{"id":28414,"date":"2017-09-25T10:36:01","date_gmt":"2017-09-25T03:36:01","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=28414"},"modified":"2022-06-20T11:17:15","modified_gmt":"2022-06-20T04:17:15","slug":"1-542-thu-thue-lai-suat-tiet-kiem-nguoi-dan-se-khong-gui-tien-vao-ngan-hang-nua","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-542-thu-thue-lai-suat-tiet-kiem-nguoi-dan-se-khong-gui-tien-vao-ngan-hang-nua\/","title":{"rendered":"1.542. Thu thu\u1ebf l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m, ng\u01b0\u1eddi d\u00e2n s\u1ebd kh\u00f4ng g\u1eedi ti\u1ec1n v\u00e0o ng\u00e2n h\u00e0ng n\u1eefa?"},"content":{"rendered":"
(ANTT) – \u201cN\u1ebfu ch\u00ednh ph\u1ee7 th\u1ef1c hi\u1ec7n ch\u00ednh s\u00e1ch tr\u00ean \u0111\u1ec1 xu\u1ea5t tr\u00ean th\u00ec c\u00f3 th\u1ec3 \u0111\u01b0a \u0111\u1ebfn h\u1eadu qu\u1ea3 l\u00e0 ng\u01b0\u1eddi d\u00e2n h\u1ecd s\u1ebd \u00edt g\u1eedi ng\u00e2n h\u00e0ng v\u00e0 l\u1ea5y ti\u1ec1n ra \u0111\u1ea7u t\u01b0 v\u00e0o l\u0129nh v\u1ef1c kh\u00e1c.\u201d<\/strong><\/div>\n
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M\u1edbi \u0111\u00e2y, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c (Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/span>) \u0111\u01b0a ra t\u1ea1i H\u1ed9i th\u1ea3o l\u1ea5y \u00fd ki\u1ebfn s\u1eeda 5 Lu\u1eadt Thu\u1ebf c\u1ee7a Ph\u00f2ng Th\u01b0\u01a1ng m\u1ea1i v\u00e0 C\u00f4ng nghi\u1ec7p Vi\u1ec7t Nam (VCCI) v\u1ec1 \u0111\u1ec1 xu\u1ea5t \u0111\u00e1nh thu\u1ebf thu nh\u1eadp<\/a>\u00a0t\u1eeb\u00a0l\u00e3i ti\u1ebft ki\u1ec7m\u00a0(v\u1edbi nh\u1eefng kho\u1ea3n l\u00e3i l\u1edbn, h\u00e0ng tr\u0103m tri\u1ec7u \u0111\u1ed3ng).<\/p>\n

Theo \u00f4ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, m\u1ed9t khi l\u00e3i ti\u1ebft ki\u1ec7m l\u00ean t\u1edbi ti\u1ec1n t\u1ef7 th\u00ec n\u00ean \u0111\u01b0\u1ee3c nh\u00ecn nh\u1eadn nh\u01b0 m\u1ed9t kho\u1ea3n \u0111\u1ea7u t\u01b0 t\u01b0\u01a1ng t\u1ef1 \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n, b\u1ea5t \u0111\u1ed9ng s\u1ea3n. Lu\u1eadt s\u01b0 \u0110\u1ee9c nh\u1ea5n m\u1ea1nh, theo quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 3, \u0110i\u1ec1u 3 v\u1ec1 thu nh\u1eadp ch\u1ecbu thu\u1ebf c\u1ee7a Lu\u1eadt Thu\u1ebf TNCN, th\u00ec kho\u1ea3n thu nh\u1eadp t\u1eeb \u0111\u1ea7u t\u01b0 v\u1ed1n, bao g\u1ed3m ti\u1ec1n l\u00e3i cho vay, l\u1ee3i t\u1ee9c c\u1ed5 ph\u1ea7n v\u00e0 thu nh\u1eadp t\u1eeb \u0111\u1ea7u t\u01b0 v\u1ed1n d\u01b0\u1edbi c\u00e1c h\u00ecnh th\u1ee9c kh\u00e1c (tr\u1eeb thu nh\u1eadp t\u1eeb l\u00e3i tr\u00e1i phi\u1ebfu Ch\u00ednh ph\u1ee7) ph\u1ea3i n\u1ed9p thu\u1ebf 5%. Tuy nhi\u00ean, t\u1ea1i kho\u1ea3n 7, \u0110i\u1ec1u 4 c\u1ee7a Lu\u1eadt Thu\u1ebf TNCN th\u00ec \u201cthu nh\u1eadp t\u1eeb l\u00e3i ti\u1ec1n g\u1eedi t\u1ea1i t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng\u201d \u0111\u01b0\u1ee3c mi\u1ec5n thu\u1ebf.<\/p>\n

\u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a, n\u1ebfu nh\u01b0 c\u00e1 nh\u00e2n\u00a0thu l\u00e3i<\/a>\u00a0t\u1eeb vi\u1ec7c cho c\u00f4ng ty, ph\u00e1p nh\u00e2n, c\u00e1 nh\u00e2n kh\u00e1c vay ho\u1eb7c \u0111\u01b0\u1ee3c chia c\u1ed5 t\u1ee9c \u0111\u1ec1u b\u1ecb \u0111\u00e1nh thu\u1ebf 5%, c\u00f2n vi\u1ec7c thu l\u00e3i ti\u1ec1n g\u1eedi ng\u00e2n h\u00e0ng l\u1ea1i kh\u00f4ng ph\u1ea3i n\u1ed9p thu\u1ebf cho d\u00f9 kho\u1ea3n l\u00e3i l\u00ean t\u1edbi h\u00e0ng ch\u1ee5c t\u1ef7 \u0111\u1ed3ng. Ch\u01b0a k\u1ec3, n\u1ebfu thu nh\u1eadp t\u1eeb ti\u1ec1n l\u01b0\u01a1ng v\u00e0 h\u1ea7u h\u1ebft c\u00e1c kho\u1ea3n kh\u00e1c c\u1ed9ng l\u1ea1i \u1edf m\u1ee9c v\u00e0i tr\u0103m tri\u1ec7u \u0111\u1ed3ng tr\u1edf l\u00ean th\u00ec l\u1ea1i b\u1ecb \u0111\u00e1nh thu\u1ebf t\u1eeb 20%-35%.<\/p>\n

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\u0110\u1ec1 xu\u1ea5t th\u1ef1c hi\u1ec7n thu thu\u1ebf thu nh\u1eadp l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng \u0111ang g\u00e2y nhi\u1ec1u tranh c\u00e3i<\/em><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

B\u00e0n v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y, Chuy\u00ean gia kinh t\u1ebf Nguy\u1ec5n Tr\u00ed Hi\u1ebfu cho r\u1eb1ng, s\u1ed1 ti\u1ec1n l\u00e3i su\u1ea5t t\u1eeb ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 coi l\u00e0 thu nh\u1eadp b\u00ecnh th\u01b0\u1eddng c\u0169ng t\u01b0\u01a1ng t\u1ef1 nh\u01b0 thu nh\u1eadp t\u1eeb ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0 v\u00e0o ch\u1ee9ng kho\u00e1n hay c\u00e1c ng\u00e0nh kinh doanh kh\u00e1c. Ng\u01b0\u1eddi d\u00e2n \u0111\u01b0a ti\u1ec1n cho ng\u00e2n h\u00e0ng, ng\u00e2n h\u00e0ng kinh doanh s\u1ed1 ti\u1ec1n \u0111\u00f3 v\u00e0 tr\u1ea3 l\u00e3i cho ng\u01b0\u1eddi d\u00e2n.<\/p>\n

\u201c\u0110\u00e2y l\u00e0 m\u1ed9t thu nh\u1eadp b\u00ecnh th\u01b0\u1eddng th\u00ec ph\u1ea3i ch\u1ecbu thu\u1ebf nh\u01b0 bao thu nh\u1eadp kh\u00e1c. Ng\u01b0\u1eddi d\u00e2n \u0111\u01b0\u1ee3c mi\u1ec5n thu\u1ebf thu nh\u1eadp d\u01b0\u1edbi 9 tri\u1ec7u \u0111\u1ed3ng\/ th\u00e1ng, nh\u1eefng thu nh\u1eadp tr\u00ean 9 tri\u1ec7u \u0111\u1ed3ng s\u1ebd c\u1ed9ng c\u1ea3 l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng \u0111\u1ec3 t\u00ednh thu\u1ebf TNCN. Tuy nhi\u00ean vi\u1ec7c \u0111\u00e1nh thu\u1ebf tr\u00ean thu nh\u1eadp t\u1eeb l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng th\u00ec ch\u01b0a c\u00f3 ti\u1ec1n l\u1ec7 n\u00ean khi\u1ebfn cho ng\u01b0\u1eddi d\u00e2n b\u1ee9c x\u00fac, ngay c\u1ea3 c\u00e1c chuy\u00ean gia c\u0169ng cho r\u1eb1ng vi\u1ec7c n\u00e0y l\u00e0 t\u1eadn thu thu\u1ebf. T\u00f4i kh\u00f4ng \u0111\u1ed3ng \u00fd v\u1edbi quan \u0111i\u1ec3m \u0111\u00f3, \u1edf M\u1ef9 ng\u01b0\u1eddi d\u00e2n \u0111\u1ec1u ph\u1ea3i \u0111\u00f3ng thu\u1ebf t\u1eeb thu nh\u1eadp l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng n\u00ean vi\u1ec7c n\u00e0y l\u00e0 ph\u00f9 h\u1ee3p v\u1edbi th\u00f4ng l\u1ec7 qu\u1ed1c t\u1ebf\u201d \u2013 \u00f4ng Hi\u1ebfu nh\u1ea5n m\u1ea1nh.<\/p>\n

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Chuy\u00ean gia kinh t\u1ebf Nguy\u1ec5n Tr\u00ed Hi\u1ebfu cho r\u1eb1ng vi\u1ec7c thu thu\u1ebf h\u1ee3p v\u1edbi th\u00f4ng l\u1ec7 qu\u1ed1c t\u1ebf<\/em><\/div>\n
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S\u1ebd c\u00f3 t\u00e1c \u0111\u1ed9ng ti\u00eau c\u1ef1c?<\/strong><\/div>\n

Tuy nhi\u00ean, \u00f4ng Hi\u1ebfu c\u0169ng ch\u1ec9 ra r\u1eb1ng, trong tr\u01b0\u1eddng h\u1ee3p Ch\u00ednh ph\u1ee7 th\u1ef1c hi\u1ec7n \u0111\u1ec1 xu\u1ea5t tr\u00ean th\u00ec c\u00f3 th\u1ec3 \u0111\u01b0a \u0111\u1ebfn h\u1eadu qu\u1ea3 l\u00e0 ng\u01b0\u1eddi d\u00e2n h\u1ecd s\u1ebd \u00edt g\u1eedi ng\u00e2n h\u00e0ng v\u00e0 l\u1ea5y ti\u1ec1n ra \u0111\u1ea7u t\u01b0 v\u00e0o l\u0129nh v\u1ef1c kh\u00e1c. Ch\u00ednh s\u00e1ch \u0111\u00f3 c\u00f3 th\u1ec3 t\u00e1c \u0111\u1ed9ng ti\u00eau c\u1ef1c \u0111\u1ebfn n\u1ec1n kinh t\u1ebf, tuy nhi\u00ean s\u1ebd mang l\u1ea1i l\u1ee3i \u00edch l\u00e0 c\u00e2n b\u1eb1ng ng\u00e2n s\u00e1ch qu\u1ed1c gia. Ng\u00e2n s\u00e1ch qu\u1ed1c gia r\u1ea5t quan tr\u1ecdng v\u00ec n\u00f3 mang l\u1ea1i an sinh x\u00e3 h\u1ed9i c\u1ee7a to\u00e0n n\u1ec1n kinh t\u1ebf, th\u00e0nh ra c\u00f3 s\u1ef1 b\u00f9 tr\u1eeb gi\u1eefa h\u1ec7 qu\u1ea3 v\u00e0 l\u1ee3i \u00edch.<\/p>\n

\u201cV\u1ec1 ph\u00eda ng\u00e2n h\u00e0ng th\u00ec \u0111\u00e2y l\u00e0 \u0111i\u1ec1u h\u1ecd kh\u00f4ng mong mu\u1ed1n v\u00ec c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn v\u1ed1n huy \u0111\u1ed9ng v\u00e0 c\u00f3 th\u1ec3 \u0111\u1ec3 duy tr\u00ec m\u1ee9c huy \u0111\u1ed9ng th\u00ec s\u1ebd c\u00f3 th\u1ec3 ph\u1ea3i t\u0103ng l\u00e3i su\u1ea5t tr\u00ean ti\u1ec1n g\u1eedi v\u00e0 t\u1eeb \u0111\u00f3 t\u0103ng l\u00e3i su\u1ea5t cho vay. \u0110\u00f3 l\u00e0 t\u00e1c d\u1ee5ng ph\u1ee5 \u0111\u1ed1i v\u1edbi n\u1ec1n kinh t\u1ebf v\u00e0 cho c\u00e1c ng\u00e2n h\u00e0ng\u201d, \u00f4ng Hi\u1ebfu cho bi\u1ebft.<\/p>\n

Chuy\u00ean gia Hi\u1ebfu n\u00f3i th\u00eam, \u0111\u1ed1i v\u1edbi nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng b\u1ecb \u1ea3nh h\u01b0\u1edfng TNCN tr\u00ean 9 tri\u1ec7u \u0111\u1ed3ng th\u00ec Ch\u00ednh ph\u1ee7 c\u1ea7n \u0111\u01b0a ra ph\u01b0\u01a1ng \u00e1n tr\u00e1nh \u0111\u01b0a m\u1ee9c thu\u1ebf TNCN l\u00ean m\u1ee9c cao h\u01a1n ch\u1eb3ng h\u1ea1n nh\u01b0 10 tri\u1ec7u ho\u1eb7c 11 tri\u1ec7u \u0111\u1ed3ng \u0111\u1ec3 b\u00f9 tr\u1eeb cho nh\u1eefng ng\u01b0\u1eddi c\u00f3 thu nh\u1eadp th\u1ea5p g\u1eedi ti\u1ec1n v\u00e0o ng\u00e2n h\u00e0ng l\u1ea5y l\u00e3i.<\/p>\n

\u201cS\u1ed1 ti\u1ec1n l\u00e3i t\u1eeb l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1eb1ng m\u1ed9t thu\u1ebf su\u1ea5t th\u1ea5p h\u01a1n nh\u1eefng thu\u1ebf su\u1ea5t, t\u00f4i \u0111\u1ec1 ngh\u1ecb thu\u1ebf su\u1ea5t ban \u0111\u1ea7u l\u00e0 5% cho t\u1ea5t c\u1ea3 c\u00e1c lo\u1ea1i ti\u1ec1n g\u1eedi\u201d \u2013 Chuy\u00ean gia Hi\u1ebfu n\u00f3i.<\/p>\n

Trao \u0111\u1ed5i v\u1edbi PV, Lu\u1eadt s\u01b0 Anh T\u00fa \u2013 VP lu\u1eadt An Qu\u1ed1c Law c\u0169ng n\u00eau quan \u0111i\u1ec3m \u1ee7ng h\u1ed9 vi\u1ec7c thu l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng l\u00e0 \u0111\u00fang theo quy \u0111\u1ecbnh c\u1ee7a lu\u1eadt thu\u1ebf. Tuy nhi\u00ean, theo lu\u1eadt s\u01b0 T\u00fa n\u00ean c\u1ea7n c\u00f3 c\u00e1c khung quy \u0111\u1ecbnh l\u00e3i su\u1ea5t \u0111\u1ebfn bao nhi\u00ean ti\u1ec1n 1 n\u0103m th\u00ec ph\u1ea3i n\u1ed9p thu\u1ebf.<\/p>\n

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Lu\u1eadt s\u01b0 Anh T\u00fa cho r\u1eb1ng vi\u1ec7c thu thu\u1ebf s\u1ebd kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn huy \u0111\u1ed9ng v\u1ed1n ng\u00e2n h\u00e0ng<\/em><\/p>\n

\u201c\u0110\u00e2y l\u00e0 1 d\u1ea1ng thu nh\u1eadp ng\u01b0\u1eddi d\u00e2n v\u00e0o theo quy \u0111\u1ecbnh c\u1ee7a lu\u1eadt thu\u1ebf hi\u1ec7n h\u00e0nh th\u00ec c\u00f3 th\u1ec3 ph\u1ea3i n\u1ed9p thu\u1ebf TNCN. Tuy nhi\u00ean, vi\u00eac nay t\u00f4i ngh\u0129 kh\u00f4ng \u1ea3nh h\u01b0\u1edfng nhi\u1ec1u \u0111\u1ebfn vi\u1ec7c huy \u0111\u1ed9ng v\u1ed1n c\u1ee7a ng\u00e2n h\u00e0ng. V\u00ec \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n n\u1ed9p thu\u1ebf TNCN th\u00ec kho\u1ea3n l\u00e3i c\u1ee7a h\u1ecd s\u1ebd r\u1ea5t l\u1edbn, n\u00ean xu h\u01b0\u1edbng th\u00ec h\u1ecd s\u1ebd v\u1eabn ti\u1ebfp t\u1ee5c g\u1eedi ti\u1ec1n v\u00e0o ng\u00e2n h\u00e0ng\u201d, lu\u1eadt s\u01b0 T\u00fa n\u00f3i.<\/p>\n

V\u1ecb lu\u1eadt s\u01b0 n\u00e0y ph\u00e2n t\u00edch th\u00eam \u0111\u1ed1i v\u1edbi nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u00e3 ch\u1ecbu thu\u1ebf TNCN tr\u00ean 9 tri\u1ec7u \u0111\u1ed3ng th\u00ec c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng ph\u1ea3i d\u1ef1 t\u00ednh c\u00e2n nh\u1eafc m\u1ed9t m\u1ee9c n\u00e0o \u0111\u00f3 \u0111\u1ec3 \u0111\u00e1nh thu\u1ebf l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng cho ph\u00f9 h\u1ee3p.<\/p>\n<\/div>\n

H\u1ea3i \u0110\u0103ng<\/strong><\/p>\n

——————<\/p>\n

An ninh Ti\u1ec1n t\u1ec7 (Ng\u00e2n h\u00e0ng) 25-9-2017:<\/em><\/strong><\/p>\n

http:\/\/antt.vn\/danh-thue-lai-suat-tien-gui-tiet-kiem-co-phai-la-tan-thu-thue-210207.htm<\/a><\/em><\/p>\n

(262\/1.035)<\/em>","protected":false},"excerpt":{"rendered":"

(ANTT) – \u201cN\u1ebfu ch\u00ednh ph\u1ee7 th\u1ef1c hi\u1ec7n ch\u00ednh s\u00e1ch tr\u00ean \u0111\u1ec1 xu\u1ea5t tr\u00ean th\u00ec c\u00f3 th\u1ec3 \u0111\u01b0a \u0111\u1ebfn h\u1eadu qu\u1ea3 l\u00e0 ng\u01b0\u1eddi d\u00e2n h\u1ecd s\u1ebd \u00edt g\u1eedi ng\u00e2n h\u00e0ng v\u00e0 l\u1ea5y ti\u1ec1n ra \u0111\u1ea7u t\u01b0 v\u00e0o l\u0129nh v\u1ef1c kh\u00e1c.\u201d M\u1edbi \u0111\u00e2y, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c (Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI) \u0111\u01b0a ra t\u1ea1i […]<\/p>\n","protected":false},"author":10,"featured_media":28473,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-28414","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n1.542. Thu thu\u1ebf l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m, ng\u01b0\u1eddi d\u00e2n s\u1ebd kh\u00f4ng g\u1eedi ti\u1ec1n v\u00e0o ng\u00e2n h\u00e0ng n\u1eefa? - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/1-542-thu-thue-lai-suat-tiet-kiem-nguoi-dan-se-khong-gui-tien-vao-ngan-hang-nua\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]1.542. 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