{"id":29249,"date":"2015-11-09T09:48:11","date_gmt":"2015-11-09T02:48:11","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=29249"},"modified":"2022-06-23T09:50:10","modified_gmt":"2022-06-23T02:50:10","slug":"818-vay-tin-chap-dung-chet-vi-thieu-hieu-biet","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/818-vay-tin-chap-dung-chet-vi-thieu-hieu-biet\/","title":{"rendered":"818. Vay t\u00edn ch\u1ea5p: \u0110\u1eebng ‘ch\u1ebft’ v\u00ec thi\u1ebfu hi\u1ec3u bi\u1ebft!"},"content":{"rendered":"(TN) – Kh\u00f4ng c\u1ea7n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p<\/a>, th\u1ee7 t\u1ee5c nhanh ch\u00f3ng, \u0111\u01a1n gi\u1ea3n; gi\u1ea3i ng\u00e2n li\u1ec1n trong v\u00f2ng 48 gi\u1edd… nh\u1eefng l\u1eddi m\u1eddi h\u1ea5p d\u1eabn nh\u01b0 v\u1eady khi\u1ebfn nhi\u1ec1u ng\u01b0\u1eddi ch\u1ee7 quan, ch\u1ec9 ch\u0103m ch\u0103m \u0111\u1ebfn s\u1ed1 ti\u1ec1n \u0111\u01b0\u1ee3c vay m\u00e0 kh\u00f4ng c\u1ea9n th\u1eadn t\u00ecm hi\u1ec3u n\u00ean \u0111\u00e3 ‘n\u1ebfm tr\u00e1i \u0111\u1eafng’.<\/strong><\/p>\n\n\n\n
\"\"<\/p>\n

Vay t\u00edn ch\u1ea5p, c\u1ea9n th\u1eadn v\u1edbi c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng – \u1ea2nh: Ng\u1ecdc Th\u1eafng<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

S\u1ee9c h\u1ea5p d\u1eabn kh\u00f3 c\u01b0\u1ee1ng!<\/strong><\/p>\n

Anh B\u00f9i Huy Ho\u00e0ng (Q.C\u1ea7u Gi\u1ea5y, H\u00e0 N\u1ed9i) cho bi\u1ebft anh mua chi\u1ebfc \u0111i\u1ec7n tho\u1ea1i iPhone 6 v\u1edbi gi\u00e1 16 tri\u1ec7u \u0111\u1ed3ng t\u1ea1i m\u1ed9t si\u00eau th\u1ecb \u0111i\u1ec7n m\u00e1y tr\u00ean \u0111\u01b0\u1eddng Xu\u00e2n Th\u1ee7y (Q.C\u1ea7u Gi\u1ea5y). Nh\u00e2n vi\u00ean b\u00e1n h\u00e0ng t\u01b0 v\u1ea5n anh ch\u1ec9 c\u1ea7n tr\u1ea3 tr\u01b0\u1edbc 5 tri\u1ec7u \u0111\u1ed3ng, s\u1ed1 c\u00f2n l\u1ea1i \u0111\u01b0\u1ee3c m\u1ed9t c\u00f4ng ty t\u00e0i ch\u00ednh cho vay v\u00e0 tr\u1ea3 d\u1ea7n trong 12 th\u00e1ng, m\u1ed7i th\u00e1ng tr\u1ea3 g\u1ea7n 1,5 tri\u1ec7u \u0111\u1ed3ng c\u1ea3 g\u1ed1c l\u1eabn l\u00e3i. Nh\u1ea9m t\u00ednh l\u01b0\u01a1ng m\u1ed7i th\u00e1ng th\u1ea5y c\u00f3 th\u1ec3 b\u00f9 \u0111\u01b0\u1ee3c, anh Ho\u00e0ng \u0111\u1ed3ng \u00fd k\u00fd h\u1ee3p \u0111\u1ed3ng tr\u1ea3 g\u00f3p \u0111\u1ec3 mua.<\/p>\n

Th\u1ea5y th\u1ee7 t\u1ee5c th\u00ec nhanh g\u1ecdn, nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n th\u00ec nhi\u1ec7t t\u00ecnh, c\u1edfi m\u1edf, h\u01a1n n\u1eefa, s\u1ed1 ti\u1ec1n ph\u1ea3i tr\u1ea3 m\u1ed7i th\u00e1ng kh\u00e1 \u201cd\u1ec5 ch\u1ecbu\u201d, anh Ho\u00e0ng l\u1ea1i l\u00e2n la sang c\u00e1c gian h\u00e0ng kh\u00e1c. T\u1ea7n ng\u1ea7n tr\u01b0\u1edbc chi\u1ebfc laptop Sony S \u0111\u1eddi m\u1edbi, gi\u00e1 tr\u00ean 20 tri\u1ec7u \u0111\u1ed3ng h\u1ed3i l\u00e2u, anh Ho\u00e0ng m\u1ea1nh d\u1ea1n nh\u1edd nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n t\u00ednh to\u00e1n gi\u00f9m n\u1ebfu ph\u1ea3i tr\u1ea3 c\u1ea3 hai s\u1ea3n ph\u1ea9m th\u00ec m\u1ed7i th\u00e1ng anh ph\u1ea3i b\u1ecf ra m\u1ed9t kho\u1ea3n ch\u1eebng bao nhi\u00eau? Ch\u1ec9 30 gi\u00e2y, nh\u00e2n vi\u00ean \u201cph\u00e1n\u201d, \u201cth\u00eam h\u01a1n 2 tri\u1ec7u th\u00f4i anh \u1ea1, nh\u01b0ng anh ph\u1ea3i tr\u1ea3 tr\u01b0\u1edbc kho\u1ea3ng 6 tri\u1ec7u cho chi\u1ebfc m\u00e1y n\u00e0y \u1ea1\u201d.<\/p>\n

Th\u1ea5y m\u1ee9c l\u01b0\u01a1ng tr\u01b0\u1edfng ph\u00f2ng IT h\u01a1n 20 tri\u1ec7u \u0111\u1ed3ng m\u1ed7i th\u00e1ng c\u1ee7a m\u00ecnh v\u01b0\u1ee3t xa con s\u1ed1 4 tri\u1ec7u ph\u1ea3i tr\u1ea3 h\u1eb1ng th\u00e1ng, s\u1ed1 ti\u1ec1n tr\u1ea3 ngay t\u1ea1i \u0111\u00e2y c\u0169ng ch\u1ec9 h\u01a1n ch\u1ee5c tri\u1ec7u, anh Ho\u00e0ng \u0111\u1eb7t b\u00fat k\u00fd ngay h\u1ee3p \u0111\u1ed3ng mua tr\u1ea3 g\u00f3p v\u00e0 v\u1ed9i v\u00e0ng v\u1ec1 \u0111\u1ec3 khoe v\u1edbi b\u1ea1n b\u00e8 ch\u1ee9 kh\u00f4ng k\u1ecbp \u0111\u1ecdc k\u1ef9 h\u1ee3p \u0111\u1ed3ng, khi\u1ebfn nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n \u0111ang mi\u1ec7t m\u00e0i gi\u1ea3i th\u00edch ph\u1ea3i ch\u01b0ng h\u1eedng.<\/p>\n

Soi k\u1ef9 h\u1ee3p \u0111\u1ed3ng tr\u01b0\u1edbc khi \u0111\u1eb7t b\u00fat<\/strong><\/p>\n

C\u00f3 v\u1ebb nh\u01b0 \u0111\u1ed3 d\u00f9ng m\u1edbi \u201cc\u00f3 duy\u00ean\u201d v\u1edbi anh Ho\u00e0ng. Ch\u1ec9 sau 5 th\u00e1ng k\u1ec3 t\u1eeb khi c\u00f3 \u0111i\u1ec7n tho\u1ea1i v\u00e0 laptop m\u1edbi, anh Ho\u00e0ng \u0111\u01b0\u1ee3c \u0111\u1eb7t h\u00e0ng vi\u1ebft m\u1ed9t ph\u1ea7n m\u1ec1m qu\u1ea3n l\u00fd nh\u00e0 h\u00e0ng nh\u01b0ng y\u00eau c\u1ea7u r\u1ea5t g\u1ea5p do nh\u00e0 h\u00e0ng quy m\u00f4 l\u1edbn, l\u1ea1i s\u1eafp khai tr\u01b0\u01a1ng. D\u00f9 bi\u1ebft s\u1ebd r\u1ea5t v\u1ea5t v\u1ea3 n\u1ebfu nh\u1eadn c\u00f4ng vi\u1ec7c l\u00e0m th\u00eam n\u00e0y, nh\u01b0ng khi \u0111\u1ed1i t\u00e1c h\u1ee9a tr\u1ea3 m\u1ee9c th\u00f9 lao 40 tri\u1ec7u \u0111\u1ed3ng n\u1ebfu sau 2 tu\u1ea7n n\u1eefa giao s\u1ea3n ph\u1ea9m, anh Ho\u00e0ng quy\u1ebft t\u00e2m s\u1ebd th\u1ef1c hi\u1ec7n \u0111\u1ec3 tr\u1ea3 d\u1ee9t kho\u1ea3n n\u1ee3 m\u00e0 anh v\u1eabn \u0111\u1ec1u \u0111\u1eb7n thanh to\u00e1n c\u1ea3 g\u1ed1c l\u1eabn l\u00e3i su\u1ed1t 5 th\u00e1ng qua.<\/p>\n

C\u00f4ng vi\u1ec7c l\u00e0m th\u00eam th\u00e0nh c\u00f4ng h\u01a1n mong \u0111\u1ee3i, anh Ho\u00e0ng h\u00e2n hoan c\u1ea7m ti\u1ec1n \u0111\u1ebfn \u0111\u1ec3 t\u1ea5t to\u00e1n hai kho\u1ea3n mua tr\u1ea3 g\u00f3p, v\u00e0 trong \u0111\u1ea7u nhen nh\u00f3m \u00fd \u0111\u1ecbnh mua th\u00eam \u0111\u1ed3 m\u1edbi.<\/p>\n

Ch\u1ec9 \u0111\u1ebfn khi \u0111\u01b0\u1ee3c nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n gi\u1ea3i th\u00edch l\u1ea1i \u0111\u1ebfn l\u1ea7n th\u1ee9 3, anh Ho\u00e0ng m\u1edbi v\u00f2 \u0111\u1ea7u b\u1ee9t tai t\u1ef1 tr\u00e1ch m\u00ecnh ch\u1ee7 quan. N\u1ebfu anh ch\u1ecbu \u0111\u1ecdc k\u1ef9 h\u1ee3p \u0111\u1ed3ng th\u00ec s\u1ebd bi\u1ebft r\u1eb1ng ngo\u00e0i s\u1ed1 ti\u1ec1n c\u00f2n l\u1ea1i ph\u1ea3i thanh to\u00e1n th\u00ec anh s\u1ebd ph\u1ea3i thanh to\u00e1n th\u00eam m\u1ed9t kho\u1ea3n ph\u00ed ph\u1ea1t tr\u1ea3 tr\u01b0\u1edbc h\u1ea1n. \u0110i\u1ec1u \u0111\u00f3 c\u00f3 ngh\u0129a l\u00e0 th\u00e0 r\u1eb1ng anh c\u1ee9 tr\u1ea3 \u0111\u1ec1u \u0111\u1eb7n h\u1eb1ng th\u00e1ng nh\u01b0 tr\u01b0\u1edbc, ch\u1ee9 n\u1ebfu t\u1ea5t to\u00e1n s\u1edbm th\u00ec s\u1ed1 ti\u1ec1n c\u00f2n cao h\u01a1n.<\/p>\n

V\u1edbi tr\u01b0\u1eddng h\u1ee3p c\u1ee7a kh\u00e1ch h\u00e0ng tr\u00ean, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – Ch\u1ee7 nhi\u1ec7m C\u00e2u l\u1ea1c b\u1ed9 Ph\u00e1p ch\u1ebf (Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng) \u0111\u01b0a ra l\u1eddi khuy\u00ean, c\u00e1c kh\u00e1ch h\u00e0ng khi vay c\u1ea7n xem th\u1eadt k\u1ef9 h\u1ee3p \u0111\u1ed3ng, y\u00eau c\u1ea7u sao m\u1ed9t b\u1ea3n ri\u00eang cho m\u00ecnh. C\u00f3 g\u00ec th\u1eafc m\u1eafc th\u00ec y\u00eau c\u1ea7u gi\u1ea3i th\u00edch ngay, tr\u00e1nh t\u00ecnh tr\u1ea1ng c\u1ee9 th\u1ea5y nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n b\u1ea3o k\u00fd v\u00e0o \u0111\u00e2u l\u00e0 k\u00fd.<\/em><\/p>\n

N\u1ebfu mu\u1ed1n t\u1ea5t to\u00e1n kho\u1ea3n vay tr\u01b0\u1edbc h\u1ea1n, theo chuy\u00ean gia t\u00e0i ch\u00ednh – TS Ng\u00f4 Tr\u00ed Long, kh\u00e1ch h\u00e0ng c\u1ea7n bi\u1ebft r\u1eb1ng trong c\u00e1c h\u1ee3p \u0111\u1ed3ng cho vay t\u00edn ch\u1ea5p (vay kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m) \u0111\u1ec1u quy \u0111\u1ecbnh kh\u00e1ch h\u00e0ng s\u1ebd ph\u1ea3i thanh to\u00e1n m\u1ed9t m\u1ee9c ph\u00ed nh\u1ea5t \u0111\u1ecbnh (th\u01b0\u1eddng dao \u0111\u1ed9ng trong kho\u1ea3ng 2 – 4% t\u1ed5ng gi\u00e1 tr\u1ecb kho\u1ea3n vay).<\/p>\n

\u201cKhi vay t\u00edn ch\u1ea5p, ng\u01b0\u1eddi d\u00e2n c\u1ea7n h\u1ecfi th\u1eadt chi ti\u1ebft v\u00e0 l\u1eafng nghe c\u1ea9n th\u1eadn c\u00e1c nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n. B\u00ean c\u1ea1nh \u0111\u00f3, c\u1ea7n tham kh\u1ea3o nhi\u1ec1u t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00e1c nhau, \u0111\u1ed3ng th\u1eddi xem x\u00e9t k\u1ef9 \u0111i\u1ec1u ki\u1ec7n c\u1ee7a m\u00ecnh \u0111\u1ec3 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh vay cho h\u1ee3p l\u00fd\u201d, TS Long khuy\u1ebfn c\u00e1o.<\/p>\n

Ti\u00eau Phong – Thu H\u1eb1ng<\/strong><\/p>\n

———————————————-<\/p>\n

Thanh ni\u00ean (Kinh t\u1ebf) 09-11-2015:<\/em><\/strong><\/p>\n

http:\/\/www.thanhnien.com.vn\/kinh-te\/vay-tin-chap-dung-chet-vi-thieu-hieu-biet-631486.html<\/em><\/strong><\/p>\n

(72\/808)","protected":false},"excerpt":{"rendered":"

(TN) – Kh\u00f4ng c\u1ea7n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, th\u1ee7 t\u1ee5c nhanh ch\u00f3ng, \u0111\u01a1n gi\u1ea3n; gi\u1ea3i ng\u00e2n li\u1ec1n trong v\u00f2ng 48 gi\u1edd… nh\u1eefng l\u1eddi m\u1eddi h\u1ea5p d\u1eabn nh\u01b0 v\u1eady khi\u1ebfn nhi\u1ec1u ng\u01b0\u1eddi ch\u1ee7 quan, ch\u1ec9 ch\u0103m ch\u0103m \u0111\u1ebfn s\u1ed1 ti\u1ec1n \u0111\u01b0\u1ee3c vay m\u00e0 kh\u00f4ng c\u1ea9n th\u1eadn t\u00ecm hi\u1ec3u n\u00ean \u0111\u00e3 ‘n\u1ebfm tr\u00e1i \u0111\u1eafng’. Vay t\u00edn ch\u1ea5p, […]<\/p>\n","protected":false},"author":1,"featured_media":29250,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-29249","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n818. Vay t\u00edn ch\u1ea5p: \u0110\u1eebng 'ch\u1ebft' v\u00ec thi\u1ebfu hi\u1ec3u bi\u1ebft! - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/tieng-viet-818-vay-tin-chap-dung-chet-vi-thieu-hieu-biet\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]818. Vay t\u00edn ch\u1ea5p: \u0110\u1eebng 'ch\u1ebft' v\u00ec thi\u1ebfu hi\u1ec3u bi\u1ebft![:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(TN) – Kh\u00f4ng c\u1ea7n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, th\u1ee7 t\u1ee5c nhanh ch\u00f3ng, \u0111\u01a1n gi\u1ea3n; gi\u1ea3i ng\u00e2n li\u1ec1n trong v\u00f2ng 48 gi\u1edd… nh\u1eefng l\u1eddi m\u1eddi h\u1ea5p d\u1eabn nh\u01b0 v\u1eady khi\u1ebfn nhi\u1ec1u ng\u01b0\u1eddi ch\u1ee7 quan, ch\u1ec9 ch\u0103m ch\u0103m \u0111\u1ebfn s\u1ed1 ti\u1ec1n \u0111\u01b0\u1ee3c vay m\u00e0 kh\u00f4ng c\u1ea9n th\u1eadn t\u00ecm hi\u1ec3u n\u00ean \u0111\u00e3 ‘n\u1ebfm tr\u00e1i \u0111\u1eafng’. 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