{"id":26808,"date":"2017-07-18T16:50:40","date_gmt":"2017-07-18T09:50:40","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=26808"},"modified":"2022-06-14T16:52:14","modified_gmt":"2022-06-14T09:52:14","slug":"1-435-ngan-hang-lo-no-xau-neu-khong-duoc-giu-giay-to-xe","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-435-ngan-hang-lo-no-xau-neu-khong-duoc-giu-giay-to-xe\/","title":{"rendered":"1.435. Ng\u00e2n h\u00e0ng lo n\u1ee3 x\u1ea5u n\u1ebfu kh\u00f4ng \u0111\u01b0\u1ee3c gi\u1eef gi\u1ea5y t\u1edd xe"},"content":{"rendered":"(TT) – Ng\u00e2n h\u00e0ng mu\u1ed1n gi\u1eef gi\u1ea5y \u0111\u0103ng k\u00fd xe b\u1ea3n g\u1ed1c, trong khi CSGT \u0111\u01b0\u1ee3c quy\u1ec1n x\u1eed ph\u1ea1t l\u1ed7i vi ph\u1ea1m kh\u00f4ng c\u00f3 gi\u1ea5y \u0111\u0103ng k\u00fd xe b\u1ea3n g\u1ed1c khi l\u01b0u th\u00f4ng.<\/strong><\/p>\n

Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam v\u1eeba g\u1eedi c\u00f4ng v\u0103n ki\u1ebfn ngh\u1ecb l\u00ean 3 b\u1ed9 (B\u1ed9 C\u00f4ng an, B\u1ed9 T\u01b0 ph\u00e1p v\u00e0 B\u1ed9 Giao th\u00f4ng V\u1eadn t\u1ea3i) v\u1ec1 vi\u1ec7c c\u1ea3nh s\u00e1t giao th\u00f4ng x\u1eed ph\u1ea1t ng\u01b0\u1eddi \u0111i\u1ec1u ki\u1ec3n ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng s\u1eed d\u1ee5ng b\u1ea3n sao gi\u1ea5y \u0111\u0103ng k\u00fd xe c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a ng\u00e2n h\u00e0ng th\u1ebf ch\u1ea5p.<\/p>\n

Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam cho bi\u1ebft th\u1eddi gian qua \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c r\u1ea5t nhi\u1ec1u ph\u1ea3n \u00e1nh c\u1ee7a c\u00e1c TCTD h\u1ed9i vi\u00ean v\u1ec1 c\u00e1c kh\u00f3 kh\u0103n, v\u01b0\u1edbng m\u1eafc li\u00ean quan \u0111\u1ebfn vi\u1ec7c th\u1ef1c hi\u1ec7n y\u00eau c\u1ea7u t\u1ea1i C\u00f4ng v\u0103n s\u1ed1 2916\/C67-P9 ng\u00e0y 31\/5\/2017 c\u1ee7a C\u1ee5c C\u1ea3nh s\u00e1t giao th\u00f4ng (B\u1ed9 C\u00f4ng an) h\u01b0\u1edbng d\u1eabn c\u00f4ng an c\u00e1c t\u1ec9nh, th\u00e0nh ph\u1ed1 x\u1eed l\u00fd vi ph\u1ea1m h\u00e0nh ch\u00ednh \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng s\u1eed d\u1ee5ng b\u1ea3n sao gi\u1ea5y \u0111\u0103ng k\u00fd xe c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a ng\u00e2n h\u00e0ng nh\u1eadn th\u1ebf ch\u1ea5p.<\/p>\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
C\u00e1c ng\u00e2n h\u00e0ng lo l\u1eafng n\u1ebfu kh\u00f4ng gi\u1eef gi\u1ea5y \u0111\u0103ng k\u00fd xe s\u1ebd gia t\u0103ng r\u1ee7i ro, n\u1ee3 x\u1ea5u<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

V\u1edbi ch\u1ec9 \u0111\u1ea1o tr\u00ean, c\u00e1c TCTD r\u1ea5t hoang mang, lo l\u1eafng, nh\u1ea5t l\u00e0 nh\u1eefng ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u00f3 d\u1ecbch v\u1ee5 cho vay ti\u00eau d\u00f9ng mua \u00f4 t\u00f4 chi\u1ebfm t\u1ef7 tr\u1ecdng l\u1edbn (c\u00f3 nh\u1eefng ng\u00e2n h\u00e0ng t\u1ef7 tr\u1ecdng d\u01b0 n\u1ee3 l\u0129nh v\u1ef1c n\u00e0y kho\u1ea3ng 30%, trong \u0111\u00f3 t\u1ef7 l\u1ec7 kho\u1ea3n vay \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o ch\u00ednh b\u1eb1ng xe \u00f4 t\u00f4 h\u00ecnh th\u00e0nh t\u1eeb v\u1ed1n vay chi\u1ebfm kho\u1ea3ng 90% v\u1edbi gi\u00e1 tr\u1ecb m\u1ed7i kho\u1ea3n vay l\u00ean t\u1edbi 80 \u2013 90% gi\u00e1 tr\u1ecb xe).<\/p>\n

\u201cNhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u00e3 c\u00f3 kh\u00e1ch h\u00e0ng y\u00eau c\u1ea7u \u0111\u01b0\u1ee3c nh\u1eadn l\u1ea1i b\u1ea3n ch\u00ednh gi\u1ea5y \u0111\u0103ng k\u00fd xe \u0111ang th\u1ebf ch\u1ea5p t\u1ea1i ng\u00e2n h\u00e0ng do b\u1ecb x\u1eed ph\u1ea1t khi s\u1eed d\u1ee5ng b\u1ea3n sao gi\u1ea5y \u0111\u0103ng k\u00fd xe c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a ng\u00e2n h\u00e0ng nh\u1eadn th\u1ebf ch\u1ea5p\u201d, b\u00e1o D\u00e2n Vi\u1ec7t d\u1eabn l\u1eddi \u00f4ng Nguy\u1ec5n To\u00e0n Th\u1eafng, T\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i ng\u00e2n h\u00e0ng cho bi\u1ebft.<\/p>\n

Trong khi \u0111\u00f3, xe \u00f4 t\u00f4 l\u00e0 m\u1ed9t t\u00e0i s\u1ea3n \u0111\u1eb7c th\u00f9, c\u00e1c TCTD n\u00f3i chung \u0111\u1ec1u kh\u00f4ng th\u1ec3 qu\u1ea3n l\u00fd c\u1ea7m gi\u1eef xe \u00f4 t\u00f4 m\u00e0 ch\u1ec9 c\u00f3 th\u1ec3 ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c r\u1ee7i ro th\u00f4ng qua gi\u1eef b\u1ea3n ch\u00ednh gi\u1ea5y \u0111\u0103ng k\u00fd xe. N\u1ebfu \u0111\u1ec3 b\u00ean th\u1ebf ch\u1ea5p v\u1eeba gi\u1eef \u00f4 t\u00f4 v\u1eeba gi\u1eef b\u1ea3n ch\u00ednh gi\u1ea5y \u0111\u0103ng k\u00fd xe th\u00ec kh\u00e1ch h\u00e0ng vay v\u1ed1n c\u00f3 th\u1ec3 t\u1ef1 \u0111\u1ed9ng chuy\u1ec3n nh\u01b0\u1ee3ng, mua b\u00e1n, cho thu\u00ea, c\u1ea7m \u0111\u1ed3…<\/p>\n

\u201cTrong tr\u01b0\u1eddng h\u1ee3p \u0111\u00f3, TCTD kh\u00f4ng th\u1ec3 ki\u1ec3m so\u00e1t, qu\u1ea3n l\u00fd \u0111\u01b0\u1ee3c kho\u1ea3n vay, kh\u00f4ng th\u1ec3 x\u1eed l\u00fd, thanh l\u00fd kho\u1ea3n vay khi kh\u00e1ch h\u00e0ng kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3, c\u00f3 nguy c\u01a1 s\u1ebd l\u00e0m t\u0103ng n\u1ee3 x\u1ea5u c\u1ee7a TCTD. T\u1eeb \u0111\u00f3, c\u00e1c TCTD s\u1ebd e ng\u1ea1i cho vay, h\u1ea1n ch\u1ebf s\u1ef1 ti\u1ebfp c\u1eadn t\u00edn d\u1ee5ng c\u1ee7a doanh nghi\u1ec7p v\u00e0 ng\u01b0\u1eddi d\u00e2n \u0111\u1ed1i v\u1edbi l\u0129nh v\u1ef1c n\u00e0y\u201d, \u00f4ng Th\u1eafng cho bi\u1ebft.<\/p>\n

\u0110\u1ec3 gi\u1ea3i quy\u1ebft k\u1ecbp th\u1eddi ki\u1ebfn ngh\u1ecb c\u1ee7a c\u00e1c TCTD, \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i c\u1ee7a \u0111\u01a1n v\u1ecb nh\u1eadn th\u1ebf ch\u1ea5p, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p v\u00e0 c\u00e1c TCTD th\u1ef1c hi\u1ec7n ho\u1ea1t \u0111\u1ed9ng cho vay v\u00e0 \u0111i vay thu\u1eadn l\u1ee3i, Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111\u1ec1 ngh\u1ecb:<\/p>\n

B\u1ed9 C\u00f4ng an ch\u1ec9 \u0111\u1ea1o C\u1ee5c C\u1ea3nh s\u00e1t giao th\u00f4ng ch\u1ea5p nh\u1eadn v\u00e0 kh\u00f4ng x\u1eed ph\u1ea1t \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng s\u1eed d\u1ee5ng b\u1ea3n sao gi\u1ea5y \u0111\u0103ng k\u00fd xe c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a ng\u00e2n h\u00e0ng nh\u1eadn th\u1ebf ch\u1ea5p khi cho vay.<\/p>\n

Tr\u01b0\u1edbc \u0111\u00f3, C\u1ee5c C\u1ea3nh s\u00e1t Giao th\u00f4ng (B\u1ed9 C\u00f4ng an) c\u00f3 c\u00f4ng v\u0103n g\u1eedi c\u00f4ng an c\u00e1c t\u1ec9nh th\u00e0nh h\u01b0\u1edbng d\u1eabn x\u1eed l\u00fd vi ph\u1ea1m h\u00e0nh ch\u00ednh \u0111\u1ed1i v\u1edbi ph\u01b0\u01a1ng ti\u1ec7n th\u1ebf ch\u1ea5p trong ng\u00e2n h\u00e0ng.<\/p>\n

Theo c\u00f4ng v\u0103n n\u00e0y, b\u00ean th\u1ebf ch\u1ea5p \u0111\u01b0\u1ee3c gi\u1eef b\u1ea3n ch\u00ednh gi\u1ea5y \u0111\u0103ng k\u00fd xe. \u0110i\u1ec1u \u0111\u00f3 c\u00f3 ngh\u0129a ng\u00e2n h\u00e0ng kh\u00f4ng \u0111\u01b0\u1ee3c gi\u1eef \u0111\u0103ng k\u00fd xe v\u00e0 CSGT \u0111\u01b0\u1ee3c quy\u1ec1n x\u1eed ph\u1ea1t \u0111\u1ed1i v\u1edbi l\u1ed7i vi ph\u1ea1m kh\u00f4ng c\u00f3 gi\u1ea5y \u0111\u0103ng k\u00fd xe b\u1ea3n g\u1ed1c khi l\u01b0u th\u00f4ng.<\/p>\n

Trao \u0111\u1ed5i tr\u00ean b\u00e1o Tu\u1ed5i tr\u1ebb, LS Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty lu\u1eadt ANVI, cho r\u1eb1ng trong ho\u1ea1t \u0111\u1ed9ng kinh doanh ph\u1ea3i c\u00f3 l\u1ee3i nhu\u1eadn, \u0111\u1ed3ng th\u1eddi h\u1ea1n ch\u1ebf r\u1ee7i ro \u1edf m\u1ee9c th\u1ea5p nh\u1ea5t. N\u1ebfu cho vay mua \u00f4t\u00f4, xe m\u00e1y tr\u1ea3 g\u00f3p m\u00e0 kh\u00f4ng c\u00f3 g\u00ec \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o th\u00ec ng\u00e2n h\u00e0ng l\u00e0m sao d\u00e1m cho vay.<\/em><\/p>\n

N\u1ebfu \u0111\u00e3 th\u1ebf ch\u1ea5p vay th\u00ec ph\u1ea3i \u0111\u01b0a gi\u1ea5y \u0111\u0103ng k\u00fd xe cho ng\u00e2n h\u00e0ng v\u00e0 ch\u1ea5p nh\u1eadn b\u1ecb ph\u1ea1t khi c\u01a1 quan c\u00f4ng an ki\u1ec3m tra th\u1ea5y thi\u1ebfu gi\u1ea5y t\u1edd xe. C\u00f2n tr\u01b0\u1eddng h\u1ee3p cho doanh nghi\u1ec7p vay th\u00ec c\u00f3 th\u1ec3 ng\u00e2n h\u00e0ng c\u0169ng gi\u1ea3i ng\u00e2n m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i c\u00f3 b\u1ea3n g\u1ed1c gi\u1ea5y \u0111\u0103ng k\u00fd xe.<\/em><\/p>\n

\u201c\u0110\u01a1n c\u1eed nh\u01b0 cho m\u1ed9t doanh nghi\u1ec7p c\u00f3 uy t\u00edn \u0111\u1ec3 mua c\u1ea3 v\u00e0i ch\u1ee5c \u00f4t\u00f4. V\u00ec uy t\u00edn, th\u01b0\u01a1ng hi\u1ec7u c\u1ee7a doanh nghi\u1ec7p th\u00ec ng\u00e2n h\u00e0ng m\u1edbi d\u00e1m cho vay m\u00e0 kh\u00f4ng gi\u1eef b\u1ea3n g\u1ed1c \u0111\u0103ng k\u00fd xe. C\u00f2n cho c\u00e1 nh\u00e2n vay \u0111\u1ec3 mua xe th\u00ec ch\u1eafc ch\u1eafn ph\u1ea3i c\u00f3 t\u00e0i s\u1ea3n c\u1ea7m c\u1ed1, th\u1ebf ch\u1ea5p\u201d, LS \u0110\u1ee9c ph\u00e2n t\u00edch.<\/em><\/p>\n

Minh Th\u00e1i<\/strong>\u00a0(T\u1ed5ng h\u1ee3p)<\/em><\/p>\n

—————————————-<\/p>\n

\u0110\u1ea5t Vi\u1ec7t (Kinh t\u1ebf) 18-7-2017:<\/em><\/strong><\/p>\n

http:\/\/baodatviet.vn\/kinh-te\/thi-truong\/ngan-hang-lo-no-xau-neu-khong-duoc-giu-giay-to-xe-3339342\/<\/a><\/u><\/em><\/p>\n

(181\/880)<\/em>","protected":false},"excerpt":{"rendered":"

(TT) – Ng\u00e2n h\u00e0ng mu\u1ed1n gi\u1eef gi\u1ea5y \u0111\u0103ng k\u00fd xe b\u1ea3n g\u1ed1c, trong khi CSGT \u0111\u01b0\u1ee3c quy\u1ec1n x\u1eed ph\u1ea1t l\u1ed7i vi ph\u1ea1m kh\u00f4ng c\u00f3 gi\u1ea5y \u0111\u0103ng k\u00fd xe b\u1ea3n g\u1ed1c khi l\u01b0u th\u00f4ng. Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam v\u1eeba g\u1eedi c\u00f4ng v\u0103n ki\u1ebfn ngh\u1ecb l\u00ean 3 b\u1ed9 (B\u1ed9 C\u00f4ng an, B\u1ed9 T\u01b0 ph\u00e1p v\u00e0 […]<\/p>\n","protected":false},"author":1,"featured_media":26812,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-26808","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n1.435. 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