{"id":28826,"date":"2016-10-26T15:53:27","date_gmt":"2016-10-26T08:53:27","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=28826"},"modified":"2022-06-20T15:55:11","modified_gmt":"2022-06-20T08:55:11","slug":"1-091-xu-ly-no-xau-cham-vi-hinh-su-hoa-trach-nhiem-cua-ngan-hang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-091-xu-ly-no-xau-cham-vi-hinh-su-hoa-trach-nhiem-cua-ngan-hang\/","title":{"rendered":"1.091. X\u1eed l\u00fd n\u1ee3 x\u1ea5u ch\u1eadm v\u00ec h\u00ecnh s\u1ef1 h\u00f3a tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u00e2n h\u00e0ng"},"content":{"rendered":"(VNF) – Chuy\u00ean gia ph\u00e1p l\u00fd v\u00e0 ng\u00e2n h\u00e0ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c n\u00f3i m\u1ed9t trong nh\u1eefng l\u00fd do l\u00e0m ch\u1eadm vi\u1ec7c x\u1eed l\u00fd n\u1ee3 x\u1ea5u ch\u00ednh l\u00e0 t\u00ecnh tr\u1ea1ng h\u00ecnh s\u1ef1 h\u00f3a tr\u00e1ch nhi\u1ec7m ng\u00e2n h\u00e0ng.<\/strong><\/p>\n

\"\"<\/p>\n

\u00d4ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/em><\/p>\n

\u00d4ng \u0110\u1ee9c vi\u1ebft:\u00a0<\/em><\/p>\n

“N\u1ee3 x\u1ea5u ch\u1eadm \u0111\u01b0\u1ee3c x\u1eed l\u00fd do nhi\u1ec1u nguy\u00ean nh\u00e2n, trong \u0111\u00f3 c\u00f3 m\u1ed9t nguy\u00ean nh\u00e2n r\u1ea5t quan tr\u1ecdng l\u00e0 ng\u00e2n h\u00e0ng \u0111\u1ed1i m\u1eb7t v\u1edbi nguy c\u01a1 kh\u1ee7ng khi\u1ebfp h\u00ecnh s\u1ef1 ho\u00e1 tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1, lao \u0111\u1ed9ng.\u00a0<\/em><\/p>\n

Kinh doanh lu\u00f4n g\u1eafn li\u1ec1n v\u1edbi r\u1ee7i ro. Kinh doanh ng\u00e2n h\u00e0ng c\u00e0ng nhi\u1ec1u r\u1ee7i ro. Nh\u01b0ng tr\u00ean th\u1ef1c t\u1ebf c\u1ee9 r\u1ee7i ro m\u1ea5t ti\u1ec1n ng\u00e2n h\u00e0ng l\u00e0 \u0111\u1ed3ng ngh\u0129a v\u1edbi nguy c\u01a1 c\u00f3 t\u1ed9i.\u00a0<\/em><\/p>\n

H\u1ed3 s\u01a1 t\u00edn d\u1ee5ng, v\u1edbi h\u00e0ng h\u00e0ng tr\u0103m trang v\u00e0 h\u00e0ng ch\u1ee5c lo\u1ea1i gi\u1ea5y t\u1edd,\u2026 th\u00ec kh\u00f3 tr\u00e1nh kh\u1ecfi sai s\u00f3t \u00edt nhi\u1ec1u, trong b\u1ed1i c\u1ea3nh gi\u1ea5y t\u1edd, s\u1ed5 s\u00e1ch r\u1ea5t thi\u1ebfu tin c\u1eady.\u00a0<\/em><\/p>\n

H\u1ed3 s\u01a1 cho d\u00f9 \u0111\u00fang t\u1edbi 99%, nh\u01b0ng ch\u1ec9 c\u1ea7n 1% sai s\u00f3t l\u00e0 \u0111\u00e3 c\u00f3 th\u1ec3 th\u00e0nh t\u1ed9i ph\u1ea1m. V\u1eady th\u00ec c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng kh\u00e1c n\u00e0o nh\u01b0 c\u00e1 n\u1eb1m tr\u00ean th\u1edbt, nh\u01b0 t\u00f9 nh\u00e2n d\u1ef1 b\u1ecb?<\/em><\/p>\n

Khi cho vay tr\u01b0\u1edbc \u0111\u00e2y th\u00ec gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n cao, nay b\u00e1n th\u00ec gi\u00e1 qu\u00e1 th\u1ea5p. B\u00e1n h\u1ebft t\u00e0i s\u1ea3n m\u00e0 kh\u00f4ng thu \u0111\u1ee7 n\u1ee3, th\u00ec c\u1ea3 kh\u00e1ch h\u00e0ng v\u00e0 c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng \u0111\u1ec1u lo s\u1ee3 b\u1ecb quy k\u1ebft t\u1ed9i ph\u1ea1m l\u00e0m th\u1ea5t tho\u00e1t ti\u1ec1n vay, b\u1ea5t lu\u1eadn l\u00fd do g\u00ec.
\nTh\u1ebf l\u00e0 c\u1ea3 hai b\u00ean \u0111\u1ec1u n\u1ea5n n\u00e1 ch\u1edd \u0111\u1ee3i, hy v\u1ecdng ph\u1ee5c h\u1ed3i s\u1ea3n xu\u1ea5t, kinh doanh \u0111\u1ec3 tr\u1ea3 n\u1ee3, ch\u1edd \u0111\u1ee3i gi\u00e1 l\u00ean, mong tr\u00edch \u0111\u1ee7 d\u1ef1 ph\u00f2ng v\u00e0 c\u00f3 ch\u00ednh s\u00e1ch mi\u1ec5n tr\u00e1ch r\u00f5 r\u00e0ng h\u01a1n\u2026.<\/em><\/p>\n

H\u00ecnh s\u1ef1 h\u00f3a tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1, lao \u0111\u1ed9ng l\u00e0 m\u1ed9t trong nh\u1eefng nguy\u00ean nh\u00e2n g\u00f3p ph\u1ea7n c\u1ea3n tr\u1edf qu\u00e1 tr\u00ecnh x\u1eed l\u00fd n\u1ee3 x\u1ea5u. Ng\u01b0\u1eddi ta s\u1ebd r\u1ea5t s\u1ee3 h\u00e3i tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1, kh\u00f4ng d\u00e1m b\u1ecf c\u00e1i l\u1ee3i nh\u1ecf \u0111\u1ec3 \u0111\u1ea1t c\u00e1i l\u1ee3i l\u1edbn, thu \u00edt nh\u01b0ng thu s\u1edbm, trong x\u1eed l\u00fd n\u1ee3 x\u1ea5u.\u00a0<\/em><\/p>\n

Ch\u01b0a k\u1ec3 n\u00f3 c\u00f2n gi\u00e1n ti\u1ebfp bi\u1ebfn c\u00e1ch cho vay c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u00f2i h\u1ecfi \u0111i\u1ec1u ki\u1ec7n cho vay nh\u01b0 hi\u1ec7u c\u1ea7m \u0111\u1ed3.<\/em><\/p>\n

N\u1ebfu c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng th\u1ef1c s\u1ef1 ti\u00eau c\u1ef1c, tham nh\u0169ng, th\u00f4ng \u0111\u1ed3ng v\u1edbi t\u1ed9i ph\u1ea1m, th\u00ec ph\u1ea3i ch\u1ecbu t\u1ed9i. Tuy nhi\u00ean, tr\u00ean th\u1ef1c t\u1ebf, qu\u00e1 nhi\u1ec1u c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng l\u00e0 n\u1ea1n nh\u00e2n b\u1ecb l\u1ea1m d\u1ee5ng, l\u1eeba \u0111\u1ea3o nh\u01b0ng l\u1ea1i b\u1ecb quy k\u1ebft l\u00e0 t\u1ed9i ph\u1ea1m vi ph\u1ea1m quy \u0111\u1ecbnh v\u1ec1 cho vay ho\u1eb7c t\u1ed9i ph\u1ea1m c\u1ed1 \u00fd l\u00e0m tr\u00e1i. \u0110\u00f3 l\u00e0 vi\u1ec7c h\u00ecnh s\u1ef1 ho\u00e1 tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1, lao \u0111\u1ed9ng trong kinh doanh.\u00a0<\/em><\/p>\n

Ng\u00e2n h\u00e0ng r\u1ea5t s\u1ee3 tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1, n\u00ean kh\u00f4ng mu\u1ed1n x\u1eed l\u00fd d\u1ee9t \u0111i\u1ec3m, v\u00ec s\u1ebd \u0111\u1ed1i m\u1eb7t r\u00f5 r\u00e0ng v\u1edbi nguy c\u01a1 th\u1ea5t tho\u00e1t v\u1ed1n vay.<\/em><\/p>\n

N\u1ebfu c\u1ee9 k\u00e9o d\u00e0i t\u00ecnh tr\u1ea1ng nh\u01b0 tr\u00ean, th\u00ec kh\u00f4ng nh\u1eefng c\u00f2n nan gi\u1ea3i trong x\u1eed l\u00fd n\u1ee3 x\u1ea5u hi\u1ec7n t\u1ea1i, m\u00e0 c\u00f2n nguy c\u01a1 t\u00e1i di\u1ec5n n\u1ee3 x\u1ea5u tr\u1ea7m tr\u1ecdng trong t\u01b0\u01a1ng lai.<\/em><\/p>\n

X\u1eed l\u00fd n\u1ee3 x\u1ea5u trong b\u1ed1i c\u1ea3nh, m\u1ee9c \u0111\u1ed9 th\u00ec n\u1eb7ng n\u1ec1, th\u1eddi gian th\u00ec c\u1ea5p b\u00e1ch, ph\u00e1p lu\u1eadt th\u00ec v\u01b0\u1edbng m\u1eafc v\u00e0 th\u1ecb tr\u01b0\u1eddng th\u00ec kh\u00f3 kh\u0103n nh\u01b0 hi\u1ec7n nay, th\u00ec ph\u1ea3i ch\u1ea5p nh\u1eadn ch\u1ecdn c\u00e1i \u00edt x\u1ea5u nh\u1ea5t trong nh\u1eefng c\u00e1i x\u1ea5u, ch\u1ee9 kh\u00f4ng th\u1ec3 \u0111\u00f2i h\u1ecfi ph\u1ea3i l\u00e0 c\u00e1i \u0111\u00fang nh\u1ea5t, t\u1ed1t nh\u1ea5t”.<\/em><\/p>\n

B\u00ecnh Y\u00ean<\/strong><\/p>\n

——————————————————-<\/p>\n

VNFinance (Di\u1ec5n \u0111\u00e0n VNF) 26-10-2016:<\/em><\/strong><\/p>\n

http:\/\/vietnamfinance.vn\/dien-dan-vnf\/xu-ly-no-xau-cham-vi-hinh-su-hoa-trach-nhiem-cua-ngan-hang-20161026234240577.htm<\/a><\/em><\/p>\n

(576\/576)<\/em>","protected":false},"excerpt":{"rendered":"

(VNF) – Chuy\u00ean gia ph\u00e1p l\u00fd v\u00e0 ng\u00e2n h\u00e0ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c n\u00f3i m\u1ed9t trong nh\u1eefng l\u00fd do l\u00e0m ch\u1eadm vi\u1ec7c x\u1eed l\u00fd n\u1ee3 x\u1ea5u ch\u00ednh l\u00e0 t\u00ecnh tr\u1ea1ng h\u00ecnh s\u1ef1 h\u00f3a tr\u00e1ch nhi\u1ec7m ng\u00e2n h\u00e0ng. \u00d4ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c \u00d4ng \u0110\u1ee9c vi\u1ebft:\u00a0 “N\u1ee3 x\u1ea5u ch\u1eadm \u0111\u01b0\u1ee3c x\u1eed l\u00fd do nhi\u1ec1u nguy\u00ean nh\u00e2n, trong \u0111\u00f3 […]<\/p>\n","protected":false},"author":1,"featured_media":28828,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-28826","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n1.091. X\u1eed l\u00fd n\u1ee3 x\u1ea5u ch\u1eadm v\u00ec h\u00ecnh s\u1ef1 h\u00f3a tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u00e2n h\u00e0ng - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/1-091-xu-ly-no-xau-cham-vi-hinh-su-hoa-trach-nhiem-cua-ngan-hang\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]1.091. X\u1eed l\u00fd n\u1ee3 x\u1ea5u ch\u1eadm v\u00ec h\u00ecnh s\u1ef1 h\u00f3a tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u00e2n h\u00e0ng[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(VNF) – Chuy\u00ean gia ph\u00e1p l\u00fd v\u00e0 ng\u00e2n h\u00e0ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c n\u00f3i m\u1ed9t trong nh\u1eefng l\u00fd do l\u00e0m ch\u1eadm vi\u1ec7c x\u1eed l\u00fd n\u1ee3 x\u1ea5u ch\u00ednh l\u00e0 t\u00ecnh tr\u1ea1ng h\u00ecnh s\u1ef1 h\u00f3a tr\u00e1ch nhi\u1ec7m ng\u00e2n h\u00e0ng. \u00d4ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c \u00d4ng \u0110\u1ee9c vi\u1ebft:\u00a0 “N\u1ee3 x\u1ea5u ch\u1eadm \u0111\u01b0\u1ee3c x\u1eed l\u00fd do nhi\u1ec1u nguy\u00ean nh\u00e2n, trong \u0111\u00f3 […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/1-091-xu-ly-no-xau-cham-vi-hinh-su-hoa-trach-nhiem-cua-ngan-hang\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2016-10-26T08:53:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-06-20T08:55:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/77-3.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"416\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"administrator\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"administrator\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-091-xu-ly-no-xau-cham-vi-hinh-su-hoa-trach-nhiem-cua-ngan-hang\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/1-091-xu-ly-no-xau-cham-vi-hinh-su-hoa-trach-nhiem-cua-ngan-hang\\\/\"},\"author\":{\"name\":\"administrator\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/eb3eded70711d9ebee6ffdcf3118521b\"},\"headline\":\"1.091. 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