{"id":29417,"date":"2015-06-17T08:58:05","date_gmt":"2015-06-17T01:58:05","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=29417"},"modified":"2022-06-24T09:01:07","modified_gmt":"2022-06-24T02:01:07","slug":"710-xu-ly-no-xau-ngan-hang-cung-khoc","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/710-xu-ly-no-xau-ngan-hang-cung-khoc\/","title":{"rendered":"710. X\u1eed l\u00fd n\u1ee3 x\u1ea5u: Ng\u00e2n h\u00e0ng c\u0169ng kh\u00f3c!"},"content":{"rendered":"(TP) – X\u1eed l\u00fd n\u1ee3 x\u1ea5u \u0111ang\u2026 t\u1eafc m\u00e0 n\u00fat th\u1eaft l\u1ea1i n\u1eb1m ch\u00ednh \u1edf kh\u00e2u x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o. \u0110\u1ea1i di\u1ec7n nhi\u1ec1u ng\u00e2n h\u00e0ng (NH) cho hay \u0111ang kh\u00e1 ng\u00e1n ng\u1ea9m khi nhi\u1ec1u kh\u00e1ch h\u00e0ng \u201ctr\u01a1 l\u1ef3\u201d kh\u00f4ng tr\u1ea3 n\u1ee3 nh\u01b0ng l\u1ea1i la \u201cto\u00e1ng\u201d l\u00ean n\u1ebfu b\u1ecb \u0111\u1ed9ng v\u00e0o t\u00e0i s\u1ea3n v\u1ed1n \u0111\u00e3 s\u1eb5n l\u00f2ng \u0111em th\u1ebf ch\u1ea5p.<\/strong><\/p>\n

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X\u1eed l\u00fd n\u1ee3 x\u1ea5u \u0111ang c\u1ea7n c\u01a1 ch\u1ebf h\u01a1n ti\u1ec1n b\u1ea1c. \u1ea2nh: Nh\u01b0 \u00dd.<\/em><\/p>\n

C\u00e0ng ch\u00e2y \u1ef3, c\u00e0ng l\u1ee3i<\/strong><\/p>\n

S\u1ef1 ki\u1ec7n nh\u00e2n vi\u00ean thu n\u1ee3 NH VPbank \u201csi\u1ebft n\u1ee3\u201d ni\u00eam phong c\u0103n h\u1ed9 chung c\u01b0 t\u1ea1i Nh\u00e2n Ch\u00ednh – Trung H\u00f2a r\u1ed3i ch\u1ee7 nh\u00e0 b\u00e1o c\u00f4ng an, c\u00e1c l\u1ef1c l\u01b0\u1ee3ng ch\u1ee9c n\u0103ng ph\u1ea3i nh\u1ea3y v\u00e0o gi\u1ea3i c\u1ee9u ng\u01b0\u1eddi th\u00e2n c\u1ee7a gia ch\u1ee7 h\u1ed3i \u0111\u1ea7u n\u0103m, nay \u0111\u00e3 l\u1eafng xu\u1ed1ng. D\u1eabu v\u1eady, \u0111\u1ebfn gi\u1edd n\u00f3 v\u1eabn mang l\u1ea1i kh\u00e1 nhi\u1ec1u tranh c\u00e3i cho nh\u1eefng ng\u01b0\u1eddi trong cu\u1ed9c, gi\u1edbi lu\u1eadt s\u01b0, ng\u00e2n h\u00e0ng v\u00e0 c\u1ea3 x\u00e3 h\u1ed9i v\u1ec1 sai – \u0111\u00fang m\u1ed7i b\u00ean.<\/p>\n

Tr\u01b0\u1edbc \u0111\u00f3, t\u1eebng x\u00f4n xao vi\u1ec7c m\u1ed9t c\u00f4ng d\u00e2n (t\u1ea1i H\u00e0 N\u1ed9i) h\u1ed1t ho\u1ea3ng t\u1edbi c\u00f4ng an ph\u01b0\u1eddng tr\u00ecnh b\u00e1o b\u1ecb m\u1ea5t chi\u1ebfc \u00f4 t\u00f4 \u0111\u1ec3 d\u01b0\u1edbi s\u00e2n nh\u00e0, \u201cth\u1ee7 ph\u1ea1m cu\u1ed1i c\u00f9ng ho\u00e1 ra l\u00e0 m\u1ed9t ng\u00e2n h\u00e0ng. C\u0169ng b\u1edfi anh n\u00e0y vay ti\u1ec1n m\u1ea5y tr\u0103m tri\u1ec7u v\u00e0 th\u1ebf ch\u1ea5p b\u1eb1ng ch\u00ednh chi\u1ebfc xe \u0111\u00f3. Tuy nhi\u00ean d\u1ec5 \u0111\u1ebfn n\u1eeda n\u0103m anh n\u00e0y b\u1ecf m\u1eb7c kh\u00f4ng tr\u1ea3 n\u1ee3 d\u00f9 nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng k\u00eau kh\u00f3c. B\u1ee9c x\u00fac, \u0111\u01b0\u1eddng c\u00f9ng, ng\u00e2n h\u00e0ng \u0111\u00f3 thu\u00ea ng\u01b0\u1eddi \u0111\u1ebfn \u201cb\u1ed1c\u201d xe v\u1ec1.<\/p>\n

C\u00f9ng th\u1eddi \u0111i\u1ec3m n\u00e0y, r\u1ea5t nhi\u1ec1u ng\u00e2n h\u00e0ng k\u00eau b\u1ebf t\u1eafc trong x\u1eed l\u00fd n\u1ee3 x\u1ea5u b\u1edfi s\u1ef1 b\u1ea5t h\u1ee3p t\u00e1c c\u1ee7a kh\u00e1ch h\u00e0ng. \u0110\u1ea1i di\u1ec7n Techcombank k\u1ec3 c\u00f3 m\u1ed9t v\u1ecb kh\u00e1ch \u0111\u00e3 vay ng\u00e2n h\u00e0ng ti\u1ec1n v\u00e0 l\u00e0m th\u1ee7 t\u1ee5c h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n trong t\u01b0\u01a1ng lai (l\u00e0 c\u0103n h\u1ed9 mua t\u1ea1i m\u1ed9t khu \u0111\u00f4 th\u1ecb). Kh\u00f4ng gi\u1eef \u0111\u01b0\u1ee3c ch\u1eef t\u00edn tr\u1ea3 n\u1ee3 \u0111\u00fang quy \u0111\u1ecbnh, v\u1ecb kh\u00e1ch n\u00e0y c\u00f2n l\u00e0m \u1ea7m l\u00ean khi ng\u00e2n h\u00e0ng th\u00f4ng b\u00e1o s\u1ebd l\u00e0m theo \u0111\u00fang lu\u1eadt ti\u1ebfn h\u00e0nh x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m (d\u00f9 hai b\u00ean \u0111\u00e3 t\u1eebng k\u00fd cam k\u1ebft th\u1ecfa thu\u1eadn c\u00e1c \u0111i\u1ec1u kho\u1ea3n chi ti\u1ebft, r\u00f5 r\u00e0ng).<\/p>\n

Nh\u1eadn x\u00e9t v\u1ec1 th\u1ef1c tr\u1ea1ng n\u00e0y, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Hi\u1ec7p h\u1ed9i ng\u00e2n h\u00e0ng cho r\u1eb1ng th\u1ef1c t\u1ebf \u0111ang c\u00f3 nhi\u1ec1u kh\u00e1ch h\u00e0ng ch\u1ecdn c\u00e1ch c\u00e0ng ch\u00e2y \u1ef3 c\u00e0ng c\u00f3 l\u1ee3i. L\u00fd do l\u00e0 b\u1edfi theo \u00f4ng \u0110\u1ee9c, \u201ct\u00f4i vay ng\u00e2n h\u00e0ng khi n\u1ee3 x\u1ea5u l\u00e3i su\u1ea5t r\u01a1i v\u00e0o 15- 20%; c\u00f3 khi t\u1edbi 30% \/n\u0103m. C\u00f2n n\u1ebfu t\u00f4i c\u1ee9 ch\u00e2y \u1ef3, ch\u1eafc ch\u1eafn ng\u00e2n h\u00e0ng s\u1ebd ph\u1ea3i mi\u1ec5n gi\u1ea3m l\u00e3i, s\u1ebd tha kh\u00f4ng ph\u1ea3i tr\u1ea3 g\u00ec c\u1ea3. Th\u1eadm ch\u00ed c\u00f2n \u0111\u1ebfn m\u1ee9c \u0111\u1ed9 l\u00e0 c\u1ee9 ra b\u1ea3n \u00e1n, c\u1ee9 c\u00f3 quy\u1ebft \u0111\u1ecbnh c\u1ee7a t\u00f2a \u00e1n th\u00ec l\u00fac \u0111\u1ea5y ngh\u0129a v\u1ee5 l\u1ea1i nh\u1eb9 nh\u00e0ng \u0111\u01a1n gi\u1ea3n nh\u1ea5t, ch\u1ec9 c\u00f3 9%\/ n\u0103m th\u00f4i\u201d.<\/em><\/p>\n

Lu\u1eadt b\u1ea3o v\u1ec7 ch\u1ee7 n\u1ee3 hay con n\u1ee3?<\/strong><\/p>\n

C\u00e1n b\u1ed9 ph\u00e1p ch\u1ebf m\u1ed9t NH c\u1ed5 ph\u1ea7n ch\u1ec9 ra: Ngh\u1ecb \u0111\u1ecbnh 163\/N\u0110-CP 2006 v\u1ec1 quy\u1ec1n x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m n\u00eau r\u1ea5t r\u00f5 khi thu gi\u1eef t\u00e0i s\u1ea3n, NH c\u00f3 th\u1ec3 ch\u1ee7 \u0111\u1ed9ng x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o ho\u1eb7c \u0111i theo con \u0111\u01b0\u1eddng t\u00f2a \u00e1n, tuy nhi\u00ean \u0111\u1ebfn l\u00fac n\u00e0y, r\u1ea5t nhi\u1ec1u c\u01a1 quan ch\u1ee9c n\u0103ng li\u00ean quan (ch\u00ednh quy\u1ec1n \u0111\u1ecba ph\u01b0\u01a1ng, UBND, C\u00f4ng an \u0111\u1ecba ph\u01b0\u01a1ng) v\u1eabn ch\u01b0a hi\u1ec3u r\u00f5 Ngh\u1ecb \u0111\u1ecbnh 163 khi\u1ebfn t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ph\u1ea3i gi\u1ea3i th\u00edch nhi\u1ec1u.<\/p>\n

\u201cC\u00f3 nhi\u1ec1u v\u1ee5 vi\u1ec7c trong h\u1ec7 th\u1ed1ng ch\u00fang t\u00f4i nh\u00ecn nghe qua l\u00e0 bi\u1ebft NH \u0111\u00e3 l\u00e0m \u0111\u00fang lu\u1eadt khi thu gi\u1eef t\u00e0i s\u1ea3n nh\u01b0ng v\u1eabn ph\u1ea3i ch\u1ecbu \u201cti\u1ebfng oan\u201d l\u00e0 x\u00e2m ph\u1ea1m t\u00e0i s\u1ea3n c\u00f4ng d\u00e2n. \u0110\u01a1n c\u1eed c\u00f3 v\u1ee5 NH c\u1eed anh em xu\u1ed1ng l\u00e0m th\u1ee7 t\u1ee5c x\u1eed l\u00fd, ng\u01b0\u1eddi d\u00e2n c\u0169ng kh\u00f4ng hi\u1ec3u, ch\u1ed1ng \u0111\u1ed1i quy\u1ebft li\u1ec7t, th\u1eadm ch\u00ed c\u00f3 nhi\u1ec1u h\u00e0nh vi tr\u00e1i ph\u00e1p lu\u1eadt (\u0111\u00e2m ch\u00e9m, d\u1ecda \u0111\u1ed5 x\u0103ng ra nh\u00e0 \u0111\u1ed1t, n\u00e9m g\u1ea1ch \u0111\u00e1, \u2026.), v\u00e0 c\u1ee9 ngh\u0129 l\u00e0 ph\u1ea3i ra t\u00f2a, \u0111\u1ec3 c\u1ed1 t\u00ecnh tr\u00ec ho\u00e3n vi\u1ec7c tr\u1ea3 n\u1ee3. C\u00f3 kh\u00e1ch h\u00e0ng c\u00f2n la to\u00e1ng l\u00ean cho r\u1eb1ng NH x\u00e2m ph\u1ea1m gia c\u01b0 b\u1ea5t h\u1ee3p ph\u00e1p, trong khi NH c\u00f3 th\u00f4ng b\u00e1o di r\u1eddi, ng\u00e0y gi\u1edd thu gi\u1eef \u0111\u1ea7y \u0111\u1ee7 c\u1ed1 t\u00ecnh lu loa, l\u00e0m m\u1ea5t uy t\u00edn c\u1ee7a NH, trong khi h\u1ecd m\u1edbi l\u00e0 ng\u01b0\u1eddi vay, kh\u00f4ng tr\u1ea3 n\u1ee3\u201d- V\u1ecb n\u00e0y k\u1ec3.<\/p>\n

\u201cSu\u1ed1t nh\u1eefng n\u0103m qua, \u0111\u00e3 c\u00f3 h\u00e0ng ngh\u00ecn b\u1ea3n \u00e1n ra \u0111\u1eddi li\u00ean quan \u0111\u1ebfn vi\u1ec7c x\u00e9t x\u1eed tranh ch\u1ea5p trong x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o gi\u1eefa h\u1ee3p \u0111\u1ed3ng vay c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 kh\u00e1ch h\u00e0ng. D\u1eabu nhi\u1ec1u tranh ch\u1ea5p \u0111\u00e3 c\u00f3 ph\u00e1n quy\u1ebft c\u1ee7a to\u00e0 \u00e1n c\u00f3 t\u00ednh gi\u00e1 tr\u1ecb ph\u00e1p l\u00fd cao v\u1ec1 vi\u1ec7c ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3 nh\u01b0ng nhi\u1ec1u kh\u00e1ch h\u00e0ng v\u1eabn t\u00ecm m\u1ecdi c\u00e1ch ch\u00e2y \u1ef3.\u201d<\/em><\/strong><\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/em><\/strong><\/p>\n

Lu\u1eadt s\u01b0 Thi\u1ec7u \u00c1nh D\u01b0\u01a1ng th\u00ec b\u1ee9c x\u00fac khi d\u1eabn ch\u1ee9ng v\u1ee5 m\u1ed9t v\u1ecb kh\u00e1ch n\u1eef b\u1ecb thu gi\u1eef t\u00e0i s\u1ea3n, v\u1eabn b\u00ecnh th\u1ea3n \u0103n s\u00e1ng, xong chi\u1ec1u \u0111\u01b0a \u0111\u01a1n \u0111i r\u1ea3i. C\u00f3 c\u1ea3 nh\u1eefng ng\u01b0\u1eddi vi\u1ebft \u0111\u01a1n thu\u00ea lu\u00f4n, s\u1eeda t\u00ean s\u1eeda h\u1ecd, t\u01b0 v\u1ea5n cho l\u00e0 g\u1eedi ch\u1ed7 n\u00e0o. Trong khi \u0111\u00f3 th\u00ec c\u00e1c c\u01a1 quan nh\u00e0 n\u01b0\u1edbc kh\u00f4ng bi\u1ebft nh\u1eadn \u0111\u01a1n ch\u1ec9 h\u1ecfi t\u1ea1i sao th\u1ebf n\u00e0y, t\u1ea1i sao c\u00e1c anh l\u1ea1i l\u00e0m nh\u1eefng \u0111i\u1ec1u sai tr\u00e1i th\u1ebf. \u201c\u0110\u01a1n g\u1eedi n\u00f3i nh\u1eefng ng\u01b0\u1eddi l\u1ea1 m\u1eb7t c\u1ee7a ng\u00e2n h\u00e0ng xu\u1ea5t hi\u1ec7n \u0111\u1ea1i lo\u1ea1i nh\u01b0 th\u1ebf n\u00e0y th\u1ebf kia. \u0110\u01b0\u01a1ng nhi\u00ean l\u1ea1 m\u1eb7t v\u00ec b\u00e0 \u1ea5y c\u00f3 bao gi\u1edd b\u00e0 quen \u0111\u00e2u, c\u00f3 bao gi\u1edd l\u00ean ng\u00e2n h\u00e0ng \u0111\u00e2u. B\u00e0 \u1ea5y vay n\u1ee3 xong th\u00ec bi\u1ebfn lu\u00f4n l\u00e0m sao kh\u00f4ng th\u1ea5y ng\u01b0\u1eddi ta l\u1ea1\u201d- \u00d4ng D\u01b0\u01a1ng n\u00f3i v\u00e0 kh\u1eb3ng \u0111\u1ecbnh \u201cTh\u1ef1c ra kh\u00f4ng c\u1ea7n s\u1eeda g\u00ec c\u1ea3, b\u00e2y gi\u1edd ch\u1ec9 c\u1ea7n, c\u00e1i lu\u1eadt \u0111\u00f3, v\u1eabn ngh\u1ecb \u0111\u1ecbnh \u0111\u00f3, t\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi h\u00e3y c\u00f9ng l\u00e0m \u0111\u00fang l\u00e0 \u0111\u01b0\u1ee3c\u201d.<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c c\u0169ng nh\u1ea5n m\u1ea1nh: Lu\u1eadt l\u1ec7 \u0111ang c\u1ea3n tr\u1edf r\u1ea5t nhi\u1ec1u h\u00e0nh vi, h\u00ecnh th\u1ee9c, c\u00e1ch th\u1ee9c. \u0110\u01a1n gi\u1ea3n nh\u01b0 chuy\u1ec7n ph\u1ea3i thi h\u00e0nh \u00e1n. Anh c\u00f3 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p \u0111\u1eb9p, doanh nghi\u1ec7p th\u1eeba kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3, n\u1ebfu nh\u01b0 t\u1ef1 nguy\u1ec7n tr\u1ea3 n\u1ee3 \u0111\u01b0\u1ee3c th\u00ec kh\u00f4ng sao, nh\u01b0ng \u0111\u00e3 ra t\u00f2a th\u00ec mu\u00f4n \u0111\u1eddi ng\u00e2n h\u00e0ng s\u1ebd kh\u00f4ng thu h\u1ed3i \u0111\u1ee7 n\u1ee3 v\u00ec c\u00f3 quy \u0111\u1ecbnh l\u00e0 ph\u1ea3i n\u1ed9p 3% ph\u00ed thi h\u00e0nh \u00e1n.<\/em><\/p>\n

Kh\u00e1nh Huy\u1ec1n<\/strong><\/p>\n

———————————-<\/p>\n

Ti\u1ec1n phong (Kinh t\u1ebf) 17-6-2015:<\/em><\/strong><\/p>\n

http:\/\/www.tienphong.vn\/Kinh-Te\/xu-ly-no-xau-ngan-hang-cung-khoc-873451.tpo<\/em><\/p>\n

(269\/1.059)","protected":false},"excerpt":{"rendered":"

(TP) – X\u1eed l\u00fd n\u1ee3 x\u1ea5u \u0111ang\u2026 t\u1eafc m\u00e0 n\u00fat th\u1eaft l\u1ea1i n\u1eb1m ch\u00ednh \u1edf kh\u00e2u x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o. \u0110\u1ea1i di\u1ec7n nhi\u1ec1u ng\u00e2n h\u00e0ng (NH) cho hay \u0111ang kh\u00e1 ng\u00e1n ng\u1ea9m khi nhi\u1ec1u kh\u00e1ch h\u00e0ng \u201ctr\u01a1 l\u1ef3\u201d kh\u00f4ng tr\u1ea3 n\u1ee3 nh\u01b0ng l\u1ea1i la \u201cto\u00e1ng\u201d l\u00ean n\u1ebfu b\u1ecb \u0111\u1ed9ng v\u00e0o t\u00e0i s\u1ea3n v\u1ed1n […]<\/p>\n","protected":false},"author":3,"featured_media":29418,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-29417","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n710. X\u1eed l\u00fd n\u1ee3 x\u1ea5u: Ng\u00e2n h\u00e0ng c\u0169ng kh\u00f3c! - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/710-xu-ly-no-xau-ngan-hang-cung-khoc\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]710. 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