{"id":28436,"date":"2016-09-30T10:41:08","date_gmt":"2016-09-30T03:41:08","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=28436"},"modified":"2022-06-20T15:23:48","modified_gmt":"2022-06-20T08:23:48","slug":"1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\/","title":{"rendered":"1.054. Ti\u1ebfp t\u1ee5c quy\u1ebft li\u1ec7t t\u00e1i c\u01a1 c\u1ea5u ng\u00e2n h\u00e0ng"},"content":{"rendered":"(TBNH) – H\u1ec7 th\u1ed1ng c\u00e1c TCTD s\u1ebd c\u00f3 di\u1ec7n m\u1ea1o m\u1ea1nh m\u1ebd, \u0111\u1ee7 s\u1ee9c \u201cv\u01b0\u01a1n kh\u01a1i\u201d trong b\u1ed1i c\u1ea3nh h\u1ed9i nh\u1eadp s\u00e2u r\u1ed9ng.<\/strong><\/p>\n

Nh\u00ecn l\u1ea1i \u0111\u1ec3 b\u01b0\u1edbc ti\u1ebfp<\/strong><\/p>\n

Sau khi tri\u1ec3n khai th\u00e0nh c\u00f4ng \u0110\u1ec1 \u00e1n c\u01a1 c\u1ea5u l\u1ea1i h\u1ec7 th\u1ed1ng c\u00e1c TCTD giai \u0111o\u1ea1n 2011 – 2015 theo Quy\u1ebft \u0111\u1ecbnh 254\/Q\u0110-TTg, t\u00ednh \u0111\u1ebfn nay s\u1ed1 l\u01b0\u1ee3ng c\u00e1c NHTM \u0111\u00e3 gi\u1ea3m t\u1eeb con s\u1ed1 42 NH h\u1ed3i n\u0103m 2011 xu\u1ed1ng c\u00f2n 34 NH. C\u00f2n n\u1ebfu t\u00ednh c\u1ea3 h\u1ec7 th\u1ed1ng c\u00e1c TCTD th\u00ec hi\u1ec7n nay Vi\u1ec7t Nam c\u00f3 34 NHTM, 5 NH li\u00ean doanh v\u00e0 9 NH 100% v\u1ed1n n\u01b0\u1edbc ngo\u00e0i.<\/p>\n

\u0110\u1eb7c bi\u1ec7t, sau giai \u0111o\u1ea1n t\u00e1i c\u01a1 c\u1ea5u tr\u00ean th\u00ec c\u01a1 c\u1ea5u s\u1edf h\u1eefu c\u0169ng nh\u01b0 lo\u1ea1i h\u00ecnh ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c TCTD \u0111\u00e3 \u0111\u01b0\u1ee3c thay \u0111\u1ed5i \u0111\u1ec3 ph\u00f9 h\u1ee3p h\u01a1n v\u1edbi c\u01a1 ch\u1ebf th\u1ecb tr\u01b0\u1eddng v\u00e0 ti\u1ebfn tr\u00ecnh h\u1ed9i nh\u1eadp qu\u1ed1c t\u1ebf.<\/p>\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
Sau cu\u1ed9c \u201c\u0111\u1ea1i ph\u1eabu\u201d, hi\u1ec7n nay m\u1ed9t s\u1ed1 NHTM \u0111\u00e3 c\u00f3 nh\u1eefng b\u01b0\u1edbc ph\u00e1t tri\u1ec3n \u0111\u00e1ng ghi nh\u1eadn, \u0111\u1eb7c bi\u1ec7t trong k\u1ebf ho\u1ea1ch CPH<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Ph\u1ea3i kh\u1eb3ng \u0111\u1ecbnh r\u1eb1ng, sau cu\u1ed9c \u201c\u0111\u1ea1i ph\u1eabu\u201d, hi\u1ec7n nay m\u1ed9t s\u1ed1 NHTM \u0111\u00e3 c\u00f3 nh\u1eefng b\u01b0\u1edbc ph\u00e1t tri\u1ec3n \u0111\u00e1ng ghi nh\u1eadn, \u0111\u1eb7c bi\u1ec7t trong k\u1ebf ho\u1ea1ch CPH. \u0110i \u0111\u1ea7u l\u00e0 Vietcombank, VietinBank, k\u1ebf \u0111\u00f3 l\u00e0 15 NHTMCP \u0111\u00e3 c\u00f3 nh\u00e0 \u0111\u1ea7u t\u01b0 chi\u1ebfn l\u01b0\u1ee3c v\u1edbi c\u00e1c t\u1ef7 l\u1ec7 n\u1eafm gi\u1eef c\u1ed5 ph\u1ea7n kh\u00e1c nhau. S\u1ef1 thay \u0111\u1ed5i c\u01a1 c\u1ea5u s\u1edf h\u1eefu NH \u0111\u00e3 g\u00f3p ph\u1ea7n kh\u00f4ng nh\u1ecf t\u1ea1o \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 NH t\u0103ng v\u1ed1n t\u00e0i ch\u00ednh, n\u00e2ng cao kh\u1ea3 n\u0103ng qu\u1ea3n tr\u1ecb r\u1ee7i ro, \u0111a d\u1ea1ng h\u00f3a s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 v\u00e0 n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 cung \u1ee9ng.<\/p>\n

M\u1ed9t c\u1ea5u ph\u1ea7n quan tr\u1ecdng trong th\u1ef1c hi\u1ec7n \u0110\u1ec1 \u00e1n c\u01a1 c\u1ea5u l\u1ea1i h\u1ec7 th\u1ed1ng c\u00e1c TCTD l\u00e0 x\u1eed l\u00fd n\u1ee3 x\u1ea5u (XLNX) c\u0169ng \u0111\u1ea1t \u0111\u01b0\u1ee3c k\u1ebft qu\u1ea3 b\u01b0\u1edbc \u0111\u1ea7u. B\u1eb1ng c\u00e1c gi\u1ea3i ph\u00e1p b\u00e1n n\u1ee3 cho C\u00f4ng ty qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n c\u1ee7a c\u00e1c TCTD Vi\u1ec7t Nam (VAMC), c\u00f9ng v\u1edbi vi\u1ec7c t\u1ef1 tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng \u0111\u1ec3 x\u1eed l\u00fd, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u\/d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng c\u1ee7a ph\u1ea7n l\u1edbn TCTD gi\u1ea3m r\u00f5 r\u1ec7t trong n\u0103m 2015 v\u00e0 k\u1ef3 v\u1ecdng ti\u1ebfp t\u1ee5c gi\u1ea3m trong n\u0103m 2016.<\/p>\n

T\u00ednh \u0111\u1ebfn cu\u1ed1i n\u0103m 2015, tr\u00ean 90% TCTD \u0111\u00e3 ho\u00e0n th\u00e0nh m\u1ee5c ti\u00eau \u0111\u01b0a n\u1ee3 x\u1ea5u v\u1ec1 m\u1ee9c d\u01b0\u1edbi 3%, ch\u1ec9 c\u00f3 m\u1ed9t v\u00e0i TCTD thu\u1ed9c nh\u00f3m c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh v\u00e0 cho thu\u00ea t\u00e0i ch\u00ednh c\u00f2n t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u tr\u00ean 3%.<\/p>\n

\u201cH\u1ea1ng m\u1ee5c\u201d n\u00e0o c\u1ea7n ti\u1ebfp t\u1ee5c ho\u00e0n thi\u1ec7n<\/strong><\/p>\n

Tuy nhi\u00ean, trong qu\u00e1 tr\u00ecnh tri\u1ec3n khai t\u00e1i c\u01a1 c\u1ea5u h\u1ec7 th\u1ed1ng c\u00e1c TCTD, c\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh – ng\u00e2n h\u00e0ng, \u0111\u1ea1i bi\u1ec3u Qu\u1ed1c h\u1ed9i \u0111\u1ec1u cho r\u1eb1ng, nh\u1eefng k\u1ebft qu\u1ea3 trong giai \u0111o\u1ea1n 2011-2015 ti\u1ebfp t\u1ee5c l\u00e0 n\u1ec1n t\u1ea3ng v\u00e0 c\u0169ng l\u00e0 ti\u1ec1n \u0111\u1ec1 \u0111\u1ec3 ng\u00e0nh Ng\u00e2n h\u00e0ng tri\u1ec3n khai ti\u1ebfp trong giai \u0111o\u1ea1n ti\u1ebfp theo. \u0110i\u1ec1u 2 c\u1ee7a Quy\u1ebft \u0111\u1ecbnh 254\/Q\u0110-TTg \u0111\u1eb7t ra nhi\u1ec7m v\u1ee5 cho NHNN \u201cCh\u1ee7 tr\u00ec, ph\u1ed1i h\u1ee3p v\u1edbi c\u00e1c b\u1ed9, c\u01a1 quan, t\u1ed5 ch\u1ee9c c\u00f3 li\u00ean quan x\u00e2y d\u1ef1ng v\u00e0 tr\u00ecnh Ch\u00ednh ph\u1ee7 ph\u00ea duy\u1ec7t \u0110\u1ec1 \u00e1n \u201cChi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n ng\u00e0nh Ng\u00e2n h\u00e0ng \u0111\u1ebfn n\u0103m 2020\u201d.<\/p>\n

M\u1ed9t trong nh\u1eefng v\u1ea5n \u0111\u1ec1 \u0111\u01b0\u1ee3c quan t\u00e2m nh\u1ea5t l\u00e0 s\u1ed1 l\u01b0\u1ee3ng c\u00e1c TCTD sau giai \u0111o\u1ea1n t\u00e1i c\u01a1 c\u1ea5u ti\u1ebfp theo. Nhi\u1ec1u \u00fd ki\u1ebfn cho r\u1eb1ng c\u1ea7n ph\u1ea3i thu g\u1ecdn, gi\u1ea3m s\u1ed1 l\u01b0\u1ee3ng NHTM xu\u1ed1ng n\u1eefa \u0111\u1ec3 \u0111\u1ea7u t\u01b0 n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5.<\/p>\n

V\u1ea5n \u0111\u1ec1 th\u1ee9 hai l\u00e0 XLNX. Theo nh\u00f3m nghi\u00ean c\u1ee9u c\u1ee7a GS.TS. Ph\u1ea1m Quang Trung v\u00e0 TS. Nguy\u1ec5n Th\u1ecb Di\u1ec7u Chi, thu\u1ed9c Tr\u01b0\u1eddng \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf Qu\u1ed1c d\u00e2n: XLNX v\u1eabn c\u00f2n ch\u1eadm khi k\u1ebft qu\u1ea3 b\u00e1n n\u1ee3, c\u0169ng nh\u01b0 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o c\u00f2n khi\u00eam t\u1ed1n. Nguy\u00ean nh\u00e2n ch\u00ednh c\u1ee7a nh\u1eefng kh\u00f3 kh\u0103n n\u00e0y l\u00e0 vi\u1ec7c VAMC kh\u00f4ng th\u1ec3 t\u1ef1 ti\u1ebfn h\u00e0nh c\u01a1 c\u1ea5u n\u1ee3 cho kh\u00e1ch h\u00e0ng khi b\u1ea3n th\u00e2n c\u00e1c TCTD ch\u01b0a th\u1ed1ng nh\u1ea5t. H\u1ec7 th\u1ed1ng v\u0103n b\u1ea3n ph\u00e1p l\u00fd ch\u01b0a quy \u0111\u1ecbnh \u0111\u1ea7y \u0111\u1ee7 v\u1ec1 quy\u1ec1n v\u00e0 tr\u00e1ch nhi\u1ec7m gi\u1eefa c\u00e1c b\u00ean trong x\u1eed l\u00fd n\u1ee3.<\/p>\n

Th\u00eam v\u00e0o \u0111\u00f3, c\u00f4ng t\u00e1c \u0111\u1ecbnh gi\u00e1 kho\u1ea3n n\u1ee3 c\u0169ng ch\u01b0a c\u00f3 quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 \u0111\u1ec3 l\u00e0m c\u01a1 s\u1edf x\u00e1c \u0111\u1ecbnh gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n n\u1ee3. Do v\u1eady, vi\u1ec7c \u0111\u1ea5u gi\u00e1, ph\u00e1t m\u1ea1i m\u1ed9t t\u00e0i s\u1ea3n th\u01b0\u1eddng m\u1ea5t r\u1ea5t nhi\u1ec1u th\u1eddi gian. Tuy nhi\u00ean, s\u00e2u xa v\u1ea5n \u0111\u1ec1 \u1edf \u0111\u00e2y, ch\u00ednh l\u00e0 th\u1ecb tr\u01b0\u1eddng mua, b\u00e1n n\u1ee3 c\u1ee7a Vi\u1ec7t Nam ch\u01b0a ph\u00e1t tri\u1ec3n, ch\u01b0a c\u00f3 c\u01a1 ch\u1ebf \u0111\u1ecbnh gi\u00e1 nhanh, ch\u01b0a c\u00f3 th\u1ecb tr\u01b0\u1eddng mua b\u00e1n n\u1ee3 th\u1ee9 c\u1ea5p\u2026 Do \u0111\u00f3 ch\u01b0a t\u1eadn d\u1ee5ng \u0111\u01b0\u1ee3c ngu\u1ed3n v\u1ed1n t\u1eeb c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc.<\/p>\n

V\u1ec1 gi\u1ea3i ph\u00e1p s\u1eed d\u1ee5ng ti\u1ec1n ng\u00e2n s\u00e1ch \u0111\u1ec3 th\u00fac \u0111\u1ea9y XLNX, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – Ch\u1ee7 nhi\u1ec7m CLB Ph\u00e1p ch\u1ebf ng\u00e2n h\u00e0ng (Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam) cho r\u1eb1ng, s\u1eed d\u1ee5ng ng\u00e2n s\u00e1ch c\u0169ng ch\u1ec9 l\u00e0 m\u1ed9t ph\u1ea7n. Nh\u1eefng c\u01a1 ch\u1ebf ch\u00ednh s\u00e1ch m\u1edbi mang t\u00ednh quy\u1ebft \u0111\u1ecbnh nh\u01b0: t\u1ea1o ra h\u00e0nh lang ph\u00e1p l\u00fd, t\u1ea1o ra th\u1ecb tr\u01b0\u1eddng mua b\u00e1n n\u1ee3 \u0111\u1ec3 th\u1ef1c s\u1ef1 mua b\u00e1n n\u1ee3 v\u1eadn h\u00e0nh theo c\u01a1 ch\u1ebf th\u1ecb tr\u01b0\u1eddng.<\/em><\/p>\n

V\u1edbi quan \u0111i\u1ec3m n\u1ee3 x\u1ea5u ph\u1ea3i \u0111\u01b0\u1ee3c x\u1eed l\u00fd tri\u1ec7t \u0111\u1ec3, TS. Tr\u1ea7n Ho\u00e0ng Ng\u00e2n – \u1ee6y vi\u00ean \u1ee6y ban Kinh t\u1ebf c\u1ee7a Qu\u1ed1c h\u1ed9i cho r\u1eb1ng, thay v\u00ec t\u1ea1m mua n\u1ee3 b\u1eb1ng tr\u00e1i phi\u1ebfu \u0111\u1eb7c bi\u1ec7t th\u00ec VAMC c\u00f3 th\u1ec3 mua b\u00e1n d\u1ee9t \u0111i\u1ec3m n\u1ee3 x\u1ea5u, nh\u1eefng NH n\u00e0o thua l\u1ed7 th\u00ec ph\u1ea3i x\u1eed l\u00fd cho \u0111\u01b0\u1ee3c. \u0110\u1ed3ng th\u1eddi, c\u0169ng ph\u1ea3i l\u00e0m r\u00f5 ng\u01b0\u1eddi \u0111i vay v\u00e0 ng\u01b0\u1eddi cho vay ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m trong vi\u1ec7c t\u1ea1o ra n\u1ee3 x\u1ea5u.<\/p>\n

Theo \u00f4ng Ng\u00e2n, v\u1edbi vi\u1ec7c Th\u1ed1ng \u0111\u1ed1c NHNN \u0111\u00e3 ban h\u00e0nh Quy\u1ebft \u0111\u1ecbnh s\u1ed1 618\/Q\u0110-NHNN cho ph\u00e9p VAMC ch\u00ednh th\u1ee9c \u0111\u01b0\u1ee3c tri\u1ec3n khai ph\u01b0\u01a1ng \u00e1n mua – b\u00e1n n\u1ee3 x\u1ea5u theo gi\u00e1 th\u1ecb tr\u01b0\u1eddng trong khu\u00f4n kh\u1ed5 nh\u1eefng quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 v\u1ec1 ph\u1ea1m vi, \u0111\u1ed1i t\u01b0\u1ee3ng, \u0111i\u1ec1u ki\u1ec7n, nguy\u00ean t\u1eafc, tr\u00ecnh t\u1ef1 v\u00e0 gi\u00e1 mua n\u1ee3; v\u00e0 Th\u00f4ng t\u01b0 08\/2016\/TT-NHNN s\u1eeda \u0111\u1ed5i b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Th\u00f4ng t\u01b0 19\/2013\/TT-NHNN v\u1ec1 mua b\u00e1n, x\u1eed l\u00fd n\u1ee3 x\u1ea5u c\u1ee7a VAMC \u0111\u00e3 t\u1ea1o th\u00eam c\u01a1 ch\u1ebf cho x\u1eed l\u00fd n\u1ee3 x\u1ea5u.<\/p>\n

\u0110\u1ec3 h\u1ed7 tr\u1ee3 cho ng\u00e0nh Ng\u00e2n h\u00e0ng trong t\u00e1i c\u01a1 c\u1ea5u, c\u00e1c chuy\u00ean gia cho r\u1eb1ng, Nh\u00e0 n\u01b0\u1edbc, Ch\u00ednh ph\u1ee7 c\u1ea7n ti\u1ebfp t\u1ee5c \u0111\u1ea9y m\u1ea1nh qu\u00e1 tr\u00ecnh x\u00e2y d\u1ef1ng v\u00e0 ho\u00e0n thi\u1ec7n khung kh\u1ed5 ph\u00e1p l\u00fd v\u1ec1 ti\u1ec1n t\u1ec7 v\u00e0 NH. Trong \u0111\u00f3, c\u00e1c v\u0103n b\u1ea3n ph\u00e1p l\u00fd li\u00ean quan t\u1edbi v\u1ea5n \u0111\u1ec1 t\u00e1i c\u1ea5u tr\u00fac c\u00e1c TCTD c\u1ea7n b\u1ed5 sung chi ti\u1ebft h\u01a1n c\u00e1c quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 v\u1ec1 t\u00e1i c\u1ea5u tr\u00fac nh\u01b0 th\u1ebf n\u00e0o, ti\u1ebfp t\u1ee5c x\u1eed l\u00fd c\u00e1c TCTD y\u1ebfu k\u00e9m ra sao, v\u00e0 c\u1ea7n ti\u1ebfp t\u1ee5c n\u00e2ng cao tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u00e1c TCTD trong vi\u1ec7c x\u1eed l\u00fd c\u00e1c y\u1ebfu k\u00e9m; Ti\u1ebfp t\u1ee5c t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho c\u00e1c TCTD th\u1ef1c hi\u1ec7n ho\u1ea1t \u0111\u1ed9ng s\u00e1p nh\u1eadp, h\u1ee3p nh\u1ea5t, mua l\u1ea1i, \u0111\u1eb7c bi\u1ec7t l\u00e0 ho\u1ea1t \u0111\u1ed9ng mua b\u00e1n s\u00e1p nh\u1eadp t\u1ef1 nguy\u1ec7n.<\/p>\n

\u0110i\u1ec1u n\u00e0y s\u1ebd g\u00f3p ph\u1ea7n \u0111\u1ec3 x\u1eed l\u00fd TCTD y\u1ebfu k\u00e9m, t\u0103ng quy m\u00f4 v\u00e0 n\u00e2ng cao n\u0103ng l\u1ef1c c\u1ea1nh tranh, t\u0103ng c\u01b0\u1eddng n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh, \u0111\u1ea3m b\u1ea3o cho c\u00e1c TCTD c\u00f3 \u0111\u1ee7 v\u1ed1n t\u1ef1 c\u00f3 theo chu\u1ea9n m\u1ef1c v\u1ed1n Basel II. \u0110i\u1ec3m n\u1eefa l\u00e0 th\u1ef1c hi\u1ec7n c\u01a1 c\u1ea5u l\u1ea1i c\u00e1c NHTM Nh\u00e0 n\u01b0\u1edbc v\u1edbi vai tr\u00f2 l\u00e0 \u0111\u1ea7u t\u00e0u, \u0111\u1ea3m b\u1ea3o s\u1ef1 \u1ed5n \u0111\u1ecbnh tr\u00ean th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7 v\u00e0 an to\u00e0n c\u1ee7a h\u1ec7 th\u1ed1ng c\u00e1c TCTD.<\/p>\n

V\u00e0 nh\u01b0 g\u1ee3i \u00fd c\u1ee7a TS. Tr\u1ea7n Du L\u1ecbch – Th\u00e0nh vi\u00ean H\u1ed9i \u0111\u1ed3ng t\u01b0 v\u1ea5n ch\u00ednh s\u00e1ch t\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 qu\u1ed1c gia l\u00e0 x\u00e2y d\u1ef1ng m\u1ed9t v\u00e0i NH t\u1ea7m c\u1ee1 khu v\u1ef1c \u0111\u1ec3 kh\u1eb3ng \u0111\u1ecbnh v\u1ecb th\u1ebf v\u00e0 th\u01b0\u01a1ng hi\u1ec7u trong th\u1eddi gian t\u1edbi. \u0110\u1ed3ng th\u1eddi, ph\u1ea3i \u0111\u1ea9y m\u1ea1nh ph\u00e1t tri\u1ec3n th\u1ecb tr\u01b0\u1eddng v\u1ed1n \u0111\u1ec3 san s\u1ebb tr\u1ecdng tr\u00e1ch cung \u1ee9ng v\u1ed1n cho n\u1ec1n kinh t\u1ebf c\u1ee7a h\u1ec7 th\u1ed1ng NH.<\/p>\n

\u0110\u1ee9c Nghi\u00eam<\/strong><\/p>\n

—————————————————-<\/p>\n

TB Ng\u00e2n h\u00e0ng (Th\u1ef1c ti\u1ec5n) 30-9-2016:<\/em><\/strong><\/p>\n

http:\/\/thoibaonganhang.vn\/tiep-tuc-quyet-liet-tai-co-cau-ngan-hang-54148.html<\/a><\/em><\/p>\n

(79\/1.307)<\/em>","protected":false},"excerpt":{"rendered":"

(TBNH) – H\u1ec7 th\u1ed1ng c\u00e1c TCTD s\u1ebd c\u00f3 di\u1ec7n m\u1ea1o m\u1ea1nh m\u1ebd, \u0111\u1ee7 s\u1ee9c \u201cv\u01b0\u01a1n kh\u01a1i\u201d trong b\u1ed1i c\u1ea3nh h\u1ed9i nh\u1eadp s\u00e2u r\u1ed9ng. Nh\u00ecn l\u1ea1i \u0111\u1ec3 b\u01b0\u1edbc ti\u1ebfp Sau khi tri\u1ec3n khai th\u00e0nh c\u00f4ng \u0110\u1ec1 \u00e1n c\u01a1 c\u1ea5u l\u1ea1i h\u1ec7 th\u1ed1ng c\u00e1c TCTD giai \u0111o\u1ea1n 2011 – 2015 theo Quy\u1ebft \u0111\u1ecbnh 254\/Q\u0110-TTg, t\u00ednh \u0111\u1ebfn nay […]<\/p>\n","protected":false},"author":1,"featured_media":28438,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-28436","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n1.054. Ti\u1ebfp t\u1ee5c quy\u1ebft li\u1ec7t t\u00e1i c\u01a1 c\u1ea5u ng\u00e2n h\u00e0ng - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]1.054. Ti\u1ebfp t\u1ee5c quy\u1ebft li\u1ec7t t\u00e1i c\u01a1 c\u1ea5u ng\u00e2n h\u00e0ng[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(TBNH) – H\u1ec7 th\u1ed1ng c\u00e1c TCTD s\u1ebd c\u00f3 di\u1ec7n m\u1ea1o m\u1ea1nh m\u1ebd, \u0111\u1ee7 s\u1ee9c \u201cv\u01b0\u01a1n kh\u01a1i\u201d trong b\u1ed1i c\u1ea3nh h\u1ed9i nh\u1eadp s\u00e2u r\u1ed9ng. Nh\u00ecn l\u1ea1i \u0111\u1ec3 b\u01b0\u1edbc ti\u1ebfp Sau khi tri\u1ec3n khai th\u00e0nh c\u00f4ng \u0110\u1ec1 \u00e1n c\u01a1 c\u1ea5u l\u1ea1i h\u1ec7 th\u1ed1ng c\u00e1c TCTD giai \u0111o\u1ea1n 2011 – 2015 theo Quy\u1ebft \u0111\u1ecbnh 254\/Q\u0110-TTg, t\u00ednh \u0111\u1ebfn nay […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2016-09-30T03:41:08+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-06-20T08:23:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/43-5.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"326\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"administrator\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"administrator\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\\\/\"},\"author\":{\"name\":\"administrator\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/eb3eded70711d9ebee6ffdcf3118521b\"},\"headline\":\"1.054. Ti\u1ebfp t\u1ee5c quy\u1ebft li\u1ec7t t\u00e1i c\u01a1 c\u1ea5u ng\u00e2n h\u00e0ng\",\"datePublished\":\"2016-09-30T03:41:08+00:00\",\"dateModified\":\"2022-06-20T08:23:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\\\/\"},\"wordCount\":1935,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/43-5.jpg\",\"articleSection\":[\"Tr\u00edch d\u1eabn\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\\\/\",\"name\":\"[:vi]1.054. Ti\u1ebfp t\u1ee5c quy\u1ebft li\u1ec7t t\u00e1i c\u01a1 c\u1ea5u ng\u00e2n h\u00e0ng[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/43-5.jpg\",\"datePublished\":\"2016-09-30T03:41:08+00:00\",\"dateModified\":\"2022-06-20T08:23:48+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\\\/#primaryimage\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/43-5.jpg\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/43-5.jpg\",\"width\":500,\"height\":326},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"1.054. Ti\u1ebfp t\u1ee5c quy\u1ebft li\u1ec7t t\u00e1i c\u01a1 c\u1ea5u ng\u00e2n h\u00e0ng\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/facebook.com\\\/anvilawfirm\",\"https:\\\/\\\/x.com\\\/anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/eb3eded70711d9ebee6ffdcf3118521b\",\"name\":\"administrator\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g\",\"caption\":\"administrator\"},\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/author\\\/administrator\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]1.054. Ti\u1ebfp t\u1ee5c quy\u1ebft li\u1ec7t t\u00e1i c\u01a1 c\u1ea5u ng\u00e2n h\u00e0ng[:] - ANVI Law Firm","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/vi\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]1.054. Ti\u1ebfp t\u1ee5c quy\u1ebft li\u1ec7t t\u00e1i c\u01a1 c\u1ea5u ng\u00e2n h\u00e0ng[:] - ANVI Law Firm","og_description":"(TBNH) – H\u1ec7 th\u1ed1ng c\u00e1c TCTD s\u1ebd c\u00f3 di\u1ec7n m\u1ea1o m\u1ea1nh m\u1ebd, \u0111\u1ee7 s\u1ee9c \u201cv\u01b0\u01a1n kh\u01a1i\u201d trong b\u1ed1i c\u1ea3nh h\u1ed9i nh\u1eadp s\u00e2u r\u1ed9ng. Nh\u00ecn l\u1ea1i \u0111\u1ec3 b\u01b0\u1edbc ti\u1ebfp Sau khi tri\u1ec3n khai th\u00e0nh c\u00f4ng \u0110\u1ec1 \u00e1n c\u01a1 c\u1ea5u l\u1ea1i h\u1ec7 th\u1ed1ng c\u00e1c TCTD giai \u0111o\u1ea1n 2011 – 2015 theo Quy\u1ebft \u0111\u1ecbnh 254\/Q\u0110-TTg, t\u00ednh \u0111\u1ebfn nay […]","og_url":"https:\/\/anvilaw.com\/vi\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2016-09-30T03:41:08+00:00","article_modified_time":"2022-06-20T08:23:48+00:00","og_image":[{"width":500,"height":326,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/43-5.jpg","type":"image\/jpeg"}],"author":"administrator","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"administrator","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"10 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/vi\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\/"},"author":{"name":"administrator","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/eb3eded70711d9ebee6ffdcf3118521b"},"headline":"1.054. Ti\u1ebfp t\u1ee5c quy\u1ebft li\u1ec7t t\u00e1i c\u01a1 c\u1ea5u ng\u00e2n h\u00e0ng","datePublished":"2016-09-30T03:41:08+00:00","dateModified":"2022-06-20T08:23:48+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\/"},"wordCount":1935,"commentCount":0,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/43-5.jpg","articleSection":["Tr\u00edch d\u1eabn","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/anvilaw.com\/vi\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/vi\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\/","url":"https:\/\/anvilaw.com\/vi\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\/","name":"[:vi]1.054. Ti\u1ebfp t\u1ee5c quy\u1ebft li\u1ec7t t\u00e1i c\u01a1 c\u1ea5u ng\u00e2n h\u00e0ng[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/43-5.jpg","datePublished":"2016-09-30T03:41:08+00:00","dateModified":"2022-06-20T08:23:48+00:00","breadcrumb":{"@id":"https:\/\/anvilaw.com\/vi\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/vi\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/43-5.jpg","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/43-5.jpg","width":500,"height":326},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/vi\/1-054-tiep-tuc-quyet-liet-tai-co-cau-ngan-hang\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"1.054. Ti\u1ebfp t\u1ee5c quy\u1ebft li\u1ec7t t\u00e1i c\u01a1 c\u1ea5u ng\u00e2n h\u00e0ng"}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/eb3eded70711d9ebee6ffdcf3118521b","name":"administrator","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/secure.gravatar.com\/avatar\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g","caption":"administrator"},"url":"https:\/\/anvilaw.com\/vi\/author\/administrator\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/28436","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=28436"}],"version-history":[{"count":0,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/28436\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/28438"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=28436"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=28436"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=28436"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}