{"id":27227,"date":"2017-06-12T14:09:23","date_gmt":"2017-06-12T07:09:23","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=27227"},"modified":"2022-06-16T09:45:04","modified_gmt":"2022-06-16T02:45:04","slug":"1-363-tranh-cai-quanh-quy-dinh-cua-thong-tu-32","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-363-tranh-cai-quanh-quy-dinh-cua-thong-tu-32\/","title":{"rendered":"1.363. Tranh c\u00e3i quanh quy \u0111\u1ecbnh c\u1ee7a Th\u00f4ng t\u01b0 32"},"content":{"rendered":"(TBKD) – \u0110ang ti\u1ebfp t\u1ee5c c\u00f3 nh\u1eefng tranh c\u00e3i v\u1ec1 t\u00ednh ph\u00e1p l\u00fd v\u00e0 c\u00e1c \u201c\u0111\u1ee5ng ch\u1ea1m\u201d xung quanh quy \u0111\u1ecbnh t\u1ea1i Th\u00f4ng t\u01b0 s\u1ed1 32\/2016\/TT-NHNN c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u1ed1i v\u1edbi vi\u1ec7c bu\u1ed9c c\u00e1c h\u1ed9 gia \u0111\u00ecnh, doanh nghi\u1ec7p t\u01b0 nh\u00e2n, v\u0103n ph\u00f2ng lu\u1eadt s\u01b0\u2026 ph\u1ea3i chuy\u1ec3n t\u00e0i kho\u1ea3n sang t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n. D\u00f9 \u0111\u00fang hay sai, th\u00f4ng t\u01b0 n\u00e0y v\u1eabn \u0111ang g\u00e2y x\u00e1o tr\u1ed9n cho vi\u1ec7c kinh doanh.<\/strong><\/p>\n

\u0110i\u1ec3m \u0111\u00e1ng ch\u00fa \u00fd t\u1eeb quy \u0111\u1ecbnh c\u1ee7a Th\u00f4ng t\u01b0 s\u1ed1 32\/2016\/TT-NHNN (c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 1\/3\/2017) l\u00e0 vi\u1ec7c m\u1edf, s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n thanh to\u00e1n c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c kh\u00f4ng c\u00f3 t\u01b0 c\u00e1ch ph\u00e1p nh\u00e2n nh\u01b0: h\u1ed9 gia \u0111\u00ecnh, t\u1ed5 h\u1ee3p t\u00e1c, doanh nghi\u1ec7p t\u01b0 nh\u00e2n, v\u0103n ph\u00f2ng lu\u1eadt s\u01b0\u2026<\/p>\n

Theo \u0111\u00f3, c\u00e1c h\u1ed9 gia \u0111\u00ecnh, doanh nghi\u1ec7p t\u01b0 nh\u00e2n (DNTN), v\u0103n ph\u00f2ng lu\u1eadt s\u01b0 (VPLS) ph\u1ea3i chuy\u1ec3n t\u00e0i kho\u1ea3n sang t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n, n\u1ebfu kh\u00f4ng s\u1ebd b\u1ecb \u0111\u00f3ng t\u00e0i kho\u1ea3n t\u1ea1i ng\u00e2n h\u00e0ng.<\/p>\n

Ng\u00e2n h\u00e0ng n\u00f3i \u0111\u00fang<\/strong><\/p>\n

B\u00e0 Ho\u00e0ng Tuy\u1ebft Minh, Ph\u00f3 V\u1ee5 tr\u01b0\u1edfng V\u1ee5 Thanh to\u00e1n (Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u2013 NHNN), cho r\u1eb1ng vi\u1ec7c h\u1ea1n ch\u1ebf ch\u1ee7 th\u1ec3 tham gia giao d\u1ecbch m\u1edf, s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n thanh to\u00e1n ch\u1ec9 bao g\u1ed3m c\u00e1 nh\u00e2n, ph\u00e1p nh\u00e2n \u0111\u00e3 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i B\u1ed9 Lu\u1eadt D\u00e2n s\u1ef1 2015 v\u00e0 quy \u0111\u1ecbnh v\u1ec1 \u0111\u1ed1i t\u01b0\u1ee3ng m\u1edf, s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n thanh to\u00e1n t\u1ea1i Th\u00f4ng t\u01b0 32 l\u00e0 ho\u00e0n to\u00e0n ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh v\u1ec1 ch\u1ee7 th\u1ec3 c\u1ee7a quan h\u1ec7 d\u00e2n s\u1ef1 trong B\u1ed9 Lu\u1eadt D\u00e2n s\u1ef1 2015.<\/p>\n

Theo l\u1eddi b\u00e0 Minh, Th\u00f4ng t\u01b0 32 \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng tr\u00ean c\u01a1 s\u1edf \u0111\u1ea3m b\u1ea3o ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 Lu\u1eadt D\u00e2n s\u1ef1 2015 v\u1ec1 ch\u1ee7 th\u1ec3 trong quan h\u1ec7 d\u00e2n s\u1ef1. \u0110\u1ed1i v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c kh\u00f4ng c\u00f3 t\u01b0 c\u00e1ch ph\u00e1p nh\u00e2n, theo quy \u0111\u1ecbnh t\u1ea1i B\u1ed9 Lu\u1eadt D\u00e2n s\u1ef1 2015, kh\u00f4ng ph\u1ea3i l\u00e0 ch\u1ee7 th\u1ec3 c\u1ee7a quan h\u1ec7 d\u00e2n s\u1ef1, do \u0111\u00f3, kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n l\u00e0 ch\u1ee7 th\u1ec3 \u0111\u1ed9c l\u1eadp tham gia quan h\u1ec7 m\u1edf v\u00e0 s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n thanh to\u00e1n t\u1ea1i t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n m\u00e0 b\u1ea3n ch\u1ea5t l\u00e0 quan h\u1ec7 h\u1ee3p \u0111\u1ed3ng m\u1edf v\u00e0 s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n thanh to\u00e1n.<\/p>\n

C\u00f3 th\u1ec3 n\u00f3i, vi\u1ec7c h\u1ea1n ch\u1ebf ch\u1ee7 th\u1ec3 tham gia giao d\u1ecbch m\u1edf, s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n thanh to\u00e1n ch\u1ec9 bao g\u1ed3m c\u00e1 nh\u00e2n, ph\u00e1p nh\u00e2n \u0111\u00e3 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i B\u1ed9 Lu\u1eadt D\u00e2n s\u1ef1 2015 v\u00e0 quy \u0111\u1ecbnh v\u1ec1 \u0111\u1ed1i t\u01b0\u1ee3ng m\u1edf, s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n thanh to\u00e1n t\u1ea1i Th\u00f4ng t\u01b0 32 l\u00e0 ho\u00e0n to\u00e0n ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh v\u1ec1 ch\u1ee7 th\u1ec3 c\u1ee7a quan h\u1ec7 d\u00e2n s\u1ef1 trong B\u1ed9 Lu\u1eadt D\u00e2n s\u1ef1 2015.<\/p>\n

V\u00ec v\u1eady, nh\u01b0 l\u1eddi c\u1ee7a v\u1ecb c\u00e1n b\u1ed9 NHNN n\u00e0y, quy \u0111\u1ecbnh c\u1ee7a Th\u00f4ng t\u01b0 32 l\u00e0 c\u1ea7n thi\u1ebft, h\u1ea1n ch\u1ebf r\u1ee7i ro cho c\u00e1c b\u00ean, b\u1ea3o \u0111\u1ea3m c\u00e1c giao d\u1ecbch m\u1edf, s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n kh\u00f4ng b\u1ecb v\u00f4 hi\u1ec7u do vi ph\u1ea1m quy \u0111\u1ecbnh v\u1ec1 ch\u1ee7 th\u1ec3 theo quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 Lu\u1eadt D\u00e2n s\u1ef1 2015.<\/p>\n

Trong khi \u0111\u00f3, nhi\u1ec1u \u00fd ki\u1ebfn cho r\u1eb1ng vi\u1ec7c b\u1eaft\u00a0bu\u1ed9c ph\u1ea3i chuy\u1ec3n \u0111\u1ed5i t\u00e0i kho\u1ea3n g\u00e2y ra s\u1ef1 lo ng\u1ea1i v\u00e0 x\u00e1o tr\u1ed9n kh\u00f4ng c\u1ea7n thi\u1ebft, g\u00e2y kh\u00f3 cho h\u1ed9 gia \u0111\u00ecnh, t\u1ed5 h\u1ee3p t\u00e1c. Nhi\u1ec1u VPLS, DNTN\u2026 \u0111\u00e3 b\u00e0y t\u1ecf s\u1ef1 lo l\u1eafng khi ph\u1ea3i x\u00e1c \u0111\u1ecbnh t\u01b0 c\u00e1ch c\u00e1\u00a0nh\u00e2n ho\u1eb7c ph\u00e1p nh\u00e2n m\u1edbi \u0111\u01b0\u1ee3c giao d\u1ecbch ng\u00e2n h\u00e0ng, m\u1edf t\u00e0i kho\u1ea3n.<\/p>\n

Theo nh\u1eadn \u0111\u1ecbnh c\u1ee7a lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Trung t\u00e2m Tr\u1ecdng t\u00e0i qu\u1ed1c t\u1ebf Vi\u1ec7t Nam (VIAC), Th\u00f4ng t\u01b0 32 c\u1ee7a NHNN tuy kh\u00f4ng sai nh\u01b0ng l\u1ea1i tr\u00e1i ng\u01b0\u1ee3c, v\u00f4 hi\u1ec7u h\u00f3a nhi\u1ec1u lu\u1eadt kh\u00e1c.<\/em><\/p>\n

\"\"<\/p>\n

Th\u00f4ng t\u01b0 s\u1ed1 32 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u01b0\u1ee3c cho l\u00e0 l\u00e0m kh\u00f3 h\u1ed9 kinh doanh<\/em><\/p>\n

Ng\u01b0\u1eddi kinh doanh s\u1ee3 phi\u1ec1n<\/strong><\/p>\n

Tr\u00ean th\u1ef1c t\u1ebf, c\u00f3 nhi\u1ec1u ch\u1ee7 th\u1ec3 (th\u1ef1c th\u1ec3 ph\u00e1p l\u00fd) kh\u00f4ng ph\u1ea3i l\u00e0 ph\u00e1p nh\u00e2n nh\u01b0ng c\u0169ng kh\u00f4ng \u0111\u01a1n thu\u1ea7n l\u00e0 m\u1ed9t c\u00e1 nh\u00e2n m\u00e0 l\u00e0 m\u1ed9t t\u1ed5 ch\u1ee9c, g\u1ed3m t\u1eadp h\u1ee3p m\u1ed9t ho\u1eb7c m\u1ed9t s\u1ed1 c\u00e1 nh\u00e2n. Ch\u1eb3ng h\u1ea1n: VPLS, theo Lu\u1eadt Lu\u1eadt s\u01b0 n\u0103m 2006 (s\u1eeda \u0111\u1ed5i, b\u1ed5 sung n\u0103m 2012); h\u1ed9 gia \u0111\u00ecnh theo Lu\u1eadt \u0110\u1ea5t \u0111ai n\u0103m 2013; DNTN theo Lu\u1eadt Doanh nghi\u1ec7p n\u0103m 2014; h\u1ed9 kinh doanh theo Lu\u1eadt Doanh nghi\u1ec7p n\u0103m 2014\u2026<\/em><\/p>\n

Nh\u01b0 v\u1eady, t\u00ednh s\u01a1 s\u01a1 \u0111\u00e3 c\u00f3 t\u1edbi 12 ch\u1ee7 th\u1ec3 n\u1eb1m r\u1ea3i r\u00e1c \u1edf 12 Lu\u1eadt v\u00e0 Ngh\u1ecb quy\u1ebft b\u1ecb Th\u00f4ng t\u01b0 32 \u201c\u0111\u1ee5ng ch\u1ea1m\u201d. Th\u1eadm ch\u00ed, n\u1ebfu ng\u00e2n h\u00e0ng kh\u00f4ng cho DNTN giao d\u1ecbch t\u00e0i kho\u1ea3n, g\u1ea7n nh\u01b0 \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c ph\u1ea3i x\u00f3a b\u1ecf c\u00e1c DNTN v\u00e0 nhi\u1ec1u th\u1ef1c th\u1ec3 ph\u00e1p l\u00fd kh\u00e1c.<\/em><\/p>\n

C\u0169ng theo lu\u1eadt s\u01b0 \u0110\u1ee9c, khi giao d\u1ecbch v\u1edbi c\u00e1 nh\u00e2n, kh\u00f4ng n\u00ean hi\u1ec3u m\u1ed9t c\u00e1ch \u0111\u01a1n gi\u1ea3n, c\u1ee9ng nh\u1eafc, m\u00e1y m\u00f3c l\u00e0 ch\u1ec9 c\u00f3 m\u1ed9t c\u00e1 nh\u00e2n l\u00e0 th\u1ec3 nh\u00e2n hay c\u00e1 th\u1ec3. C\u00e1 nh\u00e2n, ngo\u00e0i l\u00e0 m\u1ed9t c\u00e1 nh\u00e2n (th\u1ec3 nh\u00e2n), c\u00f2n c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t th\u1ef1c th\u1ec3 ph\u00e1p l\u00fd m\u00e0 th\u00e0nh vi\u00ean bao g\u1ed3m m\u1ed9t ho\u1eb7c m\u1ed9t s\u1ed1 c\u00e1 nh\u00e2n, nh\u00f3m c\u00e1 nh\u00e2n.<\/em><\/p>\n

V\u00e0 h\u1ec7 qu\u1ea3 r\u00fat ra l\u00e0: Khi giao d\u1ecbch v\u1edbi ph\u00e1p nh\u00e2n \u0111\u00e3 ch\u1ea5p nh\u1eadn nhi\u1ec1u t\u00ean g\u1ecdi r\u1ea5t kh\u00e1c nhau, cho n\u00ean khi giao d\u1ecbch v\u1edbi c\u00e1 nh\u00e2n c\u0169ng c\u1ea7n ch\u1ea5p nh\u1eadn t\u01b0\u01a1ng t\u1ef1. N\u1ebfu c\u1ee9 b\u1eaft ph\u1ea3i giao d\u1ecbch duy nh\u1ea5t v\u1edbi c\u00e1 nh\u00e2n l\u00e0 kh\u00f4ng \u0111\u00fang v\u1edbi c\u00e1c quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt khi c\u00f3 nhi\u1ec1u th\u1ef1c th\u1ec3 ph\u00e1p l\u00fd kh\u00e1c nhau \u0111\u00e3 \u0111\u01b0\u1ee3c lu\u1eadt h\u00f3a.<\/em><\/p>\n

Tuy nhi\u00ean, tr\u01b0\u1edbc nh\u1eefng ph\u1ea3n \u00e1nh c\u1ee7a d\u01b0 lu\u1eadn, theo b\u00e0 Ho\u00e0ng Tuy\u1ebft Minh, NHNN ti\u1ebfp t\u1ee5c theo d\u00f5i, ghi nh\u1eadn v\u00e0 x\u1eed l\u00fd k\u1ecbp th\u1eddi theo th\u1ea9m quy\u1ec1n c\u00e1c v\u01b0\u1edbng m\u1eafc n\u1ea3y sinh trong qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n nh\u1eefng v\u0103n b\u1ea3n quy ph\u1ea1m ph\u00e1p lu\u1eadt v\u1ec1 ng\u00e2n h\u00e0ng n\u00f3i chung v\u00e0 Th\u00f4ng t\u01b0 32 n\u00f3i ri\u00eang.<\/p>\n

C\u1ea7n th\u1ea5y r\u1eb1ng n\u1ebfu ch\u1ec9 nh\u00ecn v\u00e0o Th\u00f4ng t\u01b0 32, ng\u1eabm l\u1ea1i nh\u1eadn \u0111\u1ecbnh c\u00e1ch \u0111\u00e2y hai n\u0103m c\u1ee7a \u00f4ng Nguy\u1ec5n \u0110\u00ecnh Cung, Vi\u1ec7n tr\u01b0\u1edfng Vi\u1ec7n Nghi\u00ean c\u1ee9u Qu\u1ea3n l\u00fd kinh t\u1ebf Trung \u01b0\u01a1ng, \u0111\u1ebfn gi\u1edd v\u1eabn c\u00f2n gi\u00e1 tr\u1ecb th\u1eddi s\u1ef1. \u0110\u00f3 l\u00e0 lu\u1eadt \u1edf Vi\u1ec7t Nam kh\u00f4ng nhi\u1ec1u nh\u01b0ng Th\u00f4ng t\u01b0, Ngh\u1ecb \u0111\u1ecbnh l\u1ea1i v\u00f4 s\u1ed1.<\/p>\n

V\u00ec \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng d\u1ef1a tr\u00ean \u00fd ch\u00ed c\u1ee7a m\u1ed9t b\u1ed9 ho\u1eb7c m\u1ed9t nh\u00f3m ng\u01b0\u1eddi n\u00ean c\u00e1c v\u0103n b\u1ea3n d\u01b0\u1edbi lu\u1eadt c\u00f3 th\u1ec3 \u201cs\u00e1ng \u0111\u00fang, chi\u1ec1u sai, s\u00e1ng mai l\u1ea1i \u0111\u00fang\u201d! Gi\u1eefa m\u1ed9t r\u1eebng v\u0103n b\u1ea3n li\u00ean t\u1ee5c \u0111\u01b0\u1ee3c ban h\u00e0nh, s\u1eeda \u0111\u1ed5i, ch\u1ed3ng ch\u00e9o ho\u1eb7c \u201cch\u1ecdi\u201d nhau nh\u01b0 v\u1eady, doanh nghi\u1ec7p tu\u00e2n th\u1ee7 ch\u1ed7 n\u00e0y s\u1ebd vi ph\u1ea1m ch\u1ed7 kh\u00e1c.<\/p>\n

M\u1edbi \u0111\u00e2y, khi ng\u01b0\u1eddi \u0111\u1ee9ng \u0111\u1ea7u Ch\u00ednh ph\u1ee7 ra Ch\u1ec9 th\u1ecb 26\/CT-TTg v\u1ec1 ti\u1ebfp t\u1ee5c tri\u1ec3n khai hi\u1ec7u qu\u1ea3 Ngh\u1ecb quy\u1ebft 35\/NQ-CP nh\u1eb1m h\u1ed7 tr\u1ee3 v\u00e0 ph\u00e1t tri\u1ec3n doanh nghi\u1ec7p, thi\u1ebft ngh\u0129 s\u1ebd kh\u00f4ng c\u00f3 l\u00fd do g\u00ec \u0111\u1ec3 c\u00f2n t\u1ed3n t\u1ea1i nh\u1eefng lo\u1ea1i v\u0103n b\u1ea3n \u0111ang g\u00e2y phi\u1ec1n nhi\u1ec5u, x\u00e1o tr\u1ed9n \u0111\u1ebfn ng\u01b0\u1eddi kinh doanh.<\/p>\n

Thanh Loan<\/strong><\/p>\n

———–<\/p>\n

Th\u1eddi b\u00e1o Kinh doanh (Th\u1ecb tr\u01b0\u1eddng) 12-6-2017:<\/em><\/strong><\/p>\n

http:\/\/thoibaokinhdoanh.vn\/Thi-truong-17\/Tranh-cai-quanh-quy-dinh-cua-Thong-tu-32-35614.html<\/em><\/a><\/p>\n

(324\/1.139)<\/em>","protected":false},"excerpt":{"rendered":"

(TBKD) – \u0110ang ti\u1ebfp t\u1ee5c c\u00f3 nh\u1eefng tranh c\u00e3i v\u1ec1 t\u00ednh ph\u00e1p l\u00fd v\u00e0 c\u00e1c \u201c\u0111\u1ee5ng ch\u1ea1m\u201d xung quanh quy \u0111\u1ecbnh t\u1ea1i Th\u00f4ng t\u01b0 s\u1ed1 32\/2016\/TT-NHNN c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u1ed1i v\u1edbi vi\u1ec7c bu\u1ed9c c\u00e1c h\u1ed9 gia \u0111\u00ecnh, doanh nghi\u1ec7p t\u01b0 nh\u00e2n, v\u0103n ph\u00f2ng lu\u1eadt s\u01b0\u2026 ph\u1ea3i chuy\u1ec3n t\u00e0i kho\u1ea3n sang t\u00e0i kho\u1ea3n c\u00e1 […]<\/p>\n","protected":false},"author":3,"featured_media":27228,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-27227","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n1.363. 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