{"id":28849,"date":"2016-07-12T16:01:23","date_gmt":"2016-07-12T09:01:23","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=28849"},"modified":"2022-06-20T16:03:31","modified_gmt":"2022-06-20T09:03:31","slug":"945-dung-de-doanh-nghiep-cu-nho-khong-chiu-lon","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/945-dung-de-doanh-nghiep-cu-nho-khong-chiu-lon\/","title":{"rendered":"945. \u0110\u1eebng \u0111\u1ec3 doanh nghi\u1ec7p c\u1ee9 nh\u1ecf kh\u00f4ng ch\u1ecbu l\u1edbn"},"content":{"rendered":"(KT&\u0110T) – \u0110\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng h\u1ed7 tr\u1ee3, s\u1ebd c\u00f3 nhi\u1ec1u DN l\u1edbn s\u1eb5n s\u00e0ng \u201cx\u00e9\u201d th\u00e0nh DN nh\u1ecf ho\u1eb7c DN nh\u1ecf th\u00ec kh\u00f4ng ch\u1ecbu l\u1edbn \u0111\u1ec3 ti\u1ebfp t\u1ee5c h\u01b0\u1edfng \u01b0u \u0111\u00e3i, tr\u1ee5c l\u1ee3i t\u1eeb c\u01a1 ch\u1ebf h\u1ed7 tr\u1ee3\u2026<\/strong><\/p>\n

Do \u0111\u00f3, d\u1ef1 th\u1ea3o Lu\u1eadt H\u1ed7 tr\u1ee3 DN nh\u1ecf v\u00e0 v\u1eeba (DNNVV) c\u1ea7n t\u00ednh to\u00e1n \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m nguy\u00ean t\u1eafc b\u00ecnh \u0111\u1eb3ng trong h\u1ed7 tr\u1ee3 c\u00e1c DN, \u0111\u1ed3ng th\u1eddi ph\u1ea3i thi\u1ebft l\u1eadp m\u1ed9t s\u1ed1 c\u01a1 ch\u1ebf ph\u00e1p l\u00fd \u0111\u1eb7c th\u00f9 cho c\u00e1c DNNVV.<\/p>\n

Thu h\u1eb9p ph\u1ea1m vi h\u1ed7 tr\u1ee3<\/strong><\/p>\n

Theo \u00f4ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c \u2013 Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, Lu\u1eadt c\u1ea7n t\u1eadp trung h\u1ed7 tr\u1ee3 cho DN nh\u1ecf v\u00e0 si\u00eau nh\u1ecf bao g\u1ed3m c\u1ea3 h\u1ed9 kinh doanh v\u1edbi quy m\u00f4 t\u1eeb 10 – 20 t\u1ef7 \u0111\u1ed3ng doanh thu ho\u1eb7c t\u1eeb 20 – 30 lao \u0111\u1ed9ng tr\u1edf xu\u1ed1ng v\u00ec \u0111\u00e2y l\u00e0 nh\u00f3m DN r\u1ea5t y\u1ebfu th\u1ebf, g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n, l\u00fang t\u00fang, v\u01b0\u1edbng m\u1eafc. \u0110\u1ed3ng quan \u0111i\u1ec3m, \u00f4ng Ph\u1ea1m \u0110\u00ecnh \u0110o\u00e0n \u2013 Ch\u1ee7 t\u1ecbch T\u1eadp \u0111o\u00e0n Ph\u00fa Th\u00e1i ki\u1ebfn ngh\u1ecb, Lu\u1eadt c\u1ea7n h\u01b0\u1edbng t\u1edbi vi\u1ec7c h\u1ed7 tr\u1ee3 nh\u1eefng DN nh\u1ecf nh\u01b0ng c\u00f3 ti\u1ec1m n\u0103ng v\u00e0 t\u01b0\u01a1ng lai ph\u00e1t tri\u1ec3n \u0111\u1ec3 tr\u00e1nh bi\u1ebfn th\u00e0nh qu\u1ef9 t\u1eeb thi\u1ec7n, g\u00e2y l\u00e3ng ph\u00ed ngu\u1ed3n l\u1ef1c h\u1ed7 tr\u1ee3 c\u1ee7a Nh\u00e0 n\u01b0\u1edbc. Ngo\u00e0i ra, c\u1ea7n tr\u00e1nh t\u1ea1o ra xu h\u01b0\u1edbng c\u00e1c DN l\u1edbn c\u1ed1 t\u00ecnh \u201cx\u00e9\u201d th\u00e0nh DN nh\u1ecf ho\u1eb7c DN nh\u1ecf th\u00ec kh\u00f4ng ch\u1ecbu l\u1edbn \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng h\u1ed7 tr\u1ee3.\u00a0<\/em><\/p>\n

\"\"<\/p>\n\n\n\n
S\u1ea3n xu\u1ea5t h\u00e0ng kim kh\u00ed t\u1ea1i C\u00f4ng ty CP Kim kh\u00ed Th\u0103ng Long. \u1ea2nh Chi\u1ebfn C\u00f4ng<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

V\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y, \u00f4ng V\u0169 Ti\u1ebfn L\u1ed9c \u2013 Ch\u1ee7 t\u1ecbch Ph\u00f2ng Th\u01b0\u01a1ng m\u1ea1i v\u00e0 C\u00f4ng nghi\u1ec7p Vi\u1ec7t Nam (VCCI) cho r\u1eb1ng:\u00a0 \u201cVi\u1ec7c h\u1ed7 tr\u1ee3 c\u00e1c DNNVV c\u1ea7n nh\u1eafm t\u1edbi nh\u1eefng DN c\u00f3 ti\u1ec1m n\u0103ng ph\u00e1t tri\u1ec3n, ch\u1ee9 kh\u00f4ng ph\u1ea3i nh\u1eefng DN kh\u00f3 kh\u0103n tri\u1ec1n mi\u00ean\u201d.<\/p>\n

D\u1ef1 th\u1ea3o Lu\u1eadt H\u1ed7 tr\u1ee3 DNNVV c\u0169ng \u0111\u01b0a ra quy \u0111\u1ecbnh nghi\u00eam c\u1ea5m c\u01a1 quan, t\u1ed5 ch\u1ee9c \u201cban h\u00e0nh quy \u0111\u1ecbnh ph\u00e2n bi\u1ec7t \u0111\u1ed1i x\u1eed v\u1ec1 \u0111i\u1ec1u ki\u1ec7n kinh doanh, th\u1ef1c hi\u1ec7n th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh, ti\u1ebfp c\u1eadn c\u00e1c ngu\u1ed3n l\u1ef1c d\u1ef1a tr\u00ean c\u00e1c ti\u00eau ch\u00ed v\u1ec1 quy m\u00f4 kinh doanh, tr\u1eeb khi c\u00e1c quy \u0111\u1ecbnh n\u00e0y \u0111\u01b0\u1ee3c lu\u1eadt quy \u0111\u1ecbnh\u201d, hay c\u00f3 \u201ch\u00e0nh vi ph\u00e2n bi\u1ec7t \u0111\u1ed1i x\u1eed, s\u00e1ch nhi\u1ec5u g\u00e2y kh\u00f3 kh\u0103n \u0111\u1ed1i v\u1edbi DNNVV ho\u1eb7c kh\u00f4ng th\u1ef1c thi c\u00f4ng v\u1ee5 theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt\u201d. Theo \u0111\u00e1nh gi\u00e1 c\u1ee7a \u00f4ng \u0110\u1ee9c, \u0111\u00e2y l\u00e0 nh\u1eefng quy \u0111\u1ecbnh h\u1ebft s\u1ee9c h\u1ee3p l\u00fd v\u00e0 c\u1ea7n thi\u1ebft.
\nV\u1edbi tinh th\u1ea7n nh\u01b0 v\u1eady, \u00f4ng \u0110\u1ee9c cho r\u1eb1ng, c\u00e1c Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 \u0111i\u1ec1u ki\u1ec7n kinh doanh tr\u00e1i ph\u00e9p hi\u1ec7n h\u00e0nh c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c b\u00e3i b\u1ecf ngay m\u00e0 kh\u00f4ng c\u1ea7n ch\u1edd t\u1edbi khi Lu\u1eadt c\u00f3 hi\u1ec7u l\u1ef1c. Ch\u1eb3ng h\u1ea1n, Ngh\u1ecb \u0111\u1ecbnh 109\/2010\/N\u0110-CP quy \u0111\u1ecbnh DN kinh doanh xu\u1ea5t kh\u1ea9u g\u1ea1o ph\u1ea3i c\u00f3 \u00edt nh\u1ea5t m\u1ed9t kho chuy\u00ean d\u00f9ng v\u1edbi s\u1ee9c ch\u1ee9a t\u1ed1i thi\u1ec3u 5.000 t\u1ea5n th\u00f3c; m\u1ed9t c\u01a1 s\u1edf xay x\u00e1t th\u00f3c g\u1ea1o v\u1edbi c\u00f4ng su\u1ea5t t\u1ed1i thi\u1ec3u 10 t\u1ea5n th\u00f3c\/gi\u1edd\u2026 Hay nh\u01b0 Ngh\u1ecb \u0111\u1ecbnh 86\/2014\/N\u0110-CP v\u1ec1 kinh doanh v\u00e0 \u0111i\u1ec1u ki\u1ec7n kinh doanh v\u1eadn t\u1ea3i b\u1eb1ng xe \u00f4 t\u00f4 y\u00eau c\u1ea7u DN kinh doanh v\u1eadn t\u1ea3i h\u00e0nh kh\u00e1ch b\u1eb1ng taxi ph\u1ea3i c\u00f3 t\u1ed1i thi\u1ec3u 10 xe, ri\u00eang \u0111\u1ed1i v\u1edbi H\u00e0 N\u1ed9i, TP H\u1ed3 Ch\u00ed Minh ph\u1ea3i c\u00f3 t\u1ed1i thi\u1ec3u 50 xe\u2026<\/p>\n

C\u01a1 ch\u1ebf cho doanh nghi\u1ec7p nh\u1ecf ti\u1ebfp c\u1eadn v\u1ed1n vay gi\u00e1 r\u1ebb<\/strong><\/p>\n

M\u1ed9t trong nh\u1eefng kh\u00f3 kh\u0103n l\u1edbn nh\u1ea5t c\u1ee7a DNNVV, \u0111\u1eb7c bi\u1ec7t l\u00e0 DN kh\u1edfi nghi\u1ec7p \u0111\u00f3 l\u00e0 kh\u00f4ng vay \u0111\u01b0\u1ee3c v\u1ed1n ho\u1eb7c ph\u1ea3i vay v\u1edbi l\u00e3i su\u1ea5t cao l\u00e0 do ch\u01b0a c\u00f3 th\u1ecb tr\u01b0\u1eddng, ch\u01b0a c\u00f3 t\u00edn nhi\u1ec7m, ch\u01b0a c\u00f3 th\u01b0\u01a1ng hi\u1ec7u, ch\u01b0a c\u00f3 kinh nghi\u1ec7m, ch\u01b0a c\u00f3 hi\u1ec7u qu\u1ea3, ch\u01b0a c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m\u2026 Cho n\u00ean \u0111\u01b0\u01a1ng nhi\u00ean s\u1ebd kh\u00f3 kh\u0103n trong vi\u1ec7c ti\u1ebfp c\u1eadn v\u1ed1n vay gi\u00e1 r\u1ebb. Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 t\u1ea1o ra m\u1ed9t s\u1ed1 c\u01a1 ch\u1ebf h\u1ed7 tr\u1ee3 t\u00edn d\u1ee5ng v\u00e0 \u0111\u00e3 \u0111\u01b0\u1ee3c ghi nh\u1eadn t\u1ea1i d\u1ef1 th\u1ea3o Lu\u1eadt, trong \u0111\u00f3 c\u00f3 Qu\u1ef9 Ph\u00e1t tri\u1ec3n DNNVV, c\u00e1c Qu\u1ef9 b\u1ea3o l\u00e3nh t\u00edn d\u1ee5ng cho DNNVV, c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng vi m\u00f4…<\/p>\n

Tuy nhi\u00ean, nhi\u1ec1u chuy\u00ean gia kinh t\u1ebf cho r\u1eb1ng, tr\u00ean th\u1ef1c t\u1ebf h\u00e0ng ch\u1ee5c n\u0103m nay, c\u00e1c Qu\u1ef9 n\u00e0y v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng vi m\u00f4 kh\u00f4ng c\u00f3 \u0111\u1ee7 ngu\u1ed3n v\u1ed1n, h\u1ea1n ch\u1ebf v\u1ec1 chuy\u00ean m\u00f4n, nghi\u1ec7p v\u1ee5, n\u00ean r\u1ea5t kh\u00f3 h\u1ed7 tr\u1ee3 v\u1ed1n cho DN. \u0110\u1eb7c bi\u1ec7t, v\u1edbi nh\u1eefng quy \u0111\u1ecbnh v\u1ec1 \u0111i\u1ec1u ki\u1ec7n \u0111\u01b0\u1ee3c c\u1ea5p t\u00edn d\u1ee5ng c\u00f2n ch\u1eb7t h\u01a1n c\u1ea3 ng\u00e2n h\u00e0ng, n\u00ean DN \u0111\u00e3 kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 vay v\u1ed1n ng\u00e2n h\u00e0ng th\u00ec c\u0169ng kh\u00f4ng th\u1ec3 ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c c\u00e1c qu\u1ef9 cho vay v\u1ed1n hay b\u1ea3o l\u00e3nh. H\u1ec7 l\u1ee5y l\u00e0 DN nh\u1ecf th\u01b0\u1eddng ph\u1ea3i \u0111i vay v\u1ed1n b\u00ean ngo\u00e0i v\u1edbi l\u00e3i su\u1ea5t cao h\u01a1n nhi\u1ec1u l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng. Do \u0111\u00f3, m\u1ed9t trong nh\u1eefng c\u01a1 ch\u1ebf c\u1ea7n xem x\u00e9t quy \u0111\u1ecbnh l\u00e0 cho ph\u00e9p DN nh\u1ecf v\u00e0 si\u00eau nh\u1ecf \u0111\u01b0\u1ee3c h\u1ea1ch to\u00e1n v\u00e0o chi ph\u00ed h\u1ee3p ph\u00e1p, h\u1ee3p l\u1ec7 l\u00e3i su\u1ea5t vay v\u1ed1n v\u01b0\u1ee3t tr\u1ea7n quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt (hi\u1ec7n nay l\u00e0 13,5%\/n\u0103m v\u00e0 t\u1eeb n\u0103m 2017 tr\u1edf \u0111i l\u00e0 20%\/n\u0103m theo quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 n\u0103m 2005 v\u00e0 2015). \u0110\u01b0\u1ee3c bi\u1ebft, Lu\u1eadt Thu\u1ebf thu nh\u1eadp DN hi\u1ec7n h\u00e0nh kh\u00f4ng cho ph\u00e9p h\u1ea1ch to\u00e1n ph\u1ea7n l\u00e3i vay th\u1ef1c t\u1ebf v\u01b0\u1ee3t qu\u00e1 13,5%\/n\u0103m.<\/p>\n

\u00d4ng Tr\u1ea7n V\u0103n Quang – V\u1ee5 Ph\u00e1t tri\u1ec3n KH&CN \u0111\u1ecba ph\u01b0\u01a1ng (B\u1ed9 KH&CN) \u0111\u1ed3ng t\u00ecnh cho r\u1eb1ng, hi\u1ec7n c\u00f3 nhi\u1ec1u ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 v\u1ec1 v\u1ed1n cho DNNVV, tuy nhi\u00ean ch\u01b0a c\u1ee5 th\u1ec3 v\u00e0 chi ti\u1ebft trong Lu\u1eadt. Ch\u1eb3ng h\u1ea1n, c\u1ea7n quy \u0111\u1ecbnh r\u00f5 trong Lu\u1eadt: DNNVV c\u00f3 ph\u01b0\u01a1ng \u00e1n s\u1ea3n xu\u1ea5t, kinh doanh kh\u1ea3 thi \u0111\u01b0\u1ee3c vay v\u1ed1n t\u1ea1i Qu\u1ef9 Ph\u00e1t tri\u1ec3n DNNVV, \u0111\u01b0\u1ee3c \u01b0u ti\u00ean ti\u1ebfp c\u1eadn v\u00e0 h\u1ed7 tr\u1ee3 t\u1eeb c\u00e1c Qu\u1ef9 t\u00e0i ch\u00ednh qu\u1ed1c gia.
\nN\u00f3i v\u1ec1 vi\u1ec7c h\u1ed7 tr\u1ee3 DNNVV, \u00f4ng L\u1ed9c cho r\u1eb1ng, c\u1ea3 n\u01b0\u1edbc hi\u1ec7n c\u00f3 400.000 DNNVV \u0111ang ho\u1ea1t \u0111\u1ed9ng, ph\u1ea7n l\u1edbn c\u00e1c DN \u0111ang t\u1ef1 ch\u1ee7 s\u1ea3n xu\u1ea5t, kinh doanh, Nh\u00e0 n\u01b0\u1edbc h\u1ed7 tr\u1ee3 th\u00f4ng qua m\u1ed9t s\u1ed1 ch\u00ednh s\u00e1ch nh\u01b0 mi\u1ec5n gi\u1ea3m thu\u1ebf… Song ho\u1ea1t \u0111\u1ed9ng h\u1ed7 tr\u1ee3 ch\u1ec9 di\u1ec5n ra khi DN g\u1eb7p kh\u00f3 kh\u0103n, ch\u01b0a th\u00e0nh chi\u1ebfn l\u01b0\u1ee3c v\u00e0 ch\u01b0a nh\u1eafm \u0111\u1ebfn hi\u1ec7u qu\u1ea3 l\u00e2u d\u00e0i.<\/p>\n\n\n\n
\u0110\u1ea1i di\u1ec7n cho ti\u1ebfng n\u00f3i c\u1ee7a c\u1ed9ng \u0111\u1ed3ng DN, Ch\u1ee7 t\u1ecbch VCCI V\u0169 Ti\u1ebfn L\u1ed9c ki\u1ebfn ngh\u1ecb, h\u1ed7 tr\u1ee3 DNNVV c\u1ea7n ph\u1ea3i theo nguy\u00ean t\u1eafc tr\u1ef1c ti\u1ebfp, ti\u1ebft gi\u1ea3m chi ph\u00ed kh\u00f4ng ch\u00ednh th\u1ee9c, c\u1eaft gi\u1ea3m th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh, b\u1ecf c\u01a1 ch\u1ebf xin – cho, thay v\u00e0o \u0111\u00f3 l\u00e0 c\u01a1 ch\u1ebf h\u1ed7 tr\u1ee3 tr\u1ef1c ti\u1ebfp cho DN. \u201cVi\u1ec7c h\u1ed7 tr\u1ee3 DN n\u00f3i chung c\u1ea7n \u0111\u00fang tr\u1ecdng t\u00e2m, c\u00f3 tr\u1ecdng \u0111i\u1ec3m, d\u1ee9t kho\u00e1t kh\u00f4ng c\u00f3 c\u01a1 ch\u1ebf xin – cho, kh\u00f4ng l\u00e0m thay DN v\u00e0 c\u00e1c hi\u1ec7p h\u1ed9i, kh\u00f4ng \u201c\u0111\u1ebb\u201d th\u00eam b\u1ed9 ph\u1eadn chuy\u00ean tr\u00e1ch h\u1ed7 tr\u1ee3 DNNVV\u2026\u201d \u2013 \u00f4ng L\u1ed9c nh\u1ea5n m\u1ea1nh.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Trang Anh<\/strong><\/p>\n

———————————<\/p>\n

Kinh t\u1ebf & \u0110\u00f4 th\u1ecb (Kinh t\u1ebf) 12-7-2016:<\/em><\/strong><\/p>\n

http:\/\/www.kinhtedothi.vn\/kinh-te\/doanh-nghiep\/2016\/07\/810352FD\/dung-de-doanh-nghiep-cu-nho-khong-chiu-lon\/<\/a><\/em><\/p>\n

(146\/1.133)<\/em>","protected":false},"excerpt":{"rendered":"

(KT&\u0110T) – \u0110\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng h\u1ed7 tr\u1ee3, s\u1ebd c\u00f3 nhi\u1ec1u DN l\u1edbn s\u1eb5n s\u00e0ng \u201cx\u00e9\u201d th\u00e0nh DN nh\u1ecf ho\u1eb7c DN nh\u1ecf th\u00ec kh\u00f4ng ch\u1ecbu l\u1edbn \u0111\u1ec3 ti\u1ebfp t\u1ee5c h\u01b0\u1edfng \u01b0u \u0111\u00e3i, tr\u1ee5c l\u1ee3i t\u1eeb c\u01a1 ch\u1ebf h\u1ed7 tr\u1ee3\u2026 Do \u0111\u00f3, d\u1ef1 th\u1ea3o Lu\u1eadt H\u1ed7 tr\u1ee3 DN nh\u1ecf v\u00e0 v\u1eeba (DNNVV) c\u1ea7n t\u00ednh to\u00e1n \u0111\u1ec3 b\u1ea3o […]<\/p>\n","protected":false},"author":3,"featured_media":28851,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-28849","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n945. \u0110\u1eebng \u0111\u1ec3 doanh nghi\u1ec7p c\u1ee9 nh\u1ecf kh\u00f4ng ch\u1ecbu l\u1edbn - 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