{"id":25769,"date":"2019-12-12T16:16:33","date_gmt":"2019-12-12T09:16:33","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=25769"},"modified":"2022-06-08T16:33:01","modified_gmt":"2022-06-08T09:33:01","slug":"2-393-du-thao-nghi-dinh-ve-thanh-toan-khong-dung-tien-mat-con-ban-khoan","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-393-du-thao-nghi-dinh-ve-thanh-toan-khong-dung-tien-mat-con-ban-khoan\/","title":{"rendered":"2.393. D\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t: C\u00f2n b\u0103n kho\u0103n"},"content":{"rendered":"(\u0110BND) – T\u1ea1i H\u1ed9i th\u1ea3o l\u1ea5y \u00fd ki\u1ebfn doanh nghi\u1ec7p D\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t (thay th\u1ebf Ngh\u1ecb \u0111\u1ecbnh 101\/2012\/N\u0110-CP) di\u1ec5n ra ng\u00e0y 11.12, nhi\u1ec1u \u00fd ki\u1ebfn lo ng\u1ea1i, D\u1ef1 th\u1ea3o quy \u0111\u1ecbnh v\u1ec1 h\u1ea1n ch\u1ebf \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i v\u00e0o l\u0129nh v\u1ef1c trung gian thanh to\u00e1n kh\u00f4ng qu\u00e1 49% s\u1ebd l\u00e0m n\u1ea3n l\u00f2ng c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i v\u00e0o l\u0129nh v\u1ef1c d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam v\u00e0 c\u00f3 th\u1ec3 vi ph\u1ea1m c\u00e1c cam k\u1ebft qu\u1ed1c t\u1ebf.<\/strong><\/p>\n

M\u1ed9t s\u1ed1 \u0111i\u1ec3m thi\u1ebfu r\u00f5 r\u00e0ng<\/strong><\/p>\n

Theo Ph\u00f3 V\u1ee5 tr\u01b0\u1edfng V\u1ee5 Thanh to\u00e1n Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc L\u00ea Anh D\u0169ng, Ngh\u1ecb \u0111\u1ecbnh 101\/2012\/N\u0110-CP \u0111\u00e3 qua 6 n\u0103m tri\u1ec3n khai, v\u1edbi nh\u1eefng n\u1ed9i dung quan tr\u1ecdng \u1ea3nh h\u01b0\u1edfng s\u00e2u r\u1ed9ng, l\u00e0 n\u1ec1n t\u1ea3ng ph\u00e1p l\u00fd cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n v\u00e0 trung gian thanh to\u00e1n, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho c\u00e1c lo\u1ea1i h\u00ecnh m\u1edbi nh\u01b0 thanh to\u00e1n \u0111i\u1ec7n t\u1eed, thanh to\u00e1n di \u0111\u1ed9ng. Do s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a \u0111\u1eddi s\u1ed1ng kinh t\u1ebf, x\u00e3 h\u1ed9i, khoa h\u1ecdc c\u00f4ng ngh\u1ec7, y\u00eau c\u1ea7u h\u1ed9i nh\u1eadp, m\u1ed9t s\u1ed1 quy \u0111\u1ecbnh c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh c\u1ea7n \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i, b\u1ed5 sung. D\u1ef1 th\u1ea3o c\u00f3 7 ch\u01b0\u01a1ng, 44 \u0111i\u1ec1u, th\u1ec3 hi\u1ec7n c\u00e1c ch\u00ednh s\u00e1ch m\u1edbi v\u1ec1 \u0111\u1ed3ng b\u1ed9 ph\u00e1p l\u00fd v\u1ec1 ti\u1ec1n \u0111i\u1ec7n t\u1eed, qu\u1ea3n l\u00fd c\u00e1c ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi, cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n kh\u00f4ng qua t\u00e0i kho\u1ea3n, ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea1i l\u00fd thanh to\u00e1n, ho\u00e0n thi\u1ec7n quy \u0111\u1ecbnh v\u1ec1 d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n, \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i trong l\u0129nh v\u1ef1c trung gian thanh to\u00e1n.<\/p>\n

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To\u00e0n c\u1ea3nh h\u1ed9i th\u1ea3o<\/em><\/p>\n

Tr\u01b0\u1edfng Ban M\u00f4i tr\u01b0\u1eddng kinh doanh v\u00e0 N\u0103ng l\u1ef1c c\u1ea1nh tranh – Vi\u1ec7n Nghi\u00ean c\u1ee9u qu\u1ea3n l\u00fd kinh t\u1ebf trung \u01b0\u01a1ng (CIEM) Nguy\u1ec5n Minh Th\u1ea3o cho r\u1eb1ng, D\u1ef1 th\u1ea3o c\u00f2n m\u1ed9t s\u1ed1 \u0111i\u1ec3m c\u00f2n chung chung, thi\u1ebfu r\u00f5 r\u00e0ng, ch\u01b0a th\u1ef1c s\u1ef1 thuy\u1ebft ph\u1ee5c, kh\u00f4ng d\u1ec5 ti\u00ean li\u1ec7u, s\u1ebd d\u1eabn \u0111\u1ebfn kh\u00f3 kh\u0103n cho doanh nghi\u1ec7p trong vi\u1ec7c \u00e1p d\u1ee5ng. Ch\u1eb3ng h\u1ea1n nh\u01b0, \u0110i\u1ec1u 19 c\u1ee7a D\u1ef1 th\u1ea3o v\u1ec1 \u0111i\u1ec1u ki\u1ec7n kinh doanh cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n kh\u00f4ng qua t\u00e0i kho\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng c\u1ee7a doanh nghi\u1ec7p cung \u1ee9ng d\u1ecbch v\u1ee5 b\u01b0u ch\u00ednh c\u00f4ng \u00edch c\u00f3 n\u00eau \u201c\u0110\u1ed9i ng\u0169 nh\u00e2n s\u1ef1 c\u00f3 tr\u00ecnh \u0111\u1ed9 chuy\u00ean m\u00f4n ph\u00f9 h\u1ee3p v\u00e0 am hi\u1ec3u v\u1ec1 l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng, n\u1eafm r\u00f5 quy tr\u00ecnh v\u00e0 thao t\u00e1c khi th\u1ef1c hi\u1ec7n giao d\u1ecbch thanh to\u00e1n\u201d, nh\u01b0ng nh\u01b0 th\u1ebf n\u00e0o l\u00e0 \u201cph\u00f9 h\u1ee3p\u201d l\u1ea1i kh\u00f4ng n\u00eau r\u00f5. C\u0169ng t\u1ea1i \u0110i\u1ec1u 19 c\u1ee7a D\u1ef1 th\u1ea3o n\u00eau \u201c\u2026thu gom, v\u1eadn chuy\u1ec3n ti\u1ec1n m\u1eb7t b\u1ea3o \u0111\u1ea3m cu\u1ed1i ng\u00e0y n\u1ed9p v\u00e0o t\u00e0i kho\u1ea3n thanh to\u00e1n m\u1edf t\u1ea1i ng\u00e2n h\u00e0ng, ch\u1ecbu tr\u00e1ch nhi\u1ec7m b\u1ea3o \u0111\u1ea3m an ninh, an to\u00e0n \u0111\u1ed1i v\u1edbi vi\u1ec7c lu\u00e2n chuy\u1ec3n ti\u1ec1n m\u1eb7t c\u0169ng nh\u01b0 x\u00e1c \u0111\u1ecbnh h\u1ea1n t\u1ed3n qu\u1ef9 ti\u1ec1n m\u1eb7t cu\u1ed1i ng\u00e0y cho m\u1ed7i \u0111i\u1ec3m giao d\u1ecbch ph\u00f9 h\u1ee3p v\u1edbi kh\u1ea3 n\u0103ng qu\u1ea3n l\u00fd c\u1ee7a m\u00ecnh v\u00e0 t\u00ednh thanh kho\u1ea3n cho kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5\u201d, theo b\u00e0 Th\u1ea3o \u0111\u00e2y l\u00e0 nghi\u1ec7p v\u1ee5 c\u1ee7a ng\u00e2n h\u00e0ng ch\u1ee9 kh\u00f4ng ph\u1ea3i \u0111i\u1ec1u ki\u1ec7n kinh doanh.<\/p>\n

C\u00f2n theo Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/span>, t\u1ea1i \u0111i\u1ec3m c, kho\u1ea3n 1, \u0110i\u1ec1u 11 c\u1ee7a D\u1ef1 th\u1ea3o \u0111\u00e3 b\u1ed5 sung m\u1ed9t tr\u01b0\u1eddng h\u1ee3p phong t\u1ecfa t\u00e0i kho\u1ea3n thanh to\u00e1n l\u00e0 \u201cKhi t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n ph\u00e1t hi\u1ec7n v\u00e0 c\u00f3 b\u1eb1ng ch\u1ee9ng v\u1ec1 vi\u1ec7c t\u00e0i kho\u1ea3n thanh to\u00e1n gian l\u1eadn, vi ph\u1ea1m ph\u00e1p lu\u1eadt\u201d. \u00f4ng \u0110\u1ee9c cho r\u1eb1ng, c\u1ea7n h\u1ebft s\u1ee9c th\u1eadn tr\u1ecdng khi quy \u0111\u1ecbnh \u0111i\u1ec1u n\u00e0y \u0111\u1ec3 tr\u00e1nh t\u00ecnh tr\u1ea1ng b\u1ecb l\u1ee3i d\u1ee5ng g\u00e2y r\u1ee7i ro r\u1ea5t l\u1edbn cho c\u00e1c b\u00ean li\u00ean quan. Ch\u1eb3ng h\u1ea1n nh\u01b0 b\u00ean thanh to\u00e1n \u0111\u00e3 chuy\u1ec3n ti\u1ec1n th\u00e0nh c\u00f4ng, b\u00ean b\u00e1n h\u00e0ng ho\u00e0n to\u00e0n tin t\u01b0\u1edfng giao h\u00e0ng, nh\u01b0ng sau \u0111\u00f3 b\u1ea5t c\u1ee9 khi n\u00e0o c\u0169ng c\u00f3 th\u1ec3 b\u1ecb phong t\u1ecfa t\u00e0i kho\u1ea3n v\u00e0 kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c ti\u1ec1n. V\u00ec v\u1eady, c\u1ea7n b\u1ecf quy \u0111\u1ecbnh n\u00e0y ho\u1eb7c di\u1ec5n gi\u1ea3i m\u1ed9t c\u00e1ch c\u1ee5 th\u1ec3 \u0111\u1ec3 c\u00f3 th\u1ec3 b\u1ea3o v\u1ec7 \u0111\u01b0\u1ee3c b\u00ean n\u00e0y \u0111\u1ed3ng th\u1eddi tr\u00e1nh g\u00e2y r\u1ee7i ro cho b\u00ean kia.<\/em><\/p>\n

H\u1ea1n ch\u1ebf \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng qu\u00e1 49% c\u00f3 h\u1ee3p l\u00fd?<\/strong><\/p>\n

Theo \u0111\u1ec1 xu\u1ea5t t\u1ea1i D\u1ef1 th\u1ea3o, quy \u0111\u1ecbnh v\u1ec1 h\u1ea1n ch\u1ebf \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i v\u00e0o l\u0129nh v\u1ef1c trung gian thanh to\u00e1n kh\u00f4ng qu\u00e1 49%. Nhi\u1ec1u \u00fd ki\u1ebfn cho r\u1eb1ng, vi\u1ec7c gi\u1edbi h\u1ea1n s\u1edf h\u1eefu n\u01b0\u1edbc ngo\u00e0i nh\u01b0 tr\u00ean s\u1ebd l\u00e0m n\u1ea3n l\u00f2ng c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i \u0111\u1ea7u t\u01b0 v\u00e0o doanh nghi\u1ec7p d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam. Ch\u1ee7 t\u1ecbch Hi\u1ec7p h\u1ed9i Th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed Nguy\u1ec5n Th\u00e0nh H\u01b0ng cho bi\u1ebft, m\u1eb7c d\u00f9 th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed ph\u00e1t tri\u1ec3n nhanh g\u1ea7n \u0111\u00e2y nh\u01b0ng t\u1ef7 l\u1ec7 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t kh\u00f4ng t\u0103ng. \u0110\u1ec3 ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, c\u1ea7n thi\u1ebft ph\u1ea3i c\u00f3 v\u1ed1n \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i, v\u00ec \u0111\u00e2y l\u00e0 l\u0129nh v\u1ef1c c\u00f3 nhi\u1ec1u r\u1ee7i ro, trong khi ngu\u1ed3n v\u1ed1n trong n\u01b0\u1edbc ch\u01b0a s\u1eb5n s\u00e0ng. C\u00f2n theo \u00f4ng Nishikawa, th\u00e0nh vi\u00ean H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb C\u00f4ng ty c\u1ed5 ph\u1ea7n D\u1ecbch v\u1ee5 tr\u1ef1c tuy\u1ebfn C\u1ed9ng \u0111\u1ed3ng Vi\u1ec7t (V\u00ed \u0111i\u1ec7n t\u1eed Payoo), \u0111\u1ea1i di\u1ec7n cho nh\u00e0 \u0111\u1ea7u t\u01b0 NTT (Nh\u1eadt B\u1ea3n), c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i c\u00f3 s\u1ef1 \u0111\u00f3ng g\u00f3p l\u1edbn kh\u00f4ng ch\u1ec9 v\u1ec1 v\u1ed1n \u0111\u1ea7u t\u01b0 m\u00e0 c\u1ea3 c\u00f4ng ngh\u1ec7, tri th\u1ee9c \u0111\u1ec3 ph\u00e1t tri\u1ec3n, do \u0111\u00f3 Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc c\u1ea7n c\u00e2n nh\u1eafc v\u1ec1 quy \u0111\u1ecbnh h\u1ea1n ch\u1ebf v\u1ed1n \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i.<\/p>\n

Ngo\u00e0i ra, vi\u1ec7c h\u1ea1n ch\u1ebf \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i c\u00f3 th\u1ec3 vi ph\u1ea1m c\u00e1c cam k\u1ebft qu\u1ed1c t\u1ebf c\u1ee7a Vi\u1ec7t Nam t\u1ea1i WTO, CPTPP. Quy \u0111\u1ecbnh hi\u1ec7u l\u1ef1c h\u1ed3i t\u1ed1 t\u1ea1i \u0110i\u1ec1u 42 c\u1ee7a D\u1ef1 th\u1ea3o c\u0169ng tr\u00e1i v\u1edbi \u0110i\u1ec1u 74 Lu\u1eadt \u0110\u1ea7u t\u01b0, \u0111\u1ed3ng th\u1eddi tr\u00e1i v\u1edbi c\u00e1c cam k\u1ebft b\u1ea3o h\u1ed9 \u0111\u1ea7u t\u01b0 trong c\u00e1c hi\u1ec7p \u0111\u1ecbnh th\u01b0\u01a1ng m\u1ea1i song ph\u01b0\u01a1ng v\u00e0 \u0111a ph\u01b0\u01a1ng, c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn nguy c\u01a1 Ch\u00ednh ph\u1ee7 Vi\u1ec7t Nam b\u1ecb kh\u1edfi ki\u1ec7n b\u1edfi ch\u00ednh ph\u1ee7 ho\u1eb7c c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i.<\/p>\n

Hi\u1ec7n nay trung gian thanh to\u00e1n \u01b0\u1edbc t\u00ednh chi\u1ebfm \u0111\u1ebfn 90% ho\u1ea1t \u0111\u1ed9ng v\u00e0 gi\u00e1 tr\u1ecb c\u1ee7a fintech. \u00d4ng Ph\u00f9ng Anh Tu\u1ea5n, Ph\u00f3 T\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh nh\u00ecn nh\u1eadn, vi\u1ec7c h\u1ea1n ch\u1ebf \u0111\u1ea7u t\u01b0 s\u1ebd c\u00f3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn to\u00e0n b\u1ed9 l\u0129nh v\u1ef1c fintech. M\u1eb7t kh\u00e1c, m\u1eb7c d\u00f9 c\u01a1 quan so\u1ea1n th\u1ea3o cho r\u1eb1ng \u201ctrung gian thanh to\u00e1n\u201d kh\u00f4ng \u0111\u01b0\u1ee3c th\u1ec3 hi\u1ec7n trong c\u00e1c l\u0129nh v\u1ef1c cam k\u1ebft, tuy nhi\u00ean \u0111\u00e2y ch\u1ec9 l\u00e0 m\u1ed9t kh\u00e1i ni\u1ec7m ph\u00e1p l\u00fd ri\u00eang c\u1ee7a Vi\u1ec7t Nam, c\u00f2n v\u1ec1 b\u1ea3n ch\u1ea5t ho\u1ea1t \u0111\u1ed9ng n\u00e0y \u0111\u00e3 bao g\u1ed3m trong l\u0129nh v\u1ef1c \u0111\u01b0\u1ee3c cam k\u1ebft l\u00e0 d\u1ecbch v\u1ee5 thanh to\u00e1n. N\u1ebfu Ch\u00ednh ph\u1ee7 ho\u1eb7c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i kh\u1edfi ki\u1ec7n, quy\u1ec1n di\u1ec5n gi\u1ea3i \u0111i\u1ec1u \u01b0\u1edbc v\u00e0 \u00e1p d\u1ee5ng quy \u0111\u1ecbnh s\u1ebd thu\u1ed9c v\u1ec1 c\u01a1 quan t\u00e0i ph\u00e1n ho\u1eb7c tr\u1ecdng t\u00e0i \u0111\u1ea7u t\u01b0, ch\u1ee9 kh\u00f4ng thu\u1ed9c v\u1ec1 ph\u00eda Vi\u1ec7t Nam. N\u1ebfu thua ki\u1ec7n, ch\u00fang ta c\u00f3 th\u1ec3 \u0111\u1ed1i m\u1eb7t v\u1edbi h\u1eadu qu\u1ea3 t\u1ed1n k\u00e9m v\u00e0 d\u01b0 lu\u1eadn ti\u00eau c\u1ef1c. Do \u0111\u00f3, Ch\u00ednh ph\u1ee7 c\u1ea7n c\u00e2n nh\u1eafc nhi\u1ec1u gi\u1ea3i ph\u00e1p kh\u00e1c nhau \u0111\u1ec3 ki\u1ec3m so\u00e1t, theo d\u00f5i v\u00e0 ng\u0103n ch\u1eb7n c\u00e1c ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0 kh\u00f4ng mong mu\u1ed1n c\u1ee5 th\u1ec3, thay v\u00ec \u00e1p \u0111\u1eb7t h\u1ea1n ch\u1ebf tr\u00ean to\u00e0n th\u1ecb tr\u01b0\u1eddng.<\/p>\n

B\u00e0i v\u00e0 \u1ea3nh: An Thi\u1ec7n<\/strong><\/p>\n

——————<\/p>\n

\u0110\u1ea1i bi\u1ec3u Nh\u00e2n d\u00e2n (Kinh t\u1ebf) 12-12-2019):<\/em><\/strong><\/p>\n

http:\/\/www.daibieunhandan.vn\/default.aspx?tabid=75&NewsId=431267<\/em><\/a><\/p>\n

(169\/1.226)<\/em>","protected":false},"excerpt":{"rendered":"

(\u0110BND) – T\u1ea1i H\u1ed9i th\u1ea3o l\u1ea5y \u00fd ki\u1ebfn doanh nghi\u1ec7p D\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t (thay th\u1ebf Ngh\u1ecb \u0111\u1ecbnh 101\/2012\/N\u0110-CP) di\u1ec5n ra ng\u00e0y 11.12, nhi\u1ec1u \u00fd ki\u1ebfn lo ng\u1ea1i, D\u1ef1 th\u1ea3o quy \u0111\u1ecbnh v\u1ec1 h\u1ea1n ch\u1ebf \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i v\u00e0o l\u0129nh v\u1ef1c trung gian thanh to\u00e1n kh\u00f4ng qu\u00e1 […]<\/p>\n","protected":false},"author":10,"featured_media":25749,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-25769","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n2.393. 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