{"id":29243,"date":"2015-11-05T09:39:34","date_gmt":"2015-11-05T02:39:34","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=29243"},"modified":"2022-06-23T09:45:04","modified_gmt":"2022-06-23T02:45:04","slug":"816-canh-giac-bay-lai-suat-khi-vay-tieu-dung","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\/","title":{"rendered":"816. C\u1ea3nh gi\u00e1c b\u1eaby l\u00e3i su\u1ea5t khi vay ti\u00eau d\u00f9ng"},"content":{"rendered":"(\u0110\u0110K) – \u201cM\u1eb9o\u201d c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, c\u00f4ng ty t\u00e0i ch\u00ednh khi cho vay ti\u00eau d\u00f9ng l\u00e0 chia nh\u1ecf m\u1ee9c l\u00e3i su\u1ea5t theo ng\u00e0y, theo h\u00e0ng th\u00e1ng \u0111\u1ec3 kh\u00e1ch h\u00e0ng y\u00ean t\u00e2m s\u1ebd tr\u1ea3 c\u1ea3 g\u1ed1c l\u1eabn l\u00e3i \u0111\u01b0\u1ee3c d\u1ec5 d\u00e0ng. Nh\u01b0ng \u1ea9n sau \u0111\u00f3 l\u00e0 ph\u00ed ph\u1ea1t v\u00e0 \u201cb\u1eaby\u201d l\u00e3i su\u1ea5t cao \u1edf m\u1ee9c t\u1eeb 17% – 25%\/n\u0103m.<\/strong><\/p>\n

Ng\u00e2n h\u00e0ng tung \u201cchi\u00eau\u201d<\/strong><\/p>\n

C\u00e1c ng\u00e2n h\u00e0ng \u0111ang r\u1ea7m r\u1ed9 tri\u1ec3n khai c\u00e1c g\u00f3i vay ti\u00eau d\u00f9ng, vay mua s\u1eafm cu\u1ed1i n\u0103m. Ng\u01b0\u1eddi vay c\u00f3 th\u1ec3 ch\u1ee7 \u0111\u1ed9ng s\u1eed d\u1ee5ng \u00a0kho\u1ea3n ti\u1ec1n \u0111\u1ec3 x\u00e2y d\u1ef1ng, s\u1eeda ch\u1eefa nh\u00e0, mua s\u1eafm ti vi, xe m\u00e1y, b\u00e0n gh\u1ebf, h\u1ed7 tr\u1ee3 v\u1ed1n cho con ch\u00e1u s\u1ea3n xu\u1ea5t, kinh doanh. C\u00e1c ng\u00e2n h\u00e0ng c\u0169ng cam k\u1ebft gi\u1ea3i ng\u00e2n nhanh v\u1edbi l\u00e3i su\u1ea5t h\u1ea5p d\u1eabn trong 2 n\u0103m \u0111\u1ea7u.<\/p>\n

Ch\u01b0a h\u1ebft, c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng \u0111ang r\u1ea7m r\u1ed9 cho nh\u00e2n vi\u00ean g\u1ecdi m\u1eddi kh\u00e1ch h\u00e0ng m\u1edf c\u00e1c th\u1ebb t\u00edn d\u1ee5ng \u0111\u1ec3 mua s\u1eafm cu\u1ed1i n\u0103m. M\u1ed9t trong nh\u1eefng nguy\u00ean nh\u00e2n khi\u1ebfn t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng t\u0103ng m\u1ea1nh l\u00e0 th\u1ee7 t\u1ee5c cho vay r\u1ea5t d\u1ec5 d\u00e0ng. V\u1edbi \u0111a s\u1ed1 kho\u1ea3n vay, kh\u00e1ch h\u00e0ng ch\u1ec9 c\u1ea7n cung c\u1ea5p b\u1ea3n sao ch\u1ee9ng minh nh\u00e2n d\u00e2n, h\u1ed9 kh\u1ea9u v\u00e0 kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p. Th\u1eadm ch\u00ed, n\u1ebfu vay d\u01b0\u1edbi 10 tri\u1ec7u \u0111\u1ed3ng, kh\u00e1ch h\u00e0ng ch\u1ec9 c\u1ea7n n\u1ed9p b\u1ea3n sao ch\u1ee9ng minh nh\u00e2n d\u00e2n ho\u1eb7c gi\u1ea5y ph\u00e9p l\u00e1i xe l\u00e0 c\u00e1c th\u1ee7 t\u1ee5c gi\u1ea3i ng\u00e2n kho\u1ea3n vay s\u1ebd nhanh ch\u00f3ng, d\u1ec5 d\u00e0ng.<\/p>\n

Theo t\u00ednh to\u00e1n hi\u1ec7n nay c\u1ee7a nhi\u1ec1u t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, vay ti\u00eau d\u00f9ng \u0111ang chi\u1ebfm t\u1ef7 l\u1ec7 6- 8% t\u1ed5ng d\u01b0 n\u1ee3 cho vay. Nhi\u1ec1u kh\u00e1ch h\u00e0ng \u0111ang s\u1eed d\u1ee5ng th\u1ebb \u0111\u1ec3 mua s\u1eafm. Nh\u01b0ng m\u1eadt ng\u1ecdt, d\u1ec5 ch\u1ebft ru\u1ed3i. Ng\u00e2n h\u00e0ng lu\u00f4n n\u1eafm \u0111\u1eb1ng chu\u00f4i, \u00a0kh\u00e1ch h\u00e0ng \u201ckh\u00f3 x\u01a1i\u201d c\u00e1c kho\u1ea3n ti\u1ec1n ti\u00eau d\u00f9ng n\u00e0y.<\/p>\n

Ch\u1ecb Nguy\u1ec5n Ho\u00e0ng Anh (t\u1eadp th\u1ec3 A6, Gi\u1ea3ng V\u00f5, H\u00e0 N\u1ed9i) k\u1ec3, h\u00f4m 20-10 ch\u1ecb nh\u1eadn \u0111\u01b0\u1ee3c sao k\u00ea th\u00f4ng b\u00e1o t\u1eeb ng\u00e2n h\u00e0ng Techcombank, v\u1edbi n\u1ed9i dung s\u1ed1 d\u01b0 cu\u1ed1i k\u1ef3 5,8 tri\u1ec7u \u0111\u1ed3ng. Gi\u00e1 tr\u1ecb thanh to\u00e1n ch\u1eadm nh\u1ea5t v\u00e0o ng\u00e0y 4\/11 l\u00e0 293.000 \u0111\u1ed3ng Ph\u00ed ch\u1eadm thanh to\u00e1n l\u00e0 150.000 \u0111\u1ed3ng, l\u00e3i ph\u1ea3i tr\u1ea3 215.000 \u0111\u1ed3ng. Sau 45 ng\u00e0y kh\u00f4ng thanh to\u00e1n t\u00e0i kho\u1ea3n b\u1ecb kh\u00f3a. Theo ch\u1ecb Ho\u00e0ng Anh, mua s\u1eafm qua th\u1ebb kh\u00e1 thu\u1eadn ti\u1ec7n nh\u01b0ng n\u1ebfu kh\u00f4ng \u201cc\u1ea3nh gi\u00e1c\u201d th\u00ec s\u1ed1 l\u00e3i ch\u1eadm tr\u1ea3 \u0111\u01b0\u1ee3c t\u00ednh r\u1ea5t cao.<\/p>\n

Cho \u0111\u1ebfn nay, v\u1ea5n \u0111\u1ec1 b\u1ee9c x\u00fac nh\u1ea5t c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u1ed1i v\u1edbi t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng l\u00e0 l\u00e3i vay. Ch\u1eb3ng h\u1ea1n v\u1edbi tr\u01b0\u1eddng h\u1ee3p ch\u1ecb Nguy\u1ec5n Ho\u00e0ng Anh, ch\u1ecb kh\u00f4ng th\u1ec3 bi\u1ebft kho\u1ea3n ti\u1ec1n 215.000 \u0111\u1ed3ng \u0111\u01b0\u1ee3c t\u00ednh tr\u00ean t\u1ed5ng d\u01b0 n\u1ee3 5,8 tri\u1ec7u \u0111\u1ed3ng hay l\u00e0 t\u1eeb c\u00e1c kho\u1ea3n n\u1ee3 c\u1ee7a th\u00e1ng tr\u01b0\u1edbc n\u1eefa.<\/p>\n

T\u01b0\u01a1ng t\u1ef1 ch\u1ecb Nguy\u1ec5n H\u00e0 (ph\u1ed1 \u0110\u00e0o T\u1ea5n \u2013 H\u00e0 N\u1ed9i), s\u1eed d\u1ee5ng th\u1ebb Visa ng\u00e2n h\u00e0ng ANZ \u0111\u1ec3 ti\u00eau d\u00f9ng n\u00f3i, ch\u1ecb th\u01b0\u1eddng xuy\u00ean g\u1ecdi \u0111\u1ebfn cho ng\u00e2n h\u00e0ng \u0111\u1ec3 th\u1eafc m\u1eafc v\u1ec1 c\u00e1ch t\u00ednh l\u00e3i. Ch\u1ecb m\u1edbi tr\u1ea3 ch\u1eadm l\u00e3i m\u1ed9t ng\u00e0y th\u00ec ph\u1ea7n l\u00e3i ch\u1ec9 t\u00ednh theo ng\u00e0y, song ng\u00e2n h\u00e0ng t\u00ednh lu\u00f4n l\u00e3i cho c\u1ea3 th\u00e1ng tr\u01b0\u1edbc.<\/p>\n

Hi\u1ec7n nay, l\u00e3i su\u1ea5t vay ti\u00eau d\u00f9ng m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng \u00e1p d\u1ee5ng th\u01b0\u1eddng d\u1ef1a tr\u00ean r\u1ea5t nhi\u1ec1u y\u1ebfu t\u1ed1, m\u1ee9c \u0111\u1ed9 r\u1ee7i ro, l\u1ecbch s\u1eed t\u00edn d\u1ee5ng, s\u1ed1 ti\u1ec1n, k\u1ef3 h\u1ea1n vay v\u00e0 v\u00e0i y\u1ebfu t\u1ed1 kh\u00e1c.<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Ch\u1ee7 nhi\u1ec7m C\u00e2u l\u1ea1c b\u1ed9 Ph\u00e1p ch\u1ebf Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI kh\u1eb3ng \u0111\u1ecbnh, ph\u00e1p lu\u1eadt kh\u00f4ng h\u1ea1n ch\u1ebf l\u00e3i su\u1ea5t cho vay t\u1ed1i \u0111a. L\u00e3i su\u1ea5t l\u00e0 do t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng quy \u0111\u1ecbnh v\u00e0 th\u1ecfa thu\u1eadn v\u1edbi kh\u00e1ch h\u00e0ng.<\/em><\/p>\n

\u201cNg\u1eadm ng\u1ea3i\u201d ch\u1ecbu thi\u1ec7t<\/strong><\/p>\n

Kh\u00f4ng ch\u1ec9 c\u00e1c ng\u00e2n h\u00e0ng, c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh c\u0169ng m\u1ea1nh d\u1ea1n ph\u00e1t t\u1edd r\u01a1i \u201cvay ti\u00eau d\u00f9ng v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p nh\u1ea5t 5%\/n\u0103m\u201d t\u01b0\u1edfng ch\u1eebng r\u1ea5t h\u1ea5p d\u1eabn. Song khi \u0111\u1eb7t b\u00fat k\u00fd vay ti\u1ec1n r\u1ed3i m\u1edbi bi\u1ebft l\u00e3i su\u1ea5t cao ng\u1ea5t ng\u01b0\u1edfng, kh\u00f4ng kh\u00e1c g\u00ec cho vay n\u1eb7ng l\u00e3i, th\u1eadm ch\u00ed l\u00ean \u0111\u1ebfn 20 \u2013 25%\/n\u0103m.<\/p>\n

Kh\u00e1ch h\u00e0ng N.M.H. (Gia L\u00e2m \u2013 H\u00e0 N\u1ed9i) cho bi\u1ebft, th\u00e1ng 9-2014, ch\u1ecb k\u00fd h\u1ee3p \u0111\u1ed3ng vay 10 tri\u1ec7u \u0111\u1ed3ng v\u1edbi m\u1ed9t c\u00f4ng ty t\u00e0i ch\u00ednh \u0111\u1ec3 mua m\u00e1y t\u00ednh. Nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n cho bi\u1ebft, l\u00e3i vay l\u00e0 2%\/th\u00e1ng nh\u01b0ng h\u1ee3p \u0111\u1ed3ng l\u1ea1i ghi l\u00e0 \u201cl\u00e3i su\u1ea5t cao nh\u1ea5t l\u00e0 5%\/th\u00e1ng\u201d \u0111i\u1ec1u n\u00e0y \u0111\u00e3 khi\u1ebfn ch\u1ecb th\u1eafc m\u1eafc. Ph\u00eda nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n tr\u1ea3 l\u1eddi, m\u1ee9c l\u00e3i su\u1ea5t \u201ccao nh\u1ea5t\u201d ph\u00f2ng tr\u01b0\u1eddng h\u1ee3p th\u1ecb tr\u01b0\u1eddng bi\u1ebfn \u0111\u1ed9ng. \u00a0V\u00e0 khi thanh to\u00e1n kh\u00e1ch h\u00e0ng N.M.H. m\u1edbi bi\u1ebft to\u00e0n b\u1ed9 ti\u1ec1n l\u00e3i c\u00e1c th\u00e1ng \u0111\u1ec1u \u0111\u01b0\u1ee3c C\u00f4ng ty t\u00ednh v\u1edbi l\u00e3i su\u1ea5t 5%\/th\u00e1ng.<\/p>\n

\u201cM\u1eb9o\u201d c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 c\u00f4ng ty t\u00e0i ch\u00ednh khi t\u01b0 v\u1ea5n cho kh\u00e1ch h\u00e0ng \u0111\u01b0a m\u1ee9c l\u00e3i su\u1ea5t t\u00ednh theo ng\u00e0y, v\u00e0 theo th\u00e1ng n\u00ean kh\u00e1ch h\u00e0ng l\u1ea7m t\u01b0\u1edfng l\u00e3i th\u1ea5p nh\u01b0ng th\u1ef1c ra kh\u00f4ng ph\u1ea3i. C\u00e1c ng\u00e2n h\u00e0ng c\u0169ng c\u00f3 chi\u00eau qu\u1ea3ng c\u00e1o h\u1ea5p d\u1eabn, l\u00e3i su\u1ea5t 0% trong 3 – 6 th\u00e1ng \u0111\u1ea7u. Th\u00e1ng ti\u1ebfp theo, l\u00e3i su\u1ea5t s\u1ebd t\u00ednh theo l\u00e3i su\u1ea5t th\u1ecb tr\u01b0\u1eddng c\u1ed9ng v\u1edbi bi\u00ean \u0111\u1ed9 nh\u1ea5t \u0111\u1ecbnh t\u1eeb 3-5%\/th\u00e1ng.<\/p>\n

\u0110\u1ec3 c\u1ea1nh tranh h\u1ea5p d\u1eabn kh\u00e1ch h\u00e0ng, ng\u00e2n h\u00e0ng l\u1eabn c\u00f4ng ty t\u00e0i ch\u00ednh \u0111ang mu\u1ed1n l\u00e0m \u0111a d\u1ea1ng s\u1ea3n ph\u1ea9m c\u1ee7a m\u00ecnh. M\u1ea3ng b\u00e1n l\u1ebb, cho vay ti\u00eau d\u00f9ng \u0111\u01b0\u1ee3c nh\u00ecn nh\u1eadn l\u00e0 mi\u1ebfng b\u00e1nh ng\u1ecdt nhi\u1ec1u ti\u1ec1m n\u0103ng.<\/p>\n

C\u00e1c chuy\u00ean gia kinh t\u1ebf cho r\u1eb1ng, tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh vay ti\u00eau d\u00f9ng ng\u01b0\u1eddi vay c\u1ea7n t\u00ecm hi\u1ec3u k\u1ef9 c\u00e1c m\u00f3n vay. N\u1ebfu v\u1ed9i v\u00e0ng, r\u1ea5t c\u00f3 th\u1ec3 kh\u00e1ch h\u00e0ng s\u1ebd b\u1ecb thi\u1ec7t. \u0110\u1ea7u ti\u00ean l\u00e0 nh\u1eefng kho\u1ea3n ph\u00ed ph\u1ea3i tr\u1ea3 \u0111\u01b0\u1ee3c m\u1eb7c \u0111\u1ecbnh s\u1eb5n trong h\u1ee3p \u0111\u1ed3ng. C\u1ee5 th\u1ec3 l\u00e0 ph\u00ed ch\u1eadm thanh to\u00e1n, ph\u00ed thanh l\u00fd h\u1ee3p \u0111\u1ed3ng s\u1edbm\u2026 Ngo\u00e0i ra l\u00e0 ph\u1ea7n l\u00e3i su\u1ea5t \u00e1p d\u1ee5ng khi t\u00ednh theo ng\u00e0y \u00edt, c\u00f3 th\u1ec3 n\u1eb1m trong kh\u1ea3 n\u0103ng thanh to\u00e1n c\u1ee7a m\u00ecnh nh\u01b0ng khi t\u00ednh theo n\u0103m l\u1ea1i t\u01b0\u01a1ng \u0111\u1ed1i l\u1edbn, theo t\u00ednh to\u00e1n chi li c\u00f3 th\u1ec3 v\u01b0\u1ee3t m\u1ee9c 25%.<\/p>\n

Th\u1ef1c t\u1ebf t\u1eebng ch\u1ec9 ra v\u1edbi kh\u00e1 nhi\u1ec1u kh\u00e1ch h\u00e0ng, khi nh\u1eadn sao k\u00ea t\u1eeb ng\u00e2n h\u00e0ng, c\u00f4ng ty t\u00e0i ch\u00ednh g\u1eedi \u0111\u1ebfn, kh\u00e1ch h\u00e0ng t\u00e1 h\u1ecfa v\u1edbi c\u00e1ch t\u00ednh l\u00e3i nh\u01b0ng c\u0169ng kh\u00f4ng th\u1ec3 ph\u1ea3n \u1ee9ng l\u1ea1i \u0111\u01b0\u1ee3c. Nguy\u00ean nh\u00e2n \u0111\u01b0\u1ee3c ch\u1ec9 ra v\u00ec \u0111\u00e3 \u0111\u1eb7t b\u00fat \u00a0k\u00fd vay ti\u1ec1n, d\u00f9 bi\u1ebft l\u00e3i su\u1ea5t ph\u1ea3i ch\u1ecbu qu\u00e1 cao nh\u01b0ng kh\u00f3 ki\u1ec7n b\u00ean cho vay.<\/p>\n

Theo quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1, l\u00e3i vay t\u1ed1i \u0111a kh\u00f4ng \u0111\u01b0\u1ee3c qu\u00e1 150% l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n. Tuy nhi\u00ean, 4 n\u0103m g\u1ea7n \u0111\u00e2y, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) kh\u00f4ng c\u00f4ng b\u1ed1 l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n m\u1edbi. Th\u00eam v\u00e0o \u0111\u00f3, n\u0103m 2010, NHNN c\u00f3 Th\u00f4ng t\u01b0 12\/2010\/TT-NHNN c\u1ee7a NHNN cho ph\u00e9p c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c cho vay theo l\u00e3i su\u1ea5t th\u1ecfa thu\u1eadn.<\/p>\n

V\u1eabn theo lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, m\u1ee9c l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n m\u00e0 NHNN c\u00f4ng b\u1ed1 n\u0103m 2010 l\u00e0 9%\/n\u0103m, c\u00f3 ngh\u0129a l\u00e3i vay kh\u00f4ng \u0111\u01b0\u1ee3c qu\u00e1 13,5%, song th\u1ef1c t\u1ebf, l\u00e3i vay t\u00edn ch\u1ea5p c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, c\u00f4ng ty t\u00e0i ch\u00ednh c\u00f3 th\u1ec3 l\u00ean cao v\u01b0\u1ee3t m\u1ed1c 13,5%\/ n\u0103m n\u00e0y r\u1ea5t nhi\u1ec1u.<\/em> Trao \u0111\u1ed5i v\u1edbi \u0110\u1ea1i \u0110o\u00e0n k\u1ebft, c\u1ef1u Th\u1ed1ng \u0111\u1ed1c NHNN \u00f4ng Cao S\u1ef9 Ki\u00eam c\u0169ng \u0111\u01b0a ra l\u1eddi khuy\u00ean, ng\u01b0\u1eddi d\u00e2n tr\u01b0\u1edbc khi vay c\u1ea7n ph\u1ea3i nghi\u00ean c\u1ee9u k\u1ef9 h\u1ee3p \u0111\u1ed3ng.<\/p>\n

C\u00e1c ng\u00e2n h\u00e0ng, c\u00f4ng ty t\u00e0i ch\u00ednh \u0111ang tri\u1ec3n khai h\u00e0ng lo\u1ea1t ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u00e3i, \u0111\u1ebfn t\u1eadn c\u00e1c si\u00eau th\u1ecb, trung t\u00e2m mua s\u1eafm, c\u1eeda h\u00e0ng \u0111\u1ec3 m\u1eddi ch\u00e0o vay v\u1ed1n, \u0111\u00e1p \u1ee9ng nhu c\u1ea7u mua h\u00e0ng ti\u00eau d\u00f9ng tr\u1ea3 g\u00f3p t\u0103ng m\u1ea1nh d\u1ecbp cu\u1ed1i n\u0103m c\u1ee7a ng\u01b0\u1eddi d\u00e2n, v\u1edbi \u0111i\u1ec1u ki\u1ec7n vay d\u1ec5 d\u00e3i, kh\u00f4ng c\u1ea7n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p. Th\u1ebf nh\u01b0ng, \u1ea9n trong nh\u1eefng h\u1ee3p \u0111\u1ed3ng cho vay d\u1ec5 t\u00ednh l\u00e0 nh\u1eefng \u201cb\u1eaby\u201d l\u00e3i su\u1ea5t v\u00e0 ph\u00ed ph\u1ea1t tinh vi.<\/p>\n

Th\u00fay H\u1eb1ng<\/strong><\/p>\n

———————————————–<\/p>\n

\u0110\u1ea1i \u0111o\u00e0n k\u1ebft (KT-XH) 05-11-2015:<\/em><\/strong><\/p>\n

http:\/\/m.daidoanket.vn\/kt-xh\/canh-giac-bay-lai-suat-khi-vay-tieu-dung\/73745<\/em><\/p>\n

(107\/1.299)","protected":false},"excerpt":{"rendered":"

(\u0110\u0110K) – \u201cM\u1eb9o\u201d c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, c\u00f4ng ty t\u00e0i ch\u00ednh khi cho vay ti\u00eau d\u00f9ng l\u00e0 chia nh\u1ecf m\u1ee9c l\u00e3i su\u1ea5t theo ng\u00e0y, theo h\u00e0ng th\u00e1ng \u0111\u1ec3 kh\u00e1ch h\u00e0ng y\u00ean t\u00e2m s\u1ebd tr\u1ea3 c\u1ea3 g\u1ed1c l\u1eabn l\u00e3i \u0111\u01b0\u1ee3c d\u1ec5 d\u00e0ng. Nh\u01b0ng \u1ea9n sau \u0111\u00f3 l\u00e0 ph\u00ed ph\u1ea1t v\u00e0 \u201cb\u1eaby\u201d l\u00e3i su\u1ea5t cao \u1edf m\u1ee9c […]<\/p>\n","protected":false},"author":1,"featured_media":29244,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-29243","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n816. C\u1ea3nh gi\u00e1c b\u1eaby l\u00e3i su\u1ea5t khi vay ti\u00eau d\u00f9ng - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]816. C\u1ea3nh gi\u00e1c b\u1eaby l\u00e3i su\u1ea5t khi vay ti\u00eau d\u00f9ng[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(\u0110\u0110K) – \u201cM\u1eb9o\u201d c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, c\u00f4ng ty t\u00e0i ch\u00ednh khi cho vay ti\u00eau d\u00f9ng l\u00e0 chia nh\u1ecf m\u1ee9c l\u00e3i su\u1ea5t theo ng\u00e0y, theo h\u00e0ng th\u00e1ng \u0111\u1ec3 kh\u00e1ch h\u00e0ng y\u00ean t\u00e2m s\u1ebd tr\u1ea3 c\u1ea3 g\u1ed1c l\u1eabn l\u00e3i \u0111\u01b0\u1ee3c d\u1ec5 d\u00e0ng. Nh\u01b0ng \u1ea9n sau \u0111\u00f3 l\u00e0 ph\u00ed ph\u1ea1t v\u00e0 \u201cb\u1eaby\u201d l\u00e3i su\u1ea5t cao \u1edf m\u1ee9c […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2015-11-05T02:39:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-06-23T02:45:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/17-6.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"450\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"administrator\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"administrator\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\\\/\"},\"author\":{\"name\":\"administrator\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/eb3eded70711d9ebee6ffdcf3118521b\"},\"headline\":\"816. C\u1ea3nh gi\u00e1c b\u1eaby l\u00e3i su\u1ea5t khi vay ti\u00eau d\u00f9ng\",\"datePublished\":\"2015-11-05T02:39:34+00:00\",\"dateModified\":\"2022-06-23T02:45:04+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\\\/\"},\"wordCount\":2051,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/17-6.jpg\",\"articleSection\":[\"Tr\u00edch d\u1eabn\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/vi\\\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\\\/\",\"name\":\"[:vi]816. C\u1ea3nh gi\u00e1c b\u1eaby l\u00e3i su\u1ea5t khi vay ti\u00eau d\u00f9ng[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/17-6.jpg\",\"datePublished\":\"2015-11-05T02:39:34+00:00\",\"dateModified\":\"2022-06-23T02:45:04+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/vi\\\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\\\/#primaryimage\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/17-6.jpg\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/17-6.jpg\",\"width\":600,\"height\":450},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"816. C\u1ea3nh gi\u00e1c b\u1eaby l\u00e3i su\u1ea5t khi vay ti\u00eau d\u00f9ng\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/facebook.com\\\/anvilawfirm\",\"https:\\\/\\\/x.com\\\/anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/eb3eded70711d9ebee6ffdcf3118521b\",\"name\":\"administrator\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g\",\"caption\":\"administrator\"},\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/author\\\/administrator\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]816. C\u1ea3nh gi\u00e1c b\u1eaby l\u00e3i su\u1ea5t khi vay ti\u00eau d\u00f9ng[:] - ANVI Law Firm","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/vi\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]816. C\u1ea3nh gi\u00e1c b\u1eaby l\u00e3i su\u1ea5t khi vay ti\u00eau d\u00f9ng[:] - ANVI Law Firm","og_description":"(\u0110\u0110K) – \u201cM\u1eb9o\u201d c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, c\u00f4ng ty t\u00e0i ch\u00ednh khi cho vay ti\u00eau d\u00f9ng l\u00e0 chia nh\u1ecf m\u1ee9c l\u00e3i su\u1ea5t theo ng\u00e0y, theo h\u00e0ng th\u00e1ng \u0111\u1ec3 kh\u00e1ch h\u00e0ng y\u00ean t\u00e2m s\u1ebd tr\u1ea3 c\u1ea3 g\u1ed1c l\u1eabn l\u00e3i \u0111\u01b0\u1ee3c d\u1ec5 d\u00e0ng. Nh\u01b0ng \u1ea9n sau \u0111\u00f3 l\u00e0 ph\u00ed ph\u1ea1t v\u00e0 \u201cb\u1eaby\u201d l\u00e3i su\u1ea5t cao \u1edf m\u1ee9c […]","og_url":"https:\/\/anvilaw.com\/vi\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2015-11-05T02:39:34+00:00","article_modified_time":"2022-06-23T02:45:04+00:00","og_image":[{"width":600,"height":450,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/17-6.jpg","type":"image\/jpeg"}],"author":"administrator","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"administrator","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"10 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/vi\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\/"},"author":{"name":"administrator","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/eb3eded70711d9ebee6ffdcf3118521b"},"headline":"816. C\u1ea3nh gi\u00e1c b\u1eaby l\u00e3i su\u1ea5t khi vay ti\u00eau d\u00f9ng","datePublished":"2015-11-05T02:39:34+00:00","dateModified":"2022-06-23T02:45:04+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\/"},"wordCount":2051,"commentCount":0,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/17-6.jpg","articleSection":["Tr\u00edch d\u1eabn","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/anvilaw.com\/vi\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/vi\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\/","url":"https:\/\/anvilaw.com\/vi\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\/","name":"[:vi]816. C\u1ea3nh gi\u00e1c b\u1eaby l\u00e3i su\u1ea5t khi vay ti\u00eau d\u00f9ng[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/17-6.jpg","datePublished":"2015-11-05T02:39:34+00:00","dateModified":"2022-06-23T02:45:04+00:00","breadcrumb":{"@id":"https:\/\/anvilaw.com\/vi\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/vi\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/17-6.jpg","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/06\/17-6.jpg","width":600,"height":450},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/vi\/816-canh-giac-bay-lai-suat-khi-vay-tieu-dung\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"816. C\u1ea3nh gi\u00e1c b\u1eaby l\u00e3i su\u1ea5t khi vay ti\u00eau d\u00f9ng"}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/eb3eded70711d9ebee6ffdcf3118521b","name":"administrator","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/secure.gravatar.com\/avatar\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6b4cad1cc3230c0a6032a9bbe5c29009e3463315571ae4d836ed00aa783418a8?s=96&d=mm&r=g","caption":"administrator"},"url":"https:\/\/anvilaw.com\/vi\/author\/administrator\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/29243","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=29243"}],"version-history":[{"count":0,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/29243\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/29244"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=29243"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=29243"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=29243"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}