u0111\u00f3ng g\u00f3p v\u00e0 kh\u1eb3ng \u0111\u1ecbnh s\u1ebd ti\u1ebfp thu tr\u00ean tinh th\u1ea7n c\u1edfi m\u1edf, h\u1ee3p t\u00e1c nh\u1eb1m x\u00e2y d\u1ef1ng v\u00e0 ho\u00e0n thi\u1ec7n d\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t.<\/p>\n

\u0110\u1ed1i v\u1edbi v\u1ea5n \u0111\u1ec1 h\u1ea1n ch\u1ebf \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i, quan \u0111i\u1ec3m c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc cho r\u1eb1ng, \u0111\u00e2y l\u00e0 t\u1ef7 l\u1ec7 h\u1ee3p l\u00fd v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c cam k\u1ebft qu\u1ed1c t\u1ebf, \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i c\u1ee7a c\u00e1c b\u00ean, \u0111\u1ed3ng th\u1eddi th\u1ec3 hi\u1ec7n ch\u1ee7 quy\u1ec1n v\u00e0 quy\u1ec1n qu\u1ea3n l\u00fd c\u1ee7a Vi\u1ec7t Nam trong l\u0129nh v\u1ef1c thanh to\u00e1n.<\/p>\n

Tuy nhi\u00ean, Ban so\u1ea1n th\u1ea3o s\u1ebd ti\u1ebfp t\u1ee5c nghi\u00ean c\u1ee9u n\u1ed9i dung c\u00e1c hi\u1ec7p \u0111\u1ecbnh song ph\u01b0\u01a1ng v\u00e0 \u0111a ph\u01b0\u01a1ng \u0111\u1ec3 c\u00f3 th\u00eam c\u00e1c quy \u0111\u1ecbnh chi ti\u1ebft v\u00e0 ph\u00f9 h\u1ee3p h\u01a1n v\u1edbi th\u1ef1c ti\u1ec5n.\/.<\/p>\n

Th\u1ea1ch Hu\u00ea\/TTXVN\/BNEWS<\/strong><\/p>\n

——————<\/p>\n

Bnews (Doanh nghi\u1ec7p) 11-12-2019:<\/em><\/strong><\/p>\n

https:\/\/bnews.vn\/thanh-toan-khong-dung-tien-mat-tac-dong-nhu-nao-toi-cung-ung-dich-vu-\/142286.html<\/em><\/a><\/p>\n

(100\/1.945)<\/em>","protected":false},"excerpt":{"rendered":"

(BN) – D\u1ef1 th\u1ea3o ngh\u1ecb \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t s\u1ebd t\u00e1c \u0111\u1ed9ng t\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n, trung gian thanh to\u00e1n v\u00e0 b\u01b0u ch\u00ednh c\u00f4ng \u00edch… n\u00ean vi\u1ec7c l\u1ea5y \u00fd ki\u1ebfn l\u00e0 r\u1ea5t c\u1ea7n thi\u1ebft. Doanh nghi\u1ec7p g\u00f3p \u00fd d\u1ef1 th\u1ea3o ngh\u1ecb \u0111\u1ecbnh thanh to\u00e1n kh\u00f4ng […]<\/p>\n","protected":false},"author":10,"featured_media":25749,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-25708","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n2.387. Thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t t\u00e1c \u0111\u1ed9ng nh\u01b0 n\u00e0o t\u1edbi cung \u1ee9ng d\u1ecbch v\u1ee5? - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/2-387-thanh-toan-khong-dung-tien-mat-tac-dong-nhu-nao-toi-cung-ung-dich-vu\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]2.387. 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