{"id":25711,"date":"2019-12-11T16:10:49","date_gmt":"2019-12-11T09:10:49","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=25711"},"modified":"2022-06-08T16:14:13","modified_gmt":"2022-06-08T09:14:13","slug":"2-390-du-thao-nghi-dinh-ve-thanh-toan-khong-dung-tien-mat-van-con-nhung-diem-phai-can-nhac","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-390-du-thao-nghi-dinh-ve-thanh-toan-khong-dung-tien-mat-van-con-nhung-diem-phai-can-nhac\/","title":{"rendered":"2.390. D\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t: V\u1eabn c\u00f2n nh\u1eefng \u0111i\u1ec3m ph\u1ea3i c\u00e2n nh\u1eafc"},"content":{"rendered":"
(\u0110TCK) – Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t – v\u0103n b\u1ea3n quan tr\u1ecdng, \u1ea3nh h\u01b0\u1edfng l\u1edbn \u0111\u1ebfn c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c trung gian thanh to\u00e1n, c\u00e1c doanh nghi\u1ec7p th\u1ee5 h\u01b0\u1edfng d\u1ecbch v\u1ee5 v\u00e0 \u0111\u00f4ng \u0111\u1ea3o ng\u01b0\u1eddi d\u00e2n, do \u0111\u00f3 \u0111\u01b0\u1ee3c s\u1ef1 quan t\u00e2m ch\u00fa \u00fd c\u1ee7a c\u1ed9ng \u0111\u1ed3ng doanh nghi\u1ec7p v\u00e0 x\u00e3 h\u1ed9i.<\/strong><\/div>\n
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D\u1ef1 th\u1ea3o c\u1ea7n t\u1ea1o c\u01a1 s\u1edf ph\u00e1p l\u00fd v\u1eefng ch\u1eafc<\/b><\/p>\n

T\u1ea1i H\u1ed9i th\u1ea3o L\u1ea5y \u00fd ki\u1ebfn doanh nghi\u1ec7p D\u1ef1 th\u1ea3o ngh\u1ecb \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t\u00a0, thay th\u1ebf Ngh\u1ecb \u0111\u1ecbnh 101\/2012\/N\u0110-CP do VCCI t\u1ed5 ch\u1ee9c, b\u00e0 Nguy\u1ec5n Minh Th\u1ea3o, Tr\u01b0\u1edfng Ban M\u00f4i tr\u01b0\u1eddng kinh doanh v\u00e0 N\u0103ng l\u1ef1c c\u1ea1nh tranh, Vi\u1ec7n Nghi\u00ean c\u1ee9u qu\u1ea3n l\u00fd kinh t\u1ebf trung \u01b0\u01a1ng (CIEM) chia s\u1ebb, trong th\u1eddi gian v\u1eeba qua, Ch\u00ednh ph\u1ee7 nh\u1ea5n m\u1ea1nh \u0111\u1ebfn m\u1ee5c ti\u00eau ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t. NHNN \u0111\u00e3 c\u00f3 nhi\u1ec1u n\u1ed7 l\u1ef1c \u0111\u1ec3 hi\u1ec7n th\u1ef1c ho\u00e1 ch\u1ee7 tr\u01b0\u01a1ng n\u00e0y, th\u1ec3 hi\u1ec7n trong c\u00e1c \u0111i\u1ec3m m\u1edbi c\u1ee7a D\u1ef1 th\u1ea3o.<\/p>\n

Tuy nhi\u00ean, b\u00e0 Th\u1ea3o cho r\u1eb1ng, D\u1ef1 th\u1ea3o c\u1ea7n \u0111\u01b0\u1ee3c ho\u00e0n thi\u1ec7n \u0111\u1ec3 t\u1ea1o c\u01a1 s\u1edf ph\u00e1p l\u00fd v\u1eefng ch\u1eafc cho ho\u1ea1t \u0111\u1ed9ng c\u1ee7a doanh nghi\u1ec7p. \u0110\u1eb7c bi\u1ec7t, D\u1ef1 th\u1ea3o \u0111\u01b0a ra nhi\u1ec1u quy \u0111\u1ecbnh c\u00f3 th\u1ec3 coi l\u00e0 \u0111i\u1ec1u ki\u1ec7n kinh doanh m\u1edbi nh\u01b0 \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p cung c\u1ea5p d\u1ecbch v\u1ee5 thanh to\u00e1n kh\u00f4ng qua t\u00e0i kho\u1ea3n hay \u0111\u1ea1i l\u00fd thanh to\u00e1n. \u0110\u00e2y l\u00e0 c\u00e1c ng\u00e0nh ngh\u1ec1 kinh doanh ch\u01b0a n\u1eb1m trong danh m\u1ee5c ng\u00e0nh ngh\u1ec1 kinh doanh c\u00f3 \u0111i\u1ec1u ki\u1ec7n theo Lu\u1eadt \u0110\u1ea7u t\u01b0, do \u0111\u00f3 Ban so\u1ea1n th\u1ea3o c\u1ea7n c\u00f3 s\u1ef1 c\u00e2n nh\u1eafc khi x\u00e2y d\u1ef1ng quy \u0111\u1ecbnh cho \u0111\u1ed3ng b\u1ed9.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, nhi\u1ec1u \u0111i\u1ec1u ki\u1ec7n kinh doanh trong D\u1ef1 th\u1ea3o quy \u0111\u1ecbnh kh\u00f4ng c\u1ee5 th\u1ec3, r\u00f5 r\u00e0ng v\u00e0 kh\u00f4ng d\u1ec5 ti\u00ean li\u1ec7u, s\u1ebd d\u1eabn \u0111\u1ebfn kh\u00f3 kh\u0103n cho doanh nghi\u1ec7p trong vi\u1ec7c \u00e1p d\u1ee5ng.<\/p>\n

\"D\u1ef1<\/a><\/em><\/p>\n

C\u00e1c di\u1ec5n gi\u1ea3 trao \u0111\u1ed5i t\u1ea1i H\u1ed9i th\u1ea3o<\/em><\/p>\n<\/div>\n

C\u00f2n \u00f4ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/span> cho r\u1eb1ng, c\u1ea7n nhanh ch\u00f3ng c\u00f3 k\u1ebf ho\u1ea1ch ban h\u00e0nh lu\u1eadt v\u00ec d\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh c\u00f3 nhi\u1ec1u quy \u0111\u1ecbnh h\u1ea1n ch\u1ebf thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t trong khi \u0111\u00f3 l\u00e0 quy\u1ec1n c\u1ee7a ng\u01b0\u1eddi d\u00e2n v\u00e0 doanh nghi\u1ec7p. \u201cMu\u1ed1n h\u1ea1n ch\u1ebf quy\u1ec1n th\u00ec c\u1ea7n ph\u1ea3i c\u00f3 lu\u1eadt\u201d, \u00f4ng \u0110\u1ee9c n\u00f3i.<\/p>\n

Th\u1eadn tr\u1ecdng khi h\u1ea1n ch\u1ebf \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i<\/b><\/p>\n

M\u1ed9t v\u1ea5n \u0111\u1ec1 n\u00f3ng c\u1ee7a H\u1ed9i th\u1ea3o l\u00e0 quy \u0111\u1ecbnh v\u1ec1 h\u1ea1n ch\u1ebf \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i v\u00e0o l\u0129nh v\u1ef1c trung gian thanh to\u00e1n, theo \u0111\u1ec1 xu\u1ea5t t\u1ea1i D\u1ef1 th\u1ea3o kh\u00f4ng qu\u00e1 49%.<\/p>\n

Theo \u00f4ng Nguy\u1ec5n Th\u00e0nh H\u01b0ng, Ch\u1ee7 t\u1ecbch Hi\u1ec7p h\u1ed9i Th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed, c\u00f3 \u00fd ki\u1ebfn cho r\u1eb1ng, m\u1eb7c d\u00f9 th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed ph\u00e1t tri\u1ec3n nhanh nh\u01b0ng t\u1ef7 l\u1ec7 thanh to\u00e1n ko d\u00f9ng ti\u1ec1n m\u1eb7t trong nh\u1eefng n\u0103m nay kh\u00f4ng t\u0103ng. \u0110\u1ec3 ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, c\u1ea7n thi\u1ebft ph\u1ea3i c\u00f3 v\u1ed1n \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i, v\u00ec \u0111\u00e2y l\u00e0 l\u0129nh v\u1ef1c c\u00f3 nhi\u1ec1u r\u1ee7i ro, trong khi ngu\u1ed3n v\u1ed1n trong n\u01b0\u1edbc ch\u01b0a s\u1eb5n s\u00e0ng.<\/p>\n

Chia s\u1ebb quan \u0111i\u1ec3m n\u00e0y, \u00f4ng Nishikawa, th\u00e0nh vi\u00ean H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb C\u00f4ng ty c\u1ed5 ph\u1ea7n D\u1ecbch v\u1ee5 tr\u1ef1c tuy\u1ebfn C\u1ed9ng \u0111\u1ed3ng Vi\u1ec7t (V\u00ed \u0111i\u1ec7n t\u1eed Payoo), \u0111\u1ea1i di\u1ec7n cho nh\u00e0 \u0111\u1ea7u t\u01b0 NTT (Nh\u1eadt B\u1ea3n), c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i c\u00f3 s\u1ef1 \u0111\u00f3ng g\u00f3p l\u1edbn kh\u00f4ng ch\u1ec9 v\u1ec1 v\u1ed1n \u0111\u1ea7u t\u01b0 m\u00e0 c\u1ea3 c\u00f4ng ngh\u1ec7, tri th\u1ee9c \u0111\u1ec3 ph\u00e1t tri\u1ec3n, do \u0111\u00f3 NHNN c\u1ea7n c\u00e2n nh\u1eafc v\u1ec1 quy \u0111\u1ecbnh h\u1ea1n ch\u1ebf v\u1ed1n \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i.<\/p>\n

M\u1ed9t s\u1ed1 chuy\u00ean gia ph\u00e1p l\u00fd \u0111i s\u00e2u h\u01a1n khi cho r\u1eb1ng, vi\u1ec7c h\u1ea1n ch\u1ebf \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i c\u00f3 th\u1ec3 vi ph\u1ea1m c\u00e1c cam k\u1ebft qu\u1ed1c t\u1ebf c\u1ee7a Vi\u1ec7t Nam t\u1ea1i WTO, CPTPP.<\/p>\n

C\u1ee5 th\u1ec3, quy \u0111\u1ecbnh hi\u1ec7u l\u1ef1c h\u1ed3i t\u1ed1 t\u1ea1i \u0110i\u1ec1u 42 c\u1ee7a D\u1ef1 th\u1ea3o c\u0169ng tr\u00e1i v\u1edbi \u0110i\u1ec1u 74 Lu\u1eadt \u0110\u1ea7u t\u01b0, \u0111\u1ed3ng th\u1eddi tr\u00e1i v\u1edbi c\u00e1c cam k\u1ebft b\u1ea3o h\u1ed9 \u0111\u1ea7u t\u01b0 trong c\u00e1c hi\u1ec7p \u0111\u1ecbnh th\u01b0\u01a1ng m\u1ea1i song ph\u01b0\u01a1ng v\u00e0 \u0111a ph\u01b0\u01a1ng, c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn nguy c\u01a1 Ch\u00ednh ph\u1ee7 Vi\u1ec7t Nam b\u1ecb kh\u1edfi ki\u1ec7n b\u1edfi ch\u00ednh ph\u1ee7 ho\u1eb7c c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i. \u00d4ng \u0110\u1eb7ng Thanh S\u01a1n, Lu\u1eadt s\u01b0 th\u00e0nh vi\u00ean C\u00f4ng ty Lu\u1eadt Baker McKenzie \u0111\u00e3 d\u1eabn ra tr\u01b0\u1eddng h\u1ee3p Trung Qu\u1ed1c b\u1ecb WTO x\u1eed thua ki\u1ec7n khi \u00e1p d\u1ee5ng h\u1ea1n ch\u1ebf t\u01b0\u01a1ng t\u1ef1 trong l\u0129nh v\u1ef1c thanh to\u00e1n \u0111i\u1ec7n t\u1eed.<\/p>\n

\u00d4ng Ph\u00f9ng Anh Tu\u1ea5n, Ph\u00f3 T\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh (VAFI) b\u00ecnh lu\u1eadn, hi\u1ec7n nay, trung gian thanh to\u00e1n \u01b0\u1edbc t\u00ednh chi\u1ebfm \u0111\u1ebfn 90% ho\u1ea1t \u0111\u1ed9ng v\u00e0 gi\u00e1 tr\u1ecb c\u1ee7a FinTech, n\u00ean h\u1ea1n ch\u1ebf \u0111\u1ea7u t\u01b0 s\u1ebd c\u00f3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn to\u00e0n b\u1ed9 l\u0129nh v\u1ef1c FinTech.<\/p>\n

M\u1eb7t kh\u00e1c, m\u1eb7c d\u00f9 c\u01a1 quan so\u1ea1n th\u1ea3o cho r\u1eb1ng \u201ctrung gian thanh to\u00e1n\u201d kh\u00f4ng \u0111\u01b0\u1ee3c th\u1ec3 hi\u1ec7n trong c\u00e1c l\u0129nh v\u1ef1c cam k\u1ebft, tuy nhi\u00ean \u0111\u00e2y ch\u1ec9 l\u00e0 m\u1ed9t kh\u00e1i ni\u1ec7m ph\u00e1p l\u00fd ri\u00eang c\u1ee7a Vi\u1ec7t Nam, c\u00f2n v\u1ec1 b\u1ea3n ch\u1ea5t ho\u1ea1t \u0111\u1ed9ng n\u00e0y \u0111\u00e3 \u0111\u01b0\u1ee3c bao g\u1ed3m trong l\u0129nh v\u1ef1c \u0111\u01b0\u1ee3c cam k\u1ebft l\u00e0 d\u1ecbch v\u1ee5 thanh to\u00e1n.<\/p>\n

\u201cN\u1ebfu ch\u00ednh ph\u1ee7 ho\u1eb7c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i kh\u1edfi ki\u1ec7n, quy\u1ec1n di\u1ec5n gi\u1ea3i \u0111i\u1ec1u \u01b0\u1edbc v\u00e0 \u00e1p d\u1ee5ng quy \u0111\u1ecbnh s\u1ebd thu\u1ed9c v\u1ec1 c\u01a1 quan t\u00e0i ph\u00e1n ho\u1eb7c tr\u1ecdng t\u00e0i \u0111\u1ea7u t\u01b0, ch\u1ee9 kh\u00f4ng thu\u1ed9c v\u1ec1 ph\u00eda Vi\u1ec7t Nam. N\u1ebfu thua ki\u1ec7n, ch\u00fang ta c\u00f3 th\u1ec3 \u0111\u1ed1i m\u1eb7t v\u1edbi h\u1eadu qu\u1ea3 t\u1ed1n k\u00e9m v\u00e0 d\u01b0 lu\u1eadn ti\u00eau c\u1ef1c. Do \u0111\u00f3, Ch\u00ednh ph\u1ee7 c\u1ea7n c\u00e2n nh\u1eafc nhi\u1ec1u gi\u1ea3i ph\u00e1p kh\u00e1c nhau \u0111\u1ec3 ki\u1ec3m so\u00e1t, theo d\u00f5i v\u00e0 ng\u0103n ch\u1eb7n c\u00e1c ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0 kh\u00f4ng mong mu\u1ed1n c\u1ee5 th\u1ec3, thay v\u00ec \u00e1p \u0111\u1eb7t h\u1ea1n ch\u1ebf tr\u00ean to\u00e0n th\u1ecb tr\u01b0\u1eddng\u201d, \u00f4ng Ph\u00f9ng Anh Tu\u1ea5n n\u00f3i.<\/p>\n

C\u00f3 n\u00ean h\u1ecdc t\u1eadp kinh nghi\u1ec7m Indonesia?<\/b><\/p>\n

Theo D\u1ef1 th\u1ea3o T\u1edd tr\u00ecnh Ch\u00ednh ph\u1ee7 k\u00e8m theo Ngh\u1ecb \u0111\u1ecbnh, c\u01a1 quan so\u1ea1n th\u1ea3o \u0111\u01b0a ra tr\u01b0\u1eddng h\u1ee3p h\u1ea1n ch\u1ebf \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i c\u1ee7a Indonesia \u0111\u1ec3 tham kh\u1ea3o. Tuy nhi\u00ean, nhi\u1ec1u \u0111\u1ea1i bi\u1ec3u b\u0103n kho\u0103n li\u1ec7u \u0111\u00e2y c\u00f3 l\u00e0 ti\u1ec1n l\u1ec7 t\u1ed1t \u0111\u1ec3 Vi\u1ec7t Nam tham kh\u1ea3o, v\u00ec trong nhi\u1ec1u l\u0129nh v\u1ef1c k\u1ef9 thu\u1eadt, c\u00f4ng ngh\u1ec7, Indonesia c\u00f2n t\u1ee5t h\u1eadu so v\u1edbi Vi\u1ec7t Nam, trong khi Ch\u00ednh ph\u1ee7 \u0111ang \u0111\u1eb7t m\u1ee5c ti\u00eau \u0111\u01b0a n\u01b0\u1edbc ta v\u00e0o Top 4 ASEAN v\u1ec1 ph\u00e1t tri\u1ec3n s\u1ed1.<\/p>\n

Theo \u00f4ng Yee Chung Seck, \u0111\u1ea1i di\u1ec7n Hi\u1ec7p h\u1ed9i doanh nghi\u1ec7p Singapore, th\u1ef1c t\u1ebf th\u1ecb tr\u01b0\u1eddng t\u1ea1i Indonesia cho th\u1ea5y, m\u1eb7c d\u00f9 c\u00e1c h\u1ea1n ch\u1ebf \u0111\u1ed1i v\u1edbi FinTech kh\u00f4ng qu\u00e1 l\u1edbn, \u0111\u00e3 c\u00f3 m\u1ed9t s\u1ef1 chuy\u1ec3n h\u01b0\u1edbng \u0111\u00e1ng k\u1ec3 d\u00f2ng v\u1ed1n \u0111\u1ea7u t\u01b0 kh\u1ecfi qu\u1ed1c gia n\u00e0y. \u0110\u00e2y l\u00e0 m\u1ed9t tr\u01b0\u1eddng h\u1ee3p Vi\u1ec7t Nam n\u00ean tr\u00e1nh, khi Ch\u00ednh ph\u1ee7 \u0111\u00e3 c\u00f3 cam k\u1ebft th\u00fac \u0111\u1ea9y c\u00e1ch m\u1ea1ng c\u00f4ng nghi\u1ec7p 4.0 v\u00e0 khuy\u1ebfn kh\u00edch ph\u00e1t tri\u1ec3n kinh t\u1ebf s\u1ed1.<\/p>\n

C\u0169ng t\u1ea1i H\u1ed9i th\u1ea3o, b\u00e0 Virgina Foote, \u0111\u1ea1i di\u1ec7n AmCham Vi\u1ec7t Nam, \u0111\u1ed3ng Ch\u1ee7 t\u1ecbch c\u1ee7a Di\u1ec5n \u0111\u00e0n doanh nghi\u1ec7p Vi\u1ec7t Nam (VBF) \u0111\u00e3 \u0111\u1ec1 ngh\u1ecb Ban so\u1ea1n th\u1ea3o c\u00e2n nh\u1eafc quy \u0111\u1ecbnh n\u00e0y do c\u00f3 \u1ea3nh h\u01b0\u1edfng l\u1edbn \u0111\u1ebfn ni\u1ec1m tin c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c cam k\u1ebft c\u1ee7a Ch\u00ednh ph\u1ee7 Vi\u1ec7t Nam.<\/p>\n

\u00d4ng Nguy\u1ec5n B\u00e1 Di\u1ec7p, Ph\u00f3 ch\u1ee7 t\u1ecbch V\u00ed \u0111i\u1ec7n t\u1eed MoMo \u0111\u1ec1 ngh\u1ecb, D\u1ef1 th\u1ea3o c\u1ea7n c\u00f3 c\u00e1c quy \u0111\u1ecbnh th\u1ed1ng nh\u1ea5t v\u1ec1 \u0111i\u1ec1u ki\u1ec7n kinh doanh cho c\u00e1c lo\u1ea1i h\u00ecnh ti\u1ec1n \u0111i\u1ec7n t\u1eed kh\u00e1c nhau, \u0111\u1ea3m b\u1ea3o m\u00f4i tr\u01b0\u1eddng kinh doanh b\u00ecnh \u0111\u1eb3ng gi\u1eefa c\u00e1c doanh nghi\u1ec7p.<\/p>\n

\"D\u1ef1<\/a><\/em><\/p>\n

\u00d4ng L\u00ea Anh D\u0169ng, Ph\u00f3 V\u1ee5 tr\u01b0\u1edfng V\u1ee5 Thanh to\u00e1n NHNN ph\u00e1t bi\u1ec3u t\u1ea1i H\u1ed9i th\u1ea3o<\/em><\/p>\n<\/div>\n

Thay m\u1eb7t c\u01a1 quan so\u1ea1n th\u1ea3o, \u00f4ng L\u00ea Anh D\u0169ng, Ph\u00f3 V\u1ee5 tr\u01b0\u1edfng V\u1ee5 Thanh to\u00e1n NHNN hoan ngh\u00eanh c\u00e1c \u00fd ki\u1ebfn \u0111\u00f3ng g\u00f3p v\u00e0 kh\u1eb3ng \u0111\u1ecbnh, Ban so\u1ea1n th\u1ea3o trong qu\u00e1 tr\u00ecnh x\u00e2y d\u1ef1ng D\u1ef1 th\u1ea3o s\u1ebd ti\u1ebfp thu tr\u00ean tinh th\u1ea7n c\u1edfi m\u1edf, h\u1ee3p t\u00e1c. \u201cBan so\u1ea1n th\u1ea3o s\u1ebd ti\u1ebfp t\u1ee5c nghi\u00ean c\u1ee9u n\u1ed9i dung c\u00e1c hi\u1ec7p \u0111\u1ecbnh song ph\u01b0\u01a1ng v\u00e0 \u0111a ph\u01b0\u01a1ng \u0111\u1ec3 c\u00f3 quy \u0111\u1ecbnh h\u1ee3p l\u00fd nh\u1ea5t trong v\u1ea5n \u0111\u1ec1 n\u00e0y\u201d, \u00f4ng D\u0169ng n\u00f3i.<\/p>\n

\n

D\u1ef1 th\u1ea3o ngh\u1ecb \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t c\u00f3 7 ch\u01b0\u01a1ng, 44 \u0111i\u1ec1u, th\u1ec3 hi\u1ec7n c\u00e1c ch\u00ednh s\u00e1ch m\u1edbi v\u1ec1 \u0111\u1ed3ng b\u1ed9 ph\u00e1p l\u00fd v\u1ec1 ti\u1ec1n \u0111i\u1ec7n t\u1eed, qu\u1ea3n l\u00fd c\u00e1c ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi, cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n kh\u00f4ng qua t\u00e0i kho\u1ea3n, ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea1i l\u00fd thanh to\u00e1n, ho\u00e0n thi\u1ec7n quy \u0111\u1ecbnh v\u1ec1 d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n, \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i trong l\u0129nh v\u1ef1c trung gian thanh to\u00e1n. Hi\u1ec7n nay, D\u1ef1 th\u1ea3o \u0111ang trong qu\u00e1 tr\u00ecnh l\u1ea5y \u00fd ki\u1ebfn c\u1ee7a c\u00e1c c\u01a1 quan, \u0111\u01a1n v\u1ecb h\u1eefu quan.<\/p>\n<\/div>\n<\/div>\n

Nhu\u1ec7 M\u1eabn<\/a><\/strong><\/p>\n

——————<\/p>\n

\u0110\u1ea7u t\u01b0 Ch\u1ee9ng kho\u00e1n (Ng\u00e2n h\u00e0ng) 11-12-2019:<\/em><\/strong><\/p>\n

https:\/\/tinnhanhchungkhoan.vn\/ngan-hang\/du-thao-nghi-dinh-ve-thanh-toan-khong-dung-tien-mat-van-con-nhung-diem-phai-can-nhac-306950.html<\/em><\/a><\/p>\n

(66\/1.430)<\/em>","protected":false},"excerpt":{"rendered":"

(\u0110TCK) – Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t – v\u0103n b\u1ea3n quan tr\u1ecdng, \u1ea3nh h\u01b0\u1edfng l\u1edbn \u0111\u1ebfn c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c trung gian thanh to\u00e1n, c\u00e1c doanh nghi\u1ec7p th\u1ee5 h\u01b0\u1edfng d\u1ecbch v\u1ee5 v\u00e0 \u0111\u00f4ng \u0111\u1ea3o ng\u01b0\u1eddi d\u00e2n, do \u0111\u00f3 \u0111\u01b0\u1ee3c s\u1ef1 quan t\u00e2m ch\u00fa \u00fd c\u1ee7a c\u1ed9ng \u0111\u1ed3ng doanh nghi\u1ec7p v\u00e0 […]<\/p>\n","protected":false},"author":10,"featured_media":25758,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-25711","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n2.390. 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