{"id":26492,"date":"2018-05-12T14:55:49","date_gmt":"2018-05-12T07:55:49","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=26492"},"modified":"2022-06-13T14:59:49","modified_gmt":"2022-06-13T07:59:49","slug":"1-822-can-trong-voi-bay-cho-vay-tieu-dung-tu-cong-ty-tai-chinh","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-822-can-trong-voi-bay-cho-vay-tieu-dung-tu-cong-ty-tai-chinh\/","title":{"rendered":"1.822. C\u1ea9n tr\u1ecdng v\u1edbi \u201cb\u1eaby\u201d cho vay ti\u00eau d\u00f9ng t\u1eeb c\u00f4ng ty t\u00e0i ch\u00ednh"},"content":{"rendered":"<strong>(VOV.vn) &#8211; V\u1edbi m\u1ee9c l\u00e3i su\u1ea5t mua h\u00e0ng tr\u1ea3 g\u00f3p, c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u00f3 l\u00e3i su\u1ea5t trung b\u00ecnh t\u1eeb 10 \u2013 25%\/n\u0103m, c\u00f2n l\u00e3i su\u1ea5t c\u00f4ng ty t\u00e0i ch\u00ednh l\u00ean t\u1edbi 55 &#8211; 84%\/n\u0103m<\/strong><\/p>\n<p>\u0110\u00e2y l\u00e0 s\u1ed1 li\u1ec7u th\u1ed1ng k\u00ea m\u1edbi nh\u1ea5t v\u1eeba \u0111\u01b0\u1ee3c C\u1ee5c C\u1ea1nh tranh v\u00e0 B\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng (B\u1ed9 C\u00f4ng th\u01b0\u01a1ng) \u0111\u01b0a ra.<\/p>\n<p>Theo c\u01a1 quan n\u00e0y, trong giai \u0111o\u1ea1n 10 n\u0103m (2007-2017), l\u0129nh v\u1ef1c cho vay ti\u00eau d\u00f9ng li\u00ean t\u1ee5c c\u00f3 t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng cao, trung b\u00ecnh 20%\/n\u0103m, \u0111\u1ea1t quy m\u00f4 646.000 t\u1ef7 \u0111\u1ed3ng, ph\u1ee5c v\u1ee5 20 tri\u1ec7u l\u01b0\u1ee3t kh\u00e1ch h\u00e0ng tr\u00ean c\u1ea3 n\u01b0\u1edbc.<\/p>\n<table>\n<tbody>\n<tr>\n<td width=\"346\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-26493 img-fluid img-fluid\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/22-2-450x281.jpg\" alt=\"\" width=\"450\" height=\"281\" srcset=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/22-2-450x281.jpg 450w, https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/22-2.jpg 490w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/td>\n<\/tr>\n<tr>\n<td width=\"346\"><em>C\u1ea9n tr\u1ecdng v\u1edbi \u201cb\u1eaby\u201d cho vay ti\u00eau d\u00f9ng t\u1eeb c\u00f4ng ty t\u00e0i ch\u00ednh (\u1ea2nh minh h\u1ecda: KT)<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>Gia t\u0103ng khi\u1ebfu n\u1ea1i<\/strong><\/p>\n<p>B\u00e1o c\u00e1o c\u1ee7a\u00a0C\u1ee5c C\u1ea1nh tranh v\u00e0 B\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng cho bi\u1ebft, c\u00e1c h\u00e0nh vi x\u00e2m ph\u1ea1m quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u0111ang c\u00f3 xu h\u01b0\u1edbng t\u0103ng c\u1ea3 v\u1ec1 quy m\u00f4 v\u00e0 m\u1ee9c \u0111\u1ed9 ph\u1ee9c t\u1ea1p c\u00f3 kh\u1ea3 n\u0103ng g\u00e2y \u1ea3nh h\u01b0\u1edfng, th\u1eadm ch\u00ed l\u00e0 nghi\u00eam tr\u1ecdng t\u1edbi quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng.<\/p>\n<p>Hi\u1ec7n nay, ch\u1ee7 th\u1ec3 cung c\u1ea5p d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng c\u00f3 hai nh\u00f3m ch\u00ednh, l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh. Th\u00f4ng th\u01b0\u1eddng, c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t cho vay th\u1ea5p nh\u01b0ng th\u1ee7 t\u1ee5c gi\u1ea5y t\u1edd v\u00e0 th\u1eddi gian ph\u00ea duy\u1ec7t kho\u1ea3n vay th\u01b0\u1eddng ph\u1ee9c t\u1ea1p v\u00e0 l\u00e2u h\u01a1n c\u00f4ng ty t\u00e0i ch\u00ednh. Trong khi \u0111\u00f3, c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh c\u00f3 th\u1ee7 t\u1ee5c vay, b\u1ed9 h\u1ed3 s\u01a1 gi\u1ea5y t\u1edd \u0111\u01a1n gi\u1ea3n, g\u1ecdn nh\u1eb9 h\u01a1n nh\u01b0ng \u0111i k\u00e8m l\u00e0 m\u1ee9c l\u00e3i su\u1ea5t cao h\u01a1n so v\u1edbi m\u1ee9c c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng.<\/p>\n<p>Ch\u1eb3ng h\u1ea1n, \u0111\u1ed1i v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t mua h\u00e0ng tr\u1ea3 g\u00f3p, trong khi c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t trung b\u00ecnh dao \u0111\u1ed9ng t\u1eeb 10 &#8211; 25%\/n\u0103m th\u00ec m\u1ee9c l\u00e3i su\u1ea5t c\u1ee7a c\u00f4ng ty t\u00e0i ch\u00ednh t\u1eeb 55 &#8211; 84%\/n\u0103m.<\/p>\n<p>Tuy nhi\u00ean, nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, s\u1ed1 l\u01b0\u1ee3ng khi\u1ebfu n\u1ea1i c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng ch\u1ee7 y\u1ebfu t\u1eadp trung v\u00e0o nh\u00f3m ch\u1ee7 th\u1ec3 l\u00e0 c\u00f4ng ty t\u00e0i ch\u00ednh.\u00a0Theo khi\u1ebfu n\u1ea1i, ph\u1ea3n \u00e1nh c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng, c\u00e1c h\u00e0nh vi x\u00e2m ph\u1ea1m quy\u1ec1n l\u1ee3i ng\u01b0\u1eddi ti\u00eau d\u00f9ng ch\u1ee7 y\u1ebfu t\u1eadp trung v\u00e0o m\u1ed9t s\u1ed1 h\u00e0nh vi nh\u01b0 cung c\u1ea5p th\u00f4ng tin kh\u00f4ng ch\u00ednh x\u00e1c, \u0111\u1ea7y \u0111\u1ee7, r\u00f5 r\u00e0ng, g\u00e2y nh\u1ea7m l\u1eabn cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng.<\/p>\n<p>V\u00ed d\u1ee5, khi t\u01b0 v\u1ea5n, nh\u00e2n vi\u00ean cam k\u1ebft m\u1ee9c l\u00e3i su\u1ea5t ch\u1ec9 t\u1eeb 1-2%\/th\u00e1ng, song th\u1ef1c t\u1ebf, m\u1ee9c l\u00e3i su\u1ea5t th\u1ec3 hi\u1ec7n tr\u00ean h\u1ee3p \u0111\u1ed3ng l\u00e0 6%\/th\u00e1ng. B\u00ean c\u1ea1nh \u0111\u00f3, c\u00f2n c\u00f3 hi\u1ec7n t\u01b0\u1ee3ng nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n m\u1ea1o danh t\u00ean c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u1ec3 gi\u1edbi thi\u1ec7u d\u1ecbch v\u1ee5 cho vay. Th\u1ef1c t\u1ebf, sau khi ki\u1ec3m tra h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 k\u00fd k\u1ebft, ng\u01b0\u1eddi ti\u00eau d\u00f9ng m\u1edbi nh\u1eadn th\u1ea5y kho\u1ea3n vay l\u00e0 do c\u00f4ng ty t\u00e0i ch\u00ednh cung c\u1ea5p v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t kh\u00e1 cao.<\/p>\n<p>Ngo\u00e0i ra, nhi\u1ec1u khi\u1ebfu n\u1ea1i c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng cho r\u1eb1ng, t\u1ea1i th\u1eddi \u0111i\u1ec3m k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng, nh\u00e2n vi\u00ean th\u01b0\u1eddng h\u1ed1i th\u00fac ng\u01b0\u1eddi ti\u00eau d\u00f9ng nhanh ch\u00f3ng k\u00fd m\u00e0 kh\u00f4ng \u0111\u1ec3 ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u0111\u1ecdc, nghi\u00ean c\u1ee9u k\u1ef9 n\u1ed9i dung h\u1ee3p \u0111\u1ed3ng.\u00a0Sau khi k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng cho vay t\u00edn d\u1ee5ng, nh\u00e2n vi\u00ean t\u1eeb ch\u1ed1i giao b\u1ea3n h\u1ee3p \u0111\u1ed3ng g\u1ed1c \u0111\u1ec3 ng\u01b0\u1eddi ti\u00eau d\u00f9ng l\u01b0u gi\u1eef ho\u1eb7c kh\u00f4ng cho ph\u00e9p ng\u01b0\u1eddi ti\u00eau d\u00f9ng sao ch\u1ee5p h\u1ee3p \u0111\u1ed3ng.\u00a0Ch\u00ednh v\u00ec v\u1eady, khi c\u00f3 tranh ch\u1ea5p ph\u00e1t sinh, ng\u01b0\u1eddi ti\u00eau d\u00f9ng g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n trong qu\u00e1 tr\u00ecnh ph\u1ea3n \u00e1nh v\u00e0 l\u00e0m vi\u1ec7c v\u1edbi \u0111\u01a1n v\u1ecb t\u00e0i ch\u00ednh.<\/p>\n<p>M\u1eb7t kh\u00e1c, t\u1ea1i th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng Vi\u1ec7t Nam trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y c\u0169ng \u0111ang ghi nh\u1eadn s\u1ed1 l\u01b0\u1ee3ng l\u1edbn khi\u1ebfu n\u1ea1i c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng li\u00ean quan \u0111\u1ebfn h\u00e0nh vi thu h\u1ed3i n\u1ee3 c\u1ee7a c\u00e1c b\u00ean li\u00ean quan, trong \u0111\u00f3, ph\u1ed5 bi\u1ebfn l\u00e0 vi\u1ec7c ng\u01b0\u1eddi \u0111i vay, b\u1ea1n b\u00e8, ng\u01b0\u1eddi th\u00e2n c\u1ee7a ng\u01b0\u1eddi \u0111i vay li\u00ean t\u1ee5c nh\u1eadn \u0111\u01b0\u1ee3c c\u00e1c cu\u1ed9c g\u1ecdi, tin nh\u1eafn c\u00f3 n\u1ed9i dung \u0111e d\u1ecda, qu\u1ea5y r\u1ed1i, l\u00e0m phi\u1ec1n.<\/p>\n<p>&#8220;C\u00e1c h\u00e0nh vi n\u00eau tr\u00ean \u0111\u1ec1u \u0111\u01b0\u1ee3c xem l\u00e0 c\u00f3 d\u1ea5u hi\u1ec7u vi ph\u1ea1m ph\u00e1p lu\u1eadt v\u1ec1 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i ng\u01b0\u1eddi ti\u00eau d\u00f9ng. V\u00ec v\u1eady, khi ph\u00e1t hi\u1ec7n ho\u1eb7c khi g\u1eb7p ph\u1ea3i c\u00e1c t\u00ecnh hu\u1ed1ng t\u01b0\u01a1ng t\u1ef1, ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u1ea7n c\u1ea3nh gi\u00e1c, \u0111\u1ed3ng th\u1eddi, ch\u1ee7 \u0111\u1ed9ng ph\u1ea3n \u00e1nh t\u1edbi c\u00e1c c\u01a1 quan nh\u00e0 n\u01b0\u1edbc \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 gi\u1ea3i quy\u1ebft&#8221;, C\u1ee5c C\u1ea1nh tranh v\u00e0 B\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng nh\u1ea5n m\u1ea1nh.<\/p>\n<p><strong>Ph\u1ea3i \u0111\u1ecdc k\u1ef9, n\u1eafm r\u00f5 tr\u01b0\u1edbc khi \u0111\u1eb7t b\u00fat k\u00fd<\/strong><\/p>\n<p>Th\u1ef1c t\u1ebf cho th\u1ea5y, giao d\u1ecbch t\u00e0i ch\u00ednh l\u00e0 m\u1ed9t ho\u1ea1t \u0111\u1ed9ng bao g\u1ed3m nhi\u1ec1u n\u1ed9i dung ph\u1ee9c t\u1ea1p, c\u00f3 t\u00ednh chuy\u00ean m\u00f4n cao. \u0110\u1ec3 gi\u00e1m s\u00e1t v\u00e0 qu\u1ea3n l\u00fd giao d\u1ecbch n\u00e0y, h\u1ee3p \u0111\u1ed3ng cho vay l\u00e0 t\u00e0i li\u1ec7u quan tr\u1ecdng \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u00e1c b\u00ean, c\u0169ng nh\u01b0 l\u00e0 b\u1eb1ng ch\u1ee9ng \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i ng\u01b0\u1eddi ti\u00eau d\u00f9ng.<\/p>\n<p><em>Theo Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c (Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI), n\u1ebfu cho vay t\u00edn d\u1ee5ng l\u00e3i su\u1ea5t v\u01b0\u1ee3t qu\u00e1 20% l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n l\u00e0 b\u1ea5t h\u1ee3p ph\u00e1p, nh\u01b0ng c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh \u0111\u01b0a ra l\u00e3i su\u1ea5t cao h\u01a1n th\u1ebf nhi\u1ec1u l\u1ea7n v\u1eabn kh\u00f4ng b\u1ecb r\u00e0ng bu\u1ed9c b\u1edfi lu\u1eadt ph\u00e1p.<\/em><\/p>\n<p><em>Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c cho r\u1eb1ng, v\u1ec1 m\u1eb7t l\u00fd thuy\u1ebft, ng\u01b0\u1eddi vay c\u00f3 th\u1ec3 b\u1ecb \u0111\u01b0a ra t\u00f2a, ho\u1eb7c chuy\u1ec3n h\u1ed3 s\u01a1 sang c\u00f4ng an. Tuy nhi\u00ean, \u0111\u1ec3 th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c b\u01b0\u1edbc n\u00e0y c\u1ea7n r\u1ea5t nhi\u1ec1u y\u1ebfu t\u1ed1.<\/em><\/p>\n<p><em>\u201cVi\u1ec7c c\u00f4ng ty t\u00e0i ch\u00ednh n\u00f3i s\u1ebd cho ra t\u00f2a, chuy\u1ec3n c\u00f4ng an ph\u1ea7n l\u1edbn l\u00e0 g\u00e2y s\u1ee9c \u00e9p \u0111\u1ec3 ng\u01b0\u1eddi vay ph\u1ea3i tr\u1ea3 n\u1ee3, c\u00f2n l\u00e0m \u0111\u01b0\u1ee3c v\u1eady ph\u1ea3i ph\u1ee5 thu\u1ed9c nhi\u1ec1u y\u1ebfu t\u1ed1, m\u1ea5t nhi\u1ec1u th\u1eddi gian\u201d, \u00f4ng \u0110\u1ee9c n\u00f3i.<\/em><\/p>\n<p><em>V\u00ec v\u1eady, quan tr\u1ecdng nh\u1ea5t v\u1edbi ng\u01b0\u1eddi vay ti\u00eau d\u00f9ng ph\u1ea3i t\u00ecm hi\u1ec3u k\u1ef9 c\u00e1c h\u1ee3p \u0111\u1ed3ng vay ti\u00eau d\u00f9ng, kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc khi \u0111\u1eb7t b\u00fat k\u00fd. Ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u1ea7n t\u00ecm hi\u1ec3u r\u00f5 c\u00e1c n\u1ed9i dung th\u00f4ng tin c\u01a1 b\u1ea3n c\u1ee7a h\u1ee3p \u0111\u1ed3ng vay, v\u00ed d\u1ee5: m\u1ee9c l\u00e3i su\u1ea5t, th\u1eddi gian vay, quy \u0111\u1ecbnh v\u1ec1 tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n, m\u1ee9c ph\u1ea1t tr\u1ea3 ch\u1eadm&#8230; Ch\u1ec9 k\u00fd h\u1ee3p \u0111\u1ed3ng sau khi n\u1eafm r\u00f5, nh\u00ecn r\u00f5 c\u00e1c th\u00f4ng tin th\u1ec3 hi\u1ec7n tr\u00ean h\u1ee3p \u0111\u1ed3ng.<\/em><\/p>\n<p><em>Sau khi k\u00fd h\u1ee3p \u0111\u1ed3ng, ng\u01b0\u1eddi ti\u00eau d\u00f9ng ph\u1ea3i y\u00eau c\u1ea7u cung c\u1ea5p b\u1ea3n sao ho\u1eb7c sao ch\u1ee5p b\u1ea3n h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 k\u00fd \u0111\u1ec3 l\u01b0u gi\u1eef. Khi ph\u00e1t sinh tranh ch\u1ea5p, n\u00ean \u01b0u ti\u00ean s\u1eed d\u1ee5ng c\u00e1c h\u00ecnh th\u1ee9c li\u00ean h\u1ec7 c\u00f3 l\u01b0u v\u1ebft, v\u00ed d\u1ee5: g\u1eedi email, g\u1eedi th\u01b0 qua b\u01b0u \u0111i\u1ec7n. B\u00ean c\u1ea1nh \u0111\u00f3, ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u0169ng c\u1ea7n ph\u1ea3i bi\u1ebft th\u00f4ng tin li\u00ean h\u1ec7 c\u1ee7a c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc \u0111\u1ec3 ph\u1ea3n \u00e1nh, khi\u1ebfu n\u1ea1i khi c\u00f3 s\u1ef1 v\u1ee5 ph\u00e1t sinh.\/.<\/em><\/p>\n<p><strong>Di\u1ec7p Di\u1ec7p\/VOV.VN<\/strong><\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n<p><strong><em>VOV.vn (Kinh t\u1ebf) 12-5-2018:<\/em><\/strong><\/p>\n<p><a href=\"https:\/\/vov.vn\/kinh-te\/can-trong-voi-bay-cho-vay-tieu-dung-tu-cong-ty-tai-chinh-761387.vov\"><em>https:\/\/vov.vn\/kinh-te\/can-trong-voi-bay-cho-vay-tieu-dung-tu-cong-ty-tai-chinh-761387.vov<\/em><\/a><\/p>\n<p><em>(308\/1.162)<\/em>","protected":false},"excerpt":{"rendered":"<p>(VOV.vn) &#8211; V\u1edbi m\u1ee9c l\u00e3i su\u1ea5t mua h\u00e0ng tr\u1ea3 g\u00f3p, c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u00f3 l\u00e3i su\u1ea5t trung b\u00ecnh t\u1eeb 10 \u2013 25%\/n\u0103m, c\u00f2n l\u00e3i su\u1ea5t c\u00f4ng ty t\u00e0i ch\u00ednh l\u00ean t\u1edbi 55 &#8211; 84%\/n\u0103m \u0110\u00e2y l\u00e0 s\u1ed1 li\u1ec7u th\u1ed1ng k\u00ea m\u1edbi nh\u1ea5t v\u1eeba \u0111\u01b0\u1ee3c C\u1ee5c C\u1ea1nh tranh v\u00e0 B\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":26493,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-26492","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>1.822. 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C\u1ea9n tr\u1ecdng v\u1edbi \u201cb\u1eaby\u201d cho vay ti\u00eau d\u00f9ng t\u1eeb c\u00f4ng ty t\u00e0i ch\u00ednh[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(VOV.vn) &#8211; V\u1edbi m\u1ee9c l\u00e3i su\u1ea5t mua h\u00e0ng tr\u1ea3 g\u00f3p, c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u00f3 l\u00e3i su\u1ea5t trung b\u00ecnh t\u1eeb 10 \u2013 25%\/n\u0103m, c\u00f2n l\u00e3i su\u1ea5t c\u00f4ng ty t\u00e0i ch\u00ednh l\u00ean t\u1edbi 55 &#8211; 84%\/n\u0103m \u0110\u00e2y l\u00e0 s\u1ed1 li\u1ec7u th\u1ed1ng k\u00ea m\u1edbi nh\u1ea5t v\u1eeba \u0111\u01b0\u1ee3c C\u1ee5c C\u1ea1nh tranh v\u00e0 B\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/1-822-can-trong-voi-bay-cho-vay-tieu-dung-tu-cong-ty-tai-chinh\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2018-05-12T07:55:49+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-06-13T07:59:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/22-2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"490\" \/>\n\t<meta property=\"og:image:height\" content=\"306\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-822-can-trong-voi-bay-cho-vay-tieu-dung-tu-cong-ty-tai-chinh\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-822-can-trong-voi-bay-cho-vay-tieu-dung-tu-cong-ty-tai-chinh\\\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/28ef9093c3478d1b1ba56f61255ebe7a\"},\"headline\":\"1.822. 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