{"id":29574,"date":"2015-08-24T10:48:38","date_gmt":"2015-08-24T03:48:38","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=29574"},"modified":"2022-06-24T10:50:29","modified_gmt":"2022-06-24T03:50:29","slug":"741-loay-hoay-con-ga-qua-trung","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/741-loay-hoay-con-ga-qua-trung\/","title":{"rendered":"741. Loay hoay con g\u00e0, qu\u1ea3 tr\u1ee9ng"},"content":{"rendered":"(\u0110TTC) – Quy \u0111\u1ecbnh v\u1ec1 ch\u1ee7 \u0111\u1ea7u t\u01b0 ph\u1ea3i \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng b\u1ea3o l\u00e3nh d\u1ef1 \u00e1n nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai c\u1ee7a Lu\u1eadt Kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n (B\u0110S) 2014 \u0111\u01b0\u1ee3c xem gi\u00fap ng\u01b0\u1eddi mua nh\u00e0 y\u00ean t\u00e2m h\u01a1n khi quy\u1ebft \u0111\u1ecbnh b\u1ecf ti\u1ec1n \u201cmua nh\u00e0 tr\u00ean gi\u1ea5y\u201d. M\u1edbi \u0111\u00e2y, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) \u0111\u00e3 c\u00f4ng b\u1ed1 danh s\u00e1ch 33 ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ph\u00e9p b\u1ea3o l\u00e3nh d\u1ef1 \u00e1n B\u0110S. Tuy nhi\u00ean, tr\u00ean th\u1ef1c t\u1ebf khi quy \u0111\u1ecbnh n\u00e0y \u0111\u01b0\u1ee3c tri\u1ec3n khai \u0111\u00e3 g\u1eb7p kh\u00f4ng \u00edt v\u01b0\u1edbng m\u1eafc, th\u1eadm ch\u00ed c\u00f3 nguy c\u01a1 r\u01a1i v\u00e0o b\u1ebf t\u1eafc do v\u00eanh nhau gi\u1eefa c\u00e1c quy \u0111\u1ecbnh v\u1ec1 \u0111i\u1ec1u ki\u1ec7n b\u00e1n nh\u00e0 v\u00e0 \u0111i\u1ec1u ki\u1ec7n th\u1ef1c hi\u1ec7n b\u1ea3o l\u00e3nh.<\/strong><\/p>\n

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Theo lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Ch\u1ee7 nhi\u1ec7m C\u00e2u l\u1ea1c b\u1ed9 Ph\u00e1p ch\u1ebf ng\u00e2n h\u00e0ng (Hi\u1ec7p h\u1ed9i ng\u00e2n h\u00e0ng Vi\u1ec7t Nam), Lu\u1eadt Kinh doanh B\u0110S 2014 quy \u0111\u1ecbnh: \u201cCh\u1ee7 \u0111\u1ea7u t\u01b0 d\u1ef1 \u00e1n B\u0110S tr\u01b0\u1edbc khi b\u00e1n, cho thu\u00ea mua nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai ph\u1ea3i \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u00f3 \u0111\u1ee7 n\u0103ng l\u1ef1c th\u1ef1c hi\u1ec7n b\u1ea3o l\u00e3nh ngh\u0129a v\u1ee5 t\u00e0i ch\u00ednh c\u1ee7a ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng khi ch\u1ee7 \u0111\u1ea7u t\u01b0 kh\u00f4ng b\u00e0n giao nh\u00e0 \u1edf theo \u0111\u00fang ti\u1ebfn \u0111\u1ed9 \u0111\u00e3 cam k\u1ebft v\u1edbi kh\u00e1ch h\u00e0ng\u201d.<\/p>\n

Nh\u01b0 v\u1eady, tr\u01b0\u1edbc khi ch\u1ee7 \u0111\u1ea7u t\u01b0 b\u00e1n nh\u00e0 h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai, ph\u1ea3i c\u00f3 b\u1ea3o l\u00e3nh c\u1ee7a ng\u00e2n h\u00e0ng. Tuy nhi\u00ean, t\u1ea1i Th\u00f4ng t\u01b0 07 ng\u00e0y 25-6-2015 c\u1ee7a NHNN quy \u0111\u1ecbnh, khi th\u1ef1c hi\u1ec7n b\u1ea3o l\u00e3nh cho ch\u1ee7 \u0111\u1ea7u t\u01b0 d\u1ef1 \u00e1n B\u0110S \u0111\u1ec3 b\u00e1n nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai, ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i ph\u1ea3i tu\u00e2n th\u1ee7 m\u1ed9t trong c\u00e1c quy \u0111\u1ecbnh sau \u0111\u00e2y: \u201cTrong h\u1ee3p \u0111\u1ed3ng mua b\u00e1n, thu\u00ea mua nh\u00e0 \u1edf k\u00fd k\u1ebft gi\u1eefa ch\u1ee7 \u0111\u1ea7u t\u01b0 v\u00e0 b\u00ean mua, b\u00ean thu\u00ea mua c\u00f3 quy \u0111\u1ecbnh ngh\u0129a v\u1ee5 c\u1ee7a ch\u1ee7 \u0111\u1ea7u t\u01b0 ph\u1ea3i ho\u00e0n l\u1ea1i ti\u1ec1n cho b\u00ean mua, b\u00ean thu\u00ea mua khi ch\u1ee7 \u0111\u1ea7u t\u01b0 vi ph\u1ea1m ngh\u0129a v\u1ee5 b\u00e0n giao nh\u00e0 \u1edf theo ti\u1ebfn \u0111\u1ed9 \u0111\u00e3 cam k\u1ebft v\u1edbi b\u00ean mua, b\u00ean thu\u00ea mua\u201d.<\/p>\n

Th\u1ef1c hi\u1ec7n c\u00e1c quy \u0111\u1ecbnh tr\u00ean, c\u00e1c b\u00ean \u0111ang th\u1ef1c s\u1ef1 loay hoay b\u1edfi lu\u1eadt quy \u0111\u1ecbnh ph\u1ea3i c\u00f3 b\u1ea3o l\u00e3nh tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng b\u00e1n nh\u00e0, ng\u01b0\u1ee3c l\u1ea1i th\u00f4ng t\u01b0 quy \u0111\u1ecbnh ch\u1ec9 \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh sau khi \u0111\u00e3 k\u00fd h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0. Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c cho r\u1eb1ng n\u1ebfu c\u0103n c\u1ee9 \u0111\u00fang theo quy \u0111\u1ecbnh v\u1ec1 \u0111i\u1ec1u ki\u1ec7n b\u1ea3o l\u00e3nh c\u1ee7a Lu\u1eadt Kinh doanh B\u0110S 2014, \u0111\u1ed3ng th\u1eddi c\u0169ng \u0111\u00fang v\u1edbi nguy\u00ean t\u1eafc giao d\u1ecbch b\u1ea3o l\u00e3nh, vi\u1ec7c b\u1ea3o l\u00e3nh b\u00e1n nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai s\u1ebd tr\u1edf n\u00ean b\u1ebf t\u1eafc, theo ki\u1ec3u kh\u00f4ng bi\u1ebft \u201cg\u00e0\u201d c\u00f3 tr\u01b0\u1edbc hay \u201ctr\u1ee9ng\u201d c\u00f3 tr\u01b0\u1edbc.<\/p>\n

\u0110\u1ec3 x\u1eed l\u00fd v\u1ea5n \u0111\u1ec1 n\u00e0y c\u1ea7n ch\u1ea5p nh\u1eadn m\u1ed9t giao d\u1ecbch g\u1ecdi l\u00e0 b\u1ea3o l\u00e3nh ho\u00e0n to\u00e0n m\u1edbi, tr\u00e1i v\u1edbi quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o l\u00e3nh c\u1ee7a B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 c\u0169ng nh\u01b0 nghi\u1ec7p v\u1ee5 ng\u00e2n h\u00e0ng hi\u1ec7n h\u00e0nh. \u0110\u00f3 l\u00e0 vi\u1ec7c b\u1ea3o l\u00e3nh b\u1ecf ng\u1ecf b\u00ean nh\u1eadn b\u1ea3o l\u00e3nh, ch\u01b0a xu\u1ea5t hi\u1ec7n ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng b\u1ea3o l\u00e3nh. Nh\u01b0 v\u1eady, t\u1ea1m hi\u1ec3u l\u00e0 b\u1ea3o l\u00e3nh cho to\u00e0n b\u1ed9 d\u1ef1 \u00e1n nh\u00e0 \u1edf v\u00e0 b\u1ea3o l\u00e3nh cho ch\u1ee7 \u0111\u1ea7u t\u01b0, kh\u00f4ng ph\u1ea3i l\u00e0 b\u1ea3o l\u00e3nh cho ng\u01b0\u1eddi mua nh\u00e0 \u0111\u00fang nh\u01b0 y\u00eau c\u1ea7u c\u1ee7a Lu\u1eadt Kinh doanh B\u0110S. Sau \u0111\u00f3, ng\u01b0\u1eddi mua nh\u00e0 \u0111\u01b0\u01a1ng nhi\u00ean \u0111\u01b0\u1ee3c quy\u1ec1n y\u00eau c\u1ea7u ng\u00e2n h\u00e0ng th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 b\u1ea3o l\u00e3nh sau khi k\u00fd h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0 v\u1edbi ch\u1ee7 \u0111\u1ea7u t\u01b0.<\/p>\n

Tuy nhi\u00ean, gi\u1ea3i ph\u00e1p n\u00e0y r\u1ea5t r\u1ee7i ro cho ng\u00e2n h\u00e0ng, v\u00ec ph\u1ea3i r\u00e0ng bu\u1ed9c v\u1edbi cam k\u1ebft b\u1ea3o l\u00e3nh trong khi c\u00f2n nhi\u1ec1u \u1ea9n s\u1ed1 \u0111\u1eb1ng sau. Ngo\u00e0i ra, vi\u1ec7c b\u1ea3o l\u00e3nh nh\u01b0 v\u1eady s\u1ebd b\u1ea5t l\u1ee3i cho ng\u00e2n h\u00e0ng v\u00ec ph\u1ea3i t\u00ednh gi\u00e1 tr\u1ecb t\u1ea5t c\u1ea3 c\u0103n h\u1ed9 v\u00e0o gi\u1edbi h\u1ea1n t\u1ef7 l\u1ec7 d\u01b0 n\u1ee3 c\u1ea5p t\u00edn d\u1ee5ng kh\u00f4ng qu\u00e1 15% theo quy \u0111\u1ecbnh t\u1ea1i Th\u00f4ng t\u01b0 36 c\u1ee7a NHNN v\u00e0 ph\u1ea3i tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng qu\u00e1 m\u1ee9c. Ch\u01b0a k\u1ec3, n\u1ebfu ch\u1ee7 \u0111\u1ea7u t\u01b0 ch\u1ec9 b\u00e1n nh\u00e0 t\u1ea1i m\u1ed9t \u0111\u01a1n nguy\u00ean hay m\u1ed9t t\u00f2a nh\u00e0 trong t\u1ed5ng th\u1ec3 \u0111ang x\u00e2y d\u1ef1ng, nh\u01b0ng c\u00f3 khi v\u1eabn ph\u1ea3i b\u1ea3o l\u00e3nh cho to\u00e0n b\u1ed9 d\u1ef1 \u00e1n.<\/p>\n

M\u1ed9t gi\u1ea3i ph\u00e1p kh\u00e1c \u0111\u01b0\u1ee3c t\u00ednh \u0111\u1ebfn l\u00e0 ch\u1ea5p nh\u1eadn vi\u1ec7c b\u1ea3o l\u00e3nh tr\u01b0\u1edbc khi c\u00e1c b\u00ean k\u00fd h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0 ch\u1ec9 d\u1eebng l\u1ea1i \u1edf vi\u1ec7c t\u1ea1m th\u1eddi cam k\u1ebft, h\u1ee9a h\u1eb9n v\u1ec1 nguy\u00ean t\u1eafc s\u1ebd b\u1ea3o l\u00e3nh c\u1ea3 g\u00f3i, c\u00f3 t\u00ednh ch\u1ea5t s\u01a1 b\u1ed9 \u0111\u1ec3 l\u00e0m c\u01a1 s\u1edf cho vi\u1ec7c k\u00fd h\u1ee3p \u0111\u1ed3ng b\u00e1n nh\u00e0. Tuy nhi\u00ean, ngay c\u1ea3 vi\u1ec7c l\u00e0m nh\u01b0 v\u1eady c\u0169ng c\u00f3 ph\u1ea7n tr\u00e1i lu\u1eadt. C\u00f2n vi\u1ec7c b\u1ea3o l\u00e3nh ch\u00ednh th\u1ee9c s\u1ebd \u0111\u01b0\u1ee3c ti\u1ebfn h\u00e0nh sau khi c\u00e1c b\u00ean k\u00fd h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0. V\u00e0 tr\u01b0\u1eddng h\u1ee3p n\u00e0y bu\u1ed9c ph\u1ea3i ch\u1ea5p nh\u1eadn th\u1ecfa thu\u1eadn th\u00eam m\u1ed9t n\u1ed9i dung n\u1eefa c\u0169ng c\u00f3 ph\u1ea7n tr\u00e1i lu\u1eadt, \u0111\u00f3 l\u00e0 h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0 \u1edf ch\u1ec9 c\u00f3 hi\u1ec7u l\u1ef1c sau khi \u0111\u00e3 c\u00f3 b\u1ea3o l\u00e3nh c\u1ee7a ng\u00e2n h\u00e0ng (t\u01b0\u01a1ng t\u1ef1 nh\u01b0 ph\u1ea3i \u0111\u01b0\u1ee3c c\u00f4ng ch\u1ee9ng).<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c cho r\u1eb1ng gi\u1ea3i ph\u00e1p tri\u1ec7t \u0111\u1ec3 v\u00e0 h\u1ee3p l\u00fd nh\u1ea5t l\u00e0 ph\u1ea3i s\u1eeda lu\u1eadt, d\u00f9 r\u1ea5t kh\u00f3 v\u00ec lu\u1eadt v\u1eeba m\u1edbi c\u00f3 hi\u1ec7u l\u1ef1c. Theo \u0111\u00f3, c\u1ea7n b\u1ecf b\u1edbt m\u1ed9t t\u1eeb \u201ctr\u01b0\u1edbc\u201d trong c\u1ee5m t\u1eeb ph\u1ea3i c\u00f3 b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng \u201ctr\u01b0\u1edbc khi b\u00e1n, cho thu\u00ea mua nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai\u201d, \u0111\u1ed3ng th\u1eddi th\u00eam m\u1ed9t t\u1eeb \u201csau\u201d v\u00e0o tr\u01b0\u1edbc t\u1eeb \u201ck\u00fd k\u1ebft\u201d, trong \u0111o\u1ea1n \u201cCh\u1ee7 \u0111\u1ea7u t\u01b0 c\u00f3 tr\u00e1ch nhi\u1ec7m g\u1eedi b\u1ea3n sao h\u1ee3p \u0111\u1ed3ng b\u1ea3o l\u00e3nh cho b\u00ean mua, b\u00ean thu\u00ea mua khi k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng mua, thu\u00ea mua\u201d t\u1ea1i Kho\u1ea3n 2, \u0110i\u1ec1u 56, Lu\u1eadt Kinh doanh B\u0110S 2014. M\u1ea1nh d\u1ea1n h\u01a1n n\u1eefa, c\u1ea7n chuy\u1ec3n \u0111i\u1ec1u lu\u1eadt n\u00e0y sang Lu\u1eadt Nh\u00e0 \u1edf n\u0103m 2014, v\u00ec \u0111\u00e2y l\u00e0 m\u1ed9t y\u00eau c\u1ea7u ch\u1ec9 \u0111\u1eb7t ra \u0111\u1ed1i v\u1edbi ri\u00eang nh\u00e0 \u1edf, n\u00ean c\u1ea7n \u0111\u01b0a v\u1ec1 \u0111\u00fang v\u1ecb tr\u00ed c\u1ee7a n\u00f3.<\/p>\n

\u0110\u1ea6U T\u01af T\u00c0I CH\u00cdNH<\/strong><\/p>\n

————————————<\/p>\n

\u0110\u1ea7u t\u01b0 T\u00e0i ch\u00ednh (Kinh t\u1ebf) 24-8-2015:<\/em><\/strong><\/p>\n

http:\/\/www.saigondautu.com.vn\/Pages\/20150822\/Loay-hoay-con-ga-qua-trung.aspx<\/a><\/em><\/p>\n

(863\/998)","protected":false},"excerpt":{"rendered":"

(\u0110TTC) – Quy \u0111\u1ecbnh v\u1ec1 ch\u1ee7 \u0111\u1ea7u t\u01b0 ph\u1ea3i \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng b\u1ea3o l\u00e3nh d\u1ef1 \u00e1n nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai c\u1ee7a Lu\u1eadt Kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n (B\u0110S) 2014 \u0111\u01b0\u1ee3c xem gi\u00fap ng\u01b0\u1eddi mua nh\u00e0 y\u00ean t\u00e2m h\u01a1n khi quy\u1ebft \u0111\u1ecbnh b\u1ecf ti\u1ec1n \u201cmua nh\u00e0 tr\u00ean gi\u1ea5y\u201d. M\u1edbi \u0111\u00e2y, Ng\u00e2n h\u00e0ng Nh\u00e0 […]<\/p>\n","protected":false},"author":3,"featured_media":29578,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-29574","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n741. Loay hoay con g\u00e0, qu\u1ea3 tr\u1ee9ng - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/741-loay-hoay-con-ga-qua-trung\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]741. 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