{"id":25721,"date":"2018-12-18T15:59:44","date_gmt":"2018-12-18T08:59:44","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=25721"},"modified":"2022-06-16T08:47:44","modified_gmt":"2022-06-16T01:47:44","slug":"2-095-doanh-nghiep-noi-gap-kho-boi-quy-dinh-khong-che-lai-vay-theo-nghi-dinh-20","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-095-doanh-nghiep-noi-gap-kho-boi-quy-dinh-khong-che-lai-vay-theo-nghi-dinh-20\/","title":{"rendered":"2.095. Doanh nghi\u1ec7p n\u1ed9i g\u1eb7p kh\u00f3 b\u1edfi quy \u0111\u1ecbnh kh\u1ed1ng ch\u1ebf l\u00e3i vay theo Ngh\u1ecb \u0111\u1ecbnh 20"},"content":{"rendered":"(NQT) – Quy \u0111\u1ecbnh gi\u1edbi h\u1ea1n chi ph\u00ed l\u00e3i vay theo Ngh\u1ecb \u0111\u1ecbnh 20 \u0111ang g\u00e2y kh\u00f3 kh\u0103n r\u1ea5t l\u1edbn cho c\u00e1c doanh nghi\u1ec7p trong n\u01b0\u1edbc trong vi\u1ec7c ti\u1ebfp c\u1eadn ngu\u1ed3n v\u1ed1n.<\/strong><\/p>\n

Doanh nghi\u1ec7p than kh\u00f3<\/strong><\/p>\n

L\u00e0 m\u1ed9t doanh nghi\u1ec7p \u0111\u1ea7u t\u01b0 v\u00e0o n\u00f4ng nghi\u1ec7p do\u00a0Nh\u00e0 n\u01b0\u1edbc hi\u1ec7n \u0111ang c\u00f3 nhi\u1ec1u ch\u00ednh s\u00e1ch \u01b0u \u0111\u00e3i v\u00e0o l\u0129nh v\u1ef1c n\u00e0y, tuy nhi\u00ean th\u1eddi gian g\u1ea7n \u0111\u00e2y, \u0111\u1ea1i di\u1ec7n T\u1eadp \u0111o\u00e0n Masan cho bi\u1ebft, doanh nghi\u1ec7p \u0111ang g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n do nh\u1eefng quy \u0111\u1ecbnh c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 20\/2017\/N\u0110-CP.<\/p>\n

Theo Masan, doanh nghi\u1ec7p n\u00e0y \u0111ang ho\u1ea1t \u0111\u1ed9ng theo m\u00f4 h\u00ecnh t\u1eadp \u0111o\u00e0n, qu\u1ea3n l\u00fd t\u1eadp trung, sau \u0111\u00f3, ph\u00e2n b\u1ed5 ngu\u1ed3n v\u1ed1n xu\u1ed1ng cho c\u00e1c c\u00f4ng ty con. B\u1edfi th\u1ef1c t\u1ebf c\u00e1c c\u00f4ng ty con kh\u00f4ng \u0111\u1ee7 uy t\u00edn, v\u1ed1n n\u00ean c\u00e1c c\u00f4ng ty m\u1eb9 ph\u1ea3i \u0111\u1ee9ng ra m\u1edbi c\u00f3 th\u1ec3 huy \u0111\u1ed9ng \u0111\u01b0\u1ee3c v\u1ed1n. Nh\u00ecn tr\u00ean g\u00f3c \u0111\u1ed9 t\u1eadp \u0111o\u00e0n, v\u1ed1n \u0111\u00f3 l\u00e0 v\u1ed1n vay c\u1ee7a c\u00f4ng ty m\u1eb9.<\/p>\n

Trong khi \u0111\u00f3, Ngh\u1ecb \u0111\u1ecbnh 20 quy \u0111\u1ecbnh v\u1ec1 qu\u1ea3n l\u00fd thu\u1ebf \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p \u0111\u01b0\u1ee3c ban h\u00e0nh nh\u1eb1m qu\u1ea3n l\u00fd, ch\u1ed1ng th\u1ea5t thu thu\u1ebf thu nh\u1eadp doanh nghi\u1ec7p v\u1edbi c\u00e1c doanh nghi\u1ec7p c\u00f3 quan h\u1ec7 li\u00ean k\u1ebft l\u1ea1i quy \u0111\u1ecbnh\u00a0kh\u1ed1ng ch\u1ebf chi ph\u00ed l\u00e3i vay<\/em>.<\/p>\n

C\u1ee5 th\u1ec3, t\u1ed5ng chi ph\u00ed l\u00e3i vay ph\u00e1t sinh trong k\u1ef3 c\u1ee7a ng\u01b0\u1eddi n\u1ed9p thu\u1ebf \u0111\u01b0\u1ee3c tr\u1eeb khi x\u00e1c \u0111\u1ecbnh thu nh\u1eadp ch\u1ecbu thu\u1ebf thu nh\u1eadp doanh nghi\u1ec7p kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 20% c\u1ee7a t\u1ed5ng l\u1ee3i nhu\u1eadn thu\u1ea7n t\u1eeb ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ed9ng v\u1edbi chi ph\u00ed l\u00e3i vay, chi ph\u00ed kh\u1ea5u hao trong k\u1ef3 c\u1ee7a ng\u01b0\u1eddi n\u1ed9p thu\u1ebf. Khi \u0111\u00f3, ph\u1ea7n chi ph\u00ed l\u00e3i vay v\u01b0\u1ee3t qu\u00e1 20% s\u1ebd b\u1ecb coi l\u00e0 chi ph\u00ed kh\u00f4ng h\u1ee3p l\u00fd v\u00e0 b\u1ecb t\u00ednh thu\u1ebf.<\/p>\n

Do \u0111\u00f3, theo t\u1eadp \u0111o\u00e0n n\u00e0y, quy \u0111\u1ecbnh kh\u1ed1ng ch\u1ebf l\u00e3i vay l\u00e0 b\u1ea5t h\u1ee3p l\u00fd. Ngh\u1ecb \u0111\u1ecbnh 20 n\u1ebfu \u00e1p d\u1ee5ng th\u00ec h\u1ea7u h\u1ebft chi ph\u00ed l\u00e3i vay c\u1ee7a c\u00f4ng ty m\u1eb9 vay \u0111\u1ec3 \u0111\u1ea7u t\u01b0 n\u00f4ng nghi\u1ec7p \u0111\u00e3 b\u1ecb lo\u1ea1i b\u1ecf. Quy \u0111\u1ecbnh tr\u00ean \u0111ang t\u1ea1o th\u00eam nhi\u1ec1u g\u00e1nh n\u1eb7ng v\u00e0 r\u00e0o c\u1ea3n cho doanh nghi\u1ec7p. Nh\u1ea5t l\u00e0 trong b\u1ed1i c\u1ea3nh \u0111\u1ea7u ra c\u1ee7a n\u00f4ng nghi\u1ec7p th\u1ef1c ch\u1ea5t kh\u00f4ng \u1ed5n \u0111\u1ecbnh, \u0111\u01b0\u1ee3c m\u00f9a r\u1edbt gi\u00e1.<\/p>\n

Kh\u00f4ng ch\u1ec9 trong l\u0129nh v\u1ef1c n\u00f4ng nghi\u1ec7p, \u0111\u1ed1i v\u1edbi c\u00e1c l\u0129nh v\u1ef1c c\u1ea7n ngu\u1ed3n v\u1ed1n l\u1edbn nh\u01b0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u0169ng g\u1eb7p nh\u1eefng kh\u00f3 kh\u0103n t\u01b0\u01a1ng t\u1ef1. Theo \u00f4ng Tr\u01b0\u01a1ng Anh Tu\u1ea5n, Ch\u1ee7 t\u1ecbch C\u00f4ng ty T\u01b0 v\u1ea5n, th\u01b0\u01a1ng m\u1ea1i, d\u1ecbch v\u1ee5 \u0111\u1ecba \u1ed1c Ho\u00e0ng Qu\u00e2n,\u00a0doanh nghi\u1ec7p \u0111\u00e3 ph\u1ea3i th\u1ef1c hi\u1ec7n theo Ngh\u1ecb \u0111\u1ecbnh 20 t\u1eeb n\u0103m 2017 khi ngh\u1ecb \u0111\u1ecbnh n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c.<\/p>\n

\u1ede g\u00f3c nh\u00ecn doanh nghi\u1ec7p, \u00f4ng Tu\u1ea5n ch\u1ec9 ra nh\u1eefng b\u1ea5t c\u1eadp c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 20 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn r\u1ea5t nhi\u1ec1u doanh nghi\u1ec7p trong n\u01b0\u1edbc. Trong \u0111\u00f3, tr\u00ean th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n, c\u00e1c doanh nghi\u1ec7p l\u00e0m nh\u00e0 \u1edf x\u00e3 h\u1ed9i b\u1ecb \u1ea3nh h\u01b0\u1edfng h\u01a1n nhi\u1ec1u doanh nghi\u1ec7p l\u00e0m nh\u00e0 \u1edf th\u01b0\u01a1ng m\u1ea1i.<\/p>\n

“\u0110\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p nh\u00e0 \u1edf x\u00e3 h\u1ed9i, sau khi g\u00f3i 30.000 t\u1ef7 \u0111\u1ed3ng h\u1ebft, c\u00e1c doanh nghi\u1ec7p ph\u1ea3i vay v\u1edbi l\u00e3i su\u1ea5t th\u01b0\u01a1ng m\u1ea1i nh\u01b0ng l\u1ea1i b\u1ecb kh\u1ed1ng ch\u1ebf tr\u1ea7n l\u00e3i vay 20%, kh\u1ed1ng ch\u1ebf m\u1ee9c l\u1ee3i nhu\u1eadn 10% v\u00f4 t\u00ecnh s\u1ebd l\u00e0m h\u1ea1n ch\u1ebf s\u1ef1 ph\u00e1t tri\u1ec3n \u0111\u1ea7u t\u01b0 d\u1ef1 \u00e1n nh\u00e0 \u1edf x\u00e3 h\u1ed9i. Qua \u0111\u00f3, l\u00e0m h\u1ea1n ch\u1ebf c\u00e1c doanh nghi\u1ec7p l\u00e0m nh\u00e0 \u1edf x\u00e3 h\u1ed9i”, \u00f4ng Tu\u1ea5n cho hay.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, v\u1ecb l\u00e3nh \u0111\u1ea1o n\u00e0y c\u0169ng cho r\u1eb1ng, h\u1ea7u h\u1ebft c\u00e1c t\u1eadp \u0111o\u00e0n v\u1ec1 b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u1ec1u c\u00f3 c\u00f4ng ty li\u00ean k\u1ebft. Vi\u1ec7c li\u00ean k\u1ebft n\u00e0y c\u00f2n di\u1ec5n ra \u1edf c\u00e1 nh\u00e2n, \u1edf m\u1ed9t d\u1ef1 \u00e1n hay m\u1ed9t s\u1ea3n ph\u1ea9m. V\u00ec v\u1eady, c\u00e1c c\u00e1 nh\u00e2n c\u0169ng b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi Ngh\u1ecb \u0111\u1ecbnh n\u00e0y. Ch\u01b0a k\u1ec3, m\u1ed9t d\u1ef1 \u00e1n c\u0169ng \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o quy \u0111\u1ecbnh n\u00e0y, khi h\u1ee3p t\u00e1c, doanh nghi\u1ec7p b\u1ecf v\u1ed1n v\u00e0o d\u1ef1 \u00e1n c\u0169ng s\u1ebd b\u1ecb \u1ea3nh h\u01b0\u1edfng, \u0111i\u1ec1u \u0111\u00f3 khi\u1ebfn kh\u00f4ng ai d\u00e1m b\u1ecf v\u1ed1n v\u00e0o \u0111\u1ea7u t\u01b0 d\u1ef1 \u00e1n.<\/p>\n

“Ch\u00ednh ph\u1ee7 hi\u1ec7n nay \u0111ang khuy\u1ebfn kh\u00edch c\u00e1c startup, nhi\u1ec1u h\u1ed9 gia \u0111\u00ecnh, c\u00e1 th\u1ec3 \u0111\u00e3 chuy\u1ec3n sang m\u00f4 h\u00ecnh startup. Tuy nhi\u00ean, vi\u1ec7c \u00e1p d\u1ee5ng Ngh\u1ecb \u0111\u1ecbnh 20 s\u1ebd khi\u1ebfn vi\u1ec7c k\u00eau g\u1ecdi v\u1ed1n g\u1eb7p kh\u00f3 kh\u0103n. C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ph\u1ea3i \u0111\u1eb7t c\u01b0\u1ee3c r\u1ea5t l\u1edbn”, Ch\u1ee7 t\u1ecbch C\u00f4ng ty \u0110\u1ecba \u1ed1c Ho\u00e0ng Qu\u00e2n tr\u0103n tr\u1edf.<\/p>\n

V\u1ec1 nh\u1eefng v\u01b0\u1edbng m\u1eafc c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 20 \u0111\u1ed1i v\u1edbi ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c doanh nghi\u1ec7p trong n\u01b0\u1edbc, t\u1ea1i H\u1ed9i th\u1ea3o:\u00a0“Ngh\u1ecb \u0111\u1ecbnh 20\/2017\/N\u0110-CP: M\u1ed9t s\u1ed1 v\u1ea5n \u0111\u1ec1 b\u1ea5t c\u1eadp v\u00e0 gi\u1ea3i ph\u00e1p th\u00e1o g\u1ee1”<\/em>do\u00a0Hi\u1ec7p h\u1ed9i B\u1ea5t \u0111\u1ed9ng s\u1ea3n Vi\u1ec7t Nam t\u1ed5 ch\u1ee9c, \u00f4ng Nguy\u1ec5n Tr\u1ea7n Nam, Ch\u1ee7 t\u1ecbch\u00a0Hi\u1ec7p h\u1ed9i B\u1ea5t \u0111\u1ed9ng s\u1ea3n Vi\u1ec7t Nam (VNREA) cho r\u1eb1ng, quy \u0111\u1ecbnh ch\u1ed1ng ch\u1ebf l\u00e3i vay theo Ngh\u1ecb \u0111\u1ecbnh 20 kh\u00f4ng ph\u00f9 h\u1ee3p v\u1edbi nguy\u00ean t\u1eafc t\u1ef1 do kinh doanh \u0111\u00e3 \u0111\u01b0\u1ee3c ghi nh\u1eadn trong Lu\u1eadt doanh nghi\u1ec7p n\u0103m 2014, kh\u00f4ng ph\u00f9 h\u1ee3p v\u1edbi th\u1ef1c t\u1ebf v\u00e0 g\u00e2y nhi\u1ec1u kh\u00f3 kh\u0103n cho doanh nghi\u1ec7p.<\/p>\n

\"\"<\/p>\n

\u00d4ng Nguy\u1ec5n Tr\u1ea7n Nam<\/p>\n

Theo \u0110i\u1ec1u 7 Lu\u1eadt Doanh nghi\u1ec7p quy \u0111\u1ecbnh quy\u1ec1n c\u1ee7a doanh nghi\u1ec7p \u0111\u01b0\u1ee3c \u201ct\u1ef1 do kinh doanh trong nh\u1eefng ng\u00e0nh, ngh\u1ec1 m\u00e0 ph\u00e1p lu\u1eadt kh\u00f4ng c\u1ea5m\u201d. Doanh nghi\u1ec7p c\u00f3 quy\u1ec1n t\u1ef1 do vay v\u1ed1n, huy \u0111\u1ed9ng c\u00e1c ngu\u1ed3n t\u00e0i ch\u00ednh kh\u00f4ng tr\u00e1i v\u1edbi quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt \u0111\u1ec3 \u0111\u1ea7u t\u01b0 ph\u00e1t tri\u1ec3n s\u1ea3n xu\u1ea5t kinh doanh.<\/p>\n

Do \u0111\u00f3, quy \u0111\u1ecbnh gi\u1edbi h\u1ea1n\u00a0chi ph\u00ed l\u00e3i vay<\/strong>\u00a0c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 20 ch\u01b0a ph\u00f9 h\u1ee3p v\u1edbi nguy\u00ean t\u1eafc t\u00f4n tr\u1ecdng quy\u1ec1n t\u1ef1 do kinh doanh \u2013 m\u1ed9t nguy\u00ean t\u1eafc \u0111\u00e3 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong lu\u1eadt \u0111\u1ecbnh v\u00e0 \u0111\u00e3 \u0111\u01b0\u1ee3c th\u1eeba nh\u1eadn r\u1ed9ng r\u00e3i trong ph\u00e1p lu\u1eadt c\u1ee7a nhi\u1ec1u qu\u1ed1c gia.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3,<\/u>\u00a0theo \u00f4ng Nam, vay v\u1ed1n l\u00e0 nhu c\u1ea7u th\u1ef1c t\u1ebf, th\u01b0\u1eddng xuy\u00ean c\u1ee7a doanh nghi\u1ec7p nh\u1eb1m ph\u1ee5c v\u1ee5 ho\u1ea1t \u0111\u1ed9ng kinh doanh, \u0111\u1eb7c bi\u1ec7t v\u1edbi nh\u1eefng ng\u00e0nh ngh\u1ec1 \u0111\u00f2i h\u1ecfi v\u1ed1n \u0111\u1ea7u t\u01b0 l\u1edbn, th\u1eddi gian thu h\u1ed3i v\u1ed1n k\u00e9o d\u00e0i nh\u01b0 \u0111\u1ea7u t\u01b0 c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng, kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n.<\/p>\n

Quy \u0111\u1ecbnh kh\u1ed1ng ch\u1ebf chi ph\u00ed l\u00e3i vay \u0111\u01b0\u1ee3c tr\u1eeb khi x\u00e1c \u0111\u1ecbnh thu nh\u1eadp ch\u1ecbu thu\u1ebf c\u1ee7a doanh nghi\u1ec7p s\u1ebd g\u00e2y r\u1ea5t nhi\u1ec1u kh\u00f3 kh\u0103n cho c\u00e1c doanh nghi\u1ec7p n\u00f3i chung v\u00e0 doanh nghi\u1ec7p kinh doanh trong c\u00e1c ng\u00e0nh ngh\u1ec1 \u0111\u00f2i h\u1ecfi v\u1ed1n \u0111\u1ea7u t\u01b0 l\u1edbn n\u00f3i ri\u00eang khi\u1ebfn c\u00e1c doanh nghi\u1ec7p e ng\u1ea1i khi vay v\u1ed1n v\u00ec l\u1ee3i nhu\u1eadn kh\u00f4ng \u0111\u1ee7 b\u00f9 \u0111\u1eafp cho ph\u1ea7n chi ph\u00ed l\u00e3i vay kh\u00f4ng \u0111\u01b0\u1ee3c tr\u1eeb khi t\u00ednh thu\u1ebf thu nh\u1eadp doanh nghi\u1ec7p.<\/p>\n

“Quy \u0111\u1ecbnh kh\u1ed1ng ch\u1ebf chi ph\u00ed l\u00e3i vay \u0111\u00e3 t\u1ea1o ra r\u00e0o c\u1ea3n \u0111\u1ed1i v\u1edbi ho\u1ea1t \u0111\u1ed9ng vay v\u1ed1n ph\u1ee5c v\u1ee5 s\u1ea3n xu\u1ea5t kinh doanh h\u1ee3p ph\u00e1p c\u1ee7a doanh nghi\u1ec7p\u201d, \u00f4ng Nam nh\u1eadn \u0111\u1ecbnh.<\/p>\n

C\u0169ng theo Ch\u1ee7 t\u1ecbch VNREA, Ngh\u1ecb \u0111\u1ecbnh 20 c\u00f3 s\u1ef1 kh\u00f4ng th\u1ed1ng nh\u1ea5t v\u1edbi Ngh\u1ecb \u0111\u1ecbnh 43 v\u1ec1 t\u1ef7 l\u1ec7 v\u1ed1n vay \u0111\u01b0\u1ee3c ph\u00e9p huy \u0111\u1ed9ng, g\u00e2y kh\u00f3 kh\u0103n cho doanh nghi\u1ec7p trong qu\u00e1 tr\u00ecnh huy \u0111\u1ed9ng v\u1ed1n.<\/p>\n

Quy \u0111\u1ecbnh c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 20 s\u1ebd t\u1ea1o ra nhi\u1ec1u kh\u00f3 kh\u0103n \u0111\u1ed1i v\u1edbi c\u00e1c t\u1eadp \u0111o\u00e0n kinh t\u1ebf t\u01b0 nh\u00e2n v\u1edbi m\u00f4 h\u00ecnh c\u00f4ng ty m\u1eb9 – con hi\u1ec7n \u0111ang ph\u00e1t tri\u1ec3n m\u1ea1nh \u1edf Vi\u1ec7t Nam. Trong c\u00e1c t\u1eadp \u0111o\u00e0n kinh t\u1ebf, c\u00f4ng ty m\u1eb9 s\u1ebd c\u00f3 c\u00e1c ho\u1ea1t \u0111\u1ed9ng ch\u00ednh l\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c c\u00f4ng ty con th\u00f4ng qua vi\u1ec7c g\u00f3p v\u1ed1n v\u00e0o c\u00e1c c\u00e1c c\u00f4ng ty con. C\u00f4ng ty m\u1eb9 l\u00e0 \u0111\u1ea7u m\u1ed1i huy \u0111\u1ed9ng v\u1ed1n vay t\u1eeb c\u00e1c ngu\u1ed3n v\u1ed1n trong n\u01b0\u1edbc v\u00e0 n\u01b0\u1edbc ngo\u00e0i \u0111\u1ec3 cho vay l\u1ea1i c\u00e1c \u0111\u01a1n v\u1ecb th\u00e0nh vi\u00ean.<\/p>\n

\u0110\u1ec3 tr\u00e1nh r\u1ee7i ro, c\u00e1c ng\u00e2n h\u00e0ng, c\u00e1c qu\u1ef9 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i s\u1ebd \u0111\u00e1nh gi\u00e1 ti\u1ec1m l\u1ef1c t\u00e0i ch\u00ednh c\u1ee7a c\u1ea3 t\u1eadp \u0111o\u00e0n v\u00e0 th\u1ef1c hi\u1ec7n cho vay v\u1ed1n \u0111\u1ed1i v\u1edbi c\u00f4ng ty m\u1eb9 thay v\u00ec cho vay tr\u1ef1c ti\u1ebfp v\u00e0o c\u00f4ng ty con. Sau \u0111\u00f3 c\u00f4ng ty m\u1eb9 chuy\u1ec3n ti\u1ebfp ngu\u1ed3n v\u1ed1n vay cho c\u00f4ng ty con vay \u0111\u1ec3 \u0111\u1ea7u t\u01b0 m\u1edf r\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh.<\/p>\n

H\u01a1n n\u1eefa, t\u1eadp \u0111o\u00e0n huy \u0111\u1ed9ng v\u1ed1n t\u1eadp trung th\u00f4ng th\u01b0\u1eddng s\u1ebd c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i h\u01a1n, gi\u1ea3m chi ph\u00ed cho doanh nghi\u1ec7p, t\u0103ng hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh c\u1ee7a doanh nghi\u1ec7p.<\/p>\n

Trong b\u1ed1i c\u1ea3nh \u0111\u00f3, quy \u0111\u1ecbnh c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 20 t\u1ea1o ra r\u00e0o c\u1ea3n vi\u1ec7c cho vay n\u1ed9i b\u1ed9 gi\u1eefa c\u00f4ng ty m\u1eb9 v\u00e0 c\u00f4ng ty con, l\u00e0m m\u1ea5t \u0111i kh\u1ea3 n\u0103ng \u0111i\u1ec1u ti\u1ebft s\u1ee9c m\u1ea1nh chung c\u1ee7a m\u1ed9t t\u1eadp \u0111o\u00e0n v\u00e0 c\u01a1 h\u1ed9i \u0111\u1ea7u t\u01b0 d\u00e0i h\u1ea1n v\u00e0o c\u00e1c ng\u00e0nh ngh\u1ec1 c\u1ea7n v\u1ed1n l\u1edbn, c\u00f3 \u00fd ngh\u0129a l\u00e2u d\u00e0i cho n\u1ec1n kinh t\u1ebf.<\/p>\n

D\u01b0\u1edbi g\u00f3c \u0111\u1ed9 ph\u00e1p lu\u1eadt, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c c\u0169ng cho r\u1eb1ng, m\u1ee5c ti\u00eau ban \u0111\u1ea7u c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 20 nh\u1eb1m h\u1ea1n ch\u1ebf vi\u1ec7c chuy\u1ec3n thu nh\u1eadp c\u1ee7a c\u00e1c doanh nghi\u1ec7p c\u00f3 v\u1ed1n \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Vi\u1ec7t Nam \u0111\u1ebfn m\u1ed9t doanh nghi\u1ec7p kh\u00e1c (trong c\u00f9ng t\u1eadp \u0111o\u00e0n \u0111a qu\u1ed1c gia) t\u1ea1i v\u00f9ng l\u00e3nh th\u1ed5, qu\u1ed1c gia c\u00f3 thu\u1ebf su\u1ea5t thu\u1ebf thu nh\u1eadp doanh nghi\u1ec7p th\u1ea5p h\u01a1n so v\u1edbi Vi\u1ec7t Nam \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a l\u1ee3i nhu\u1eadn v\u00e0 t\u1ed1i thi\u1ec3u h\u00f3a ngh\u0129a v\u1ee5 thu\u1ebf ph\u1ea3i n\u1ed9p. M\u1ed9t trong nh\u1eefng c\u00e1ch th\u1ee9c c\u00e1c doanh nghi\u1ec7p n\u00e0y chuy\u1ec3n gi\u00e1 l\u00e0 th\u00f4ng qua chi tr\u1ea3 l\u00e3i vay v\u1ed1n s\u1ea3n xu\u1ea5t kinh doanh t\u1eeb c\u00f4ng ty m\u1eb9 sang c\u00f4ng ty con \u0111\u1ec3 chuy\u1ec3n h\u1ebft l\u00e3i v\u1ec1 n\u01b0\u1edbc.<\/em><\/p>\n

Tuy nhi\u00ean,\u00a0quy \u0111\u1ecbnh \u201ct\u1ed5ng chi ph\u00ed l\u00e3i vay kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 20% c\u1ee7a t\u1ed5ng l\u1ee3i nhu\u1eadn thu\u1ea7n\u201d kh\u00f4ng ph\u00f9 h\u1ee3p v\u1edbi m\u1ed9t s\u1ed1 doanh nghi\u1ec7p, ch\u01b0a t\u00ednh \u0111\u1ebfn y\u1ebfu t\u1ed1 c\u00f3 hay kh\u00f4ng c\u00f3 \u201cgiao d\u1ecbch li\u00ean k\u1ebft\u201d. V\u00ec nh\u00ecn chung, doanh nghi\u1ec7p Vi\u1ec7t Nam r\u1ea5t thi\u1ebfu v\u1ed1n, n\u00ean ph\u1ea3i \u0111i vay l\u00e0 ch\u1ee7 y\u1ebfu; trong khi n\u0103ng l\u1ef1c h\u1ea1n ch\u1ebf, t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u00edt, kh\u00f4ng \u0111\u1ee7 s\u1ef1 t\u00edn nhi\u1ec7m \u0111\u1ec3 vay v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p, n\u00ean ph\u1ea3i vay v\u1edbi l\u00e3i su\u1ea5t cao c\u1ee7a m\u1ecdi \u0111\u1ed1i t\u01b0\u1ee3ng t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, c\u00f4ng ty m\u1eb9, c\u00f4ng ty li\u00ean k\u1ebft, cho \u0111\u1ebfn ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u00e0 c\u00e1 nh\u00e2n, doanh nghi\u1ec7p kh\u00e1c. Do \u0111\u00f3, n\u1ebfu \u201ct\u1ed5ng chi ph\u00ed l\u00e3i vay\u201d tr\u00ean 20%, th\u1eadm ch\u00ed 50% m\u00e0 l\u00e0 chi ph\u00ed th\u1eadt, h\u1ee3p l\u00fd, h\u1ee3p l\u1ec7 th\u00ec c\u0169ng c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn.<\/em><\/p>\n

Theo \u00f4ng \u0110\u1ee9c, trong m\u1ecdi tr\u01b0\u1eddng h\u1ee3p, t\u1ef7 l\u1ec7 20% n\u00f3i tr\u00ean l\u00e0 nh\u1eb1m \u0111\u1eb7t ra gi\u1edbi h\u1ea1n v\u1edbi m\u1ee5c \u0111\u00edch h\u1ea1n ch\u1ebf t\u00ecnh tr\u1ea1ng chuy\u1ec3n gi\u00e1, d\u1eabn \u0111\u1ebfn th\u1ea5t thu thu\u1ebf. V\u00ec v\u1eady, kh\u00f4ng c\u00f3 l\u00fd g\u00ec \u00e1p \u0111\u1eb7t \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty Vi\u1ec7t Nam cho nhau vay v\u1ed1n, k\u1ec3 c\u1ea3 \u0111\u1ed1i v\u1edbi giao d\u1ecbch li\u00ean k\u1ebft, n\u1ebfu nh\u01b0 kh\u00f4ng nh\u1eb1m m\u1ee5c \u0111\u00edch chuy\u1ec3n gi\u00e1, tr\u1ed1n, gi\u1ea3m ngh\u0129a v\u1ee5 n\u1ed9p thu\u1ebf.<\/em><\/p>\n

V\u1ec1 th\u1ef1c ch\u1ea5t, ngh\u1ecb \u0111\u1ecbnh n\u00e0y ch\u1ee7 y\u1ebfu nh\u1eb1m v\u00e0o m\u1ee5c ti\u00eau ch\u1ed1ng chuy\u1ec3n gi\u00e1 v\u00e0 ch\u1ed1ng th\u1ea5t thu thu\u1ebf \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p c\u00f3 v\u1ed1n \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i \u0111\u1ea7u t\u01b0 v\u00e0o Vi\u1ec7t Nam.Trong khi \u0111\u00f3, kh\u00e1c v\u1edbi c\u00e1c giao d\u1ecbch li\u00ean k\u1ebft \u0111a qu\u1ed1c gia, v\u1ec1 m\u1ed1i quan h\u1ec7 giao d\u1ecbch li\u00ean k\u1ebft \u1edf trong n\u01b0\u1edbc gi\u1eefa c\u00e1c doanh nghi\u1ec7p v\u1edbi nhau, th\u00ec v\u1ec1 c\u01a1 b\u1ea3n chi ph\u00ed c\u1ee7a doanh nghi\u1ec7p n\u00e0y s\u1ebd l\u00e0 thu nh\u1eadp c\u1ee7a doanh nghi\u1ec7p kh\u00e1c v\u00e0 t\u1ea5t c\u1ea3 \u0111\u1ec1u n\u1ed9p thu\u1ebf \u1edf Vi\u1ec7t Nam.<\/em><\/p>\n

Do v\u1eady, n\u1ebfu c\u00e1c c\u01a1 quan thu\u1ebf b\u1eaft b\u1ebb c\u00e1c doanh nghi\u1ec7p Vi\u1ec7t Nam trong tr\u01b0\u1eddng h\u1ee3p t\u1ed5ng s\u1ed1 thu\u1ebf ph\u1ea3i n\u1ed9p t\u1ea1i Vi\u1ec7t Nam gi\u1eefa c\u00e1c doanh nghi\u1ec7p c\u00f3 giao d\u1ecbch li\u00ean k\u1ebft kh\u00f4ng gi\u1ea3m \u0111i ho\u1eb7c gi\u1ea3m m\u1ed9t c\u00e1ch kh\u00f4ng \u0111\u00e1ng k\u1ec3 l\u00e0 qu\u00e1 m\u00e1y m\u00f3c, kh\u00f4ng c\u1ea7n thi\u1ebft, kh\u00f4ng \u0111\u00fang v\u1edbi tinh th\u1ea7n v\u00e0 m\u1ee5c \u0111\u00edch quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt, \u00f4ng \u0110\u1ee9c cho hay.<\/em><\/p>\n

Th\u00e1o g\u1ee1 b\u1eb1ng c\u00e1ch n\u00e0o?<\/strong><\/p>\n

Tr\u01b0\u1edbc nh\u1eefng kh\u00f3 kh\u0103n c\u1ee7a doanh nghi\u1ec7p xung quanh c\u00e1c quy \u0111\u1ecbnh c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 20, b\u00e0 Nguy\u1ec5n Th\u1ecb C\u00fac, Ch\u1ee7 t\u1ecbch H\u1ed9i t\u01b0 v\u1ea5n thu\u1ebf Vi\u1ec7t Nam (VTCA) cho r\u1eb1ng, vi\u1ec7c s\u1eeda \u0111\u1ed5i ngh\u1ecb \u0111\u1ecbnh n\u00e0y l\u00e0 kh\u1ea3 thi.<\/p>\n

Tr\u01b0\u1edbc m\u1eaft, c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc n\u00ean c\u00f3 quy \u0111\u1ecbnh kh\u00f4ng \u00e1p d\u1ee5ng m\u1ee9c 20% \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p ch\u1ecbu m\u1ed9t m\u1ee9c thu\u1ebf su\u1ea5t thu\u1ebf thu nh\u1eadp doanh nghi\u1ec7p, kh\u00f4ng c\u00f3 \u01b0u \u0111\u00e3i thu\u1ebf, kh\u00f4ng c\u00f3 hi\u1ec7p \u0111\u1ecbnh li\u00ean k\u1ebft.<\/p>\n

“Ch\u00fang t\u00f4i s\u1ebd c\u1ed1 g\u1eafng n\u1ed7 l\u1ef1c \u0111\u1ec3 ki\u1ebfn ngh\u1ecb gi\u1ea3i ph\u00e1p l\u00ean c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd \u0111\u1ec3 v\u1eeba ch\u1ed1ng chuy\u1ec3n gi\u00e1, v\u1eeba \u0111\u1ec3 c\u00e1c doanh nghi\u1ec7p thu\u1eadn l\u1ee3i h\u01a1n trong ho\u1ea1t \u0111\u1ed9ng”, b\u00e0 C\u00fac kh\u1eb3ng \u0111\u1ecbnh.<\/p>\n

T\u1eeb g\u00f3c nh\u00ecn doanh nghi\u1ec7p, \u00f4ng Tu\u1ea5n cho r\u1eb1ng, vi\u1ec7c d\u1eebng Ngh\u1ecb \u0111\u1ecbnh l\u00e0 r\u1ea5t kh\u00f3, c\u00e1ch t\u1ed1t nh\u1ea5t l\u00e0 l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 nhanh ch\u00f3ng s\u1eeda \u0111\u1ed5i ngh\u1ecb \u0111\u1ecbnh n\u00e0y v\u00e0 c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng s\u1eeda \u0111\u1ed5i ngay trong k\u1ef3 quy\u1ebft to\u00e1n thu\u1ebf 2018.<\/p>\n

“C\u00e1c doanh nghi\u1ec7p ch\u00fang t\u00f4i mong s\u1edbm c\u00f3 s\u1ef1 thay \u0111\u1ed5i \u0111\u1ec3 doanh nghi\u1ec7p th\u1eadt s\u1ef1 s\u1ed1ng \u0111\u01b0\u1ee3c, t\u1ed3n t\u1ea1i \u0111\u01b0\u1ee3c v\u00e0 h\u1ee3p t\u00e1c \u0111\u01b0\u1ee3c v\u1edbi c\u00e1c doanh nghi\u1ec7p FDI, \u0111\u1eb7c bi\u1ec7t c\u00f3 quy \u0111\u1ecbnh, ch\u00ednh s\u00e1ch ri\u00eang cho nh\u1eefng d\u1ef1 \u00e1n nh\u00e0 \u1edf x\u00e3 h\u1ed9i”, \u00f4ng Tu\u1ea5n ki\u1ebfn ngh\u1ecb.<\/p>\n

C\u00f2n theo chuy\u00ean gia kinh t\u1ebf, TS. V\u00f5 Tr\u00ed Th\u00e0nh, Ngh\u1ecb \u0111\u1ecbnh 20 l\u00e0 m\u1ed9t b\u00e0i h\u1ecdc \u0111\u1eaft gi\u00e1 v\u1edbi B\u1ed9 T\u00e0i ch\u00ednh, c\u00e1c c\u01a1 quan c\u1ee7a Ch\u00ednh ph\u1ee7 – m\u1ed9t b\u1ea5t c\u1eadp r\u1ea5t l\u1edbn trong b\u1ed1i c\u1ea3nh Vi\u1ec7t Nam \u0111ang ng\u00e0y c\u00e0ng h\u1ed9i nh\u1eadp, minh b\u1ea1ch h\u01a1n.<\/p>\n

Ngh\u1ecb \u0111\u1ecbnh 20 c\u00f3 ba m\u1ee5c \u0111\u00edch: M\u1ed9t l\u00e0 ch\u1ed1ng chuy\u1ec3n gi\u00e1, hai l\u00e0 gi\u1ea3m r\u1ee7i ro cho ng\u00e2n h\u00e0ng v\u00e0 ba l\u00e0 t\u1ea1o c\u00e1ch “ch\u01a1i”, c\u00e1ch ph\u00e1t tri\u1ec3n \u0111\u1ec3 th\u1ecb tr\u01b0\u1eddng minh b\u1ea1ch h\u01a1n. Th\u1ef1c t\u1ebf, hai m\u1ee5c \u0111\u00edch \u0111\u1ea7u ti\u00ean g\u1ea7n nh\u01b0 kh\u00f4ng \u0111\u1ea1t \u0111\u01b0\u1ee3c. Tr\u00e1i l\u1ea1i, Ngh\u1ecb \u0111\u1ecbnh n\u00e0y c\u00f2n \u0111em l\u1ea1i r\u1ea5t nhi\u1ec1u kh\u00f3 kh\u0103n cho qu\u00e1 tr\u00ecnh s\u1ea3n xu\u1ea5t c\u1ee7a doanh nghi\u1ec7p, \u0111\u1eb7c bi\u1ec7t doanh nghi\u1ec7p nh\u1ecf kh\u00f3 l\u1edbn l\u00ean.<\/p>\n

V\u1ea5n \u0111\u1ec1 r\u1ea5t quan tr\u1ecdng nh\u1ea5t hi\u1ec7n nay l\u00e0 khuy\u1ebfn kh\u00edch \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o th\u00ec Ngh\u1ecb \u0111\u1ecbnh 20 l\u1ea1i\u00a0 t\u1ea1o ra kh\u00f3 kh\u0103n nhi\u1ec1u h\u01a1n l\u00e0 l\u1ee3i \u00edch cho doanh nghi\u1ec7p, \u0111i\u1ec1u n\u00e0y r\u00f5 r\u00e0ng c\u1ea7n xem l\u1ea1i. \u0110\u1ed3ng th\u1eddi, c\u1ea7n c\u00f3 th\u1eddi gian kho\u1ea3ng m\u1ed9t n\u0103m \u0111\u1ec3 nghi\u00ean c\u1ee9u, s\u1eeda \u0111\u1ed5i ngh\u1ecb \u0111\u1ecbnh, \u00f4ng Th\u00e0nh ki\u1ebfn ngh\u1ecb.<\/p>\n

———–<\/p>\n

Nh\u00e0 qu\u1ea3n tr\u1ecb (B\u1ea5t \u0111\u1ed9ng s\u1ea3n) 18-12-2018:<\/em><\/strong><\/p>\n

https:\/\/theleader.vn\/doanh-nghiep-noi-gap-kho-boi-quy-dinh-khong-che-lai-vay-theo-nghi-dinh-20-1544524746183.htm<\/em><\/p>\n

(500\/2.335)<\/em>","protected":false},"excerpt":{"rendered":"

(NQT) – Quy \u0111\u1ecbnh gi\u1edbi h\u1ea1n chi ph\u00ed l\u00e3i vay theo Ngh\u1ecb \u0111\u1ecbnh 20 \u0111ang g\u00e2y kh\u00f3 kh\u0103n r\u1ea5t l\u1edbn cho c\u00e1c doanh nghi\u1ec7p trong n\u01b0\u1edbc trong vi\u1ec7c ti\u1ebfp c\u1eadn ngu\u1ed3n v\u1ed1n. Doanh nghi\u1ec7p than kh\u00f3 L\u00e0 m\u1ed9t doanh nghi\u1ec7p \u0111\u1ea7u t\u01b0 v\u00e0o n\u00f4ng nghi\u1ec7p do\u00a0Nh\u00e0 n\u01b0\u1edbc hi\u1ec7n \u0111ang c\u00f3 nhi\u1ec1u ch\u00ednh s\u00e1ch \u01b0u \u0111\u00e3i […]<\/p>\n","protected":false},"author":3,"featured_media":25627,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-25721","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n2.095. 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