{"id":27291,"date":"2017-07-01T16:43:37","date_gmt":"2017-07-01T09:43:37","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=27291"},"modified":"2022-06-16T10:10:13","modified_gmt":"2022-06-16T03:10:13","slug":"1-384-cho-vay-tieu-dung-se-tang-truong-manh-trong-nam-nay","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-384-cho-vay-tieu-dung-se-tang-truong-manh-trong-nam-nay\/","title":{"rendered":"1.384. Cho vay ti\u00eau d\u00f9ng s\u1ebd t\u0103ng tr\u01b0\u1edfng m\u1ea1nh trong n\u0103m nay"},"content":{"rendered":"(TT) – Theo Vi\u1ec7n Qu\u1ea3n tr\u1ecb kinh doanh (Tr\u01b0\u1eddng \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf), t\u1ef7 l\u1ec7 cho vay ti\u00eau d\u00f9ng hi\u1ec7n ch\u1ec9 t\u01b0\u01a1ng \u0111\u01b0\u01a1ng kho\u1ea3ng 5 – 10% d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng hi\u1ec7n nay, c\u00f2n r\u1ea5t nh\u1ecf so v\u1edbi t\u1ef7 l\u1ec7 40-50% \u1edf c\u00e1c n\u01b0\u1edbc ph\u00e1t tri\u1ec3n.<\/strong><\/p>\n

Trong v\u00f2ng 5 n\u0103m tr\u1edf l\u1ea1i \u0111\u00e2y, h\u00e0nh vi ti\u00eau d\u00f9ng c\u1ee7a ng\u01b0\u1eddi Vi\u1ec7t Nam, \u0111\u1eb7c bi\u1ec7t l\u00e0 nh\u1eefng ng\u01b0\u1eddi tr\u1ebb c\u00f3 nh\u1eefng thay \u0111\u1ed5i r\u00f5 r\u1ec7t. Ch\u00ednh \u0111i\u1ec1u n\u00e0y \u0111\u00e3 m\u1edf ra nhi\u1ec1u d\u01b0 \u0111\u1ecba cho l\u0129nh v\u1ef1c kinh doanh cho vay ti\u00eau d\u00f9ng v\u1edbi nhi\u1ec1u h\u00ecnh th\u1ee9c linh ho\u1ea1t \u0111\u1ec3 c\u00f3 th\u1ec3 s\u1edf h\u1eefu m\u1ed9t kh\u1ed1i t\u00e0i s\u1ea3n.<\/p>\n

\"\"<\/p>\n\n\n\n
NCB \u0111ang h\u1ed7 tr\u1ee3 cho vay t\u1edbi 85% gi\u00e1 tr\u1ecb xe \u00f4 t\u00f4 v\u1edbi th\u1eddi gian vay 7 n\u0103m, l\u00e3i su\u1ea5t h\u1ea5p 6,8%\/n\u0103m trong 8 th\u00e1ng \u0111\u1ea7u. \u1ea2nh minh h\u1ecda: P.Ng\u1ecdc.<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u201cNg\u00e0y c\u00e0ng c\u00f3 nhi\u1ec1u ng\u01b0\u1eddi ti\u1ebfp c\u1eadn vay ti\u00eau d\u00f9ng t\u1ea1i c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i. C\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh \u0111\u00e3 \u0111\u01b0a ra c\u00e1c kho\u1ea3n cho vay r\u1ea5t linh ho\u1ea1t t\u1eeb 1- 60 tri\u1ec7u \u0111\u1ed3ng. Do c\u00f3 th\u1eddi gian gi\u1ea3i ng\u00e2n nhanh, th\u1ee7 t\u1ee5c \u0111\u01a1n gi\u1ea3n v\u1edbi l\u00e3i su\u1ea5t ph\u00f9 h\u1ee3p t\u1eeb 1,49- 1,6%\/th\u00e1ng th\u1eadm ch\u00ed 0% n\u00ean th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng lu\u00f4n s\u00f4i \u0111\u1ed9ng \u1edf nh\u00f3m kh\u00e1ch h\u00e0ng vay mua \u0111i\u1ec7n tho\u1ea1i, xe m\u00e1y, m\u00e1y t\u00ednh tr\u1ea3 g\u00f3p, \u0111\u1eb7c bi\u1ec7t l\u00e0 nh\u1eefng kho\u1ea3n gi\u1ea3i ng\u00e2n d\u01b0\u1edbi 40 tri\u1ec7u \u0111\u1ed3ng\u201d, TS Nguy\u1ec5n Th\u00f9y Dung n\u00f3i.<\/p>\n

B\u00e0 Dung chia s\u1ebb th\u00eam: Th\u1ee7 t\u1ee5c h\u1ed3 s\u01a1 cho vay ti\u00eau d\u00f9ng kh\u00e1 \u0111\u01a1n gi\u1ea3n, gi\u1ea3i ng\u00e2n nhanh ch\u00f3ng, th\u1eadm ch\u00ed 15 ph\u00fat. M\u1ed9t s\u1ed1 m\u00f4 h\u00ecnh cho vay c\u1ee7a C\u00f4ng ty Mobivi, F88 \u0111ang r\u1ea5t ph\u00e1t tri\u1ec3n.<\/p>\n

M\u1ed9t s\u1ed1 chuy\u00ean gia t\u00e0i ch\u00ednh cho hay: T\u00e2m l\u00fd c\u1ee7a b\u1ed9 ph\u1eadn d\u00e2n s\u1ed1 tr\u1ebb ng\u00e0y nay l\u00e0 chi ti\u00eau c\u1edfi m\u1edf h\u01a1n, s\u1eb5n s\u00e0ng \u0111i vay \u0111\u1ec3 ph\u1ee5c v\u1ee5 cho chi ti\u00eau. B\u00ean c\u1ea1nh \u0111\u00f3, c\u00e1c th\u1ebf h\u1ec7 tr\u1ebb c\u00f3 xu h\u01b0\u1edbng t\u1ef1 l\u1eadp s\u1edbm h\u01a1n n\u00ean c\u00f3 nhu c\u1ea7u mua s\u1eafm cho b\u1ea3n th\u00e2n nhi\u1ec1u h\u01a1n. Tr\u00ean th\u1ef1c t\u1ebf, m\u1ed9t lo\u1ea1i h\u00ecnh cho vay ti\u00eau d\u00f9ng th\u01b0\u1eddng h\u01b0\u1edbng t\u1edbi c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng ng\u01b0\u1eddi tr\u1ebb tu\u1ed5i v\u1edbi nh\u1eefng m\u00f3n vay nh\u1ecf nh\u01b0 mua \u0111i\u1ec7n tho\u1ea1i, xe m\u00e1y, m\u00e1y t\u00ednh tr\u1ea3 g\u00f3p\u2026v\u00e0 ng\u01b0\u1eddi c\u00f3 thu nh\u1eadp th\u1ea5p c\u1ea7n v\u1ed1n \u0111\u1ec3 ph\u00e1t tri\u1ec3n kinh doanh h\u1ed9 c\u00e1 th\u1ec3.<\/p>\n

Chia s\u1ebb v\u1edbi ph\u00f3ng vi\u00ean b\u00e1o Tin t\u1ee9c, anh N.Q.D\u0169ng (ph\u1ed1 B\u1ea1ch Mai, Qu\u1eadn Hai B\u00e0 Tr\u01b0ng) n\u00f3i: \u201cT\u00f4i mua 1 chi\u1ebfc iphone Plus 7 tr\u1ecb gi\u00e1 h\u01a1n 27 tri\u1ec7u \u0111\u1ed3ng. N\u1ebfu b\u1ecf ngay m\u1ed9t kho\u1ea3n ti\u1ec1n \u0111\u1ec3 mua c\u0169ng kh\u00e1 x\u00f3t n\u00ean t\u00f4i ch\u1ecdn m\u00f4 h\u00ecnh tr\u1ea3 g\u00f3p 50%, th\u1eddi gian tr\u1ea3 d\u1ea7n k\u00e9o d\u00e0i trong 8 th\u00e1ng, m\u1ed7i th\u00e1ng \u0111\u00f3ng 2,25 tri\u1ec7u \u0111\u1ed3ng. Sau khi tr\u1ea3 h\u1ebft, t\u1ed5ng s\u1ed1 ti\u1ec1n mua chi\u1ebfc \u0111i\u1ec7n tho\u1ea1i n\u00e0y (tr\u1ea3 c\u1ea3 g\u1ed1c v\u00e0 l\u00e3i) l\u00e0 h\u01a1n 28 tri\u1ec7u \u0111\u1ed3ng. T\u00f4i th\u1ea5y c\u0169ng h\u1ee3p l\u00fd\u201d.<\/p>\n

C\u00f2n ch\u1ecb N.M.Thu (ph\u1ed1 An D\u01b0\u01a1ng, Qu\u1eadn T\u00e2y H\u1ed3) chia s\u1ebb: V\u1edbi thu nh\u1eadp h\u01a1n 10 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng, tr\u1eeb \u0111i sinh ho\u1ea1t ph\u00ed h\u00e0ng th\u00e1ng t\u00f4i c\u0169ng kh\u00f4ng \u0111\u1ec3 d\u00e0nh \u0111\u01b0\u1ee3c nhi\u1ec1u. V\u00ec v\u1eady, m\u1ed7i khi mu\u1ed1n s\u1eafm s\u1eeda c\u00e1c v\u1eadt d\u1ee5ng cho gia \u0111\u00ecnh nh\u01b0 xe m\u00e1y, ti vi, t\u1ee7 l\u1ea1nh,\u2026t\u00f4i v\u1eabn th\u01b0\u1eddng l\u1ef1a ch\u1ecdn h\u00ecnh th\u1ee9c cho vay tr\u1ea3 g\u00f3p. Hi\u1ec7n nhi\u1ec1u ng\u00e2n h\u00e0ng v\u00e0 si\u00eau th\u1ecb \u0111i\u1ec7n m\u00e1y h\u1ee3p t\u00e1c v\u1edbi nhau \u0111\u1ec3 vay mua h\u00e0ng tr\u1ea3 g\u00f3p c\u0169ng kh\u00e1 ph\u1ed5 bi\u1ebfn, ti\u1ec7n l\u1ee3i cho kh\u00e1ch h\u00e0ng\u201d.<\/p>\n

Theo kinh nghi\u1ec7m c\u1ee7a m\u1ed9t s\u1ed1 kh\u00e1ch h\u00e0ng mua tr\u1ea3 g\u00f3p \u0111i\u1ec7n tho\u1ea1i, xe m\u00e1y, nhi\u1ec1u ng\u01b0\u1eddi lo ng\u1ea1i l\u00e3i su\u1ea5t vay ti\u00eau d\u00f9ng cao nh\u01b0ng n\u1ebfu tr\u1ea3 l\u00e3i v\u00e0 g\u1ed1c \u0111\u00fang h\u1ea1n, t\u00ecm hi\u1ec3u k\u0129 c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng v\u00e0 l\u1ef1a ch\u1ecdn m\u1ed9t c\u00f4ng ty t\u00e0i ch\u00ednh hay ng\u00e2n h\u00e0ng uy t\u00edn th\u00ec ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 tr\u00fat b\u1ecf n\u1ed7i lo n\u00e0y.<\/p>\n

Chuy\u00ean gia kinh t\u1ebf, TS V\u0169 \u0110\u00ecnh \u00c1nh chia s\u1ebb: T\u00edn d\u1ee5ng ti\u00eau d\u00f9ng r\u1ea5t quan tr\u1ecdng cho t\u0103ng tr\u01b0\u1edfng GDP c\u1ee7a m\u1ed9t qu\u1ed1c gia. V\u1edbi vi\u1ec7c ch\u00ednh th\u1ee9c ra \u0111\u1eddi h\u00e0nh lang ph\u00e1p l\u00fd cho l\u0129nh v\u1ef1c n\u00e0y, th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng v\u00e0 s\u1ef1 li\u00ean th\u00f4ng v\u1edbi t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o s\u1ebd m\u1ea1nh m\u1ebd trong n\u0103m 2017. S\u1ef1 t\u0103ng tr\u01b0\u1edfng ngo\u1ea1n m\u1ee5c c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh v\u00e0 l\u1ee3i nhu\u1eadn mang l\u1ea1i s\u1ebd l\u00e0 m\u1ed9t k\u00eanh m\u00e0 h\u00e0ng lo\u1ea1t ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u1ea7u t\u01b0 l\u1edbn cho c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh.<\/p>\n

\u201cN\u0103m 2017 l\u00e0 n\u0103m b\u1ea3n l\u1ec1 v\u1edbi vi\u1ec7c h\u00e0ng lo\u1ea1t ng\u00e2n h\u00e0ng nh\u1ea3y v\u00e0o l\u0129nh v\u1ef1c cho vay ti\u00eau d\u00f9ng b\u1eb1ng c\u00e1ch th\u00e0nh l\u1eadp c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh. Di\u1ec5n bi\u1ebfn n\u00e0y c\u1ea7n khuy\u1ebfn kh\u00edch nh\u01b0ng c\u0169ng ph\u1ea3i gi\u00e1m s\u00e1t ch\u1eb7t ch\u1ebd\u201d, \u00f4ng \u00c1nh nh\u1eadn \u0111\u1ecbnh.<\/p>\n

C\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh c\u0169ng l\u01b0u \u00fd: Ng\u01b0\u1eddi vay c\u1ea7n th\u1eadn tr\u1ecdng v\u1edbi l\u00e3i su\u1ea5t cho vay ti\u00eau d\u00f9ng v\u00ec tr\u00ean th\u1ef1c t\u1ebf, \u00edt ng\u01b0\u1eddi bi\u1ebft \u0111\u01b0\u1ee3c l\u00e3i su\u1ea5t kho\u1ea3n vay c\u1ee7a m\u00ecnh nh\u01b0 th\u1ebf n\u00e0o.<\/p>\n

C\u00f2n Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c khuy\u1ebfn c\u00e1o kh\u00e1ch h\u00e0ng: Tr\u01b0\u1edbc khi \u0111\u1eb7t b\u00fat k\u00fd h\u1ee3p \u0111\u1ed3ng, ng\u01b0\u1eddi vay c\u1ea7n c\u00e2n nh\u1eafc k\u1ef9 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 c\u1ee7a m\u00ecnh. N\u1ebfu vi ph\u1ea1m h\u1ee3p \u0111\u1ed3ng, c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh ph\u1ea3i x\u1eed l\u00fd theo \u0111\u00fang ph\u00e1p lu\u1eadt v\u00e0 th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng. Theo ph\u00e1p lu\u1eadt, nh\u1eefng ch\u1ebf t\u00e0i kh\u00e1c nh\u01b0 l\u00e0 \u0111\u00f4n \u0111\u1ed1c, th\u00fac gi\u1ee5c, ki\u1ec7n ra t\u00f2a, x\u1eed l\u00fd t\u00e0i s\u1ea3n… \u0111\u1ec1u \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt cho ph\u00e9p.\u00a0<\/em><\/p>\n

\/B\u00e1o Tin T\u1ee9c<\/em><\/strong><\/p>\n

———–<\/p>\n

Tin t\u1ee9c (Kinh t\u1ebf) 01-7-2017:<\/em><\/strong><\/p>\n

http:\/\/baotintuc.vn\/tai-chinh\/cho-vay-tieu-dung-se-tang-truong-manh-trong-nam-nay-20170630114111919.htm<\/em><\/a><\/p>\n

(78\/912)<\/em>","protected":false},"excerpt":{"rendered":"

(TT) – Theo Vi\u1ec7n Qu\u1ea3n tr\u1ecb kinh doanh (Tr\u01b0\u1eddng \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf), t\u1ef7 l\u1ec7 cho vay ti\u00eau d\u00f9ng hi\u1ec7n ch\u1ec9 t\u01b0\u01a1ng \u0111\u01b0\u01a1ng kho\u1ea3ng 5 – 10% d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng hi\u1ec7n nay, c\u00f2n r\u1ea5t nh\u1ecf so v\u1edbi t\u1ef7 l\u1ec7 40-50% \u1edf c\u00e1c n\u01b0\u1edbc ph\u00e1t tri\u1ec3n. Trong v\u00f2ng 5 n\u0103m tr\u1edf l\u1ea1i \u0111\u00e2y, h\u00e0nh vi […]<\/p>\n","protected":false},"author":3,"featured_media":27292,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-27291","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n1.384. Cho vay ti\u00eau d\u00f9ng s\u1ebd t\u0103ng tr\u01b0\u1edfng m\u1ea1nh trong n\u0103m nay - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/1-384-cho-vay-tieu-dung-se-tang-truong-manh-trong-nam-nay\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]1.384. 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