{"id":26485,"date":"2018-02-09T14:20:39","date_gmt":"2018-02-09T07:20:39","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=26485"},"modified":"2022-06-16T10:53:04","modified_gmt":"2022-06-16T03:53:04","slug":"1-745-tranh-cai-ve-viec-the-chap-so-bhxh-cho-ngan-hang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-745-tranh-cai-ve-viec-the-chap-so-bhxh-cho-ngan-hang\/","title":{"rendered":"1.745. Tranh c\u00e3i v\u1ec1 vi\u1ec7c th\u1ebf ch\u1ea5p s\u1ed5 BHXH cho ng\u00e2n h\u00e0ng"},"content":{"rendered":"<strong>(CFF) &#8211; M\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111em s\u1ed5 BHXH \u0111i th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng. \u0110i\u1ec1u n\u00e0y c\u00f3 tr\u00e1i v\u1edbi quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt?<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-26486 img-fluid img-fluid\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/1745-450x281.jpg\" alt=\"\" width=\"450\" height=\"281\" srcset=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/1745-450x281.jpg 450w, https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/1745.jpg 650w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/p>\n<p>Theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i (BHXH) n\u0103m 2014, ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u00f3 quy\u1ec1n \u0111\u01b0\u1ee3c gi\u1eef s\u1ed5 BHXH \u0111\u1ec3 qu\u1ea3n l\u00fd, theo d\u00f5i qu\u00e1 tr\u00ecnh \u0111\u00f3ng BHXH c\u1ee7a ch\u1ee7 doanh nghi\u1ec7p. Tuy nhi\u00ean, l\u1ee3i d\u1ee5ng \u0111i\u1ec1u n\u00e0y, m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111em s\u1ed5 BHXH \u0111i th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng.<\/p>\n<p>Th\u00e1ng 1 v\u1eeba qua, c\u01a1 quan B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i (BHXH) t\u1ec9nh Ph\u00fa Y\u00ean nh\u1eadn \u0111\u01b0\u1ee3c c\u00f4ng v\u0103n t\u1eeb m\u1ed9t Ph\u00f2ng giao d\u1ecbch c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u00f3ng tr\u00ean \u0111\u1ecba b\u00e0n th\u00e0nh ph\u1ed1 Tuy H\u00f2a \u0111\u1ec1 ngh\u1ecb ph\u1ed1i h\u1ee3p ng\u0103n ch\u1eb7n vi\u1ec7c c\u1ea5p m\u1edbi s\u1ed5 BHXH v\u00e0 chi tr\u1ea3 ch\u1ebf \u0111\u1ed9, sau khi ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u00e3 \u0111em s\u1ed5 BHXH th\u1ebf ch\u1ea5p \u0111\u1ec3 vay ti\u1ec1n. M\u1ed9t s\u1ed1 \u0111\u1ecba ph\u01b0\u01a1ng kh\u00e1c c\u0169ng ghi nh\u1eadn t\u00ecnh tr\u1ea1ng ng\u01b0\u1eddi d\u00e2n th\u1ebf ch\u1ea5p s\u1ed5 BHXH sau \u0111\u00f3 th\u00f4ng b\u00e1o l\u00e0 m\u1ea5t s\u1ed5 \u0111\u1ec3 \u0111\u01b0\u1ee3c c\u1ea5p l\u1ea1i s\u1ed5 m\u1edbi.<\/p>\n<p>Th\u1ef1c t\u1ebf n\u00e0y kh\u00f4ng ch\u1ec9 g\u00e2y l\u1ed9n x\u1ed9n trong vi\u1ec7c c\u1ea5p, qu\u1ea3n l\u00fd s\u1ed5 b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i (BHXH) m\u00e0 c\u00f2n ch\u1ee9a \u0111\u1ef1ng nguy c\u01a1 r\u1ee7i ro cao \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng nh\u01b0 ng\u01b0\u1eddi lao \u0111\u1ed9ng n\u1ebfu x\u1ea3y ra t\u00ecnh tr\u1ea1ng ng\u01b0\u1eddi vay kh\u00f4ng th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3 vay.<\/p>\n<p>N\u00f3i v\u1ec1 m\u1ee5c \u0111\u00edch c\u1ee7a vi\u1ec7c \u0111\u1ec3 ng\u01b0\u1eddi lao \u0111\u1ed9ng gi\u1eef s\u1ed5 BHXH, \u00f4ng Tr\u1ea7n \u0110\u00ecnh Li\u1ec7u, Ph\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c BHXH Vi\u1ec7t Nam, cho bi\u1ebft: &#8220;Khi ng\u01b0\u1eddi lao \u0111\u1ed9ng t\u1ef1 gi\u1eef s\u1ed5 BHXH th\u00ec s\u1ebd gi\u00e1m s\u00e1t \u0111\u01b0\u1ee3c vi\u1ec7c ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng c\u00f3 \u0111\u00f3ng n\u1ed9p BHXH cho m\u00ecnh hay kh\u00f4ng, tr\u00e1nh tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng n\u1ee3 ti\u1ec1n \u0111\u00f3ng, kh\u00f4ng \u0111\u00f3ng ho\u1eb7c \u0111\u00f3ng kh\u00f4ng \u0111\u1ee7 ti\u1ec1n BHXH cho ng\u01b0\u1eddi lao \u0111\u1ed9ng&#8221;.<\/p>\n<p>B\u00ean c\u1ea1nh \u0111\u00f3, ng\u01b0\u1eddi lao \u0111\u1ed9ng t\u1ef1 b\u1ea3o qu\u1ea3n s\u1ed5 BHXH c\u0169ng bi\u1ebft \u0111\u01b0\u1ee3c di\u1ec5n bi\u1ebfn qu\u00e1 tr\u00ecnh \u0111\u00f3ng BHXH g\u1ed3m: Ch\u1ee9c danh ngh\u1ec1 c\u00f4ng vi\u1ec7c, c\u1ea5p b\u1eadc, ch\u1ee9c v\u1ee5, m\u1ee9c ti\u1ec1n l\u01b0\u01a1ng, ti\u1ec1n c\u00f4ng l\u00e0m c\u0103n c\u1ee9 \u0111\u00f3ng BHXH. T\u1ef7 l\u1ec7 \u0111\u00f3ng BHXH s\u1ebd k\u1ecbp th\u1eddi ph\u1ea3n \u00e1nh l\u1ea1i v\u1edbi ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng, c\u00f4ng \u0111o\u00e0n c\u01a1 c\u1edf, c\u01a1 quan BHXH \u0111\u1ec3 \u0111i\u1ec1u ch\u1ec9nh, b\u1ed5 sung k\u1ecbp th\u1eddi, b\u1ea3o \u0111\u1ea3m khi s\u1ed5 BHXH \u0111\u1ebfn tay ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u1ea7y \u0111\u1ee7 th\u00f4ng tin v\u1ec1 nh\u00e2n th\u00e2n v\u00e0 qu\u00e1 tr\u00ecnh \u0111\u00f3ng BHXH.<\/p>\n<p><strong>C\u1ea7m c\u1ed1 s\u1ed5 BHXH c\u00f3 ph\u1ea1m lu\u1eadt kh\u00f4ng?<\/strong><\/p>\n<p><em>V\u1ec1 v\u1ea5n \u0111\u1ec1 c\u1ea7m c\u1ed1 s\u1ed5 BHXH, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c cho bi\u1ebft &#8220;c\u00f3 m\u1ed9t v\u1ea5n \u0111\u1ec1 ph\u00e1p l\u00fd kh\u00f4ng r\u00f5 r\u00e0ng&#8221; trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y. \u00d4ng \u0110\u1ee9c n\u00f3i th\u00eam: &#8220;Cho \u0111\u1ebfn gi\u1edd ph\u00fat n\u00e0y, ch\u01b0a c\u00f3 quy \u0111\u1ecbnh n\u00e0o v\u1ec1 vi\u1ec7c &#8220;kh\u00f4ng \u0111\u01b0\u1ee3c c\u1ea7m c\u1ed1 s\u1ed5 BHXH&#8221; n\u00ean ng\u01b0\u1eddi ta vin v\u00e0o c\u01a1 \u0111\u00f3 \u0111\u1ec3 mang s\u1ed5 BHXH \u0111i giao d\u1ecbch&#8221;. Do \u0111\u00f3, \u00f4ng \u0111\u1ec1 xu\u1ea5t s\u1eeda Lu\u1eadt BHXH \u0111\u1ec3 c\u1ea5m giao d\u1ecbch b\u1eb1ng s\u1ed5 BHXH.<\/em><\/p>\n<p>Trong khi \u0111\u00f3, \u00f4ng Tr\u1ea7n \u0110\u00ecnh Li\u1ec7u nh\u1eadn \u0111\u1ecbnh: &#8220;Quan \u0111i\u1ec3m c\u1ee7a t\u00f4i l\u00e0 vi\u1ec7c c\u1ea7m c\u1ed1 s\u1ed5 BHXH t\u1ea1i h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng l\u00e0 tr\u00e1i ph\u00e1p lu\u1eadt&#8221;. C\u1ee5 th\u1ec3, s\u1ed5 BHXH ch\u1ec9 c\u00f3 gi\u00e1 tr\u1ecb khi ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u1ebfn c\u01a1 quan BHXH x\u00e1c \u0111\u1ecbnh \u0111\u00fang nh\u00e2n th\u00e2n, \u0111\u00fang c\u01a1 s\u1edf d\u1eef li\u1ec7u th\u00ec m\u1edbi \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft ch\u00ednh s\u00e1ch. Khi c\u01a1 quan BHXH kh\u00f4ng gi\u1ea3i quy\u1ebft ch\u1ebf \u0111\u1ed9 ch\u00ednh s\u00e1ch \u0111\u00f3 cho ng\u00e2n h\u00e0ng th\u00ec h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng s\u1ebd g\u1eb7p r\u1ee7i ro.<\/p>\n<p>Theo \u00f4ng Li\u1ec7u, c\u01a1 quan BHXH kh\u00f4ng c\u00f3 tr\u00e1ch nhi\u1ec7m chi tr\u1ea3 ti\u1ec1n ch\u1ebf \u0111\u1ed9 BHXH c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng cho ng\u00e2n h\u00e0ng n\u1ebfu ng\u00e2n h\u00e0ng kh\u00f4ng \u0111\u01b0\u1ee3c ng\u01b0\u1eddi lao \u0111\u1ed9ng \u1ee7y quy\u1ec1n theo lu\u1eadt \u0111\u1ecbnh. L\u00fd do l\u00e0 v\u00ec vi\u1ec7c h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 BHXH\u00a0 mang t\u00ednh \u0111\u1eb7c th\u00f9, g\u1eafn li\u1ec1n v\u1edbi nh\u00e2n th\u00e2n c\u1ee7a m\u1ed9t c\u00e1 nh\u00e2n nh\u1ea5t \u0111\u1ecbnh v\u00e0 \u0111\u1ed1i t\u01b0\u1ee3ng h\u01b0\u1edfng \u0111\u01b0\u1ee3c lu\u1eadt quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 n\u00ean c\u01a1 quan BHXH ph\u1ea3i th\u1ef1c hi\u1ec7n vi\u1ec7c gi\u1ea3i quy\u1ebft, chi tr\u1ea3 c\u00e1c ch\u1ebf \u0111\u1ed9 BHXH \u0111\u00fang \u0111\u1ed1i t\u01b0\u1ee3ng v\u00e0 tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/p>\n<p>Ngo\u00e0i ra, \u00f4ng Li\u1ec7u c\u0169ng cho bi\u1ebft n\u1ebfu ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u1ed1 t\u00ecnh khai b\u00e1o gian d\u1ed1i \u0111\u1ec3 \u0111\u01b0\u1ee3c c\u1ea5p s\u1ed5 m\u1edbi th\u00ec s\u1ebd b\u1ecb x\u1eed l\u00fd vi ph\u1ea1m h\u00e0nh ch\u00ednh theo quy \u0111\u1ecbnh.<\/p>\n<p><strong>C\u1ea5p l\u1ea1i s\u1ed5 BHXH m\u1edbi: h\u1ee3p l\u00fd hay kh\u00f4ng?<\/strong><\/p>\n<p><em>\u00d4ng \u0110\u1ee9c chia s\u1ebb: &#8220;Vi\u1ec7c c\u1ea5p l\u1ea1i th\u00ec \u0111\u00fang nguy\u00ean t\u1eafc b\u00ecnh th\u01b0\u1eddng th\u00f4i, t\u1ea5t c\u1ea3 c\u00e1c gi\u1ea5y t\u1edd c\u1ea5p cho\u00a0 ng\u01b0\u1eddi d\u00e2n k\u1ec3 c\u1ea3 s\u1ed5 ti\u1ebft ki\u1ec7m, s\u1ed5 \u0111\u1ecf \u0111\u1ec1u c\u1ea5p l\u1ea1i, ch\u1ec9 kh\u00e1c l\u00e0 thu ph\u00ed hay kh\u00f4ng thu ph\u00ed&#8221;. Theo \u00f4ng, Ch\u1ec9 gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 nh\u01b0 ti\u1ec1n, c\u1ea7m gi\u1ea5y t\u1edd \u0111\u1ea5y quy \u0111\u1ed5i ra ti\u1ec1n th\u00ec kh\u00f4ng \u0111\u01b0\u1ee3c c\u1ea5p l\u1ea1i. Tuy nhi\u00ean, \u00f4ng \u0110\u1ee9c cho r\u1eb1ng n\u00ean thu ph\u00ed \u0111\u1ec3 c\u00f2n trang tr\u1ea3i chi ph\u00ed in s\u1ed5. \u0110\u1ebfn khi \u00e1p d\u1ee5ng giao d\u1ecbch \u0111i\u1ec7n t\u1eed th\u00ec s\u1ed5 BHXH s\u1ebd kh\u00f4ng c\u00f3 t\u00ecnh tr\u1ea1ng m\u1ea5t v\u00e0 c\u1ea5p l\u1ea1i s\u1ed5 BHXH n\u1eefa.<\/em><\/p>\n<p><em>Theo Ph\u00f3 Gi\u00e1m \u0111\u1ed1c BHXH, hi\u1ec7n nay n\u1ebfu ng\u01b0\u1eddi lao \u0111\u1ed9ng khai b\u00e1o m\u1ea5t s\u1ed5 th\u00ec s\u1ebd \u0111\u01b0\u1ee3c c\u01a1 quan BHXH c\u1ea5p l\u1ea1i. Tuy nhi\u00ean, c\u01a1 quan BHXH kh\u00f4ng n\u1eafm \u0111\u01b0\u1ee3c vi\u1ec7c ng\u01b0\u1eddi d\u00e2n c\u00f3 th\u1ebf ch\u1ea5p s\u1ed5 c\u0169 hay kh\u00f4ng. V\u00ec v\u1eady \u00f4ng Li\u1ec7u cho bi\u1ebft ch\u1eadm nh\u1ea5t l\u00e0 \u0111\u1ebfn h\u1ebft 2020, ng\u00e0nh BHXH ph\u1ea3i t\u1eadp trung c\u1ea5p s\u1ed5 BHXH \u0111i\u1ec7n t\u1eed v\u00e0 th\u1ebb BHYT \u0111i\u1ec7n t\u1eed.<\/em><\/p>\n<p><em>Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c \u0111\u01b0a ra l\u1eddi khuy\u00ean cho ng\u01b0\u1eddi lao \u0111\u1ed9ng n\u00ean x\u00e1c \u0111\u1ecbnh c\u00e1i g\u00ec c\u00f3 th\u1ec3 vay ti\u00eau d\u00f9ng thay v\u00ec c\u1ea7m c\u1ed1 BHXH. \u00d4ng gi\u1ea3i th\u00edch th\u00eam: &#8220;Nh\u1eefng c\u00e1i m\u00e0 sau n\u00e0y nh\u00e0 n\u01b0\u1edbc b\u1ea3o \u0111\u1ea3m v\u00e0 quy \u0111\u1ecbnh m\u1ee9c h\u01b0\u1edfng t\u1ed1i thi\u1ec3u th\u00ec kh\u00f4ng n\u00ean t\u00ednh \u0111\u1ebfn m\u1ee9c m\u00e0 mang \u0111i x\u1eed l\u00fd \u0111\u1ec3 d\u1eabn \u0111\u1ebfn nh\u1eefng h\u1eadu qu\u1ea3 x\u1ea5u trong cu\u1ed9c s\u1ed1ng&#8221;.<\/em><\/p>\n<p><strong>Lan Anh<\/strong><\/p>\n<p><em>Theo Tr\u00ed th\u1ee9c tr\u1ebb\/chinhphu.vn<\/em><\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n<p><strong><em>CafeF 09-2-2018:<\/em><\/strong><\/p>\n<p><em><a href=\"http:\/\/cafef.vn\/tranh-cai-ve-viec-the-chap-so-bhxh-cho-ngan-hang-20180209134204037.chn\">http:\/\/cafef.vn\/tranh-cai-ve-viec-the-chap-so-bhxh-cho-ngan-hang-20180209134204037.chn<\/a><\/em><\/p>\n<p><em>(319\/991)<\/em>","protected":false},"excerpt":{"rendered":"<p>(CFF) &#8211; M\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111em s\u1ed5 BHXH \u0111i th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng. \u0110i\u1ec1u n\u00e0y c\u00f3 tr\u00e1i v\u1edbi quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt? Theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i (BHXH) n\u0103m 2014, ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u00f3 quy\u1ec1n \u0111\u01b0\u1ee3c [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":26486,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-26485","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>1.745. 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