{"id":25772,"date":"2019-12-12T16:19:35","date_gmt":"2019-12-12T09:19:35","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=25772"},"modified":"2022-06-09T21:52:49","modified_gmt":"2022-06-09T14:52:49","slug":"2-396-thanh-toan-khong-dung-tien-mat-dan-chua-man-ma-vi-lo-bao-mat","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-396-thanh-toan-khong-dung-tien-mat-dan-chua-man-ma-vi-lo-bao-mat\/","title":{"rendered":"2.396. Thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t: D\u00e2n ch\u01b0a \u201cm\u1eb7n m\u00e0\u201d v\u00ec lo b\u1ea3o m\u1eadt"},"content":{"rendered":"(GDT\u0110) – Ch\u00ednh ph\u1ee7 \u0111ang c\u00f3 nhi\u1ec1u bi\u1ec7n ph\u00e1p nh\u1eb1m th\u00fac \u0111\u1ea9y c\u00e1c h\u00ecnh th\u1ee9c thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t. Vi\u1ec7c V\u00ed Momo \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn l\u00e0 k\u00eanh thanh to\u00e1n \u0111i\u1ec7n t\u1eed c\u1ee7a C\u1ed5ng D\u1ecbch v\u1ee5 C\u00f4ng qu\u1ed1c gia \u0111\u00e3 minh ch\u1ee9ng cho \u0111i\u1ec1u \u0111\u00f3. 80% kh\u00e1ch h\u00e0ng v\u1eabn d\u00f9ng ph\u01b0\u01a1ng th\u1ee9c nh\u1eadn h\u00e0ng tr\u1ea3 ti\u1ec1n do lo ng\u1ea1i v\u1ec1 t\u00ednh b\u1ea3o m\u1eadt.<\/strong><\/p>\n

\"\"<\/p>\n

\u00a0C\u1ed5ng D\u1ecbch v\u1ee5 C\u00f4ng Qu\u1ed1c gia \u0111\u00e3 ch\u00ednh th\u1ee9c \u00e1p d\u1ee5ng h\u00ecnh th\u1ee9c thanh to\u00e1n tr\u1ef1c tuy\u1ebfn kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t cho m\u1ed9t s\u1ed1 l\u0129nh v\u1ef1c.<\/em><\/p>\n

Ti\u1ebft ki\u1ec7m h\u01a1n 4 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng\/n\u0103m<\/strong><\/p>\n

Ng\u00e0y 9\/12, C\u1ed5ng D\u1ecbch v\u1ee5 c\u00f4ng Qu\u1ed1c gia (C\u1ed5ng d\u1ecbch v\u1ee5) \u0111\u00e3 ch\u00ednh th\u1ee9c khai tr\u01b0\u01a1ng v\u00e0 \u0111i v\u00e0o v\u1eadn h\u00e0nh sau 9 th\u00e1ng tri\u1ec3n khai. C\u1ed5ng D\u1ecbch v\u1ee5 ho\u1ea1t \u0111\u1ed9ng s\u1ebd g\u00f3p ph\u1ea7n l\u00e0m minh b\u1ea1ch h\u00f3a, gi\u1ea3m th\u1eddi gian v\u00e0 chi ph\u00ed \u0111\u1ec3 ng\u01b0\u1eddi d\u00e2n v\u00e0 doanh nghi\u1ec7p th\u1ef1c hi\u1ec7n c\u00e1c th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh.\u00a0V\u00ed \u0110i\u1ec7n t\u1eed MoMo<\/strong>\u00a0c\u0169ng \u0111\u01b0\u1ee3c Ch\u00ednh ph\u1ee7 l\u1ef1a ch\u1ecdn l\u00e0 k\u00eanh thanh to\u00e1n \u0111i\u1ec7n t\u1eed c\u1ee7a C\u1ed5ng d\u1ecbch v\u1ee5.<\/p>\n

Vi\u1ec7c th\u1ef1c hi\u1ec7n d\u1ecbch v\u1ee5 c\u00f4ng tr\u1ef1c tuy\u1ebfn qua\u00a0C\u1ed5ng d\u1ecbch v\u1ee5<\/em>\u00a0s\u1ebd gi\u00fap ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p ti\u1ebft ki\u1ec7m th\u1eddi gian chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1, t\u00e1i s\u1eed d\u1ee5ng c\u00e1c th\u00f4ng tin. T\u1eeb \u0111\u00f3 gi\u1ea3m \u0111\u00e1ng k\u1ec3 chi ph\u00ed x\u00e3 h\u1ed9i trong th\u1ef1c hi\u1ec7n th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh.<\/p>\n

Theo t\u00ednh to\u00e1n t\u1eeb Ban \u0111\u1ec1 \u00e1n, vi\u1ec7c chuy\u1ec3n ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n s\u1ebd ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c 4.222 t\u1ef7 \u0111\u1ed3ng\/n\u0103m. Con s\u1ed1 n\u00e0y s\u1ebd ti\u1ebfp t\u1ee5c t\u0103ng t\u1ef7 l\u1ec7 thu\u1eadn v\u1edbi s\u1ed1 l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 c\u00f4ng tr\u1ef1c tuy\u1ebfn \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p l\u00ean C\u1ed5ng d\u1ecbch v\u1ee5.<\/p>\n

Chia s\u1ebb v\u1ec1 s\u1ef1 ki\u1ec7n n\u00e0y, \u00f4ng Nguy\u1ec5n B\u00e1 Di\u1ec7p – Ph\u00f3 Ch\u1ee7 t\u1ecbch C\u00f4ng ty CP D\u1ecbch v\u1ee5 Di \u0111\u1ed9ng tr\u1ef1c tuy\u1ebfn cho bi\u1ebft: \u201cC\u1ed5ng D\u1ecbch v\u1ee5 c\u00f4ng Qu\u1ed1c gia ch\u00ednh th\u1ee9c \u0111i v\u00e0o ho\u1ea1t \u0111\u1ed9ng v\u00e0 s\u1ebd l\u00e0 c\u00f4ng c\u1ee5 quan tr\u1ecdng, h\u1ed7 tr\u1ee3 \u0111\u1eafc l\u1ef1c cho qu\u00e1 tr\u00ecnh \u0111\u1ea9y m\u1ea1nh ph\u00e1t tri\u1ec3n Ch\u00ednh ph\u1ee7 \u0111i\u1ec7n t\u1eed c\u1ee7a Vi\u1ec7t Nam. H\u01b0\u1edbng t\u1edbi ph\u1ee5c v\u1ee5 t\u1ed1t h\u01a1n cho ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p, th\u00fac \u0111\u1ea9y s\u1ef1 ph\u00e1t tri\u1ec3n kinh t\u1ebf x\u00e3 h\u1ed9i \u0111\u1ea5t n\u01b0\u1edbc\u201d.<\/p>\n

Theo \u00f4ng Di\u1ec7p, trong giai \u0111o\u1ea1n \u0111\u1ea7u, V\u00ed MoMo s\u1ebd mi\u1ec5n thu ph\u00ed d\u1ecbch v\u1ee5 \u0111\u1ec3 khuy\u1ebfn kh\u00edch ng\u01b0\u1eddi d\u00e2n s\u1eed d\u1ee5ng. H\u1ed7 tr\u1ee3 v\u1ec1 m\u1eb7t c\u00f4ng ngh\u1ec7 trong qu\u00e1 tr\u00ecnh k\u1ebft n\u1ed1i. Song song \u0111\u00f3, V\u00ed MoMo c\u0169ng ph\u1ed1i h\u1ee3p v\u1edbi c\u00e1c t\u1ec9nh\/th\u00e0nh ph\u1ed1 tuy\u00ean truy\u1ec1n, v\u1eadn \u0111\u1ed9ng, h\u01b0\u1edbng d\u1eabn ng\u01b0\u1eddi d\u00e2n t\u1ea1o th\u00f3i quen s\u1eed d\u1ee5ng c\u00e1c c\u00f4ng c\u1ee5\u00a0thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t<\/u>.<\/p>\n

C\u1ed5ng d\u1ecbch v\u1ee5 \u0111ang th\u00ed \u0111i\u1ec3m thanh to\u00e1n tr\u1ef1c tuy\u1ebfn m\u1ed9t s\u1ed1 d\u1ecbch v\u1ee5 c\u00f4ng thi\u1ebft y\u1ebfu nh\u01b0: \u0110\u1ed5i gi\u1ea5y ph\u00e9p l\u00e1i xe; Th\u00f4ng b\u00e1o ho\u1ea1t \u0111\u1ed9ng khuy\u1ebfn m\u1ea1i; C\u1ea5p l\u1ea1i th\u1ebb b\u1ea3o hi\u1ec3m y t\u1ebf do m\u1ea5t, h\u1ecfng; D\u1ecbch v\u1ee5 c\u1ea5p \u0111i\u1ec7n h\u1ea1 \u00e1p… Do \u0111\u00f3, vi\u1ec7c k\u1ebft n\u1ed1i gi\u1eefa V\u00ed MoMo v\u00e0 c\u00e1c t\u1ec9nh\/th\u00e0nh ph\u1ed1 kh\u00e1c s\u1ebd v\u1eabn di\u1ec5n ra b\u00ecnh th\u01b0\u1eddng.<\/p>\n

\u00d4ng Di\u1ec7p cho bi\u1ebft th\u00eam, v\u1ec1 l\u00e2u d\u00e0i, c\u1ed5ng d\u1ecbch v\u1ee5 c\u00f4ng c\u1ee7a c\u00e1c t\u1ec9nh\/th\u00e0nh ph\u1ed1 s\u1ebd \u0111\u01b0\u1ee3c li\u00ean k\u1ebft v\u00e0o C\u1ed5ng d\u1ecbch v\u1ee5 c\u00f4ng Qu\u1ed1c gia, t\u1eadp trung v\u1ec1 m\u1ed9t m\u1ed1i. Tuy nhi\u00ean, v\u1edbi nh\u1eefng d\u1ecbch v\u1ee5 c\u00f4ng mang t\u00ednh \u0111\u1eb7c th\u00f9 c\u1ee7a t\u1eebng \u0111\u1ecba ph\u01b0\u01a1ng th\u00ec v\u1eabn do \u0111\u1ecba ph\u01b0\u01a1ng gi\u1ea3i quy\u1ebft.<\/p>\n

\u0110\u1ea1i di\u1ec7n c\u1ee7a VNPT – \u0111\u01a1n v\u1ecb cung c\u1ea5p d\u1ecbch v\u1ee5 kh\u1eb3ng \u0111\u1ecbnh: \u201c\u00c1p d\u1ee5ng thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t l\u00e0 m\u1ed9t xu th\u1ebf t\u1ea5t y\u1ebfu. N\u00f3 gi\u00fap gi\u1ea3m t\u1ea3i th\u1eddi gian, c\u00f4ng s\u1ee9c, nh\u00e2n l\u1ef1c cho ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p v\u00e0 c\u1ea3 b\u1ed9 m\u00e1y h\u00e0nh ch\u00ednh qu\u1ed1c gia\u201d. \u201cH\u00ecnh th\u1ee9c thanh to\u00e1n tr\u1ef1c tuy\u1ebfn s\u1ebd \u0111\u01b0\u1ee3c quy ho\u1ea1ch \u0111\u1ec3 tri\u1ec3n khai theo ti\u1ebfn \u0111\u1ed9 \u1edf t\u1eebng l\u0129nh v\u1ef1c. Ti\u1ebfn t\u1edbi, t\u1ea5t c\u1ea3 c\u00e1c l\u0129nh v\u1ef1c \u0111\u1ec1u c\u00f3 th\u1ec3 thanh to\u00e1n tr\u1ef1c tuy\u1ebfn tr\u00ean ph\u1ea1m vi c\u1ea3 n\u01b0\u1edbc\u201d – \u0111\u1ea1i di\u1ec7n T\u1eadp \u0111o\u00e0n VNPT cho hay.<\/p>\n

Xu th\u1ebf t\u1ea5t y\u1ebfu<\/strong><\/p>\n

\u00d4ng \u0110\u1eadu Anh Tu\u1ea5n – Tr\u01b0\u1edfng ban Ph\u00e1p ch\u1ebf VCCI nh\u1eadn \u0111\u1ecbnh, thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u0111ang l\u00e0 m\u1ed9t xu th\u1ebf ng\u00e0y c\u00e0ng ph\u00e1t tri\u1ec3n. N\u00f3 mang l\u1ea1i s\u1ef1 thu\u1eadn ti\u1ec7n cho ho\u1ea1t \u0111\u1ed9ng c\u1ee7a doanh nghi\u1ec7p v\u00e0 \u0111\u1eddi s\u1ed1ng c\u1ee7a ng\u01b0\u1eddi d\u00e2n. G\u00f3p ph\u1ea7n thay \u0111\u1ed5i c\u00e1ch th\u1ee9c qu\u1ea3n tr\u1ecb theo h\u01b0\u1edbng minh b\u1ea1ch, hi\u1ec7n \u0111\u1ea1i.<\/p>\n

D\u00f9 th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed t\u0103ng tr\u01b0\u1edfng nh\u01b0ng ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n ch\u1ee7 y\u1ebfu v\u1eabn l\u00e0 d\u00f9ng ti\u1ec1n m\u1eb7t. \u00d4ng Nguy\u1ec5n Thanh H\u01b0ng – Ch\u1ee7 t\u1ecbch Hi\u1ec7p h\u1ed9i Th\u01b0\u01a1ng m\u1ea1i \u0110i\u1ec7n t\u1eed \u0111\u01b0a ra d\u1eabn ch\u1ee9ng r\u1eb1ng, trong 5 n\u0103m g\u1ea7n \u0111\u00e2y, 80% kh\u00e1ch h\u00e0ng hi\u1ec7n v\u1eabn d\u00f9ng ph\u01b0\u01a1ng th\u1ee9c nh\u1eadn h\u00e0ng tr\u1ea3 ti\u1ec1n (COD).<\/p>\n

Nhi\u1ec1u chuy\u00ean gia cho r\u1eb1ng, ng\u01b0\u1eddi d\u00e2n v\u1eabn c\u00f2n lo ng\u1ea1i ti\u1ec1m \u1ea9n nguy c\u01a1 m\u1ea5t an to\u00e0n do b\u1ea3o m\u1eadt k\u00e9m. Tuy nhi\u00ean, \u00f4ng H\u1ed3 C\u1ea3nh Li\u00eam – V\u1ee5 Thanh to\u00e1n (Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam) cho bi\u1ebft, ng\u00e0nh ng\u00e2n h\u00e0ng \u0111ang tri\u1ec3n khai c\u00e1c n\u1ed9i dung v\u1ec1 r\u00e0 so\u00e1t, \u0111\u00e1nh gi\u00e1 r\u1ee7i ro v\u00e0 tri\u1ec3n khai c\u00e1c gi\u1ea3i ph\u00e1p an ninh b\u1ea3o m\u1eadt.<\/p>\n

\u0110i\u1ec1u n\u00e0y nh\u1eb1m n\u00e2ng ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5, \u0111\u1ed3ng th\u1eddi t\u0103ng \u0111\u1ed9 an to\u00e0n, b\u1ea3o m\u1eadt trong thanh to\u00e1n th\u1ebb. Qua \u0111\u00f3 t\u1ea1o l\u00f2ng tin, gi\u00fap ng\u01b0\u1eddi d\u00f9ng d\u1ea7n b\u1ecf th\u00f3i quen ti\u00eau ti\u1ec1n m\u1eb7t.<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/span> kh\u1eb3ng \u0111\u1ecbnh, t\u0103ng c\u01b0\u1eddng c\u00e1c h\u00ecnh th\u1ee9c b\u1ea3o m\u1eadt l\u00e0 \u0111i\u1ec1u quan tr\u1ecdng \u1edf th\u1eddi \u0111i\u1ec3m hi\u1ec7n nay. \u0110\u00e3 c\u00f3 r\u1ea5t nhi\u1ec1u v\u1ee5 vi\u1ec7c m\u1ea5t ti\u1ec1n c\u1ee7a ng\u01b0\u1eddi d\u00f9ng qua c\u00e1c giao d\u1ecbch \u0111i\u1ec7n t\u1eed th\u1eddi gian qua.<\/em><\/p>\n

\u0110\u1ec3 th\u00fac \u0111\u1ea9y xu th\u1ebf thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t, \u00f4ng H\u1ed3 C\u1ea3nh Li\u00eam c\u0169ng cho bi\u1ebft th\u00eam, NHNN \u0111\u00e3 \u0111\u1ec1 xu\u1ea5t b\u1ed5 sung quy \u0111\u1ecbnh v\u1ec1 ti\u1ec1n \u0111i\u1ec7n t\u1eed.<\/p>\n

Trong \u0111\u00f3, c\u00e1c h\u00ecnh th\u1ee9c th\u1ec3 hi\u1ec7n c\u1ee7a ti\u1ec1n \u0111i\u1ec7n t\u1eed l\u00e0 v\u00ed \u0111i\u1ec7n t\u1eed, th\u1ebb tr\u1ea3 tr\u01b0\u1edbc (Prepaid Card), ti\u1ec1n di \u0111\u1ed9ng (Mobile Money); \u0111\u1ed1i t\u01b0\u1ee3ng cung \u1ee9ng ti\u1ec1n \u0111i\u1ec7n t\u1eed g\u1ed3m c\u00f3 ng\u00e2n h\u00e0ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i (th\u1ebb tr\u1ea3 tr\u01b0\u1edbc) v\u00e0 t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n (v\u00ed \u0111i\u1ec7n t\u1eed, ti\u1ec1n di \u0111\u1ed9ng).<\/p>\n

Tr\u00ean C\u1ed5ng D\u1ecbch v\u1ee5 c\u00f4ng Qu\u1ed1c gia, b\u00ean c\u1ea1nh v\u00ed \u0111i\u1ec7n t\u1eed Momo, c\u00f2n c\u00f3 3 \u0111\u01a1n v\u1ecb kh\u00e1c l\u00e0 k\u00eanh thanh to\u00e1n \u0111i\u1ec7n t\u1eed c\u1ee7a C\u1ed5ng D\u1ecbch v\u1ee5 c\u00f4ng qu\u1ed1c gia g\u1ed3m: VNPT Pay, Ng\u00e2n h\u00e0ng TMCP C\u00f4ng th\u01b0\u01a1ng Vi\u1ec7t Nam (Vietinbank), Ng\u00e2n h\u00e0ng TMCP Ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam (Vietcombank).<\/p>\n

Trong khi \u0111\u00f3, m\u1edbi \u0111\u00e2y, 20 ng\u00e2n h\u00e0ng tr\u00ean c\u1ea3 n\u01b0\u1edbc cho bi\u1ebft \u0111\u00e3 s\u1eb5n s\u00e0ng \u0111\u1ec3 chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip.<\/p>\n

Xu\u00e2n Ph\u00fa<\/strong><\/p>\n

——————<\/p>\n

Gi\u00e1o d\u1ee5c th\u1eddi \u0111\u1ea1i (Th\u1eddi s\u1ef1) 12-12-2019:<\/em><\/strong><\/p>\n

https:\/\/giaoducthoidai.vn\/thoi-su\/thanh-toan-khong-dung-tien-mat-dan-chua-man-ma-vi-lo-bao-mat-4052667-b.html<\/em><\/a><\/p>\n

(51\/1.095)<\/em>","protected":false},"excerpt":{"rendered":"

(GDT\u0110) – Ch\u00ednh ph\u1ee7 \u0111ang c\u00f3 nhi\u1ec1u bi\u1ec7n ph\u00e1p nh\u1eb1m th\u00fac \u0111\u1ea9y c\u00e1c h\u00ecnh th\u1ee9c thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t. Vi\u1ec7c V\u00ed Momo \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn l\u00e0 k\u00eanh thanh to\u00e1n \u0111i\u1ec7n t\u1eed c\u1ee7a C\u1ed5ng D\u1ecbch v\u1ee5 C\u00f4ng qu\u1ed1c gia \u0111\u00e3 minh ch\u1ee9ng cho \u0111i\u1ec1u \u0111\u00f3. 80% kh\u00e1ch h\u00e0ng v\u1eabn d\u00f9ng ph\u01b0\u01a1ng th\u1ee9c nh\u1eadn h\u00e0ng tr\u1ea3 […]<\/p>\n","protected":false},"author":10,"featured_media":25787,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-25772","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n2.396. 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