{"id":28557,"date":"2017-04-24T13:34:46","date_gmt":"2017-04-24T06:34:46","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=28557"},"modified":"2022-06-20T13:36:46","modified_gmt":"2022-06-20T06:36:46","slug":"1-284-nhieu-ngan-hang-muon-tang-phi-giao-dich-qua-atm","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-284-nhieu-ngan-hang-muon-tang-phi-giao-dich-qua-atm\/","title":{"rendered":"1.284. Nhi\u1ec1u ng\u00e2n h\u00e0ng mu\u1ed1n t\u0103ng ph\u00ed giao d\u1ecbch qua ATM"},"content":{"rendered":"(VQ) – M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng (NH) Th\u01b0\u01a1ng m\u1ea1i v\u1eeba g\u1eedi ki\u1ebfn ngh\u1ecb l\u00ean NH Nh\u00e0 n\u01b0\u1edbc v\u1ec1 vi\u1ec7c c\u00f3 l\u1ed9 tr\u00ecnh \u0111i\u1ec1u ch\u1ec9nh t\u0103ng ph\u00ed giao d\u1ecbch qua ATM.<\/strong><\/p>\n

D\u1eabn th\u00f4ng tin t\u1eeb\u00a0b\u00e1o\u00a0Ng\u01b0\u1eddi lao \u0111\u1ed9ng<\/em>\u00a0\u0111\u01b0\u1ee3c bi\u1ebft, hi\u1ec7n c\u00e1c NH Th\u01b0\u01a1ng m\u1ea1i \u0111ang ti\u1ebfn h\u00e0nh thu ph\u00ed giao d\u1ecbch qua ATM theo th\u00f4ng t\u01b0 35\/2012 c\u1ee7a NH Nh\u00e0 n\u01b0\u1edbc quy \u0111\u1ecbnh v\u1ec1 ph\u00ed d\u1ecbch v\u1ee5 th\u1ebb ghi n\u1ee3 n\u1ed9i \u0111\u1ecba (ATM), \u00e1p d\u1ee5ng t\u1eeb th\u00e1ng 3\/2013. Theo \u0111\u00f3, t\u1eeb ng\u00e0y 1\/1\/2015 c\u00e1c NH \u0111\u01b0\u1ee3c thu t\u1ed1i \u0111a ph\u00ed r\u00fat ti\u1ec1n n\u1ed9i m\u1ea1ng v\u00e0 ngo\u1ea1i m\u1ea1ng l\u00e0 3.000 \u0111\u1ed3ng\/giao d\u1ecbch (ch\u01b0a bao g\u1ed3m thu\u1ebf GTGT).<\/p>\n

Tuy nhi\u00ean, theo ph\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c m\u1ed9t NH C\u1ed5 ph\u1ea7n t\u1ea1i TP HCM, v\u1edbi chi ph\u00ed \u0111\u1ea7u t\u01b0 cho m\u1ed9t giao d\u1ecbch r\u00fat ti\u1ec1n qua ATM kho\u1ea3ng 7.000 \u0111\u1ed3ng (t\u00f9y theo m\u1ee9c \u0111\u1ea7u t\u01b0 c\u1ee7a t\u1eebng NH) th\u00ec m\u1ee9c thu ph\u00ed r\u00fat ti\u1ec1n nh\u01b0 hi\u1ec7n nay NH \u0111ang b\u1ecb l\u1ed7.<\/p>\n

Trong khi \u0111\u00f3, nhi\u1ec1u ch\u1ee7 th\u1ebb cho r\u1eb1ng s\u1eed d\u1ee5ng th\u1ebb ATM hi\u1ec7n \u0111\u00e3 ph\u1ea3i g\u00e1nh nhi\u1ec1u lo\u1ea1i ph\u00ed nh\u01b0 nh\u1eafn tin t\u00e0i kho\u1ea3n, in sao k\u00ea, r\u00fat ti\u1ec1n n\u1ed9i – ngo\u1ea1i m\u1ea1ng… Nay ti\u1ebfp t\u1ee5c \u0111\u1ec1 xu\u1ea5t t\u0103ng ph\u00ed giao d\u1ecbch qua ATM l\u00e0 kh\u00f4ng h\u1ee3p l\u00fd.<\/p>\n

\"\"<\/p>\n

M\u1ed9t s\u1ed1 Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i mu\u1ed1n t\u0103ng ph\u00ed ATM. \u1ea2nh minh h\u1ecda<\/em><\/p>\n

Chia s\u1ebb v\u1edbi\u00a0Ng\u01b0\u1eddi lao \u0111\u1ed9ng<\/em>, ch\u1ecb V\u00f5 Th\u1ecb Nga (B\u00ecnh Th\u1ea1nh, TP HCM) cho bi\u1ebft g\u1ea7n \u0111\u00e2y, khi giao d\u1ecbch khi r\u00fat ti\u1ec1n tr\u00ean ATM ch\u1ecb th\u1ea5y r\u1eb1ng NH \u0111\u00e3 thu t\u1ed1i \u0111a 3.300 \u0111\u1ed3ng\/giao d\u1ecbch. Th\u1eadm ch\u00ed, khi ch\u1ecb nh\u1eadn ti\u1ec1n qua chuy\u1ec3n kho\u1ea3n t\u1eeb ng\u01b0\u1eddi th\u00e2n c\u00f2n b\u1ecb thu ph\u00ed 1.100 \u0111\u1ed3ng\/giao d\u1ecbch. “T\u00f4i c\u00f3 xem tr\u00ean bi\u1ec3u ph\u00ed c\u1ee7a NH n\u01a1i ph\u00e1t h\u00e0nh th\u1ebb th\u00ec kh\u00f4ng th\u1ea5y c\u00f3 lo\u1ea1i ph\u00ed n\u00e0o l\u00e0 ph\u00ed nh\u1eadn ti\u1ec1n qua giao d\u1ecbch chuy\u1ec3n kho\u1ea3n, v\u00ec th\u01b0\u1eddng ch\u1ec9 ng\u01b0\u1eddi chuy\u1ec3n ti\u1ec1n m\u1edbi b\u1ecb tr\u1eeb ph\u00ed. N\u1ebfu nh\u1eadn \u0111\u01b0\u1ee3c ti\u1ec1n m\u00e0 t\u00f4i r\u00fat ngay th\u00ec t\u00ednh ph\u00ed ki\u1ec3m \u0111\u1ebfm, c\u00f2n \u0111\u00e2y nh\u1eadn ti\u1ec1n m\u00e0 b\u1ecb tr\u1eeb l\u00e0 NH l\u1ea1m thu\u201d, ch\u1ecb Nga th\u1eafc m\u1eafc.<\/p>\n

Theo c\u00e1c chuy\u00ean gia, trong th\u1eddi \u0111i\u1ec3m n\u00e0y c\u00e1c NH Th\u01b0\u01a1ng m\u1ea1i ch\u01b0a n\u00ean t\u0103ng ph\u00ed giao d\u1ecbch qua ATM m\u00e0 c\u00f3 th\u1ec3 b\u00f9 \u0111\u1eafp chi ph\u00ed qua c\u00e1c k\u00eanh kh\u00e1c nh\u01b0 b\u00e1n th\u00eam s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5, khuy\u1ebfn kh\u00edch ch\u1ee7 th\u1ebb thanh to\u00e1n qua m\u00e1y c\u00e0 th\u1ebb (POS) khi \u0111i mua s\u1eafm h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5…<\/p>\n

\u0110\u1ea1i di\u1ec7n NH Nh\u00e0 n\u01b0\u1edbc c\u0169ng cho bi\u1ebft hi\u1ec7n nhi\u1ec1u NH th\u01b0\u01a1ng m\u1ea1i v\u1eabn ch\u01b0a s\u1eed d\u1ee5ng h\u1ebft l\u1ed9 tr\u00ecnh t\u0103ng ph\u00ed giao d\u1ecbch qua ATM trong th\u00f4ng t\u01b0 35 n\u00ean ch\u01b0a \u0111\u1ec1 c\u1eadp \u0111\u1ebfn vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh l\u1ed9 tr\u00ecnh t\u0103ng ph\u00ed v\u00e0o l\u00fac n\u00e0y.<\/p>\n

Tr\u01b0\u1edbc \u0111\u00f3,\u00a0<\/em>Zing<\/em>\u00a0<\/em>cho bi\u1ebft, theo lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Trung t\u00e2m Tr\u1ecdng t\u00e0i\u00a0qu\u1ed1c t\u1ebf\u00a0Vi\u1ec7t Nam (VIAC), cho r\u1eb1ng, vi\u1ec7c NH t\u0103ng c\u00e1c lo\u1ea1i ph\u00ed \u0111\u1ed1i v\u1edbi th\u1ebb ATM g\u00e2y b\u1ea5t l\u1ee3i cho ng\u01b0\u1eddi d\u00f9ng th\u1ebb ATM. Tuy vi\u1ec7c n\u00e0y ph\u1ea7n l\u1edbn d\u1ef1a tr\u00ean c\u01a1 s\u1edf gi\u00e1 c\u1ea3 th\u1ecb tr\u01b0\u1eddng, nh\u01b0ng khi c\u00e1c NH \u0111\u1ec1u t\u0103ng ph\u00ed ATM th\u00ec kh\u00e1ch h\u00e0ng v\u1eabn ph\u1ea3i ch\u1ea5p nh\u1eadn v\u00ec \u00edt c\u00f3 l\u1ef1a ch\u1ecdn kh\u00e1c.<\/em><\/p>\n

\u201cV\u1ec1 vi\u1ec7c c\u00e1c NH thu nhi\u1ec1u lo\u1ea1i ph\u00ed \u0111\u1ed1i v\u1edbi ATM c\u00f3 h\u1ee3p l\u00fd hay kh\u00f4ng th\u00ec c\u00f2n ph\u1ea3i xem x\u00e9t tr\u00ean nhi\u1ec1u g\u00f3c \u0111\u1ed9. C\u00f3 \u0111i\u1ec1u th\u1ea5y r\u00f5 l\u00e0 vi\u1ec7c t\u0103ng ph\u00ed n\u00e0y s\u1ebd \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ef1 t\u00edn nhi\u1ec7m c\u1ee7a ng\u01b0\u1eddi d\u00f9ng th\u1ebb v\u00e0 g\u00e2y ra b\u1ea5t l\u1ee3i \u0111\u1ed1i v\u1edbi NH\u201d, lu\u1eadt s\u01b0 \u0110\u1ee9c b\u00ecnh lu\u1eadn.<\/em><\/p>\n

M\u1ed9t chuy\u00ean gia \u0111\u1ec1 ngh\u1ecb kh\u00f4ng n\u00eau t\u00ean cho r\u1eb1ng, mu\u1ed1n thu ph\u00ed ATM th\u00ec ph\u1ea3i x\u00e1c \u0111\u1ecbnh r\u00f5 ATM l\u00e0 d\u1ecbch v\u1ee5 hay l\u00e0 c\u00f4ng c\u1ee5 th\u1ef1c hi\u1ec7n ch\u00ednh s\u00e1ch c\u1ee7a Nh\u00e0 n\u01b0\u1edbc. Theo \u0111\u00f3, n\u1ebfu coi ATM nh\u01b0 d\u1ecbch v\u1ee5\u00a0kinh doanh\u00a0c\u1ee7a NH, d\u1ecbch v\u1ee5 n\u00e0y ph\u1ea3i ho\u1ea1t \u0111\u1ed9ng theo quy lu\u1eadt cung – c\u1ea7u c\u1ee7a th\u1ecb tr\u01b0\u1eddng. Th\u1ef1c t\u1ebf, ATM ch\u01b0a ph\u1ea3i l\u00e0 d\u1ecbch v\u1ee5 th\u1ecb tr\u01b0\u1eddng \u0111\u00fang ngh\u0129a v\u00e0 c\u00f3 nhi\u1ec1u bi\u1ebfn t\u01b0\u1edbng n\u00ean ng\u01b0\u1eddi d\u00f9ng b\u1ee9c x\u00fac.<\/p>\n

N\u1ebfu coi ATM l\u00e0 c\u00f4ng c\u1ee5 ch\u00ednh s\u00e1ch c\u1ee7a Nh\u00e0 n\u01b0\u1edbc nh\u1eb1m h\u1ea1n ch\u1ebf vi\u1ec7c d\u00f9ng ti\u1ec1n m\u1eb7t, t\u1ea1o thu\u1eadn l\u1ee3i trong qu\u1ea3n l\u00fd, minh b\u1ea1ch d\u00f2ng ti\u1ec1n th\u00ec c\u00e1c NH kh\u00f4ng \u0111\u01b0\u1ee3c thu ph\u00ed ATM.<\/p>\n

\u201cTuy nhi\u00ean, s\u1ef1 nh\u1eadp nh\u1eb1ng trong s\u1eed d\u1ee5ng v\u00e0 qu\u1ea3n l\u00fd ATM c\u1ee7a c\u00e1c NH \u0111\u00e3 t\u1ea1o ra nh\u1eefng b\u1ea5t h\u1ee3p l\u00fd. Do v\u1eady, ng\u01b0\u1eddi d\u00e2n ph\u1ea7n n\u00e0o \u0111\u00f3 c\u00f2n ch\u01b0a \u0111\u1ed3ng t\u00ecnh v\u1edbi c\u00e1c kho\u1ea3n ph\u00ed ATM c\u0169ng l\u00e0 \u0111i\u1ec1u d\u1ec5 hi\u1ec3u\u201d, chuy\u00ean gia n\u00e0y cho hay.<\/p>\n

\u0110\u1ed7 Thu Thoan<\/strong>\u00a0(T.h)<\/p>\n

——————————<\/p>\n

VietQ (Kinh doanh) 24-4-2017:<\/em><\/strong><\/p>\n

http:\/\/vietq.vn\/ngan-hang-muon-tang-phi-giao-dich-qua-atm-d120109.html<\/a><\/em><\/p>\n

(132\/766)<\/em>","protected":false},"excerpt":{"rendered":"

(VQ) – M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng (NH) Th\u01b0\u01a1ng m\u1ea1i v\u1eeba g\u1eedi ki\u1ebfn ngh\u1ecb l\u00ean NH Nh\u00e0 n\u01b0\u1edbc v\u1ec1 vi\u1ec7c c\u00f3 l\u1ed9 tr\u00ecnh \u0111i\u1ec1u ch\u1ec9nh t\u0103ng ph\u00ed giao d\u1ecbch qua ATM. D\u1eabn th\u00f4ng tin t\u1eeb\u00a0b\u00e1o\u00a0Ng\u01b0\u1eddi lao \u0111\u1ed9ng\u00a0\u0111\u01b0\u1ee3c bi\u1ebft, hi\u1ec7n c\u00e1c NH Th\u01b0\u01a1ng m\u1ea1i \u0111ang ti\u1ebfn h\u00e0nh thu ph\u00ed giao d\u1ecbch qua ATM theo th\u00f4ng t\u01b0 35\/2012 […]<\/p>\n","protected":false},"author":3,"featured_media":28558,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-28557","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n1.284. Nhi\u1ec1u ng\u00e2n h\u00e0ng mu\u1ed1n t\u0103ng ph\u00ed giao d\u1ecbch qua ATM - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/tieng-viet-1-284-nhieu-ngan-hang-muon-tang-phi-giao-dich-qua-atm\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]1.284. Nhi\u1ec1u ng\u00e2n h\u00e0ng mu\u1ed1n t\u0103ng ph\u00ed giao d\u1ecbch qua ATM[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(VQ) – M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng (NH) Th\u01b0\u01a1ng m\u1ea1i v\u1eeba g\u1eedi ki\u1ebfn ngh\u1ecb l\u00ean NH Nh\u00e0 n\u01b0\u1edbc v\u1ec1 vi\u1ec7c c\u00f3 l\u1ed9 tr\u00ecnh \u0111i\u1ec1u ch\u1ec9nh t\u0103ng ph\u00ed giao d\u1ecbch qua ATM. 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