{"id":29137,"date":"2016-08-11T15:52:55","date_gmt":"2016-08-11T08:52:55","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=29137"},"modified":"2022-06-22T15:54:42","modified_gmt":"2022-06-22T08:54:42","slug":"982-xu-ly-no-xau-de-luat-chuyen-thanh-luc","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/982-xu-ly-no-xau-de-luat-chuyen-thanh-luc\/","title":{"rendered":"982. X\u1eed l\u00fd n\u1ee3 x\u1ea5u: \u0110\u1ec3 lu\u1eadt chuy\u1ec3n th\u00e0nh l\u1ef1c"},"content":{"rendered":"(CFF) – C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng hi\u1ec7n \u0111ang g\u1eb7p nhi\u1ec1u r\u00e0o c\u1ea3n khi thu h\u1ed3i n\u1ee3. M\u1eb7c d\u00f9 quy\u1ec1n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng trong thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111\u01b0\u1ee3c lu\u1eadt quy \u0111\u1ecbnh r\u1ea5t r\u00f5, nh\u01b0ng th\u1ef1c thi c\u00f3 nhi\u1ec1u kh\u00f3 kh\u0103n.<\/strong><\/p>\n

\"\"<\/p>\n

M\u1ed9t trong nh\u1eefng th\u00e0nh c\u00f4ng n\u1ed5i b\u1eadt c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng n\u0103m 2015 l\u00e0 \u0111\u00e3 \u0111\u01b0a t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u v\u1ec1 m\u1ee9c d\u01b0\u1edbi 3% tr\u01b0\u1edbc th\u1eddi gian d\u1ef1 ki\u1ebfn. T\u1ea1i th\u1eddi \u0111i\u1ec3m th\u00e1ng 9\/2012, n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c nh\u1eadn di\u1ec7n m\u1ed9t c\u00e1ch t\u01b0\u01a1ng \u0111\u1ed1i \u0111\u1ea7y \u0111\u1ee7 v\u00e0 s\u00e1t th\u1ef1c, c\u00f3 quy m\u00f4 l\u00ean t\u1edbi 17,5% t\u1ed5ng d\u01b0 n\u1ee3. S\u1ed1 li\u1ec7u c\u1eadp nh\u1eadt c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc t\u1ea1i th\u00e1ng 3\/2016 ch\u1ec9 c\u00f2n 2,62%. So v\u1edbi m\u1ee9c 17,5% h\u1ed3i th\u00e1ng 9\/2012, n\u1ee3 x\u1ea5u \u0111\u00e3 \u0111\u01b0\u1ee3c x\u1eed l\u00fd m\u1ed9t ph\u1ea7n l\u1edbn. Song \u0111\u1ec3 x\u1eed l\u00fd nhanh v\u00e0 m\u1ea1nh trong giai \u0111o\u1ea1n t\u1edbi s\u1ebd c\u1ea7n nh\u1eefng gi\u1ea3i ph\u00e1p quy\u1ebft li\u1ec7t h\u01a1n.<\/p>\n

\u0110\u1ea9y m\u1ea1nh thu h\u1ed3i n\u1ee3<\/strong><\/p>\n

Cho \u0111\u1ebfn nay n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c x\u1eed l\u00fd ch\u1ee7 y\u1ebfu theo ba k\u00eanh: t\u1eeb ph\u1ea7n b\u00e1n qua VAMC, t\u1eeb ngu\u1ed3n l\u1ef1c tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0 t\u1eeb ph\u1ea7n thu h\u1ed3i \u0111\u01b0\u1ee3c. Trong \u0111i\u1ec1u ki\u1ec7n kh\u00f4ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng ti\u1ec1n ng\u00e2n s\u00e1ch Nh\u00e0 n\u01b0\u1edbc, n\u1ebfu \u0111\u1ea9y nhanh \u0111\u01b0\u1ee3c qu\u00e1 tr\u00ecnh v\u00e0 m\u1ee9c \u0111\u1ed9 thu h\u1ed3i, n\u1ee3 x\u1ea5u s\u1ebd x\u1eed l\u00fd nhanh h\u01a1n v\u00e0 th\u1ef1c ch\u1ea5t h\u01a1n.<\/p>\n

Tuy nhi\u00ean theo \u0111\u00fac k\u1ebft t\u1eeb th\u1ef1c ti\u1ec5n c\u1ee7a lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Tr\u01b0\u1edfng ban T\u01b0 v\u1ea5n v\u00e0 ph\u1ea3n bi\u1ec7n ch\u00ednh s\u00e1ch c\u1ee7a H\u1ed9i c\u00e1c Nh\u00e0 qu\u1ea3n tr\u1ecb Doanh nghi\u1ec7p Vi\u1ec7t Nam (VACD), c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng hi\u1ec7n \u0111ang g\u1eb7p nhi\u1ec1u r\u00e0o c\u1ea3n khi thu h\u1ed3i n\u1ee3. M\u1eb7c d\u00f9 quy\u1ec1n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng trong thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111\u01b0\u1ee3c lu\u1eadt quy \u0111\u1ecbnh r\u1ea5t r\u00f5, nh\u01b0ng th\u1ef1c thi c\u00f3 nhi\u1ec1u kh\u00f3 kh\u0103n.<\/em><\/p>\n

C\u1ee5 th\u1ec3, quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 2005 v\u00e0 Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 163\/2006 \u0111\u00e3 \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i, b\u1ed5 sung theo Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 11\/2012 r\u1eb1ng: c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u00f3 \u0111\u1ea7y \u0111\u1ee7 quy\u1ec1n h\u1ea1n t\u1ef1 m\u00ecnh v\u00e0 ch\u1ee7 \u0111\u1ed9ng x\u1eed l\u00fd n\u1ee3 n\u1ebfu nh\u01b0 \u0111\u00e3 c\u00f3 th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o \u0111\u1ea3m. C\u1ee5 th\u1ec3, quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m; b\u00e1n t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m; nh\u1eadn ch\u00ednh t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111\u1ec3 thay th\u1ebf cho vi\u1ec7c th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3…<\/em><\/p>\n

R\u00f5 r\u00e0ng, thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m l\u00e0 m\u1ed9t ho\u1ea1t \u0111\u1ed9ng h\u1ee3p ph\u00e1p, \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt cho ph\u00e9p, tuy nhi\u00ean th\u01b0\u1eddng tr\u00e1i \u00fd mu\u1ed1n c\u1ee7a ch\u1ee7 s\u1edf h\u1eefu v\u00e0 ng\u01b0\u1eddi n\u1eafm gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m. Tr\u00ean th\u1ef1c t\u1ebf \u0111\u00e3 x\u1ea3y ra nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c \u0111\u01b0\u1ee3c \u0111\u1ed3ng t\u00ecnh, h\u1ee3p t\u00e1c, th\u1eadm ch\u00ed c\u00f2n ch\u1ed1ng \u0111\u1ed1i, ph\u1ea3n \u1ee9ng d\u1eef d\u1ed9i c\u1ee7a ng\u01b0\u1eddi \u0111ang gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m.<\/em><\/p>\n

Theo quy \u0111\u1ecbnh c\u1ee7a lu\u1eadt ph\u00e1p, ng\u01b0\u1eddi \u0111ang gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m c\u00f3 tr\u00e1ch nhi\u1ec7m giao t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m cho c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng m\u00e0 ch\u1ed1ng \u0111\u1ed1i, kh\u00f4ng b\u00e0n giao t\u00e0i s\u1ea3n, l\u00e0 vi ph\u1ea1m ph\u00e1p lu\u1eadt v\u00e0 th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o \u0111\u1ea3m. Qua nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p th\u1ef1c t\u1ebf, c\u00f3 th\u1ec3 th\u1ea5y r\u1eb1ng, s\u1ef1 \u201cb\u1ea5t ch\u1ea5p ph\u00e1p lu\u1eadt\u201d c\u1ee7a con n\u1ee3 l\u00e0 m\u1ed9t kh\u00f3 kh\u0103n l\u1edbn cho t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng trong thu h\u1ed3i n\u1ee3.<\/em><\/p>\n

M\u1ed9t ngh\u1ecbch l\u00fd l\u00e0 khi x\u1ea3y ra nh\u1eefng t\u00ecnh hu\u1ed1ng nh\u01b0 tr\u00ean th\u00ec d\u01b0 lu\u1eadn th\u01b0\u1eddng c\u00f3 xu h\u01b0\u1edbng \u201cl\u00ean \u00e1n\u201d ng\u00e2n h\u00e0ng, b\u00eanh v\u1ef1c ng\u01b0\u1eddi b\u1ecb thu h\u1ed3i t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m. \u0110i\u1ec1u n\u00e0y b\u1eaft ngu\u1ed3n t\u1eeb s\u1ef1 thi\u1ebfu hi\u1ec3u bi\u1ebft c\u1ee7a nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n v\u1ec1 ph\u00e1p lu\u1eadt, \u0111\u1eb7c bi\u1ec7t l\u00e0 v\u1ec1 quy\u1ec1n thu gi\u1eef TSB\u0110 c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. S\u1ef1 b\u00eanh v\u1ef1c cho h\u00e0nh \u0111\u1ed9ng tr\u00e1i ph\u00e1p lu\u1eadt c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u00e3 g\u00e2y th\u00eam kh\u00f3 kh\u0103n kh\u00f4ng nh\u1ecf cho t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng khi thu h\u1ed3i TSB\u0110.<\/p>\n

\u0110\u1ec3 lu\u1eadt l\u00e0 l\u1ef1c<\/strong><\/p>\n

Trong l\u00fac vi\u1ec7c thu h\u1ed3i n\u1ee3 tr\u1ef1c ti\u1ebfp c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u1ea5p ph\u1ea3i kh\u00f3 kh\u0103n t\u1eeb th\u00e1i \u0111\u1ed9 b\u1ea5t h\u1ee3p t\u00e1c c\u1ee7a con n\u1ee3 v\u00e0 d\u01b0 lu\u1eadn ph\u1ea3n \u1ee9ng ti\u00eau c\u1ef1c th\u00ec qu\u00e1 tr\u00ecnh x\u1eed l\u00fd thu h\u1ed3i TSB\u0110 th\u00f4ng qua t\u00f2a \u00e1n c\u0169ng ch\u01b0a \u0111\u01b0\u1ee3c nh\u01b0 mong mu\u1ed1n.<\/p>\n

T\u1ea1i m\u1ed9t h\u1ed9i th\u1ea3o cu\u1ed1i th\u00e1ng 7\/2015, t\u1eadp h\u1ee3p t\u1eeb b\u00e1o c\u00e1o c\u1ee7a g\u1ea7n ch\u1ee5c chi nh\u00e1nh ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i tham gia cho th\u1ea5y, \u0111\u1ec3 x\u1eed l\u00fd m\u1ed9t kho\u1ea3n n\u1ee3 x\u1ea5u m\u00e0 kh\u00e1ch h\u00e0ng kh\u00f4ng h\u1ee3p t\u00e1c v\u00e0 quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n c\u1ee7a ng\u00e2n h\u00e0ng kh\u00f4ng \u0111\u01b0\u1ee3c th\u1ef1c thi tr\u00ean th\u1ef1c t\u1ebf, c\u00e1c b\u01b0\u1edbc t\u1ed1 t\u1ee5ng, thi h\u00e0nh \u00e1n v\u00e0 ph\u1ed1i h\u1ee3p v\u1edbi c\u00e1c ban ng\u00e0nh th\u01b0\u1eddng ph\u1ea3i m\u1ea5t th\u1eddi gian t\u1eeb 2-3 n\u0103m, nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p ph\u1ea3i t\u1edbi 5 n\u0103m m\u1edbi c\u00f3 th\u1ec3 c\u00f3 k\u1ebft qu\u1ea3.<\/p>\n

C\u00f3 th\u1ec3 th\u1ea5y, \u0111ang c\u1ea7n nh\u1eefng gi\u1ea3i ph\u00e1p th\u1ef1c s\u1ef1 l\u00e0m cho \u201clu\u1eadt tr\u1edf th\u00e0nh l\u1ef1c\u201d trong c\u1ea3 hai tr\u01b0\u1eddng h\u1ee3p: t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng thu h\u1ed3i n\u1ee3 tr\u1ef1c ti\u1ebfp, v\u00e0 x\u1eed l\u00fd qua t\u00f2a \u00e1n. \u0110\u1eb7c bi\u1ec7t, c\u1ea7n c\u00f3 s\u1ef1 \u0111\u1ed3ng l\u00f2ng, th\u1ea5u hi\u1ec3u, \u1ee7ng h\u1ed9 c\u1ee7a d\u01b0 lu\u1eadn, c\u00e1c c\u01a1 quan ban ng\u00e0nh li\u00ean quan h\u1ed7 tr\u1ee3 trong vi\u1ec7c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng t\u1ef1 thu h\u1ed3i n\u1ee3.<\/p>\n

D\u01b0 lu\u1eadn c\u1ea7n hi\u1ec3u r\u00f5, n\u1ebfu nh\u01b0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00f4ng th\u1ec3 thu h\u1ed3i \u0111\u01b0\u1ee3c m\u00f3n n\u1ee3 m\u00e0 kh\u00e1ch h\u00e0ng \u0111\u00e3 vay, th\u00ec ch\u1eafc ch\u1eafn s\u1ebd n\u1ea3y sinh m\u1ed9t t\u1ea7ng l\u1edbp kh\u00e1ch h\u00e0ng ch\u00e2y \u1ef3, vay d\u1ec5, kh\u00f3 \u0111\u00f2i. V\u00e0 \u0111\u00f3 l\u00e0 nguy\u00ean nh\u00e2n k\u00e9o d\u00e0i m\u1ed1i nguy hi\u1ec3m \u201cn\u1ee3 x\u1ea5u\u201d \u0111e d\u1ecda s\u1ef1 \u1ed5n \u0111\u1ecbnh c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng v\u00e0 n\u1ec1n kinh t\u1ebf.<\/p>\n

H\u1ed3ng Th\u1eafm<\/strong><\/p>\n

Theo Tr\u00ed th\u1ee9c tr\u1ebb<\/em><\/p>\n

——————————–<\/p>\n

CafeF (T\u00e0i ch\u00ednh \u2013 Ng\u00e2n h\u00e0ng) 11-8-2016:<\/em><\/strong><\/p>\n

http:\/\/cafef.vn\/xu-ly-no-xau-de-luat-chuyen-thanh-luc-20160810204149719.chn<\/a><\/em><\/p>\n

(325\/942)<\/em>","protected":false},"excerpt":{"rendered":"

(CFF) – C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng hi\u1ec7n \u0111ang g\u1eb7p nhi\u1ec1u r\u00e0o c\u1ea3n khi thu h\u1ed3i n\u1ee3. M\u1eb7c d\u00f9 quy\u1ec1n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng trong thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111\u01b0\u1ee3c lu\u1eadt quy \u0111\u1ecbnh r\u1ea5t r\u00f5, nh\u01b0ng th\u1ef1c thi c\u00f3 nhi\u1ec1u kh\u00f3 kh\u0103n. M\u1ed9t trong nh\u1eefng th\u00e0nh c\u00f4ng n\u1ed5i b\u1eadt c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng […]<\/p>\n","protected":false},"author":3,"featured_media":29138,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-29137","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n982. 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