{"id":28909,"date":"2016-07-14T16:38:11","date_gmt":"2016-07-14T09:38:11","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=28909"},"modified":"2022-06-20T16:40:00","modified_gmt":"2022-06-20T09:40:00","slug":"955-de-dnnvv-la-dong-luc-phat-trien-kinh-te-van-la-bai-toan-co-che","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/955-de-dnnvv-la-dong-luc-phat-trien-kinh-te-van-la-bai-toan-co-che\/","title":{"rendered":"955. \u0110\u1ec3 DNNVV l\u00e0 \u0111\u1ed9ng l\u1ef1c ph\u00e1t tri\u1ec3n kinh t\u1ebf: V\u1eabn l\u00e0 b\u00e0i to\u00e1n c\u01a1 ch\u1ebf"},"content":{"rendered":"(L\u0110T\u0110) – Tr\u00ean th\u1ef1c t\u1ebf, 90% c\u00e1c doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba (DNNVV) b\u1ecb t\u1eeb ch\u1ed1i vay v\u1ed1n v\u00ec kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p khi\u1ebfn h\u00e0ng lo\u1ea1t nh\u1eefng \u00fd t\u01b0\u1edfng, k\u1ebf ho\u1ea1ch kinh doanh t\u1ed1t ph\u1ea3i ch\u1ea5p nh\u1eadn \u201c\u0111\u1eafp chi\u1ebfu\u201d. M\u1ed9t s\u1ed1 chuy\u00ean gia kinh t\u1ebf cho r\u1eb1ng d\u1ef1 th\u1ea3o Lu\u1eadt H\u1ed7 tr\u1ee3 DNNVV c\u1ea7n t\u00ednh to\u00e1n \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m nguy\u00ean t\u1eafc b\u00ecnh \u0111\u1eb3ng trong h\u1ed7 tr\u1ee3 c\u00e1c doanh nghi\u1ec7p (DN).<\/strong><\/p>\n

B\u1ecb t\u1eeb ch\u1ed1i v\u1ed1n vay<\/strong><\/p>\n

Hi\u1ec7n nay, DNNVV \u0111\u00f3ng g\u00f3p g\u1ea7n 40% v\u00e0o GDP v\u00e0 t\u1ea1o ra 50% s\u1ed1 vi\u1ec7c l\u00e0m to\u00e0n x\u00e3 h\u1ed9i. Theo kh\u1ea3o s\u00e1t m\u1edbi \u0111\u00e2y c\u1ee7a Vi\u1ec7n Qu\u1ea3n tr\u1ecb DNNVV, ch\u1ec9 30% t\u1ed5ng s\u1ed1 DNNVV ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c \u0111\u01b0\u1ee3c v\u1edbi ngu\u1ed3n v\u1ed1n t\u1eeb ng\u00e2n h\u00e0ng, c\u00f2n l\u1ea1i 70% ph\u1ea3i ti\u1ebfp t\u1ee5c s\u1eed d\u1ee5ng ngu\u1ed3n v\u1ed1n t\u1ef1 c\u00f3 ho\u1eb7c vay t\u1eeb c\u00e1c ngu\u1ed3n kh\u00f4ng ch\u00ednh th\u1ee9c v\u1edbi chi ph\u00ed r\u1ea5t cao.<\/p>\n

\"\"<\/p>\n

Th\u1eeba nh\u1eadn \u0111i\u1ec1u n\u00e0y, \u00f4ng V\u0169 Ti\u1ebfn L\u1ed9c – Ch\u1ee7 t\u1ecbch Ph\u00f2ng Th\u01b0\u01a1ng m\u1ea1i v\u00e0 C\u00f4ng nghi\u1ec7p Vi\u1ec7t Nam (VCCI) – cho r\u1eb1ng, hi\u1ec7n nay, b\u00ecnh qu\u00e2n l\u00e3i su\u1ea5t cho vay \u1edf Vi\u1ec7t Nam \u1edf m\u1ee9c g\u1ea7n 8%\/n\u0103m, cao g\u1ea5p 2 – 3 l\u1ea7n so v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t \u1edf c\u00e1c n\u01b0\u1edbc trong khu v\u1ef1c khi\u1ebfn c\u00e1c DNNVV c\u00e0ng kh\u00f3 ti\u1ebfp c\u1eadn ngu\u1ed3n v\u1ed1n c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng.<\/p>\n

M\u1edbi \u0111\u00e2y, t\u1ea1i H\u1ed9i th\u1ea3o \u201cD\u1ef1 th\u1ea3o Lu\u1eadt H\u1ed7 tr\u1ee3 doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba \u2013 c\u1ed9ng \u0111\u1ed3ng doanh nghi\u1ec7p\u201d, m\u1ed9t gi\u00e1m \u0111\u1ed1c DN t\u1ea1i L\u00e2m \u0110\u1ed3ng \u0111\u00e3 th\u1eb3ng th\u1eafn n\u00eau ra n\u1ed7i b\u1ee9c x\u00fac v\u1ec1 ngh\u1ecbch l\u00fd \u201ch\u1ed7 tr\u1ee3 m\u00e0 nh\u01b0 kh\u00f4ng\u201d \u0111ang l\u00e0m kh\u00f3 DN hi\u1ec7n nay.<\/p>\n\n\n\n
Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI – cho r\u1eb1ng:<\/em><\/p>\n

\u201cM\u1ed9t trong nh\u1eefng c\u01a1 ch\u1ebf c\u1ea7n xem x\u00e9t quy \u0111\u1ecbnh, l\u00e0 cho ph\u00e9p doanh nghi\u1ec7p nh\u1ecf v\u00e0 si\u00eau nh\u1ecf \u0111\u01b0\u1ee3c h\u1ea1ch ho\u00e1n v\u00e0o chi ph\u00ed h\u1ee3p ph\u00e1p, h\u1ee3p l\u1ec7 l\u00e3i su\u1ea5t vay v\u1ed1n v\u01b0\u1ee3t tr\u1ea7n quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt (hi\u1ec7n nay l\u00e0 13,5%\/n\u0103m v\u00e0 t\u1eeb n\u0103m 2017 tr\u1edf \u0111i l\u00e0 20%\/n\u0103m theo quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 n\u0103m 2005 v\u00e0 2015) v\u00ec hi\u1ec7n nay Lu\u1eadt Thu\u1ebf thu nh\u1eadp doanh nghi\u1ec7p kh\u00f4ng cho ph\u00e9p h\u1ea1ch to\u00e1n ph\u1ea7n l\u00e3i vay th\u1ef1c t\u1ebf v\u01b0\u1ee3t qu\u00e1 13,5%\/n\u0103m\u201d.<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

V\u1ecb gi\u00e1m \u0111\u1ed1c n\u00e0y cho bi\u1ebft, c\u00f4ng ty c\u1ee7a \u00f4ng chuy\u00ean xu\u1ea5t hoa sang th\u1ecb tr\u01b0\u1eddng Nh\u1eadt B\u1ea3n, 3 n\u0103m qua v\u1edbi nhi\u1ec1u h\u1ee3p \u0111\u1ed3ng l\u1edbn nh\u1ecf, \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea1n tin c\u1eady, nh\u01b0ng \u00f4ng v\u1eabn ch\u01b0a th\u1ec3 m\u1edf r\u1ed9ng s\u1ea3n xu\u1ea5t v\u00ec vay v\u1ed1n cho \u0111\u1ea7u t\u01b0 v\u00e0 m\u1edf r\u1ed9ng s\u1ea3n xu\u1ea5t – kinh doanh qu\u00e1 kh\u00f3.<\/p>\n

V\u1ecb gi\u00e1m \u0111\u1ed1c n\u00e0y cho hay, nhi\u1ec1u l\u1ea7n DN \u0111\u1ec7 \u0111\u01a1n l\u00ean c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng vay v\u1ed1n, nh\u01b0ng li\u00ean t\u1ee5c b\u1ecb t\u1eeb ch\u1ed1i b\u1edfi kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o. \u0110i\u1ec1u ki\u1ec7n \u0111\u01b0\u1ee3c \u0111\u1eb7t ra n\u00e0y kh\u00f4ng ch\u1ec9 c\u00e1c ng\u00e2n h\u00e0ng m\u00e0 nh\u1eefng qu\u1ef9 h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p m\u00e0 \u00f4ng \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn c\u0169ng \u0111\u01b0a ra y\u00eau c\u1ea7u t\u01b0\u01a1ng t\u1ef1.<\/p>\n

C\u0169ng ch\u1ecbu chung c\u1ea3nh kh\u00f3 kh\u0103n, nhi\u1ec1u DN b\u1ee9c x\u00fac cho r\u1eb1ng, s\u1ed1 DN vay \u0111\u01b0\u1ee3c v\u1ed1n t\u1eeb qu\u1ef9 h\u1ed7 tr\u1ee3 chi\u1ebfm t\u1ec9 l\u1ec7 nh\u1ecf, h\u1ea7u h\u1ebft \u0111\u1ec1u c\u00f3 b\u1ea3o tr\u1ee3 \u1edf \u0111\u1eb1ng sau.<\/p>\n

\u00d4ng Nguy\u1ec5n H\u1ed3ng Ph\u01b0\u01a1ng – Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty CP K\u1ef9 thu\u1eadt c\u00f4ng ngh\u1ec7 Vi\u1ec7t Ph\u00e1t – cho r\u1eb1ng: \u201cC\u00e1c DNNVV c\u0169ng ch\u1ec9 ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c c\u00e1c ngu\u1ed3n vay ng\u1eafn h\u1ea1n, dao \u0111\u1ed9ng trong kho\u1ea3ng t\u1eeb 6 -12 th\u00e1ng v\u00e0 chi ph\u00ed vay \u0111\u1eaft \u0111\u1ecf h\u01a1n nhi\u1ec1u. Trong khi \u0111\u00f3, th\u1ef1c t\u1ebf s\u1ea3n xu\u1ea5t v\u00e0 ph\u00e1t tri\u1ec3n c\u1ee7a DN l\u1ea1i kh\u00f4ng ph\u1ea3i l\u00e0 ti\u00eau ch\u00ed \u0111\u01b0\u1ee3c x\u00e9t \u0111\u1ebfn\u201d.<\/p>\n

R\u00e0o c\u1ea3n 6 \u201cch\u01b0a\u201d!<\/strong><\/p>\n

Kh\u00f3 kh\u0103n l\u1edbn nh\u1ea5t c\u1ee7a DNNVV, \u0111\u1eb7c bi\u1ec7t l\u00e0 DN kh\u1edfi nghi\u1ec7p kh\u00f4ng vay \u0111\u01b0\u1ee3c v\u1ed1n ho\u1eb7c ph\u1ea3i vay v\u1edbi l\u00e3i su\u1ea5t cao, nguy\u00ean nh\u00e2n ch\u00ednh theo c\u00e1c chuy\u00ean gia l\u00e0 c\u00e1c DN v\u1eabn thi\u1ebfu 6 \u201cch\u01b0a\u201d, c\u1ee5 th\u1ec3: Ch\u01b0a c\u00f3 th\u1ecb tr\u01b0\u1eddng, ch\u01b0a c\u00f3 t\u00edn nhi\u1ec7m, ch\u01b0a c\u00f3 th\u01b0\u01a1ng hi\u1ec7u, ch\u01b0a c\u00f3 kinh nghi\u1ec7m, ch\u01b0a c\u00f3 hi\u1ec7u qu\u1ea3, ch\u01b0a c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m\u2026<\/p>\n

M\u1eb7c d\u00f9 Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 t\u1ea1o ra m\u1ed9t s\u1ed1 c\u01a1 ch\u1ebf h\u1ed7 tr\u1ee3 t\u00edn d\u1ee5ng nh\u01b0: Qu\u1ef9 Ph\u00e1t tri\u1ec3n DNNVV, c\u00e1c Qu\u1ef9 b\u1ea3o l\u00e3nh t\u00edn d\u1ee5ng cho DNNVV, c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng vi m\u00f4… song v\u1edbi nh\u1eefng quy \u0111\u1ecbnh v\u1ec1 \u0111i\u1ec1u ki\u1ec7n \u0111\u01b0\u1ee3c c\u1ea5p t\u00edn d\u1ee5ng c\u00f2n ch\u1eb7t h\u01a1n c\u1ea3 ng\u00e2n h\u00e0ng, n\u00ean DN \u0111\u00e3 kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 vay v\u1ed1n ng\u00e2n h\u00e0ng th\u00ec c\u0169ng kh\u00f4ng th\u1ec3 ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c c\u00e1c qu\u1ef9 cho vay v\u1ed1n hay b\u1ea3o l\u00e3nh. V\u00ec th\u1ebf, nhi\u1ec1u DN do b\u00ed v\u1ed1n \u0111\u00e3 ph\u1ea3i t\u00ecm \u0111\u1ebfn \u201cch\u1ee3 \u0111en\u201d \u0111\u1ec3 vay.<\/p>\n

Ri\u00eang v\u1edbi vi\u1ec7c c\u00e1c Qu\u1ef9 h\u1ed7 tr\u1ee3 kh\u00f4ng \u201cm\u1eb7n m\u00e0\u201d tr\u1ee3 gi\u00fap DNVVN, nhi\u1ec1u chuy\u00ean gia kinh t\u1ebf cho r\u1eb1ng, t\u1eeb nhi\u1ec1u n\u0103m nay, c\u00e1c Qu\u1ef9 n\u00e0y v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng vi m\u00f4 kh\u00f4ng c\u00f3 \u0111\u1ee7 ngu\u1ed3n v\u1ed1n, h\u1ea1n ch\u1ebf v\u1ec1 chuy\u00ean m\u00f4n, nghi\u1ec7p v\u1ee5, n\u00ean r\u1ea5t kh\u00f3 h\u1ed7 tr\u1ee3 v\u1ed1n cho DN.<\/p>\n

Tr\u01b0\u1edbc th\u1ef1c t\u1ebf n\u00e0y, \u00f4ng V\u0169 Ti\u1ebfn L\u1ed9c – Ch\u1ee7 t\u1ecbch VCCI – cho r\u1eb1ng, vi\u1ec7c h\u1ed7 tr\u1ee3 DNNVV c\u1ea7n ph\u1ea3i theo nguy\u00ean t\u1eafc tr\u1ef1c ti\u1ebfp, gi\u1ea3m chi ph\u00ed kh\u00f4ng ch\u00ednh th\u1ee9c, gi\u1ea3m th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh, b\u1ecf c\u01a1 ch\u1ebf “xin – cho”, thay v\u00e0o \u0111\u00f3 l\u00e0 c\u01a1 ch\u1ebf h\u1ed7 tr\u1ee3 tr\u1ef1c ti\u1ebfp cho DN.<\/p>\n

\u201cVi\u1ec7c h\u1ed7 tr\u1ee3 DN n\u00f3i chung c\u1ea7n \u0111\u00fang tr\u1ecdng t\u00e2m, c\u00f3 tr\u1ecdng \u0111i\u1ec3m. B\u00ean c\u1ea1nh \u0111\u00f3, c\u1ea7n t\u1ec9nh t\u00e1o ph\u00e2n lo\u1ea1i r\u00f5 DN c\u00f3 ti\u1ec1m n\u0103ng ph\u00e1t tri\u1ec3n v\u00e0 DN kh\u00f3 kh\u0103n tri\u1ec1n mi\u00ean \u0111\u1ec3 c\u00f3 gi\u1ea3i ph\u00e1p t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho ph\u00f9 h\u1ee3p\u201d – \u00f4ng L\u1ed9c cho bi\u1ebft.<\/p>\n

Tu\u1ec7 Li\u00ean<\/strong><\/p>\n

——————————-<\/p>\n

Lao \u0111\u1ed9ng Th\u1ee7 \u0111\u00f4 (T\u00e0i ch\u00ednh) 14-7-2016:<\/em><\/strong><\/p>\n

http:\/\/laodongthudo.vn\/de-dnnvv-la-dong-luc-phat-trien-kinh-te-van-la-bai-toan-co-che-39882.html<\/a><\/em><\/p>\n

(101\/934)<\/em>","protected":false},"excerpt":{"rendered":"

(L\u0110T\u0110) – Tr\u00ean th\u1ef1c t\u1ebf, 90% c\u00e1c doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba (DNNVV) b\u1ecb t\u1eeb ch\u1ed1i vay v\u1ed1n v\u00ec kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p khi\u1ebfn h\u00e0ng lo\u1ea1t nh\u1eefng \u00fd t\u01b0\u1edfng, k\u1ebf ho\u1ea1ch kinh doanh t\u1ed1t ph\u1ea3i ch\u1ea5p nh\u1eadn \u201c\u0111\u1eafp chi\u1ebfu\u201d. M\u1ed9t s\u1ed1 chuy\u00ean gia kinh t\u1ebf cho r\u1eb1ng d\u1ef1 th\u1ea3o Lu\u1eadt H\u1ed7 tr\u1ee3 DNNVV […]<\/p>\n","protected":false},"author":3,"featured_media":28910,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-28909","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n955. \u0110\u1ec3 DNNVV l\u00e0 \u0111\u1ed9ng l\u1ef1c ph\u00e1t tri\u1ec3n kinh t\u1ebf: V\u1eabn l\u00e0 b\u00e0i to\u00e1n c\u01a1 ch\u1ebf - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/955-de-dnnvv-la-dong-luc-phat-trien-kinh-te-van-la-bai-toan-co-che\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]955. \u0110\u1ec3 DNNVV l\u00e0 \u0111\u1ed9ng l\u1ef1c ph\u00e1t tri\u1ec3n kinh t\u1ebf: V\u1eabn l\u00e0 b\u00e0i to\u00e1n c\u01a1 ch\u1ebf[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(L\u0110T\u0110) – Tr\u00ean th\u1ef1c t\u1ebf, 90% c\u00e1c doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba (DNNVV) b\u1ecb t\u1eeb ch\u1ed1i vay v\u1ed1n v\u00ec kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p khi\u1ebfn h\u00e0ng lo\u1ea1t nh\u1eefng \u00fd t\u01b0\u1edfng, k\u1ebf ho\u1ea1ch kinh doanh t\u1ed1t ph\u1ea3i ch\u1ea5p nh\u1eadn \u201c\u0111\u1eafp chi\u1ebfu\u201d. 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