{"id":28802,"date":"2016-07-11T15:42:09","date_gmt":"2016-07-11T08:42:09","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=28802"},"modified":"2022-06-20T15:44:40","modified_gmt":"2022-06-20T08:44:40","slug":"937-doanh-nghiep-nho%cc%89-va-vua-nhu-ca-tren-thot","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/937-doanh-nghiep-nho%cc%89-va-vua-nhu-ca-tren-thot\/","title":{"rendered":"937. Doanh nghi\u1ec7p nho\u0309 v\u00e0 v\u1eeba nh\u01b0 \u201cca\u0301 tr\u00ean th\u01a1\u0301t\u201d"},"content":{"rendered":"(NL\u0110) – \u0110\u00f3 l\u00e0 nh\u1eadn \u0111\u1ecbnh c\u1ee7a \u00f4ng Nguy\u00ea\u0303n V\u0103n \u0110\u00ea\u0323, Chu\u0309 ti\u0323ch Hi\u00ea\u0323p h\u00f4\u0323i Doanh nghi\u1ec7p Thanh Ho\u0301a, t\u1ea1i bu\u1ed5i g\u00f3p \u00fd cho d\u01b0\u0323 tha\u0309o Lu\u00e2\u0323t H\u00f4\u0303 tr\u01a1\u0323 doanh nghi\u1ec7p nho\u0309 va\u0300 v\u01b0\u0300a<\/em><\/strong><\/p>\n

Nga\u0300y 11-7, Pho\u0300ng Th\u01b0\u01a1ng ma\u0323i va\u0300 C\u00f4ng nghi\u00ea\u0323p Vi\u00ea\u0323t Nam (VCCI) ph\u00f4\u0301i h\u01a1\u0323p v\u01a1\u0301i B\u00f4\u0323 K\u00ea\u0301 hoa\u0323ch va\u0300 \u0110\u00e2\u0300u t\u01b0 (KH-\u0110T) t\u00f4\u0309 ch\u01b0\u0301c h\u00f4\u0323i tha\u0309o l\u00e2\u0301y y\u0301 ki\u00ea\u0301n \u0111o\u0301ng go\u0301p cu\u0309a c\u00f4\u0323ng \u0111\u00f4\u0300ng doanh nghi\u00ea\u0323p (DN) cho d\u01b0\u0323 tha\u0309o Lu\u00e2\u0323t H\u00f4\u0303 tr\u01a1\u0323 DN nho\u0309 va\u0300 v\u01b0\u0300a (DNNVV).<\/p>\n

Kh\u00f3 vay qu\u1ef9 h\u1ed7 tr\u1ee3<\/strong><\/p>\n

\u0110a\u0323i di\u00ea\u0323n m\u00f4\u0323t DN t\u01b0 nh\u00e2n \u01a1\u0309 ti\u0309nh L\u00e2m \u0110\u00f4\u0300ng cho bi\u00ea\u0301t du\u0300 nha\u0300 n\u01b0\u01a1\u0301c co\u0301 nhi\u00ea\u0300u chi\u0301nh sa\u0301ch h\u00f4\u0303 tr\u01a1\u0323 DNNVV nh\u01b0ng th\u01b0\u0323c t\u00ea\u0301 cu\u0303ng nh\u01b0 kh\u00f4ng. DN cu\u0309a \u00f4ng mu\u00f4\u0301n vay 5 ti\u0309 \u0111\u00f4\u0300ng \u0111\u00ea\u0309 m\u01a1\u0309 r\u00f4\u0323ng sa\u0309n xu\u00e2\u0301t trong li\u0303nh v\u01b0\u0323c n\u00f4ng nghi\u00ea\u0323p c\u00f4ng ngh\u00ea\u0323 cao. Co\u0301 \u0111\u00f4\u0301i ta\u0301c, co\u0301 thi\u0323 tr\u01b0\u01a1\u0300ng nh\u01b0ng kh\u00f4ng xoay \u0111\u01b0\u01a1\u0323c v\u00f4\u0301n vi\u0300 ca\u0301c ng\u00e2n ha\u0300ng va\u0300 quy\u0303 h\u00f4\u0303 tr\u01a1\u0323 ma\u0300 DN \u0111\u00ea\u0301n go\u0303 c\u01b0\u0309a \u0111\u00ea\u0300u y\u00eau c\u00e2\u0300u pha\u0309i co\u0301 ta\u0300i sa\u0309n th\u00ea\u0301 ch\u00e2\u0301p co\u0301 gia\u0301 tri\u0323 l\u01a1\u0301n h\u01a1n s\u00f4\u0301 ti\u00ea\u0300n vay. \u201cT\u00f4i cho r\u0103\u0300ng chi\u0309 khoa\u0309ng 10%-15% DNNVV \u0111\u01b0\u01a1\u0323c vay v\u00f4\u0301n t\u01b0\u0300 ca\u0301c quy\u0303 h\u1ed7 tr\u1ee3 va\u0300 \u0111\u01b0\u01a1ng nhi\u00ean la\u0300 ho\u0323 co\u0301 ba\u0309o tr\u01a1\u0323 \u01a1\u0309 ph\u00eda sau. Ta\u0323i sao kh\u00f4ng cho vay theo h\u01a1\u0323p \u0111\u00f4\u0300ng cu\u0309a DN? Co\u0301 ta\u0300i sa\u0309n th\u00ea\u0301 ch\u00e2\u0301p thi\u0300 DN co\u0300n cha\u0323y sang quy\u0303 h\u00f4\u0303 tr\u01a1\u0323 la\u0300m gi\u0300?\u201d – la\u0303nh \u0111a\u0323o DN na\u0300y b\u01b0\u0301c xu\u0301c.<\/p>\n

\"\"<\/p>\n

Doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba th\u01b0\u1eddng b\u1ecb thi\u1ec7t th\u00f2i tr\u00ean th\u01b0\u01a1ng tr\u01b0\u1eddng \u1ea2nh: T\u1ea4N TH\u1ea0NH<\/em><\/p>\n

\u00d4ng Nguy\u00ea\u0303n V\u0103n \u0110\u00ea\u0323, Chu\u0309 ti\u0323ch Hi\u00ea\u0323p h\u00f4\u0323i DN Thanh Ho\u0301a, chi\u0309 ra \u0111i\u00ea\u0309m b\u00e2\u0301t c\u00e2\u0323p cu\u0309a c\u01a1 ch\u00ea\u0301 h\u00f4\u0303 tr\u01a1\u0323 ta\u0300i chi\u0301nh \u0111\u00f4\u0301i v\u01a1\u0301i DNNVV. \u0110o\u0301 la\u0300 DN \u0111\u01b0\u01a1\u0323c ba\u0309o la\u0303nh vay v\u00f4\u0301n v\u00e2\u0303n pha\u0309i \u0111a\u0301p \u01b0\u0301ng \u0111u\u0309 ca\u0301c \u0111i\u00ea\u0300u ki\u00ea\u0323n nh\u01b0 quy \u0111i\u0323nh vay ng\u00e2n ha\u0300ng. \u201cV\u00e2\u0323y \u0111\u00ea\u0301n ng\u00e2n ha\u0300ng vay v\u00f4\u0301n cho xong, c\u00e2\u0300n gi\u0300 xin ba\u0309o la\u0303nh cho t\u00f4\u0301n th\u00eam chi phi\u0301. Chi\u0309 co\u0301 ca\u0301c DN th\u00e2n quen m\u01a1\u0301i \u0111\u01b0\u01a1\u0323c gia\u0309i quy\u00ea\u0301t\u201d – \u00f4ng \u0110\u1ec7 ph\u00e0n n\u00e0n.<\/p>\n

Li\u00ean quan \u0111\u00ea\u0301n v\u00e2\u0301n \u0111\u00ea\u0300 na\u0300y, chuy\u00ean gia kinh t\u00ea\u0301 C\u00e2\u0301n V\u0103n L\u01b0\u0323c – kha\u0301ch m\u01a1\u0300i pha\u0309n bi\u00ea\u0323n chi\u0301nh sa\u0301ch cho ban soa\u0323n tha\u0309o – ph\u00e2n ti\u0301ch l\u00f4\u0303i na\u0300y la\u0300 do n\u0103ng l\u01b0\u0323c quy\u0303 co\u0301 v\u00e2\u0301n \u0111\u00ea\u0300. B\u00ean ca\u0323nh \u0111o\u0301, quy \u0111i\u0323nh quy\u0303 kh\u00f4ng \u0111\u01b0\u01a1\u0323c l\u00f4\u0303 n\u00ean kh\u00f4ng da\u0301m ba\u0309o la\u0303nh, s\u01a1\u0323 pha\u0301t sinh n\u01a1\u0323 x\u00e2\u0301u. Ca\u0301c v\u00e2\u0301n \u0111\u00ea\u0300 na\u0300y c\u00e2\u0300n \u0111\u01b0\u01a1\u0323c ru\u0301t kinh nghi\u00ea\u0323m khi \u0111\u01b0a va\u0300o lu\u00e2\u0323t.<\/p>\n

LS Tr\u01b0\u01a1ng Thanh \u0110\u01b0\u0301c, C\u00f4ng ty Lu\u00e2\u0323t ANVI, cho r\u0103\u0300ng \u0111\u00ea\u0309 ca\u0309i thi\u00ea\u0323n kha\u0309 n\u0103ng ti\u00ea\u0301p c\u00e2\u0323n ti\u0301n du\u0323ng cu\u0309a DNNVV c\u00e2\u0300n cho phe\u0301p DN si\u00eau nho\u0309 \u0111\u01b0\u01a1\u0323c ha\u0323ch toa\u0301n va\u0300o chi phi\u0301 h\u01a1\u0323p pha\u0301p la\u0303i su\u00e2\u0301t vay v\u00f4\u0301n v\u01b0\u01a1\u0323t tr\u00e2\u0300n quy \u0111i\u0323nh (hi\u00ea\u0323n nay la\u0300 13,5%\/n\u0103m va\u0300 t\u0103ng d\u00e2\u0300n) thay vi\u0300 kh\u00f4ng cho phe\u0301p nh\u01b0 Lu\u00e2\u0323t Thu\u00ea\u0301 thu nh\u00e2\u0323p DN.<\/em><\/p>\n

V\u1eabn b\u1ecb che\u0300n e\u0301p, hoa\u0323nh ho\u0323e<\/strong><\/p>\n

Nh\u00ecn chung, d\u01b0\u0323 tha\u0309o Lu\u00e2\u0323t H\u00f4\u0303 tr\u01a1\u0323 DNNVV \u0111\u01b0a ra chu\u0309 tr\u01b0\u01a1ng h\u00f4\u0303 tr\u01a1\u0323 DN ti\u00ea\u0301p c\u00e2\u0323n ti\u0301n du\u0323ng, ta\u0300i chi\u0301nh, m\u0103\u0323t b\u0103\u0300ng sa\u0309n xu\u00e2\u0301t kinh doanh, n\u00e2ng cao n\u0103ng l\u01b0\u0323c c\u00f4ng ngh\u00ea\u0323.<\/p>\n

Tuy nhi\u00ean, \u00f4ng Nguy\u00ea\u0303n V\u0103n \u0110\u00ea\u0323 l\u01b0u y\u0301 n\u00ea\u0301u chi\u0301nh sa\u0301ch kh\u00f4ng quy \u0111i\u0323nh ch\u0103\u0323t che\u0303, cu\u0323 th\u00ea\u0309 thi\u0300 \u201cma\u0303i ma\u0303i v\u00e2\u0303n la\u0300 c\u01a1 ch\u00ea\u0301 xin – cho\u201d do \u0111\u00f4\u0323i ngu\u0303 c\u00f4ng ch\u01b0\u0301c th\u01b0\u0323c thi ch\u01b0a l\u00e0m h\u1ebft tr\u00e1ch nhi\u1ec7m. \u00d4ng d\u00e2\u0303n ch\u01b0\u0301ng ta\u0323i Thanh Ho\u0301a, na\u0323n che\u0300n e\u0301p, hoa\u0323nh ho\u0323e DN nga\u0300y ca\u0300ng nhi\u00ea\u0300u, DNNVV nh\u01b0 ca\u0301 n\u0103\u0300m tr\u00ean th\u01a1\u0301t. Hi\u00ea\u0323p h\u00f4\u0323i co\u0301 \u0111\u01a1n y\u00eau c\u1ea7u b\u1ea3o v\u00ea\u0323 DN y\u00ea\u0301u th\u00ea\u0301 thi\u0300 ngay h\u00f4m sau, DN nh\u00e2\u0323n \u201ctra\u0301t\u201d ki\u00ea\u0309m tra hay bi\u0323 x\u01b0\u0309 ly\u0301 vi pha\u0323m. \u201cDN hoang mang vi\u0300 gia\u0301m \u0111\u00f4\u0301c s\u01a1\u0309 \u01a1\u0309 \u0111i\u0323a ph\u01b0\u01a1ng co\u0301 quy\u00ea\u0300n l\u01b0\u0323c gh\u00ea g\u01a1\u0301m. Thu\u0309 t\u01b0\u01a1\u0301ng no\u0301i Chi\u0301nh phu\u0309 \u0111\u00f4\u0300ng ha\u0300nh v\u01a1\u0301i DN nh\u01b0ng \u0111i\u0323a ph\u01b0\u01a1ng ba\u0309o \u0111\u00f4\u0300ng ha\u0300nh la\u0300 ngang ha\u0300ng. V\u00ec v\u1eady, trung \u01b0\u01a1ng c\u00e2\u0300n c\u00f3 \u0111oa\u0300n c\u00f4ng ta\u0301c \u0111\u0103\u0323c bi\u00ea\u0323t va\u0300o Thanh Ho\u0301a ki\u00ea\u0309m tra co\u0301 pha\u0309i ca\u0301n b\u00f4\u0323 v\u00e2\u0301t va\u0309 qua\u0301 n\u00ean t\u00e2\u0323n thu? T\u00f4i cho r\u0103\u0300ng c\u00f4ng ch\u01b0\u0301c hi\u00ea\u0323n nay \u0111a\u0303 \u0111u\u0309 \u0103n \u0111u\u0309 ti\u00eau r\u00f4\u0300i, pha\u0309i vi\u0300 d\u00e2n, \u0111\u01b0\u0300ng vi\u0300 l\u01a1\u0323i i\u0301ch nho\u0301m n\u01b0\u0303a. R\u00e2\u0301t c\u00e2\u0300n \u0111i\u00ea\u0300u khoa\u0309n v\u00ea\u0300 \u0111a\u0323o \u0111\u01b0\u0301c ca\u0301n b\u00f4\u0323. Chi\u0301nh sa\u0301ch t\u00f4\u0301t nh\u01b0ng kh\u00f4ng ng\u00e2\u0301m xu\u00f4\u0301ng \u0111\u01b0\u01a1\u0323c \u0111i\u0323a ph\u01b0\u01a1ng\u201d – \u00f4ng \u0110\u00ea\u0323 gay g\u1eaft.<\/p>\n

TS Vu\u0303 Ti\u00ea\u0301n L\u00f4\u0323c, Chu\u0309 ti\u0323ch VCCI, kh\u0103\u0309ng \u0111i\u0323nh se\u0303 t\u00f4\u0309 ch\u01b0\u0301c ngay \u0111oa\u0300n c\u00f4ng ta\u0301c \u0111\u00ea\u0301n la\u0300m vi\u00ea\u0323c ta\u0323i Thanh Ho\u0301a va\u0300o tu\u00e2\u0300n t\u01a1\u0301i va\u0300 ba\u0301o ca\u0301o k\u00ea\u0301t qua\u0309 l\u00ean Thu\u0309 t\u01b0\u01a1\u0301ng.<\/p>\n

Li\u00ean quan \u0111\u00ea\u0301n v\u00e2\u0301n \u0111\u00ea\u0300 \u0111a\u0323o \u0111\u01b0\u0301c c\u00f4ng vu\u0323, \u00f4ng Ng\u00f4 V\u0103n \u0110i\u00ea\u0309m, Chu\u0309 ti\u0323ch Hi\u00ea\u0323p h\u00f4\u0323i DN t\u01b0 nh\u00e2n Vi\u00ea\u0323t Nam, \u0111\u00ea\u0300 nghi\u0323 pha\u0309i co\u0301 c\u01a1 ch\u00ea\u0301 cho ba\u0301o chi\u0301 cu\u0300ng gia\u0301m sa\u0301t th\u01b0\u0323c hi\u00ea\u0323n lu\u00e2\u0323t va\u0300 co\u0301 \u0111i\u00ea\u0300u khoa\u0309n v\u00ea\u0300 thanh tra c\u00f4ng vu\u0323. Vi\u0300 gi\u01b0\u0303a th\u00ea\u0309 ch\u00ea\u0301 va\u0300 th\u01b0\u0323c thi chi\u0301nh sa\u0301ch co\u0301 khoa\u0309ng ca\u0301ch r\u00e2\u0301t l\u01a1\u0301n, kh\u00f4ng i\u0301t c\u00f4ng ch\u01b0\u0301c th\u01b0\u01a1\u0300ng b\u0103\u0301t l\u00f4\u0303i DN, la\u0300m sai l\u00ea\u0323ch chi\u0301nh sa\u0301ch. \u0110\u00f4\u0300ng th\u01a1\u0300i, pha\u0309i co\u0301 quy \u0111i\u0323nh b\u1ea3o \u0111a\u0309m quy\u00ea\u0300n bi\u0300nh \u0111\u0103\u0309ng trong kinh doanh \u0111\u00ea\u0309 kh\u00f4ng t\u00e2\u0323p trung ngu\u1ed3n l\u1ef1c cho DN l\u01a1\u0301n, che\u0300n e\u0301p DNNVV.<\/p>\n

C\u1ea7n h\u1ed7 tr\u1ee3 tr\u1ef1c ti\u1ebfp, tr\u00e1nh xin – cho<\/strong><\/p>\n

TS Vu\u0303 Ti\u00ea\u0301n L\u00f4\u0323c nh\u00e2\u0301n ma\u0323nh Lu\u00e2\u0323t H\u00f4\u0303 tr\u01a1\u0323 DNNVV nh\u0103\u0300m ta\u0323o khung pha\u0301p ly\u0301 thu\u0301c \u0111\u00e2\u0309y s\u01b0\u0323 pha\u0301t tri\u00ea\u0309n cu\u0309a DNNVV nh\u1eb1m \u0111\u00ea\u0301n n\u0103m 2020, ca\u0309 n\u01b0\u01a1\u0301c co\u0301 1 tri\u00ea\u0323u DN. Ph\u01b0\u01a1ng th\u01b0\u0301c h\u00f4\u0303 tr\u01a1\u0323 cu\u0309a lu\u00e2\u0323t n\u00ean ti\u00ea\u0301n ha\u0300nh tr\u01b0\u0323c ti\u00ea\u0301p, gia\u0309m chi phi\u0301 kh\u00f4ng chi\u0301nh th\u01b0\u0301c, gia\u0309m thu\u0309 tu\u0323c ha\u0300nh chi\u0301nh, d\u01b0\u0301t khoa\u0301t kh\u00f4ng co\u0301 c\u01a1 ch\u00ea\u0301 xin – cho. Thay va\u0300o \u0111o\u0301 la\u0300 c\u01a1 ch\u00ea\u0301 h\u00f4\u0303 tr\u01a1\u0323 tr\u01b0\u0323c ti\u00ea\u0301p t\u01a1\u0301i DN, kh\u00f4ng \u201c\u0111e\u0309\u201d th\u00eam b\u00f4\u0323 ph\u00e2\u0323n chuy\u00ean tra\u0301ch.<\/p>\n

Ph\u01b0\u01a1ng Anh<\/strong><\/p>\n

——————————-<\/p>\n

Ng\u01b0\u1eddi lao \u0111\u1ed9ng (Kinh t\u1ebf) 11-7-2016:<\/em><\/strong><\/p>\n

http:\/\/nld.com.vn\/kinh-te\/doanh-nghiep-nho-va-vua-nhu-ca-tren-thot-20160711224158938.htm<\/a><\/em><\/p>\n

(61\/931)<\/em>","protected":false},"excerpt":{"rendered":"

(NL\u0110) – \u0110\u00f3 l\u00e0 nh\u1eadn \u0111\u1ecbnh c\u1ee7a \u00f4ng Nguy\u00ea\u0303n V\u0103n \u0110\u00ea\u0323, Chu\u0309 ti\u0323ch Hi\u00ea\u0323p h\u00f4\u0323i Doanh nghi\u1ec7p Thanh Ho\u0301a, t\u1ea1i bu\u1ed5i g\u00f3p \u00fd cho d\u01b0\u0323 tha\u0309o Lu\u00e2\u0323t H\u00f4\u0303 tr\u01a1\u0323 doanh nghi\u1ec7p nho\u0309 va\u0300 v\u01b0\u0300a Nga\u0300y 11-7, Pho\u0300ng Th\u01b0\u01a1ng ma\u0323i va\u0300 C\u00f4ng nghi\u00ea\u0323p Vi\u00ea\u0323t Nam (VCCI) ph\u00f4\u0301i h\u01a1\u0323p v\u01a1\u0301i B\u00f4\u0323 K\u00ea\u0301 hoa\u0323ch va\u0300 \u0110\u00e2\u0300u t\u01b0 (KH-\u0110T) […]<\/p>\n","protected":false},"author":3,"featured_media":28803,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-28802","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n937. Doanh nghi\u1ec7p nho\u0309 v\u00e0 v\u1eeba nh\u01b0 \u201cca\u0301 tr\u00ean th\u01a1\u0301t\u201d - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/tieng-viet-937-doanh-nghiep-nho\u0309-va-vua-nhu-ca-tren-thot\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]937. 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