{"id":29552,"date":"2015-08-05T10:37:23","date_gmt":"2015-08-05T03:37:23","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=29552"},"modified":"2022-06-24T10:39:22","modified_gmt":"2022-06-24T03:39:22","slug":"738-go-vuong-trong-xu-ly-thu-hoi-no-xau","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/738-go-vuong-trong-xu-ly-thu-hoi-no-xau\/","title":{"rendered":"738. G\u1ee1 v\u01b0\u1edbng trong x\u1eed l\u00fd, thu h\u1ed3i n\u1ee3 x\u1ea5u"},"content":{"rendered":"(ND) – Vi\u1ec7c x\u1eed l\u00fd, thu h\u1ed3i n\u1ee3 c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng (NH) \u0111ang g\u1eb7p kh\u00e1 nhi\u1ec1u kh\u00f3 kh\u0103n, tr\u1edf ng\u1ea1i. Kh\u00f3 kh\u0103n \u0111\u1ea7u ti\u00ean ph\u1ea3i k\u1ec3 \u0111\u1ebfn \u0111\u00f3 l\u00e0 c\u00e1c doanh nghi\u1ec7p (DN) g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n trong ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t, kinh doanh d\u1eabn \u0111\u1ebfn kh\u00f3 kh\u0103n trong tr\u1ea3 n\u1ee3. Th\u1ee9 n\u1eefa l\u00e0 s\u1ef1 b\u1ea5t h\u1ee3p t\u00e1c c\u1ee7a c\u00e1c kh\u00e1ch h\u00e0ng. V\u00e0 theo nhi\u1ec1u \u00fd ki\u1ebfn, nguy\u00ean nh\u00e2n n\u00e0y \u0111ang khi\u1ebfn c\u00e2u chuy\u1ec7n x\u1eed l\u00fd n\u1ee3 gi\u1eefa NH v\u00e0 DN tr\u1edf n\u00ean c\u0103ng th\u1eb3ng, k\u00e9o d\u00e0i.<\/strong><\/p>\n

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Vi\u1ec7c x\u1eed l\u00fd, thu h\u1ed3i n\u1ee3 t\u1ea1i C\u00f4ng ty Th\u00e9p Nam \u0110\u00f4 (H\u1ea3i Ph\u00f2ng) c\u1ee7a Vietcombank g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n do con n\u1ee3 b\u1ea5t h\u1ee3p t\u00e1c.<\/em><\/p>\n

Khi con n\u1ee3 ch\u00e2y \u1ef3<\/strong><\/p>\n

M\u1ed9t v\u1ecb \u0111\u1ea1i di\u1ec7n c\u1ee7a Techcombank m\u1edbi \u0111\u00e2y \u0111\u01b0a ra m\u1ed9t d\u1eabn ch\u1ee9ng v\u1ec1 m\u1ed9t kh\u00e1ch h\u00e0ng \u0111\u00e3 vay NH ti\u1ec1n v\u00e0 l\u00e0m th\u1ee7 t\u1ee5c h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n trong t\u01b0\u01a1ng lai l\u00e0 m\u1ed9t c\u0103n h\u1ed9 mua t\u1ea1i m\u1ed9t khu \u0111\u00f4 th\u1ecb. Kh\u00f4ng nh\u1eefng kh\u00f4ng tr\u1ea3 n\u1ee3 \u0111\u00fang quy \u0111\u1ecbnh, v\u1ecb kh\u00e1ch n\u00e0y c\u00f2n t\u1ecf th\u00e1i \u0111\u1ed9 b\u1ea5t h\u1ee3p t\u00e1c, ph\u1ea3n \u0111\u1ed1i khi NH th\u00f4ng b\u00e1o s\u1ebd l\u00e0m theo \u0111\u00fang lu\u1eadt ti\u1ebfn h\u00e0nh x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m (TSB\u0110). T\u01b0\u01a1ng t\u1ef1, v\u1ee5 vi\u1ec7c VPBank ti\u1ebfn h\u00e0nh thu gi\u1eef t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 nh\u00e0 \u1edf h\u1ed3i th\u00e1ng 3 v\u1eeba qua khi kh\u00e1ch h\u00e0ng kh\u00f4ng th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3 c\u0169ng g\u00e2y kh\u00f4ng \u00edt x\u00f4n xao trong d\u01b0 lu\u1eadn.<\/p>\n

Gi\u00e1m \u0111\u1ed1c Vietcombank chi nh\u00e1nh Th\u00e1i B\u00ecnh \u0110inh Th\u1ecb Th\u1ee7y chia s\u1ebb th\u00eam v\u1ec1 m\u1ed9t tr\u01b0\u1eddng h\u1ee3p c\u1ed1 t\u00ecnh ch\u00e2y \u1ef3, kh\u00f4ng ch\u1ecbu tr\u1ea3 n\u1ee3 c\u1ee7a m\u1ed9t DN t\u01b0 nh\u00e2n tr\u00ean \u0111\u1ecba b\u00e0n. “Ch\u00fang t\u00f4i \u0111\u00e3 thi\u1ec7n ch\u00ed \u0111\u1ec3 kh\u00e1ch h\u00e0ng tr\u1ea3 n\u1ee3 nh\u01b0ng ch\u1ee7 DN lu\u00f4n c\u00f3 m\u1ed9t \u0111\u1ed1i t\u00e1c t\u01b0 v\u1ea5n \u0111\u01b0a ra \u0111\u1ee7 m\u1ecdi l\u00fd do tr\u00ec ho\u00e3n \u0111\u1ec3 kh\u00f4ng ra t\u00f2a. Kh\u00f4ng nh\u1eefng th\u1ebf, khi ra t\u00f2a, ch\u1ee7 DN n\u00e0y c\u00f2n c\u00f3 m\u1ed9t b\u1ea3n kh\u00e1 d\u00e0i ph\u1ea3n t\u1ed1, bi\u1ebfn NH tr\u1edf th\u00e0nh nh\u00e0 \u0111\u1ea7u t\u01b0 kinh doanh. C\u1ee9 nh\u01b0 v\u1eady \u0111\u1ebfn l\u00fac t\u00f2a x\u1eed s\u01a1 th\u1ea9m r\u1ed3i ph\u00fac th\u1ea9m h\u1ebft ba n\u0103m, t\u1eeb \u0111\u00f3 \u0111\u1ebfn nay k\u00e9o d\u00e0i th\u00eam hai n\u0103m n\u1eefa l\u00e0 n\u0103m n\u0103m nh\u01b0ng ch\u00fang t\u00f4i v\u1eabn ch\u01b0a x\u1eed l\u00fd \u0111\u01b0\u1ee3c” – b\u00e0 Th\u1ee7y cho bi\u1ebft.<\/p>\n

C\u00f3 th\u1ec3 n\u00f3i, kh\u00f4ng ri\u00eang ba NH k\u1ec3 tr\u00ean m\u00e0 hi\u1ec7n nay, r\u1ea5t nhi\u1ec1u NH c\u0169ng g\u1eb7p ho\u00e0n c\u1ea3nh t\u01b0\u01a1ng t\u1ef1 v\u00e0 c\u1ea3m th\u1ea5y b\u1ebf t\u1eafc trong x\u1eed l\u00fd n\u1ee3 x\u1ea5u b\u1edfi s\u1ef1 thi\u1ebfu thi\u1ec7n ch\u00ed, b\u1ea5t h\u1ee3p t\u00e1c c\u1ee7a kh\u00e1ch h\u00e0ng. Nh\u1eadn x\u00e9t v\u1ec1 th\u1ef1c tr\u1ea1ng n\u00e0y, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI cho r\u1eb1ng, th\u1ef1c t\u1ebf \u0111ang c\u00f3 nhi\u1ec1u kh\u00e1ch h\u00e0ng ch\u1ecdn l\u1ef1a c\u00e1ch ch\u00e2y \u1ef3. B\u1edfi l\u1ebd, ch\u00ednh c\u00e1c quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt ch\u01b0a ch\u1eb7t ch\u1ebd d\u1eabn \u0111\u1ebfn t\u00ecnh tr\u1ea1ng khuy\u1ebfn kh\u00edch c\u00e1ch h\u00e0nh x\u1eed ch\u00e2y \u1ef3, th\u1eadm ch\u00ed c\u00e0ng ch\u00e2y \u1ef3 c\u00e0ng c\u00f3 l\u1ee3i. Quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 l\u00e3i su\u1ea5t ch\u1eadm thi h\u00e0nh \u00e1n l\u00e0 m\u1ed9t th\u00ed d\u1ee5 \u0111i\u1ec3n h\u00ecnh. Ch\u1eb3ng h\u1ea1n, l\u00e3i su\u1ea5t n\u1ee3 vay ng\u00e2n h\u00e0ng trong h\u1ea1n l\u00e0 10%\/n\u0103m, th\u00ec l\u00e3i su\u1ea5t qu\u00e1 h\u1ea1n cao nh\u1ea5t l\u00e0 15%\/n\u0103m ho\u1eb7c 19%\/n\u0103m. Ph\u1ea7n l\u1edbn n\u1ee3 qu\u00e1 h\u1ea1n c\u00f3 “ngu\u1ed3n g\u1ed1c” t\u1eeb m\u1ed9t s\u1ed1 n\u0103m tr\u01b0\u1edbc, th\u00ec l\u00e3i su\u1ea5t qu\u00e1 h\u1ea1n th\u01b0\u1eddng cao, th\u1eadm ch\u00ed l\u00ean \u0111\u1ebfn c\u1ee1 30%\/n\u0103m. Trong khi \u0111\u00f3, n\u1ebfu \u0111\u00e3 ki\u1ec7n ra T\u00f2a, th\u00ec sau khi c\u00f3 b\u1ea3n \u00e1n, con n\u1ee3 ph\u1ea3i tr\u1ea3 l\u00e3i su\u1ea5t ch\u1eadm thi h\u00e0nh \u00e1n 9%\/n\u0103m. V\u1eady l\u00e0 l\u00e3i su\u1ea5t n\u00e0y r\u1ebb h\u01a1n c\u1ea3 l\u00e3i su\u1ea5t vay trong h\u1ea1n v\u00e0 t\u1ea5t nhi\u00ean c\u00e0ng th\u1ea5p so v\u1edbi l\u00e3i su\u1ea5t khi b\u1ecb qu\u00e1 h\u1ea1n. H\u1eadu qu\u1ea3 nh\u00e3n ti\u1ec1n c\u1ee7a vi\u1ec7c ch\u1eadm thi h\u00e0nh \u00e1n l\u00e0 \u0111\u01b0\u01a1ng nhi\u00ean, v\u00ec c\u00e0ng ch\u00e2y \u1ef3, tr\u00ec ho\u00e3n c\u00e0ng c\u00f3 l\u1ee3i (so v\u1edbi tr\u01b0\u1edbc khi c\u00f3 b\u1ea3n \u00e1n).<\/em><\/p>\n

R\u00e0o c\u1ea3n t\u1eeb c\u01a1 ch\u1ebf ch\u00ednh s\u00e1ch<\/strong><\/p>\n

S\u1ef1 b\u1ea5t h\u1ee3p l\u00fd trong c\u00e1c quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt kh\u00f4ng nh\u1eefng l\u00e0 k\u1ebd h\u1edf khi\u1ebfn kh\u00f4ng \u00edt con n\u1ee3 l\u1ee3i d\u1ee5ng \u0111\u1ec3 c\u1ed1 t\u00ecnh ch\u00e2y \u1ef3, m\u00e0 \u0111\u00f3 c\u00f2n l\u00e0 m\u1ed9t trong nh\u1eefng r\u00e0o c\u1ea3n khi\u1ebfn vi\u1ec7c x\u1eed l\u00fd, thu h\u1ed3i n\u1ee3 c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n. Trong \u0111\u00f3, r\u00e0o c\u1ea3n \u0111\u1ea7u ti\u00ean c\u1ea7n k\u1ec3 \u0111\u1ebfn l\u00e0 v\u01b0\u1edbng m\u1eafc trong qu\u00e1 tr\u00ecnh x\u1eed l\u00fd TSB\u0110.<\/p>\n

Theo Tr\u01b0\u1edfng ph\u00f2ng thu h\u1ed3i v\u00e0 x\u1eed l\u00fd n\u1ee3 Vietcombank Chu Ch\u00e2u H\u1ea1nh, quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt l\u00e0 b\u00ean th\u1ebf ch\u1ea5p ph\u1ea3i giao TSB\u0110 cho b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p \u0111\u1ec3 x\u1eed l\u00fd. N\u1ebfu kh\u00f4ng, b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p c\u00f3 quy\u1ec1n thu gi\u1eef TSB\u0110. Nh\u01b0ng th\u1ef1c t\u1ebf th\u00ec vi\u1ec7c x\u1eed l\u00fd TSB\u0110 ph\u1ee5 thu\u1ed9c ho\u00e0n to\u00e0n thi\u1ec7n ch\u00ed b\u00ean th\u1ebf ch\u1ea5p. “Trong qu\u00e1 tr\u00ecnh \u0111\u00e0m ph\u00e1n, ch\u00fang t\u00f4i ph\u1ea3i v\u1eeba m\u1ec1m d\u1ebbo, v\u1eeba c\u01b0\u01a1ng quy\u1ebft th\u00ec c\u00e2u chuy\u1ec7n x\u1eed l\u00fd TSB\u0110 m\u1edbi \u0111\u01b0\u1ee3c th\u1ef1c thi. C\u00f2n n\u1ebfu v\u1eabn kh\u00f4ng xong th\u00ec bu\u1ed9c ph\u1ea3i thu gi\u1eef” – b\u00e0 H\u1ea1nh cho bi\u1ebft. Nh\u01b0ng sau \u0111\u00f3, c\u00e1c NH l\u1ea1i g\u1eb7p kh\u00f4ng \u00edt kh\u00f3 kh\u0103n trong vi\u1ec7c th\u1ef1c hi\u1ec7n quy\u1ec1n thu gi\u1eef TSB\u0110 n\u00e0y. B\u1edfi l\u1ebd, c\u01a1 quan c\u00f4ng an ch\u1ec9 c\u00f3 tr\u00e1ch nhi\u1ec7m gi\u1eef g\u00ecn an ninh tr\u1eadt t\u1ef1 m\u00e0 kh\u00f4ng c\u00f3 bi\u1ec7n ph\u00e1p ho\u1eb7c ch\u1ebf t\u00e0i x\u1eed l\u00fd n\u1ebfu b\u00ean th\u1ebf ch\u1ea5p TSB\u0110 b\u1ea5t h\u1ee3p t\u00e1c, ch\u00e2y \u1ef3. C\u00f9ng v\u1edbi \u0111\u00f3 l\u00e0 ph\u00e1p lu\u1eadt c\u0169ng ch\u01b0a c\u00f3 quy \u0111\u1ecbnh c\u00e1c bi\u1ec7n ph\u00e1p ho\u1eb7c ch\u1ebf t\u00e0i x\u1eed l\u00fd c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng b\u1ea5t h\u1ee3p t\u00e1c, ch\u00e2y \u1ef3, tr\u00ec ho\u00e3n vi\u1ec7c chuy\u1ec3n giao t\u00e0i s\u1ea3n cho NH \u0111\u1ec3 x\u1eed l\u00fd thu h\u1ed3i n\u1ee3.<\/p>\n

Ngo\u00e0i ra, c\u00e1c NH c\u00f2n g\u1eb7p v\u01b0\u1edbng m\u1eafc trong th\u1ef1c hi\u1ec7n th\u1ee7 t\u1ee5c t\u1ed1 t\u1ee5ng. C\u1ee5 th\u1ec3 l\u00e0 vi\u1ec7c kh\u00e1ch h\u00e0ng vay, b\u00ean th\u1ebf ch\u1ea5p b\u1ecf tr\u1ed1n kh\u1ecfi n\u01a1i c\u01b0 tr\u00fa, c\u1ed1 t\u00ecnh gi\u1ea5u \u0111\u1ecba ch\u1ec9 nh\u1eb1m tr\u1ed1n tr\u00e1nh th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 \u0111\u00e3 cam k\u1ebft v\u1edbi NH. Khi NH kh\u1edfi ki\u1ec7n kh\u00e1ch h\u00e0ng ra T\u00f2a \u00e1n, m\u1eb7c d\u00f9 trong \u0111\u01a1n kh\u1edfi ki\u1ec7n \u0111\u00e3 ghi r\u00f5 h\u1ecd t\u00ean, \u0111\u1ecba ch\u1ec9 c\u1ee7a b\u1ecb \u0111\u01a1n, b\u00ean c\u00f3 quy\u1ec1n l\u1ee3i ngh\u0129a v\u1ee5 li\u00ean quan, nh\u01b0ng nhi\u1ec1u T\u00f2a \u00e1n y\u00eau c\u1ea7u NH ph\u1ea3i x\u00e1c minh t\u00ecnh tr\u1ea1ng c\u01b0 tr\u00fa hi\u1ec7n t\u1ea1i c\u1ee7a kh\u00e1ch h\u00e0ng ho\u1eb7c ph\u1ea3i c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a ch\u00ednh quy\u1ec1n \u0111\u1ecba ph\u01b0\u01a1ng m\u1edbi th\u1ee5 l\u00fd h\u1ed3 s\u01a1. N\u1ebfu NH kh\u00f4ng th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u n\u00e0y, T\u00f2a \u00e1n t\u1eeb ch\u1ed1i th\u1ee5 l\u00fd v\u1ee5 \u00e1n, tr\u1ea3 l\u1ea1i \u0111\u01a1n kh\u1edfi ki\u1ec7n v\u1edbi l\u00fd do ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n kh\u1edfi ki\u1ec7n ho\u1eb7c \u0111\u00e3 th\u1ee5 l\u00fd v\u1ee5 \u00e1n th\u00ec T\u00f2a \u00e1n ra quy\u1ebft \u0111\u1ecbnh \u0111\u00ecnh ch\u1ec9 gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n.<\/p>\n

Th\u1ef1c t\u1ebf, khi x\u1ea3y ra n\u1ee3 x\u1ea5u, tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng vay c\u1ed1 t\u00ecnh tr\u1ed1n tr\u00e1nh, b\u1ecf \u0111i kh\u1ecfi n\u01a1i c\u01b0 tr\u00fa th\u00ec y\u00eau c\u1ea7u li\u00ean l\u1ea1c, x\u00e1c minh c\u1ee7a T\u00f2a \u00e1n nh\u01b0 tr\u00ean l\u00e0 qu\u00e1 kh\u00f3 kh\u0103n \u0111\u1ed1i v\u1edbi c\u00e1c NH. Tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng c\u1ee7a Vietcombank chi nh\u00e1nh H\u1ea3i Ph\u00f2ng l\u00e0 C\u00f4ng ty TNHH Nam \u0110\u00f4, ch\u00ednh l\u00e0 m\u1ed9t th\u00ed d\u1ee5. Theo \u0111\u00f3, NH \u0111\u00e3 n\u1ed9p \u0111\u01a1n kh\u1edfi ki\u1ec7n DN t\u1eeb cu\u1ed1i n\u0103m 2013 nh\u01b0ng \u0111\u1ebfn nay T\u00f2a \u00e1n v\u1eabn ch\u1eadm tr\u1ec5 th\u1ee5 l\u00fd v\u1ee5 \u00e1n. “T\u00f2a \u00e1n y\u00eau c\u1ea7u x\u00e1c minh \u0111\u1ecba ch\u1ec9 kinh doanh c\u1ee7a DN nh\u01b0ng do DN kh\u00f4ng h\u1ee3p t\u00e1c v\u00e0 thay \u0111\u1ed5i \u0111\u1ecba ch\u1ec9 kinh doanh nhi\u1ec1u l\u1ea7n cho n\u00ean khi NH n\u1ed9p \u0111\u01a1n kh\u1edfi ki\u1ec7n t\u1ea1i T\u00f2a \u00e1n qu\u1eadn Ba \u0110\u00ecnh v\u00e0 C\u1ea7u Gi\u1ea5y l\u00e0 nh\u1eefng n\u01a1i c\u00f3 \u0111\u0103ng k\u00fd kinh doanh g\u1ea7n nh\u1ea5t c\u1ee7a DN, th\u00ec khi hai T\u00f2a \u00e1n n\u00e0y x\u00e1c minh, DN l\u1ea1i kh\u00f4ng c\u00f3 ho\u1ea1t \u0111\u1ed9ng tr\u00ean \u0111\u1ecba b\u00e0n, n\u00ean v\u1eabn ch\u01b0a th\u1ec3 th\u1ee5 l\u00fd \u0111\u01b0\u1ee3c,” \u0111\u1ea1i di\u1ec7n Vietcombank H\u1ea3i Ph\u00f2ng b\u00e0y t\u1ecf v\u01b0\u1edbng m\u1eafc.<\/p>\n

Nh\u01b0 v\u1eady c\u00f3 th\u1ec3 th\u1ea5y, \u0111\u1ec3 c\u00f4ng t\u00e1c x\u1eed l\u00fd n\u1ee3 x\u1ea5u nhanh, d\u1ee9t \u0111i\u1ec3m v\u00e0 hi\u1ec7u qu\u1ea3 th\u00ec b\u00ean c\u1ea1nh n\u1ed7 l\u1ef1c c\u1ee7a ri\u00eang ng\u00e0nh NH, c\u0169ng c\u1ea7n s\u1ef1 tham gia t\u00edch c\u1ef1c c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c, \u0111\u01a1n v\u1ecb c\u00f3 li\u00ean quan, t\u1eeb ho\u00e0n thi\u1ec7n khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd, quy tr\u00ecnh th\u1ee7 t\u1ee5c \u0111\u1ebfn th\u1ef1c thi ph\u00e1p lu\u1eadt li\u00ean quan t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng, nh\u1ea5t l\u00e0 li\u00ean quan x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p. C\u00f3 nh\u01b0 v\u1eady, nh\u1eefng r\u00e0o c\u1ea3n, v\u01b0\u1edbng m\u1eafc nh\u01b0 \u0111\u00e3 n\u00eau \u1edf tr\u00ean s\u1ebd ph\u1ea7n n\u00e0o s\u1edbm \u0111\u01b0\u1ee3c kh\u1eafc ph\u1ee5c, v\u00e0 n\u1ee3 x\u1ea5u s\u1ebd kh\u00f4ng c\u00f2n l\u00e0 “c\u1ee5c m\u00e1u \u0111\u00f4ng” g\u00e2y t\u1eafc ngh\u1ebdn l\u01b0u th\u00f4ng c\u1ee7a n\u1ec1n kinh t\u1ebf.<\/p>\n

Th\u1ee7 t\u1ee5c t\u1ed1 t\u1ee5ng hi\u1ec7n ch\u01b0a t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (TCTD) x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ec3 thu h\u1ed3i n\u1ee3. C\u1ee5 th\u1ec3, m\u1ed9t s\u1ed1 T\u00f2a \u00e1n y\u00eau c\u1ea7u TCTD cung c\u1ea5p Bi\u00ean b\u1ea3n l\u00e0m vi\u1ec7c gi\u1eefa TCTD v\u00e0 kh\u00e1ch h\u00e0ng c\u00f3 n\u1ed9i dung ch\u1ee7 s\u1edf h\u1eefu t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p kh\u00f4ng \u0111\u1ed3ng \u00fd b\u00e0n giao t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p ho\u1eb7c kh\u00f4ng \u0111\u1ed3ng \u00fd \u1ee7y quy\u1ec1n cho TCTD b\u00e1n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p \u0111\u1ec3 thu h\u1ed3i n\u1ee3. Th\u1ef1c t\u1ebf, \u0111\u1ed1i v\u1edbi c\u00e1c tr\u01b0\u1eddng h\u1ee3p TCTD \u0111\u00e3 ph\u1ea3i kh\u1edfi ki\u1ec7n ra T\u00f2a \u00e1n th\u00ec ch\u1ee7 s\u1edf h\u1eefu t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p lu\u00f4n b\u1ea5t h\u1ee3p t\u00e1c, kh\u00f4ng ch\u1ecbu k\u00fd Bi\u00ean b\u1ea3n l\u00e0m vi\u1ec7c v\u1edbi TCTD. Y\u00eau c\u1ea7u n\u00eau tr\u00ean c\u1ee7a T\u00f2a \u00e1n \u0111\u1ecba ph\u01b0\u01a1ng \u0111\u00e3 g\u00e2y r\u1ea5t nhi\u1ec1u kh\u00f3 kh\u0103n cho TCTD.<\/p>\n

TS TR\u1ea6N TH\u1eca H\u1ed2NG H\u1ea0NH T\u1ed5ng Th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam<\/strong><\/p>\n

\u00a0<\/strong><\/p>\n

B\u00e0i v\u00e0 \u1ea3nh: H\u1ed2NG ANH<\/strong><\/p>\n

————————————–<\/p>\n

Nh\u00e2n D\u00e2n (Tin t\u1ee9c) 05-8-2015:<\/em><\/strong><\/p>\n

http:\/\/www.nhandan.com.vn\/mobile\/_mobile_kinhte\/_mobile_tintuc\/item\/27074302.html<\/em><\/p>\n

(209\/1.525)","protected":false},"excerpt":{"rendered":"

(ND) – Vi\u1ec7c x\u1eed l\u00fd, thu h\u1ed3i n\u1ee3 c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng (NH) \u0111ang g\u1eb7p kh\u00e1 nhi\u1ec1u kh\u00f3 kh\u0103n, tr\u1edf ng\u1ea1i. Kh\u00f3 kh\u0103n \u0111\u1ea7u ti\u00ean ph\u1ea3i k\u1ec3 \u0111\u1ebfn \u0111\u00f3 l\u00e0 c\u00e1c doanh nghi\u1ec7p (DN) g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n trong ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t, kinh doanh d\u1eabn \u0111\u1ebfn kh\u00f3 kh\u0103n trong tr\u1ea3 n\u1ee3. Th\u1ee9 n\u1eefa […]<\/p>\n","protected":false},"author":3,"featured_media":29556,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-29552","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n738. G\u1ee1 v\u01b0\u1edbng trong x\u1eed l\u00fd, thu h\u1ed3i n\u1ee3 x\u1ea5u - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/738-go-vuong-trong-xu-ly-thu-hoi-no-xau\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]738. G\u1ee1 v\u01b0\u1edbng trong x\u1eed l\u00fd, thu h\u1ed3i n\u1ee3 x\u1ea5u[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(ND) – Vi\u1ec7c x\u1eed l\u00fd, thu h\u1ed3i n\u1ee3 c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng (NH) \u0111ang g\u1eb7p kh\u00e1 nhi\u1ec1u kh\u00f3 kh\u0103n, tr\u1edf ng\u1ea1i. Kh\u00f3 kh\u0103n \u0111\u1ea7u ti\u00ean ph\u1ea3i k\u1ec3 \u0111\u1ebfn \u0111\u00f3 l\u00e0 c\u00e1c doanh nghi\u1ec7p (DN) g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n trong ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t, kinh doanh d\u1eabn \u0111\u1ebfn kh\u00f3 kh\u0103n trong tr\u1ea3 n\u1ee3. 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