{"id":28677,"date":"2016-10-18T14:40:37","date_gmt":"2016-10-18T07:40:37","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=28677"},"modified":"2022-06-20T14:43:24","modified_gmt":"2022-06-20T07:43:24","slug":"1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\/","title":{"rendered":"1.078. C\u00e1c ng\u00e2n h\u00e0ng “k\u1eb9t \u0111\u01b0\u1eddng” tr\u01b0\u1edbc \u00e1p l\u1ef1c t\u0103ng v\u1ed1n"},"content":{"rendered":"(TBKD) – T\u00ednh \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m n\u00e0y, khi n\u0103m 2016 \u0111\u00e3 \u0111i v\u00e0o nh\u1eefng th\u00e1ng cu\u1ed1i n\u0103m, nhi\u1ec1u ng\u00e2n h\u00e0ng v\u1eabn c\u00f2n kh\u00e1 im \u1eafng v\u1ec1 c\u00e1c gi\u1ea3i ph\u00e1p t\u0103ng v\u1ed1n, hay n\u00f3i \u0111\u00fang h\u01a1n l\u00e0 v\u1eabn k\u1eb9t c\u1ee9ng \u1edf c\u00e1c c\u1eeda ph\u00ea chu\u1ea9n.<\/strong><\/p>\n

C\u00f3 m\u1ed9t th\u1ef1c t\u1ebf l\u00e0 khi ch\u01b0a t\u0103ng \u0111\u01b0\u1ee3c v\u1ed1n, h\u1ec7 s\u1ed1 an to\u00e0n v\u1ed1n (CAR) kh\u00f4ng c\u1ea3i thi\u1ec7n, ch\u1ec9 ti\u00eau t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng ph\u1ea3i gi\u1eef nguy\u00ean 17% ch\u1ee9 kh\u00f4ng th\u1ec3 n\u1edbi l\u00ean 20%, th\u1eadm ch\u00ed 25% nh\u01b0 nh\u1eefng n\u0103m tr\u01b0\u1edbc.<\/p>\n

T\u00edn d\u1ee5ng kh\u00f4ng \u0111\u01b0\u1ee3c m\u1edf r\u1ed9ng h\u01a1n, l\u1ee3i nhu\u1eadn kh\u00f3 t\u0103ng cao h\u01a1n n\u1eefa, c\u1ed5 t\u1ee9c v\u00e0 n\u1ed9p ng\u00e2n s\u00e1ch c\u0169ng kh\u00f3 n\u00e2ng cao. L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 t\u0103ng v\u1ed1n th\u1ef1c s\u1ef1 l\u00e0 b\u00e0i to\u00e1n kh\u00f3 gi\u1ea3i \u0111\u1ed1i v\u1edbi m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng.<\/p>\n

S\u1ee9c \u00e9p t\u0103ng v\u1ed1n<\/strong><\/p>\n

\u0110\u1ec3 ch\u1ea1y \u0111ua v\u1edbi th\u1eddi gian, c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 l\u00ean k\u1ebf ho\u1ea1ch t\u0103ng v\u1ed1n. Ngo\u00e0i vi\u1ec7c th\u1ef1c hi\u1ec7n s\u00e1p nh\u1eadp v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c, nhi\u1ec1u ph\u01b0\u01a1ng \u00e1n kh\u00e1c c\u0169ng \u0111\u01b0\u1ee3c c\u00e1c ng\u00e2n h\u00e0ng l\u1ef1a ch\u1ecdn l\u00e0: b\u00e1n cho c\u1ed5 \u0111\u00f4ng ngo\u1ea1i, ph\u00e1t h\u00e0nh c\u1ed5 phi\u1ebfu t\u0103ng v\u1ed1n ho\u1eb7c tr\u1ea3 c\u1ed5 t\u1ee9c b\u1eb1ng c\u1ed5 phi\u1ebfu. Tuy nhi\u00ean, c\u00e2u chuy\u1ec7n t\u0103ng v\u1ed1n t\u1ea1i m\u1ed7i ng\u00e2n h\u00e0ng l\u1ea1i ch\u1eb3ng d\u1ec5 d\u00e0ng g\u00ec.<\/p>\n

\u0110i\u1ec3n h\u00ecnh, Ng\u00e2n h\u00e0ng Vietcombank \u0111\u00e3 ch\u1ed1t th\u00e0nh c\u00f4ng th\u01b0\u01a1ng v\u1ee5 b\u00e1n 7,73% c\u1ed5 ph\u1ea7n c\u1ee7a m\u00ecnh cho Qu\u1ef9 \u0111\u1ea7u t\u01b0 qu\u1ed1c gia c\u1ee7a Singapore \u2013 GIC Special Investments.<\/p>\n

Sau g\u1ea7n n\u1eeda n\u0103m v\u1edbi v\u00e0i ch\u1ee5c cu\u1ed9c \u0111\u00e0m ph\u00e1n v\u1edbi \u0111\u1ed1i t\u00e1c, t\u1ed1n k\u00e9m nhi\u1ec1u th\u1eddi gian v\u00e0 chi ph\u00ed \u0111\u1ec3 ch\u1ed1t \u0111\u01b0\u1ee3c b\u1ea3n th\u1ecfa thu\u1eadn v\u1ec1 \u0111\u1ea7u t\u01b0, k\u1ebf ho\u1ea1ch t\u0103ng v\u1ed1n v\u1eabn c\u00f3 th\u1ec3 b\u1ea5t th\u00e0nh. \u0110\u1ebfn nay, c\u00e1c c\u1ea5p th\u1ea9m quy\u1ec1n v\u1eabn ch\u01b0a ph\u00ea duy\u1ec7t.<\/p>\n

\"\"<\/p>\n

T\u00edn d\u1ee5ng kh\u00f4ng \u0111\u01b0\u1ee3c m\u1edf r\u1ed9ng h\u01a1n, l\u1ee3i nhu\u1eadn kh\u00f3 t\u0103ng cao h\u01a1n n\u1eefa<\/em><\/p>\n

Ng\u00e2n h\u00e0ng \u0110\u1ea7u t\u01b0 v\u00e0 Ph\u00e1t tri\u1ec3n (BIDV) c\u0169ng c\u00f3 \u0111\u1ecbnh h\u01b0\u1edbng ph\u00e1t h\u00e0nh cho nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i trong n\u0103m nay nh\u01b0ng cho \u0111\u1ebfn gi\u1edd v\u1eabn ch\u01b0a th\u1ea5y th\u00f4ng tin g\u00ec v\u1ec1 \u0111\u1ed1i t\u00e1c chi\u1ebfn l\u01b0\u1ee3c c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y.<\/p>\n

T\u01b0\u01a1ng t\u1ef1, k\u1ebf ho\u1ea1ch t\u0103ng v\u1ed1n c\u1ee7a VietinBank c\u0169ng \u0111ang d\u1eadm ch\u00e2n t\u1ea1i ch\u1ed7. L\u00e3nh \u0111\u1ea1o ng\u00e2n h\u00e0ng n\u00e0y cho bi\u1ebft, h\u1ecd \u0111ang t\u00ednh gi\u1ea3i ph\u00e1p kh\u00e1c, c\u00f3 t\u00ednh \u0111\u1ed9t ph\u00e1, \u0111ang chu\u1ea9n b\u1ecb tr\u00ecnh Ch\u00ednh ph\u1ee7 v\u00e0 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, k\u1ef3 v\u1ecdng s\u1ebd \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn. Tuy nhi\u00ean, hi\u1ec7n t\u1ef7 l\u1ec7 s\u1edf h\u1eefu Nh\u00e0 n\u01b0\u1edbc c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y \u0111\u00e3 gi\u1ea3m \u0111\u1ebfn gi\u1edbi h\u1ea1n, n\u00ean t\u00ecnh th\u1ebf c\u00e0ng kh\u00f3 h\u01a1n.<\/p>\n

Trong khi \u0111\u00f3, c\u00f3 m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng \u0111\u00e3 ph\u1ea3i tr\u00ec ho\u00e3n vi\u1ec7c t\u0103ng v\u1ed1n, th\u1eadm ch\u00ed DongA Bank \u0111\u00e3 ph\u1ea3i h\u1ee7y k\u1ebf ho\u1ea1ch t\u0103ng v\u1ed1n t\u1eeb 5.000 t\u1ef7 \u0111\u1ed3ng l\u00ean 6.000 t\u1ef7 \u0111\u1ed3ng v\u00e0 tr\u1ea3 l\u1ea1i ti\u1ec1n cho c\u00e1c c\u1ed5 \u0111\u00f4ng, v\u00ec s\u1ed1 c\u1ed5 \u0111\u00f4ng n\u1ed9p ti\u1ec1n mua c\u1ed5 ph\u1ea7n \u1edf m\u1ee9c th\u1ea5p.<\/p>\n

Tr\u01b0\u1edbc \u0111\u00f3, BIDV c\u0169ng \u0111\u00e3 c\u00f4ng b\u1ed1 b\u1ea3n ph\u00e2n t\u00edch d\u00e0i v\u1ec1 nh\u1eefng kh\u00f3 kh\u0103n trong vi\u1ec7c t\u0103ng v\u1ed1n. Cho r\u1eb1ng, khi k\u1eb9t \u0111\u01b0\u1eddng t\u0103ng v\u1ed1n, ho\u1ea1t \u0111\u1ed9ng kinh doanh b\u1ecb \u1ea3nh h\u01b0\u1edfng nh\u01b0 th\u1ebf n\u00e0o; l\u01b0\u1ee3ng t\u00edn d\u1ee5ng b\u01a1m ra h\u1ed7 tr\u1ee3 t\u0103ng tr\u01b0\u1edfng n\u1ec1n kinh t\u1ebf b\u1ecb h\u1ea1n ch\u1ebf ra sao, th\u1eadm ch\u00ed l\u01b0\u1ee3ng h\u00f3a c\u1ea3 ph\u1ea7n GDP li\u00ean quan\u2026<\/p>\n

N\u0103m 2016, c\u00f3 17 ng\u00e2n h\u00e0ng \u0111\u01b0a ra k\u1ebf ho\u1ea1ch t\u0103ng v\u1ed1n \u0111i\u1ec1u l\u1ec7. Tuy nhi\u00ean, \u0111\u1ebfn nay, m\u1edbi ch\u1ec9 c\u00f3 hai ng\u00e2n h\u00e0ng ho\u00e0n th\u00e0nh ch\u1ec9 ti\u00eau \u0111\u00f3 l\u00e0 ng\u00e2n h\u00e0ng B\u1eafc \u00c1 v\u00e0 VPBank.<\/p>\n

Th\u1ef1c t\u1ebf th\u00ec hai ng\u00e2n h\u00e0ng n\u00e0y g\u1ea7n nh\u01b0 \u0111\u00e3 ho\u00e0n th\u00e0nh vi\u1ec7c t\u0103ng v\u1ed1n l\u00ean m\u1ee9c t\u01b0\u01a1ng \u1ee9ng l\u00e0 5.000 t\u1ef7 \u0111\u1ed3ng v\u00e0 9.181 t\u1ef7 \u0111\u1ed3ng t\u1eeb cu\u1ed1i n\u0103m 2015, nh\u01b0ng h\u1ecd \u0111\u1ee3i Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) ph\u00ea chu\u1ea9n n\u00ean \u0111\u1ebfn n\u0103m 2016 m\u1edbi h\u1ea1ch to\u00e1n.<\/p>\n

Kh\u00f4ng d\u1ec5 l\u1ea5p \u0111\u1ea7y<\/strong><\/p>\n

\u00c1p l\u1ef1c t\u0103ng v\u1ed1n v\u00e0o nh\u1eefng th\u00e1ng cu\u1ed1i n\u0103m \u0111ang khi\u1ebfn c\u00e1c ng\u00e2n h\u00e0ng nh\u01b0 \u201cng\u1ed3i tr\u00ean \u0111\u1ed1ng l\u1eeda\u201d, nhi\u1ec1u ng\u00e2n h\u00e0ng v\u1eabn ch\u01b0a bi\u1ebft xoay ngu\u1ed3n \u1edf \u0111\u00e2u, khi m\u00e0 m\u1ed9t trong nh\u1eefng k\u00eanh \u0111\u01b0\u1ee3c tr\u00f4ng \u0111\u1ee3i l\u00e0 gi\u1eef l\u1ea1i c\u1ed5 t\u1ee9c \u0111\u1ec3 t\u0103ng v\u1ed1n th\u00ec kh\u00f4ng \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn, do b\u1ecb g\u1eafn v\u1edbi k\u1ebft qu\u1ea3 x\u1eed l\u00fd n\u1ee3 x\u1ea5u.<\/p>\n

Theo m\u1ed9t b\u00e1o c\u00e1o c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng 9 th\u00e1ng \u0111\u1ea7u n\u0103m \u1edf m\u1ee9c 10,64% so v\u1edbi cu\u1ed1i n\u0103m 2015. So v\u1edbi m\u1ee5c ti\u00eau 18%-20% trong n\u0103m nay, d\u01b0 \u0111\u1ecba t\u1ed1i thi\u1ec3u 8% c\u00f2n l\u1ea1i kh\u00f4ng d\u1ec5 k\u1ecbp l\u1ea5p \u0111\u1ea7y, d\u00f9 h\u01a1n hai th\u00e1ng cu\u1ed1i n\u0103m l\u00e0 th\u1eddi \u0111i\u1ec3m \u201cv\u00e0o v\u1ee5 kinh doanh\u201d, b\u1edfi h\u1ea7u h\u1ebft c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 h\u1ec7 s\u1ed1 an to\u00e0n CAR ch\u1ec9 quanh m\u1ee9c khuy\u1ebfn c\u00e1o c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc l\u00e0 9%.<\/p>\n

Trong khi \u0111\u00f3, t\u00ednh \u0111\u1ebfn cu\u1ed1i qu\u00fd II\/2016, n\u1ee3 x\u1ea5u \u1edf ri\u00eang 9 ng\u00e2n h\u00e0ng ni\u00eam y\u1ebft tr\u00ean s\u00e0n ch\u1ee9ng kho\u00e1n l\u00ean \u0111\u1ebfn 43.000 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 28% so v\u1edbi cu\u1ed1i n\u0103m tr\u01b0\u1edbc. Trong \u0111\u00f3, ba ng\u00e2n h\u00e0ng l\u1edbn nh\u1ea5t l\u00e0 BIDV, Vietcombank, VietinBank \u0111\u00e3 chi\u1ebfm t\u1edbi 26.000 t\u1ef7 \u0111\u1ed3ng, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng kho\u1ea3ng 20% t\u1ed5ng n\u1ee3 x\u1ea5u.<\/p>\n

K\u1eb9t \u0111\u01b0\u1eddng t\u0103ng v\u1ed1n, nhi\u1ec1u \u201c\u00f4ng l\u1edbn\u201d ng\u00e0nh ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u1ec1 xu\u1ea5t NHNN cho ph\u00e9p gi\u1eef l\u1ea1i c\u1ed5 t\u1ee9c \u0111\u1ec3 t\u0103ng v\u1ed1n, nh\u1eb1m m\u1ee5c \u0111\u00edch b\u1ea3o \u0111\u1ea3m h\u1ec7 s\u1ed1 CAR, t\u1eeb \u0111\u00f3 m\u1edf r\u1ed9ng t\u00edn d\u1ee5ng theo m\u1ee5c ti\u00eau \u0111\u01b0\u1ee3c ph\u00e2n b\u1ed5. Tuy nhi\u00ean, t\u1eeb \u0111\u00f3 \u0111\u1ebfn nay, c\u01a1 quan thanh tra gi\u00e1m s\u00e1t ng\u00e2n h\u00e0ng ch\u01b0a duy\u1ec7t.<\/p>\n

M\u1ed9t s\u1ed1 chuy\u00ean gia ng\u00e0nh ng\u00e2n h\u00e0ng cho r\u1eb1ng, v\u1edbi nh\u1eefng tr\u01b0\u1eddng h\u1ee3p ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u00f3 nhu c\u1ea7u gi\u1eef l\u1ea1i c\u1ed5 t\u1ee9c \u0111\u1ec3 t\u0103ng v\u1ed1n, NHNN n\u00ean xem x\u00e9t gi\u1ea3i quy\u1ebft, b\u1edfi v\u00ec x\u00e9t \u0111\u1ebfn c\u00f9ng, t\u0103ng v\u1ed1n c\u0169ng l\u00e0 bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m an to\u00e0n h\u1ec7 th\u1ed1ng.<\/p>\n

Ls. Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Ch\u1ee7 nhi\u1ec7m C\u00e2u l\u1ea1c b\u1ed9 Ph\u00e1p ch\u1ebf, Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam, chia s\u1ebb: \u201cR\u1ea5t th\u00f4ng c\u1ea3m v\u1edbi Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u1edf ch\u1ed7: h\u1ecd ph\u1ea3i g\u1eafn c\u00e2u chuy\u1ec7n c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i x\u1eed l\u00fd n\u1ee3 x\u1ea5u v\u1edbi chi tr\u1ea3 c\u1ed5 t\u1ee9c nh\u01b0ng nh\u01b0 th\u1ebf, h\u1ec7 s\u1ed1 CAR l\u1ea1i kh\u00f4ng t\u0103ng \u0111\u01b0\u1ee3c, k\u00e9o theo t\u00edn d\u1ee5ng kh\u00f4ng t\u0103ng, \u1ea3nh h\u01b0\u1edfng x\u1ea5u \u0111\u1ebfn m\u1ee5c ti\u00eau t\u00edn d\u1ee5ng v\u00e0 GDP trong n\u0103m nay. \u0110\u1eb1ng n\u00e0o c\u0169ng kh\u00f3\u201d.<\/em><\/p>\n

Vi\u1ec7c t\u0103ng v\u1ed1n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng \u0111ang ng\u00e0y c\u00e0ng c\u1ea5p thi\u1ebft, b\u1edfi s\u1ebd gi\u00fap ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 \u0111\u1ea9y m\u1ea1nh ph\u00e1t tri\u1ec3n kinh doanh m\u00e0 v\u1eabn \u0111\u1ea3m b\u1ea3o c\u00e1c ch\u1ec9 ti\u00eau an to\u00e0n, c\u00e1c gi\u1edbi h\u1ea1n so v\u1edbi v\u1ed1n t\u1ef1 c\u00f3 theo quy \u0111\u1ecbnh c\u1ee7a NHNN.<\/p>\n

\u0110\u00e2y c\u0169ng l\u00e0 \u0111i\u1ec1u ki\u1ec7n s\u1ed1 m\u1ed9t \u0111\u1ec3 ng\u00e2n h\u00e0ng \u00e1p d\u1ee5ng th\u00f4ng l\u1ec7 Basel II, l\u00e0 y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh quy m\u00f4 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng trong ti\u1ebfn tr\u00ecnh h\u1ed9i nh\u1eadp qu\u1ed1c t\u1ebf.<\/p>\n

Th\u00e0nh Vinh<\/strong><\/p>\n

—————————————————————–<\/p>\n

Th\u1eddi b\u00e1o Kinh doanh (Ng\u00e2n h\u00e0ng) 18-10-2016:<\/em><\/strong><\/p>\n

http:\/\/thoibaokinhdoanh.vn\/Ngan-hang-5\/Cac-ngan-hang–ket-duong–truoc-ap-luc-tang-von-27178.html<\/a><\/em><\/p>\n

(81\/1.105)<\/em><\/strong>","protected":false},"excerpt":{"rendered":"

(TBKD) – T\u00ednh \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m n\u00e0y, khi n\u0103m 2016 \u0111\u00e3 \u0111i v\u00e0o nh\u1eefng th\u00e1ng cu\u1ed1i n\u0103m, nhi\u1ec1u ng\u00e2n h\u00e0ng v\u1eabn c\u00f2n kh\u00e1 im \u1eafng v\u1ec1 c\u00e1c gi\u1ea3i ph\u00e1p t\u0103ng v\u1ed1n, hay n\u00f3i \u0111\u00fang h\u01a1n l\u00e0 v\u1eabn k\u1eb9t c\u1ee9ng \u1edf c\u00e1c c\u1eeda ph\u00ea chu\u1ea9n. C\u00f3 m\u1ed9t th\u1ef1c t\u1ebf l\u00e0 khi ch\u01b0a t\u0103ng \u0111\u01b0\u1ee3c v\u1ed1n, h\u1ec7 […]<\/p>\n","protected":false},"author":1,"featured_media":28681,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-28677","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n1.078. C\u00e1c ng\u00e2n h\u00e0ng "k\u1eb9t \u0111\u01b0\u1eddng" tr\u01b0\u1edbc \u00e1p l\u1ef1c t\u0103ng v\u1ed1n - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]1.078. C\u00e1c ng\u00e2n h\u00e0ng "k\u1eb9t \u0111\u01b0\u1eddng" tr\u01b0\u1edbc \u00e1p l\u1ef1c t\u0103ng v\u1ed1n[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(TBKD) – T\u00ednh \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m n\u00e0y, khi n\u0103m 2016 \u0111\u00e3 \u0111i v\u00e0o nh\u1eefng th\u00e1ng cu\u1ed1i n\u0103m, nhi\u1ec1u ng\u00e2n h\u00e0ng v\u1eabn c\u00f2n kh\u00e1 im \u1eafng v\u1ec1 c\u00e1c gi\u1ea3i ph\u00e1p t\u0103ng v\u1ed1n, hay n\u00f3i \u0111\u00fang h\u01a1n l\u00e0 v\u1eabn k\u1eb9t c\u1ee9ng \u1edf c\u00e1c c\u1eeda ph\u00ea chu\u1ea9n. C\u00f3 m\u1ed9t th\u1ef1c t\u1ebf l\u00e0 khi ch\u01b0a t\u0103ng \u0111\u01b0\u1ee3c v\u1ed1n, h\u1ec7 […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2016-10-18T07:40:37+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-06-20T07:43:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/65-4.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"administrator\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"administrator\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\\\/\"},\"author\":{\"name\":\"administrator\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/eb3eded70711d9ebee6ffdcf3118521b\"},\"headline\":\"1.078. C\u00e1c ng\u00e2n h\u00e0ng “k\u1eb9t \u0111\u01b0\u1eddng” tr\u01b0\u1edbc \u00e1p l\u1ef1c t\u0103ng v\u1ed1n\",\"datePublished\":\"2016-10-18T07:40:37+00:00\",\"dateModified\":\"2022-06-20T07:43:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\\\/\"},\"wordCount\":1700,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/65-4.jpg\",\"articleSection\":[\"Tr\u00edch d\u1eabn\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\\\/\",\"name\":\"[:vi]1.078. C\u00e1c ng\u00e2n h\u00e0ng \\\"k\u1eb9t \u0111\u01b0\u1eddng\\\" tr\u01b0\u1edbc \u00e1p l\u1ef1c t\u0103ng v\u1ed1n[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/65-4.jpg\",\"datePublished\":\"2016-10-18T07:40:37+00:00\",\"dateModified\":\"2022-06-20T07:43:24+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\\\/#primaryimage\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/65-4.jpg\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/65-4.jpg\",\"width\":500,\"height\":300},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"1.078. C\u00e1c ng\u00e2n h\u00e0ng “k\u1eb9t \u0111\u01b0\u1eddng” tr\u01b0\u1edbc \u00e1p l\u1ef1c t\u0103ng v\u1ed1n\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/facebook.com\\\/anvilawfirm\",\"https:\\\/\\\/x.com\\\/anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/eb3eded70711d9ebee6ffdcf3118521b\",\"name\":\"administrator\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g\",\"caption\":\"administrator\"},\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/author\\\/administrator\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]1.078. C\u00e1c ng\u00e2n h\u00e0ng \"k\u1eb9t \u0111\u01b0\u1eddng\" tr\u01b0\u1edbc \u00e1p l\u1ef1c t\u0103ng v\u1ed1n[:] - ANVI Law Firm","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/vi\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]1.078. C\u00e1c ng\u00e2n h\u00e0ng \"k\u1eb9t \u0111\u01b0\u1eddng\" tr\u01b0\u1edbc \u00e1p l\u1ef1c t\u0103ng v\u1ed1n[:] - ANVI Law Firm","og_description":"(TBKD) – T\u00ednh \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m n\u00e0y, khi n\u0103m 2016 \u0111\u00e3 \u0111i v\u00e0o nh\u1eefng th\u00e1ng cu\u1ed1i n\u0103m, nhi\u1ec1u ng\u00e2n h\u00e0ng v\u1eabn c\u00f2n kh\u00e1 im \u1eafng v\u1ec1 c\u00e1c gi\u1ea3i ph\u00e1p t\u0103ng v\u1ed1n, hay n\u00f3i \u0111\u00fang h\u01a1n l\u00e0 v\u1eabn k\u1eb9t c\u1ee9ng \u1edf c\u00e1c c\u1eeda ph\u00ea chu\u1ea9n. C\u00f3 m\u1ed9t th\u1ef1c t\u1ebf l\u00e0 khi ch\u01b0a t\u0103ng \u0111\u01b0\u1ee3c v\u1ed1n, h\u1ec7 […]","og_url":"https:\/\/anvilaw.com\/vi\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2016-10-18T07:40:37+00:00","article_modified_time":"2022-06-20T07:43:24+00:00","og_image":[{"width":500,"height":300,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/65-4.jpg","type":"image\/jpeg"}],"author":"administrator","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"administrator","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"8 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/vi\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\/"},"author":{"name":"administrator","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/eb3eded70711d9ebee6ffdcf3118521b"},"headline":"1.078. C\u00e1c ng\u00e2n h\u00e0ng “k\u1eb9t \u0111\u01b0\u1eddng” tr\u01b0\u1edbc \u00e1p l\u1ef1c t\u0103ng v\u1ed1n","datePublished":"2016-10-18T07:40:37+00:00","dateModified":"2022-06-20T07:43:24+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\/"},"wordCount":1700,"commentCount":0,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/65-4.jpg","articleSection":["Tr\u00edch d\u1eabn","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/anvilaw.com\/vi\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/vi\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\/","url":"https:\/\/anvilaw.com\/vi\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\/","name":"[:vi]1.078. C\u00e1c ng\u00e2n h\u00e0ng \"k\u1eb9t \u0111\u01b0\u1eddng\" tr\u01b0\u1edbc \u00e1p l\u1ef1c t\u0103ng v\u1ed1n[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/65-4.jpg","datePublished":"2016-10-18T07:40:37+00:00","dateModified":"2022-06-20T07:43:24+00:00","breadcrumb":{"@id":"https:\/\/anvilaw.com\/vi\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/vi\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/65-4.jpg","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/65-4.jpg","width":500,"height":300},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/vi\/1-078-cac-ngan-hang-ket-duong-truoc-ap-luc-tang-von\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"1.078. C\u00e1c ng\u00e2n h\u00e0ng “k\u1eb9t \u0111\u01b0\u1eddng” tr\u01b0\u1edbc \u00e1p l\u1ef1c t\u0103ng v\u1ed1n"}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/eb3eded70711d9ebee6ffdcf3118521b","name":"administrator","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/secure.gravatar.com\/avatar\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g","caption":"administrator"},"url":"https:\/\/anvilaw.com\/vi\/author\/administrator\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/28677","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=28677"}],"version-history":[{"count":0,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/28677\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/28681"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=28677"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=28677"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=28677"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}