{"id":26964,"date":"2017-05-23T09:40:39","date_gmt":"2017-05-23T02:40:39","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=26964"},"modified":"2022-06-15T09:43:44","modified_gmt":"2022-06-15T02:43:44","slug":"1-318-nghi-quyet-rieng-ve-xu-ly-no-xau-khong-uu-ai-cac-to-chuc-tin-dung","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-318-nghi-quyet-rieng-ve-xu-ly-no-xau-khong-uu-ai-cac-to-chuc-tin-dung\/","title":{"rendered":"1.318. Ngh\u1ecb quy\u1ebft ri\u00eang v\u1ec1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u: Kh\u00f4ng \u01b0u \u00e1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng"},"content":{"rendered":"<strong>(KT&amp;\u0110T) &#8211; Ng\u00e0y 23\/5, m\u1ed9t cu\u1ed9c h\u1ed9i th\u1ea3o v\u1ec1 \u201cX\u1eed l\u00fd n\u1ee3 x\u1ea5u &#8211; T\u1eeb g\u00f3c \u0111\u1ed9 ch\u00ednh s\u00e1ch v\u00e0 ph\u00e1p lu\u1eadt\u201d \u0111\u00e3 \u0111\u01b0\u1ee3c t\u1ed5 ch\u1ee9c t\u1ea1i H\u00e0 N\u1ed9i.<\/strong><\/p>\n<p>N\u1ed9i dung th\u1ea3o lu\u1eadn \u0111\u01b0\u1ee3c ch\u00fa \u00fd b\u1edfi c\u00e2u chuy\u1ec7n n\u1ee3 x\u1ea5u g\u1ea7n \u0111\u00e2y \u201cn\u00f3ng\u201d tr\u1edf l\u1ea1i c\u0169ng nh\u01b0 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) v\u1eeba b\u00e1o c\u00e1o t\u1ea1i k\u1ef3 h\u1ecdp Qu\u1ed1c h\u1ed9i. H\u1ed9i th\u1ea3o c\u00f3 s\u1ef1 tham gia c\u1ee7a h\u01a1n 100 \u0111\u1ea1i bi\u1ec3u Qu\u1ed1c h\u1ed9i (\u0110BQH), m\u1ed9t s\u1ed1 b\u1ed9 ng\u00e0nh, t\u00f2a \u00e1n, vi\u1ec7n ki\u1ec3m s\u00e1t v\u00e0 chuy\u00ean gia kinh t\u1ebf, lu\u1eadt s\u01b0.<\/p>\n<p><strong>Ng\u00e2n h\u00e0ng ch\u1eadt v\u1eadt thu n\u1ee3 x\u1ea5u<\/strong><\/p>\n<p>B\u00e1o c\u00e1o c\u1ee7a NHNN, trong giai \u0111o\u1ea1n 2012 &#8211; 2016, to\u00e0n h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (TCTD) \u0111\u00e3 x\u1eed l\u00fd \u0111\u01b0\u1ee3c tr\u00ean 610 ng\u00e0n t\u1ef7 \u0111\u1ed3ng n\u1ee3 x\u1ea5u, trong \u0111\u00f3 ch\u1ee7 y\u1ebfu l\u00e0 do c\u00e1c\u00a0TCTD\u00a0t\u1ef1 x\u1eed l\u00fd (chi\u1ebfm tr\u00ean 56%), c\u00f2n l\u1ea1i l\u00e0 b\u00e1n n\u1ee3 (bao g\u1ed3m b\u00e1n cho VAMC v\u00e0 t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n kh\u00e1c) chi\u1ebfm g\u1ea7n 44%. T\u00ednh \u0111\u1ebfn 31\/3\/2017, t\u1ed5ng n\u1ee3 x\u1ea5u n\u1ed9i b\u1ea3ng h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng tr\u00ean 160 ng\u00e0n t\u1ef7 \u0111\u1ed3ng, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 2,56% t\u1ed5ng d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng. K\u1ebft qu\u1ea3 x\u1eed l\u00fd n\u1ee3 x\u1ea5u c\u1ee7a TCTD qua VAMC l\u0169y k\u1ebf t\u1eeb 2013 \u0111\u1ebfn 31\/3\/2017, t\u1ed5ng s\u1ed1 ti\u1ec1n thu h\u1ed3i n\u1ee3 qua VAMC \u0111\u1ea1t 53.263 t\u1ef7 \u0111\u1ed3ng. Trong t\u1ed5ng s\u1ed1 n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c x\u1eed l\u00fd th\u00ec h\u00ecnh th\u1ee9c b\u00e1n, ph\u00e1t m\u1ea1i t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o \u0111\u1ec3 thu h\u1ed3i n\u1ee3 \u1edf m\u1ee9c kh\u00e1 th\u1ea5p 17,1 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng (chi\u1ebfm 2,8% t\u1ed5ng n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c x\u1eed l\u00fd).<\/p>\n<table>\n<tbody>\n<tr>\n<td>To\u00e0n c\u1ea3nh bu\u1ed5i H\u1ed9i th\u1ea3o.<\/td>\n<\/tr>\n<tr>\n<td><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-26968 img-fluid img-fluid\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/1318-450x251.jpg\" alt=\"\" width=\"450\" height=\"251\" srcset=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/1318-450x251.jpg 450w, https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/1318-768x428.jpg 768w, https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/1318.jpg 800w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&#8220;T\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u n\u1ed9i b\u1ea3ng \u0111\u00e3 ki\u1ec3m so\u00e1t \u1edf m\u1ee9c d\u01b0\u1edbi 3% nh\u01b0ng n\u1ee3 x\u1ea5u c\u00f3 xu h\u01b0\u1edbng t\u0103ng tr\u1edf l\u1ea1i v\u1ec1 quy m\u00f4\u201d &#8211; b\u00e1o c\u00e1o c\u1ee7a NHNN cho bi\u1ebft. V\u1eabn theo NHNN, t\u00ednh \u0111\u1ebfn 31\/12\/2016, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u n\u1ed9i b\u1ea3ng, n\u1ee3 x\u1ea5u \u0111\u00e3 b\u00e1n cho VAMC ch\u01b0a x\u1eed l\u00fd \u0111\u01b0\u1ee3c v\u00e0 n\u1ee3 ti\u1ec1m \u1ea9n th\u00e0nh n\u1ee3 x\u1ea5u l\u00e0 10,08% tr\u00ean t\u1ed5ng d\u01b0 n\u1ee3 cho vay. Trong khi c\u00e1c \u0111\u1ecbnh ch\u1ebf nh\u01b0 IMF (Qu\u1ef9 Ti\u1ec1n t\u1ec7 qu\u1ed1c t\u1ebf) ph\u00e1n \u0111o\u00e1n n\u1ee3 x\u1ea5u th\u1eadt \u0111\u00e2u \u0111\u00f3 c\u00f3 th\u1ec3 12%, t\u00ednh ra kho\u1ea3ng 600.000 &#8211; 650.000 t\u1ef7 \u0111\u1ed3ng.<\/p>\n<p><em>N\u00f3i v\u1ec1 y\u00eau c\u1ea7u c\u1ea5p thi\u1ebft c\u1ee7a vi\u1ec7c ho\u00e0n thi\u1ec7n c\u00e1c quy \u0111\u1ecbnh nh\u1eb1m x\u1eed l\u00fd n\u1ee3 x\u1ea5u, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c &#8211; Ch\u1ee7 nhi\u1ec7m C\u00e2u l\u1ea1c b\u1ed9 Ph\u00e1p ch\u1ebf ng\u00e2n h\u00e0ng cho r\u1eb1ng, v\u1edbi n\u1ee3 x\u1ea5u ph\u1ea3i gi\u1ea3i quy\u1ebft c\u00e0ng nhanh c\u00e0ng t\u1ed1t. N\u1ee3 x\u1ea5u ti\u1ebfp t\u1ee5c d\u1ed3n \u1ee9 \u1edf m\u1ee9c cao s\u1ebd khi\u1ebfn DN c\u00e0ng th\u00eam kh\u00f3 kh\u0103n trong vi\u1ec7c ti\u1ebfp c\u1eadn v\u1ed1n NH. Ch\u1eb3ng h\u1ea1n, n\u1ee3 x\u1ea5u \u1edf m\u1ed9t NH l\u00e0 50 \u0111\u1ed3ng cho vay ra kh\u00f4ng thu v\u1ec1 \u0111\u01b0\u1ee3c. Thay v\u00ec NH huy \u0111\u1ed9ng 100 \u0111\u1ed3ng cho vay 80 &#8211; 90 \u0111\u1ed3ng, th\u00ec nay ph\u1ea3i d\u00e0nh 50 \u0111\u1ed3ng nu\u00f4i n\u1ee3 x\u1ea5u, n\u00ean ph\u1ea7n \u0111em cho vay ch\u1eb3ng c\u00f2n bao nhi\u00eau. N\u1ec1n kinh t\u1ebf m\u1ea5t \u0111i m\u1ed9t l\u01b0\u1ee3ng v\u1ed1n l\u1edbn do v\u1ed1n kh\u00f4ng \u0111\u01b0\u1ee3c quay v\u00f2ng, d\u00f2ng ti\u1ec1n trong kinh t\u1ebf kh\u00f4ng l\u01b0u th\u00f4ng \u0111\u01b0\u1ee3c.<\/em><\/p>\n<table width=\"488\">\n<tbody>\n<tr>\n<td>&#8220;\u0110\u1ea1i di\u1ec7n Vietcombank ki\u1ebfn ngh\u1ecb t\u00f2a \u00e1n c\u1ea7n c\u00f3 th\u1ee7 t\u1ee5c r\u00fat g\u1ecdn trong vi\u1ec7c gi\u1ea3i quy\u1ebft tranh ch\u1ea5p v\u1ec1 ngh\u0129a v\u1ee5 giao TS\u0110B v\u00e0 x\u1eed l\u00fd TS\u0110B, \u0111\u1ed3ng th\u1eddi quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 v\u1ec1 tr\u00e1ch nhi\u1ec7m c\u1ee7a t\u00f2a \u00e1n gi\u1ea3i quy\u1ebft \u0111\u00fang h\u1ea1n \u0111\u00e3 quy \u0111\u1ecbnh t\u1ea1i B\u1ed9 Lu\u1eadt t\u1ed1 t\u1ee5ng d\u00e2n s\u1ef1 hi\u1ec7n h\u00e0nh. \u0110\u1ea1i di\u1ec7n Vietcombank c\u0169ng \u0111\u1ec1 ngh\u1ecb c\u00e1c c\u01a1 quan c\u00f4ng an t\u00edch c\u1ef1c h\u1ed7 tr\u1ee3 c\u00e1c TCTD trong x\u00e1c minh \u0111\u1ecba ch\u1ec9 b\u1ecb \u0111\u01a1n, trong thu th\u1eadp ch\u1ee9ng c\u1ee9, h\u1ed3 s\u01a1 t\u00e0i li\u1ec7u \u0111\u1ec3 ti\u1ebfn h\u00e0nh kh\u1edfi ki\u1ec7n, \u0111\u1ed3ng th\u1eddi h\u1ed7 tr\u1ee3 c\u00e1c TCTD gi\u1ea3i quy\u1ebft c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng vay sau \u0111\u00f3 c\u1ed1 t\u00ecnh l\u1ea9n tr\u1ed1n, li\u00ean t\u1ee5c thay \u0111\u1ed5i \u0111\u1ecba ch\u1ec9 nh\u1eb1m tr\u1ed1n tr\u00e1nh ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3 m\u00e0 c\u01a1 quan t\u00f2a \u00e1n kh\u00f4ng th\u1ee5 l\u00fd \u0111\u1ec3 gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n&#8221;, \u00f4ng Nghi\u00eam Xu\u00e2n Th\u00e0nh &#8211; Ch\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng Qu\u1ea3n tr\u1ecb Vietcombank.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Theo \u00f4ng Nguy\u1ec5n V\u0103n Th\u1eafng &#8211; Ch\u1ee7 t\u1ecbch H\u0110QT Vietinbank, n\u1ebfu x\u1eed l\u00fd n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c th\u00ec s\u1ebd c\u00f3 th\u00eam 10% t\u1ed5ng d\u01b0 n\u1ee3 c\u1ee7a to\u00e0n h\u1ec7 th\u1ed1ng \u0111\u1ec3 cung c\u1ea5p ngu\u1ed3n v\u1ed1n cho n\u1ec1n kinh t\u1ebf, c\u00f3 \u0111i\u1ec1u ki\u1ec7n gi\u1ea3m l\u00e3i su\u1ea5t theo ch\u1ec9 \u0111\u1ea1o c\u1ee7a Ch\u00ednh ph\u1ee7.<\/p>\n<p>C\u00f2n theo \u0111\u00e1nh gi\u00e1 c\u1ee7a TS Nguy\u1ec5n \u0110\u1ee9c Ki\u00ean, Ch\u00ednh ph\u1ee7 \u0111\u00e3 tr\u00ecnh Qu\u1ed1c h\u1ed9i ngh\u1ecb quy\u1ebft m\u1edbi v\u1ec1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u, Ngh\u1ecb quy\u1ebft n\u00e0y \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd gi\u00fap \u0111\u1ea9y nhanh qu\u00e1 tr\u00ecnh x\u1eed l\u00fd n\u1ee3, gi\u1ea3i ph\u00f3ng l\u01b0\u1ee3ng v\u1ed1n kh\u1ed5ng l\u1ed3 l\u00ean t\u1edbi h\u01a1n 600.000 t\u1ef7 \u0111\u1ed3ng.<\/p>\n<p>C\u00e1c \u00fd ki\u1ebfn \u0111\u1ec1u cho r\u1eb1ng, tr\u01b0\u1edbc khi c\u00e1c r\u00e0o c\u1ea3n trong ph\u00e1t m\u00e3i t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o v\u00e0 th\u1ecb tr\u01b0\u1eddng mua &#8211; b\u00e1n n\u1ee3 \u0111\u01b0\u1ee3c th\u00e1o g\u1ee1, c\u00e1c NH v\u1eabn ph\u1ea3i t\u1ef1 th\u00e2n gi\u1ea3i quy\u1ebft g\u00e1nh n\u1eb7ng n\u1ee3 x\u1ea5u. Tuy nhi\u00ean, d\u00f9 ng\u00e2n h\u00e0ng t\u1ef1 gi\u1ea3i quy\u1ebft th\u00ec quan tr\u1ecdng v\u1eabn l\u00e0 h\u00e0nh lang ph\u00e1p l\u00fd ph\u1ea3i ho\u00e0n thi\u1ec7n.<\/p>\n<p>\u0110\u01a1n c\u1eed nh\u01b0 t\u1ea1i Vietcombank, \u00f4ng Nghi\u00eam Xu\u00e2n Th\u00e0nh &#8211; Ch\u1ee7 t\u1ecbch H\u0110QT Vietcombank chia s\u1ebb, c\u00f3 t\u00e0i s\u1ea3n nh\u01b0ng \u0111\u1ec3 thu h\u1ed3i \u0111\u01b0\u1ee3c ph\u1ea3i tr\u00ean 7 n\u0103m, ngay c\u1ea3 sau khi c\u00f3 quy\u1ebft \u0111\u1ecbnh c\u1ee7a t\u00f2a \u00e1n th\u00ec th\u1eddi gian thi h\u00e0nh \u00e1n c\u0169ng l\u00e2u nh\u01b0 m\u1ed9t c\u00f4ng ty \u1edf B\u00ecnh D\u01b0\u01a1ng ph\u1ea3i 4 n\u0103m nay ch\u01b0a th\u1ef1c hi\u1ec7n thi h\u00e0nh \u00e1n. C\u00f3 tr\u01b0\u1eddng h\u1ee3p m\u1ed9t kh\u00e1ch h\u00e0ng c\u00f3 kh\u00e1ch s\u1ea1n \u1edf Nha Trang, m\u00f4i n\u0103m khai th\u00e1c 70 &#8211; 100 t\u1ef7 nh\u01b0ng kh\u00f4ng chuy\u1ec3n v\u1ec1 NH. N\u1ebfu b\u00e0n giao \u0111\u01b0\u1ee3c th\u1eddi \u0111i\u1ec3m n\u00e0y thu gi\u1eef \u0111\u01b0\u1ee3c. C\u00f3 s\u1ef1 c\u1ed1 t\u00ecnh ch\u00e2y \u1ef3.<\/p>\n<p>T\u1ea1i Techcombank, \u0111\u1ea1i di\u1ec7n NH n\u00e0y cho hay, trong th\u00e1ng 10\/2016, NH \u0111\u00e3 ti\u1ebfn h\u00e0nh thu gi\u1eef 1 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o (TS\u0110B) t\u1ea1i H\u00e0 N\u1ed9i, \u0111\u00e2y l\u00e0 TS\u0110B c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u00e3 c\u00f3 n\u1ee3 qu\u00e1 h\u1ea1n h\u01a1n 2.000 ng\u00e0y. M\u1eb7c d\u00f9 NH \u0111\u00e3 l\u00e0m \u0111\u1ea7y \u0111\u1ee7 c\u00e1c th\u1ee7 t\u1ee5c \u0111\u1ec3 thu gi\u1eef TS\u0110B (bao g\u1ed3m c\u1ea3 vi\u1ec7c g\u1eedi v\u0103n b\u1ea3n \u0111\u1ec1 ngh\u1ecb ch\u00ednh quy\u1ec1n \u0111\u1ecba ph\u01b0\u01a1ng h\u1ed7 tr\u1ee3) nh\u01b0ng khi ti\u1ebfn h\u00e0nh th\u1ef1c hi\u1ec7n thu gi\u1eef, TCTD \u0111\u00e3 v\u1ea5p ph\u1ea3i s\u1ef1 ch\u1ed1ng \u0111\u1ed1i quy\u1ebft li\u1ec7t t\u1eeb ch\u1ee7 t\u00e0i s\u1ea3n. Ngay c\u1ea3 khi t\u00e0i s\u1ea3n \u0111\u00e3 thu gi\u1eef th\u00e0nh c\u00f4ng, b\u00e1n \u0111\u1ea5u gi\u00e1 th\u00e0nh c\u00f4ng, h\u1ee3p \u0111\u1ed3ng \u0111\u1ea5u gi\u00e1 \u0111\u00e3 c\u00f4ng ch\u1ee9ng nh\u01b0ng c\u01a1 quan ch\u1ee9c n\u0103ng thu\u1ed9c UBND qu\u1eadn, huy\u1ec7n l\u1ea1i ch\u1ee7 tr\u01b0\u01a1ng kh\u00f4ng \u0111\u1ed3ng \u00fd ti\u1ebfn h\u00e0nh th\u1ee7 t\u1ee5c sang t\u00ean cho ng\u01b0\u1eddi tr\u00fang \u0111\u1ea5u gi\u00e1\u2026 C\u00e1 bi\u1ec7t, c\u00f3 kh\u00f4ng \u00edt tr\u01b0\u1eddng h\u1ee3p \u0111\u1ea5u gi\u00e1 t\u1eeb 2013 nh\u01b0ng \u0111\u1ebfn nay t\u00e0i s\u1ea3n v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c sang t\u00ean cho b\u00ean tr\u00fang gi\u00e1.<\/p>\n<p>X\u1eed l\u00fd n\u1ee3 x\u1ea5u, nh\u1ea5t l\u00e0 TS\u0110B li\u00ean quan \u0111\u1ebfn b\u1ea5t \u0111\u1ed9ng s\u1ea3n, \u0111\u1ea5t \u0111ai, thu\u1ebf, ph\u00ed l\u1ea1i g\u1eafn th\u1ee7 t\u1ee5c quy tr\u00ecnh ph\u00e1p l\u00fd thu\u1ed9c ph\u1ea1m vi \u0111i\u1ec1u ch\u1ec9nh c\u00e1c lu\u1eadt, c\u1ee7a nhi\u1ec1u b\u1ed9 ng\u00e0nh kh\u00e1c nhau. V\u00ec mang t\u00ednh ch\u1ea5t c\u1ea5p b\u00e1ch \u0111\u1ec3 gi\u1ea3m thi\u1ec3u ph\u00ed t\u1ed5n kh\u00f4ng c\u1ea7n thi\u1ebft cho n\u1ec1n kinh t\u1ebf c\u1ea3 hi\u1ec7n t\u1ea1i v\u00e0 trong th\u1eddi gian t\u1edbi th\u00ec ph\u1ea3i \u0111\u1eb7t l\u1ee3i \u00edch chung l\u00ean cao nh\u1ea5t, g\u1eafn v\u1edbi s\u1ef1 \u1ed5n \u0111\u1ecbnh, ph\u00e2n b\u1ed5 hi\u1ec7u qu\u1ea3 ngu\u1ed3n l\u1ef1c, t\u0103ng c\u01b0\u1eddng kh\u1ea3 n\u0103ng ch\u1ed1ng \u0111\u1ee1 c\u00e1c c\u00fa s\u1ed1c c\u1ee7a c\u1ea3 n\u1ec1n kinh t\u1ebf, t\u1ea1o ti\u1ec1n \u0111\u1ec1 cho s\u1ef1 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng.<\/p>\n<p>Theo \u00fd ngh\u0129a \u0111\u1ea5y, TS V\u00f5 Tr\u00ed Th\u00e0nh &#8211; Ph\u00f3 Vi\u1ec7n tr\u01b0\u1edfng Vi\u00ean Nghi\u00ean c\u1ee9u v\u00e0 Qu\u1ea3n l\u00fd Trung \u01b0\u01a1ng (Ciem) cho r\u1eb1ng, vi\u1ec7c th\u00f4ng qua m\u1ed9t Ngh\u1ecb quy\u1ebft v\u1ec1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u kh\u00f4ng ph\u1ea3i l\u00e0 s\u1ef1 \u01b0u \u00e1i cho ng\u00e0nh NH m\u00e0 s\u1ef1 c\u1ea7n thi\u1ebft cho c\u1ea3 n\u1ec1n kinh t\u1ebf. V\u1ea5n \u0111\u1ec1 nguy\u00ean t\u1eafc \u1edf \u0111\u00e2y l\u00e0 quy\u1ec1n h\u1ea1n, c\u00e1ch l\u00e0m quy\u1ebft li\u1ec7t h\u01a1n \u0111i \u0111\u00f4i v\u1edbi gi\u1ea3i tr\u00ecnh, gi\u00e1m s\u00e1t minh b\u1ea1ch. V\u00e0 \u0111i\u1ec1u n\u1eefa l\u00e0 nh\u1eefng ng\u01b0\u1eddi g\u00e2y ra t\u1ed9i ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m tr\u01b0\u1edbc ph\u00e1p lu\u1eadt m\u1ed9t c\u00e1ch t\u01b0\u1eddng minh ch\u1ee9 kh\u00f4ng c\u00f3 s\u1ef1 bao che hay dung t\u00fang b\u1ea5t k\u00ec ai. C\u0169ng v\u00ec l\u1ebd \u0111\u00f3 n\u00ean c\u00f3 c\u01a1 ch\u1ebf khuy\u1ebfn kh\u00edch nh\u01b0 m\u1ed9t ch\u1ea5t x\u00fac t\u00e1c \u0111\u1ec3 c\u00e1c NH x\u1eed l\u00fd nhanh n\u1ee3 x\u1ea5u, \u0111\u1ea3m b\u1ea3o l\u00e0nh m\u1ea1nh h\u00f3a ho\u1ea1t \u0111\u1ed9ng trong giai \u0111o\u1ea1n 2 t\u00e1i c\u1ea5u tr\u00fac NH, d\u1ea7n \u00e1p d\u1ee5ng th\u00f4ng l\u1ec7 chu\u1ea9n m\u1ef1c qu\u1ed1c t\u1ebf.<\/p>\n<p><strong>Gi\u1ea3i quy\u1ebft t\u1eeb g\u1ed1c<\/strong><\/p>\n<p>Theo Ph\u00f3 Ch\u1ee7 nhi\u1ec7m \u1ee6y ban Kinh t\u1ebf Qu\u1ed1c h\u1ed9i Nguy\u1ec5n \u0110\u1ee9c Ki\u00ean, trong giai \u0111o\u1ea1n t\u00e1i c\u01a1 c\u1ea5u n\u1ec1n kinh t\u1ebf 2016 &#8211; 2020 c\u00f3 5 m\u1ee5c ti\u00eau, trong \u0111\u00f3 c\u00f3 m\u1ee5c ti\u00eau \u0111\u1ea9y m\u1ea1nh t\u00e1i c\u1ea5u tr\u00fac ng\u00e0nh NH m\u00e0 c\u0103n c\u01a1 ch\u00ednh l\u00e0 x\u1eed l\u00fd n\u1ee3 x\u1ea5u. \u0110\u1ec3 l\u00e0m \u0111\u01b0\u1ee3c \u0111i\u1ec1u n\u00e0y, \u0111i\u1ec1u ki\u1ec7n ti\u00ean quy\u1ebft l\u00e0 ph\u1ea3i th\u00e1o g\u1ee1 \u0111\u01b0\u1ee3c nh\u1eefng r\u00e0o c\u1ea3n trong x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o, \u0111\u1ed3ng th\u1eddi, \u0111\u00f2i h\u1ecfi ph\u1ea3i h\u00ecnh th\u00e0nh th\u1ecb tr\u01b0\u1eddng mua &#8211; b\u00e1n n\u1ee3. Ngh\u1ecb quy\u1ebft l\u1ea7n n\u00e0y \u0111\u00e3 g\u1ee1 \u0111\u01b0\u1ee3c r\u1ea5t nhi\u1ec1u n\u00fat th\u1eaft hi\u1ec7n nay trong vi\u1ec7c x\u1eed l\u00fd n\u1ee3 x\u1ea5u nh\u01b0 mua n\u1ee3 theo gi\u00e1 th\u1ecb tr\u01b0\u1eddng, quy\u1ec1n thu gi\u1eef TS\u0110B, ph\u00e2n b\u1ed5 s\u1ed1 l\u00e3i d\u1ef1 thu.<\/p>\n<p>D\u00f9 \u1ee7ng h\u1ed9 v\u1edbi vi\u1ec7c c\u1ea7n thi\u1ebft ph\u1ea3i ban h\u00e0nh Ngh\u1ecb quy\u1ebft v\u1ec1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u nh\u01b0ng theo \u0110BQH t\u1ec9nh Ngh\u1ec7 An Nguy\u1ec5n H\u1eefu C\u1ea7u, Ngh\u1ecb quy\u1ebft \u0111\u01b0a ra ph\u1ea3i \u0111\u1ea3m b\u1ea3o t\u00ednh thuy\u1ebft ph\u1ee5c b\u1edfi n\u1ebfu th\u1ef1c hi\u1ec7n 5 n\u0103m th\u00ec c\u00f3 an to\u00e0n kh\u00f4ng, sau 5 n\u0103m \u0111\u00e2u \u0111\u00f3 l\u1ea1i quay l\u1ea1i th\u00ec th\u1ebf n\u00e0o? Vi\u1ec7c ch\u1ec9 x\u1eed l\u00fd n\u1ee3 x\u1ea5u h\u00ecnh th\u00e0nh trong m\u1ed9t giai \u0111o\u1ea1n nh\u1ea5t \u0111\u1ecbnh kh\u00f4ng b\u1ea3o \u0111\u1ea3m x\u1eed l\u00fd tri\u1ec7t \u0111\u1ec3 n\u1ee3 x\u1ea5u c\u1ee7a h\u1ec7 th\u1ed1ng TCTD.<\/p>\n<p>Ph\u00f3 Ch\u1ee7 nhi\u1ec7m \u1ee6y ban Kinh t\u1ebf Qu\u1ed1c h\u1ed9i Nguy\u1ec5n \u0110\u1ee9c Ki\u00ean cho hay, v\u1edbi Ngh\u1ecb quy\u1ebft n\u00e0y, quan \u0111i\u1ec3m c\u1ee7a UBTVQH c\u00f3 6 nguy\u00ean t\u1eafc l\u00e0 kh\u00f4ng s\u1eed d\u1ee5ng NSNN, kh\u00f4ng tr\u00e1i Hi\u1ebfn ph\u00e1p, ph\u1ea3i gi\u1edbi h\u1ea1n th\u1eddi gian ho\u00e0n th\u00e0nh kh\u00f4ng \u0111\u1ec3 k\u00e9o d\u00e0i d\u1ec5 t\u1ea1o t\u00e2m l\u00fd \u1ef7 l\u1ea1i c\u1ee7a c\u00e1c TCTD, n\u1ebfu \u0111\u01b0\u1ee3c th\u00f4ng qua cho c\u00f3 hi\u1ec7u l\u1ef1c ngay t\u1eeb 1\/7\/2017 ch\u1ee9 kh\u00f4ng nh\u1ea5t thi\u1ebft ph\u1ea3i theo tr\u00ecnh t\u1ef1 6 th\u00e1ng, ph\u1ea3i \u0111\u1ea3m b\u1ea3o quy lu\u1eadt th\u1ecb tr\u01b0\u1eddng, gi\u00e1 b\u00e1n ra c\u00f3 cao c\u00f3 th\u1ea5p, ch\u1ea5p nh\u1eadn n\u1ec1n kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng v\u00e0 \u0111\u1eb7c bi\u1ec7t kh\u00f4ng lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 v\u1edbi nh\u1eefng c\u00e1 nh\u00e2n sai ph\u1ea1m. &#8220;Trong qu\u00e1 tr\u00ecnh x\u1eed l\u00fd n\u1ee3 x\u1ea5u, Ch\u00ednh ph\u1ee7 s\u1ebd x\u1eed l\u00fd tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u01b0\u1eddi, t\u1ed5 ch\u1ee9c g\u00e2y ra n\u1ee3 x\u1ea5u&#8221;, \u00f4ng Ki\u00ean th\u00f4ng tin th\u00eam.<\/p>\n<table width=\"767\">\n<tbody>\n<tr>\n<td>&#8220;Vi\u1ec7c x\u1eed l\u00fd n\u1ee3 x\u1ea5u quy m\u00f4 l\u1edbn trong m\u1ecdi tr\u01b0\u1eddng h\u1ee3p theo kinh nghi\u1ec7m qu\u1ed1c t\u1ebf \u0111\u1ec1u c\u1ea7n h\u00e0nh lang ph\u00e1p l\u00fd ri\u00eang nh\u01b0 \u1edf H\u00e0n Qu\u1ed1c, Malaysia v\u00e0 Th\u00e1i Lan. \u1ede Vi\u1ec7t Nam, n\u1ebfu kh\u00f4ng c\u00f3 ngu\u1ed3n l\u1ef1c t\u00e0i ch\u00ednh t\u1eadp trung, ch\u1ec9 d\u1ef1a v\u00e0o n\u0103ng l\u1ef1c t\u1ef1 t\u00e1i c\u1ea5u tr\u00fac c\u1ee7a c\u00e1c NHTM th\u00ec c\u00e0ng \u0111\u00f2i h\u1ecfi ph\u1ea3i c\u00f3 m\u1ed9t h\u00e0nh lang ph\u00e1p l\u00fd m\u1ea1nh m\u1ebd h\u01a1n n\u1eefa. Trong m\u1ed9t v\u00e0i n\u0103m t\u1edbi, nhi\u1ec1u kho\u1ea3n n\u1ee3 x\u1ea5u t\u1eeb VAMC l\u1ea1i \u0111\u01b0\u1ee3c tr\u1ea3 v\u1ec1 cho c\u00e1c NHTM trong khi c\u00e1c NH n\u00e0y hi\u1ec7n t\u1ea1i \u0111ang ch\u1eadt v\u1eadt \u0111\u1ec3 x\u1eed l\u00fd c\u00e1c kho\u1ea3n n\u1ee3 x\u1ea5u ch\u01b0a b\u00e1n cho VMC th\u00ec nh\u1eefng kh\u00f3 kh\u0103n v\u1ec1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u v\u00e0 t\u00e1i c\u1ea5u tr\u00fac c\u1ee7a c\u00e1c NH n\u00e0y s\u1ebd t\u0103ng l\u00ean g\u1ea5p b\u1ed9i, l\u00e0m \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn an to\u00e0n t\u00e0i ch\u00ednh c\u1ee7a c\u1ea3 h\u1ec7 th\u1ed1ng&#8221;,\u00a0<em><strong>TS L\u00ea Xu\u00e2n Ngh\u0129a.<\/strong><\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>TR\u00c2M ANH<\/strong><\/p>\n<p>&#8212;&#8212;&#8212;&#8211;<\/p>\n<p><strong><em>Kinh t\u1ebf &amp; \u0110\u00f4 th\u1ecb (T\u00e0i ch\u00ednh \u2013 Ch\u1ee9ng kho\u00e1n) 23-5-2017:<\/em><\/strong><\/p>\n<p><em><a href=\"http:\/\/kinhtedothi.vn\/nghi-quyet-rieng-ve-xu-ly-no-xau-khong-uu-ai-cac-to-chuc-tin-dung-288762.html\">http:\/\/kinhtedothi.vn\/nghi-quyet-rieng-ve-xu-ly-no-xau-khong-uu-ai-cac-to-chuc-tin-dung-288762.html<\/a><\/em><\/p>\n<p><em>(139\/1.867)<\/em>","protected":false},"excerpt":{"rendered":"<p>(KT&amp;\u0110T) &#8211; Ng\u00e0y 23\/5, m\u1ed9t cu\u1ed9c h\u1ed9i th\u1ea3o v\u1ec1 \u201cX\u1eed l\u00fd n\u1ee3 x\u1ea5u &#8211; T\u1eeb g\u00f3c \u0111\u1ed9 ch\u00ednh s\u00e1ch v\u00e0 ph\u00e1p lu\u1eadt\u201d \u0111\u00e3 \u0111\u01b0\u1ee3c t\u1ed5 ch\u1ee9c t\u1ea1i H\u00e0 N\u1ed9i. N\u1ed9i dung th\u1ea3o lu\u1eadn \u0111\u01b0\u1ee3c ch\u00fa \u00fd b\u1edfi c\u00e2u chuy\u1ec7n n\u1ee3 x\u1ea5u g\u1ea7n \u0111\u00e2y \u201cn\u00f3ng\u201d tr\u1edf l\u1ea1i c\u0169ng nh\u01b0 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) v\u1eeba b\u00e1o [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":26968,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-26964","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>1.318. Ngh\u1ecb quy\u1ebft ri\u00eang v\u1ec1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u: Kh\u00f4ng \u01b0u \u00e1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/tieng-viet-1-318-nghi-quyet-rieng-ve-xu-ly-no-xau-khong-uu-ai-cac-to-chuc-tin-dung\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]1.318. 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