{"id":28571,"date":"2017-04-26T13:45:51","date_gmt":"2017-04-26T06:45:51","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=28571"},"modified":"2022-06-20T13:47:16","modified_gmt":"2022-06-20T06:47:16","slug":"1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\/","title":{"rendered":"1.289. Nh\u1eadn di\u1ec7n b\u1ee9c tranh th\u1ecb tr\u01b0\u1eddng cho vay ti\u00eau d\u00f9ng"},"content":{"rendered":"(TBNH) – Ho\u1ea1t \u0111\u1ed9ng cho vay ti\u00eau d\u00f9ng (CVTD) c\u00f3 xu h\u01b0\u1edbng t\u0103ng l\u00ean nhanh trong th\u1eddi gian g\u1ea7n \u0111\u00e2y. \u0110\u00e1ng ch\u00fa \u00fd, xu h\u01b0\u1edbng thu nh\u1eadp c\u00e0ng cao th\u00ec nhu c\u1ea7u vay ti\u00eau d\u00f9ng c\u00e0ng l\u1edbn cho th\u1ea5y, khi ng\u01b0\u1eddi d\u00e2n c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 t\u1ed1t h\u01a1n th\u00ec ng\u01b0\u1eddi ta s\u1eb5n s\u00e0ng vay, ch\u1ee9 kh\u00f4ng ph\u1ea3i v\u00ec ngh\u00e8o n\u00ean m\u1edbi ph\u1ea3i vay nhi\u1ec1u h\u01a1n.<\/strong><\/p>\n

Ti\u1ec1m n\u0103ng l\u1edbn<\/strong><\/p>\n

T\u1ea1i bu\u1ed5i T\u1ecda \u0111\u00e0m \u201cTh\u1ecb tr\u01b0\u1eddng cho vay ti\u00eau d\u00f9ng (CVTD) t\u1ea1i Vi\u1ec7t Nam: nh\u1eefng k\u1ebft qu\u1ea3 nghi\u00ean c\u1ee9u t\u1ed5ng quan\u201d do Vi\u1ec7n Qu\u1ea3n tr\u1ecb kinh doanh (QTKD), Tr\u01b0\u1eddng \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf, \u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia H\u00e0 N\u1ed9i t\u1ed5 ch\u1ee9c ng\u00e0y 25\/4, m\u1ed9t th\u00f4ng tin thu h\u00fat \u0111\u01b0\u1ee3c nhi\u1ec1u s\u1ef1 ch\u00fa \u00fd l\u00e0 c\u00e1c NHTM v\u00e0 NH Ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i chi\u1ebfm t\u1edbi 87% trong cung c\u1ea5p t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng ch\u00ednh th\u1ee9c hi\u1ec7n nay trong khi c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh (CTTC) ch\u1ec9 chi\u1ebfm 12% v\u00e0 c\u00e1c c\u00f4ng ty Fintech chi\u1ebfm 1%. \u0110\u00e2y l\u00e0 c\u00e1c s\u1ed1 li\u1ec7u t\u1ed5ng h\u1ee3p t\u1eeb nghi\u00ean c\u1ee9u B\u00e1o c\u00e1o \u201cT\u1ed5ng quan v\u1ec1 th\u1ecb tr\u01b0\u1eddng CVTD t\u1ea1i Vi\u1ec7t Nam: nh\u1eefng thu\u1eadn l\u1ee3i v\u00e0 th\u00e1ch th\u1ee9c\u201d do TS. Nguy\u1ec5n Th\u00f9y Dung – Vi\u1ec7n QTKD tr\u00ecnh b\u00e0y.<\/p>\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
Xu h\u01b0\u1edbng \u201cti\u00eau tr\u01b0\u1edbc, tr\u1ea3 sau\u201d \u0111\u1ec3 th\u1ecfa m\u00e3n c\u00e1c nhu c\u1ea7u c\u00e1 nh\u00e2n ng\u00e0y c\u00e0ng t\u0103ng<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u0110\u01a1n c\u1eed, theo \u00f4ng \u0110inh V\u0103n Chi\u1ebfn, Ph\u00f3 TG\u0110 TPBank, b\u00e1o c\u00e1o n\u00e0y c\u1ea7n l\u00e0m r\u00f5 h\u01a1n l\u00e0 CVTD v\u1edbi c\u00e1c kho\u1ea3n vay nh\u1ecf hay l\u00e0 cho vay \u0111\u1ec3 ph\u1ee5c v\u1ee5 t\u1ea5t c\u1ea3 c\u00e1c nhu c\u1ea7u c\u1ee7a c\u00e1 nh\u00e2n. B\u1edfi con s\u1ed1 87% tr\u00ean r\u1ea5t c\u00f3 th\u1ec3 bao g\u1ed3m t\u1ea5t c\u1ea3 c\u00e1c kho\u1ea3n cho vay c\u00e1 nh\u00e2n (cho vay mua nh\u00e0, mua xe, vay kinh doanh\u2026). C\u00f2n n\u1ebfu CVTD theo nh\u01b0 \u0111\u1ecbnh ngh\u0129a c\u1ee7a Th\u00f4ng t\u01b0 43 ban h\u00e0nh th\u00e1ng 12\/2016 c\u1ee7a NHNN th\u00ec c\u00e1c CTTC \u0111ang chi\u1ebfm th\u1ecb ph\u1ea7n l\u1edbn h\u01a1n.<\/p>\n

\u0110\u1ed3ng quan \u0111i\u1ec3m tr\u00ean, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, Tr\u1ecdng t\u00e0i vi\u00ean Trung t\u00e2m Tr\u1ecdng t\u00e0i Qu\u1ed1c t\u1ebf Vi\u1ec7t Nam (VIAC) cho r\u1eb1ng, n\u1ebfu b\u00f3c t\u00e1ch \u0111\u01b0\u1ee3c r\u00f5 th\u1ebf n\u00e0o l\u00e0 CVTD, cho vay \u0111\u1eddi s\u1ed1ng, cho vay s\u1ea3n xu\u1ea5t kinh doanh\u2026 th\u00ec trong CVTD, c\u00e1c CTTC s\u1ebd chi\u1ebfm t\u1ef7 l\u1ec7 l\u1edbn. Tuy nhi\u00ean, do ch\u00fang ta v\u01b0\u1edbng t\u1eeb lu\u1eadt n\u00ean kh\u00e1i ni\u1ec7m CVTD hi\u1ec7n \u0111ang \u0111\u01b0\u1ee3c hi\u1ec3u theo nhi\u1ec1u ngh\u0129a. V\u00ed d\u1ee5 nh\u01b0 m\u1ed9t c\u00e1 nh\u00e2n c\u00f3 th\u1ec3 vay \u0111\u1ec3 mua v\u00e0 s\u1eed d\u1ee5ng c\u00f9ng l\u00fac nhi\u1ec1u c\u0103n bi\u1ec7t th\u1ef1, ch\u1ec9 c\u1ea7n m\u1ed9t kho\u1ea3n vay nh\u01b0 v\u1eady c\u00f3 th\u1ec3 b\u1eb1ng c\u1ea3 v\u1ea1n giao d\u1ecbch vay ti\u00eau d\u00f9ng nh\u1ecf l\u1ebb kh\u00e1c.<\/em><\/p>\n

D\u00f9 c\u00f2n tranh lu\u1eadn v\u1ec1 th\u1ecb ph\u1ea7n hay nh\u1eefng \u0111\u1ecbnh ngh\u0129a, c\u00e2u ch\u1eef li\u00ean quan \u0111\u1ebfn th\u1ebf n\u00e0o l\u00e0 CVTD nh\u01b0 v\u1eady nh\u01b0ng v\u1edbi th\u1ef1c t\u1ebf l\u00e0 s\u1ef1 xu\u1ea5t hi\u1ec7n ng\u00e0y c\u00e0ng nhi\u1ec1u, c\u1ea1nh tranh ng\u00e0y c\u00e0ng gia t\u0103ng gi\u1eefa c\u00e1c CTTC; s\u1ef1 thay \u0111\u1ed5i trong nh\u1eadn th\u1ee9c, nhu c\u1ea7u, h\u00e0nh vi v\u00e0 th\u00f3i quen c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng (NTD) hay vi\u1ec7c c\u01a1 quan qu\u1ea3n l\u00fd \u0111\u00e3 ph\u1ea3i c\u00f3 nh\u1eefng quy \u0111\u1ecbnh ri\u00eang trong CVTD\u2026 \u0111\u00e3 cho th\u1ea5y \u0111\u00e2y l\u00e0 m\u1ed9t th\u1ecb tr\u01b0\u1eddng \u0111\u1ea7y ti\u1ec1m n\u0103ng.<\/p>\n

\u201cM\u1eb7c d\u00f9 th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng c\u1ee7a ch\u00fang ta c\u00f2n r\u1ea5t s\u01a1 khai do th\u00f3i quen ti\u1ebft ki\u1ec7m \u0111\u1ec1 ph\u00f2ng r\u1ee7i ro \u0111\u00e3 \u0103n s\u00e2u v\u00e0o ti\u1ec1m th\u1ee9c ng\u01b0\u1eddi Vi\u1ec7t. Tuy nhi\u00ean, c\u00f9ng v\u1edbi qu\u00e1 tr\u00ecnh h\u1ed9i nh\u1eadp, nh\u1eefng xu h\u01b0\u1edbng m\u1edbi v\u1ec1 ti\u00eau d\u00f9ng c\u0169ng \u0111ang thay \u0111\u1ed5i m\u1ea1nh m\u1ebd. V\u00e0 theo k\u1ebft qu\u1ea3 nghi\u00ean c\u1ee9u m\u00e0 c\u00e1c nh\u00f3m c\u1ee7a ch\u00fang t\u00f4i \u0111\u00e3 th\u1ef1c hi\u1ec7n, c\u00f3 th\u1ec3 n\u00f3i th\u1ecb tr\u01b0\u1eddng CVTD c\u1ee7a Vi\u1ec7t Nam c\u00f3 ti\u1ec1m n\u0103ng r\u1ea5t l\u1edbn, \u01b0\u1edbc t\u00ednh c\u00f3 th\u1ec3 \u0111\u1ea1t \u0111\u1ebfn 15 t\u1ef7 USD\/n\u0103m v\u00e0 \u0111\u1ea1t \u0111\u1ebfn 30 tri\u1ec7u kh\u00e1ch h\u00e0ng trong \u0111\u1ed9 tu\u1ed5i lao \u0111\u1ed9ng t\u1eeb 18-60 trong nh\u1eefng n\u0103m t\u1edbi\u201d – PGS. TS. Ho\u00e0ng V\u0103n H\u1ea3i – Vi\u1ec7n tr\u01b0\u1edfng Vi\u1ec7n QTKD nh\u1eadn \u0111\u1ecbnh.<\/p>\n

Nhu c\u1ea7u ti\u00eau d\u00f9ng\u00a0thay \u0111\u1ed5i<\/strong><\/p>\n

Theo TS. H\u1ed3 Ch\u00ed D\u0169ng – Ch\u1ee7 nhi\u1ec7m B\u1ed9 m\u00f4n Marketing, Vi\u1ec7n QTKD, nghi\u00ean c\u1ee9u h\u00e0nh vi ti\u00eau d\u00f9ng v\u1edbi 2.300 m\u1eabu t\u1ea1i 12 t\u1ec9nh tr\u00ean c\u1ea3 n\u01b0\u1edbc cho th\u1ea5y nh\u1eefng k\u1ebft qu\u1ea3 kh\u00e1 th\u00fa v\u1ecb nh\u01b0: C\u00f3 tr\u00ean 52% cho bi\u1ebft s\u1eb5n s\u00e0ng \u201cch\u1ea5p nh\u1eadn \u0111i vay n\u1ebfu th\u1ea5y c\u1ea7n thi\u1ebft\u201d; Nh\u1eefng ng\u01b0\u1eddi \u1edf \u0111\u1ed9 tu\u1ed5i tr\u1ebb c\u00f3 xu h\u01b0\u1edbng vay nhi\u1ec1u h\u01a1n; nh\u1eefng ng\u01b0\u1eddi c\u00f3 thu nh\u1eadp c\u00e0ng cao th\u00ec xu h\u01b0\u1edbng vay ti\u00eau d\u00f9ng c\u00e0ng cao; NTD ng\u00e0y c\u00e0ng c\u00f3 xu h\u01b0\u1edbng l\u1ef1a ch\u1ecdn c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh c\u00f3 th\u1ee7 t\u1ee5c cho vay thu\u1eadn ti\u1ec7n\u2026<\/p>\n

\u201cK\u1ebft qu\u1ea3 kh\u1ea3o s\u00e1t nh\u01b0 v\u1eady ch\u1ec9 ra, ho\u1ea1t \u0111\u1ed9ng CVTD c\u00f3 xu h\u01b0\u1edbng t\u0103ng l\u00ean nhanh trong th\u1eddi gian g\u1ea7n \u0111\u00e2y. \u0110\u00e1ng ch\u00fa \u00fd, xu h\u01b0\u1edbng thu nh\u1eadp c\u00e0ng cao th\u00ec nhu c\u1ea7u vay ti\u00eau d\u00f9ng c\u00e0ng l\u1edbn cho th\u1ea5y, khi ng\u01b0\u1eddi d\u00e2n c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 t\u1ed1t h\u01a1n th\u00ec ng\u01b0\u1eddi ta s\u1eb5n s\u00e0ng vay, ch\u1ee9 kh\u00f4ng ph\u1ea3i v\u00ec ngh\u00e8o n\u00ean m\u1edbi ph\u1ea3i vay nhi\u1ec1u h\u01a1n. Hay vi\u1ec7c ng\u01b0\u1eddi tr\u1ebb vay nhi\u1ec1u h\u01a1n cho th\u1ea5y th\u1ecb tr\u01b0\u1eddng n\u00e0y c\u00f3 nhi\u1ec1u ti\u1ec1m n\u0103ng ph\u00e1t tri\u1ec3n m\u1ea1nh h\u01a1n trong t\u01b0\u01a1ng lai\u201d – PGS. TS. V\u0169 S\u1ef9 C\u01b0\u1eddng, Ph\u00f3 ch\u1ee7 nhi\u1ec7m B\u1ed9 m\u00f4n Ph\u00e2n t\u00edch ch\u00ednh s\u00e1ch t\u00e0i ch\u00ednh, H\u1ecdc vi\u1ec7n T\u00e0i ch\u00ednh nh\u1eadn x\u00e9t.<\/p>\n

Theo \u00f4ng \u0110inh V\u0103n Chi\u1ebfn, trong nh\u1eefng n\u0103m tr\u1edf l\u1ea1i \u0111\u00e2y, h\u00e0nh vi c\u1ee7a NTD thay \u0111\u1ed5i r\u1ea5t nhi\u1ec1u. Nh\u01b0 c\u00e1c b\u1ea1n tr\u1ebb hi\u1ec7n \u0111ang h\u1ecdc \u0111\u1ea1i h\u1ecdc hay v\u1eeba ra tr\u01b0\u1eddng, h\u1ecd s\u1eb5n s\u00e0ng vay \u0111\u1ec3 mua \u0111i\u1ec7n tho\u1ea1i, laptop, xe m\u00e1y, \u0111i du l\u1ecbch\u2026 \u0110i\u1ec1u \u0111\u00f3 kh\u00f4ng ch\u1ec9 ph\u1ea3n \u00e1nh nhu c\u1ea7u v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u h\u00e0ng ng\u00e0y \u0111ang thay \u0111\u1ed5i m\u00e0 c\u00f2n ph\u1ea3n \u00e1nh m\u1ed9t xu th\u1ebf chuy\u1ec3n h\u01b0\u1edbng trong th\u00f3i quen ti\u00eau d\u00f9ng. V\u00e0 \u0111\u00f3 ch\u00ednh l\u00e0 \u0111\u1ed9ng l\u1ef1c v\u00e0 c\u01a1 h\u1ed9i \u0111\u1ec3 cho c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh tham gia th\u1ecb tr\u01b0\u1eddng n\u00e0y. H\u01a1n n\u1eefa, c\u00e1c b\u1ea1n tr\u1ebb ng\u00e0y nay s\u1eed d\u1ee5ng Smartphone, Internet, c\u00e1c m\u1ea1ng x\u00e3 h\u1ed9i \u0111\u1ec3 giao ti\u1ebfp.<\/p>\n

Th\u1ef1c t\u1ebf n\u00e0y \u0111\u1eb7t ra \u0111\u00f2i h\u1ecfi v\u1edbi c\u00e1c NH v\u00e0 CTTC c\u1ea7n c\u00f3 nh\u1eefng chuy\u1ec3n h\u01b0\u1edbng trong c\u00e1ch ti\u1ebfp c\u1eadn v\u1edbi c\u00e1c s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 \u0111\u01b0a ra. \u201cH\u00e0nh vi NTD thay \u0111\u1ed5i, m\u00f4 h\u00ecnh t\u01b0\u01a1ng t\u00e1c thay \u0111\u1ed5i th\u00ec ch\u00fang ta ph\u1ea3i thay \u0111\u1ed5i theo v\u1edbi c\u00e1c gi\u1ea3i ph\u00e1p ph\u00f9 h\u1ee3p. V\u00e0 trong b\u1ed1i c\u1ea3nh th\u00f4ng tin r\u1ea5t nhi\u1ec1u v\u00e0 \u0111a d\u1ea1ng hi\u1ec7n nay, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 c\u1ea7n ph\u00e2n t\u00edch v\u00e0 s\u1eed d\u1ee5ng \u0111\u01b0\u1ee3c c\u00e1c th\u00f4ng tin \u0111\u00f3 \u0111\u1ec3 ph\u1ee5c v\u1ee5 CVTD t\u1ed1t h\u01a1n\u201d \u2013 \u00f4ng Chi\u1ebfn n\u00f3i.<\/p>\n

Theo lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, l\u00e0 m\u1ed9t n\u1ec1n kinh t\u1ebf \u0111ang ph\u00e1t tri\u1ec3n c\u00f3 t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf nhanh, t\u1ef7 l\u1ec7 d\u01b0 n\u1ee3 CVTD kh\u00e1 th\u1ea5p so v\u1edbi c\u00e1c n\u01b0\u1edbc, nhu c\u1ea7u l\u00e0m vi\u1ec7c v\u00e0 h\u01b0\u1edfng th\u1ee5 \u0111\u1eddi s\u1ed1ng t\u0103ng cao c\u1ee7a gi\u1edbi tr\u1ebb\u2026 th\u00ec th\u1ecb tr\u01b0\u1eddng CVTD s\u1ebd ph\u00e1t tri\u1ec3n t\u1ed1t th\u1eddi gian t\u1edbi, NTD s\u1ebd ng\u00e0y c\u00e0ng c\u00f3 th\u00f3i quen \u201cti\u00eau d\u00f9ng tr\u01b0\u1edbc, tr\u1ea3 n\u1ee3 sau\u201d. V\u00e0 x\u00e9t \u1edf kh\u00eda c\u1ea1nh t\u00edch c\u1ef1c, vi\u1ec7c NTD s\u1eb5n s\u00e0ng vay v\u00e0 ti\u00eau d\u00f9ng s\u1ebd gi\u00fap cho SXKD c\u1ee7a c\u00e1c DN cung c\u1ea5p h\u00e0ng h\u00f3a c\u0169ng nh\u01b0 c\u1ea3 n\u1ec1n kinh t\u1ebf ph\u00e1t tri\u1ec3n.<\/em><\/p>\n

V\u00e0 c\u0169ng gi\u1ed1ng nh\u01b0 c\u00e1c s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 kh\u00e1c, n\u1ebfu vay ti\u00eau d\u00f9ng c\u1ee7a m\u1ed7i c\u00e1 nh\u00e2n \u0111\u01b0\u1ee3c duy tr\u00ec \u1edf trong \u0111i\u1ec1u ki\u1ec7n, kh\u1ea3 n\u0103ng thu nh\u1eadp c\u1ee7a m\u00ecnh th\u00ec s\u1ebd kh\u00f4ng c\u00f3 g\u00ec x\u1ea5u. Tuy nhi\u00ean, vay ti\u00eau d\u00f9ng l\u00e3i su\u1ea5t s\u1ebd r\u1ea5t cao n\u1ebfu kh\u00e1ch h\u00e0ng kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3 \u0111\u00fang h\u1ea1n. \u201cL\u00e3i su\u1ea5t qu\u00e1 h\u1ea1n c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn 100% n\u00ean s\u1ebd r\u1ea5t kh\u00f3 kh\u0103n v\u00e0 l\u00e0 s\u1ee9c \u00e9p n\u1eb7ng n\u1ec1 \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng. C\u00f3 khi m\u00f3n \u0111\u1ed3 mua \u0111\u01b0\u1ee3c \u0111\u00f3 b\u00e1n \u0111i r\u1ed3i c\u0169ng kh\u00f4ng \u0111\u1ee7 \u0111\u1ec3 tr\u1ea3 n\u1ee3. V\u00ec v\u1eady \u0111\u1ec3 tr\u00e1nh b\u1ecb r\u01a1i v\u00e0o t\u00e2m l\u00fd c\u0103ng th\u1eb3ng, m\u1ec7t m\u1ecfi v\u00e0 \u0111\u1ec3 CVTD th\u1ef1c s\u1ef1 gi\u00fap ph\u1ee5c v\u1ee5 cu\u1ed9c s\u1ed1ng c\u1ee7a m\u00ecnh t\u1ed1t h\u01a1n th\u00ec NTD c\u1ea7n l\u01b0\u1eddng tr\u01b0\u1edbc kh\u1ea3 n\u0103ng c\u00f3 th\u1ec3 tr\u1ea3 n\u1ee3, kh\u1ea3 n\u0103ng c\u00e2n \u0111\u1ed1i thu nh\u1eadp c\u1ee7a m\u00ecnh\u201d – lu\u1eadt s\u01b0 \u0110\u1ee9c \u0111\u01b0a ra l\u1eddi khuy\u00ean.<\/em><\/p>\n

\u0110\u1ed7 L\u00ea<\/strong><\/p>\n

—————————–<\/p>\n

Th\u1eddi b\u00e1o Ng\u00e2n h\u00e0ng (Ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb) 26-4-2017:<\/em><\/strong><\/p>\n

http:\/\/thoibaonganhang.vn\/nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung-62105.html<\/a><\/em><\/p>\n

(346\/1.344)<\/em>","protected":false},"excerpt":{"rendered":"

(TBNH) – Ho\u1ea1t \u0111\u1ed9ng cho vay ti\u00eau d\u00f9ng (CVTD) c\u00f3 xu h\u01b0\u1edbng t\u0103ng l\u00ean nhanh trong th\u1eddi gian g\u1ea7n \u0111\u00e2y. \u0110\u00e1ng ch\u00fa \u00fd, xu h\u01b0\u1edbng thu nh\u1eadp c\u00e0ng cao th\u00ec nhu c\u1ea7u vay ti\u00eau d\u00f9ng c\u00e0ng l\u1edbn cho th\u1ea5y, khi ng\u01b0\u1eddi d\u00e2n c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 t\u1ed1t h\u01a1n th\u00ec ng\u01b0\u1eddi ta s\u1eb5n s\u00e0ng vay, […]<\/p>\n","protected":false},"author":3,"featured_media":28572,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-28571","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n1.289. Nh\u1eadn di\u1ec7n b\u1ee9c tranh th\u1ecb tr\u01b0\u1eddng cho vay ti\u00eau d\u00f9ng - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]1.289. Nh\u1eadn di\u1ec7n b\u1ee9c tranh th\u1ecb tr\u01b0\u1eddng cho vay ti\u00eau d\u00f9ng[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(TBNH) – Ho\u1ea1t \u0111\u1ed9ng cho vay ti\u00eau d\u00f9ng (CVTD) c\u00f3 xu h\u01b0\u1edbng t\u0103ng l\u00ean nhanh trong th\u1eddi gian g\u1ea7n \u0111\u00e2y. \u0110\u00e1ng ch\u00fa \u00fd, xu h\u01b0\u1edbng thu nh\u1eadp c\u00e0ng cao th\u00ec nhu c\u1ea7u vay ti\u00eau d\u00f9ng c\u00e0ng l\u1edbn cho th\u1ea5y, khi ng\u01b0\u1eddi d\u00e2n c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 t\u1ed1t h\u01a1n th\u00ec ng\u01b0\u1eddi ta s\u1eb5n s\u00e0ng vay, […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2017-04-26T06:45:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-06-20T06:47:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/1289.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"375\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\\\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/28ef9093c3478d1b1ba56f61255ebe7a\"},\"headline\":\"1.289. Nh\u1eadn di\u1ec7n b\u1ee9c tranh th\u1ecb tr\u01b0\u1eddng cho vay ti\u00eau d\u00f9ng\",\"datePublished\":\"2017-04-26T06:45:51+00:00\",\"dateModified\":\"2022-06-20T06:47:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\\\/\"},\"wordCount\":1999,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/1289.jpg\",\"articleSection\":[\"Tr\u00edch d\u1eabn\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\\\/\",\"name\":\"[:vi]1.289. Nh\u1eadn di\u1ec7n b\u1ee9c tranh th\u1ecb tr\u01b0\u1eddng cho vay ti\u00eau d\u00f9ng[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/1289.jpg\",\"datePublished\":\"2017-04-26T06:45:51+00:00\",\"dateModified\":\"2022-06-20T06:47:16+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\\\/#primaryimage\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/1289.jpg\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/1289.jpg\",\"width\":500,\"height\":375},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"1.289. Nh\u1eadn di\u1ec7n b\u1ee9c tranh th\u1ecb tr\u01b0\u1eddng cho vay ti\u00eau d\u00f9ng\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/facebook.com\\\/anvilawfirm\",\"https:\\\/\\\/x.com\\\/anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/28ef9093c3478d1b1ba56f61255ebe7a\",\"name\":\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g\",\"caption\":\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\"},\"sameAs\":[\"https:\\\/\\\/anvilaw.com\"],\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/author\\\/nghiatt\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]1.289. Nh\u1eadn di\u1ec7n b\u1ee9c tranh th\u1ecb tr\u01b0\u1eddng cho vay ti\u00eau d\u00f9ng[:] - ANVI Law Firm","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/vi\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]1.289. Nh\u1eadn di\u1ec7n b\u1ee9c tranh th\u1ecb tr\u01b0\u1eddng cho vay ti\u00eau d\u00f9ng[:] - ANVI Law Firm","og_description":"(TBNH) – Ho\u1ea1t \u0111\u1ed9ng cho vay ti\u00eau d\u00f9ng (CVTD) c\u00f3 xu h\u01b0\u1edbng t\u0103ng l\u00ean nhanh trong th\u1eddi gian g\u1ea7n \u0111\u00e2y. \u0110\u00e1ng ch\u00fa \u00fd, xu h\u01b0\u1edbng thu nh\u1eadp c\u00e0ng cao th\u00ec nhu c\u1ea7u vay ti\u00eau d\u00f9ng c\u00e0ng l\u1edbn cho th\u1ea5y, khi ng\u01b0\u1eddi d\u00e2n c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 t\u1ed1t h\u01a1n th\u00ec ng\u01b0\u1eddi ta s\u1eb5n s\u00e0ng vay, […]","og_url":"https:\/\/anvilaw.com\/vi\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2017-04-26T06:45:51+00:00","article_modified_time":"2022-06-20T06:47:16+00:00","og_image":[{"width":500,"height":375,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/1289.jpg","type":"image\/jpeg"}],"author":"Tr\u01b0\u01a1ng Trung Ngh\u0129a","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"Tr\u01b0\u01a1ng Trung Ngh\u0129a","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"10 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/vi\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\/"},"author":{"name":"Tr\u01b0\u01a1ng Trung Ngh\u0129a","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/28ef9093c3478d1b1ba56f61255ebe7a"},"headline":"1.289. Nh\u1eadn di\u1ec7n b\u1ee9c tranh th\u1ecb tr\u01b0\u1eddng cho vay ti\u00eau d\u00f9ng","datePublished":"2017-04-26T06:45:51+00:00","dateModified":"2022-06-20T06:47:16+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\/"},"wordCount":1999,"commentCount":0,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/1289.jpg","articleSection":["Tr\u00edch d\u1eabn","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/anvilaw.com\/vi\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/vi\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\/","url":"https:\/\/anvilaw.com\/vi\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\/","name":"[:vi]1.289. Nh\u1eadn di\u1ec7n b\u1ee9c tranh th\u1ecb tr\u01b0\u1eddng cho vay ti\u00eau d\u00f9ng[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/1289.jpg","datePublished":"2017-04-26T06:45:51+00:00","dateModified":"2022-06-20T06:47:16+00:00","breadcrumb":{"@id":"https:\/\/anvilaw.com\/vi\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/vi\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/1289.jpg","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/1289.jpg","width":500,"height":375},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/vi\/1-289-nhan-dien-buc-tranh-thi-truong-cho-vay-tieu-dung\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"1.289. Nh\u1eadn di\u1ec7n b\u1ee9c tranh th\u1ecb tr\u01b0\u1eddng cho vay ti\u00eau d\u00f9ng"}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/28ef9093c3478d1b1ba56f61255ebe7a","name":"Tr\u01b0\u01a1ng Trung Ngh\u0129a","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/secure.gravatar.com\/avatar\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c26f777f7c902f72575b8e63f0910de78caec1f8027613baede687af86b3b6f8?s=96&d=mm&r=g","caption":"Tr\u01b0\u01a1ng Trung Ngh\u0129a"},"sameAs":["https:\/\/anvilaw.com"],"url":"https:\/\/anvilaw.com\/vi\/author\/nghiatt\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/28571","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=28571"}],"version-history":[{"count":0,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/28571\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/28572"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=28571"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=28571"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=28571"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}