{"id":29535,"date":"2016-01-04T10:30:16","date_gmt":"2016-01-04T03:30:16","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=29535"},"modified":"2022-06-24T10:48:49","modified_gmt":"2022-06-24T03:48:49","slug":"851-nguoi-dung-the-atm-ca-nam-trong-chau","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/851-nguoi-dung-the-atm-ca-nam-trong-chau\/","title":{"rendered":"851. Ng\u01b0\u1eddi d\u00f9ng th\u1ebb ATM: C\u00e1 n\u1eb1m trong ch\u1eadu"},"content":{"rendered":"(XHTT) – C\u00f3 th\u1ec3 th\u1ea5y, v\u1edbi ng\u01b0\u1eddi d\u00f9ng th\u1ebb ATM hi\u1ec7n nay, h\u1ecd \u0111ang ph\u1ea3i g\u00e1nh ch\u1ecbu nhi\u1ec1u b\u1ea5t c\u00f4ng t\u1eeb ph\u00eda c\u00e1c ng\u00e2n h\u00e0ng, trong l\u00fac v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi, ph\u1ea3i d\u00f9ng th\u1ebb l\u00e0 vi\u1ec7c ch\u1eb3ng \u0111\u1eb7ng \u0111\u1eebng. V\u00e0 khi \u0111\u00e3 d\u00f9ng, h\u1ecd c\u1ee9 nh\u01b0 \u201cc\u00e1 n\u1eb1m trong ch\u1eadu\u201d, th\u1eadm ch\u00ed \u201cc\u00e1 n\u1eb1m tr\u00ean th\u1edbt\u201d, lu\u00f4n h\u1ed3i h\u1ed9p\u2026<\/strong><\/p>\n

\u201cTh\u1eadp di\u1ec7n mai ph\u1ee5c\u201d ph\u00ed<\/strong><\/p>\n

Theo \u01b0\u1edbc t\u00ednh, m\u1ed7i kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng th\u1ebb ATM hi\u1ec7n nay ph\u1ea3i ch\u1ecbu kho\u1ea3ng 20 – 25 lo\u1ea1i ph\u00ed d\u1ecbch v\u1ee5 c\u01a1 b\u1ea3n c\u1ee7a ng\u00e2n h\u00e0ng. Ngo\u1ea1i tr\u1eeb ph\u00ed m\u1edf t\u00e0i kho\u1ea3n th\u01b0\u1eddng \u0111\u01b0\u1ee3c c\u00e1c ng\u00e2n h\u00e0ng mi\u1ec5n \u0111\u1ec3 thu h\u00fat kh\u00e1ch h\u00e0ng th\u00ec h\u1ea7u h\u1ebft c\u00e1c d\u1ecbch v\u1ee5 kh\u00e1c \u0111\u00e3 \u0111\u01b0\u1ee3c t\u00ednh ph\u00ed, g\u1ed3m: Ph\u00ed th\u01b0\u1eddng ni\u00ean, ph\u00ed SMS banking, internet banking, ph\u00ed r\u00fat ti\u1ec1n, ph\u00ed chuy\u1ec3n kho\u1ea3n, ph\u00ed truy v\u1ea5n s\u1ed1 d\u01b0, in h\u00f3a \u0111\u01a1n, ph\u00ed b\u00e1o m\u1ea5t th\u1ebb,…<\/p>\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
Th\u1ebb ATM \u1edf Vi\u1ec7t Nam ch\u1ee7 y\u1ebfu \u0111\u1ec3 r\u00fat ti\u1ec1n m\u1eb7t.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng c\u00f2n ph\u00e2n lo\u1ea1i c\u00e1c nh\u00f3m ph\u00ed, cho n\u00ean n\u1ebfu t\u00ednh t\u1ed5ng c\u1ed9ng l\u1ea1i, c\u00f3 khi l\u00ean tr\u00ean 30 kho\u1ea3n m\u00e0 ch\u1ee7 th\u1ebb c\u00f3 th\u1ec3 ph\u1ea3i tr\u1ea3 khi giao d\u1ecbch.<\/p>\n

Theo Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, Ch\u1ee7 nhi\u1ec7m CLB Ph\u00e1p ch\u1ebf Ng\u00e2n h\u00e0ng, v\u1ec1 b\u1ea3n ch\u1ea5t vi\u1ec7c ng\u00e2n h\u00e0ng thu c\u00e1c lo\u1ea1i ph\u00ed ATM l\u00e0 \u0111\u00fang quy \u0111\u1ecbnh v\u00e0 \u0111\u1ec1u th\u1ec3 hi\u1ec7n \u1edf h\u1ee3p \u0111\u1ed3ng.<\/em><\/p>\n

\u201cTuy nhi\u00ean, c\u0169ng kh\u00f4ng ho\u00e0n to\u00e0n minh b\u1ea1ch v\u00e0 t\u1ef1 nguy\u1ec7n b\u1edfi khi k\u00fd h\u1ee3p \u0111\u1ed3ng, ng\u00e2n h\u00e0ng quy \u0111\u1ecbnh khi thay \u0111\u1ed5i ph\u00ed s\u1ebd th\u00f4ng b\u00e1o b\u1eb1ng v\u0103n b\u1ea3n, th\u00f4ng b\u00e1o tr\u00ean trang web. N\u1ebfu kh\u00e1ch h\u00e0ng kh\u00f4ng ph\u1ea3n h\u1ed3i g\u00ec th\u00ec ngh\u0129a l\u00e0 \u0111\u1ed3ng \u00fd, c\u00f2n kh\u00f4ng \u0111\u1ed3ng \u00fd th\u00ec ch\u1ec9 c\u00f2n n\u01b0\u1edbc kho\u00e1 th\u1ebb, chuy\u1ec3n ng\u00e2n h\u00e0ng\u201d<\/em>\u00a0<\/em>\u2013 \u00d4ng \u0110\u1ee9c n\u00f3i.<\/em><\/p>\n

Theo nhi\u1ec1u chuy\u00ean gia ng\u00e2n h\u00e0ng, vi\u1ec7c thu qu\u00e1 nhi\u1ec1u lo\u1ea1i ph\u00ed th\u1ebb ATM hi\u1ec7n nay gi\u1ed1ng nh\u01b0 c\u00e1c ng\u00e2n h\u00e0ng \u0111ang \u201cb\u00e1n l\u00faa non\u201d, d\u00f9 r\u1eb1ng m\u1ed7i ng\u00e2n h\u00e0ng \u0111\u1ec1u c\u00f3 l\u00fd do ri\u00eang \u0111\u1ec3 thu ph\u00ed.<\/p>\n

L\u00e3i r\u00f2ng v\u1edbi ph\u00ed SMS Banking<\/strong><\/p>\n

Ch\u01b0a t\u00ednh t\u1edbi nh\u1eefng l\u1ee3i nhu\u1eadn kh\u00e1c t\u1eeb c\u00e1c lo\u1ea1i ph\u00ed th\u1ebb ATM mang l\u1ea1i, ch\u1ec9 ri\u00eang ph\u00ed SMS Banking \u0111\u00e3 \u0111\u1ee7 cho c\u00e1c ng\u00e2n h\u00e0ng \u201cl\u00e3i to\u201d. V\u1edbi m\u1ee9c ph\u00ed SMS Banking t\u1ea1m t\u00ednh \u1edf trung b\u00ecnh kho\u1ea3ng 15.000 \u0111\u1ed3ng\/th\u00e1ng \u2013 t\u01b0\u01a1ng \u1ee9ng v\u1edbi 60 tin nh\u1eafn – v\u1edbi gi\u00e1 250 \u0111\u1ed3ng\/SMS c\u1ee7a c\u00e1c nh\u00e0 m\u1ea1ng, hi\u1ec7n h\u1ea7u h\u1ebft ng\u01b0\u1eddi d\u00f9ng th\u1ebb kh\u00f4ng s\u1eed d\u1ee5ng h\u1ebft 60 SMS n\u00e0y.<\/p>\n

Ch\u1eb3ng h\u1ea1n, v\u1edbi m\u1ed9t c\u00e1n b\u1ed9\/c\u00f4ng ch\u1ee9c\/c\u00f4ng nh\u00e2n lao \u0111\u1ed9ng b\u00ecnh th\u01b0\u1eddng, m\u1ed7i th\u00e1ng, h\u1ecd \u0111\u01b0\u1ee3c c\u01a1 quan\/doanh nghi\u1ec7p chuy\u1ec3n tr\u1ea3 l\u01b0\u01a1ng v\u00e0o th\u1ebb ATM t\u1eeb 1-2 l\u1ea7n, v\u00e0 h\u1ecd r\u00fat ra c\u0169ng ch\u1ec9 kho\u1ea3ng 3-4 l\u1ea7n \u2013 ngh\u0129a l\u00e0 d\u01b0\u1edbi 10 SMS. C\u00e1 bi\u1ec7t, m\u1ed9t ng\u01b0\u1eddi hay r\u00fat\/chi tr\u1ea3 khi mua h\u00e0ng t\u1ea1i c\u00e1c si\u00eau th\u1ecb c\u0169ng th\u00eam kho\u1ea3ng 5-10 l\u1ea7n n\u1eefa th\u00f4i, ngh\u0129a l\u00e0 ch\u01b0a h\u1ebft 50% s\u1ed1 SMS \u201ckho\u00e1n g\u1ecdn\u201d.<\/p>\n

Theo H\u1ed9i th\u1ebb Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam, \u0111\u1ebfn cu\u1ed1i n\u0103m 2015, s\u1ed1 l\u01b0\u1ee3ng th\u1ebb ATM tr\u00ean c\u1ea3 n\u01b0\u1edbc \u0111\u00e3 \u0111\u1ea1t g\u1ea7n 86 tri\u1ec7u, t\u0103ng 30% so v\u1edbi cu\u1ed1i n\u0103m 2013.<\/p>\n

V\u1edbi m\u1ed7i ng\u00e2n h\u00e0ng, c\u1ee9 m\u1ed7i ch\u1ee7 th\u1ebb kh\u00f4ng d\u00f9ng h\u1ebft 20 SMS\/th\u1ebb ATM th\u00f4i (t\u01b0\u01a1ng \u1ee9ng v\u1edbi 5.000 \u0111\u1ed3ng), th\u00ec c\u1ee9 1 tri\u1ec7u th\u1ebb \u0111\u00e3 mang v\u1ec1 cho ng\u00e2n h\u00e0ng \u1ea5y 5 t\u1ef7 \u0111\u1ed3ng\/th\u00e1ng \u2013 ch\u1eb3ng ph\u1ea3i l\u00e0m g\u00ec (v\u00e0 v\u1eabn \u0111\u00fang lu\u1eadt), trong khi r\u1ea5t nhi\u1ec1u ng\u00e2n h\u00e0ng c\u00f3 s\u1ed1 th\u1ebb ATM ph\u00e1t h\u00e0nh h\u00e0nh l\u00ean \u0111\u1ebfn c\u1ea3 ch\u1ee5c tri\u1ec7u th\u1ebb.<\/p>\n

Th\u1ebb l\u1ed7i do ng\u00e2n h\u00e0ng, nh\u01b0ng MSB \u201cb\u1ecf r\u01a1i\u201d ch\u1ee7 th\u1ebb c\u1ea3 th\u00e1ng<\/strong><\/p>\n

\u0110\u00e2y l\u00e0 c\u00e2u chuy\u1ec7n th\u1eadt m\u00e0 ch\u00ednh ng\u01b0\u1eddi vi\u1ebft \u0111ang ph\u1ea3i g\u00e1nh ch\u1ecbu.<\/p>\n

C\u0169ng gi\u1ed1ng nh\u01b0 bao ng\u01b0\u1eddi lao \u0111\u1ed9ng kh\u00e1c, t\u00f4i \u0111\u01b0\u1ee3c c\u01a1 quan m\u1edf th\u1ebb \u0111\u1ec3 tr\u1ea3 l\u01b0\u01a1ng qua ng\u00e2n h\u00e0ng MaritimeBank (MSB), v\u1edbi s\u1ed1 th\u1ebb l\u00e0 9704 2600 0704 5263 v\u00e0 t\u00e0i kho\u1ea3n giao d\u1ecbch s\u1ed1 031 xx xx 212305-1. Tuy nhi\u00ean, c\u01a1 quan ch\u1ee7 qu\u1ea3n (m\u1edf th\u1ebb) \u1edf H\u00e0 N\u1ed9i, c\u00f2n t\u00f4i l\u00e0m vi\u1ec7c t\u1ea1i TP.HCM n\u00ean n\u1ebfu v\u00e0o ng\u00e2n h\u00e0ng r\u00fat, ph\u1ea3i tr\u1ea3 ph\u00ed \u2013 m\u1ee9c t\u1ed1i thi\u1ec3u l\u00e0 22.000 \u0111\u1ed3ng\/l\u1ea7n, t\u01b0\u01a1ng \u1ee9ng v\u1edbi s\u1ed1 \u201cl\u01b0\u01a1ng c\u00f2m\u201d m\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng th\u00f4ng th\u01b0\u1eddng c\u00f3 \u0111\u01b0\u1ee3c.<\/p>\n

C\u1ee5 th\u1ec3, m\u1ed9t bu\u1ed5i s\u00e1ng cu\u1ed1i th\u00e1ng 11\/2015, trong l\u00fac \u0111i l\u00e0m, gh\u00e9 v\u00e0o c\u00e2y ATM c\u1ee7a MSB tr\u00ean \u0111\u01b0\u1eddng Nguy\u1ec5n V\u0103n Tr\u1ed7i \u0111\u1ec3 r\u00fat ti\u1ec1n. Sau 3 l\u1ea7n b\u1ea5m s\u1ed1, c\u00e2y \u0111\u1ec1u b\u00e1o b\u1ea5m sai v\u00e0 kh\u00f4ng r\u00fat \u0111\u01b0\u1ee3c. C\u0169ng c\u1ea7n m\u1edf ngo\u1eb7c r\u1eb1ng, c\u00e1c ph\u00edm s\u1ed1 \u1edf c\u00e2y ATM n\u00e0y m\u1edd h\u1ebft, bu\u1ed9c ng\u01b0\u1eddi d\u00f9ng ph\u1ea3i nh\u1edb v\u1ecb tr\u00ed m\u00e0 b\u1ea5m. Cho r\u1eb1ng \u201cc\u00e2y \u0111ang c\u00f3 l\u1ed7i g\u00ec \u0111\u00f3\u201d, t\u00f4i ti\u1ebfp t\u1ee5c \u0111i l\u00e0m v\u00e0 ng\u00e0y 30\/11 – s\u00e1ng h\u00f4m sau hay sau n\u1eefa (kh\u00f4ng nh\u1edb r\u00f5) th\u1eed l\u1ea1i, \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o r\u1eb1ng, th\u1ebb \u0111\u00e3 nh\u1eadp s\u1ed1 sai 3 l\u1ea7n, kh\u00f4ng cho r\u00fat ti\u1ec1n.<\/p>\n

Ngay sau \u0111\u00f3, gh\u00e9 th\u1eed c\u00e2y ATM c\u1ee7a ng\u00e2n h\u00e0ng ACB g\u1ea7n c\u01a1 quan r\u00fat th\u1eed th\u00ec v\u1eabn \u0111\u01b0\u1ee3c, m\u1ecdi vi\u1ec7c v\u1eabn b\u00ecnh th\u01b0\u1eddng. C\u00f3 \u0111i\u1ec1u, c\u00e2y ATM c\u1ee7a MSB cho r\u00fat 3.000.000 \u0111\u1ed3ng\/l\u1ea7n v\u1edbi m\u1ee9c ph\u00ed 1.100 \u0111\u1ed3ng; c\u00f2n c\u00e2y kh\u00e1c h\u1ec7 th\u1ed1ng ch\u1ec9 cho r\u00fat 2.000.000 \u0111\u1ed3ng\/l\u1ea7n v\u1edbi m\u1ee9c ph\u00ed 3.300 \u0111\u1ed3ng \u2013 t\u1ee9c g\u1ea5p 3 l\u1ea7n m\u00e0 ti\u1ec1n ch\u1ec9 \u0111\u01b0\u1ee3c 2\/3.<\/p>\n

Sau \u0111\u00f3, \u0111em s\u1ef1 vi\u1ec7c \u0111\u1ebfn chi nh\u00e1nh MSB tr\u00ean \u0111\u01b0\u1eddng Ho\u00e0ng V\u0103n Th\u1ee5 h\u1ecfi v\u00e0 nh\u1edd ki\u1ec3m tra l\u1ea1i th\u1ebb, c\u00f4 nh\u00e2n vi\u00ean b\u1ea3o th\u1ebb kh\u00f4ng sao v\u00e0 cho s\u1ed1 \u0111i\u1ec7n tho\u1ea1i b\u00e0n 08.39977932 \u0111\u1ec3 c\u00f3 g\u00ec ti\u1ec7n li\u00ean l\u1ea1c, trao \u0111\u1ed5i.<\/p>\n

M\u1ea5y ng\u00e0y sau, khi h\u1ecfi l\u1ea1i qua \u0111i\u1ec7n tho\u1ea1i, t\u00f4i \u0111\u01b0\u1ee3c nh\u00e2n vi\u00ean n\u00e0y cho bi\u1ebft l\u00fd do: T\u00f4i \u0111\u00e3 r\u00fat ti\u1ec1n v\u00e0o l\u00fac MSB \u0111ang n\u00e2ng c\u1ea5p h\u1ec7 th\u1ed1ng n\u00ean th\u1ebb ATM c\u1ee7a t\u00f4i \u0111\u00e3 b\u1ecb b\u00e1o l\u1ed7i. Ngh\u0129a l\u00e0, l\u1ed7i n\u00e0y do ch\u00ednh ng\u00e2n h\u00e0ng MSB ch\u1ee9 kh\u00f4ng ph\u1ea3i ch\u1ee7 th\u1ebb l\u00e0 t\u00f4i.<\/p>\n

V\u00ec v\u1ee5 vi\u1ec7c, t\u00f4i \u0111\u00e3 t\u1edbi lui v\u00e0 c\u1ea3 \u0111i\u1ec7n tho\u1ea1i th\u00eam m\u1ea5y l\u1ea7n, nh\u01b0ng th\u1ebb ATM v\u1eabn kh\u00f4ng \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft, ti\u1ebfp t\u1ee5c bu\u1ed9c ph\u1ea3i r\u00fat ti\u1ec1n t\u1eeb c\u00e1c c\u00e2y ATM ngo\u00e0i h\u1ec7 th\u1ed1ng v\u1edbi m\u1ee9c ph\u00ed g\u1ea5p 3. C\u00f2n c\u00f4 nh\u00e2n vi\u00ean th\u00ec khuy\u00ean h\u00e3y v\u00e0o chi nh\u00e1nh c\u1ee7a MSB \u0111\u1ec3 r\u00fat ti\u1ec1n.<\/p>\n

Ph\u1ea3i ch\u0103ng MSB \u0111ang c\u1ed1 k\u00e9o d\u00e0i th\u1eddi gian \u0111\u1ec3 bu\u1ed9c ng\u01b0\u1eddi d\u00f9ng th\u1ebb ph\u1ea3i r\u00fat ti\u1ec1n t\u1eeb c\u00e1c chi nh\u00e1nh v\u1edbi ph\u00ed 22.000 \u0111\u1ed3ng\/l\u1ea7n? Hay, MSB \u0111ang coi kh\u00e1ch d\u00f9ng th\u1ebb l\u00e0 \u201cr\u01a1m, r\u00e1c\u201d, b\u1edfi khi vi\u1ebft ra nh\u1eefng \u0111i\u1ec1u n\u00e0y, \u0111\u00e3 1 th\u00e1ng tr\u00f4i qua, s\u1ef1 v\u1ee5 v\u1eabn kh\u00f4ng \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft v\u00e0 MSB kh\u00f4ng c\u00f3 b\u1ea5t c\u1ee9 l\u1eddi xin l\u1ed7i n\u00e0o, duy ch\u1ec9 c\u00f3 c\u00f4 nh\u00e2n vi\u00ean n\u01a1i t\u00f4i \u0111\u1ebfn \u0111\u00e3 l\u00ean ti\u1ebfng xin l\u1ed7i khi b\u1ecb t\u00f4i ph\u00ea b\u00ecnh v\u1ec1 v\u1ee5 vi\u1ec7c.<\/p>\n

V\u00e0 n\u00ean ch\u0103ng\u2026<\/strong><\/p>\n

Hi\u1ec7n, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1eabn \u0111ang n\u1ed7 l\u1ef1c t\u00ecm c\u00e1ch \u0111\u1ec3 gi\u1ea3m chi ti\u00eau b\u1eb1ng ti\u1ec1n m\u1eb7t trong to\u00e0n x\u00e3 h\u1ed9i, trong \u0111\u00f3, ph\u1ed5 c\u1eadp ng\u01b0\u1eddi d\u00e2n d\u00f9ng th\u1ebb ATM c\u0169ng l\u00e0 vi\u1ec7c c\u1ea7n l\u00e0m, nh\u01b0ng l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 h\u00e0i h\u00f2a \u0111\u01b0\u1ee3c cho c\u1ea3 c\u00e1c ng\u00e2n h\u00e0ng l\u1eabn ng\u01b0\u1eddi d\u00f9ng th\u1ebb ATM, \u0111\u00f2i h\u1ecfi nhi\u1ec1u v\u1ea5n \u0111\u1ec1 ph\u1ea3i minh b\u1ea1ch h\u01a1n.<\/p>\n

Tr\u01b0\u1edbc h\u1ebft,<\/em>\u00a0c\u0169ng nh\u01b0 c\u00e1c nh\u00e0 m\u1ea1ng vi\u1ec5n th\u00f4ng, n\u1ed9i m\u1ea1ng l\u00e0 bao tr\u00f9m c\u1ea3 n\u01b0\u1edbc, c\u00e1c ng\u00e2n h\u00e0ng kh\u00f4ng th\u1ec3 v\u00e0 kh\u00f4ng n\u00ean ph\u00e2n bi\u1ec7t vi\u1ec7c m\u1edf th\u1ebb \u1edf t\u1ec9nh\/TP n\u00e0y, n\u1ebfu \u0111\u1ebfn \u0111\u1ecba ph\u01b0\u01a1ng kh\u00e1c r\u00fat ph\u1ea3i tr\u1ea3 ph\u00ed, b\u1edfi to\u00e0n h\u1ec7 th\u1ed1ng c\u1ee7a m\u1ed7i ng\u00e2n h\u00e0ng \u0111\u1ec1u l\u00e0 m\u1ed9t m\u1ea1ng ri\u00eang \u2013 m\u1ea1ng n\u1ed9i b\u1ed9 c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng. S\u1ef1 ph\u00e2n bi\u1ec7t kia l\u00e0 \u201ct\u1eadn thu\u201d, kh\u00f4ng s\u00f2ng ph\u1eb3ng v\u1edbi ng\u01b0\u1eddi d\u00f9ng d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng hi\u1ec7n nay.<\/p>\n

K\u1ebf l\u00e0,<\/em>\u00a0ph\u1ea3i minh b\u1ea1ch vi\u1ec7c t\u00ednh ph\u00ed c\u00e1c lo\u1ea1i. Ch\u1eb3ng h\u1ea1n, kh\u00f4ng th\u1ec3 \u201ckho\u00e1n g\u1ecdn\u201d m\u1ee9c ph\u00ed SMS Banking d\u1ef1a theo ti\u00eau ch\u00ed c\u1ee7a m\u1ed9t \u0111\u1ea1i gia – ng\u00e0y n\u00e0o c\u0169ng d\u00f9ng th\u1ebb ATM r\u00fat ti\u1ec1n (\u0111\u1ec3 ti\u00eau), v\u1edbi \u0111\u1ea1i \u0111a s\u1ed1 ng\u01b0\u1eddi d\u00e2n v\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng. T\u1ed1t nh\u1ea5t, t\u00ednh \u0111\u00fang, t\u00ednh \u0111\u1ee7 ph\u00ed theo \u201ct\u1eebng cu\u1ed9c\u201d, ngh\u0129a l\u00e0 c\u00f3 nh\u1eafn tin cho ch\u1ee7 th\u1ebb l\u00e0 thu ph\u00ed, d\u00f9 m\u1ee9c ph\u00ed c\u00f3 th\u1ec3 cao h\u01a1n nh\u00e0 m\u1ea1ng ch\u00fat \u00edt, nh\u01b0ng ho\u00e0n to\u00e0n minh ch\u00ednh.<\/p>\n

V\u00e0 c\u00e1c lo\u1ea1i ph\u00ed kh\u00e1c c\u0169ng v\u1eady. V\u00ed nh\u01b0 ph\u00ed r\u00fat ti\u1ec1n kh\u00e1c h\u1ec7 th\u1ed1ng kh\u00f4ng th\u1ec3 g\u1ea5p m\u1ea5y l\u1ea7n trong c\u00f9ng m\u1ed9t h\u1ec7 th\u1ed1ng \u0111\u01b0\u1ee3c. Ch\u1eb3ng h\u1ea1n, g\u1ecdi \u0111i\u1ec7n tho\u1ea1i ra ngo\u00e0i m\u1ea1ng ch\u1ec9 cao h\u01a1n ch\u00fat \u00edt ch\u1ee9 ch\u01b0a bao gi\u1edd g\u1ea5p \u0111\u00f4i \u2013 \u0111\u00f3 l\u00e0 \u0111i\u1ec1u ng\u01b0\u1eddi d\u00f9ng th\u1ea5y \u0111\u00fang, ph\u00f9 h\u1ee3p.<\/p>\n

Cu\u1ed1i c\u00f9ng,<\/em>\u00a0n\u00ean ch\u0103ng, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc n\u00ean t\u00e1ch m\u1ea3ng th\u1ebb ATM ra kh\u1ecfi c\u00e1c ng\u00e2n h\u00e0ng. Tr\u01b0\u1edbc m\u1eaft s\u1ebd c\u00f3 r\u1ea5t nhi\u1ec1u C\u00f4ng ty\/Trung t\u00e2m th\u1ebb t\u01b0\u01a1ng \u1ee9ng v\u1edbi s\u1ed1 ng\u00e2n h\u00e0ng hi\u1ec7n h\u1eefu, nh\u01b0ng sau \u0111\u00f3 s\u00e1p nh\u1eadp ch\u00fang l\u1ea1i, ch\u1ec9 \u0111\u1ec3 2 \u2013 3 \u0111\u01a1n v\u1ecb kinh doanh th\u1ebb ATM \u0111\u1ec3 c\u1ea1nh tranh nhau, gi\u00fap gi\u00e1 d\u1ecbch v\u1ee5 th\u1ebb ATM gi\u1ea3m xu\u1ed1ng, k\u1ec3 c\u1ea3 n\u00e2ng c\u1ea5p c\u00f4ng ngh\u1ec7 th\u1ebb, c\u00f2n th\u1ebb c\u1ee7a m\u1ed7i \u0111\u01a1n v\u1ecb c\u00f3 th\u1ec3 r\u00fat\/tr\u1ea3 ti\u1ec1n tr\u00ean nhi\u1ec1u k\u00eanh (t\u1ee9c ng\u00e2n h\u00e0ng) kh\u00e1c nhau.<\/p>\n

M\u1eb7t kh\u00e1c, v\u00ec c\u1ea1nh tranh l\u1eabn nhau, c\u00e1c c\u00f4ng ty th\u1ebb ATM n\u00e0y s\u1ebd \u201cv\u01b0\u01a1n tay\u201d t\u1edbi c\u00e1c v\u00f9ng n\u00f4ng th\u00f4n, ch\u1ee3 qu\u00ea, b\u1edfi \u0111\u01b0\u1eddng truy\u1ec1n c\u00e1p quang c\u1ee7a c\u00e1c nh\u00e0 m\u1ea1ng \u0111\u00e3 k\u00e9o t\u1edbi m\u1ecdi ng\u00f5 ngh\u00e1ch, ch\u01b0a k\u1ec3 d\u1ecbch v\u1ee5 3G v\u00e0 4G, \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c gi\u1ea3m \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t trong to\u00e0n x\u00e3 h\u1ed9i.<\/p>\n

Thanh Tr\u00e0<\/strong><\/p>\n

———————————————————-<\/p>\n

X\u00e3 h\u1ed9i th\u00f4ng tin (Th\u1ecb tr\u01b0\u1eddng) 04-01-2016:<\/em><\/strong><\/p>\n

http:\/\/xahoithongtin.com.vn\/thi-truong\/201601\/nguoi-dung-the-atm-ca-nam-trong-chau-516754\/<\/a><\/em><\/p>\n

(103\/1.541)","protected":false},"excerpt":{"rendered":"

(XHTT) – C\u00f3 th\u1ec3 th\u1ea5y, v\u1edbi ng\u01b0\u1eddi d\u00f9ng th\u1ebb ATM hi\u1ec7n nay, h\u1ecd \u0111ang ph\u1ea3i g\u00e1nh ch\u1ecbu nhi\u1ec1u b\u1ea5t c\u00f4ng t\u1eeb ph\u00eda c\u00e1c ng\u00e2n h\u00e0ng, trong l\u00fac v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi, ph\u1ea3i d\u00f9ng th\u1ebb l\u00e0 vi\u1ec7c ch\u1eb3ng \u0111\u1eb7ng \u0111\u1eebng. V\u00e0 khi \u0111\u00e3 d\u00f9ng, h\u1ecd c\u1ee9 nh\u01b0 \u201cc\u00e1 n\u1eb1m trong ch\u1eadu\u201d, th\u1eadm ch\u00ed \u201cc\u00e1 n\u1eb1m tr\u00ean th\u1edbt\u201d, […]<\/p>\n","protected":false},"author":1,"featured_media":29573,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-29535","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n851. 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