{"id":26135,"date":"2017-07-12T09:48:53","date_gmt":"2017-07-12T02:48:53","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=26135"},"modified":"2022-06-10T09:50:51","modified_gmt":"2022-06-10T02:50:51","slug":"1-409-phat-xe-khong-co-giay-to-goc-nh-vi-pham-phap-luat-hoac-dung-cho-vay","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-409-phat-xe-khong-co-giay-to-goc-nh-vi-pham-phap-luat-hoac-dung-cho-vay\/","title":{"rendered":"1.409. Ph\u1ea1t xe kh\u00f4ng c\u00f3 gi\u1ea5y t\u1edd g\u1ed1c: NH vi ph\u1ea1m ph\u00e1p lu\u1eadt ho\u1eb7c d\u1eebng cho vay"},"content":{"rendered":"(DV) – Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Tr\u1ecdng t\u00e0i vi\u00ean Trung t\u00e2m Tr\u1ecdng t\u00e0i Qu\u1ed1c t\u1ebf Vi\u1ec7t Nam (VIAC) cho bi\u1ebft : “5 n\u0103m qua, \u0111\u1ec3 cho vay \u00f4 t\u00f4 th\u1ebf ch\u1ea5p gi\u1ea5y t\u1edd g\u1ed1c, ng\u00e2n h\u00e0ng \u0111\u00e3 l\u00e1ch lu\u1eadt b\u1eb1ng c\u00e1ch cho kh\u00e1ch h\u00e0ng vi\u1ebft cam k\u1ebft, tho\u1ea3 thu\u1eadn ri\u00eang, \u0111\u01a1n t\u1ef1 nguy\u1ec7n giao gi\u1ea5y t\u1edd g\u1ed1c cho ng\u00e2n h\u00e0ng”.<\/strong><\/p>\n

Th\u1eddi gian g\u1ea7n \u0111\u00e2y nhi\u1ec1u ch\u1ee7 xe ph\u1ea3n \u00e1nh v\u1ec1 vi\u1ec7c c\u1ea3nh s\u00e1t giao th\u00f4ng r\u00e1o ri\u1ebft x\u1eed ph\u1ea1t nh\u1eefng xe \u00f4 t\u00f4 kh\u00f4ng c\u00f3 gi\u1ea5y t\u1edd g\u1ed1c, m\u1eb7c d\u00f9 tr\u00ecnh gi\u1ea5y t\u1edd l\u00e0 b\u1ea3n sao v\u00e0 ch\u1ee9ng nh\u1eadn \u0111ang th\u1ebf ch\u1ea5p t\u1ea1i ng\u00e2n h\u00e0ng nh\u01b0ng v\u1eabn b\u1ecb ph\u1ea1t.<\/p>\n

Ng\u00e2n h\u00e0ng l\u00e1ch lu\u1eadt cho vay mua \u00f4 t\u00f4<\/strong><\/p>\n

N\u1ebfu n\u00f3i theo \u0111\u00fang quy \u0111\u1ecbnh c\u1ee7a lu\u1eadt y\u00eau c\u1ea7u ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n khi tham gia giao th\u00f4ng ph\u1ea3i mang theo gi\u1ea5y t\u1edd g\u1ed1c \u0111\u1ec3 ch\u1ea5p h\u00e0nh \u0111\u00fang lu\u1eadt giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9, k\u1ec3 c\u1ea3 h\u00e0ng kh\u00f4ng, \u0111\u01b0\u1eddng thu\u1ef7.<\/p>\n

Nh\u01b0ng t\u1eeb n\u0103m 2007 \u0111\u1ebfn n\u0103m 2011, theo Ngh\u1ecb \u0111\u1ecbnh 63 c\u1ee7a Ch\u00ednh ph\u1ee7, c\u00e1c ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ph\u00e9p gi\u1eef gi\u1ea5y t\u1edd b\u1ea3n g\u1ed1c c\u1ee7a kh\u00e1ch h\u00e0ng, n\u00ean nh\u1eefng xe vay th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng l\u01b0u th\u00f4ng xe \u0111\u1ec1u xu\u1ea5t tr\u00ecnh gi\u1ea5y t\u1edd b\u1ea3n sao c\u00f4ng ch\u1ee9ng c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a ng\u00e2n h\u00e0ng.<\/p>\n

Sau \u0111\u00f3 Ngh\u1ecb \u0111\u1ecbnh 11\/2012 c\u1ee7a Ch\u00ednh ph\u1ee7 \u0111\u00e3 kh\u00f4ng cho ph\u00e9p ng\u00e2n h\u00e0ng ti\u1ebfp t\u1ee5c \u0111i\u1ec1u \u0111\u1ea5y n\u1eefa v\u00ec n\u00f3 m\u00e2u thu\u1eabn v\u1edbi lu\u1eadt giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9. Nh\u01b0 v\u1eady, n\u1ebfu theo \u0111\u00fang lu\u1eadn, t\u1eeb n\u0103m 2012 \u0111\u1ebfn nay, ng\u00e2n h\u00e0ng kh\u00f4ng c\u00f3 quy\u1ec1n gi\u1eef gi\u1ea5y t\u1edd g\u1ed1c c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 c\u00f4ng an c\u00f3 quy\u1ec1n b\u1eaft v\u1edbi ch\u1ee7 xe kh\u00f4ng c\u00f3 gi\u1ea5y t\u1edd g\u1ed1c.<\/p>\n

\"\"<\/p>\n

1,3 tri\u1ec7u xe \u00f4 t\u00f4 \u0111ang vi ph\u1ea1m ph\u00e1p lu\u1eadt v\u00ec kh\u00f4ng c\u00f3 gi\u1ea5y t\u1edd g\u1ed1c khi tham gia giao th\u00f4ng (\u1ea3nh: Internet)<\/em><\/p>\n

\u201c\u0110\u00e1ng ti\u1ebfc vi\u1ec7c x\u1eed ph\u1ea1t tu\u00e2n th\u1ee7 ph\u00e1p lu\u1eadt r\u1ea5t ch\u1eadm tr\u1ec5, \u0111\u1ebfn gi\u1edd c\u01a1 quan ch\u1ee9c n\u0103ng m\u1edbi nh\u1eafc nh\u1edf x\u1eed ph\u1ea1t v\u1ea5n \u0111\u1ec1 n\u00e0y, n\u00ean c\u1ea3nh s\u00e1t giao th\u00f4ng m\u1edbi l\u00e0m r\u00e1o ri\u1ebft\u201d, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c cho bi\u1ebft.<\/em><\/p>\n

Tuy nhi\u00ean, vi\u1ec7c x\u1eed ph\u1ea1t r\u00e1o ri\u1ebft nh\u1eefng ph\u01b0\u01a1ng ti\u1ec7n kh\u00f4ng c\u00f3 gi\u1ea5y t\u1edd g\u1ed1c n\u00e0y s\u1ebd \u1ea3nh h\u01b0\u1edfng t\u1edbi ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng c\u1ee7a ng\u00e2n h\u00e0ng.<\/em><\/p>\n

\u201cTheo quy \u0111\u1ecbnh, nh\u1eefng t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng th\u00ec kh\u00f4ng th\u1ec3 chuy\u1ec3n nh\u01b0\u1ee3ng, kh\u00f4ng c\u1ea7m c\u1ed1… nh\u01b0ng th\u1ef1c t\u1ebf v\u00f4 c\u00f9ng r\u1ee7i ro. Nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p, ng\u00e2n h\u00e0ng v\u1eabn \u0111ang gi\u1eef b\u1ea3n ch\u00ednh gi\u1ea5y t\u1edd xe nh\u01b0ng kh\u00e1ch h\u00e0ng v\u1eabn b\u00e1n xe, c\u1ea7m c\u1ed1 v\u1edbi ng\u01b0\u1eddi kh\u00e1c v\u00e0 giao d\u1ecbch b\u1ea5t h\u1ee3p ph\u00e1p khi\u1ebfn ng\u00e2n h\u00e0ng theo \u0111u\u1ed5i r\u1ea5t m\u1ec7t m\u1ecfi. B\u1ea3n th\u00e2n t\u00f4i c\u0169ng \u0111\u00e3 ph\u1ea3i x\u1eed l\u00fd v\u00e0i tr\u01b0\u1eddng h\u1ee3p nh\u01b0 th\u1ebf n\u00e0y, cho n\u00ean g\u1ea7n nh\u01b0 kh\u00f4ng c\u00f3 ng\u00e2n h\u00e0ng n\u00e0o d\u00e1m bu\u00f4ng v\u00e0 giao gi\u1ea5y t\u1edd xe g\u1ed1c cho kh\u00e1ch h\u00e0ng\u201d, \u00f4ng \u0110\u1ee9c cho bi\u1ebft.<\/em><\/p>\n

Trong 5 n\u0103m qua, \u0111\u1ec3 cho vay \u00f4 t\u00f4 th\u1ebf ch\u1ea5p gi\u1ea5y t\u1edd g\u1ed1c, ng\u00e2n h\u00e0ng \u0111\u00e3 l\u00e1ch lu\u1eadt b\u1eb1ng c\u00e1ch cho kh\u00e1ch h\u00e0ng vi\u1ebft cam k\u1ebft, tho\u1ea3 thu\u1eadn ri\u00eang, \u0111\u01a1n t\u1ef1 nguy\u1ec7n giao gi\u1ea5y t\u1edd g\u1ed1c cho ng\u00e2n h\u00e0ng.<\/em><\/p>\n

\u201cH\u1eadu qu\u1ea3 b\u00e2y gi\u1edd l\u00e0 ho\u1eb7c ng\u00e2n h\u00e0ng vi ph\u1ea1m ph\u00e1p lu\u1eadt ho\u1eb7c d\u1eebng cho vay. S\u1ebd r\u1ee7i ro r\u1ea5t l\u1edbn, n\u1ebfu ng\u00e2n h\u00e0ng d\u1eebng cho vay\u201d, \u00f4ng \u0110\u1ee9c ph\u00e2n t\u00edch.<\/em><\/p>\n

X\u1eed l\u00fd th\u1ebf n\u00e0o v\u1edbi 1,3 tri\u1ec7u xe vi ph\u1ea1m ph\u00e1p lu\u1eadt?<\/em><\/strong><\/p>\n

Theo \u00f4ng \u0110\u1ee9c, trong b\u1ed1i c\u1ea3nh 1,3 tri\u1ec7u xe \u0111ang th\u1ebf ch\u1ea5p gi\u1ea5y t\u1edd g\u1ed1c t\u1ea1i ng\u00e2n h\u00e0ng vi ph\u1ea1m ph\u00e1p lu\u1eadt, n\u1ebfu x\u1eed ph\u1ea1t s\u1ebd g\u00e2y ra r\u1ea5t b\u1ea5t l\u1ee3i cho ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng, kinh doanh v\u1eadn t\u1ea3i v\u00e0 kinh t\u1ebf x\u00e3 h\u1ed9i n\u00f3i chung.<\/em><\/p>\n

\u201cC\u00f3 l\u1ebd ph\u1ea3i t\u1ea1m th\u1eddi d\u1eebng vi\u1ec7c x\u1eed ph\u1ea1t khi kh\u00f4ng mang theo b\u1ea3n ch\u00ednh c\u1ee7a c\u00e1c ch\u1ee7 xe. Ti\u1ebfp theo Ch\u00ednh ph\u1ee7 v\u1eabn n\u00ean xem x\u00e9t tr\u01b0\u1eddng h\u1ee3p \u0111\u1eb7c bi\u1ec7t \u0111\u1ec3 ng\u00e2n h\u00e0ng gi\u1eef b\u1ea3n ch\u00ednh, kh\u00e1ch h\u00e0ng gi\u1eef b\u1ea3n sao c\u00f4ng ch\u1ee9ng c\u00f3 x\u00e1c nh\u1eadn th\u1ebf ch\u1ea5p t\u1ea1i ng\u00e2n h\u00e0ng. V\u1ec1 l\u00e2u d\u00e0i ph\u1ea3i t\u00ednh \u0111\u1ebfn s\u1eeda lu\u1eadt, n\u1ebfu kh\u00f4ng ng\u00e2n h\u00e0ng s\u1ebd kh\u00f4ng d\u00e1m cho vay mua xe \u00f4 t\u00f4\u201d, \u00f4ng \u0110\u1ee9c \u0111\u1ec1 xu\u1ea5t.<\/em><\/p>\n

Theo \u00f4ng \u0110\u1ee9c, \u0111\u1ec3 ph\u00e1t tri\u1ec3n n\u1ec1n kinh t\u1ebf h\u00e0i ho\u00e0 c\u00f3 th\u1ec3 s\u1eeda lu\u1eadt theo h\u01b0\u1edbng cho ph\u00e9p ng\u00e2n h\u00e0ng gi\u1eef g\u1ea5y t\u1edd g\u1ed1c ho\u1eb7c t\u00e1ch ra l\u00e0m hai lo\u1ea1i gi\u1ea5y (gi\u1ea5y \u0111\u0103ng k\u00fd s\u1edf h\u1eefu v\u00e0 gi\u1ea5y l\u01b0u h\u00e0nh) m\u00e0 nhi\u1ec1u n\u01b0\u1edbc tr\u00ean th\u1ebf gi\u1edbi v\u1eabn l\u00e0m.<\/em><\/p>\n

\u201cGi\u1ea5y l\u01b0u h\u00e0nh th\u00ec ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n ph\u1ea3i mang theo, c\u00f2n gi\u1ea5y \u0111\u0103ng k\u00fd s\u1edf h\u1eefu ho\u1eb7c mang theo b\u1ea3n g\u1ed1c ho\u1eb7c ch\u1ee7 xe th\u1ebf ch\u1ea5p vay th\u00ec ng\u00e2n h\u00e0ng gi\u1eef. Hai gi\u1ea5y t\u1edd n\u00e0y song h\u00e0nh t\u1ed3n t\u1ea1i s\u1ebd gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c v\u01b0\u01a1ng m\u1eafc hi\u1ec7n t\u1ea1i\u201d, \u00f4ng \u0110\u1ee9c n\u00eau \u00fd ki\u1ebfn.<\/em><\/p>\n

V\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y, TS, C\u1ea5n V\u0103n L\u1ef1c, C\u1ed1 v\u1ea5n c\u1ea5p cao ch\u1ee7 t\u1ecbch H\u0110QT, h\u00e0m ph\u00f3 t\u1ed5ng gi\u00e1m \u0111\u1ed1c\u00a0BIDV, cho r\u1eb1ng c\u1ea7n ph\u1ea3i c\u00f3 h\u01b0\u1edbng th\u00e1o g\u1ee1\u00a0tr\u01b0\u1edbc m\u1eaft, theo \u0111\u00f3, hai b\u00ean c\u00f4ng an v\u00e0 ng\u00e2n h\u00e0ng c\u1ea7n ph\u1ea3i ng\u1ed3i l\u1ea1i \u0111\u1ec3 th\u1ed1ng nh\u1ea5t v\u1edbi nhau nh\u1eb1m t\u1ea1o\u00a0\u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho b\u00ean vay, ng\u01b0\u1eddi ti\u00eau d\u00f9ng.<\/p>\n

\u201cC\u1ee5 th\u1ec3 l\u00e0 \u0111\u1ec3 ng\u00e2n h\u00e0ng, b\u00ean cho vay n\u1eafm gi\u1eef t\u00e0i s\u1ea3n h\u1ed3 s\u01a1 g\u1ed1c, c\u00f2n c\u00f4ng an s\u1eed d\u1ee5ng gi\u1ea5y t\u1edd photo c\u00f4ng ch\u1ee9ng v\u1edbi \u0111i\u1ec1u ki\u1ec7n ph\u1ea3i c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u00e2y l\u00e0 t\u00e0i s\u1ea3n \u0111ang \u0111\u01b0\u1ee3c cho vay.\u201d, \u00f4ng L\u1ef1c \u0111\u1ec1 xu\u1ea5t.<\/p>\n

L\u00ea Xu\u00e2n Ngh\u0129a, chuy\u00ean gia kinh t\u1ebf, cho r\u1eb1ng \u0111\u00e2y l\u00e0 c\u00e2u chuy\u1ec7n ph\u1ed1i k\u1ebft h\u1ee3p gi\u1eefa c\u00e1c b\u1ed9 ng\u00e0nh v\u1edbi nhau. Theo th\u00f4ng l\u1ec7 qu\u1ed1c t\u1ebf, b\u00ean vay v\u00e0 b\u00ean cho vay ph\u1ea3i c\u00f3 tr\u00e1nh nhi\u1ec7m d\u00e2n s\u1ef1, ng\u01b0\u1eddi \u0111i vay ph\u1ea3i tr\u1ea3 v\u00e0 c\u00f3 th\u1ec3 d\u00f9ng ch\u00ednh t\u00e0i s\u1ea3n \u0111\u00f3 l\u00e0m t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o.<\/p>\n

\u201cN\u1ebfu kh\u00f4ng \u0111\u01b0\u1ee3c c\u1ea7m gi\u1ea5y t\u1edd g\u1ed1c v\u00e0 b\u00ean vay thi\u1ebfu thi\u1ec7n ch\u00ed\u00a0tr\u1ea3 th\u00ec c\u00f3 th\u1ec3 l\u00e1i xe \u0111i \u0111\u00e2u m\u1ea5t. Khi \u0111\u00f3, b\u00ean cho vay l\u00e0 ng\u00e2n h\u00e0ng kh\u00f4ng bi\u1ebft \u0111i \u0111\u00e2u \u0111\u1ec3 \u0111\u00f2i l\u1ea1i kho\u1ea3n vay v\u00e0 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o c\u1ee7a m\u00ecnh. C\u00f2n b\u00ean c\u00f4ng an c\u1ea7n gi\u1ea5y t\u1edd \u0111\u1ec3 x\u1eed l\u00fd vi ph\u1ea1m giao th\u00f4ng. C\u00e1i n\u00e0y c\u00f3 th\u1ec3 x\u1eed l\u00fd linh ho\u1ea1t b\u1eb1ng c\u00e1ch ch\u1ea5p nh\u1eadn b\u1ea3n sao c\u00f3 c\u00f4ng ch\u1ee9ng v\u00e0 nh\u1eefng t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o n\u00e0y c\u1ea7n ph\u1ea3i c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a ng\u00e2n h\u00e0ng v\u1ec1 vi\u1ec7c \u0111i vay\u201d, \u00f4ng Ngh\u0129a cho bi\u1ebft.<\/p>\n

Tr\u1ea7n Giang\u00a0<\/strong><\/p>\n

—————————————-<\/p>\n

D\u00e2n Vi\u1ec7t (Kinh t\u1ebf) 12-7-2017:<\/em><\/strong><\/p>\n

http:\/\/danviet.vn\/kinh-te\/phat-xe-khong-co-giay-to-goc-nh-vi-pham-phap-luat-hoac-dung-cho-vay-786901.html<\/a><\/em><\/p>\n

(539\/1.070)<\/em>","protected":false},"excerpt":{"rendered":"

(DV) – Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Tr\u1ecdng t\u00e0i vi\u00ean Trung t\u00e2m Tr\u1ecdng t\u00e0i Qu\u1ed1c t\u1ebf Vi\u1ec7t Nam (VIAC) cho bi\u1ebft : “5 n\u0103m qua, \u0111\u1ec3 cho vay \u00f4 t\u00f4 th\u1ebf ch\u1ea5p gi\u1ea5y t\u1edd g\u1ed1c, ng\u00e2n h\u00e0ng \u0111\u00e3 l\u00e1ch lu\u1eadt b\u1eb1ng c\u00e1ch cho kh\u00e1ch h\u00e0ng vi\u1ebft cam k\u1ebft, tho\u1ea3 thu\u1eadn ri\u00eang, \u0111\u01a1n t\u1ef1 nguy\u1ec7n giao […]<\/p>\n","protected":false},"author":1,"featured_media":26136,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-26135","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n1.409. Ph\u1ea1t xe kh\u00f4ng c\u00f3 gi\u1ea5y t\u1edd g\u1ed1c: NH vi ph\u1ea1m ph\u00e1p lu\u1eadt ho\u1eb7c d\u1eebng cho vay - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/1-409-phat-xe-khong-co-giay-to-goc-nh-vi-pham-phap-luat-hoac-dung-cho-vay\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]1.409. 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