{"id":2571,"date":"2019-12-11T11:55:32","date_gmt":"2019-12-11T04:55:32","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=2571"},"modified":"2022-01-23T11:59:43","modified_gmt":"2022-01-23T04:59:43","slug":"340-binh-luan-du-thao-nghi-dinh-quy-dinh-ve-thanh-toan-khong-dung-tien-mat-thay-the-nghi-dinh-so-101-2012-nd-cp","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/340-binh-luan-du-thao-nghi-dinh-quy-dinh-ve-thanh-toan-khong-dung-tien-mat-thay-the-nghi-dinh-so-101-2012-nd-cp\/","title":{"rendered":"340. B\u00ecnh lu\u1eadn D\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh \u201cQuy \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t\u201d (thay th\u1ebf Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 101\/2012\/N\u0110-CP)."},"content":{"rendered":"(ANVI) – <\/em><\/strong>Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/em><\/strong>, Gi\u00e1m \u0111\u1ed1c <\/em><\/strong>C\u00f4ng ty Lu\u1eadt ANVI<\/em><\/strong>, <\/em><\/strong>Tr\u1ecdng t\u00e0i vi\u00ean VIAC<\/em><\/strong> tr\u00ecnh b\u00e0y t\u1ea1i <\/em><\/strong>\u00a0<\/em><\/strong>H\u1ed9i th\u1ea3o<\/em><\/strong> do<\/em><\/strong>VCCI <\/em><\/strong>& <\/em><\/strong>NHNN<\/em><\/strong> t\u1ed5 ch\u1ee9c.<\/em><\/strong><\/p>\n

\"\"<\/p>\n

Xin g\u00f3p \u00fd v\u1ec1 6 v\u1ea5n \u0111\u1ec1 c\u1ee7a D\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh g\u1ed3m: V\u1ec1 lo\u1ea1i h\u00ecnh v\u0103n b\u1ea3n, v\u1ec1 ph\u1ea1m vi \u0111i\u1ec1u ch\u1ec9nh, v\u1ec1 c\u1ee5m t\u1eeb m\u1edbi \u201cti\u1ec1n di \u0111\u1ed9ng\u201d, v\u1ec1 vi\u1ec7c c\u1ea5m h\u00e0nh vi \u201ccho m\u01b0\u1ee3n t\u00e0i kho\u1ea3n thanh to\u00e1n\u201d, v\u1ec1 vi\u1ec7c phong t\u1ecfa \u201ct\u00e0i kho\u1ea3n thanh to\u00e1n gian l\u1eadn, vi ph\u1ea1m ph\u00e1p lu\u1eadt\u201d v\u00e0 v\u1ec1 vi\u1ec7c \u201cgi\u1ea3i quy\u1ebft tranh ch\u1ea5p\u201d.<\/em><\/p>\n

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  1. <\/a><\/a><\/a><\/a> V\u1ec1 lo\u1ea1i h\u00ecnh v\u0103n b\u1ea3n v\u00e0 c\u0103n c\u1ee9 ban h\u00e0nh:<\/strong><\/li>\n<\/ol>\n

    <\/a><\/a>\u00a01.1. Vi\u1ec7c ti\u1ebfp t\u1ee5c ban h\u00e0nh quy \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t d\u01b0\u1edbi h\u00ecnh th\u1ee9c Ngh\u1ecb \u0111\u1ecbnh l\u00e0 kh\u00f4ng h\u1ee3p l\u00fd, ch\u1ec9 n\u00ean coi l\u00e0 gi\u1ea3i ph\u00e1p t\u1ea1m th\u1eddi, v\u00ec nh\u1eefng l\u00fd do sau:<\/p>\n

    Th\u1ee9 nh\u1ea5t,<\/em> vi\u1ec7c h\u1ea1n ch\u1ebf thanh to\u00e1n b\u1eb1ng ti\u1ec1n m\u1eb7t, g\u1ed3m c\u1ea3 vi\u1ec7c h\u1ea1n ch\u1ebf s\u1eed d\u1ee5ng ngo\u1ea1i h\u1ed1i, t\u1ee9c l\u00e0 h\u1ea1n ch\u1ebf quy\u1ec1n c\u1ee7a c\u00f4ng d\u00e2n, th\u00ec ph\u1ea3i \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 trong lu\u1eadt;<\/p>\n

    Th\u1ee9 hai,<\/em> v\u1ea5n \u0111\u1ec1 tr\u00ean li\u00ean quan tr\u1ef1c ti\u1ebfp \u0111\u1ebfn n\u01b0\u1edbc ngo\u00e0i, th\u00ec v\u0103n b\u1ea3n d\u01b0\u1edbi lu\u1eadt kh\u00f4ng b\u1ea3o \u0111\u1ea3m c\u01a1 s\u1edf ph\u00e1p l\u00fd c\u1ea7n thi\u1ebft;<\/p>\n

    Th\u1ee9 ba, <\/em>n\u1ebfu giao d\u1ecbch d\u00e2n s\u1ef1 vi ph\u1ea1m c\u00e1c \u0111i\u1ec1u c\u1ea5m trong Ph\u00e1p l\u1ec7nh v\u00e0 Ngh\u1ecb \u0111\u1ecbnh th\u00ec s\u1ebd kh\u00f4ng b\u1ecb v\u00f4 hi\u1ec7u nh\u01b0 tr\u01b0\u1edbc \u0111\u00e2y. Hi\u1ec7n nay giao d\u1ecbch d\u00e2n s\u1ef1 ch\u1ec9 vi ph\u1ea1m \u0111i\u1ec1u c\u1ea5m c\u1ee7a Lu\u1eadt th\u00ec m\u1edbi b\u1ecb v\u00f4 hi\u1ec7u theo quy \u0111\u1ecbnh t\u1ea1i \u0111i\u1ec3m c, kho\u1ea3n 1, \u0110i\u1ec1u <\/a>117 v\u1ec1 \u201c\u0110i\u1ec1u ki\u1ec7n c\u00f3 hi\u1ec7u l\u1ef1c c\u1ee7a giao d\u1ecbch d\u00e2n s\u1ef1\u201d.<\/p>\n

    1.2. V\u00ec v\u1eady, c\u1ea7n kh\u1ea9n tr\u01b0\u01a1ng x\u00e2y d\u1ef1ng Lu\u1eadt Thanh to\u00e1n, c\u00f9ng v\u1edbi Lu\u1eadt Ngo\u1ea1i h\u1ed1i, v\u00ec l\u00e0 nh\u1eefng v\u1ea5n \u0111\u1ec1 \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng (nh\u1ea5t l\u00e0 li\u00ean quan \u0111\u1ebfn ngo\u1ea1i h\u1ed1i v\u00e0 thanh to\u00e1n qu\u1ed1c t\u1ebf). Hi\u1ec7n nay, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc m\u1edbi ch\u1ec9 c\u00f3 k\u1ebf ho\u1ea1ch x\u00e2y d\u1ef1ng D\u1ef1 \u00e1n Lu\u1eadt C\u00e1c h\u1ec7 th\u1ed1ng thanh to\u00e1n\u201d trong giai \u0111o\u1ea1n 2021 – 2025, theo Quy\u1ebft \u0111\u1ecbnh s\u1ed1 34\/Q\u0110-NHNN ng\u00e0y 07-01-2019 c\u1ee7a Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1ec1 vi\u1ec7c ban h\u00e0nh \u201cCh\u01b0\u01a1ng tr\u00ecnh h\u00e0nh \u0111\u1ed9ng c\u1ee7a ng\u00e0nh Ng\u00e2n h\u00e0ng th\u1ef1c hi\u1ec7n chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n ng\u00e0nh ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111\u1ebfn n\u0103m 2015, \u0111\u1ecbnh h\u01b0\u1edbng \u0111\u1ebfn n\u0103m 2030\u201d.<\/p>\n

    1.3. Ngh\u1ecb \u0111\u1ecbnh hi\u1ec7n h\u00e0nh c\u0169ng nh\u01b0 D\u1ef1 th\u1ea3o c\u00f3 quy \u0111\u1ecbnh v\u1ec1 ngo\u1ea1i t\u1ec7, ngo\u1ea1i h\u1ed1i v\u00e0 s\u00e9c, nh\u01b0ng kh\u00f4ng th\u1ea5y c\u0103n c\u1ee9 v\u00e0o Ph\u00e1p l\u1ec7nh Ngo\u1ea1i h\u1ed1i n\u0103m 2006, \u0111\u00e3 \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i, b\u1ed5 sung n\u0103m 2013 v\u00e0 Lu\u1eadt C\u00e1c c\u00f4ng c\u1ee5 chuy\u1ec3n nh\u01b0\u1ee3ng n\u0103m 2005, trong \u0111\u00f3 c\u00f3 ri\u00eang 1 Ch\u01b0\u01a1ng, v\u1edbi 18 \u0111i\u1ec1u quy \u0111\u1ecbnh v\u1ec1 S\u00e9c.<\/p>\n

      \n
    1. V\u1ec1 \u201cPh\u1ea1m vi \u0111i\u1ec1u ch\u1ec9nh\u201d (\u0110i\u1ec1u 1 c\u1ee7a D\u1ef1 th\u1ea3o):<\/strong><\/li>\n<\/ol>\n

      2.1. Hi\u1ec7n nay c\u00f3 2 Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n l\u00e0 Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n b\u1eb1ng ti\u1ec1n m\u1eb7t v\u00e0 Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 Thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t. C\u1ea7n x\u00e2y d\u1ef1ng 1 v\u0103n b\u1ea3n chung v\u1ec1 thanh to\u00e1n, v\u00ec 2 Ngh\u1ecb \u0111\u1ecbnh n\u00e0y gi\u1ed1ng nhau v\u1ec1 \u0111\u1ed1i t\u01b0\u1ee3ng \u00e1p d\u1ee5ng g\u1ed3m 3 nh\u00f3m ch\u1ec9nh l\u00e0: Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n c\u00f3 li\u00ean quan \u0111\u1ebfn thanh to\u00e1n.<\/p>\n

      2.2. \u0110\u1eb7c bi\u1ec7t, Ngh\u1ecb \u0111\u1ecbnh hi\u1ec7n h\u00e0nh s\u1ed1 222\/2013\/N\u0110-CP ng\u00e0y 31-12- 2013 c\u1ee7a Ch\u00ednh ph\u1ee7 v\u1ec1 \u201cThanh to\u00e1n b\u1eb1ng ti\u1ec1n m\u1eb7t\u201d ch\u1ec9 c\u00f3 14 \u0111i\u1ec1u, trong \u0111\u00f3 c\u00e1c n\u1ed9i dung tr\u1ecdng t\u00e2m, ch\u1ee7 y\u1ebfu c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh l\u1ea1i \u0111\u1ec1u l\u00e0 quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t.<\/p>\n

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      1. V\u1ec1 c\u1ee5m t\u1eeb m\u1edbi \u201cTi\u1ec1n di \u0111\u1ed9ng\u201d (\u0110i\u1ec1u 3 c\u1ee7a D\u1ef1 th\u1ea3o):<\/strong><\/li>\n<\/ol>\n

        3.1. Kho\u1ea3n 13, \u0110i\u1ec1u 3 v\u1ec1 \u201cGi\u1ea3i th\u00edch t\u1eeb ng\u1eef\u201d \u0111\u01b0a ra m\u1ed9t kh\u00e1i ni\u1ec7m m\u1edbi l\u00e0 \u201cTi\u1ec1n di \u0111\u1ed9ng\u201d, \u0111\u01b0\u1ee3c gi\u1ea3i th\u00edch \u201cl\u00e0 ti\u1ec1n \u0111i\u1ec7n t\u1eed do t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n kinh doanh d\u1ecbch v\u1ee5 vi\u1ec5n th\u00f4ng ph\u00e1t h\u00e0nh v\u00e0 \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng th\u00f4ng qua c\u01a1 s\u1edf d\u1eef li\u1ec7u thu\u00ea bao di \u0111\u1ed9ng<\/em>\u201d. Kh\u00e1i ni\u1ec7m \u201cTi\u1ec1n di \u0111\u1ed9ng\u201d l\u00e0 kh\u00f4ng r\u00f5 r\u00e0ng, d\u1ec5 g\u00e2y nh\u1ea7m l\u1eabn v\u1edbi t\u00ednh ch\u1ea5t quan tr\u1ecdng nh\u1ea5t\u00a0c\u1ee7a ti\u1ec1n t\u1ec7 l\u00e0 t\u00ednh l\u01b0u th\u00f4ng hay l\u00e0 l\u01b0u \u0111\u1ed9ng, di \u0111\u1ed9ng, m\u00e0 v\u1ebf kia c\u1ee7a n\u00f3 ho\u00e0n to\u00e0n kh\u00f4ng c\u00f3 s\u1ef1 t\u01b0\u01a1ng \u1ee9ng l\u00e0 \u201cTi\u1ec1n c\u1ed1 \u0111\u1ecbnh\u201d.<\/p>\n

        3.2. V\u00ec v\u1eady, c\u1ea7n s\u1eeda l\u1ea1i kh\u00e1i ni\u1ec7m n\u00e0y, ch\u1eb3ng h\u1ea1n nh\u01b0 \u201cti\u1ec1n \u0111i\u1ec7n t\u1eed tr\u00ean thu\u00ea bao di \u0111\u1ed9ng\u201d hay \u201cti\u1ec1n tr\u00ean thu\u00ea bao di \u0111\u1ed9ng\u201d.<\/p>\n

          \n
        1. V\u1ec1 c\u1ea5m h\u00e0nh vi \u201ccho m\u01b0\u1ee3n t\u00e0i kho\u1ea3n thanh to\u00e1n\u201d (\u0110i\u1ec1u 8 c\u1ee7a D\u1ef1 th\u1ea3o):<\/strong><\/li>\n<\/ol>\n

          4.1. D\u1ef1 th\u1ea3o c\u00f3 t\u1edbi 16 nh\u00f3m h\u00e0nh vi b\u1ecb c\u1ea5m m\u00e0 h\u1ea7u nh\u01b0 ch\u01b0a \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong lu\u1eadt, l\u00e0 kh\u00f4ng b\u1ea3o \u0111\u1ea3m c\u01a1 s\u1edf ph\u00e1p l\u00fd, nh\u01b0 ph\u00e2n t\u00edch t\u1ea1i M\u1ee5c 1 n\u00eau tr\u00ean.<\/p>\n

          4.2. Kho\u1ea3n 5 ti\u1ebfp t\u1ee5c quy \u0111\u1ecbnh m\u1ed9t s\u1ed1 h\u00e0nh vi b\u1ecb c\u1ea5m, trong \u0111\u00f3 c\u00f3 \u201ccho m\u01b0\u1ee3n t\u00e0i kho\u1ea3n thanh to\u00e1n\u201d l\u00e0 kh\u00f4ng c\u1ea7n thi\u1ebft. Vi\u1ec7c m\u01b0\u1ee3n t\u00e0i kho\u1ea3n \u0111\u1ec3 nh\u1edd chuy\u1ec1n ti\u1ec1n, r\u00fat ti\u1ec1n, tr\u1ea3 n\u1ee3, thanh to\u00e1n ti\u1ec1n mua h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5 th\u00f4ng th\u01b0\u1eddng l\u00e0 \u0111i\u1ec1u h\u1ebft s\u1ee9c b\u00ecnh th\u01b0\u1eddng, n\u1ebfu nh\u01b0 tu\u00e2n th\u1ee7 \u0111\u00fang c\u00e1c quy \u0111\u1ecbnh li\u00ean quan. Vi\u1ec7c ch\u1ee7 t\u00e0i kho\u1ea3n hay ng\u01b0\u1eddi kh\u00e1c s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n \u0111\u1ec3 th\u1ef1c hi\u1ec7n ho\u1ea1t \u0111\u1ed9ng tr\u00e1i ph\u00e1p lu\u1eadt th\u00ec \u0111\u01b0\u01a1ng nhi\u00ean l\u00e0 ph\u1ea1m ph\u00e1p v\u00e0 \u0111\u00e3 b\u1ecb c\u1ea5m theo quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 9 c\u1ee7a \u0110i\u1ec1u n\u00e0y, c\u1ee5 th\u1ec3 l\u00e0: \u201c9. <\/em>S\u1eed d\u1ee5ng, l\u1ee3i d\u1ee5ng t\u00e0i kho\u1ea3n thanh to\u00e1n, ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n, d\u1ecbch v\u1ee5 thanh to\u00e1n, d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n \u0111\u1ec3 \u0111\u00e1nh b\u1ea1c, t\u1ed5 ch\u1ee9c \u0111\u00e1nh b\u1ea1c, kinh doanh tr\u00e1i <\/em>ph\u00e1p<\/em> lu\u1eadt ho\u1eb7c l\u1eeba \u0111\u1ea3o, th\u1ef1c hi\u1ec7n giao d\u1ecbch kh\u1ed1ng, giao d\u1ecbch h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5 kh\u00f4ng ph\u00e1t sinh\/kh\u00f4ng c\u00f3 th\u1eadt ho\u1eb7c c\u00e1c h\u00e0nh vi vi ph\u1ea1m ph\u00e1p lu\u1eadt kh\u00e1c<\/em>\u201d.<\/p>\n

          H\u00e0nh vi n\u00e0y kh\u00f4ng b\u1ecb c\u1ea5m theo Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 64\/2001\/N\u0110-CP, m\u00e0 m\u1edbi ch\u1ec9 \u0111\u01b0\u1ee3c \u0111\u01b0a v\u00e0o t\u1eeb Ngh\u1ecb \u0111\u1ecbnh 101\/2012\/N\u0110-CP.<\/p>\n

          4.3. V\u00ec v\u1eady c\u1ea7n b\u1ecf quy \u0111\u1ecbnh tr\u00ean, ho\u1eb7c \u00edt nh\u1ea5t l\u00e0 c\u1ea7n s\u1eeda \u0111\u1ed5i theo h\u01b0\u1edbng c\u1ea5m cho m\u01b0\u1ee3n t\u00e0i kho\u1ea3n thanh to\u00e1n \u0111\u1ec3 s\u1eed d\u1ee5ng v\u00e0o m\u1ee5c \u0111\u00edch b\u1ea5t h\u1ee3p ph\u00e1p.<\/p>\n

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          1. V\u1ec1 vi\u1ec7c phong t\u1ecfa \u201ct\u00e0i kho\u1ea3n thanh to\u00e1n gian l\u1eadn, vi ph\u1ea1m ph\u00e1p lu\u1eadt\u201d (\u0110i\u1ec1u 11 c\u1ee7a D\u1ef1 th\u1ea3o):<\/strong><\/li>\n<\/ol>\n

            5.1. D\u1ef1 th\u1ea3o b\u1ed5 sung m\u1ed9t tr\u01b0\u1eddng h\u1ee3p phong t\u1ecfa t\u00e0i kho\u1ea3n t\u1ea1i \u0111i\u1ec3m c, kho\u1ea3n 1, \u0110i\u1ec1u 11 v\u1ec1 \u201cPhong t\u1ecfa t\u00e0i kho\u1ea3n thanh to\u00e1n\u201d, \u0111\u00f3 l\u00e0 \u201cc) Khi t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n ph\u00e1t hi\u1ec7n v\u00e0 c\u00f3 b\u1eb1ng ch\u1ee9ng v\u1ec1 vi\u1ec7c t\u00e0i kho\u1ea3n thanh to\u00e1n gian l\u1eadn, vi ph\u1ea1m ph\u00e1p lu\u1eadt<\/em>\u201d.<\/p>\n

            5.2. \u0110\u00e2y c\u0169ng ch\u00ednh l\u00e0 m\u1ed9t tr\u01b0\u1eddng h\u1ee3p tr\u01b0\u1edbc \u0111\u00e2y \u0111\u00e3 t\u1eebng \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i \u0111i\u1ec3m c, kho\u1ea3n 2, \u0110i\u1ec1u 12 v\u1ec1 \u201cT\u1ea1m kh\u00f3a v\u00e0 phong t\u1ecfa t\u00e0i kho\u1ea3n thanh to\u00e1n\u201d, Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 101\/2012\/N\u0110-CP ng\u00e0y 22-11-2012 c\u1ee7a Ch\u00ednh ph\u1ee7 v\u1ec1 \u201cThanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t\u201d, \u0111\u00f3 l\u00e0 \u201cc) Khi t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n ph\u00e1t hi\u1ec7n c\u00f3 d\u1ea5u hi\u1ec7u gian l\u1eadn, vi ph\u1ea1m ph\u00e1p lu\u1eadt li\u00ean quan \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n<\/em>\u201d. Tuy nhi\u00ean n\u00f3 \u0111\u00e3 b\u1ecb b\u00e3i b\u1ecf theo quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 6, \u0110i\u1ec1u 1 c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 80\/2016\/N\u0110-CP s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 101\/2012\/N\u0110-CP.<\/p>\n

            5.3. \u0110\u1ec1 ngh\u1ecb ph\u1ea3i h\u1ebft s\u1ee9c th\u1eadn tr\u1ecdng khi quy \u0111\u1ecbnh \u0111i\u1ec1u n\u00e0y \u0111\u1ec3 tr\u00e1nh t\u00ecnh tr\u1ea1ng b\u1ecb l\u1ee3i d\u1ee5ng g\u00e2y r\u1ee7i ro r\u1ea5t l\u1edbn cho c\u00e1c b\u00ean li\u00ean quan. Ch\u1eb3ng h\u1ea1n nh\u01b0 b\u00ean thanh to\u00e1n \u0111\u00e3 chuy\u1ec3n ti\u1ec1n th\u00e0nh c\u00f4ng, b\u00ean b\u00e1n h\u00e0ng ho\u00e0n to\u00e0n tin t\u01b0\u1edfng giao h\u00e0ng, nh\u01b0ng sau \u0111\u00f3 b\u1ea5t c\u1ee9 khi n\u00e0o c\u0169ng c\u00f3 th\u1ec3 b\u1ecb phong t\u1ecfa t\u00e0i kho\u1ea3n v\u00e0 kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c ti\u1ec1n.<\/p>\n

            5.4. Vi\u1ec7c n\u00e0y c\u00f3 th\u1ec3 l\u00e0 nh\u1eb1m m\u1ee5c \u0111\u00edch t\u1ed1t, h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng chuy\u1ec3n ti\u1ec1n nh\u1ea7m l\u1eabn (kh\u00f4ng ph\u1ea3i l\u1ed7i c\u1ee7a ng\u00e2n h\u00e0ng), kh\u00f3 kh\u0103n, th\u1eadm ch\u00ed kh\u00f4ng thu h\u1ed3i \u0111\u01b0\u1ee3c ti\u1ec1n \u0111\u00e3 x\u1ea3y ra tr\u00ean th\u1ef1c t\u1ebf. Tuy nhi\u00ean, quy \u0111\u1ecbnh n\u00e0y ch\u1ec9 h\u1ee3p l\u00fd trong tr\u01b0\u1eddng h\u1ee3p ng\u0103n ch\u1eb7n t\u1ed9i ph\u1ea1m th\u1ef1c s\u1ef1 ho\u1eb7c c\u00f9ng l\u1eafm l\u00e0 khi \u0111\u00e3 th\u1ef1c hi\u1ec7n l\u1ec7nh chuy\u1ec3n kho\u1ea3n nh\u01b0ng ti\u1ec1n v\u1eabn ch\u01b0a chuy\u1ec3n sang t\u00e0i kho\u1ea3n c\u1ee7a ng\u00e2n h\u00e0ng kh\u00e1c. V\u00ec v\u1eady c\u1ea7n b\u1ecf quy \u0111\u1ecbnh n\u00e0y ho\u1eb7c di\u1ec5n gi\u1ea3i m\u1ed9t c\u00e1ch c\u1ee5 th\u1ec3, \u0111\u1ec3 c\u00f3 th\u1ec3 b\u1ea3o v\u1ec7 \u0111\u01b0\u1ee3c b\u00ean n\u00e0y nh\u01b0ng \u0111\u1ed3ng th\u1eddi tr\u00e1nh g\u00e2y r\u1ee7i ro cho b\u00ean kia. Nh\u1ea5t l\u00e0 v\u1ec1 nguy\u00ean t\u1eafc, th\u00ec vi\u1ec7c r\u1ee7i ro khi chuy\u1ec3n kho\u1ea3n nh\u1ea7m l\u1eabn th\u00ec \u0111\u00e3 c\u00f3 quy \u0111\u1ecbnh kh\u00e1c c\u1ee7a ph\u00e1p lu\u1eadt x\u1eed l\u00fd, v\u00ed d\u1ee5 nh\u01b0 c\u00e1c quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt d\u00e2n s\u1ef1, h\u00e0nh ch\u00ednh v\u00e0 h\u00ecnh s\u1ef1 nh\u01b0 sau:<\/p>\n

            Th\u1ee9 nh\u1ea5t,<\/em> vi\u1ec7c ch\u1ee7 t\u00e0i kho\u1ea3n nh\u1eadn \u0111\u01b0\u1ee3c ti\u1ec1n do ng\u01b0\u1eddi kh\u00e1c chuy\u1ec3n \u0111\u1ebfn nh\u1ea7m l\u00e0 h\u00e0nh vi \u201cchi\u1ebfm h\u1eefu kh\u00f4ng c\u00f3 c\u0103n c\u1ee9 ph\u00e1p lu\u1eadt\u201d theo quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 2, \u0110i\u1ec1u 165 v\u1ec1 \u201cChi\u1ebfm h\u1eefu c\u00f3 c\u0103n c\u1ee9 ph\u00e1p lu\u1eadt\u201d v\u00e0 ng\u01b0\u1eddi chuy\u1ec3n nh\u1ea7m \u201cc\u00f3 quy\u1ec1n \u0111\u00f2i l\u1ea1i t\u00e0i s\u1ea3n t\u1eeb ng\u01b0\u1eddi chi\u1ebfm h\u1eefu, ng\u01b0\u1eddi s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c l\u1ee3i v\u1ec1 t\u00e0i s\u1ea3n kh\u00f4ng c\u00f3 c\u0103n c\u1ee9 ph\u00e1p lu\u1eadt\u201d theo quy \u0111\u1ecbnh t\u1ea1i k<\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/a>ho\u1ea3n 1 \u0110i\u1ec1u 166 v\u1ec1 \u201cQuy\u1ec1n \u0111\u00f2i l\u1ea1i t\u00e0i s\u1ea3n\u201d, B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 n\u0103m 2015;<\/p>\n

            Th\u1ee9 hai,<\/em> ch\u1ee7 t\u00e0i kho\u1ea3n nh\u1eadn \u0111\u01b0\u1ee3c ti\u1ec1n do ng\u01b0\u1eddi kh\u00e1c chuy\u1ec3n \u0111\u1ebfn nh\u1ea7m m\u00e0 kh\u00f4ng tr\u1ea3 l\u1ea1i th\u00ec s\u1ebd b\u1ecb ph\u1ea1t ti\u1ec1n t\u1eeb 2 \u2013 5 tri\u1ec7u \u0111\u1ed3ng v\u1ec1 h\u00e0nh vi \u201cChi\u1ebfm gi\u1eef tr\u00e1i ph\u00e9p t\u00e0i s\u1ea3n c\u1ee7a ng\u01b0\u1eddi kh\u00e1c\u201d, theo quy \u0111\u1ecbnh t\u1ea1i \u0111i\u1ec3m e, kho\u1ea3n 2, \u0110i\u1ec1u 15 v\u1ec1 \u201cVi ph\u1ea1m quy \u0111\u1ecbnh v\u1ec1 g\u00e2y thi\u1ec7t h\u1ea1i \u0111\u1ebfn t\u00e0i s\u1ea3n c\u1ee7a ng\u01b0\u1eddi kh\u00e1c\u201d, Ngh\u1ecb \u0111\u1ecbnh 167\/2013\/N\u0110-CP ng\u00e0y 12-11-2013 c\u1ee7a Ch\u00ednh ph\u1ee7 \u201cQuy \u0111\u1ecbnh x\u1eed ph\u1ea1t vi ph\u1ea1m h\u00e0nh ch\u00ednh trong l\u0129nh v\u1ef1c an ninh, tr\u1eadt t\u1ef1, an to\u00e0n x\u00e3 h\u1ed9i; ph\u00f2ng, ch\u1ed1ng t\u1ec7 n\u1ea1n x\u00e3 h\u1ed9i; ph\u00f2ng ch\u00e1y v\u00e0 ch\u1eefa ch\u00e1y; ph\u00f2ng ch\u1ed1ng b\u1ea1o l\u1ef1c gia \u0111\u00ecnh<\/em>\u201d;<\/p>\n

            Th\u1ee9 ba,<\/em> ch\u1ee7 t\u00e0i kho\u1ea3n nh\u1eadn \u0111\u01b0\u1ee3c ti\u1ec1n trong tr\u01b0\u1eddng h\u1ee3p tr\u00ean m\u00e0 c\u1ed1 t\u00ecnh kh\u00f4ng tr\u1ea3 l\u1ea1i \u0111\u1ed1i v\u1edbi s\u1ed1 ti\u1ec1n t\u1eeb 10 tri\u1ec7u \u0111\u1ed3ng tr\u1edf l\u00ean th\u00ec c\u00f3 th\u1ec3 b\u1ecb truy t\u1ed1 theo \u0110i\u1ec1u 176 v\u1ec1 \u201cT\u1ed9i chi\u1ebfm gi\u1eef tr\u00e1i ph\u00e9p t\u00e0i s\u1ea3n\u201d, B\u1ed9 lu\u1eadt H\u00ecnh s\u1ef1 n\u0103m 2015, \u0111\u00e3 \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i, b\u1ed5 sung n\u0103m 2017, v\u1edbi m\u1ee9c h\u00ecnh ph\u1ea1t ti\u1ec1n t\u1eeb 10 \u2013 50 tri\u1ec7u, ph\u1ea1t c\u1ea3i t\u1ea1o kh\u00f4ng giam gi\u1eef \u0111\u1ebfn 2 n\u0103m ho\u1eb7c ph\u1ea1t t\u00f9 t\u1eeb 3 th\u00e1ng \u0111\u1ebfn 5 n\u0103m.<\/p>\n

              \n
            1. V\u1ec1 vi\u1ec7c \u201cGi\u1ea3i quy\u1ebft tranh ch\u1ea5p\u201d (\u0110i\u1ec1u 33 c\u1ee7a D\u1ef1 th\u1ea3o):<\/strong><\/li>\n<\/ol>\n

              6.1. \u0110i\u1ec1u 33 c\u1ee7a D\u1ef1 th\u1ea3o quy \u0111\u1ecbnh nh\u01b0 sau: \u201cTranh ch\u1ea5p gi\u1eefa kh\u00e1ch h\u00e0ng v\u00e0 t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n, t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft b\u1eb1ng tho\u1ea3 thu\u1eadn. Tr\u01b0\u1eddng h\u1ee3p tranh ch\u1ea5p kh\u00f4ng gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c b\u1eb1ng tho\u1ea3 thu\u1eadn, vi\u1ec7c gi\u1ea3i quy\u1ebft tranh ch\u1ea5p th\u1ef1c hi\u1ec7n theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt<\/em>\u201d.<\/p>\n

              Quy \u0111\u1ecbnh tr\u00ean l\u00e0 th\u1eeba, v\u00ec kh\u00f4ng c\u00f3 n\u1ed9i dung g\u00ec c\u1ee5 th\u1ec3 kh\u00e1c v\u1edbi nguy\u00ean t\u1eafc chung v\u1ec1 ph\u01b0\u01a1ng th\u1ee9c gi\u1ea3i quy\u1ebft tranh ch\u1ea5p.<\/p>\n

              6.2. Kh\u00f4ng nh\u1eefng th\u1ebf, quy \u0111\u1ecbnh tranh ch\u1ea5p \u201c\u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft b\u1eb1ng tho\u1ea3 thu\u1eadn\u201d <\/em>s\u1ebd c\u00f2n d\u1ec5 b\u1ecb hi\u1ec3u sai l\u00e0, khi x\u1ea3y ra tranh ch\u1ea5p, bu\u1ed9c ph\u1ea3i gi\u1ea3i quy\u1ebft b\u1eb1ng th\u1ecfa thu\u1eadn r\u1ed3i m\u1edbi d\u01b0\u1ee3c \u0111\u01b0a ra gi\u1ea3i quy\u1ebft theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt. M\u00e0 ph\u00e1p lu\u1eadt th\u00ec l\u1ea1i quy \u0111\u1ecbnh tranh ch\u1ea5p \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft b\u1eb1ng c\u00e1c ph\u01b0\u01a1ng th\u1ee9c th\u01b0\u01a1ng l\u01b0\u1ee3ng, h\u00f2a gi\u1ea3i, t\u00f2a \u00e1n ho\u1eb7c tr\u1ecdng t\u00e0i.<\/p>\n

              H\u00e0 N\u1ed9i 11-12-2019\u00a0\u00a0\u00a0\u00a0<\/em><\/p>\n

              \u00a0<\/em>","protected":false},"excerpt":{"rendered":"

              (ANVI) – Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, Tr\u1ecdng t\u00e0i vi\u00ean VIAC tr\u00ecnh b\u00e0y t\u1ea1i \u00a0H\u1ed9i th\u1ea3o doVCCI & NHNN t\u1ed5 ch\u1ee9c. Xin g\u00f3p \u00fd v\u1ec1 6 v\u1ea5n \u0111\u1ec1 c\u1ee7a D\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh g\u1ed3m: V\u1ec1 lo\u1ea1i h\u00ecnh v\u0103n b\u1ea3n, v\u1ec1 ph\u1ea1m vi \u0111i\u1ec1u ch\u1ec9nh, v\u1ec1 c\u1ee5m t\u1eeb m\u1edbi \u201cti\u1ec1n […]<\/p>\n","protected":false},"author":2,"featured_media":2573,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[18,26],"tags":[],"class_list":["post-2571","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-chi-phong-van","category-legal-media"],"acf":[],"yoast_head":"\n340. B\u00ecnh lu\u1eadn D\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh \u201cQuy \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t\u201d (thay th\u1ebf Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 101\/2012\/N\u0110-CP). - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/340-binh-luan-du-thao-nghi-dinh-quy-dinh-ve-thanh-toan-khong-dung-tien-mat-thay-the-nghi-dinh-so-101-2012-nd-cp\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]340. 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